Raymond Terrace

Suburb (SAL)

Rest of NSW / Port Stephens

 
 
 
 
 
 
 
Data Sources ABSValuer GeneralRental BoardACARA Newest Aug 2026 · Refreshed ABS QuickStats SAL13340 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Raymond Terrace

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The median house price in Raymond Terrace is $758k, with units at $538k. House values have moved 8.7% a year compounded over five years.

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DemographicsPopulation Growth in Raymond Terrace

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Raymond Terrace has an estimated 13,938 residents, up from 13,453 at the 2021 Census — a change of 485 people, or 3.6%. Growth has averaged 0.5% a year over five years. 129 new addresses have been validated here since Census night. That puts 344 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

Based on demographic evaluations from the ABS for the surrounding region, combined with fresh address validations from AreaSearch since the Census, the suburb of Raymond Terrace has an estimated residency of 13,938 individuals in May 2026. This indicates a rise of 485 residents (3.6%) from the 2021 Census, which documented a population of 13,453 individuals. The calculation relies on a local population estimate of 13,803 compiled by AreaSearch using the June 2025 ABS ERP release, supplemented by 129 newly validated addresses since the Census date. This level of occupancy translates to a density of 344 persons per square kilometer, offering generous spatial distribution and opportunities for future expansion.

The 3.6% growth rate of the suburb of Raymond Terrace since the census lags by 1.3 percentage points behind the Rest of NSW (4.9%), yet displays competitive underlying growth patterns. Population gains were chiefly supported by interstate relocation, which accounted for approximately 45.0% of the total growth, though natural increases and overseas arrivals also contributed positively. Projections utilize ABS and Geoscience Australia data published in 2024 with a 2022 baseline. For areas where this is unavailable, NSW State Government projections from 2022 with a 2021 baseline are substituted. Projected growth rates by age bracket from these files are applied to all regions for the span from 2032 to 2041. Future demographic models suggest regional population expansion will exceed national medians, with the suburb of Raymond Terrace expected to add 2,079 residents by 2041 under aggregated SA2 projections, representing a 13.9% total expansion over the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Raymond Terrace?
Total population for the suburb of Raymond Terrace was estimated to be approximately 13,938 as at May 26. This is based upon an estimated resident population of 13,803 from the ABS up to June 2025.
How has the population in the suburb of Raymond Terrace changed since 2021?
The suburb of raymond terrace has added approximately 485 people and shown a 3.61% increase from the 13,453 people recorded at the 2021 Census period.
What is the population density in the suburb of Raymond Terrace?
The population density in the suburb of Raymond Terrace is estimated at 344 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Raymond Terrace?
Over the past 10 years, the population in the suburb of Raymond Terrace has shown a compound annual growth rate of 0.5% per annum.
What are the main drivers of population growth in the suburb of Raymond Terrace?
Population growth in the suburb of Raymond Terrace is driven by: Interstate migration (45.0%), Natural increase (35.0%), Overseas migration (20.0%). The primary driver is Interstate migration, contributing 45.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Raymond Terrace

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174 new dwellings have been approved in Raymond Terrace over the past five years, an average of 34 a year. That is 2.6 approvals per 1,000 residents. Of the 35 dwellings approved in the latest reporting year, 77% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 30, broadly in line with that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

Analysis of building approval statistics indicates that the suburb of Raymond Terrace averages approximately 34 residential building approvals annually. Over the past 5 financial years from FY-21 to FY-25, a total of 174 dwellings were approved, with 28 approvals recorded so far in FY-26. The average construction value for new dwellings is $299,000, supported by steady demand where each new home corresponds to an average population increase of 2 residents per year between FY-21 and FY-25. Additionally, commercial building approvals have reached $23.7 million this financial year, pointing to steady business development.

When compared to the Rest of NSW, building activity in the suburb of Raymond Terrace is substantially lower, sitting 59.0% below the regional per capita benchmark. This restricted supply of new housing typically supports demand and valuations for existing stock. Local construction rates are also below the national average, suggesting a mature market or possible regulatory limits. Recent residential projects consist of 77.0% detached houses and 23.0% townhouses or multi-dwelling units, sustaining a low-density profile suited to buyers seeking space. The ratio of 789 people per single dwelling approval highlights a quiet development landscape. Long-term projections indicate the suburb of Raymond Terrace will gain 1,944 new residents by 2041 based on the most recent quarterly estimates. If current building rates persist, the supply of new dwellings may fall short of demographic growth, which could intensify buyer competition and reinforce upward price trends.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Raymond Terrace recently?
Dwelling approval activity in the the suburb of Raymond Terrace area has seen 35 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Raymond Terrace's current population of 13,938 has been supported by 34 approvals on average over recent years.
How does the suburb of Raymond Terrace's development activity compare to the broader region?
The suburb of Raymond Terrace has seen 0.26 approvals per 100 people in recent years, compared to 0.58 approvals in the broader region. This means that one dwelling has been approved for every 789 people in the suburb of Raymond Terrace, compared to one for every 192 in the broader region.
Is the suburb of Raymond Terrace keeping up with housing demand?
With the population expected to increase by 1,944 people by 2041, around 972 new dwellings will be necessary. Recent approval levels may be insufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This indicates potential housing shortages if current approval trends continue.
What has been the trend in development approvals over the past five years in the suburb of Raymond Terrace?
Looking at development activity over the past five years, the suburb of Raymond Terrace's approval levels have been significantly below the yearly average of 34, showing a notable downturn in recent development.
How many dwellings will be needed to accommodate future population growth in the suburb of Raymond Terrace?
The population in the suburb of Raymond Terrace is expected to grow by 1,944 people by 2041, necessitating approximately 972 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Raymond Terrace?
Over the past five years, the population in the suburb of Raymond Terrace has grown by approximately 1,228 people, while 174 residential approvals were recorded. This equates to a ratio of 7.1 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the suburb of Raymond Terrace?
With dwelling approval activity running at an average of 34 approvals per year and a population of 13,938, there appears to be a supply shortfall relative to projected demand, presenting strong opportunities for residential developers. With the population expected to increase by 1,944 people by 2041, around 972 new dwellings will be necessary. Current approval trends may be insufficient to meet forecast demand, indicating strong development opportunities.
Approvals Pipeline Development applications near Raymond Terrace

Development applications around Raymond Terrace

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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Raymond Terrace

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AreaSearch tracks 4 current infrastructure and development projects inside Raymond Terrace, worth an estimated $874 million. A further 32 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $5.41 billion. 14 are already under construction and 18 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Local infrastructure projects, public works, and planning updates are major factors in local property demand. AreaSearch has identified 12 active projects of significance to the area. Notable developments include the Raymond Terrace Indoor Sports Facility, the Raymond Terrace Public Domain Plan, the Tomago Battery Energy Storage System (BESS), and the Raymond Terrace Bowling Club Hotel Development.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Raymond Terrace?
Key infrastructure and planning changes likely to influence the suburb of Raymond Terrace include: Raymond Terrace Indoor Sports Facility (Planning); Raymond Terrace Public Domain Plan (Approved); Tomago Battery Energy Storage System (BESS) (Construction); Raymond Terrace Bowling Club Hotel Development (Proposed); and New Medowie High School (Planning). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Raymond Terrace?
Infrastructure development impacting the suburb of Raymond Terrace spans multiple sectors including Communities, Precincts & Urban Renewal, Transport & Logistics, and Education & Training, among others.
What is the scale of infrastructure investment impacting the suburb of Raymond Terrace?
Infrastructure investment analysis indicates substantial capital deployment exceeding $5.1 billion in projects that will impact the extended area.
How does the suburb of Raymond Terrace's infrastructure development compare to other areas?
The suburb of Raymond Terrace ranks in the top 10% nationally for infrastructure development, reflecting exceptional investment activity compared to similar areas across the country.
Tomago Battery Energy Storage System (BESS)
Category: Energy
Stage: Construction | Est. Comp: 2027
Source / Links: Link 1   Link 2  

A 500 MW / 2,000 MWh grid-scale battery energy storage system (BESS) developed by AGL Energy at Tomago Industrial Estate in NSW's Hunter-Central Coast Renewable Energy Zone. The four-hour duration battery uses Fluence Gridstack Pro technology with grid-forming capability, storing energy during low-demand periods and discharging during peak demand. Construction commenced in December 2025 with operations targeted for the second half of 2027. Total construction cost is approximately $800 million. Fluence is the EPC contractor.The project will support up to 200 construction jobs and 6 ongoing operational roles.

Energy

Raymond Terrace Indoor Sports Facility
Category: Sports & Recreation
Stage: Planning | Est. Comp: 2028
Source / Links: Link 1   Link 2  

Development of a masterplan for a multipurpose indoor sports facility to serve the growing regional communities of Raymond Terrace, Karuah, and Medowie. The facility is planned as part of broader sporting infrastructure upgrades within existing sports complex masterplans, potentially including King Park and Lakeside Sports Complex sites.

Sports & Recreation

Raymond Terrace Public Domain Plan
Category: Communities, Precincts & Urban Renewal
Stage: Construction | Est. Comp: 2027
Source / Links: Link 1   

Long-term public domain renewal program for Raymond Terrace town centre delivering streetscape upgrades, new landscaping, shade structures, seating, lighting, pedestrian improvements and place activation focused on William Street and surrounding civic spaces. Initial construction stages have commenced with further works to be delivered progressively as part of the wider town centre revitalisation program.

Communities, Precincts & Urban Renewal

Raymond Terrace Bowling Club Hotel Development
Category: Tourism
Stage: Proposed | Est. Comp: 2030
Source / Links: Link 1   Link 2  

A $39 million redevelopment featuring a six-storey 50-room hotel with five serviced apartments, including ground-floor restaurant, bar, swimming pool, gym, and function spaces. The project also includes upgraded bowling facilities and a state-of-the-art clubhouse designed by EJE Architecture.

Tourism

Medowie High School
Category: Education & Training
Stage: Construction | Est. Comp: 2027
Source / Links: Link 1   Link 2  

New NSW Government public high school for the growing Medowie community. Construction is well underway with building structures topped out, roofing progressing, services installation underway and public domain road upgrades in progress. The school will open for Year 7 students on Day 1 Term 1 2027 with staged future expansion planned.

Education & Training

Nelson Bay Road Duplication - Williamtown to Bobs Farm
Category: Transport & Logistics
Stage: Planning | Est. Comp: 0
Source / Links: Link 1   Link 2  

NSW and Australian Government investment of $275 million to improve safety and travel times on Nelson Bay Road, including a fully off-line duplication route from Cabbage Tree Road at Williamtown to the completed Section 1 duplication at Bobs Farm. Nelson Bay Road is a major connection between Newcastle Airport, RAAF Base Williamtown and Nelson Bay, used by around 25,000 motorists daily. As of July 2025, Transport for NSW is progressing concept design for the preferred route; timing for delivery depends on site investigations, the Review of Environmental Factors, land acquisition and future funding.

Transport & Logistics

The Bower Medowie
Category: Communities, Precincts & Urban Renewal
Stage: Completed | Est. Comp: 2026
Source / Links: Link 1   Link 2  

The Bower is a 127-hectare masterplanned community in Medowie, NSW, comprising 474 homesites across 57 hectares, with 70 hectares dedicated as a State Conservation Area. Developed by McCloy Group, the project launched in 2016 and reached full sell-out in December 2023. The precinct features the 10,000m2 Bower Reserve playground, extensive walking tracks, and full utility servicing. An integrated retirement component, Blueheath at The Bower, is currently under construction and features 112 luxury villas with a clubhouse and wellness facilities, expected to reach final completion by mid-2026.

Communities, Precincts & Urban Renewal

Sophia Waters Sportsground
Category: Sports & Recreation
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   Link 2  

A new neighbourhood sportsground in Sophia Waters, Chisholm, funded by Maitland City Council as part of its 2025-26 capital works program. The facility includes two mixed sports fields, a turf cricket wicket, an amenities building with accessible changerooms and toilets, a canteen, storage, irrigation, field flood lighting, fencing, and over 100 parking spaces. A playspace adjacent to the sportsground is also planned. Construction commenced May 2025 with completion targeted for late 2026. The facility will serve the growing residential communities of Thornton, Chisholm and surrounds.

Sports & Recreation

Jobs & IndustryEmployment Trends in Raymond Terrace

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5,707 residents of Raymond Terrace are employed, from a labour force of 6,227. Unemployment sits at 8.4%, with participation at 55.4%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.1% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

The local workforce is evenly divided between professional and industrial occupations, with notable representation in manufacturing. The local unemployment rate stands at 8.4%, while employment growth over the past year is estimated at 2.5%. As of March 2026, there are 5,707 employed residents. The unemployment rate is 4.2% higher than the Regional NSW average of 4.1%, indicating potential for labor market improvement, while workforce participation is relatively low at 55.4% compared to 60.6% for Regional NSW. According to Census responses, a moderate 14.0% of the workforce operated from home, though this figure was likely influenced by pandemic containment measures.

The primary employment sectors for residents are health care & social assistance, retail trade, and construction. The local labor market is heavily weighted toward transport, postal & warehousing, employing residents at 1.8 times the regional standard. Conversely, agricultural, forestry, and fishing sectors are underrepresented, accounting for 0.8% of employment compared to a regional average of 5.3%. The balance between the local working population and resident workforce suggests a shortage of job opportunities within the immediate area. Based on SALM and ABS statistics over the 12 months leading to March 2026, the number of employed residents grew by 2.5% while the labor force expanded by 0.7%, resulting in a 1.5 percentage point drop in the unemployment rate. In contrast, Regional NSW experienced a 0.9% decline in employment, a 0.4% contraction in the labor force, and a 0.5 percentage point rise in unemployment. National employment projections from May-25 offer additional context on future labor demands. These five and ten-year forecasts have been applied to the local industry mix. While national job numbers are expected to grow by 6.6% over five years and 13.7% over ten years, trends vary by sector. Applying these trends to the local workforce structure suggests employment in the suburb of Raymond Terrace could grow by 6.1% over five years and 12.9% over ten years, representing a basic weighted extrapolation.

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Raymond Terrace?
As of March 2026, the suburb of Raymond Terrace has approximately 5,707 employed residents with an unemployment rate of 8.4%. The elevated unemployment rate suggests challenging labour market conditions. The area faces employment challenges compared to other regions nationally.
How does the suburb of Raymond Terrace's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Raymond Terrace stands at 8.4%, which is 4.2 percentage points above Regional NSW's rate of 4.1%. This higher unemployment rate may indicate local labour market challenges. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Raymond Terrace?
The employment landscape in the suburb of Raymond Terrace is dominated by several key sectors. The largest employers are health care & social assistance (15.6% of employment), retail trade (11.6%), and construction (10.8%). Other significant employers include accommodation & food and manufacturing.
How has employment changed recently in the suburb of Raymond Terrace?
Over the past year to March 2026, the suburb of Raymond Terrace has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has fall. By comparison, Regional NSW saw employment decreased and its unemployment rate rose.
What is the workforce participation rate in the suburb of Raymond Terrace?
The workforce participation rate in the suburb of Raymond Terrace is 55.4%, which represents the proportion of working-age residents who are either employed or actively seeking work. This moderate participation rate suggests some residents may face barriers to workforce entry. The local rate trailing the Regional NSW average of 60.6%, suggesting potential for increased workforce participation.
Which industries are over-represented in the suburb of Raymond Terrace's employment market?
The suburb of raymond terrace shows notable specialization in transport, postal & warehousing, which employs 6.9% of the local workforce compared to 3.9% regionally. This concentration suggests the area has developed competitive advantages in this sector.
What are the employment growth prospects for the suburb of Raymond Terrace?
Based on Jobs and Skills Australia projections applied to the suburb of Raymond Terrace's industry mix, employment is expected to grow by 6.1% over the next five years and 12.9% over ten years. This compares to national growth expectations of 6.6% over five years. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Raymond Terrace compare nationally?
The suburb of raymond terrace's employment market shows weaker performance compared to most areas nationally. This suggests the need for targeted economic development initiatives. Recent job advertisement trends show the broader employment region saw a 1.7% decline, ranking 21.0st out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Raymond Terrace?
Skilled workers will find good opportunities in the suburb of Raymond Terrace, with skilled sectors accounting for 28.9% of employment. Key sectors for skilled workers include health care & social assistance (15.6%), education & training (6.8%), and professional & technical (3.9%). With projected employment growth of 6.1% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Raymond Terrace

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Median household income in Raymond Terrace is $1,297 a week (about $67,000 a year), with median personal income at $655 a week. ATO records put median taxable income at $45,993 a year against an average of $55,866. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

According to tax data from the financial year 2023, taxpayers in the suburb of Raymond Terrace recorded a median income of $45,993 and an average income of $55,866. These figures are below national averages and compare to regional benchmarks of $52,390 (median) and $65,215 (average) across Regional NSW. Adjusted for a Wage Price Index growth of 10.32% since financial year 2023, estimated incomes as of March 2026 would be roughly $50,739 for the median and $61,631 for the average. Census data from 2021 shows that household, family, and individual incomes all rank in the 20th percentile nationally.

The data shows that 31.4% of the population, or 4,376 people, earn between $1,500 and $2,999, which is close to the regional rate of 29.9%. Housing affordability is a significant concern, with residents retaining only 81.0% of their income, placing the area in the 17th percentile for affordability.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Raymond Terrace?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Raymond Terrace is approximately $50,739. The official ATO data from FY-23 recorded a median of $45,993.
What is the average taxable income in the suburb of Raymond Terrace?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Raymond Terrace is approximately $61,631. The official ATO data from FY-23 recorded an average of $55,866.
How does the median taxable income in the suburb of Raymond Terrace compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Raymond Terrace is approximately $50,739 compared to $57,797 in Regional NSW. The official ATO data from FY-23 shows $45,993 and $52,390 respectively.
How does the average taxable income in the suburb of Raymond Terrace compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Raymond Terrace is approximately $61,631 compared to $71,945 in Regional NSW. The official ATO data from FY-23 shows $55,866 and $65,215 respectively.
What are the main income cohorts in the suburb of Raymond Terrace according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~31.4% / 4,376 persons) of the suburb of Raymond Terrace's population is the $1,500 - 2,999 cohort.
How do the main income cohorts in the suburb of Raymond Terrace compare to the region?
The largest income cohort in the suburb of Raymond Terrace is the $1,500 - 2,999 group, representing about 31.4% of the population. In comparison, Regional NSW's largest income cohort is the $1,500 - 2,999 group, representing 29.9% of its population, according to the 2021 Census.
What is the median household income in the suburb of Raymond Terrace according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Raymond Terrace is $1,297/wk.
What is the median family income in the suburb of Raymond Terrace according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Raymond Terrace is $1,535/wk.
What is the median personal income in the suburb of Raymond Terrace according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Raymond Terrace is $655/wk.
How does the suburb of Raymond Terrace's income rank nationally?
According to AreaSearch's aggregation of the latest postcode level ATO data released for FY-23, the suburb of Raymond Terrace had a median income among taxpayers of $45,993 with the average level standing at $55,866. This is lower than average on a national basis and compares to levels of $52,390 and $65,215 across Regional NSW respectively. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $50,739 (median) and $61,631 (average) as of March 2026.
What is the disposable income in the suburb of Raymond Terrace?
The estimated disposable income in the suburb of Raymond Terrace is $4,553 per year according to AreaSearch analysis.
How does the suburb of Raymond Terrace's disposable income compare to the region?
The suburb of raymond terrace's disposable income is $4,553 compared to $5,252 for Regional NSW, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Raymond Terrace

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Raymond Terrace had 5,070 occupied dwellings at the 2021 Census, 83% detached houses and 1% apartments. 33% are owned with a mortgage, 41% rented and 27% owned outright. At that Census the median rent was $325 a week and the median mortgage repayment $1,517 a month. Rent absorbs 25.1% of household income here and mortgage repayments 27.0%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

At the time of the last Census, residential properties in the suburb of Raymond Terrace consisted of 83.2% detached houses and 16.8% alternative housing styles such as townhouses and apartments, compared to 82.6% houses and 17.4% other dwellings in Regional NSW. Homeownership rates lag behind the regional average, standing at 26.7%, with the remaining properties occupied by households with a mortgage (32.8%) or renting (40.5%). The median monthly mortgage payment was $1,517, which is lower than the Regional NSW average of $1,733, while weekly rent was recorded at $325 compared to the regional figure of $330.

Nationally, local mortgage commitments are lower than the Australian average of $1,863, and average rents are below the national figure of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Raymond Terrace?
In the suburb of Raymond Terrace, 26.7% of homes are owned outright, 32.8% are owned with a mortgage, and 40.5% are rented.
What percentage of dwellings in the suburb of Raymond Terrace are houses?
According to the latest data, 83.2% of dwellings in the suburb of Raymond Terrace are houses.
What percentage of dwellings in the suburb of Raymond Terrace are apartments or units?
In the suburb of Raymond Terrace, 0.9% of dwellings are apartments or units, with an additional 15.7% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Raymond Terrace?
Outright home ownership in the suburb of Raymond Terrace stands at 26.7%, compared to 39.6% in Regional NSW.
What is the median monthly mortgage repayment in the suburb of Raymond Terrace?
The median monthly mortgage repayment in the suburb of Raymond Terrace is $1,517, compared to $1,733 in Regional NSW.
What is the median weekly rent in the suburb of Raymond Terrace?
The median weekly rent in the suburb of Raymond Terrace is $325, compared to $330 in Regional NSW.
What is the distribution of rental prices in the suburb of Raymond Terrace?
In the suburb of Raymond Terrace, 3.7% of rentals are $0-149/week, 55.4% are $150-349/week, 40.7% are $350-649/week, 0.3% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Raymond Terrace?
The aggregate monthly housing cost in the suburb of Raymond Terrace is $1,067, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Raymond Terrace?
In the suburb of Raymond Terrace, households with mortgages typically spend 27.0% of their income on mortgage repayments, while renters spend 25.1% of their income on rent.
How crowded are homes in the suburb of Raymond Terrace?
The average persons per bedroom ratio in the suburb of Raymond Terrace is 0.8, indicating the level of household density.
How does housing affordability in the suburb of Raymond Terrace compare to the region?
Housing affordability in the suburb of Raymond Terrace shows mortgage holders spending 27.0% of income on repayments (vs 27.9% regionally), while renters spend 25.1% of income on rent (vs 23.0% regionally).
What types of dwellings are most common in the suburb of Raymond Terrace?
The dwelling mix in the suburb of Raymond Terrace consists of 83.2% detached houses, 15.7% semi-detached dwellings, 0.9% apartments, and 0.2% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Raymond Terrace?
Based on the area's tenure composition, the weighted average monthly housing cost is approximately $1,068. This accounts for outright owners paying no housing costs, mortgage holders paying $1,517/month, and renters paying $1,407/month.
How affordable is housing in the suburb of Raymond Terrace relative to local incomes?
Housing in Raymond Terrace consumes approximately 19.0% of median household income ($5,616 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Raymond Terrace?
Recent development applications in Raymond Terrace show attached dwellings contributing 44% of approvals compared to 17% of existing stock, while detached houses represent 56% of applications versus 83% of current dwellings. This suggests increasing densification. Housing density growth is around the national average.

HouseholdsHousehold Composition in Raymond Terrace

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Raymond Terrace counted 5,070 households at the 2021 Census, averaging 2.5 people each. 26% are couples with children, against 23% couples without children. 28% of households are people living alone, and families average 1.9 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families comprise the majority of households at 68.6%, consisting of couples with children at 25.5%, couples without children at 23.0%, and single-parent households at 18.8%. Non-family living arrangements account for the remaining 31.4%, with single-person households representing 28.3% and group households making up 3.1%. The median household size of 2.5 persons exceeds the Regional NSW average of 2.4.

Frequently Asked Questions - Households

How many households are in the suburb of Raymond Terrace?
As of the 2021 Census, the suburb of Raymond Terrace had 5,070 households. Based on population growth patterns, this has grown by approximately 3.6% to an estimated 5,253 households today.
What is the typical household size?
The median household size in the suburb of Raymond Terrace is 2.5 people. This compares to 2.4 in Regional NSW and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 68.6% of all households. The remaining households consist of lone person households (28.3%), group households (3.1%), and other household types (0.0%).
How are families structured in the area?
Among the 3,478 family households, 25.5% are couples with children, 23.0% are couples without children at home, and 18.8% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Raymond Terrace compare to regional household patterns?
Compared to Regional NSW, the suburb of Raymond Terrace shows distinct household patterns. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Raymond Terrace have an average of 1.9 children, slightly above the Regional NSW average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Raymond Terrace?
Marriage patterns reveal 36.5% of the adult population are currently married, while 40.8% have never married. This compares to 45.6% married and 34.3% never married across Regional NSW.
How significant are single-person households?
Single-person households represent 28.3% of all households in the suburb of Raymond Terrace, similar to the regional average of 27.9%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 3.1% of households, well below the Regional NSW average of 3.3%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Raymond Terrace

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9.5% of adults in Raymond Terrace hold a university qualification, including 6.8% with a bachelor degree and 1.6% with postgraduate qualifications, lower than 90% of areas nationally. A further 33.3% hold a vocational qualification. 6 schools serve the area, with 2,114 enrolment places and an average ICSEA of 916 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Academic attainment levels present some developmental hurdles, as the proportion of residents with university qualifications (9.5%) is below the NSW average of 32.2%. Bachelor degrees represent the most common higher qualification at 6.8%, with postgraduate qualifications at 1.6% and graduate diplomas at 1.1%. Vocational and technical skills are highly prevalent, with 42.4% of residents aged 15 and over holding vocational qualifications, including advanced diplomas at 9.1% and certificates at 33.3%. Enrolment in education is strong, with 29.4% of the population undertaking formal studies. This includes 11.3% of residents in primary school, 8.9% in secondary school, and 2.9% in tertiary programs.

Frequently Asked Questions - Education

What percentage of people in the suburb of Raymond Terrace have university qualifications?
9.5% of people aged 15 and over in the suburb of Raymond Terrace have university qualifications, compared to 21.3% in the broader region.
What percentage of people in the suburb of Raymond Terrace have no formal qualifications?
48.1% of people aged 15 and over in the suburb of Raymond Terrace have no formal qualifications, compared to 39.1% regionally.
How does the suburb of Raymond Terrace's education level compare to national averages?
The suburb of raymond terrace ranks in the 10th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Raymond Terrace?
The most common qualifications in the suburb of Raymond Terrace are: Certificate (33.3%), Advanced Diploma (9.1%), Bachelor Degree (6.8%).
What proportion of the suburb of Raymond Terrace's population is currently attending educational institutions?
29.4% of the population in the suburb of Raymond Terrace is currently engaged in formal education, with 11.3% in primary school, 8.9% in secondary school, 2.9% at university.
What is the ICSEA score for schools in the suburb of Raymond Terrace?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Raymond Terrace is 916, indicating below-average socio-educational advantage compared to the national average of 1000.
How many schools are located within the suburb of Raymond Terrace?
There are 6 schools within the suburb of Raymond Terrace, with a combined enrollment of approximately 2,114 students.
What types of schools are available in the suburb of Raymond Terrace?
The suburb of raymond terrace includes 4 primary schools, 2 secondary schools.

Schools Detail

AmenitiesServices & Amenities in Raymond Terrace

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Getting AroundTransport & Commuting in Raymond Terrace

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Public transport in Raymond Terrace reaches 139 stops on 97 routes, timetabled for about 2,300 services a week. The typical home sits about 140 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.3 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

Public transport services include 139 active bus stops within the suburb of Raymond Terrace. These stops connect to 97 separate routes, supporting 2,254 weekly passenger trips. Transport links are highly accessible, with residents living an average of 144 meters from the nearest stop. Commuting patterns reflect the residential nature of the suburb, with 95% of commuters driving. Household vehicle ownership averages 1.3 cars, which is below the regional average. In the 2021 Census, 14.0% of residents worked from home, a figure that may reflect pandemic conditions. Bus services run an average of 322 daily trips across the local network, representing roughly 16 weekly departures per bus stop.

The associated mapping indicates the location of the 100 closest stops to the central point of the area.

Frequently Asked Questions - Transport

How many public transport stops are in Raymond Terrace?
There are 139 public transport stops within the suburb of Raymond Terrace.
How frequent are the transport services in Raymond Terrace?
the suburb of Raymond Terrace has 2,254 weekly trips across 97 routes, averaging 322 trips per day.
How far are residents from public transport in Raymond Terrace?
On average, residential properties are 144 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Raymond Terrace

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58.2% of residents in Raymond Terrace report no long-term health condition, a less healthy profile than 95% of areas nationally. 8.5% need daily assistance with core activities, and 49.1% hold private health cover. The standardised death rate runs at 7.6 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Public health metrics indicate challenges in the suburb of Raymond Terrace, with chronic illnesses affecting multiple age groups. The rate of private health insurance is relatively low, covering approximately 49% of the population, which corresponds to roughly 6,839 residents. This compares to a coverage rate of 51.9% in Regional NSW and a national average of 55.7%. Mental health concerns and asthma are the most prevalent conditions, affecting 13.2% and 9.9% of residents, respectively. Meanwhile, 58.2% of the population reported no chronic health issues, compared to 63.3% across Regional NSW. Health issues are notable among working-age residents.

Seniors aged 65 and over make up 17.6% of the population, representing 2,453 people, which is lower than the regional figure of 23.4%. Health profiles for older residents show some challenges, with national rankings aligning with overall population trends.

Frequently Asked Questions - Health

How many people in the suburb of Raymond Terrace have private health insurance?
Around 49.1% of people in the suburb of Raymond Terrace are covered by private health insurance, which compares to 51.9% in the broader region of Regional NSW.
What percentage of the population requires ongoing medical assistance in the suburb of Raymond Terrace?
In the suburb of Raymond Terrace, 8.5% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.8% of people in Regional NSW require similar assistance.
How prevalent is asthma in the suburb of Raymond Terrace?
9.9% of people in the suburb of Raymond Terrace are diagnosed with asthma. In comparison, 8.4% of the population across Regional NSW is affected by asthma.
What percentage of people have diabetes in the suburb of Raymond Terrace?
Diabetes affects 5.5% of the the suburb of Raymond Terrace population, while in the surrounding region, 4.7% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Raymond Terrace?
4.3% of people in the suburb of Raymond Terrace have heart disease. Across the region of Regional NSW, 4.4% of the population is affected by heart disease.
How does the suburb of Raymond Terrace compare to the region in terms of overall private health coverage?
In the suburb of Raymond Terrace, 49.1% of the population are estimated to have private health insurance. Comparatively, Regional NSW sees an estimated private health coverage rate of 51.9%.

Ancestry & LanguageCultural Diversity in Raymond Terrace

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Raymond Terrace is largely Australian-born, at 91.8% of residents, with 3.8% speaking a language other than English at home. The largest reported ancestries are Australian (31.9%) and English (31.0%). 8.3% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Cultural diversity metrics are below average, with 91.9% of residents holding citizenship, 91.8% born in Australia, and 96.2% using only English at home. Christianity is the predominant religion, followed by 53.2% of the population, compared to 55.9% across Regional NSW. In terms of ancestral heritage, the most common backgrounds are Australian at 31.9%, English at 31.0%, and Australian Aboriginal at 8.3%. Some specific groups show localized variation, with Welsh ancestry representing 0.6% compared to 0.5% regionally, Samoan heritage at 0.2% compared to 0.1%, and Macedonian background at 0.1% compared to 0.4% regionally.

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Raymond Terrace?
Raymond Terrace was found to be below average in terms of cultural diversity, with 91.9% of its population being citizens, 91.8% born in Australia, and 96.2% speaking English only at home.
What is the most common religion in the suburb of Raymond Terrace?
The main religion in Raymond Terrace was found to be Christianity, which makes up 53.2% of people in Raymond Terrace. This compares to 55.9% across Regional NSW.
What are the top countries of origin in the suburb of Raymond Terrace?
In terms of ancestry (country of birth of parents), the top three represented groups in Raymond Terrace are Australian, comprising 31.9% of the population, English, comprising 31.0% of the population, and Australian Aboriginal, comprising 8.3% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Welsh is notably overrepresented at 0.6% of Raymond Terrace (vs 0.5% regionally), Samoan at 0.2% (vs 0.1%) and Macedonian at 0.1% (vs 0.4%).
How does the percentage of people born overseas compare to the regional average?
8.2% of the the suburb of Raymond Terrace population was born overseas, compared to 13.0% regionally.
What percentage of the the suburb of Raymond Terrace population speaks a language other than English at home?
3.8% of the population in the suburb of Raymond Terrace speaks a language other than English at home, compared to 7.1% in the wider region.
How many people in the suburb of Raymond Terrace identify as Australian Aboriginal?
8.3% of the the suburb of Raymond Terrace population identifies as Australian Aboriginal, compared to 4.6% in the region.
What is the citizenship status of the population in the suburb of Raymond Terrace?
91.9% of the the suburb of Raymond Terrace population holds citizenship, compared to 89.2% in the wider region.

Age StructureAge Profile of Raymond Terrace

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The median resident of Raymond Terrace is 37. 28.3% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

The median age of 37 years in the suburb of Raymond Terrace is below the Regional NSW average of 43 and close to the national average of 38. Young adults aged 25 to 34 are well represented at 14.4%, while the 65 to 74 demographic is smaller at 9.8% compared to the regional profile. Since 2021, the 25 to 34 age group has increased from 13.1% to 14.4%, and the 35 to 44 cohort rose from 12.2% to 13.3%, while the 5 to 14 cohort decreased from 14.8% to 12.5%.

By 2041, the local age structure is projected to shift. The 25 to 34 age group is expected to grow by 678 individuals (34%) from 2,007 to 2,686, while the 15 to 24 and 65 to 74 demographics are projected to shrink.

Frequently Asked Questions - Age

What is the median age in the suburb of Raymond Terrace?
According to the latest data, the median age in the suburb of Raymond Terrace is 37 years.
How does the suburb of Raymond Terrace's median age compare to broader areas?
At 37 years, Raymond Terrace is 6 years younger than the Regional NSW average (43 years) and comparable to the national average (38 years).
What age groups are over-represented in the suburb of Raymond Terrace?
The most over-represented age group in the suburb of Raymond Terrace compared to the Regional NSW region is the 25 - 34 group, making up 14.4% of the population.
What age groups are under-represented in the suburb of Raymond Terrace?
The most under-represented age group in the suburb of Raymond Terrace compared to the Regional NSW region is the 65 - 74 group, making up 9.8% of the population.
Are there age groups with notable population variances?
No, the age distribution in the suburb of Raymond Terrace is broadly in line with the Regional NSW region.
What is the percentage of children (0-14 years) in the suburb of Raymond Terrace?
The percentage of children aged 0-14 years in the suburb of Raymond Terrace is 19.1%.
What is the percentage of older people (65+ years) in the suburb of Raymond Terrace?
The percentage of people aged 65 and over in the suburb of Raymond Terrace is 17.6%.

Data & MethodBoundaries, Sources & Method for Raymond Terrace

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Jul 2026 last month all 4 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jul 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 129 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (13,453 at the 2021 Census → 13,938 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL13340). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Raymond Terrace suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Raymond Terrace page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Raymond Terrace data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (Jul 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas