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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
Sales Activity
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Population
Tarro is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends
As of Feb 2026, the estimated population of the suburb of Tarro is around 1,711, reflecting an increase of 8 people since the 2021 Census which reported a population of 1,703. This increase was inferred from AreaSearch's estimation of the resident population at 1,710 following examination of the latest ERP data release by the ABS in June 2024 and an additional 2 validated new addresses since the Census date. This results in a population density ratio of approximately 295 persons per square kilometer. Overseas migration contributed around 55% of overall population gains during recent periods, primarily driving growth for the area. AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area released in 2024 with a base year of 2022.
For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for the years 2032 to 2041. Considering projected demographic shifts, locations outside capital cities are anticipated to have lower quartile growth. The suburb of Tarro is expected to grow by 68 persons to reach a population of around 1,779 by 2041 based on aggregated SA2-level projections, reflecting an increase of approximately 5% in total over the 17-year period.
Frequently Asked Questions - Population
Development
Residential development activity is lower than average in Tarro according to AreaSearch's national comparison of local real estate markets
Tarro has had minimal residential development activity with less than one dwelling approval annually over the past five years (one approval in total). This low level of development is typical of rural areas where housing needs are modest and construction activity is limited by local demand and infrastructure capacity. It should be noted that the small sample size can significantly influence annual growth and relativity statistics.
Compared to Rest of NSW, Tarro has much lower development activity. This pattern is also seen nationally with lower levels of development activity than the national average.
Frequently Asked Questions - Development
Infrastructure
Tarro has very high levels of nearby infrastructure activity, ranking in the top 10% nationally
The performance of an area is significantly influenced by changes to local infrastructure, major projects, and planning initiatives. AreaSearch has identified three projects that are expected to impact the area. Among these key projects are the M1 Pacific Motorway Extension to Raymond Terrace, Beresfield Industrial Park Expansion, Beresfield Residential Precinct, and Hexham Relief Roads. The following list details those projects considered most relevant.
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Frequently Asked Questions - Infrastructure
Maitland Local Housing Strategy 2041
The Maitland Local Housing Strategy 2041 is a comprehensive framework adopted by Council in June 2023 and endorsed by the NSW Government in September 2024. It manages residential growth to accommodate a projected population increase of 54,800 residents by 2041. The strategy prioritizes housing diversity, infill development, and the '15-minute neighborhood' concept, aiming to deliver approximately 25,200 additional dwellings. Recent implementation milestones include the adoption of the Residential Density Guide in October 2025 to support affordable housing delivery.
M1 Pacific Motorway Extension to Raymond Terrace
A $2.1 billion, 15-kilometre dual carriageway motorway extension from Black Hill to Raymond Terrace, bypassing Hexham and Heatherbrae. As of early 2026, the project is over 70% complete, with all bridge foundations finished and the 2.6-kilometre viaduct over the Hunter River seeing significant progress. Key features include four new interchanges and the widening of the Hexham Straight. The extension is designed to remove up to 25,000 vehicles per day from local congestion points and reduce travel times by up to nine minutes.
Stony Pinch Urban Development
A major long-term urban transformation project involving the post-mining rehabilitation of the 3,600-hectare Bloomfield Colliery site. The conceptual masterplan envisions a significant mixed-use precinct comprising up to 19,200 dwellings, a dedicated town centre, employment lands, and extensive recreation facilities, while preserving substantial bushland corridors. The site is strategically located near the intersection of the Pacific Highway and New England Highway, identified as a future freight and employment hub. Current operations at the colliery are approved until 2030, with a pending modification to extend mining activities to 2035 to facilitate a stable final landform for future urban use.
Raymond Terrace Housing Delivery Program
A comprehensive Council-led urban renewal initiative aimed at delivering 11,100 new dwellings by 2041. The program focuses on increasing housing diversity and affordability through the Raymond Terrace and Heatherbrae Strategy. Key components include the Raymond Terrace Sub-Precincts Master Plan, developed in collaboration with Homes NSW to accelerate affordable housing supply, and a Public Domain Plan for the town centre. Recent updates in 2025/2026 highlight Council's success in exceeding development application targets and maintaining the fastest DA processing times in the Hunter region.
Tomago Battery Energy Storage System (BESS)
A 500 MW / 2,000 MWh grid-scale battery energy storage system (BESS) developed by AGL to improve grid reliability and support the transition to net-zero emissions in the Hunter-Central Coast Renewable Energy Zone. The battery has grid-forming capability and is one of Australia's largest BESS developments. Construction commenced recently following a Final Investment Decision (FID) in July 2025. The total construction cost is estimated to be approximately A$800 million. The project will create around 200 jobs during construction and 6 full-time operational jobs.
Kurri Kurri Lateral Pipeline (KKLP) and Storage Project
The KKLP is a 21km gas transmission pipeline and 24km larger diameter serpentine pipeline that functions as a storage reservoir. It will connect the Hunter Power Project in Kurri Kurri, NSW, to the existing Sydney to Newcastle pipeline. The project is critical for energy security in the Hunter region. The total investment is approximately A$450 million.
Wirraway Thornton
A completed 511-lot residential development spanning 58 hectares in the lower Hunter Valley, creating a parkland community with quality homes for Defence families and the public. Features 16 hectares of open spaces, cycle tracks, Wirraway Park with aviation-themed playground, half-sized basketball court, fitness station, and community amenities. Now home to over 500 families including 250 Defence families.
Beresfield Industrial Park Expansion
Industrial land subdivision at 40 Weakleys Drive to expand supply of serviced industrial lots within the Beresfield/Weakleys Drive precinct. Recent records show DA2023/00186 (two into nine lot subdivision including road) with a 2025 Section 4.55(1A) modification application (MA2025/00326) under the City of Newcastle, indicating the project is progressing with post-consent changes.
Employment
Employment conditions in Tarro face significant challenges, ranking among the bottom 10% of areas assessed nationally
Tarro's workforce is balanced across white and blue-collar jobs, with manufacturing and industrial sectors prominent. The unemployment rate was 9.0% in the past year, showing an estimated employment growth of 0.8%. As of September 2025756 residents are employed, with an unemployment rate of 5.2%, higher than Rest of NSW's 3.8%.
Workforce participation is lower at 57.2% compared to the regional average of 61.5%. Home-based work accounted for a low 10.1% of resident jobs in Census responses, potentially impacted by Covid-19 lockdowns. Key industries include health care & social assistance, retail trade, and manufacturing, with a strong specialization in manufacturing at 1.8 times the regional level. Education & training shows lower representation at 4.8%, compared to the regional average of 9.6%.
Employment opportunities locally appear limited based on resident population data. Between September 2024 and 2025, employment levels increased by 0.8% while labour force rose by 3.1%, leading to a 2.1 percentage point rise in unemployment rate. In comparison, Rest of NSW saw an employment decline of 0.5%, labour force decline of 0.1%, and a 0.4 percentage point increase in unemployment. Jobs and Skills Australia forecasts national employment growth by 6.6% over five years and 13.7% over ten years. Applying these projections to Tarro's employment mix suggests local employment should grow by 5.9% over five years and 12.6% over ten years, though this is a simplified extrapolation for illustrative purposes only.
Frequently Asked Questions - Employment
Income
Income levels sit below national averages according to AreaSearch assessment
The median taxpayer income in Tarro suburb is $54,737 and the average is $63,634 according to postcode level ATO data aggregated by AreaSearch for financial year 2023. This is lower than national averages, with Rest of NSW having a median income of $52,390 and an average income of $65,215. Based on Wage Price Index growth of 8.86% since financial year 2023, estimated incomes for September 2025 would be approximately $59,587 (median) and $69,272 (average). Census 2021 data shows that household, family, and personal incomes in Tarro fall between the 11th and 14th percentiles nationally. Income analysis reveals that the $400 - $799 bracket dominates with 28.3% of residents (484 people), differing from regional levels where the $1,500 - $2,999 category predominates at 29.9%. Housing affordability pressures are severe in Tarro, with only 84.3% of income remaining after housing costs, ranking at the 12th percentile nationally.
Frequently Asked Questions - Income
Housing
Tarro is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership
Tarro's dwelling structures, as per the latest Census, consisted of 93.1% houses and 6.9% other dwellings (semi-detached, apartments, 'other' dwellings). This compares to Non-Metro NSW's 82.6% houses and 17.4% other dwellings. Home ownership in Tarro stood at 46.9%, with mortgaged properties at 31.4% and rented dwellings at 21.7%. The median monthly mortgage repayment was $1,517, lower than Non-Metro NSW's average of $1,733. The median weekly rent in Tarro was $340, compared to Non-Metro NSW's $330. Nationally, Tarro's mortgage repayments were significantly lower at $1,517 vs Australia's average of $1,863, and rents were also lower at $340 vs the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Tarro features high concentrations of lone person households, with a lower-than-average median household size
Family households constitute 61.9% of all households, including 22.0% couples with children, 27.3% couples without children, and 11.7% single parent families. Non-family households comprise the remaining 38.1%, with lone person households at 33.9% and group households making up 3.5%. The median household size is 2.3 people, which is smaller than the Rest of NSW average of 2.4.
Frequently Asked Questions - Households
Local Schools & Education
Tarro faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally
The area's university qualification rate is 9.0%, significantly lower than the NSW average of 32.2%. This disparity presents both a challenge and an opportunity for targeted educational initiatives. Bachelor degrees are the most common at 7.2%, followed by postgraduate qualifications (1.2%) and graduate diplomas (0.6%). Trade and technical skills are prevalent, with 37.4% of residents aged 15+ holding vocational credentials - advanced diplomas (6.9%) and certificates (30.5%).
A substantial 22.4% of the population is actively engaged in formal education, including 8.7% in primary education, 5.4% in secondary education, and 2.7% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is high compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Tarro has 18 operational public transport stops offering a mix of train and bus services. These stops are served by 22 different routes, collectively facilitating 2,431 weekly passenger trips. Transport accessibility is rated highly, with residents typically residing 154 meters from the nearest stop. Primarily residential, most Tarro residents commute outward. Cars remain the prevalent mode of transport at 94%. Vehicle ownership averages 1.3 per dwelling, below the regional norm.
Only 10.1% of residents work from home (2021 Census; potentially influenced by COVID-19 conditions). Service frequency averages 347 trips daily across all routes, translating to approximately 135 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Tarro is a key challenge with a range of health conditions having marked impacts on both younger and older age cohorts
Tarro faces significant health challenges, as indicated by AreaSearch's assessment.
Mortality rates and chronic condition prevalence are high across various health conditions, affecting both younger and older age groups. Private health cover is more prevalent than average, with approximately 52% of Tarro's total population (~891 people) having it. The most common medical conditions in the area are arthritis and mental health issues, impacting 13.4% and 10.7% of residents respectively. Conversely, 55.4% of residents claim to be completely free from medical ailments, compared to 63.3% across Rest of NSW. Working-age individuals face notable health challenges due to elevated chronic condition rates. Tarro has a higher proportion of seniors aged 65 and over (27.0%, or 461 people) than the Rest of NSW (23.4%). While health outcomes among seniors are generally in line with national rankings, they do present some challenges.
Frequently Asked Questions - Health
Cultural Diversity
Tarro is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics
Tarro's cultural diversity was found to be below average, with 92.0% of its population born in Australia, 92.7% being citizens, and 95.5% speaking English only at home. Christianity is the predominant religion in Tarro, comprising 56.6% of people, compared to 55.9% across Rest of NSW. The top three ancestry groups are Australian (34.9%), English (32.3%), and Scottish (7.7%).
Notably, Australian Aboriginal representation is higher at 6.1% in Tarro versus the regional average of 4.6%. Hungarian and Polish populations also diverge from regional averages, with Hungarians comprising 0.3% versus 0.2%, and Poles at 0.7% compared to 0.5%.
Frequently Asked Questions - Diversity
Age
Tarro hosts a notably older demographic compared to the national average
Tarro's median age is 44 years, similar to Rest of NSW's 43 years and above the national average of 38 years. Compared to Rest of NSW, Tarro has a higher percentage of residents aged 25-34 (14.6%) but fewer residents aged 5-14 (9.2%). Between the 2016 Census and the 2021 Census, the population aged 35-44 grew from 10.4% to 12.6%, while the 25-34 cohort increased from 12.8% to 14.6%. Conversely, the 45-54 cohort declined from 11.2% to 9.6% and the 55-64 group dropped from 12.7% to 11.1%. By 2041, Tarro's age composition is expected to shift notably. The 25-34 group is projected to grow by 18%, reaching 296 people from 249. Meanwhile, the 65-74 and 5-14 cohorts are expected to experience population declines.