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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
Sales Activity
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Sales Detail
Population
Kincumber is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends
As of November 2025, the estimated population for the Kincumber statistical area (Lv2) is around 7,382. This figure represents a decrease of 16 people since the 2021 Census, which reported a population of 7,398. The current estimate is based on AreaSearch's validation of new addresses and examination of the latest ERP data release by the ABS in June 2024, along with an additional 5 validated new addresses since the Census date. This results in a resident population estimate of 7,368. The population density ratio is 744 persons per square kilometer, which is consistent with averages seen across locations assessed by AreaSearch.
Population growth in the Kincumber (SA2) was primarily driven by overseas migration. AreaSearch's projections for future trends utilize ABS/Geoscience Australia projections released in 2024 with a base year of 2022. For areas not covered by this data, NSW State Government's SA2 level projections released in 2022 with a base year of 2021 are used. By 2041, the area's population is projected to decline by 250 persons according to these methodologies. However, specific age cohorts are expected to grow during this period, notably the 85 and over age group, which is projected to increase by 376 people.
Frequently Asked Questions - Population
Development
The level of residential development activity in Kincumber is very low in comparison to the average area assessed nationally by AreaSearch
AreaSearch analysis of ABS building approval numbers in Kincumber shows approximately 7 new homes approved annually over the past five financial years, totalling an estimated 38 homes. As of FY-26, there have been 3 approvals recorded. The average construction cost value for these new homes is $341,000. There has also been $873,000 in commercial approvals this financial year.
Compared to Greater Sydney and national averages, Kincumber records significantly lower building activity, with a per person rate 73.0% below the regional average and lower than the national figure, indicating market maturity and possible development constraints. All new construction in the area has been detached houses, maintaining its traditional low density character and appealing to those seeking family homes. The estimated population per dwelling approval is 1341 people, reflecting Kincumber's quiet, low activity development environment. With stable or declining population expected, housing pressure should remain relatively low, potentially creating opportunities for buyers.
With population expected to remain stable or decline, Kincumber should see reduced pressure on housing, potentially creating opportunities for buyers.
Frequently Asked Questions - Development
Infrastructure
Kincumber has strong levels of nearby infrastructure activity, ranking in the top 40% nationally
AreaSearch has identified four projects that could impact the area due to local infrastructure changes. These key projects are Frost Reserve Upgrades, Avoca Drive Upgrade at Kincumber, Carrak Road Retail and Residential Development, and Green Point Foreshore Masterplan & Reserve Upgrades. The following list provides details on those projects likely to have the most relevance.
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INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Low and Mid-Rise Housing Policy
State-wide NSW planning reforms to enable diverse low and mid-rise housing, including dual occupancies, terraces, townhouses, and apartment buildings up to 6 storeys. The policy applies to residential zones within 800m of 171 nominated transport hubs and town centres. Stage 1 (dual occupancies) commenced 1 July 2024, and Stage 2 (mid-rise apartments and terraces) commenced 28 February 2025. In June 2025, further amendments adjusted aircraft noise thresholds and clarified storey definitions to expand the policy's reach. The initiative is expected to facilitate approximately 112,000 additional homes by 2030.
Sydney Metro
Australia's largest public transport project, comprising four main lines. As of February 2026, the City & Southwest M1 line is operational to Sydenham, with the Sydenham-to-Bankstown conversion reaching 80% completion and intensive dynamic train testing underway for a late 2026 opening. Sydney Metro West has achieved major tunneling milestones at Westmead, with fit-out contracts worth $11.5 billion signed to target a 2032 opening. The Western Sydney Airport line remains under heavy construction with stations and viaducts progressing for an opening aligned with the airport in late 2026.
High Speed Rail - Newcastle to Sydney (Stage 1)
The first stage of Australia's High Speed Rail network involves a 194km dedicated rail line connecting Newcastle to Sydney. The project features trains reaching speeds of 320 km/h on surface sections and 200 km/h in tunnels, aiming to reduce travel time to approximately one hour. Following the 2025 business case evaluation, the project has moved into a two-year Development Phase focusing on design refinement (to 40% maturity), securing planning approvals, and corridor preservation. The route includes approximately 115km of tunneling and six planned stations: Broadmeadow, Lake Macquarie, Gosford, Sydney Central, Parramatta, and Western Sydney International Airport.
Mariyung Fleet (New Intercity Fleet)
The Mariyung Fleet is a 610-carriage double-deck electric train fleet (D sets) replacing the aging V-set fleet across the NSW intercity network. Delivered by the RailConnect consortium, the trains feature 2x2 seating, charging ports, dedicated luggage/bicycle spaces, and enhanced accessibility with wheelchair spaces and accessible toilets. The fleet operates in 4, 6, 8, or 10-car formations. Passenger services commenced on the Central Coast & Newcastle Line on 3 December 2024 and the Blue Mountains Line on 13 October 2025. South Coast Line services are scheduled to begin in the first half of 2026. The project includes the Kangy Angy Maintenance Facility and extensive corridor upgrades such as platform extensions and signaling modifications.
Newcastle-Sydney and Wollongong-Sydney Rail Line Upgrades
Program of upgrades to existing intercity rail corridors linking Newcastle-Central Coast-Sydney and Wollongong-Sydney to reduce travel times and improve reliability. Current scope includes timetable and service changes under the Rail Service Improvement Program, targeted network upgrades (signalling, power, station works) and the introduction of the Mariyung intercity fleet on the Central Coast & Newcastle Line, alongside Federal planning led by the High Speed Rail Authority for a dedicated Sydney-Newcastle high speed corridor.
Green Point Foreshore Masterplan & Reserve Upgrades
Major upgrade of the Green Point foreshore reserve including new playgrounds, picnic facilities, walking paths, waterfront access improvements, and landscaping works as part of a community-driven masterplan.
Aria Terrigal
Integrated mixed-use precinct delivered in stages in the heart of Terrigal, originally envisaged for around 108 residential/tourist apartments with retail and commercial space. Following the GFC the concept was split into multiple projects including Aria Building 1 (14 units) fronting Painters Lane/Campbell Crescent and the Avanti Terrigal building, plus beachfront retail along Terrigal Esplanade. Core buildings are completed and occupied.
Frost Reserve Upgrades
Community upgrades including a new 750sqm skate park, modern 370sqm amenities building with change rooms and canteen, revamped carpark for safety, and enhanced sports field lighting to support local clubs and growing population.
Employment
AreaSearch analysis places Kincumber well above average for employment performance across multiple indicators
Kincumber has a skilled workforce with well-represented essential services sectors. Its unemployment rate was 2.4% in September 2025, below Greater Sydney's 4.2%.
Employment growth over the past year was estimated at 2.4%. As of September 2025, 3,269 residents were employed, with a workforce participation rate of 49.8%, compared to Greater Sydney's 60.0%. Key employment sectors include health care & social assistance, construction, and retail trade. Health care & social assistance had particularly notable concentration, at 1.4 times the regional average.
However, professional & technical services employed only 5.9% of local workers, below Greater Sydney's 11.5%. Employment opportunities locally may be limited, as indicated by Census data comparing working population to resident population. Between September 2024 and September 2025, employment increased by 2.4%, while labour force increased by 2.9%, raising the unemployment rate by 0.5 percentage points. In contrast, Greater Sydney experienced employment growth of 2.1% and a 0.2 percentage point rise in unemployment. State-level data to 25-Nov-25 shows NSW employment contracted by 0.03%, with an unemployment rate of 3.9%. National employment forecasts from May-25 suggest national employment should expand by 6.6% over five years and 13.7% over ten years. Applying these projections to Kincumber's employment mix, local employment is estimated to increase by 6.8% over five years and 14.1% over ten years.
Frequently Asked Questions - Employment
Income
Income figures position the area below 75% of locations analysed nationally by AreaSearch
AreaSearch's latest postcode level ATO data for financial year 2023 shows that income in Kincumber is below the national average. The median income is $42,953 and the average income is $63,561. In comparison, Greater Sydney has a median income of $60,817 and an average income of $83,003. Based on Wage Price Index growth of 8.86% since financial year 2023, current estimates for Kincumber would be approximately $46,759 (median) and $69,193 (average) as of September 2025. Census data reveals that household, family, and personal incomes in Kincumber all fall between the 21st and 25th percentiles nationally. Income analysis shows that 26.5% of the population (1,956 individuals) fall within the $1,500 - 2,999 income range, similar to the surrounding region where 30.9% occupy this bracket. Housing affordability pressures are severe in Kincumber, with only 79.1% of income remaining, ranking at the 17th percentile. The area's SEIFA income ranking places it in the 5th decile.
Frequently Asked Questions - Income
Housing
Kincumber displays a diverse mix of dwelling types, with above-average rates of outright home ownership
The latest Census evaluation of dwelling structures in Kincumber showed 65.6% houses and 34.3% other dwellings (semi-detached, apartments, 'other' dwellings), compared to Sydney metro's 74.2% houses and 25.9% other dwellings. Home ownership in Kincumber was at 39.0%, with mortgaged dwellings at 39.3% and rented dwellings at 21.7%. The median monthly mortgage repayment in the area was $2,085, lower than Sydney metro's average of $2,150. The median weekly rent figure for Kincumber was $400, matching Sydney metro's figure but higher than the national average of $375. Nationally, Kincumber's mortgage repayments were significantly higher than the Australian average of $1,863.
Frequently Asked Questions - Housing
Household Composition
Kincumber features high concentrations of lone person households, with a lower-than-average median household size
Family households constitute 66.2% of all households, including 27.1% couples with children, 27.2% couples without children, and 11.2% single parent families. Non-family households account for the remaining 33.8%, with lone person households at 32.4% and group households comprising 1.5%. The median household size is 2.4 people, which is smaller than the Greater Sydney average of 2.5.
Frequently Asked Questions - Households
Local Schools & Education
Kincumber performs slightly above the national average for education, showing competitive qualification levels and steady academic outcomes
The area's university qualification rate is 21.0%, significantly lower than Greater Sydney's average of 38.0%. Bachelor degrees are the most common at 15.2%, followed by postgraduate qualifications (3.9%) and graduate diplomas (1.9%). Vocational credentials are prominent, with 41.2% of residents aged 15+ holding them - advanced diplomas at 11.9% and certificates at 29.3%. Educational participation is high, with 27.4% currently enrolled in formal education.
This includes 9.3% in primary, 7.8% in secondary, and 3.9% in tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Transport analysis shows 78 active transport stops in Kincumber, with a mix of bus services. These stops are covered by 63 unique routes, offering 831 weekly passenger trips in total. Transport accessibility is rated excellent, with residents typically located 181 meters from the nearest stop.
Service frequency averages 118 trips per day across all routes, equating to about 10 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Kincumber is well below average with prevalence of common health conditions notable across both younger and older age cohorts
Kincumber faces significant health challenges, as indicated by health data. Both younger and older age groups have notable prevalence of common health conditions.
Private health cover is held by approximately 52% of Kincumber's total population (~3,844 people), which is slightly lower than the average for Greater Sydney at 55.3%. The most prevalent medical conditions in the area are arthritis and mental health issues, affecting 11.9 and 8.8% of residents respectively. Conversely, 60.4% of Kincumber's population declares no medical ailments, compared to 64.8% across Greater Sydney. As of 2016, 32.5% of Kincumber's residents are aged 65 and over (2,399 people), which is higher than the 24.5% in Greater Sydney. Health outcomes among seniors in Kincumber present challenges generally aligned with the overall population's health profile.
Frequently Asked Questions - Health
Cultural Diversity
Kincumber ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics
Kincumber, surveyed in June 2016, showed lower cultural diversity with 82.3% of its population born in Australia and 91.1% being citizens. English was spoken at home by 94.9%. Christianity dominated religiously with 57.6%, while Judaism had a higher representation at 0.3% compared to Greater Sydney's 0.2%.
Ancestry-wise, the top groups were English (33.1%), Australian (28.6%), and Irish (9.5%). Notable differences existed in Hungarian (0.4% vs regional 0.3%), Welsh (0.7% vs 0.7%), and Russian (0.4% vs 0.4%) groups.
Frequently Asked Questions - Diversity
Age
Kincumber hosts an older demographic, ranking in the top quartile nationwide
Kincumber's median age is 48 years, significantly higher than Greater Sydney's average of 37 years and Australia's national average of 38 years. The age profile shows that individuals aged 75-84 are particularly prominent, making up 12.7% of the population, while those aged 25-34 comprise only 8.1%, which is smaller than in Greater Sydney. This concentration of 75-84 year-olds is well above the national average of 6.0%. Between 2021 and present, the proportion of individuals aged 75 to 84 has increased from 11.5% to 12.7%, while the percentage of those aged 25 to 34 has decreased from 9.4% to 8.1%. Population forecasts for Kincumber in 2041 indicate substantial demographic changes, with the strongest growth projected for the 85+ cohort at 63%, adding 360 residents to reach a total of 929. Senior residents aged 65 and above will drive all population growth, underscoring trends towards an aging demographic. Conversely, population declines are projected for those aged 45-54 and 65-74.