Point Clare - Koolewong
Statistical Area - sa2

Point Clare - Koolewong is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends

Point Clare-Koolewong's population is around 6,692 as of Aug 2025. This reflects an increase since the 2021 Census, which reported a population of 6,571 people. The change is inferred from ABS data: estimated resident population was 6,667 in June 2024 and there were 15 validated new addresses since the Census date. This level of population equates to a density ratio of 987 persons per square kilometer. Point Clare-Koolewong's growth rate of 1.8% since census positions it within 0.5 percentage points of the SA3 area (2.3%). Population growth was primarily driven by overseas migration, contributing approximately 87.4% of overall population gains during recent periods.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, NSW State Government's SA2 level projections are used, released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. According to these projections, the area's population is expected to contract by 8 persons by 2041. However, growth across specific age cohorts is anticipated, led by the 75 to 84 age group, projected to expand by 204 people.

Residential development activity is lower than average in Point Clare - Koolewong according to AreaSearch's national comparison of local real estate markets

Point Clare-Koolewong has averaged approximately six new dwelling approvals each year over the past five financial years, totalling 30 homes. In FY26 so far, two approvals have been recorded. On average, 5.1 new residents arrive per year for each dwelling constructed between FY21 and FY25, indicating demand outpaces supply, which typically influences prices upwards and intensifies competition among buyers. The average construction cost of new homes is $418,000, reflecting more affordable housing options compared to regional norms.

This financial year has seen $2.5 million in commercial development approvals, suggesting the area's residential character. Compared to Greater Sydney, Point Clare-Koolewong has significantly less development activity, with 76.0% below the regional average per person. This scarcity of new homes typically strengthens demand and prices for existing properties, reflecting the area's maturity and possible planning constraints. Recent development has been exclusively detached dwellings, maintaining the area's traditional suburban character focused on family homes. With approximately 1664 people per approval, Point Clare-Koolewong shows a mature, established area.

Population projections indicate stability or decline, suggesting reduced housing demand pressures, benefiting potential buyers.

Point Clare - Koolewong has strong levels of nearby infrastructure activity, ranking in the top 40% nationally

Local infrastructure changes significantly influence an area's performance. AreaSearch has identified ten projects that could impact this region. Notable projects include Gosford Hospital Redevelopment, Gosford Community Recreation Centre, West Gosford Village Shopping Centre Refurbishment, and Henry Parry Drive Upgrade. The following list details those likely to be most relevant.

Professional plan users can use the search below to filter and access additional projects.

Employment conditions in Point Clare - Koolewong demonstrate strong performance, ranking among the top 35% of areas assessed nationally

Point Clare - Koolewong has an educated workforce. The technology sector is prominent.

Unemployment rate was 2.4% in the past year. Employment growth was estimated at 2.1%. As of June 2025, 3,335 residents were employed. Unemployment rate was 1.8% below Greater Sydney's rate of 4.2%.

Workforce participation was 57.6%, compared to Greater Sydney's 60.0%. Leading employment industries were health care & social assistance, retail trade, and professional & technical services. Health care & social assistance had an employment share of 1.3 times the regional level. Finance & insurance was under-represented at 4.1% compared to Greater Sydney's 7.3%. Employment opportunities locally appeared limited based on Census working population vs resident population comparison. Between June 2024 and June 2025, employment levels increased by 2.1%, labour force by 2.7%, causing unemployment rate to rise by 0.5 percentage points. Greater Sydney recorded employment growth of 2.6%, labour force growth of 2.9%, with unemployment rising 0.3 percentage points. Jobs and Skills Australia's national employment forecasts from May 2025 projected national employment expansion by 6.6% over five years and 13.7% over ten years, varying significantly between industry sectors. Applying these projections to Point Clare - Koolewong's employment mix suggested local growth of approximately 7.0%% over five years and 14.3% over ten years.

Income levels align closely with national averages, indicating typical economic conditions for Australian communities according to AreaSearch analysis

AreaSearch's latest postcode level ATO data for financial year 2022 shows that income in Point Clare - Koolewong is approximately average nationally. The median income is $50,362 and the average income stands at $65,431. This contrasts with Greater Sydney's figures of a median income of $56,994 and an average income of $80,856. Based on Wage Price Index growth of 12.61% since financial year 2022, current estimates would be approximately $56,713 (median) and $73,682 (average) as of September 2025. From the Census conducted in August 2021, household, family and personal incomes all rank modestly in Point Clare - Koolewong, between the 42nd and 48th percentiles. Looking at income distribution, the largest segment comprises 30.4% earning $1,500 - $2,999 weekly (2,034 residents), mirroring the surrounding region where 30.9% occupy this bracket. Housing affordability pressures are severe, with only 84.3% of income remaining after housing costs, ranking at the 49th percentile. The area's SEIFA income ranking places it in the 6th decile.

Point Clare - Koolewong is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

In Point Clare-Koolewong, as recorded in the latest Census, 89.4% of dwellings were houses, with the remaining 10.6% comprising semi-detached homes, apartments, and other types. This differs from Sydney's metropolitan area, where 74.2% of dwellings are houses and 25.9% are other types. Home ownership in Point Clare-Koolewong stood at 38.1%, similar to Sydney metro, with mortgaged properties accounting for 37.7% and rented dwellings making up 24.1%. The median monthly mortgage repayment in the area was $2,000, lower than Sydney's average of $2,150. Weekly rent in Point Clare-Koolewong was $400, matching Sydney's figure but exceeding the national average of $375. Nationally, mortgage repayments in Point Clare-Koolewong were higher at $2,000 compared to Australia's average of $1,863.

Point Clare - Koolewong has a typical household mix, with a fairly typical median household size

Family households constitute 70.5% of all households, including 31.6% couples with children, 27.0% couples without children, and 10.8% single parent families. Non-family households account for the remaining 29.5%, with lone person households at 26.8% and group households comprising 2.8%. The median household size is 2.5 people, which aligns with the Greater Sydney average.

The educational profile of Point Clare - Koolewong exceeds national averages, with above-average qualification levels and academic performance metrics

Educational qualifications in Point Clare-Koolewong trail regional benchmarks with 29.2% of residents aged 15+ holding university degrees compared to 38.0% in Greater Sydney. Bachelor degrees are the most common at 18.8%, followed by postgraduate qualifications at 6.8% and graduate diplomas at 3.6%. Trade and technical skills are prominent, with 37.8% of residents aged 15+ holding vocational credentials - advanced diplomas at 13.0% and certificates at 24.8%. Educational participation is high, with 27.4% of residents currently enrolled in formal education, including 9.6% in primary, 7.0% in secondary, and 4.3% in tertiary education.

Point Clare Public School serves the area with an enrollment of 489 students, and the region has above-average socio-educational conditions (ICSEA: 1055). The school focuses exclusively on primary education, with secondary options available in surrounding areas. Local school capacity is limited at 7.3 places per 100 residents compared to the regional average of 15.9, leading many families to travel for schooling.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Point Clare-Koolewong has 84 active public transport stops offering a mix of train and bus services. These stops are served by 17 different routes that collectively facilitate 1,060 weekly passenger trips. The area's transport accessibility is rated excellent, with residents typically residing just 169 meters from their nearest stop.

On average, there are 151 daily trips across all routes, translating to about 12 weekly trips per individual stop.

Health performance in Point Clare - Koolewong is well below average with prevalence of common health conditions notable across both younger and older age cohorts

Point Clare - Koolewong faces significant health challenges, as indicated by health data. Both younger and older age groups show a high prevalence of common health conditions.

The area has private health cover at approximately 52% of its total population (~3,506 people), slightly higher than the average SA2 area but lower than Greater Sydney's 54.7%. Arthritis and mental health issues are the most prevalent medical conditions, affecting 9.3 and 8.9% of residents respectively. However, 64.0% of residents report being completely free from medical ailments, compared to 64.8% in Greater Sydney. As of 2016, 24.2% of the area's population is aged 65 and over (1,616 people). Health outcomes among seniors present challenges similar to those faced by the general population.

The level of cultural diversity witnessed in Point Clare - Koolewong was found to be above average when compared nationally for a number of language and cultural background related metrics

Point Clare-Koolewong had a higher than average cultural diversity, with 10.9% of residents speaking a language other than English at home and 22.9% born overseas. Christianity was the predominant religion in Point Clare-Koolewong, accounting for 51.5%, compared to 53.4% across Greater Sydney. The top three ancestry groups were English (31.6%), Australian (25.0%), and Irish (9.5%).

Notably, Welsh (0.8%) was overrepresented compared to the regional average of 0.7%, Scottish (9.1%) was also higher than the region's 7.9%, and South African (0.7%) had a slightly higher representation compared to the regional 0.5%.

Point Clare - Koolewong hosts an older demographic, ranking in the top quartile nationwide

The median age in Point Clare-Koolewong is 46 years, which is higher than Greater Sydney's average of 37 years and also above Australia's median of 38 years. In comparison with the Greater Sydney average, the cohort aged 75-84 is notably overrepresented at 9.5% locally, while those aged 25-34 are underrepresented at 7.6%. According to the 2021 Census, the proportion of people aged 75 to 84 has increased from 8.6% to 9.5%, while the proportion of those aged 25 to 34 has decreased from 9.0% to 7.6%. Population forecasts for 2041 suggest significant demographic changes in Point Clare-Koolewong, with the 75-84 age cohort projected to expand by 179 people (28%) from 638 to 818. The aging population trend is evident, with those aged 65 and above comprising 80% of projected growth. Conversely, the cohorts aged 5-14 and 55-64 are expected to experience population declines.