Moss Vale - Berrima

Population growth drivers in Moss Vale - Berrima are strong compared to national averages based on AreaSearch's ranking of recent, and medium to long-term trends

Moss Vale-Berrima's population, as of November 2025, is approximately 11,433. This figure represents an increase of 785 people, a 7.4% rise from the 2021 Census which reported a population of 10,648. The growth is inferred from the estimated resident population of 10,999 as of June 2024 and an additional 273 validated new addresses since the Census date. This results in a population density ratio of 96 persons per square kilometer. Moss Vale-Berrima's growth exceeded that of its SA3 area (3.1%) and SA4 region, positioning it as a growth leader. The primary driver for this growth was overseas migration, contributing approximately 95.1% of overall population gains.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, NSW State Government's SA2 level projections are used, released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for the years 2032 to 2041. By 2041, the area is projected to expand by 3,432 persons based on the latest annual ERP population numbers, reflecting a total increase of 26.2% over the 17-year period.

AreaSearch assessment of residential development activity positions Moss Vale - Berrima among the top 25% of areas assessed nationwide

Moss Vale-Berrima has recorded approximately 79 residential properties granted approval each year over the past five financial years, totalling 395 homes. As of FY26, 46 approvals have been recorded. On average, 1.4 new residents arrive per new home annually between FY21 and FY25. The average construction cost value for new dwellings is $552,000.

In FY26, $3.5 million in commercial development approvals have been recorded. Compared to the rest of NSW, Moss Vale-Berrima has 13.0% higher construction activity per person over the past five years. The area maintains a low-density character with 80.0% detached dwellings and 20.0% attached dwellings.

There are approximately 122 people per dwelling approval, indicating market expansion. By 2041, Moss Vale-Berrima is projected to grow by 2,998 residents. Building activity aligns with growth projections, but buyers may face increased competition as the population grows.

Moss Vale - Berrima has moderate levels of nearby infrastructure activity, ranking in the 49thth percentile nationally

Changes in local infrastructure significantly affect an area's performance. AreaSearch has identified 17 projects that may impact this region. Notable projects include Ashbourne Moss Vale, Argyle Street Terraces, Moss Vale, Moss Vale Bypass, and Moss Vale Station and Stabling Yard Upgrade. The following list details those likely to be most relevant.

Professional plan users can use the search below to filter and access additional projects.

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Employment conditions in Moss Vale - Berrima rank among the top 10% of areas assessed nationally

Moss Vale - Berrima has a skilled workforce with diverse sector representation. Its unemployment rate was 1.0% in June 2024 and increased to 2.6% by June 2025.

Employment growth over the past year was estimated at 3.3%. As of June 2025, 5,265 residents are employed, with an unemployment rate below Rest of NSW's rate of 3.7%. Workforce participation is similar to Rest of NSW's 56.4%. Key industries include health care & social assistance, accommodation & food, and construction.

The area has a strong specialization in accommodation & food, with an employment share 1.3 times the regional level. However, public administration & safety is under-represented at 4.5% compared to Rest of NSW's 7.5%. Many residents commute elsewhere for work based on Census data. Between June 2024 and June 2025, employment increased by 3.3%, labour force increased by 2.6%, causing the unemployment rate to fall by 0.7 percentage points. In contrast, Rest of NSW saw employment fall by 0.1% with a rise in unemployment by 0.4 percentage points. State-level data for NSW to Nov-25 shows employment contracted by 0.03% (losing 2,260 jobs), with the state unemployment rate at 3.9%. National forecasts from May-25 project national employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Moss Vale - Berrima's employment mix suggests local employment should increase by 6.3% over five years and 13.2% over ten years, though this is a simple extrapolation for illustrative purposes.

Income levels sit below national averages according to AreaSearch assessment

AreaSearch's latest postcode level ATO data for financial year 2022 shows income in Moss Vale - Berrima SA2 is high nationally. The median income is $49,134 and the average income is $72,517. This contrasts with Rest of NSW's median income of $49,459 and average income of $62,998. Based on Wage Price Index growth of 12.61% since financial year 2022, current estimates would be approximately $55,330 (median) and $81,661 (average) as of September 2025. Census 2021 income data shows household, family and personal incomes in Moss Vale - Berrima rank modestly, between the 38th and 43rd percentiles. The earnings profile shows that 30.8% of locals (3,521 people) fall into the $1,500 - $2,999 category, similar to regional levels where this cohort represents 29.9%. Housing affordability pressures are severe, with only 83.3% of income remaining, ranking at the 38th percentile. The area's SEIFA income ranking places it in the 6th decile.

Moss Vale - Berrima is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region

In Moss Vale - Berrima, as per the latest Census evaluation, 88.3% of dwellings were houses, with the remaining 11.7% being semi-detached, apartments, or other types. This is compared to Non-Metro NSW's 90.6% houses and 9.4% other dwellings. Home ownership in Moss Vale - Berrima stood at 40.2%, with mortgaged dwellings at 33.6% and rented ones at 26.2%. The median monthly mortgage repayment was $2,000, lower than Non-Metro NSW's average of $2,167. The median weekly rent in Moss Vale - Berrima was $400, compared to Non-Metro NSW's $430. Nationally, mortgage repayments were higher at $1,863 and rents exceeded the national figure of $375.

Moss Vale - Berrima has a typical household mix, with a fairly typical median household size

Family households constitute 69.9 percent of all households, including 27.5 percent couples with children, 30.1 percent couples without children, and 11.5 percent single parent families. Non-family households account for the remaining 30.1 percent, with lone person households at 28.0 percent and group households comprising 2.1 percent of the total. The median household size is 2.4 people, which aligns with the Rest of NSW average.

The educational profile of Moss Vale - Berrima exceeds national averages, with above-average qualification levels and academic performance metrics

Educational qualifications in Moss Vale-Berrima trail region show that 25.7% of residents aged 15 and above hold university degrees, compared to the NSW average of 32.2%. Bachelor degrees are most common at 16.6%, followed by postgraduate qualifications (6.4%) and graduate diplomas (2.7%). Vocational credentials are also prevalent, with 39.4% of residents aged 15 and above holding such qualifications - advanced diplomas account for 12.0% and certificates for 27.4%. Educational participation is high, with 28.5% of residents currently enrolled in formal education.

This includes 10.6% in primary education, 8.3% in secondary education, and 2.8% pursuing tertiary education.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Moss Vale-Berrima has 174 active public transport stops offering a mix of train and bus services. These stops are served by 69 different routes that facilitate 3,053 weekly passenger trips in total. The area's transport accessibility is rated excellent, with residents on average situated just 165 meters from the nearest stop.

On average, there are 436 daily trips across all routes, translating to approximately 17 weekly trips per individual stop.

Health performance in Moss Vale - Berrima is lower than average with common health conditions somewhat prevalent across both younger and older age cohorts

Moss Vale-Berrima faces significant health challenges with common health conditions prevalent across both younger and older age cohorts. The rate of private health cover is very high at approximately 55% of the total population (6,322 people), compared to 66.3% across Rest of NSW.

The most common medical conditions in the area are arthritis and mental health issues, impacting 10.3% and 8.9% of residents respectively. 64.6% of residents declared themselves completely clear of medical ailments, similar to the 64.8% across Rest of NSW. As of June 2021, 23.9% of residents are aged 65 and over (2,734 people), which is lower than the 27.7% in Rest of NSW. Health outcomes among seniors are above average, performing better than the general population in health metrics.

Moss Vale - Berrima ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics

Moss Vale-Berrima had a cultural diversity index below the average, with 87.5% of its population being Australian citizens, 82.1% born in Australia, and 91.7% speaking English only at home. Christianity was the predominant religion in Moss Vale-Berrima, comprising 56.0% of the population, compared to 57.0% across Rest of NSW. The top three ancestry groups were English (31.8%), Australian (28.5%), and Irish (9.1%).

Notable differences existed in the representation of Scottish (9.1%, vs regional 9.6%), Welsh (0.6%, vs regional 0.6%), and Lebanese (0.3%, vs regional 0.3%) ethnic groups.

Moss Vale - Berrima hosts a notably older demographic compared to the national average

Moss Vale - Berrima's median age is 44 years, similar to Rest of NSW's 43 and above the national average of 38 years. Compared to Rest of NSW, Moss Vale - Berrima has a higher proportion of residents aged 15-24 (13.4%) but fewer residents aged 25-34 (10.3%). Between the 2016 and 2021 censuses, the percentage of residents aged 15 to 24 increased from 10.6% to 13.4%, while those aged 35 to 44 rose from 10.7% to 11.8%. Conversely, the proportion of residents aged 55 to 64 decreased from 13.3% to 11.8%. By 2041, Moss Vale - Berrima's age composition is expected to change significantly. The 35 to 44 age group is projected to grow by 41%, adding 554 people and reaching a total of 1,901 residents. The 65 to 74 age group is expected to grow by 9%, with an increase of 133 residents.