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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
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Bellmere has an estimated 7,394 residents, up from 6,588 at the 2021 Census — a change of 806 people, or 12.2%. Growth has averaged 1.7% a year over five years, faster than 78% of areas nationally. Interstate and internal migration accounts for 60.0% of that increase. That puts 287 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
According to AreaSearch's evaluation of ABS updates across the surrounding region alongside post-Census validated address counts, the suburb of Bellmere has an estimated count of approximately 7,394 residents as of Aug 2026. Compared to the 6,588 individuals documented in the 2021 Census, this indicates an expansion of 806 people (12.2%). This figure is deduced from an estimated resident count of 7,255 based on the ABS ERP release from June 2025 in combination with 82 validated new addresses identified following the Census. With 286 persons per square kilometer, the locality offers low density, generous space per resident, and substantial scope for future expansion.
Outperforming both Queensland and the 9.5% nationwide benchmark, the suburb of Bellmere's 12.2% gain establishes it among the top growth areas in the broader territory. Inward interstate migration served as the primary growth catalyst, generating roughly 60.0% of recent population additions, while natural increase and overseas migration also registered positive contributions. For local SA2 projections, AreaSearch utilises the ABS/Geoscience Australia datasets released in 2024 with a 2022 baseline. In instances where SA2 boundaries are excluded, or for projections extending beyond 2032, models incorporate the Queensland State Government SA2 series published in 2023 utilizing 2021 numbers. Because state-level modeling omits age breakdowns, AreaSearch allocates cohort distributions using proportional weightings derived from the ABS Greater Capital Region forecasts (published in 2023 from 2022 figures). Given these demographic trajectories, aggregated SA2 figures place the suburb of Bellmere in the top quartile of assessed territories, anticipating an addition of 2,635 persons by 2041, which represents an overall expansion of 33.8% across the 16 years.
Frequently Asked Questions - Population
110 new dwellings have been approved in Bellmere over the past five years, an average of 22 a year. That places the area in the 79th percentile for residential development activity nationally, about 3 approvals per 1,000 residents a year. Of the 28 dwellings approved in the latest reporting year, 89% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 64, running ahead of that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.
Detail
Examining ABS residential approval metrics mapped to local statistical divisions, AreaSearch indicates that Bellmere has averaged approximately 22 authorized dwellings annually, accumulating to around 110 residential approvals over the preceding 5 financial years. During FY-25 to date, 64 approvals have been tallied. With approximately 4.5 new arrivals per finished dwelling between FY-21 and FY-25 across the last 5 financial years, residential demand runs well ahead of incoming stock, intensifying buyer competition and driving valuations upward. Meanwhile, new residential construction is progressing at an average expected build cost of $393,000, aligning with regional averages.
Additionally, the suburb logged $312,000 in commercial development approvals during this financial year, underscoring its predominantly residential focus. Residential development volumes in Bellmere fall substantially behind regional benchmarks, tracking 69.0% below the per-capita rate for Greater Brisbane. While building activity has gained momentum in recent times, this limited pipeline of new construction tends to sustain price points and demand across established properties. Detached houses account for 89.0% of new residential activity compared to 11.0% for medium and high-density formats, reinforcing the low-density neighborhood character favored by buyers seeking land. With roughly 142 people per approved dwelling, Bellmere exhibits clear signs of a growing community. Based on the most recent quarterly figures from AreaSearch, Bellmere is projected to expand by 2,496 residents by 2041. Should current construction volumes persist, residential deliveries could struggle to keep pace with incoming population, potentially intensifying purchasing pressure and elevating property values.
Frequently Asked Questions - Development
Development applications around Bellmere
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| Lodged | Address | Description | Type | Distance | Status |
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 9 current infrastructure and development projects inside Bellmere, worth an estimated $1.56 billion. A further 111 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $157.8 billion. 41 are already under construction and 47 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Local infrastructure projects, strategic plans, and major commercial investments play a crucial role in shaping community development. AreaSearch has mapped 36 major undertakings expected to influence the district, highlighted by developments such as Coles Caboolture West (Lilywood Town Centre), Bellmere Shopping Centre Expansion, Westbrook Estate, and the QYAC Sports Complex.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Bellmere Shopping Centre Expansion
Planned expansion and evolution of the approved Bellmere local shopping centre to provide additional retail tenancies, food and dining offerings, services and community-focused facilities supporting rapid population growth in the Bellmere and Waraba growth corridor.
Stockland Rivermont
Stockland Rivermont is a masterplanned community in the Waraba Priority Development Area (formerly Caboolture West), 175 hectares in size at 1 Litherland Road, Upper Caboolture. Construction officially began with a sod-turning ceremony on 27 March 2025, attended by Queensland Deputy Premier Jarrod Bleijie and Moreton Bay Mayor Peter Flannery. The project will deliver around 2,050 homes across diverse typologies, including a 15-hectare Halcyon over-50s land lease community, a retail centre with cafe and convenience store, and medical and childcare facilities.Stage one comprises 205 homesites ranging from 124 to 940 square metres, with the first release of 20 lots in early 2025 and settlements progressing through 2025 and into 2026. Rivermont will feature 47 hectares of green space including six local parks and nearly 16 hectares of linear parkland, with close to 27 percent of the site set aside for environmental rehabilitation. Independent research by Urbis estimates the project will contribute approximately 573.6 million AUD to the Queensland economy during construction and around 10.9 million AUD annually through ongoing operations. Rivermont is Stockland's third masterplanned community in the Moreton Bay region, following Newport and Kinma Valley, and forms part of the broader 2,880-hectare Waraba PDA expected to house around 70,000 residents in 30,000 homes over the next four decades.
The Sanctuary Bellmere
Boutique acreage lifestyle estate in Bellmere, offering large residential lots with a focus on a natural bushland setting and proximity to the Caboolture River. Based on the developer's original website and other sources, the project appears to be completed or nearing completion with final stages released/sold out.
QYAC Sports Complex
New sports complex facility for Queensland Youth Athletics Club featuring modern training facilities, competition tracks, and community spaces.
Bellmere Community Centre
New community centre with meeting rooms, event spaces, seniors' facilities, and youth programs to serve the Bellmere community's social and cultural needs.
Aspire Bellmere
Established residential community in Bellmere, QLD, featuring modern homes close to schools, parks, and future retail. While many stages are complete and titled, later stages are still under construction, including Stage 35B with titles expected in Q4 2025. This indicates a project that is largely settled but still actively completing its final stages.
Baycrown Property Group Development
A 634-lot residential development by Baycrown Property Group located at Craig Road and Caboolture River Road, forming part of the initial approvals in Caboolture West. Lots range from 300sqm to 580sqm, with the majority falling between 400sqm and 450sqm.
Coles Caboolture West (Lilywood Town Centre)
Development of the first shopping centre for the Waraba (formerly Caboolture West) growth area. The Lilywood Town Centre features a 3,500sqm full-line Coles supermarket, Liquorland, approximately 1,190sqm of specialty retail tenancies (medical centre, pharmacy, and dining), and nearly 300 car parking spaces including EV charging stations and click-and-collect bays.
3,221 residents of Bellmere are employed, from a labour force of 3,411. Unemployment sits at 5.6%, with participation at 60.0%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.2% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 6,088, about 82% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
Bellmere features a well-rounded labor market encompassing both white and blue collar roles, where the construction industry stands out notably, reporting an unemployment rate of 5.6% alongside an estimated employment growth of 2.7% over the previous year, according to AreaSearch's compilation of statistical area information. By March 2026, the local population had 3,221 individuals employed, yet the unemployment rate remained 1.2% higher than Greater Brisbane's 4.3%, while workforce participation fell considerably behind the regional figure of 70.1%, standing at only 60.0%. Census data indicates that just 8.4% of residents worked from home, though the lingering effects of Covid-19 lockdown measures should be taken into account when interpreting this figure.
The primary employment fields for the local workforce comprise health care & social assistance, construction, and retail trade. Construction shows notable local concentration, capturing a market share 1.4 times greater than the regional standard. Conversely, professional & technical occupations represent just 3.5% of employment, well under the 8.9% seen across the broader region. Discrepancies between Census counts of working residents and local job positions suggest a shortage of employment opportunities situated within the suburb itself. Employment rose by 2.7% and the labour force expanded by 3.2% across the twelve months leading to March 2026, according to AreaSearch analysis of SALM and ABS data, which were aggregated from larger statistical regions. This divergence caused the unemployment rate to climb by 0.5 percentage points. By comparison, the Greater Brisbane area saw employment grow by 3.2% and the labour force expand by 3.4%, resulting in a 0.1 percentage point increase in unemployment. Jobs and Skills Australia's national employment forecasts, dated Mar-26, provide additional context for potential future demand in Bellmere. These projections span five and ten year horizons and have been overlaid with the local employment profile to estimate regional growth trends. Although national employment is expected to rise by 6.6% over five years and 13.7% over ten years, expansion varies considerably across different industry sectors. When these sector-specific forecasts are applied to Bellmere's current employment composition, local employment is projected to grow by 6.2% over five years and 13.1% over ten years. This calculation represents a basic weighting extrapolation intended for illustrative purposes only and does not incorporate localized population projections.
Frequently Asked Questions - Employment
Median household income in Bellmere is $1,448 a week (about $75,000 a year), with median personal income at $691 a week. ATO records put median taxable income at $50,180 a year against an average of $57,490. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
ATO postcode-level data compiled by AreaSearch for financial year 2023 indicates a median taxpayer earnings level of $50,180 and an average of $57,490 in the suburb of Bellmere, tracking below nationwide standards and comparing to a median of $58,236 and an average of $72,799 in Greater Brisbane. Factoring in Wage Price Index increases of 11.36% since financial year 2023, modeled earnings reach roughly $55,880 (median) and $64,021 (average) as of March 2026. According to the 2021 Census, personal, family, and household income percentiles in Bellmere range between the 26th and 32nd percentiles.
A cohort of 2,654 residents (35.9% of the population) reports weekly earnings between $1,500 - 2,999, which aligns with the regional distribution of 33.3%. Housing affordability pressures are pronounced, with uncommitted earnings sitting at 81.4%, positioning the locality at the 28th percentile.
Frequently Asked Questions - Income
Bellmere had 2,158 occupied dwellings at the 2021 Census, 88% detached houses and 1% apartments. 35% are owned with a mortgage, 40% rented and 25% owned outright. At that Census the median rent was $360 a week and the median mortgage repayment $1,560 a month. Rent absorbs 24.9% of household income here and mortgage repayments 24.9%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
At the time of the most recent Census, the housing inventory in Bellmere consisted of 88.4% standalone houses alongside 11.6% semi-detached, apartment, and other residential formats, contrasted with Greater Brisbane's balance of 73.5% separate houses and 26.5% other dwellings. Outright property ownership in Bellmere reached 25.3%, slightly trailing the metropolitan standard, while mortgaged properties accounted for 35.1% and rental housing represented 39.6%. Typical monthly mortgage payments stood at $1,560, well underneath the Brisbane metro median of $1,863, while typical weekly rent was $360 compared to $380 regionally. On a nationwide scale, local mortgage servicing costs are noticeably below the $1,863 Australian median, and rent remains lower than the $375 national benchmark.
Frequently Asked Questions - Housing
Bellmere counted 2,158 households at the 2021 Census, an estimated 2,422 today, averaging 2.9 people each. 32% are couples with children, against 26% couples without children. 18% of households are people living alone, and families average 1.9 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Family units constitute 78.6% of all local domestic arrangements, comprising couples with children at 31.6%, couples without offspring at 25.7%, and single-parent arrangements at 20.2%. Non-family living situations make up the remaining 21.4%, consisting of single-person residences at 17.8% and shared group households at 3.5%. Average household occupancy stands at 2.9 persons, exceeding the 2.6 person average recorded for Greater Brisbane.
Frequently Asked Questions - Households
11.6% of adults in Bellmere hold a university qualification, including 8.4% with a bachelor degree and 1.3% with postgraduate qualifications. A further 33.6% hold a vocational qualification. 1 school serves the area, with 715 enrolment places and an average ICSEA of 950 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
Educational attainment profiles highlight notable challenges locally, with 11.6% of residents holding higher education degrees compared to 30.5% across Greater Brisbane, signaling key targets for educational development. Bachelor degrees comprise 8.4% of qualifications, with graduate diplomas at 1.9% and postgraduate credentials at 1.3%. Conversely, vocational and technical pathways are well represented, with 44.8% of individuals aged 15+ possessing vocational credentials, broken down into 11.2% holding advanced diplomas and 33.6% possessing certificates. A significant 31.9% of the local population is actively engaged in formal schooling or study. Within this cohort, primary schooling accounts for 13.1%, secondary education represents 9.4%, and tertiary programs comprise 2.9%.
Frequently Asked Questions - Education
Schools Detail
Getting around Bellmere means driving: households keep an average of 1.6 vehicles, and no scheduled public transport appears in the current timetable feeds. Service data is built from operators' published GTFS timetables; vehicle ownership is from the 2021 Census.
Frequently Asked Questions - Transport
Transport Stops Detail
64.1% of residents in Bellmere report no long-term health condition, a less healthy profile than 88% of areas nationally. 9.9% need daily assistance with core activities, and 50.0% hold private health cover. The standardised death rate runs at 6.5 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
AreaSearch's review of mortality metrics and chronic condition rates highlights meaningful health vulnerabilities within Bellmere, characterized by widespread incidence of prevalent ailments across both younger and older cohorts. Private health insurance participation is subdued, covering approximately 50% of the populace (~3,695 people), trailing the Greater Brisbane rate of 55.8% and the 55.7% national benchmark. Mental health conditions and arthritis represent the most widespread diagnoses locally, affecting 10.7 and 8.8% of residents, respectively, whereas 64.1% of the populace reported no long-term medical conditions, compared to 69.2% across Greater Brisbane. Working-age residents experience elevated rates of chronic illness.
Older residents aged 65 and over total 1,197 people (16.2% of the locality), exceeding the regional proportion of 15.0%, with health metrics among older demographics aligning with national general population standards.
Frequently Asked Questions - Health
Bellmere is largely Australian-born, at 81.6% of residents, with 7.1% speaking a language other than English at home. The largest reported ancestries are English (31.0%) and Australian (28.0%). 4.7% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Cultural diversity measures for Bellmere sit below broader benchmarks, with Australian citizens comprising 86.3% of the community, Australian-born residents accounting for 81.6%, and 92.9% using exclusively English at home. Christianity represents the leading religious affiliation at 44.2% of the population. The most pronounced relative overrepresentation occurs in Judaism, which accounts for 0.1% of residents, matching the 0.1% regional level across Greater Brisbane. Looking at parental birthplaces, the primary ancestral backgrounds reported in Bellmere are English at 31.0%, Australian at 28.0%, and Irish at 7.4%. Specific demographic variations also appear among other ancestries, including New Zealand at 1.3% (compared to 1.0% across the region), Samoan at 1.3% (against 0.9% regionally), and Maori at 1.3% (versus 1.1% regionally).
Frequently Asked Questions - Diversity
The median resident of Bellmere is 34, younger than 82% of areas nationally. 28.6% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
Demographic statistics show Bellmere maintaining a younger population profile than Greater Brisbane. Updated estimates to August 2026 indicate that children and youth (aged 0 - 24) comprise 35.4% of residents, compared to 31.8% regionally, while young to middle-aged adults (aged 25 - 44) make up 27.9%, against 30.6% across Greater Brisbane. As at August 2026, the median age is estimated at 34, matching the 2021 Census and remaining 2 years younger than the Greater Brisbane median of 36 recorded at that Census. The most noticeable cohort shift since the Census occurred among adults aged 25 - 44, rising from 25.9% to an estimated 27.9%.
By 2041, growth is projected to be driven predominantly by older cohorts aged 65+, expanding by 1,039 people (87%) to reach a total of 2,237.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Bellmere
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.
Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Aug 2026 2 months ago headline measures · Jul 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Oct 2026 this month headline measures · Sep 2026 baseline |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Aug 2026 2 months ago all 9 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Aug 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 7 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Sep 2026 last month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 3 months ago headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Sep 2026 last month all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 82 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (6,588 at the 2021 Census → 7,394 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL30220). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.