Gosford - Springfield
Statistical Area - sa2

Gosford - Springfield lies within the top quartile of areas nationally for population growth performance according to AreaSearch analysis of recent, and medium to long-term trends

Gosford-Springfield's population, as of November 2025, is approximately 23,526. This figure represents an increase of 2,322 people since the 2021 Census, which reported a population of 21,204. The growth is inferred from ABS estimates: 23,005 residents in June 2024 and 598 validated new addresses post-Census. This results in a density ratio of 1,391 persons per square kilometer, higher than the average across national locations assessed by AreaSearch. Gosford-Springfield's growth rate of 11.0% since the 2021 Census exceeds that of its SA3 area (2.3%) and SA4 region, positioning it as a growth leader in the region. Overseas migration contributed approximately 66.3% to overall population gains during recent periods.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections from 2022 with a base year of 2021. These projections forecast significant population increases in the top quartile of Australian statistical areas, with Gosford-Springfield expected to increase by 8,634 persons by 2041, representing a total increase of 32.8% over the 17-year period.

AreaSearch assessment of residential development activity positions Gosford - Springfield among the top 25% of areas assessed nationwide

Gosford - Springfield has recorded approximately 271 residential properties granted approval annually over the past five financial years, totalling 1,359 homes. Up until FY-26, 25 approvals have been recorded. On average, 1.6 new residents arrive per year for each new home approved between FY-21 and FY-25. This suggests a balance between supply and demand, supporting stable market dynamics.

The average construction cost value of new dwellings is $394,000. In the current financial year, there have been $105.6 million in commercial approvals, indicating strong commercial development momentum. Compared to Greater Sydney, Gosford - Springfield records 237.0% more building activity per person, offering buyers greater choice. However, construction activity has eased recently. This activity is substantially higher than the national average, suggesting strong developer confidence in the location. New development consists of 5.0% standalone homes and 95.0% attached dwellings, focusing on higher-density living to create more affordable entry points for downsizers, investors, and first-home buyers. This represents a significant change from the current housing mix, which is 40.0% houses, reflecting reduced availability of development sites and shifting lifestyle demands and affordability requirements.

Gosford - Springfield reflects a transitioning market with approximately 232 people per approval. Future projections indicate that Gosford - Springfield will add 7,707 residents by 2041. Current development appears well-matched to future needs, supporting steady market conditions without extreme price pressure.

Gosford - Springfield has strong levels of nearby infrastructure activity, ranking in the top 40% nationally

Changes to local infrastructure significantly impact an area's performance. AreaSearch has identified 42 projects expected to influence the region. Notable initiatives include Central Coast Quarter, Gosford Cultural Precinct (Gosford Regional Library), Gosford Regional Library and Innovation Hub, and M1 Pacific Motorway Kariong to Somersby Widening. The following list details those most likely to be relevant.

Professional plan users can use the search below to filter and access additional projects.

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The labour market in Gosford - Springfield demonstrates typical performance when compared to similar areas across Australia

Gosford - Springfield has a well-educated workforce with significant representation in essential services sectors. The unemployment rate was 3.9% as of June 2021, and estimated employment growth over the past year was 2.3%.

As of June 2025, 11,974 residents were employed, with an unemployment rate of 3.9%, which is 0.3% below Greater Sydney's rate of 4.2%. Workforce participation in Gosford - Springfield was on par with Greater Sydney's 60.0%. Key industries of employment among residents were health care & social assistance, retail trade, and construction. Health care & social assistance had notable concentration, with employment levels at 1.6 times the regional average.

Professional & technical services had limited presence, with 7.7% employment compared to 11.5% regionally. The ratio of 1.0 workers for each resident indicated substantial local employment opportunities. Between June 2024 and June 2025, employment increased by 2.3%, while labour force increased by 2.7%, causing the unemployment rate to rise by 0.4 percentage points. Greater Sydney recorded employment growth of 2.6%, labour force growth of 2.9%, with unemployment rising 0.3 percentage points during the same period. Jobs and Skills Australia's national employment forecasts from May 2025 projected national employment growth of 6.6% over five years and 13.7% over ten years, with varying growth rates between industry sectors. Applying these projections to Gosford - Springfield's employment mix suggested local growth of approximately 7.1% over five years and 14.6% over ten years.

Income levels sit below national averages according to AreaSearch assessment

Gosford-Springfield's median income among taxpayers was $51,653 and average income stood at $66,752 in the financial year 2022. These figures are slightly above national averages of $50,546 and $64,898 respectively. Greater Sydney's median income was $56,994 with an average of $80,856 during the same period. Based on a Wage Price Index growth rate of 12.61% since financial year 2022, estimated incomes for Gosford-Springfield would be approximately $58,166 (median) and $75,169 (average) as of September 2025. According to the Australian Bureau of Statistics Census data from 2021, personal income ranked at the 49th percentile ($796 weekly), while household income was at the 33rd percentile. The income distribution showed that 31.7% of individuals earned between $1,500 and $2,999 per week, which is similar to the metropolitan region's figure of 30.9%. Housing affordability pressures were severe, with only 78.7% of income remaining after housing costs, ranking at the 26th percentile. The area's SEIFA income ranking placed it in the fifth decile.

Gosford - Springfield features a more urban dwelling mix with significant apartment living, with a higher proportion of rental properties than the broader region

Dwelling structure in Gosford - Springfield, as evaluated at the Census conducted on 28 August 2016, comprised 40.0% houses and 60.0% other dwellings such as semi-detached homes, apartments, and 'other' dwellings. This is compared to Sydney metro's structure of 74.2% houses and 25.9% other dwellings. The level of home ownership in Gosford - Springfield was 23.4%, with the remainder of dwellings either mortgaged at 27.5% or rented at 49.1%. The median monthly mortgage repayment in the area was $1,885, while the median weekly rent figure was recorded at $390. Nationally, Gosford - Springfield's mortgage repayments are higher than the Australian average of $1,863, as reported on 27 June 2021, while rents are exceeding the national figure of $375 for the same period.

Gosford - Springfield features high concentrations of lone person households and group households, with a lower-than-average median household size

Family households comprise 59.1% of all households, including 21.0% couples with children, 24.3% couples without children, and 12.7% single parent families. Non-family households account for the remaining 40.9%, with lone person households at 36.4% and group households comprising 4.5%. The median household size is 2.2 people, which is smaller than the Greater Sydney average of 2.5.

The educational profile of Gosford - Springfield exceeds national averages, with above-average qualification levels and academic performance metrics

The area's educational profile is notable with university qualification rates at 29.9% of residents aged 15+, exceeding the SA4 region average of 20.8%. Bachelor degrees are most prevalent at 20.0%, followed by postgraduate qualifications (7.5%) and graduate diplomas (2.4%). Vocational credentials are also prominent, with 36.3% of residents aged 15+ holding such qualifications - advanced diplomas at 12.8% and certificates at 23.5%.

Educational participation is high, with 27.7% of residents currently enrolled in formal education. This includes 7.9% in primary, 6.5% in secondary, and 5.9% pursuing tertiary education. The area has 13 schools serving 5,283 students, with typical Australian school conditions (ICSEA: 1025) indicating balanced educational opportunities. There are 5 primary, 6 secondary, and 2 K-12 schools. School capacity exceeds residential needs at 22.4 places per 100 residents compared to the regional average of 15.9, suggesting the area serves as an educational center for the broader region. Note: where schools show 'n/a' for enrolments, please refer to the parent campus.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Gosford-Springfield has 191 active public transport stops. These are a mix of train and bus stations. There are 165 individual routes servicing these stops, providing a total of 5,685 weekly passenger trips.

Residents have excellent transport accessibility, with an average distance of 149 meters to the nearest stop. On average, there are 812 trips per day across all routes, which equates to approximately 29 weekly trips per individual stop.

Health performance in Gosford - Springfield is lower than average with common health conditions somewhat prevalent across both younger and older age cohorts

Gosford - Springfield faces significant health challenges with common health conditions prevalent among both younger and older age cohorts. The rate of private health cover stands at approximately 52% of the total population (~12,327 people), slightly higher than the average SA2 area but lower than Greater Sydney's 54.7%.

Mental health issues affect around 11.0% of residents, while arthritis impacts about 8.5%. Approximately 64.8% of residents report no medical ailments, similar to Greater Sydney's figure. About 19.5% of residents are aged 65 and over (4,599 people), lower than Greater Sydney's 24.5%.

Gosford - Springfield was found to be more culturally diverse than the vast majority of local markets in Australia, upon assessment of a range of language and cultural background related metrics

Gosford-Springfield had a higher cultural diversity than most local markets, with 25.9% of its population born overseas and 17.4% speaking a language other than English at home. Christianity was the predominant religion in Gosford-Springfield, making up 49.3% of the population. Notably, Judaism had an overrepresentation of 0.2%, compared to the Greater Sydney average of 0.2%.

The top three ancestry groups were English (27.7%), Australian (24.7%), and Other (9.1%). Some ethnic groups showed notable differences: Korean was overrepresented at 0.9% in Gosford-Springfield, compared to 0.3% regionally; Russian was at 0.5%, versus 0.4%; Spanish was at 0.6%, compared to 0.4%.

Gosford - Springfield's population is slightly older than the national pattern

The median age in Gosford-Springfield is 39 years, slightly higher than Greater Sydney's average of 37 and close to the national average of 38. The 65-74 age group is notably over-represented at 10.3% locally compared to Greater Sydney's average, while the 5-14 year-olds are under-represented at 9.1%. Post-2021 Census data shows that the 75 to 84 age group has grown from 5.5% to 6.5% of the population. Conversely, the 5 to 14 cohort has declined from 9.9% to 9.1%. Population forecasts for 2041 indicate significant demographic changes for Gosford-Springfield, with the 75 to 84 age group projected to grow by 89%, reaching 2,904 people from the current 1,538.