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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
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2021 Census | -- people
Sales Activity
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Population
Chisholm lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends
As of Feb 2026, the estimated population of the suburb of Chisholm (NSW) is around 7,139. This reflects a significant increase from the 2021 Census figure of 4,577 people, marking a growth of 2,562 individuals or approximately 56.0%. The recent resident population estimate by AreaSearch is 6,792, based on analysis of latest ERP data released by ABS in June 2024 and validation of 952 new addresses since the Census date. This results in a population density ratio of 962 persons per square kilometer. Chisholm's growth rate exceeds that of Rest of NSW (5.9%) and the state, positioning it as a notable growth leader in the region. Interstate migration contributed approximately 71.0% to overall population gains during recent periods, with other factors such as natural growth and overseas migration also being positive influences.
AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area released in 2024 with a base year of 2022, and NSW State Government's SA2 level projections for areas not covered by this data, released in 2022 with a base year of 2021. Population growth rates by age group from these aggregations are applied to all areas for the years 2032 to 2041. According to population projections, the suburb is expected to experience exceptional growth, placing it in the top 10 percent of national non-metropolitan areas, with an anticipated increase of 7,276 persons by 2041. This would reflect a total increase of approximately 97.0% over the 17-year period.
Frequently Asked Questions - Population
Development
The level of residential development activity in Chisholm was found to be higher than 90% of real estate markets across the country
AreaSearch analysis of ABS building approval numbers indicates Chisholm averaged approximately 242 new dwelling approvals annually. Between FY-21 and FY-25, around 1,214 homes were approved, with an additional 109 in FY-26. On average, 1.4 new residents arrived per new home over the past five financial years.
The average construction value of new properties was $393,000. In FY-26, $4.4 million in commercial approvals were registered. Compared to Rest of NSW, Chisholm had 361.0% more new home approvals per person as of the latest data. Building activity has slowed recently but remains above national average, reflecting strong developer confidence. New building activity comprised 75.0% detached dwellings and 25.0% townhouses or apartments, differing from the current housing mix of 100.0% houses. Chisholm shows characteristics of a growth area with around 27 people per dwelling approval.
Population forecasts indicate it will gain approximately 6,928 residents by 2041. Based on current development patterns, new housing supply should meet demand, offering favourable conditions for buyers and potentially facilitating population growth beyond current projections.
Frequently Asked Questions - Development
Infrastructure
Chisholm has very high levels of nearby infrastructure activity, ranking in the top 10% nationally
Eleven projects identified by AreaSearch are expected to impact the area significantly, with changes to local infrastructure being a major influence on performance. Notable projects include Chisholm Plaza, Raymond Terrace, Heatherbrae Strategy 2020-2040, Sophia Waters Estate, and Sophia Waters Sportsground. The following list details those most likely to be relevant.
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INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Raymond Terrace and Heatherbrae Strategy 2020-2040
A comprehensive 20-year strategic framework for the revitalization of Raymond Terrace and Heatherbrae. Key initiatives include the award-winning Public Domain Plan (PDP), town centre streetscape upgrades on William and Adelaide Streets, and the creation of a community civic hub. The strategy aims to deliver approximately 2,500 new homes by 2041, supported by $50 million in proposed stormwater upgrades and significant infrastructure projects like the M1 Pacific Motorway extension to Heatherbrae.
Maitland Local Housing Strategy 2041
The Maitland Local Housing Strategy 2041 is a comprehensive framework adopted by Council in June 2023 and endorsed by the NSW Government in September 2024. It manages residential growth to accommodate a projected population increase of 54,800 residents by 2041. The strategy prioritizes housing diversity, infill development, and the '15-minute neighborhood' concept, aiming to deliver approximately 25,200 additional dwellings. Recent implementation milestones include the adoption of the Residential Density Guide in October 2025 to support affordable housing delivery.
East Maitland Catalyst Area
The East Maitland Catalyst Area (EMCA) is a strategic growth precinct focused on housing acceleration and health service expansion. The project centers on the draft EMCA Structure Plan, which outlines changes to land use and zoning to support approximately 3,000 to 4,000 new dwellings and 6,500 additional residents by 2045. Key anchors include the new Maitland Hospital, Maitland Private Hospital, and Stockland Green Hills. The plan emphasizes infill development, medium-density housing within walking distance of transport, and improved infrastructure to manage regional growth.
Stony Pinch Urban Development
A major long-term urban transformation project involving the post-mining rehabilitation of the 3,600-hectare Bloomfield Colliery site. The conceptual masterplan envisions a significant mixed-use precinct comprising up to 19,200 dwellings, a dedicated town centre, employment lands, and extensive recreation facilities, while preserving substantial bushland corridors. The site is strategically located near the intersection of the Pacific Highway and New England Highway, identified as a future freight and employment hub. Current operations at the colliery are approved until 2030, with a pending modification to extend mining activities to 2035 to facilitate a stable final landform for future urban use.
M1 Pacific Motorway Extension to Raymond Terrace
A $2.1 billion, 15-kilometre dual carriageway motorway extension from Black Hill to Raymond Terrace, bypassing Hexham and Heatherbrae. As of early 2026, the project is over 70% complete, with all bridge foundations finished and the 2.6-kilometre viaduct over the Hunter River seeing significant progress. Key features include four new interchanges and the widening of the Hexham Straight. The extension is designed to remove up to 25,000 vehicles per day from local congestion points and reduce travel times by up to nine minutes.
Raymond Terrace Housing Delivery Program
A comprehensive Council-led urban renewal initiative aimed at delivering 11,100 new dwellings by 2041. The program focuses on increasing housing diversity and affordability through the Raymond Terrace and Heatherbrae Strategy. Key components include the Raymond Terrace Sub-Precincts Master Plan, developed in collaboration with Homes NSW to accelerate affordable housing supply, and a Public Domain Plan for the town centre. Recent updates in 2025/2026 highlight Council's success in exceeding development application targets and maintaining the fastest DA processing times in the Hunter region.
Chisholm Plaza
Chisholm Plaza is a $180 million neighbourhood shopping centre currently under construction in the Waterford Estate. The 15,000 sqm development is triple-anchored by Woolworths, Aldi, and Dan Murphys, and will include over 50 specialty stores. The precinct features a 112-place childcare centre, swim school, gym, medical centre, and a dining precinct with a tavern. The project targets a 4-star Green Star rating and will provide over 600 car spaces to support the growing Maitland region.
Sophia Waters Estate
Sophia Waters Estate is a major master-planned residential development in Chisholm near Maitland, featuring over 1500 planned dwellings across multiple stages. The estate emphasizes open spaces, extensive landscaping, and community amenities including a new $10 million Maitland Council sportsground scheduled for completion in late 2026. Located in the picturesque Hunter Valley with easy access to Newcastle, Lake Macquarie, and Port Stephens.
Employment
AreaSearch analysis of employment trends sees Chisholm performing better than 90% of local markets assessed across Australia
Chisholm's workforce is skilled with well-represented essential services sectors. Its unemployment rate was 0.7% as of December 2025. Over the past year, employment stability has been relatively high.
AreaSearch aggregated statistical area data shows that 2,966 residents were employed in December 2025, with an unemployment rate 3.3% lower than Regional NSW's rate of 3.9%. Workforce participation was broadly similar to Regional NSW's 61.3%. Census responses indicated that 26.5% of residents worked from home, though Covid-19 lockdown impacts should be considered. Leading employment industries among residents were health care & social assistance, education & training, and construction.
Chisholm showed strong specialization in mining, with an employment share twice the regional level, but agriculture, forestry & fishing was under-represented at 0.4% compared to Regional NSW's 5.3%. The predominantly residential area offered limited local employment opportunities, as indicated by the count of Census working population versus resident population. From December 2024 to December 2025, Chisholm's labour force decreased by 0.2%, with a 0.1% employment decline, causing the unemployment rate to fall by 0.1 percentage points. In contrast, Regional NSW experienced a 1.2% employment decline and a 0.8% labour force decline, with a 0.4 percentage point rise in unemployment rate. Jobs and Skills Australia's national employment forecasts from May-25 suggest that national employment will expand by 6.6% over five years and 13.7% over ten years. Applying these projections to Chisholm's employment mix suggests local employment should increase by 6.5% over five years and 13.6% over ten years, though these are simple weighting extrapolations for illustrative purposes and do not account for localised population projections.
Frequently Asked Questions - Employment
Income
The economic profile demonstrates exceptional strength, placing the area among the top 10% nationally based on comprehensive AreaSearch income analysis
AreaSearch's latest postcode level ATO data for financial year 2023 shows that income in Chisholm is extremely high nationally. The median income is $68,549 while the average income stands at $79,813. This contrasts with Regional NSW's figures of a median income of $52,390 and an average income of $65,215. Based on Wage Price Index growth of 8.86% since financial year 2023, current estimates would be approximately $74,622 (median) and $86,884 (average) as of September 2025. Census data reveals that household, family and personal incomes all rank highly in Chisholm, between the 89th and 94th percentiles nationally. Income brackets indicate that the predominant cohort spans 39.0% of locals (2,784 people) in the $1,500 - 2,999 category, consistent with broader trends across the broader area showing 29.9% in the same category. The substantial proportion of high earners (43.3% above $3,000/week) indicates strong economic capacity throughout Chisholm. High housing costs consume 16.0% of income, though strong earnings still place disposable income at the 94th percentile and the area's SEIFA income ranking places it in the 8th decile.
Frequently Asked Questions - Income
Housing
Chisholm is characterized by a predominantly suburban housing profile, with ownership patterns similar to the broader region
The dwelling structure in Chisholm, as evaluated at the latest Census, consisted of 99.6% houses and 0.4% other dwellings. This compares to Regional NSW's figures of 82.6% houses and 17.4% other dwellings. Home ownership in Chisholm was recorded at 18.9%, with mortgaged dwellings at 61.7% and rented dwellings at 19.4%. The median monthly mortgage repayment in the area was $2,344, higher than Regional NSW's average of $1,733. The median weekly rent figure for Chisholm was $550, compared to Regional NSW's $330. Nationally, Chisholm's median monthly mortgage repayments were significantly higher at $2,344 compared to the Australian average of $1,863, and rents were substantially above the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Chisholm features high concentrations of family households, with a higher-than-average median household size
Family households constitute 92.2% of all households, including 56.5% couples with children, 28.4% couples without children, and 6.2% single parent families. Non-family households comprise the remaining 7.8%, with lone person households at 6.6% and group households making up 1.7% of the total. The median household size is 3.2 people, larger than the Regional NSW average of 2.4.
Frequently Asked Questions - Households
Local Schools & Education
Chisholm shows strong educational performance, ranking in the upper quartile nationally when assessed across multiple qualification and achievement indicators
Chisholm's educational attainment is notably higher than broader benchmarks. Among residents aged 15+, 27.3% hold university qualifications, compared to 15.2% in the SA4 region and 17.6% in the SA3 area. Bachelor degrees are most prevalent at 19.0%, followed by postgraduate qualifications (5.4%) and graduate diplomas (2.9%). Vocational credentials are also prominent, with 42.0% of residents aged 15+ holding such qualifications – advanced diplomas at 13.5% and certificates at 28.5%.
Educational participation is high in the area, with 34.3% of residents currently enrolled in formal education. This includes 14.0% in primary education, 8.1% in secondary education, and 4.4% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Chisholm has 26 active public transport stops, all of which are bus stops. These stops are served by 48 different routes that collectively offer 365 weekly passenger trips. Transport accessibility is considered good, with residents typically located 271 meters from the nearest stop. As a primarily residential area, most residents commute outward using cars, which remain the dominant mode at 98%. On average, there are 2.0 vehicles per dwelling, higher than the regional average. According to the 2021 Census, 26.5% of residents work from home, potentially due to COVID-19 conditions.
Across all routes, service frequency averages 52 trips per day, equating to roughly 14 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Chisholm's residents are healthier than average in comparison to broader Australia with prevalence of common health conditions quite low across both younger and older age cohorts
Health data shows Chisholm residents have positive health outcomes, mirroring national benchmarks closely. Common health conditions are low across all ages: mental health issues affect 9.1%, asthma impacts 8.1%, and 73.7% report no medical ailments, compared to Regional NSW's 63.3%.
Private health cover is high at 58% (4,172 people), versus Regional NSW's 51.9%. Under-65s have better-than-average health outcomes. The area has 9.4% residents aged 65 and over (671 people), lower than Regional NSW's 23.4%. Senior health outcomes are above average, aligning with national rankings.
Frequently Asked Questions - Health
Cultural Diversity
In terms of cultural diversity, Chisholm records figures broadly comparable to the national average, as found in AreaSearch's assessment of a number of language and cultural background related metrics
Chisholm's population was found to align with the broader region's cultural diversity averages, with 84.1% born in Australia, 92.6% being citizens, and 87.0% speaking English only at home. Christianity was identified as the predominant religion in Chisholm, comprising 60.7% of its population, compared to 55.9% across Regional NSW. The top three ancestry groups were Australian (30.4%), English (29.4%), and Scottish (6.9%).
Notably, Korean representation was higher than average at 0.7%, compared to the regional average of 0.1%. Similarly, Indian representation stood at 4.3% in Chisholm versus the regional average of 0.6%, and Welsh representation was slightly higher at 0.6% compared to 0.5% regionally.
Frequently Asked Questions - Diversity
Age
Chisholm hosts a very young demographic, ranking in the bottom 10% of areas nationwide
The median age in Chisholm is 32 years, which is notably lower than Regional NSW's average of 43 and substantially below the Australian median of 38. Compared to Regional NSW, Chisholm has a higher proportion of residents aged 35-44 (20.2%) but fewer residents aged 65-74 (6.2%). This concentration of 35-44 year-olds is well above the national average of 14.3%. Between the 2021 Census and the present, the proportion of residents aged 65 to 74 has grown from 5.1% to 6.2%, while those aged 75 to 84 increased from 1.6% to 2.7%. Conversely, the proportion of residents aged 5 to 14 has declined from 19.0% to 16.6%. By 2041, Chisholm is expected to experience significant shifts in its age composition, with the 35 to 44 age group projected to grow by 102%, reaching a total of 2,911 people from the current figure of 1,442.