Point Clare - Koolewong
Statistical Area - sa2

Point Clare - Koolewong is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends

Point Clare - Koolewong's population is around 6,692 as of November 2025. This reflects an increase of 121 people since the 2021 Census, which reported a population of 6,571. The change is inferred from the estimated resident population of 6,667 in June 2024 and an additional 15 validated new addresses since the Census date. This level of population equates to a density ratio of 987 persons per square kilometer. Point Clare - Koolewong's growth rate of 1.8% since the census positions it within 0.5 percentage points of the SA3 area's growth rate of 2.3%. Population growth was primarily driven by overseas migration, contributing approximately 87.4% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections, released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. According to these projections, the area's population is expected to decline by 8 persons by 2041. However, growth across specific age cohorts is anticipated, led by the 75 to 84 age group, which is projected to expand by 204 people.

Residential development activity is lower than average in Point Clare - Koolewong according to AreaSearch's national comparison of local real estate markets

Point Clare - Koolewong has averaged approximately six new dwelling approvals annually over the past five financial years, totalling thirty homes. In FY26 so far, two approvals have been recorded. Historically, about 5.1 new residents per year arrive for each dwelling constructed between FY21 and FY25, indicating demand outpaces supply, which may put upward pressure on prices and increase competition among buyers. The average construction cost of new homes is around $335,000.

This financial year has seen approximately $2.5 million in commercial approvals, suggesting limited focus on commercial development. Compared to Greater Sydney, Point Clare - Koolewong has significantly less development activity, 76.0% below the regional average per person. This scarcity of new homes may strengthen demand and prices for existing properties. Nationally, this area is also below average in terms of development activity, reflecting its maturity and possible planning constraints. Recent development consists entirely of detached dwellings, maintaining the area's traditional suburban character with a focus on family homes appealing to those seeking space.

With around 1664 people per approval, Point Clare - Koolewong indicates a mature, established area. Given expected population stability or decline, housing pressure may reduce, potentially creating buying opportunities.

Point Clare - Koolewong has strong levels of nearby infrastructure activity, ranking in the top 40% nationally

Ten projects identified by AreaSearch are likely to impact the area significantly, influencing its performance more than any other factor. Among these key projects are the Gosford Hospital Redevelopment, Gosford Community Recreation Centre, West Gosford Village Shopping Centre Refurbishment, and Henry Parry Drive Upgrade. The following list details those most relevant:.

Professional plan users can use the search below to filter and access additional projects.

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Employment conditions in Point Clare - Koolewong demonstrate strong performance, ranking among the top 35% of areas assessed nationally

Point Clare - Koolewong has a highly educated workforce with notable representation in the technology sector. The unemployment rate here is 2.4%, lower than Greater Sydney's 4.2%.

Employment growth over the past year was estimated at 2.1%. As of June 2025, 3,335 residents are employed, with an unemployment rate of 1.8% below Greater Sydney's rate. Workforce participation is slightly lower at 57.6%, compared to Greater Sydney's 60.0%. The leading employment industries among residents include health care & social assistance, retail trade, and professional & technical services.

The area shows strong specialization in health care & social assistance, with an employment share of 1.3 times the regional level. However, finance & insurance is under-represented, with only 4.1% of Point Clare - Koolewong's workforce compared to Greater Sydney's 7.3%. AreaSearch analysis of SALM and ABS data shows that during the year to June 2025, employment levels increased by 2.1%, while labour force increased by 2.7%. This resulted in a rise in unemployment rate by 0.5 percentage points. In comparison, Greater Sydney recorded employment growth of 2.6% and labour force growth of 2.9%, with an increase in unemployment rate by 0.3 percentage points. Jobs and Skills Australia's national employment forecasts from May 2025 project a growth of 6.6% over five years and 13.7% over ten years for national employment. Applying these projections to Point Clare - Koolewong's employment mix suggests local growth of approximately 7.0% over five years and 14.3% over ten years, based on a simple weighting extrapolation for illustrative purposes.

Income levels align closely with national averages, indicating typical economic conditions for Australian communities according to AreaSearch analysis

AreaSearch's latest postcode level ATO data for financial year 2022 indicates that income in Point Clare - Koolewong is approximately average nationally. The median assessed income was $50,362 while the average income stood at $65,431. This contrasts with Greater Sydney's figures of a median income of $56,994 and an average income of $80,856. Based on Wage Price Index growth of 12.61% since financial year 2022, current estimates would be approximately $56,713 (median) and $73,682 (average) as of September 2025. From the 2021 Census, household, family and personal incomes all rank modestly in Point Clare - Koolewong, between the 42nd and 48th percentiles. Looking at income distribution, the largest segment comprises 30.4% earning $1,500 - 2,999 weekly (2,034 residents), mirroring the surrounding region where 30.9% occupy this bracket. Housing affordability pressures are severe, with only 84.3% of income remaining, ranking at the 49th percentile and the area's SEIFA income ranking places it in the 6th decile.

Point Clare - Koolewong is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

The dwelling structure in Point Clare-Koolewong, as per the latest Census data, consisted of 89.4% houses and 10.6% other dwellings (semi-detached, apartments, 'other' dwellings). This compares to Sydney metro's figures of 74.2% houses and 25.9% other dwellings. Home ownership in Point Clare-Koolewong stood at 38.1%, similar to Sydney metro, with the remaining dwellings either mortgaged (37.7%) or rented (24.1%). The median monthly mortgage repayment in the area was $2,000, lower than Sydney metro's average of $2,150. The median weekly rent figure was recorded at $400, matching Sydney metro's figure. Nationally, Point Clare-Koolewong's mortgage repayments exceeded the Australian average of $1,863, while rents surpassed the national figure of $375.

Point Clare - Koolewong has a typical household mix, with a fairly typical median household size

Family households account for 70.5% of all households, including 31.6% couples with children, 27.0% couples without children, and 10.8% single parent families. Non-family households constitute the remaining 29.5%, with lone person households at 26.8% and group households comprising 2.8%. The median household size is 2.5 people, aligning with the Greater Sydney average.

The educational profile of Point Clare - Koolewong exceeds national averages, with above-average qualification levels and academic performance metrics

Educational qualifications in Point Clare-Koolewong trail regional benchmarks; 29.2% of residents aged 15+ hold university degrees compared to 38.0% in Greater Sydney. This gap indicates potential for educational development and skills enhancement. Bachelor degrees are the most common at 18.8%, followed by postgraduate qualifications (6.8%) and graduate diplomas (3.6%). Trade and technical skills are prominent, with 37.8% of residents aged 15+ holding vocational credentials – advanced diplomas (13.0%) and certificates (24.8%).

Educational participation is high, with 27.4% of residents currently enrolled in formal education. This includes 9.6% in primary education, 7.0% in secondary education, and 4.3% pursuing tertiary education. Point Clare Public School serves the local area, with an enrollment of 489 students as of the latest data. The school focuses exclusively on primary education, with secondary options available in surrounding areas from 2021 onwards. Limited local school capacity (7.3 places per 100 residents vs 15.9 regionally) means many families travel to nearby areas for schooling since 2018.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Point Clare - Koolewong has 84 active public transport stops offering a mix of train and bus services. These stops are served by 17 individual routes that collectively facilitate 1,060 weekly passenger trips. Transport accessibility is rated as excellent with residents typically located 169 meters from the nearest stop.

Service frequency averages 151 trips per day across all routes, equating to approximately 12 weekly trips per stop.

Health performance in Point Clare - Koolewong is well below average with prevalence of common health conditions notable across both younger and older age cohorts

Point Clare - Koolewong faces significant health challenges, as indicated by health data. Both younger and older age groups have notable prevalence of common health conditions.

Private health cover stands at approximately 52% of the total population (~3,506 people), slightly higher than the average SA2 area but lower than Greater Sydney's 54.7%. The most prevalent medical conditions are arthritis (9.3%) and mental health issues (8.9%). However, 64.0% of residents report having no medical ailments, compared to 64.8% in Greater Sydney. As of 2016, 24.2% of residents were aged 65 and over (1,616 people). Health outcomes among seniors present challenges largely consistent with the general population's health profile.

The level of cultural diversity witnessed in Point Clare - Koolewong was found to be above average when compared nationally for a number of language and cultural background related metrics

Point Clare-Koolewong has cultural diversity above the average, with 10.9% speaking a language other than English at home and 22.9% born overseas. Christianity is the dominant religion here, comprising 51.5%, compared to Greater Sydney's 53.4%. The top three ancestry groups are English (31.6%), Australian (25.0%), and Irish (9.5%).

Notably, Welsh (0.8%) and Scottish (9.1%) are overrepresented compared to regional averages of 0.7% and 7.9%, respectively. South African ancestry is also slightly higher at 0.7%.

Point Clare - Koolewong hosts an older demographic, ranking in the top quartile nationwide

The median age in Point Clare - Koolewong is 46 years, which exceeds Greater Sydney's average of 37 years and is also higher than Australia's median age of 38 years. The 75-84 age cohort comprises 9.5% of the local population, significantly higher than the Greater Sydney average, while those aged 25-34 make up only 7.6%, which is below the Greater Sydney average. According to the 2021 Census, the 75-84 age group has increased from 8.6% to 9.5% of the population, while the 25-34 age cohort has decreased from 9.0% to 7.6%. By 2041, forecasts indicate substantial demographic changes in Point Clare - Koolewong. The 75-84 age group is projected to expand by 179 people (28%), growing from 638 to 818 individuals. Those aged 65 and above are expected to account for 80% of the population growth, indicating a clear aging population trend. Conversely, the 5-14 and 55-64 age groups are anticipated to experience population declines.