Gosford - Springfield

Gosford - Springfield lies within the top quartile of areas nationally for population growth performance according to AreaSearch analysis of recent, and medium to long-term trends

Gosford-Springfield's population is 23,526 as of November 2025. This reflects a growth of 2,322 people since the 2021 Census, which reported a population of 21,204. The change was inferred from ABS estimated resident population data of 23,005 in June 2024 and an additional 598 validated new addresses since the Census date. This results in a density ratio of 1,391 persons per square kilometer, above the national average assessed by AreaSearch. The area's growth rate of 11.0% since the 2021 Census exceeded both its SA3 area (2.3%) and SA4 region, marking it as a growth leader in the region. Overseas migration contributed approximately 66.3% of overall population gains during recent periods.

AreaSearch uses ABS/Geoscience Australia projections released in 2024 with a base year of 2022 for covered areas, and NSW State Government's SA2 level projections released in 2022 with a base year of 2021 for uncovered areas. Growth rates by age group are applied to all areas from these aggregations for years 2032 to 2041. A significant population increase is forecast, with the area expected to grow by 8,634 persons to 2041 based on latest annual ERP population numbers, reflecting a total increase of 32.8% over the 17-year period.

AreaSearch assessment of residential development activity positions Gosford - Springfield among the top 25% of areas assessed nationwide

Gosford - Springfield recorded approximately 271 residential properties granted approval annually over the past five financial years, totalling 1,359 homes. As of FY-26, 25 approvals have been recorded. On average, 1.6 new residents arrived per year for each new home between FY-21 and FY-25, indicating balanced supply and demand dynamics. The average construction cost value of new dwellings was $382,000, reflecting more affordable housing options compared to regional norms.

In the current financial year, $105.6 million in commercial development approvals have been recorded, demonstrating high levels of local commercial activity. Compared to Greater Sydney, Gosford - Springfield records 237.0% more building activity per person, offering buyers greater choice. However, construction activity has eased recently. This level of activity is substantially higher than the national average, suggesting strong developer confidence in the location. New development consists of 5.0% standalone homes and 95.0% attached dwellings, focusing on higher-density living to create more affordable entry points for downsizers, investors, and first-home buyers. This represents a significant change from the current housing mix of 40.0% houses, reflecting reduced availability of development sites and shifting lifestyle demands and affordability requirements. With approximately 232 people per approval, Gosford - Springfield reflects a transitioning market.

Future projections estimate an addition of 7,707 residents by 2041. Current development appears well-matched to future needs, supporting steady market conditions without extreme price pressure.

Gosford - Springfield has moderate levels of nearby infrastructure activity, ranking in the 48thth percentile nationally

Changes to local infrastructure significantly impact an area's performance. AreaSearch identified 42 projects that could affect the region. Notable projects include the M1 Pacific Motorway widening from Kariong to Somersby, residential towers planned for Watt Street and Henry Parry Drive, Sapphire Gosford, and Gosford Alive at the Kibbleplex Site. The following list details those most likely to be relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

The labour market in Gosford - Springfield demonstrates typical performance when compared to similar areas across Australia

Gosford - Springfield has a well-educated workforce with significant representation in essential services sectors. The unemployment rate is 3.9%, lower than the Greater Sydney average of 4.2%.

Employment growth over the past year was estimated at 2.3%. As of June 2025, 11,974 residents are employed, with an unemployment rate of 0.3% below Greater Sydney's and workforce participation on par with Greater Sydney's 60.0%. Key industries of employment among residents are health care & social assistance, retail trade, and construction. Health care & social assistance has particularly notable concentration, with employment levels at 1.6 times the regional average.

Professional & technical services have limited presence, with 7.7% employment compared to 11.5% regionally. The ratio of 1.0 workers for each resident indicates substantial local employment opportunities. Over the 12 months to June 2025, employment increased by 2.3%, while labour force increased by 2.7%, causing the unemployment rate to rise by 0.4 percentage points. Greater Sydney recorded employment growth of 2.6% and an unemployment increase of 0.3 percentage points during this period. State-level data for NSW as at Nov-25 shows employment contracted by 0.03%, with a state unemployment rate of 3.9%. National employment forecasts from May-25 suggest national employment should expand by 6.6% over five years and 13.7% over ten years. Applying these projections to Gosford - Springfield's employment mix suggests local employment should increase by 7.1% over five years and 14.6% over ten years, based on a simple weighting extrapolation for illustrative purposes.

Income levels sit below national averages according to AreaSearch assessment

The Gosford - Springfield SA2 had a median income of $51,653 and an average income of $66,752 among taxpayers in the financial year 2022, according to ATO data aggregated by AreaSearch. This compares to Greater Sydney's figures of $56,994 and $80,856 respectively. By September 2025, estimates suggest median income would be approximately $58,166 and average income $75,169, adjusting for Wage Price Index growth of 12.61% since financial year 2022. As per the 2021 Census, incomes in Gosford - Springfield rank modestly, between the 33rd and 48th percentiles for household, family, and personal incomes. In terms of income distribution, 31.7% of individuals (7,457) fall into the $1,500 - $2,999 earnings band, similar to the metropolitan region at 30.9%. Housing affordability pressures are severe, with only 78.7% of income remaining after housing costs, ranking at the 26th percentile. The area's SEIFA income ranking places it in the 5th decile.

Gosford - Springfield features a more urban dwelling mix with significant apartment living, with a higher proportion of rental properties than the broader region

In Gosford - Springfield, as per the latest Census evaluation, 40.0% of dwellings were houses while 60.0% consisted of other types such as semi-detached homes, apartments, and 'other' dwellings. This contrasts with Sydney metropolitan areas which had 74.2% houses and 25.9% other dwellings. Home ownership in Gosford - Springfield stood at 23.4%, with the rest either mortgaged (27.5%) or rented (49.1%). The median monthly mortgage repayment in the area was $1,885, lower than Sydney metro's average of $2,150. The median weekly rent figure was recorded at $390 compared to Sydney metro's $400. Nationally, Gosford - Springfield's mortgage repayments were higher than the Australian average of $1,863, while rents exceeded the national figure of $375.

Gosford - Springfield features high concentrations of lone person households and group households, with a lower-than-average median household size

Family households constitute 59.1% of all households, including 21.0% couples with children, 24.3% couples without children, and 12.7% single parent families. Non-family households comprise the remaining 40.9%, with lone person households at 36.4% and group households making up 4.5%. The median household size is 2.2 people, which is smaller than the Greater Sydney average of 2.5.

The educational profile of Gosford - Springfield exceeds national averages, with above-average qualification levels and academic performance metrics

The area's educational profile is notable regionally, with university qualification rates at 29.9%, surpassing the SA4 region average of 20.8%. Bachelor degrees are most prevalent at 20.0%, followed by postgraduate qualifications (7.5%) and graduate diplomas (2.4%). Vocational credentials are also prominent, with 36.3% of residents aged 15+ holding such qualifications – advanced diplomas account for 12.8% and certificates for 23.5%.

Educational participation is high, with 27.7% currently enrolled in formal education. This includes 7.9% in primary education, 6.5% in secondary education, and 5.9% pursuing tertiary education.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Gosford-Springfield has 191 active public transport stops offering a mix of train and bus services. These stops are served by 165 routes, facilitating 5,685 weekly passenger trips in total. Residents enjoy excellent transport accessibility, with an average distance of 149 meters to the nearest stop.

The service frequency averages 812 trips per day across all routes, translating to approximately 29 weekly trips per stop.

Health performance in Gosford - Springfield is lower than average with common health conditions somewhat prevalent across both younger and older age cohorts

Gosford-Springfield faces significant health challenges with common health conditions prevalent across both younger and older age cohorts. The rate of private health cover is approximately 52% of the total population (~12,327 people), leading that of the average SA2 area but lagging behind Greater Sydney's 54.7%.

Mental health issues and arthritis are the most common medical conditions in the area, impacting 11.0% and 8.5% of residents respectively. However, 64.8% of residents declare themselves completely clear of medical ailments, comparable to Greater Sydney's 64.8%. The area has 19.5% of residents aged 65 and over (4,599 people), lower than Greater Sydney's 24.5%. Health outcomes among seniors present some challenges but perform better than the general population in health metrics.

The level of cultural diversity witnessed in Gosford - Springfield was found to be slightly above average when compared nationally for a number of language and cultural background related metrics

Gosford-Springfield has a higher cultural diversity than most local areas, with 25.9% of its population born overseas and 17.4% using a language other than English at home. Christianity is the dominant religion in Gosford-Springfield, accounting for 49.3% of people. Judaism's representation is notably higher than the Greater Sydney average, making up 0.2%.

The top three ancestry groups are English (27.7%), Australian (24.7%), and Other (9.1%). Korean, Russian, and Spanish ethnicities have notable overrepresentation in Gosford-Springfield compared to regional averages: Korean at 0.9% vs 0.3%, Russian at 0.5% vs 0.4%, and Spanish at 0.6% vs 0.4%.

Gosford - Springfield's population aligns closely with national norms in age terms

The median age in Gosford-Springfield is 39 years, slightly higher than Greater Sydney's average of 37 and close to the national average of 38. The 65-74 age group constitutes 10.3% of the population in Gosford-Springfield, which is notably higher compared to Greater Sydney's average. Conversely, the 5-14 year-olds make up only 9.1%, indicating an under-representation. According to post-2021 Census data, the 75-84 age group has increased from 5.5% to 6.5% of the population. Meanwhile, the 5-14 cohort has decreased from 9.9% to 9.1%. By 2041, population forecasts suggest significant demographic changes for Gosford-Springfield. Notably, the 75-84 age group is projected to grow by 89%, adding 1,365 people and reaching a total of 2,904 from its current figure of 1,538.