Point Clare - Koolewong
Statistical Area - sa2

Point Clare - Koolewong is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends

Point Clare-Koolewong's population is approximately 6,692 as of August 2025. This figure represents an increase of 121 people from the 2021 Census total of 6,571, indicating a growth rate of 1.8%. The change is inferred from ABS data showing an estimated resident population of 6,667 in June 2024 and an additional 15 validated new addresses since the Census date. This results in a density ratio of 987 persons per square kilometer. The area's growth rate is comparable to other locations assessed by AreaSearch. Point Clare-Koolewong's growth rate of 1.8% since the census is within 0.5 percentage points of the SA3 area's rate of 2.3%.

Overseas migration contributed approximately 87.4% of overall population gains during recent periods. AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections, released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for the years 2032 to 2041. According to these projections, Point Clare-Koolewong's population is expected to decline by 8 persons by 2041. However, specific age cohorts are anticipated to grow, notably the 75-84 age group, which is projected to expand by 204 people during this period.

Residential development activity is lower than average in Point Clare - Koolewong according to AreaSearch's national comparison of local real estate markets

Point Clare-Koolewong averaged approximately 21 new dwelling approvals per year. The Australian Bureau of Statistics produces development approval data on a financial year basis, totalling 107 approvals between FY-20 and FY-25, with 1 approval so far in FY-26. On average, 5.1 people moved to the area annually for each dwelling built over the past five financial years (FY-20 to FY-25), indicating demand significantly outstrips supply, which typically puts upward pressure on prices and increases competition among buyers. New dwellings are developed at an average expected construction cost value of $418,000, under regional levels, suggesting more accessible housing choices for buyers.

This financial year has seen $2.5 million in commercial approvals, indicating limited commercial development focus compared to Greater Sydney, where Point Clare-Koolewong has significantly less development activity (76.0% below the regional average per person). This scarcity of new homes typically strengthens demand and prices for existing properties, reflecting market maturity and possible development constraints. Recent development has been entirely comprised of detached dwellings, maintaining the area's traditional suburban character with a focus on family homes appealing to those seeking space. With around 1664 people per approval, Point Clare-Koolewong shows a mature, established area. Population projections indicate stability or decline, suggesting reduced housing demand pressures and benefiting potential buyers.

With population projections showing stability or decline, Point Clare - Koolewong should see reduced housing demand pressures, benefiting potential buyers.

Point Clare - Koolewong has strong levels of nearby infrastructure activity, ranking in the top 40% nationally

Changes to local infrastructure significantly impact an area's performance. AreaSearch has identified ten projects expected to influence this region. Notable initiatives include Gosford Hospital Redevelopment, Gosford Community Recreation Centre, West Gosford Village Shopping Centre Refurbishment, and Henry Parry Drive Upgrade. The following list details those anticipated to have the most relevance.

Professional plan users can use the search below to filter and access additional projects.

Employment conditions in Point Clare - Koolewong demonstrate strong performance, ranking among the top 35% of areas assessed nationally

Point Clare - Koolewong has a highly educated workforce with notable representation in the technology sector. As of June 2025, unemployment stood at 2.4%.

Employment growth over the past year was estimated at 2.1%. In June 2025, 3,335 residents were employed, with an unemployment rate of 1.8% below Greater Sydney's rate of 4.2%. Workforce participation in Point Clare - Koolewong was 57.6%, compared to Greater Sydney's 60.0%. Leading employment industries among residents are health care & social assistance, retail trade, and professional & technical services.

The area has a strong specialization in health care & social assistance, with an employment share of 1.3 times the regional level. However, finance & insurance is under-represented, with only 4.1% of Point Clare - Koolewong's workforce compared to Greater Sydney's 7.3%. Employment opportunities locally appear limited based on Census working population versus resident population figures. Between June 2024 and June 2025, employment levels increased by 2.1%, while the labour force grew by 2.7%. This resulted in a rise in unemployment rate of 0.5 percentage points. In comparison, Greater Sydney recorded employment growth of 2.6% over the same period, with unemployment rising by 0.3 percentage points. State-level data for NSW to Sep-25 shows employment contracted by 0.41%, losing 19,270 jobs. The state unemployment rate was at 4.3%, favourably comparing to the national unemployment rate of 4.5%. National employment growth lagged behind at 0.26%. Jobs and Skills Australia's national employment forecasts from May 2025 indicate a projected expansion of 6.6% over five years and 13.7% over ten years. Applying these industry-specific projections to Point Clare - Koolewong's employment mix suggests local growth could be approximately 7.0% over five years and 14.3% over ten years, though this is a simple extrapolation for illustrative purposes and does not account for localized population projections.

Income levels align closely with national averages, indicating typical economic conditions for Australian communities according to AreaSearch analysis

AreaSearch's latest postcode level ATO data for financial year ended June 2022 shows that income in Point Clare-Koolewong is approximately average nationally. The median assessed income was $50,362 while the average stood at $65,431. This contrasts with Greater Sydney's figures of a median income of $56,994 and an average of $80,856. Based on Wage Price Index growth of 10.6% since financial year ended June 2022, current estimates would be approximately $55,700 (median) and $72,367 (average) as of March 2025. From the Census conducted in August 2021, household, family and personal incomes all rank modestly in Point Clare-Koolewong, between the 42nd and 48th percentiles. Looking at income distribution, the largest segment comprises 30.4% earning $1,500 - $2,999 weekly (2,034 residents), mirroring the surrounding region where 30.9% occupy this bracket. Housing affordability pressures are severe, with only 84.3% of income remaining after housing costs, ranking at the 49th percentile. The area's SEIFA income ranking places it in the 6th decile.

Point Clare - Koolewong is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

The latest Census data shows that in Point Clare-Koolewong, 89.4% of dwellings were houses and 10.6% were other types such as semi-detached homes, apartments, or 'other' dwellings. This is compared to Sydney metropolitan area's 74.2% houses and 25.9% other dwellings. Home ownership in Point Clare-Koolewong was 38.1%, similar to the Sydney metro average, with mortgaged dwellings at 37.7% and rented ones at 24.1%. The median monthly mortgage repayment in the area was $2,000, lower than the Sydney metro average of $2,150. Weekly rent figures were recorded at $400, matching the Sydney metro average. Nationally, Point Clare-Koolewong's median monthly mortgage repayments exceeded the Australian average of $1,863, while median weekly rents surpassed the national figure of $375.

Point Clare - Koolewong has a typical household mix, with a fairly typical median household size

Family households comprise 70.5% of all households, including 31.6% couples with children, 27.0% couples without children, and 10.8% single parent families. Non-family households account for the remaining 29.5%, with lone person households at 26.8% and group households comprising 2.8% of the total. The median household size is 2.5 people, which matches the Greater Sydney average.

The educational profile of Point Clare - Koolewong exceeds national averages, with above-average qualification levels and academic performance metrics

Point Clare - Koolewong's educational qualifications, compared to Greater Sydney, show 29.2% of residents aged 15+ with university degrees, against 38.0%. Bachelor degrees are most common at 18.8%, followed by postgraduate qualifications (6.8%) and graduate diplomas (3.6%). Vocational credentials are also prevalent, with 37.8% holding them, including advanced diplomas (13.0%) and certificates (24.8%). Educational participation is high at 27.4%, comprising primary education (9.6%), secondary education (7.0%), and tertiary education (4.3%).

Point Clare Public School serves the area with an enrollment of 489 students, and the suburb has above-average socio-educational conditions (ICSEA: 1055). The school focuses on primary education only; secondary options are available nearby. Local schooling capacity is limited at 7.3 places per 100 residents compared to the regional average of 16.0, leading many families to seek schooling elsewhere.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Point Clare - Koolewong has 84 active public transport stops offering a mix of train and bus services. These stops are served by 17 individual routes that facilitate 1,060 weekly passenger trips in total. The area's transport accessibility is rated excellent with residents typically located 169 meters from the nearest stop.

On average, service frequency across all routes stands at 151 trips per day, equating to approximately 12 weekly trips per individual stop.

Health performance in Point Clare - Koolewong is well below average with prevalence of common health conditions notable across both younger and older age cohorts

Point Clare - Koolewong faces significant health challenges, as indicated by health data. Both younger and older age groups exhibit high prevalence rates for common health conditions.

The area has a private health cover rate of approximately 52% (3,506 people), slightly higher than the average SA2 area but lower than Greater Sydney's 54.7%. Arthritis and mental health issues are the most prevalent medical conditions, affecting 9.3% and 8.9% of residents respectively. However, 64.0% of residents report having no medical ailments, compared to 64.8% across Greater Sydney. The area has a senior population (aged 65 and over) of 24.2% (1,616 people), with health outcomes among seniors generally aligned with the overall population's health profile.

The level of cultural diversity witnessed in Point Clare - Koolewong was found to be above average when compared nationally for a number of language and cultural background related metrics

Point Clare-Koolewong had a higher than average cultural diversity, with 10.9% of its population speaking a language other than English at home and 22.9% born overseas. Christianity was the predominant religion in Point Clare-Koolewong, comprising 51.5%. This was slightly lower than Greater Sydney's 53.4%.

The top three ancestry groups were English (31.6%), Australian (25.0%), and Irish (9.5%). Notably, Welsh (0.8% vs regional 0.7%) and Scottish (9.1% vs regional 7.9%) groups were overrepresented, while South African was slightly higher at 0.7% compared to the region's 0.5%.

Point Clare - Koolewong hosts an older demographic, ranking in the top quartile nationwide

The median age in Point Clare - Koolewong is 46 years, which is notably higher than Greater Sydney's average of 37 years and also exceeds the Australian median of 38 years. Compared to Greater Sydney's average, the 75-84 age cohort is significantly over-represented at 9.5% in Point Clare - Koolewong, while the 25-34 age group is under-represented at 7.6%. Between the 2021 Census and now, the percentage of the population aged 75 to 84 has grown from 8.6% to 9.5%, while the percentage of those aged 25 to 34 has declined from 9.0% to 7.6%. By 2041, population forecasts indicate significant demographic changes for Point Clare - Koolewong, with the 75-84 age cohort projected to increase by 179 people (28%) from 638 to 818. The aging population trend is evident, with those aged 65 and above comprising 80% of the projected growth. Conversely, the 5-14 and 55-64 age groups are expected to experience population declines.