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This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
ABS ERP | -- people | --
2021 Census | -- people
The median house price in Narara is $1.06m, with units at $732k. House values have moved 4.4% a year compounded over five years.
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Narara has an estimated 7,425 residents, up from 7,157 at the 2021 Census — a change of 268 people, or 3.7%. Growth has averaged 0.8% a year over five years. That puts 964 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
According to research conducted by AreaSearch, the resident population of Narara stands at approximately 7,425 as of Aug 2026. This represents an addition of 268 people (3.7%) compared to the 7,157 people recorded in the 2021 Census. This adjustment stems from an ABS estimated resident population figure of 7,425 as of June 2025 alongside 28 validated new addresses registered following the Census date. Consequently, the local population density reaches 964 persons per square kilometer, aligning closely with typical levels across regions evaluated by AreaSearch. Outpacing both its broader SA3 area (2.7%) and the wider SA4 region, Narara's 3.7% expansion since the 2021 census positions it as a regional frontrunner in demographic expansion.
Recent population gains were predominantly underpinned by overseas migration, which accounted for roughly 57.0% of the overall increase. SA2 geographic projections prepared by ABS/Geoscience Australia, published in 2024 using 2022 as the base year, are utilised by AreaSearch. Wherever local SA2 coverage is absent from that release, SA2 data from the NSW State Government issued in 2022 using 2021 as the base year is referenced. Furthermore, age-specific growth trajectories derived from these datasets are applied across all localities for the 2032 to 2041 timeframe. Factoring in these structural demographic adjustments, local population growth is anticipated to sit slightly under the national median, expanding by 705 persons to 2041 based on recent annual ERP population statistics, which equates to an aggregate increase of 9.5% across the 16 years.
Frequently Asked Questions - Population
73 new dwellings have been approved in Narara over the past five years, an average of 14 a year. That is 2.0 approvals per 1,000 residents. Figures come from ABS building approvals aggregated to this SA2 boundary and are updated monthly as the ABS releases them.
Detail
Over the past 5 financial years, residential building approvals in Narara have averaged approximately 14 new dwellings annually, amounting to 73 homes in total. With an average influx of 3.9 new residents per year for each residential dwelling constructed across the past 5 financial years (between FY-22 and FY-26), construction volume falls considerably short of demand, a dynamic that commonly exerts upward pressure on home values and intensifies competition among prospective purchasers. The average expected construction cost for newly approved dwellings is $388,000, which sits below regional benchmarks and highlights comparatively accessible residential entry points.
Furthermore, $3.5 million in commercial development approvals was logged during this financial year, underlining the district's predominantly residential character. In per capita terms, Narara generates roughly half the volume of residential building approvals observed across Greater Sydney, placing it in the 32nd percentile of assessed areas nationwide; this indicates a restricted selection of newly built properties and sustained demand for established housing stock. This pace of building activity also sits below national averages, signalling an established urban setting with potential development limits. In terms of composition, new development features 86.0% detached houses and 14.0% townhouses or apartments, reinforcing the suburban fabric and catering to buyers seeking standalone homes. With roughly 478 people per dwelling approval, the local property landscape demonstrates significant maturity. Future demographic projections indicate that Narara will welcome an additional 705 residents by 2041 (benchmarked against the latest quarterly estimate from AreaSearch). If prevailing building approval rates persist, residential supply could face difficulties keeping pace with demographic expansion, potentially driving heightened buyer competition and reinforcing residential valuations.
Frequently Asked Questions - Development
Development applications around Narara
Loading development applications…
| Lodged | Address | Description | Type | Distance | Status |
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 3 current infrastructure and development projects inside Narara, worth an estimated $187 million. A further 63 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $4.39 billion. 10 are already under construction and 31 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
The evolution of an area is heavily shaped by major project delivery, transport links, and planning schemes. In Narara, AreaSearch has identified 13 key initiatives anticipated to influence local dynamics, with notable developments including Narara Valley Estate, Narara Ecovillage, Narara Community Centre and Library Redevelopment, and The Outlook Narara.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Narara Valley Estate
Small residential subdivision on Deane Street in Narara providing new house and land lots within walking distance of Narara Valley High School and Narara railway station. Civil works and home construction are progressing with multiple builders marketing packages to first home buyers and local upgraders.
Narara Ecovillage
Narara Ecovillage is a 64-hectare community title eco-housing development on the former Gosford horticultural research station. The sustainable community features a solar microgrid and battery, and is planned for ~150 low impact homes with shared facilities, food growing spaces, and integrated energy/water infrastructure. Stage 1 is complete. Stage 2 civil works finished in late 2023, with homes now under construction. A planning proposal is progressing to support a future Stage 3 with more diverse housing.
Narara Community Centre
Narara Community Centre is an existing council-owned community facility at 2-12 Pandala Road, Narara, operated for community service programs and local activities. Current public sources confirm the centre remains in use, with hall bookings and Community SOS activities, and that recent site investment includes Ausgrid's 30.36 kW rooftop solar array linked to the Narara community battery rollout. No current public development application, approved construction program, tender or funded council capital works item for a centre and library redevelopment was found, so the record should be treated as an early planning or concept opportunity rather than a committed construction project.
Wyoming Shopping Village Upgrade
The Wyoming Shopping Village Upgrade involves the extension and refurbishment of the existing neighborhood shopping center. The project is anchored by a full-line Coles supermarket and focuses on enhancing the tenancy mix with health, beauty, food, and beverage services. As of early 2026, the center's official website indicates it is under upgrading, and GWPC continues to manage the extension works and refurbishment of the existing specialty shops.
Narara District Master Plan
Development and delivery of master plans for the Narara District including Lisarow, Wyoming, and Niagara Park to support housing, community infrastructure, and urban development within the Central Coast Council local government area.
North Gosford Mixed-Use Precinct
The North Gosford Mixed-Use Precinct is a multi-building residential, commercial, and healthcare development situated on Dwyer Street and Mann Street near Gosford Hospital. The project delivers 124 residential apartments across 6-8 storeys, specialist medical suites, ground-floor retail, and secure basement car parking. Development approvals have been granted by Central Coast Council.
Wyoming Telecommunications Mobile Base Station
Development Application DA/1244/2025 lodged with Central Coast Council by Amplitel Pty Ltd for the construction of a new telecommunications facility and mobile base station at 172 Glennie Street, Wyoming. The proposal involves the installation of a new pole and associated antenna infrastructure to improve mobile coverage and network capacity for the surrounding community.
15-21 Ormond Street Health & Residential Precinct Plan
Strategic R1 General Residential masterplan site adjacent to Gosford Private Hospital, zoned for residential flat buildings, medical consulting suites, allied health services, and specialist accommodation.
4,021 residents of Narara are employed, from a labour force of 4,141. Unemployment sits at 2.9%, with participation at 69.2%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.8% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 5,822, about 78% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
Narara boasts a capable labour pool characterized by strong representation across vital services, a low unemployment rate of 2.9%, and an estimated 3.6% annual job expansion. By March 2026, employed residents numbered 4,021, with the local jobless rate tracking 1.2% lower than the 4.1% recorded for Greater Sydney, while local participation matched Greater Sydney's 68.9%. Census records indicated that 31.9% of local workers performed their duties from home, an outcome that must be interpreted in light of Covid-19 lockdown restrictions. Resident employment is primarily anchored by health care & social assistance, retail trade, and construction.
Notably, health care & social assistance exhibits a heavy workforce concentration, running at 1.5 times the regional average. Conversely, professional & technical roles are comparatively sparse, engaging only 6.4% of Narara's employed population relative to 11.5% in Greater Sydney. As evidenced by the balance between the Census working population and local resident workers, this residential suburb offers relatively few jobs within its own borders. Analysis conducted by AreaSearch using SALM and ABS data indicates that employment rose by 3.6% and the labour force grew by 3.4% in the year leading up to March 2026, which resulted in the unemployment rate dropping by 0.2 percentage points. In contrast, Greater Sydney experienced employment growth of 1.9% alongside labour force growth of 1.9%, with only a marginal decline in unemployment. National employment forecasts from Jobs and Skills Australia, dated Mar-26, provide additional context regarding potential future demand in Narara. These forecasts span five and ten-year horizons and have been overlaid onto the local employment profile to project growth trajectories. Over a five-year span, national employment is projected to expand by 6.6%, while a ten-year projection forecasts a 13.7% increase. Sectoral growth rates vary considerably across industries, and when these industry-specific estimates are applied to Narara's current employment composition, local employment is expected to rise by 6.8% over five years and 14.2% over ten years. It is important to note that this extrapolation uses simple weighting for illustrative purposes and does not incorporate localised population projections.
Frequently Asked Questions - Employment
Median household income in Narara is $1,950 a week (about $101,000 a year), with median personal income at $814 a week. ATO records put median taxable income at $56,985 a year against an average of $71,808. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
According to the latest postcode-level ATO dataset published by AreaSearch for financial year 2023, taxpayers in the Narara SA2 recorded a median income of $56,985 and an average income of $71,808. These earnings outstrip national averages, while sitting below the Greater Sydney median of $60,817 and average of $83,003. Applying a 10.32% rise in the Wage Price Index since financial year 2023 places updated estimates at roughly $62,866 (median) and $79,219 (average) as of March 2026. Based on 2021 Census metrics, household, family, and individual income tiers in Narara place around the 56th percentile across the country.
Specifically, 36.2% of local earners (2,687 individuals) fall within the $1,500 - 2,999 income bracket, mirroring regional patterns where 30.9% occupy the same band. Although housing costs account for 15.5% of income, resilient local earnings keep disposable income at the 63rd percentile, while the SEIFA income assessment ranks the area in the 6th decile.
Frequently Asked Questions - Income
Narara had 2,509 occupied dwellings at the 2021 Census, 89% detached houses and 1% apartments. 47% are owned with a mortgage, 20% rented and 33% owned outright. At that Census the median rent was $420 a week and the median mortgage repayment $1,993 a month. Rent absorbs 21.5% of household income here and mortgage repayments 23.6%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
According to findings from the most recent Census, the local housing stock in Narara was composed of 88.7% houses and 11.3% other dwellings (incorporating semi-detached residences, units, and 'other' dwellings), contrasting with the Sydney metro split of 55.9% houses and 44.1% other dwellings. Outright property ownership in Narara stood at 32.6%, well above the metropolitan rate, while 47.4% of dwellings were mortgaged and 20.1% were tenanted. Monthly median mortgage commitments in Narara were $1,993, notably lower than the Sydney metro benchmark of $2,427, while weekly median rent sat at $420 compared to $470 across Sydney metro.
Across the country, however, Narara's mortgage figures exceed the Australian median of $1,863, and local rental costs sit well above the nationwide benchmark of $375.
Frequently Asked Questions - Housing
Narara counted 2,509 households at the 2021 Census, averaging 2.8 people each. 38% are couples with children, against 26% couples without children. 19% of households are people living alone, and families average 1.7 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
The domestic landscape is predominantly composed of family households, which represent 78.2% of the total, consisting of couples with children (38.0%), couples without children (26.4%), and single parent families (13.5%). Non-family living arrangements account for the remaining 21.8%, with lone person households representing 19.1% and group households making up 2.6%. The median household size in the area is 2.8 people, exceeding the Greater Sydney average of 2.7.
Frequently Asked Questions - Households
25.0% of adults in Narara hold a university qualification, including 17.8% with a bachelor degree and 4.7% with postgraduate qualifications. A further 27.2% hold a vocational qualification. 4 schools serve the area, with 1,478 enrolment places and an average ICSEA of 1,014 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
Tertiary educational attainment in the district presents a key area for development, as the university qualification rate of 25.0% tracks well below the Greater Sydney benchmark of 38.0%, opening avenues for focused educational initiatives. Among degree holders, Bachelor degrees comprise 17.8%, with postgraduate qualifications at 4.7% and graduate diplomas at 2.5%. Conversely, vocational and trade training is widespread, with 38.4% of residents aged 15+ holding technical credentials, comprising advanced diplomas (11.2%) and certificates (27.2%). A substantial proportion of the local population is engaged in learning, with 28.9% of residents actively attending educational institutions.
This cohort includes 10.6% in primary education, 7.9% in secondary education, and 4.0% undertaking tertiary studies.
Frequently Asked Questions - Education
Schools Detail
Public transport in Narara reaches 61 stops on 63 routes, timetabled for about 1,400 services a week. The typical home sits about 220 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.6 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
Narara's public transport network incorporates 61 active transit stops spanning both train and bus options. These points are connected by 63 individual routes that deliver a combined 1,401 weekly passenger trips. Access to the network is convenient, with residents situated an average of 224 meters from their closest transit point. Given the district's residential profile, commuting is largely outward, with private vehicles serving as the primary travel choice at 91%. Vehicle availability averages 1.6 per dwelling, higher than the regional benchmark, while 31.9% of residents worked from home according to the 2021 Census (which may reflect pandemic-era conditions).
Transit service frequency across the network totals 200 trips per day, providing roughly 22 weekly trips for each designated stop.
Frequently Asked Questions - Transport
Transport Stops Detail
66.5% of residents in Narara report no long-term health condition. 6.3% need daily assistance with core activities, and 54.9% hold private health cover. The standardised death rate runs at 4.7 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Health indicators in Narara closely mirror national standards according to AreaSearch evaluations of mortality rates and chronic health conditions, with general disease incidence being fairly standard overall, albeit elevated among older demographics relative to the national average. Uptake of private health insurance is robust, covering approximately 55% of the local population (~4,076 people), compared to 59.9% across Greater Sydney. Mental health concerns and asthma constitute the most prevalent diagnosed conditions in the community, affecting 9.4 and 9.3% of residents, respectively. Meanwhile, 66.5% of the population reported no chronic ailments, compared to 74.6% across Greater Sydney.
Among residents of working age, chronic disease rates sit above average. The local demographic includes 17.2% of residents aged 65 and over (1,273 people), exceeding the 15.5% share in Greater Sydney. While health outcomes for older residents present certain challenges, they place lower nationally than the broader community profile.
Frequently Asked Questions - Health
Narara is largely Australian-born, at 80.1% of residents, with 11.6% speaking a language other than English at home. The largest reported ancestries are English (29.5%) and Australian (28.8%). 3.1% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Cultural diversity in Narara aligns broadly with wider regional norms, with 80.1% of the population born in Australia, 91.6% holding Australian citizenship, and 88.4% speaking solely English at home. Christianity represents the leading religious affiliation, observed by 52.6% of residents in Narara compared to 49.2% across Greater Sydney. Regarding ancestral background, English ancestry is claimed by 29.5% of Narara residents, well above the 19.0% regional level, followed by Australian ancestry at 28.8% (compared to 17.8% regionally) and Irish ancestry at 8.1%. Notable variations also appear across smaller community groups: Russian background accounts for 0.5% in Narara (vs 0.4% regionally), Spanish background sits at 0.6% (vs 0.6%), and Maltese background comprises 0.6% (vs 1.0%).
Frequently Asked Questions - Diversity
The median resident of Narara is 39. 23.8% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
Narara's age profile tracks Greater Sydney across all four broad categories, with the maximum divergence between the two regions measuring 6.0 percentage points. As of August 2026, the estimated median age is 39, unchanged since the 2021 Census and 2 years higher than the Greater Sydney median of 37 recorded at that Census. Since that time, the proportion of retiree and elderly residents (65+) has risen from 15.1% to an estimated 17.1%. Looking ahead to 2041, the largest numerical expansion is projected within the retiree and elderly cohorts, increasing by 361 residents (28%) to reach 1,634.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Narara
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Sep 2026.
Everything is aggregated to the SA2 boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | Aug 2026 last month headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | Aug 2026 last month headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Aug 2026 last month headline measures · Jul 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Sep 2026 this month all 21 measures |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Sep 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Aug 2026 last month all 3 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Aug 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 6 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Aug 2026 last month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 2 months ago headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Jul 2026 2 months ago all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 28 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (7,157 at the 2021 Census → 7,425 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (102011035). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.