Point Clare - Koolewong

Point Clare - Koolewong is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends

Point Clare-Koolewong's population is approximately 6,694 as of November 2025. This figure represents an increase of 123 people since the 2021 Census, which reported a population of 6,571. The growth is inferred from the estimated resident population of 6,667 in June 2024 and an additional 15 validated new addresses since the Census date. This results in a population density ratio of 987 persons per square kilometer, comparable to averages seen across locations assessed by AreaSearch. The area's 1.9% growth since census is within 1.2 percentage points of the SA3 area (3.1%), indicating competitive growth fundamentals. Overseas migration contributed approximately 87.4% of overall population gains during recent periods.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections, released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. According to these projections, the area's population is expected to decline by 8 persons by 2041. However, specific age cohorts are anticipated to grow, notably the 75-84 age group, projected to expand by 204 people over this period.

Residential development activity is lower than average in Point Clare - Koolewong according to AreaSearch's national comparison of local real estate markets

Point Clare-Koolewong has averaged approximately 6 new dwelling approvals per year over the past five financial years, totalling around 30 homes. As of FY26, there have been 2 approvals recorded. On average, about 5.1 new residents arrive annually for each dwelling constructed between FY21 and FY25, indicating that demand significantly outstrips supply, which can put upward pressure on prices and increase buyer competition. The average construction value of new homes is around $335,000.

This financial year has seen approximately $2.5 million in commercial approvals, suggesting limited focus on commercial development. Compared to Greater Sydney's averages, Point Clare-Koolewong has significantly less development activity, at 76.0% below the regional average per person. This scarcity of new homes can strengthen demand and prices for existing properties. Nationally, this area is also below average in terms of development activity, reflecting its maturity and possible planning constraints. Recent development has consisted entirely of detached dwellings, maintaining the area's traditional suburban character with a focus on family homes appealing to those seeking space.

With around 1664 people per approval, Point Clare-Koolewong shows signs of being a mature, established area. Population is expected to remain stable or decline, potentially reducing pressure on housing and creating opportunities for buyers.

Point Clare - Koolewong has moderate levels of nearby infrastructure activity, ranking in the 49thth percentile nationally

Changes to local infrastructure significantly influence an area's performance. AreaSearch identified ten projects likely impacting the area. Notable projects include the Gosford Community Recreation Centre, West Gosford Village shopping centre refurbishment, Gosford Hospital redevelopment, and 10-16 Kendall St, Gosford. The following list details those most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

Point Clare - Koolewong ranks among the top 25% of areas assessed nationally for overall employment performance

Point Clare-Koolewong has a highly educated workforce with significant representation in the technology sector. Its unemployment rate was 2.4% as of September 2025, lower than Greater Sydney's 4.2%. Employment growth over the past year was estimated at 2.7%.

As of September 2025, 3,354 residents were employed, with an unemployment rate of 1.8% below Greater Sydney's rate. Workforce participation in Point Clare-Koolewong was 62.0%, compared to Greater Sydney's 70.0%. According to Census responses, 41.7% of residents worked from home. Leading employment industries among residents include health care & social assistance, retail trade, and professional & technical services.

The area shows strong specialization in health care & social assistance, with an employment share 1.3 times the regional level. However, finance & insurance is under-represented, at 4.1% compared to Greater Sydney's 7.3%. The area appears to have limited local employment opportunities, as indicated by the difference between Census working population and resident population figures. Between September 2024 and September 2025, employment levels increased by 2.7%, while labour force grew by 3.2%, causing unemployment to rise by 0.4 percentage points. In comparison, Greater Sydney recorded employment growth of 2.1% over the same period, with labour force growing by 2.4% and unemployment rising by 0.2 percentage points. National employment forecasts from Jobs and Skills Australia, issued in May-25, project national employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Point Clare-Koolewong's employment mix suggests local employment should increase by 7.0% over five years and 14.3% over ten years, based on a simple weighting extrapolation for illustrative purposes.

Income levels align closely with national averages, indicating typical economic conditions for Australian communities according to AreaSearch analysis

AreaSearch's latest postcode level ATO data for financial year ending June 2023 shows that income in Point Clare - Koolewong SA2 is above the national average. The median assessed income is $54,372 and the average income stands at $68,848. In comparison, Greater Sydney's figures show a median income of $60,817 and an average income of $83,003. Based on Wage Price Index growth of 8.86% since financial year ending June 2023, current estimates would be approximately $59,189 for the median income and $74,948 for the average income as of September 2025. According to the 2021 Census, household, family, and personal incomes in Point Clare - Koolewong rank modestly, between the 41st and 48th percentiles. The largest segment of income distribution comprises 30.4% earning $1,500 - $2,999 weekly, with 2,034 residents falling into this bracket, mirroring the surrounding region where 30.9% occupy this bracket. Housing affordability pressures are severe in Point Clare - Koolewong, with only 84.3% of income remaining after housing costs, ranking at the 49th percentile. The area's SEIFA income ranking places it in the 6th decile.

Point Clare - Koolewong is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Point Clare-Koolewong's dwelling structure, as per the latest Census, was 89.4% houses and 10.6% other dwellings. In comparison, Sydney metro had 55.9% houses and 44.1% other dwellings. Home ownership in Point Clare-Koolewong stood at 38.1%, with mortgaged dwellings at 37.7% and rented at 24.1%. The median monthly mortgage repayment was $2,000, below Sydney metro's average of $2,427. Median weekly rent was $400, compared to Sydney metro's $470. Nationally, Point Clare-Koolewong's mortgage repayments were higher than the Australian average of $1,863, and rents exceeded the national figure of $375.

Point Clare - Koolewong has a typical household mix, with a lower-than-average median household size

Family households comprise 70.5% of all households, including 31.6% couples with children, 27.0% couples without children, and 10.8% single parent families. Non-family households make up the remaining 29.5%, with lone person households at 26.8% and group households comprising 2.8%. The median household size is 2.5 people, which is smaller than the Greater Sydney average of 2.7.

The educational profile of Point Clare - Koolewong exceeds national averages, with above-average qualification levels and academic performance metrics

In Point Clare-Koolewong, 29.2% of residents aged 15 and above hold university degrees, compared to Greater Sydney's 38.0%. Bachelor degrees are most common at 18.8%, followed by postgraduate qualifications (6.8%) and graduate diplomas (3.6%). Vocational credentials are held by 37.8% of residents aged 15 and above, with advanced diplomas at 13.0% and certificates at 24.8%. Educational participation is high, with 27.4% of residents currently enrolled in formal education.

This includes 9.6% in primary education, 7.0% in secondary education, and 4.3% pursuing tertiary education.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Point Clare - Koolewong has 94 active public transport stops offering a mix of train and bus services. These are covered by 16 routes that facilitate 1,274 weekly passenger trips in total. Transport accessibility is rated as excellent with residents typically located 169 metres from the nearest stop. The area is primarily residential with most commuters travelling outward. Car remains the dominant mode of transport at 85%, while train usage stands at 8%. On average, there are 1.3 vehicles per dwelling.

According to the 2021 Census, a high 41.7% of residents work from home, which may reflect COVID-19 conditions. Service frequency averages 182 trips per day across all routes, equating to approximately 13 weekly trips per individual stop.

Health performance in Point Clare - Koolewong is well below average with prevalence of common health conditions notable across both younger and older age cohorts

Point Clare - Koolewong faces significant health challenges based on AreaSearch's assessment of mortality rates and chronic condition prevalence. The prevalence of common health conditions is notable across both younger and older age cohorts.

The rate of private health cover is approximately 53% of the total population (~3,567 people), which compares to 59.9% across Greater Sydney. The most common medical conditions in the area are arthritis and mental health issues, impacting 9.3% and 8.9% of residents respectively. Meanwhile, 64.0% of residents declare themselves completely clear of medical ailments compared to 74.6% across Greater Sydney. Working-age residents show above average prevalence of chronic health conditions. The area has 24.2% of residents aged 65 and over (1,617 people), which is higher than the 15.3% in Greater Sydney. Health outcomes among seniors present some challenges, with national rankings broadly in line with the general population.

In terms of cultural diversity, Point Clare - Koolewong records figures broadly comparable to the national average, as found in AreaSearch's assessment of a number of language and cultural background related metrics

Point Clare-Koolewong shows higher cultural diversity with 10.9% speaking a language other than English at home and 22.9% born overseas. Christianity is the main religion, at 51.5%, compared to Greater Sydney's 49.2%. Top ancestry groups are English (31.6%), Australian (25.0%), and Irish (9.5%).

Notable differences include Welsh (0.8% vs regional 0.4%), Scottish (9.1% vs 4.8%), and South African (0.7% vs 0.5%) populations.

Point Clare - Koolewong hosts an older demographic, ranking in the top quartile nationwide

The median age in Point Clare-Koolewong as of 2021 is 46 years, which is notably higher than Greater Sydney's average of 37 years and also exceeds the Australian median of 38 years. Compared to Greater Sydney, the cohort aged 75-84 is significantly over-represented in Point Clare-Koolewong, comprising 9.5% of the local population compared to 7.6% in Greater Sydney. Conversely, those aged 25-34 are under-represented at 7.6%. According to the 2021 Census, the percentage of residents aged 75-84 has increased from 8.6% to 9.5%, while the percentage of those aged 25-34 has decreased from 9.0% to 7.6%. Population forecasts for Point Clare-Koolewong indicate substantial demographic changes by 2041. The cohort aged 75-84 is projected to expand significantly, with an increase of 179 people (28%), from 638 to 818 residents. This expansion reflects the broader trend of population aging, with those aged 65 and above comprising 80% of the projected growth in Point Clare-Koolewong. Conversely, the cohorts aged 5-14 and 55-64 are expected to experience population declines.