Gosford - Springfield

Gosford - Springfield lies within the top quartile of areas nationally for population growth performance according to AreaSearch analysis of recent, and medium to long-term trends

Gosford - Springfield's population is 23,731 as of Feb 2026. From the 2021 Census to this date, there has been an increase of 2,527 people (11.9%), bringing the population from 21,204 to its current figure. This growth is inferred from ABS data showing an estimated resident population of 22,599 as of June 2024 and an additional 626 validated new addresses since the Census date. The resulting population density is 1,403 persons per square kilometer, above the national average assessed by AreaSearch. Gosford - Springfield's growth rate exceeded that of its SA3 area (3.2%) and SA4 region, making it a growth leader in the region. Overseas migration contributed approximately 66.3% of overall population gains during recent periods.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with 2022 as the base year, and NSW State Government's SA2 level projections where applicable, released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. Future population dynamics predict a significant increase in the top quartile of Australian statistical areas, with Gosford - Springfield expected to increase by 8,634 persons to 2041 based on the latest annual ERP population numbers, reflecting an overall increase of 31.6% over the 17 years.

AreaSearch assessment of residential development activity positions Gosford - Springfield among the top 25% of areas assessed nationwide

Gosford - Springfield recorded approximately 271 residential properties granted approval annually over the past five financial years, totalling 1,359 homes. As of FY-26, 32 approvals have been recorded. On average, 1.6 new residents arrive per year for each new home approved between FY-21 and FY-25. The average construction value of new dwellings was $394,000.

In the current financial year, there have been $105.6 million in commercial approvals. Compared to Greater Sydney, Gosford - Springfield has 237.0% more building activity per person, offering buyers greater choice. However, construction activity has recently eased. This high level of activity indicates strong developer confidence in the location. New development consists of 5.0% standalone homes and 95.0% attached dwellings, creating more affordable entry points and suiting downsizers, investors, and first-home buyers. This shift reflects reduced availability of development sites and changing lifestyle demands and affordability requirements, differing from the current housing mix of 40.0% houses. Gosford - Springfield has a population density of around 232 people per approval.

Future projections estimate an addition of 7,502 residents by 2041. Current development appears well-matched to future needs, supporting steady market conditions without extreme price pressure.

Gosford - Springfield has moderate levels of nearby infrastructure activity, ranking in the 48thth percentile nationally

Changes in local infrastructure significantly impact an area's performance. AreaSearch has identified 42 projects that may affect the region. Notable ones include the M1 Pacific Motorway Kariong to Somersby Widening project, Residential Towers developments at Watt Street and Henry Parry Drive, Sapphire Gosford, and Gosford Alive - Kibbleplex Site. The following list details those most likely to be relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

The labour market in Gosford - Springfield demonstrates typical performance when compared to similar areas across Australia

Gosford - Springfield has an educated workforce with significant representation in essential services sectors. The unemployment rate was 3.8% as of the past year, with estimated employment growth at 3.1%. As of September 2025, 12,313 residents are employed while the unemployment rate is 4.2% below Greater Sydney's rate.

Workforce participation in Gosford - Springfield is 66.6%, compared to Greater Sydney's 70.0%. Census responses indicate that 33.0% of residents work from home. Key industries of employment among residents are health care & social assistance, retail trade, and construction. Health care & social assistance has notable concentration with employment levels at 1.6 times the regional average.

Professional & technical services have limited presence with 7.7% employment compared to 11.5% regionally. The worker-to-resident ratio is 1.0, indicating substantial local employment opportunities. Over the 12 months to September 2025, employment increased by 3.1% while labour force increased by 3.6%, causing the unemployment rate to rise by 0.5 percentage points. In comparison, Greater Sydney recorded employment growth of 2.1%. National employment forecasts from May-25 project national employment expansion at 6.6% over five years and 13.7% over ten years. Applying these projections to Gosford - Springfield's employment mix suggests local employment should increase by 7.1% over five years and 14.6% over ten years, based on a simple weighting extrapolation for illustrative purposes.

The area's income profile falls below national averages based on AreaSearch analysis

The median income for taxpayers in Gosford - Springfield SA2 was $55,725 and the average income was $70,220 according to ATO data aggregated by AreaSearch for the financial year 2023. This compares to figures of $60,817 and $83,003 respectively for Greater Sydney. By September 2025, estimates based on an 8.86% Wage Price Index growth would be approximately $60,662 (median) and $76,441 (average). According to the 2021 Census, household, family, and personal incomes in Gosford - Springfield rank modestly, between the 33rd and 48th percentiles. In terms of income distribution, 31.7% of individuals earn between $1,500 and $2,999, which aligns with the metropolitan region where this cohort also represents 30.9%. Housing affordability pressures are severe, with only 78.7% of income remaining after housing costs, ranking at the 26th percentile. The area's SEIFA income ranking places it in the 5th decile.

Gosford - Springfield features a more urban dwelling mix with significant apartment living, with a higher proportion of rental properties than the broader region

The dwelling structure in Gosford - Springfield, as evaluated at the 2016 Census, comprised 40.0% houses and 60.0% other dwellings (semi-detached, apartments, 'other' dwellings). In comparison, Sydney metro had 55.9% houses and 44.1% other dwellings. The level of home ownership in Gosford - Springfield was 23.4%, with the remainder either mortgaged (27.5%) or rented (49.1%). The median monthly mortgage repayment was $1,885, below Sydney metro's average of $2,427. The median weekly rent figure was $390, compared to Sydney metro's $470. Nationally, Gosford - Springfield's mortgage repayments were higher than the Australian average of $1,863, while rents exceeded the national figure of $375.

Gosford - Springfield features high concentrations of lone person households and group households, with a lower-than-average median household size

Family households constitute 59.1 percent of all households, including 21.0 percent couples with children, 24.3 percent couples without children, and 12.7 percent single parent families. Non-family households account for the remaining 40.9 percent, with lone person households at 36.4 percent and group households comprising 4.5 percent of the total. The median household size is 2.2 people, which is smaller than the Greater Sydney average of 2.7 people.

The educational profile of Gosford - Springfield exceeds national averages, with above-average qualification levels and academic performance metrics

The area's educational profile is notable regionally, with university qualification rates at 29.9%, exceeding the SA4 region average of 20.8%. Bachelor degrees are most common at 20.0%, followed by postgraduate qualifications (7.5%) and graduate diplomas (2.4%). Trade and technical skills are prominent, with 36.3% of residents aged 15+ holding vocational credentials – advanced diplomas (12.8%) and certificates (23.5%).

Educational participation is high, with 27.7% of residents currently enrolled in formal education. This includes 7.9% in primary education, 6.5% in secondary education, and 5.9% pursuing tertiary education.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Gosford-Springfield has 200 active public transport stops offering a mix of train and bus services. These stops are served by 165 routes, collectively providing 5981 weekly passenger trips. Residents enjoy excellent transport accessibility, with an average distance of 150 meters to the nearest stop. Most residents commute outward daily, primarily by car (82%), followed by train (7%) and walking (5%). The area has a lower vehicle ownership rate of 0.9 per dwelling compared to the regional average. According to the 2021 Census, 33% of residents work from home, which may reflect COVID-19 conditions.

On average, there are 854 trips per day across all routes, equating to approximately 29 weekly trips per stop. The accompanying map displays the 100 nearest stops to the location's centrepoint.

Gosford - Springfield's residents are relatively healthy in comparison to broader Australia with common health conditions somewhat prevalent across both younger and older age cohorts

Gosford's health metrics are close to national benchmarks, according to AreaSearch's assessment of mortality rates and chronic condition prevalence. Common health conditions are somewhat prevalent across both younger and older age cohorts.

The rate of private health cover is approximately 54% of the total population (~12,791 people), leading that of the average SA2 area but lower than Greater Sydney's 59.9%. Mental health issues impact 11.0% of residents, while arthritis affects 8.5%. Approximately 64.8% of residents declare themselves completely clear of medical ailments, compared to 74.6% across Greater Sydney. The working-age population faces notable health challenges due to elevated chronic condition rates. The area has 20.2% of residents aged 65 and over (4,781 people), higher than Greater Sydney's 15.4%. Health outcomes among seniors present some challenges, with national rankings broadly in line with the general population.

The level of cultural diversity witnessed in Gosford - Springfield was found to be slightly above average when compared nationally for a number of language and cultural background related metrics

Gosford-Springfield was found to have a higher cultural diversity compared to most local markets, with 25.9% of its population born overseas and 17.4% speaking a language other than English at home. Christianity is the predominant religion in Gosford-Springfield, accounting for 49.3% of people. However, Judaism is overrepresented, comprising 0.2% compared to 0.8% across Greater Sydney.

In terms of ancestry, the top three groups are English (27.7%, substantially higher than the regional average of 19.0%), Australian (24.7%, also substantially higher than the regional average of 17.8%), and Other (9.1%, notably lower than the regional average of 16.0%). There are notable differences in the representation of certain ethnic groups, such as Korean (0.9% vs 1.1% regionally), Russian (0.5% vs 0.4%), and Spanish (0.6% vs 0.6%).

Gosford - Springfield's population aligns closely with national norms in age terms

The median age in Gosford-Springfield is 39 years, slightly higher than Greater Sydney's average of 37 and close to the national average of 38. The 65-74 cohort makes up 10.6% of the local population, notably higher than the Greater Sydney average, while those aged 5-14 make up only 9.1%, lower than the Greater Sydney average. Post-2021 Census data shows the 75 to 84 age group grew from 5.5% to 6.9% of the population, and the 5 to 14 cohort declined from 9.9% to 9.1%. By 2041, the population forecasts indicate significant demographic changes in Gosford-Springfield, with the 75 to 84 age group expected to grow by 78%, reaching 2,904 people from its current level of 1,630.