Gosford

Suburb (SAL)

Greater Sydney / Gosford

 
 
 
 
 
 
 
Data Sources ABSValuer GeneralRental BoardACARA Newest Aug 2026 · Refreshed ABS QuickStats SAL11728 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Gosford

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The median house price in Gosford is $1.32m, with units at $630k. House values have moved 1.9% a year compounded over five years.

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DemographicsPopulation Growth in Gosford

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Gosford has an estimated 4,635 residents, down from 4,873 at the 2021 Census — a change of 238 people, or 4.9%. 185 new addresses have been validated here since Census night. That puts 1,550 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

Based on analysis of ABS population updates for the broader area, and new addresses validated by AreaSearch since the Census the suburb of Gosford has an estimated population of approximately 4,635 as of May 2026. This represents a decline of 238 people (4.9%) compared to the 2021 Census, which counted 4,873 individuals. This shift is calculated from a resident population of 4,627, calculated by AreaSearch using the ABS June 2025 ERP release, alongside 185 validated new addresses added after the Census. The resulting density stands at 1,550 persons per square kilometer, exceeding the typical figure for locations analyzed by AreaSearch nationwide.

Over the last ten years, the suburb of Gosford has shown stable expansion with a 2.8% compound annual growth rate, ahead of the wider SA3 region. This demographic expansion was mostly fueled by arrivals from overseas, who made up roughly 66.0% of the population growth in recent times. AreaSearch incorporates projections from the ABS and Geoscience Australia for every SA2, published in 2024 using 2022 as the base year. In cases where SA2 figures are unavailable, projections from the NSW State Government released in 2022 using a 2021 baseline are applied. Yearly growth patterns by age brackets from these datasets are projected forward for the years 2032 to 2041. Looking at future demographics, a major upward trend is anticipated for statistical areas in the top national cohort, with the suburb of Gosford projected to add 1,414 residents by 2041 under these combined SA2 models, representing a total increase of 30.3% over the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Gosford?
Total population for the suburb of Gosford was estimated to be approximately 4,635 as at May 26. This is based upon an estimated resident population of 4,627 from the ABS up to June 2025.
How has the population in the suburb of Gosford changed since 2021?
The suburb of gosford has lost approximately 238 people and shown a 4.88% decrease from the 4,873 people recorded at the 2021 Census period.
What is the population density in the suburb of Gosford?
The population density in the suburb of Gosford is estimated at 1,550 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Gosford?
Over the past 10 years, the population in the suburb of Gosford has shown a compound annual growth rate of 2.8% per annum.
What are the main drivers of population growth in the suburb of Gosford?
Population growth in the suburb of Gosford is driven by: Overseas migration (66.0%), Natural increase (34.0%), Interstate migration (0.0%). The primary driver is Overseas migration, contributing 66.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Gosford

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394 new dwellings have been approved in Gosford over the past five years, an average of 78 a year. That places the area in the 62nd percentile for residential development activity nationally, about 17 approvals per 1,000 residents a year. Of the 99 dwellings approved in the latest reporting year, 5% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 7, well below that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

Data from the ABS on building approvals compiled by AreaSearch indicates that Gosford registers about 78 annual dwelling approvals, totaling 394 residential approvals over the 5 financial years from FY-21 to FY-25, with an additional 7 in FY-26 so far. Because only an average of 0.5 people added to the population for each built home over the 5 financial years from FY-21 to FY-25, residential supply is keeping pace with or outstripping demand, widening opportunities for buyers and supporting population expansion beyond projections, with new homes constructed at an average cost of $382,000.

Furthermore, commercial approvals valued at $20.2 million have been logged in the current financial year, pointing to steady development in the business sector. In comparison to Greater Sydney, Gosford records 351.0% higher building approval volume on a per capita basis, offering buyers more options despite a recent slowdown in construction speed. The level of building is far higher than the national standard, pointing to strong builder confidence. The mix of new construction consists of 5.0% separate houses and 95.0% multi-dwelling units like townhouses and apartments. A concentration on higher-density options offers more budget-friendly paths into the market, appealing to downsizers, investors, and first-time purchasers. The region registers roughly 149 people per approved dwelling, representing a low-density environment. Demographic projections suggest Gosford will add 1,406 residents up to 2041, measured from the most recent quarterly calculation by AreaSearch. Given current building patterns, residential supply appears positioned to satisfy demand, creating positive conditions for buyers and potentially unlocking growth that exceeds current predictions.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Gosford recently?
Dwelling approval activity in the the suburb of Gosford area has seen 62 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Gosford's current population of 4,635 has been supported by 78 approvals on average over recent years.
How does the suburb of Gosford's development activity compare to the broader region?
The suburb of Gosford has seen 1.71 approvals per 100 people in recent years, compared to 0.65 approvals in the broader region. This means that one dwelling has been approved for every 148 people in the suburb of Gosford, compared to one for every 190 in the broader region.
Is the suburb of Gosford keeping up with housing demand?
With the population expected to increase by 1,406 people by 2041, around 703 new dwellings will be necessary. Recent approval levels may be insufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This indicates potential housing shortages if current approval trends continue.
What has been the trend in development approvals over the past five years in the suburb of Gosford?
Looking at development activity over the past five years, the suburb of Gosford's approval levels have been significantly below the yearly average of 78, showing a notable downturn in recent development.
How many dwellings will be needed to accommodate future population growth in the suburb of Gosford?
The population in the suburb of Gosford is expected to grow by 1,406 people by 2041, necessitating approximately 703 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Gosford?
Over the past five years, the population in the suburb of Gosford has grown by approximately 1,672 people, while 394 residential approvals were recorded. This equates to a ratio of 4.2 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the suburb of Gosford?
With dwelling approval activity running at an average of 78 approvals per year and a population of 4,635, there appears to be a supply shortfall relative to projected demand, presenting strong opportunities for residential developers. With the population expected to increase by 1,406 people by 2041, around 703 new dwellings will be necessary. Current approval trends may be insufficient to meet forecast demand, indicating strong development opportunities.
Approvals Pipeline Development applications near Gosford

Development applications around Gosford

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Gosford

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AreaSearch tracks 21 current infrastructure and development projects inside Gosford, worth an estimated $2.39 billion. A further 20 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $3.48 billion. 7 are already under construction and 10 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Local infrastructure updates, major construction projects, and planning changes are primary drivers of local performance. AreaSearch has identified 27 projects expected to influence the area. Key developments include the M1 Pacific Motorway Kariong to Somersby Widening, Gosford Alive on the Kibbleplex Site, the Watt Street and Henry Parry Drive Residential Towers, and Sapphire Gosford, with the main projects detailed in the list below.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Gosford?
Key infrastructure and planning changes likely to influence the suburb of Gosford include: M1 Pacific Motorway Kariong to Somersby Widening (Construction); Gosford Alive - Kibbleplex Site (Approved); Residential Towers - Watt Street and Henry Parry Drive (Approved); Sapphire Gosford (Construction); and Amalfi by ALAND (Approved). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Gosford?
Infrastructure development impacting the suburb of Gosford spans multiple sectors including Communities, Precincts & Urban Renewal, Residential Development, and Arts & Culture, among others.
What is the scale of infrastructure investment impacting the suburb of Gosford?
Infrastructure investment analysis indicates substantial capital deployment exceeding $2.9 billion in projects that will impact the extended area, with a notable concentration of investment within the immediate the suburb of Gosford vicinity.
How does the suburb of Gosford's infrastructure development compare to other areas?
The suburb of Gosford ranks in the top 20% nationally for infrastructure development, reflecting exceptional investment activity compared to similar areas across the country.
Central Coast Quarter
Category: Communities, Precincts & Urban Renewal
Stage: Construction | Est. Comp: 2028
Source / Links: Link 1   Link 2  

Central Coast Quarter is a landmark mixed-use waterfront precinct transforming the former Gosford Primary School site. Stage 1, known as 'The Waterfront', reached completion in early 2026 and features 134 luxury apartments. As of March 2026, revised plans for Stage 2 (East and South towers) have been proposed as a State Significant Development, seeking to increase heights to 36 and 42 storeys to provide approximately 394 additional dwellings, including 98 affordable housing units, and a 152-room hotel above a retail podium.

Communities, Precincts & Urban Renewal

Gosford Alive - Detailed Design
Category: Communities, Precincts & Urban Renewal
Stage: Planning | Est. Comp: 2030
Source / Links: Link 1   Link 2  

Gosford Alive is a mixed-use urban renewal project on the former Kibbleplex site in Gosford. The concept and Stage 1 SSD approval remains in place, with Modification 2 approved on 31 July 2025 to allow staged construction and related condition changes. A new detailed design SSD is at Prepare EIS stage for five mixed-use residential towers with commercial and retail uses, communal open space, new public realm and links from Kibble Park. The project site is about 1.4 hectares and is planned to deliver around 650 dwellings plus more than 5,000 sqm of ground-floor retail and commercial space.

Communities, Precincts & Urban Renewal

Sapphire Gosford
Category: Residential Development
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   Link 2  

Luxury residential project of 97 apartments across three 10-storey towers with a shared podium, gym, pool and landscaped courtyards. Construction reached advanced stages but work was reported halted in 2024 pending defect rectification and occupation certificate matters. Current status appears paused/near-complete awaiting resolution by parties involved.

Residential Development

Amalfi by ALAND
Category: Communities, Precincts & Urban Renewal
Stage: Approved | Est. Comp: 2029
Source / Links: Link 1   

Mixed-use waterfront precinct at 50-70 Mann Street comprising three towers with about 506 apartments above a retail podium of roughly 9,530 sqm. The former Frogys site will be transformed to deliver new homes, retail, and public realm improvements in Gosford CBD.

Communities, Precincts & Urban Renewal

Residential Towers - Watt Street and Henry Parry Drive
Category: Residential Development
Stage: Approved | Est. Comp: 2026
Source / Links: Link 1   

Mixed-use residential development comprising two towers of 12 and 14 storeys above a three-level basement with 125 apartments and ground-floor retail. A seventh modification application revises apartment layouts, communal facilities, facade materials, parking and rooftop open space while retaining the approved overall scale. Completion remains anticipated during 2026.

Residential Development

Central Coast Leisure and Aquatic Strategy 2025-2035 - Gosford
Category: Sports & Recreation
Stage: Planning | Est. Comp: 2035
Source / Links: Link 1   Link 2  

The Central Coast Leisure and Aquatic Strategy 2025-2035 was adopted by Central Coast Council in December 2025 and sets a 10-year framework for leisure and aquatic infrastructure across the region. For Gosford, the key priorities include the significant redevelopment of Gosford Olympic Pool at its existing site to provide a modern aquatic facility reoriented to overlook Brisbane Water, and investigations into expanding indoor court capacity at Niagara Park Stadium. The strategy also flags potential new sports courts at the Central Coast Regional Sporting and Recreation Complex at Tuggerah.The Gosford Olympic Pool redevelopment is rated high priority but has a medium to long timeframe and is reliant on external funding. Stage one works at Kibble Park commenced in May 2026. The strategy is implemented progressively over 10 years with annual reviews and a mid-term review in 2030.

Sports & Recreation

Gosford Hospital Redevelopment
Category: Health & Medical
Stage: Completed | Est. Comp: 2019
Source / Links: Link 1   Link 2  

A transformative $348 million redevelopment delivering a new 11-storey clinical services building. Key features include an expanded emergency department, intensive care unit, special care nursery, and cardiac catheterization labs. The project also included extensive refurbishments to existing facilities, a new front entrance, and improved clinical integration as a teaching hospital affiliated with the University of Newcastle.

Health & Medical

The Archibald
Category: Communities, Precincts & Urban Renewal
Stage: Completed | Est. Comp: 2025
Source / Links: Link 1   

Completed twin-tower mixed-use development in Gosford CBD featuring 327 luxury residential apartments, a 130-room voco hotel (IHG), 28th-floor rooftop skybar and lounge, ground-floor pub and dining precinct, and resort-style podium pool with swim-up bar. Two towers (27 and 28 levels) above basement parking. Delivered by ALAND.

Communities, Precincts & Urban Renewal

Jobs & IndustryEmployment Trends in Gosford

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2,700 residents of Gosford are employed, from a labour force of 2,795. Unemployment sits at 3.4%, with participation at 67.9%. Weighted for its industry mix, the area's sectors are forecast to grow about 7.1% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 5,769, about 124% of the resident population, so the area draws in more workers than it sends out. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Gosford features an educated labor pool with strong representation in critical public service fields, a jobless rate of just 3.4%, and consistent employment numbers over the past year based on compiled statistical area data. In March 2026, there were 2,700 employed locals, with the unemployment rate tracking 0.7% below the Greater Sydney average of 4.1%, while workforce participation closely matched the metropolitan benchmark of 69.1%. Census records show a high proportion of 31.5% of workers operating from home, though this may have been influenced by public health restrictions. Resident employment is primarily clustered within healthcare & social assistance, retail, and hospitality sectors.

The locality exhibits a strong concentration in healthcare & social assistance, with its share of jobs reaching 1.7 times the regional benchmark. On the other hand, the financial & insurance services sector is underrepresented, making up 3.7% of local jobs compared to the regional figure of 7.3%. Because the area recorded 1.1 workers for every resident at the time of the Census, it serves as a central employment destination, containing more positions than working residents and drawing commuters from neighboring suburbs. According to AreaSearch analysis of SALM and ABS statistics for the broader region, the year ending March 2026 saw employment expand by 0.3% and the total labor force grow by 0.3%, which kept the unemployment rate steady. By comparison, Greater Sydney saw employment rise by 1.9% and its workforce expand by 1.9%, alongside a slight decrease in unemployment. Jobs and Skills Australia forecasts from May-25 offer additional perspective on potential employment trends for Gosford. These five and ten-year projections are aligned with local employment profiles to model future trends. Locally, employment is projected to grow by 7.1% over five years and 14.8% over ten years based on these industry patterns, compared to national forecasts of 6.6% growth over five years and 13.7% over ten years, though this is a simple weighted calculation that does not incorporate local population forecasts.

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Gosford?
As of March 2026, the suburb of Gosford has approximately 2,700 employed residents with an unemployment rate of 3.4%. This healthy unemployment rate suggests a well-functioning labour market. Employment performance is above the national median, showing positive labour market dynamics.
How does the suburb of Gosford's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Gosford stands at 3.4%, which is 0.7 percentage points below Greater Sydney's rate of 4.1%. This lower unemployment rate suggests stronger local employment conditions. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Gosford?
The employment landscape in the suburb of Gosford is dominated by several key sectors. The largest employers are health care & social assistance (24.3% of employment), retail trade (11.6%), and accommodation & food (8.6%). Other significant employers include professional & technical and public administration & safety.
How has employment changed recently in the suburb of Gosford?
Over the past year to March 2026, the suburb of Gosford has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has fall. By comparison, Greater Sydney saw employment increased and its unemployment rate dropped.
What is the workforce participation rate in the suburb of Gosford?
The workforce participation rate in the suburb of Gosford is 67.9%, which represents the proportion of working-age residents who are either employed or actively seeking work. This healthy participation rate reflects good employment opportunities and workforce engagement. The local rate trailing the Greater Sydney average of 69.1%, showing similar workforce dynamics to the broader region.
Which industries are over-represented in the suburb of Gosford's employment market?
The suburb of gosford shows notable specialization in health care & social assistance, which employs 24.3% of the local workforce compared to 14.1% regionally. This concentration suggests the area has developed competitive advantages in this sector. The area also shows above-average employment in 2 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Gosford?
Based on Jobs and Skills Australia projections applied to the suburb of Gosford's industry mix, employment is expected to grow by 7.1% over the next five years and 14.8% over ten years. This exceeds the national forecast of 6.6% over five years, suggesting the area's industry composition is well-positioned for future growth. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Gosford compare nationally?
The suburb of gosford's employment market shows above-average performance nationally, placing in the top half of areas assessed. Employment indicators suggest healthy labour market conditions relative to other regions. Recent job advertisement trends show the broader employment region experienced 2.1% growth, ranking 8.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Gosford?
Skilled workers will find excellent opportunities in the suburb of Gosford, with knowledge-intensive sectors comprising 45.2% of local employment. Key sectors for skilled workers include health care & social assistance (24.3%), professional & technical (8.1%), and education & training (6.4%). With projected employment growth of 7.1% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Gosford

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Median household income in Gosford is $1,421 a week (about $74,000 a year), with median personal income at $885 a week. ATO records put median taxable income at $57,428 a year against an average of $74,215. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

The most recent ATO postcode records compiled by AreaSearch for the 2023 financial year show that incomes in the suburb of Gosford exceed the national median, with a local median of $57,428 and an average of $74,215. This is lower than the Greater Sydney median of $60,817 and average of $83,003. Factoring in Wage Price Index growth of 10.32% since the 2023 financial year, current local estimates would stand at roughly $63,355 for the median and $81,874 for the average in March 2026. The 2021 Census indicates individual income sits at the 65th percentile ($885 per week), while household income falls at the 30th percentile.

Looking at income brackets, the $1,500 - 2,999 range includes 34.5% of residents (1,599 people), which is close to the Sydney metropolitan share of 30.9%. Housing cost pressures are high, leaving residents with only 76.4% of their income, placing the area in the 20th percentile, while the SEIFA index ranks the area in the 5th decile for income.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Gosford?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Gosford is approximately $63,355. The official ATO data from FY-23 recorded a median of $57,428.
What is the average taxable income in the suburb of Gosford?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Gosford is approximately $81,874. The official ATO data from FY-23 recorded an average of $74,215.
How does the median taxable income in the suburb of Gosford compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Gosford is approximately $63,355 compared to $67,093 in Greater Sydney. The official ATO data from FY-23 shows $57,428 and $60,817 respectively.
How does the average taxable income in the suburb of Gosford compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Gosford is approximately $81,874 compared to $91,569 in Greater Sydney. The official ATO data from FY-23 shows $74,215 and $83,003 respectively.
What are the main income cohorts in the suburb of Gosford according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~34.5% / 1,599 persons) of the suburb of Gosford's population is the $1,500 - 2,999 cohort.
How do the main income cohorts in the suburb of Gosford compare to the region?
The largest income cohort in the suburb of Gosford is the $1,500 - 2,999 group, representing about 34.5% of the population. In comparison, Greater Sydney's largest income cohort is the $1,500 - 2,999 group, representing 30.9% of its population, according to the 2021 Census.
What is the median household income in the suburb of Gosford according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Gosford is $1,421/wk.
What is the median family income in the suburb of Gosford according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Gosford is $1,849/wk.
What is the median personal income in the suburb of Gosford according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Gosford is $885/wk.
How does the suburb of Gosford's income rank nationally?
As per AreaSearch's latest postcode level ATO data released for FY-23, the suburb of Gosford's median income among taxpayers is $57,428, with an average of $74,215. This is higher than average nationally, and compares to Greater Sydney's median of $60,817 and average of $83,003. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $63,355 (median) and $81,874 (average) as of March 2026.
What is the disposable income in the suburb of Gosford?
The estimated disposable income in the suburb of Gosford is $4,706 per year according to AreaSearch analysis.
How does the suburb of Gosford's disposable income compare to the region?
The suburb of gosford's disposable income is $4,706 compared to $7,412 for Greater Sydney, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Gosford

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Gosford had 2,400 occupied dwellings at the 2021 Census, 4% detached houses and 89% apartments. 20% are owned with a mortgage, 67% rented and 14% owned outright. At that Census the median rent was $390 a week and the median mortgage repayment $1,665 a month, a total housing cost higher than 77% of areas nationally. Rent absorbs 27.4% of household income here and mortgage repayments 27.0%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

The housing landscape in Gosford at the last Census consisted of 4.1% separate houses and 95.9% other dwelling types such as apartments and semi-detached properties, contrasting with the Sydney metropolitan breakdown of 55.9% houses and 44.1% alternative dwellings. Home ownership in Gosford was low compared to the metropolitan average, standing at 13.8%, with the remaining properties occupied by people with a mortgage (19.5%) or renters (66.7%). The median monthly mortgage payment of $1,665 was well below the Sydney metropolitan average of $2,427, while the median weekly rent was $390 compared to the regional figure of $470.

On a national level, mortgage repayments in Gosford are much lower than the Australian average of $1,863, whereas rents run higher than the national median of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Gosford?
In the suburb of Gosford, 13.8% of homes are owned outright, 19.5% are owned with a mortgage, and 66.7% are rented.
What percentage of dwellings in the suburb of Gosford are houses?
According to the latest data, 4.1% of dwellings in the suburb of Gosford are houses.
What percentage of dwellings in the suburb of Gosford are apartments or units?
In the suburb of Gosford, 88.9% of dwellings are apartments or units, with an additional 6.8% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Gosford?
Outright home ownership in the suburb of Gosford stands at 13.8%, compared to 28.7% in Greater Sydney.
What is the median monthly mortgage repayment in the suburb of Gosford?
The median monthly mortgage repayment in the suburb of Gosford is $1,665, compared to $2,427 in Greater Sydney.
What is the median weekly rent in the suburb of Gosford?
The median weekly rent in the suburb of Gosford is $390, compared to $470 in Greater Sydney.
What is the distribution of rental prices in the suburb of Gosford?
In the suburb of Gosford, 3.3% of rentals are $0-149/week, 25.0% are $150-349/week, 70.8% are $350-649/week, 0.7% are $650-949/week, and 0.3% are $950+/week.
What is the average monthly housing cost in the suburb of Gosford?
The aggregate monthly housing cost in the suburb of Gosford is $1,451, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Gosford?
In the suburb of Gosford, households with mortgages typically spend 27.0% of their income on mortgage repayments, while renters spend 27.4% of their income on rent.
How crowded are homes in the suburb of Gosford?
The average persons per bedroom ratio in the suburb of Gosford is 0.9, indicating the level of household density.
How does housing affordability in the suburb of Gosford compare to the region?
Housing affordability in the suburb of Gosford shows mortgage holders spending 27.0% of income on repayments (vs 27.0% regionally), while renters spend 27.4% of income on rent (vs 22.6% regionally).
What types of dwellings are most common in the suburb of Gosford?
The dwelling mix in the suburb of Gosford consists of 4.1% detached houses, 6.8% semi-detached dwellings, 88.9% apartments, and 0.2% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Gosford?
Accounting for the local ownership mix, the weighted average monthly housing cost is approximately $1,451. This accounts for outright owners paying no housing costs, mortgage holders paying $1,665/month, and renters paying $1,689/month.
How affordable is housing in the suburb of Gosford relative to local incomes?
Housing in Gosford consumes approximately 23.6% of median household income ($6,153 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Gosford?
Recent development applications in Gosford show attached dwellings contributing 84% of approvals compared to 96% of existing stock, while detached houses represent 16% of applications versus 4% of current dwellings. This suggests development patterns consistent with existing housing mix. This area is seeing substantial increases in dwelling density compared to most Australian locations.

HouseholdsHousehold Composition in Gosford

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Gosford counted 2,400 households at the 2021 Census, averaging 1.9 people each. 12% are couples with children, fewer than in 96% of areas nationally, against 26% couples without children. 44% of households are people living alone, and families average 1.0 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families make up 48.8% of all households, consisting of 12.4% couples with children, 25.5% couples without children, and 9.5% single parents. The remaining 51.2% are non-family households, with single person households accounting for 43.9% and group households making up 7.3% of the total. The median household size of 1.9 people is smaller than the Greater Sydney average of 2.7.

Frequently Asked Questions - Households

How many households are in the suburb of Gosford?
As of the 2021 Census, the suburb of Gosford had 2,400 households. Based on population growth patterns, this has decreased by approximately 4.9% to an estimated 2,283 households today.
What is the typical household size?
The median household size in the suburb of Gosford is 1.9 people. This compares to 2.7 in Greater Sydney and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 48.8% of all households. The remaining households consist of lone person households (43.9%), group households (7.3%), and other household types (0.0%).
How are families structured in the area?
Among the 1,171 family households, 12.4% are couples with children, 25.5% are couples without children at home, and 9.5% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Gosford compare to regional household patterns?
Compared to Greater Sydney, the suburb of Gosford shows distinct household patterns. Lone person households are notably over-represented at 43.9% (versus 23.2% regionally). Conversely, family households are under-represented at 48.8% compared to the regional 72.6%. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Gosford have an average of 1.0 children, slightly below the Greater Sydney average of 1.5. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Gosford?
Marriage patterns reveal 31.5% of the adult population are currently married, while 48.2% have never married. This compares to 48.3% married and 36.4% never married across Greater Sydney.
How significant are single-person households?
Single-person households represent 43.9% of all households in the suburb of Gosford, higher than the regional average of 23.2%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 7.3% of households, well below the Greater Sydney average of 4.2%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Gosford

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36.6% of adults in Gosford hold a university qualification, including 24.0% with a bachelor degree and 10.6% with postgraduate qualifications. A further 21.7% hold a vocational qualification. 6 schools serve the area, with 2,605 enrolment places and an average ICSEA of 1,046 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Qualifications in Gosford are significantly higher than the regional averages, with 36.6% of residents aged 15+ holding a university degree compared to 20.8% in the SA4 region and 25.7% in the SA3 area. This educational profile positions the workforce well for professional opportunities. Bachelor degrees are the most common higher qualification at 24.0%, followed by postgraduate degrees at 10.6% and graduate diplomas at 2.0%. Vocational training is also common, with 33.8% of residents aged 15+ holding technical qualifications, including advanced diplomas at 12.1% and certificates at 21.7%. A high proportion of the population is engaged in study, with 27.3% of residents enrolled in an educational program.

This group includes 8.8% in higher education, 5.5% in primary school, and 3.5% in secondary school.

Frequently Asked Questions - Education

What percentage of people in the suburb of Gosford have university qualifications?
36.6% of people aged 15 and over in the suburb of Gosford have university qualifications, compared to 38.0% in the broader region.
What percentage of people in the suburb of Gosford have no formal qualifications?
29.5% of people aged 15 and over in the suburb of Gosford have no formal qualifications, compared to 34.2% regionally.
How does the suburb of Gosford's education level compare to national averages?
The suburb of gosford ranks in the 69th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Gosford?
The most common qualifications in the suburb of Gosford are: Bachelor Degree (24.0%), Certificate (21.7%), Advanced Diploma (12.1%).
What proportion of the suburb of Gosford's population is currently attending educational institutions?
27.3% of the population in the suburb of Gosford is currently engaged in formal education, with 5.5% in primary school, 3.5% in secondary school, 8.8% at university.
What is the ICSEA score for schools in the suburb of Gosford?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Gosford is 1046, indicating average socio-educational advantage (national average is 1000).
How many schools are located within the suburb of Gosford?
There are 6 schools within the suburb of Gosford, with a combined enrollment of approximately 2,605 students.
What types of schools are available in the suburb of Gosford?
The suburb of gosford includes 1 primary school, 4 secondary schools, 1 combined school.

Schools Detail

AmenitiesServices & Amenities in Gosford

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Getting AroundTransport & Commuting in Gosford

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Public transport in Gosford reaches 62 stops on 120 routes, timetabled for about 5,700 services a week. The typical home sits about 130 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 0.6 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

Public transport options in Gosford include 62 active stops, which consist of a mix of train stations and bus stops. These stops are serviced by 120 unique routes that combine to provide 5,745 weekly passenger trips. Access to transit is rated as excellent, with residents living an average of 133 meters from the nearest stop. Because Gosford is mostly residential, many workers commute out of the suburb, with private vehicles remaining the most common transit mode at 71%, followed by trains at 11% and walking at 9%. Vehicle ownership stands at 0.6 cars per household, which is below the regional average.

A high share of residents (31.5%) worked from home according to the 2021 Census, which may have been influenced by pandemic conditions. Service frequency averages 820 trips per day across all transit routes, which represents approximately 92 weekly trips for each individual stop.

Frequently Asked Questions - Transport

How many public transport stops are in Gosford?
There are 62 public transport stops within the suburb of Gosford.
How frequent are the transport services in Gosford?
the suburb of Gosford has 5,745 weekly trips across 120 routes, averaging 820 trips per day.
How far are residents from public transport in Gosford?
On average, residential properties are 133 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Gosford

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67.8% of residents in Gosford report no long-term health condition. 4.8% need daily assistance with core activities, and 56.3% hold private health cover. The standardised death rate runs at 5.2 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Health outcomes in Gosford track below average based on AreaSearch assessments of mortality and chronic illness, with common health issues slightly more prevalent across both younger and older cohorts, though the rate of private health insurance is high at approximately 56% of the population (~2,607 people) compared to 59.9% across Greater Sydney. Mental health conditions and asthma are the most common medical issues, affecting 11.7% and 7.8% of residents respectively, while 67.8% of the population reported no chronic health conditions compared to 74.6% in Greater Sydney. Working-age residents experience higher than average rates of chronic illness.

Residents aged 65 and over make up 16.5% of the population (764 people), which is higher than the Greater Sydney share of 15.5%. Health outcomes for seniors rank above average, with national rankings higher than those of the local population as a whole.

Frequently Asked Questions - Health

How many people in the suburb of Gosford have private health insurance?
Around 56.2% of people in the suburb of Gosford are covered by private health insurance, which compares to 59.9% in the broader region of Greater Sydney.
What percentage of the population requires ongoing medical assistance in the suburb of Gosford?
In the suburb of Gosford, 4.8% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 5.2% of people in Greater Sydney require similar assistance.
How prevalent is asthma in the suburb of Gosford?
7.8% of people in the suburb of Gosford are diagnosed with asthma. In comparison, 6.4% of the population across Greater Sydney is affected by asthma.
What percentage of people have diabetes in the suburb of Gosford?
Diabetes affects 4.2% of the the suburb of Gosford population, while in the surrounding region, 4.3% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Gosford?
3.2% of people in the suburb of Gosford have heart disease. Across the region of Greater Sydney, 3.2% of the population is affected by heart disease.
How does the suburb of Gosford compare to the region in terms of overall private health coverage?
In the suburb of Gosford, 56.2% of the population are estimated to have private health insurance. Comparatively, Greater Sydney sees an estimated private health coverage rate of 59.9%.

Ancestry & LanguageCultural Diversity in Gosford

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37.5% of Gosford residents were born overseas and 30.8% speak a language other than English at home, more culturally diverse than 79% of areas nationally. The largest reported ancestries are English (23.6%) and Australian (20.0%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Gosford displays notable cultural diversity, with 30.8% of residents speaking a non-English language at home and 37.5% born outside Australia. Christianity is the most common religious affiliation, representing 39.1% of the population. Hinduism shows the most significant relative concentration, accounting for 7.9% of the population compared to 5.2% across Greater Sydney. Looking at ancestral backgrounds, the most common ancestries in Gosford are English at 23.6%, Australian at 20.0%, and Other at 14.6%. There are also distinct concentrations of other backgrounds, with Spanish making up 0.9% of Gosford (compared to 0.6% regionally), Korean at 1.2% (compared to 1.1%), and Filipino at 2.9% (compared to 2.0%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Gosford?
Gosford scores quite highly on cultural diversity, with 30.8% of its population speaking a language other than English at home and 37.5% born overseas.
What is the most common religion in the suburb of Gosford?
The main religion in Gosford was found to be Christianity, which makes up 39.1% of people in Gosford. However, the most apparent overrepresentation was in Hinduism, which comprises 7.9% of the population, compared to 5.2% across Greater Sydney.
What are the top countries of origin in the suburb of Gosford?
In terms of ancestry (country of birth of parents), the top three represented groups in Gosford are English, comprising 23.6% of the population, Australian, comprising 20.0% of the population, and Other, comprising 14.6% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Spanish is notably overrepresented at 0.9% of Gosford (vs 0.6% regionally), Korean at 1.2% (vs 1.1%) and Filipino at 2.9% (vs 2.0%).
How does the percentage of people born overseas compare to the regional average?
37.5% of the the suburb of Gosford population was born overseas, compared to 40.5% regionally.
What percentage of the the suburb of Gosford population speaks a language other than English at home?
30.8% of the population in the suburb of Gosford speaks a language other than English at home, compared to 39.5% in the wider region.
How many people in the suburb of Gosford identify as Australian Aboriginal?
2.1% of the the suburb of Gosford population identifies as Australian Aboriginal, compared to 1.3% in the region.
What is the citizenship status of the population in the suburb of Gosford?
71.6% of the the suburb of Gosford population holds citizenship, compared to 80.8% in the wider region.

Age StructureAge Profile of Gosford

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The median resident of Gosford is 36, younger than 76% of areas nationally. That is 1 year older than at the 2021 Census. 36.0% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

Gosford has a median age of 36 years, which is close to the Greater Sydney median of 37 and slightly below the Australian average of 38. Compared to the metropolitan area, Gosford has a higher concentration of people aged 25 - 34 (24.7%) but fewer children aged 5 - 14 (5.8%). The share of 25 - 34 year-olds is well above the national figure of 14.6%. Since the 2021 Census, the 75 to 84 cohort has increased from 3.7% to 5.6% of the population, and the 65 to 74 group rose from 8.5% to 9.7%, while the 25 to 34 group fell from 26.4% to 24.7%.

Demographic models project that Gosford's age profile will change by 2041, with the 25 to 34 bracket expected to grow the fastest at 23%, adding 259 people to reach 1,404.

Frequently Asked Questions - Age

What is the median age in the suburb of Gosford?
According to the latest data, the median age in the suburb of Gosford is 36 years.
How does the suburb of Gosford's median age compare to broader areas?
At 36 years, Gosford is comparable to the Greater Sydney average (37 years) and 2 years younger than the national average (38 years).
What age groups are over-represented in the suburb of Gosford?
The most over-represented age group in the suburb of Gosford compared to the Greater Sydney region is the 25 - 34 group, making up 24.7% of the population.
What age groups are under-represented in the suburb of Gosford?
The most under-represented age group in the suburb of Gosford compared to the Greater Sydney region is the 5 - 14 group, making up 5.8% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Gosford show significant variance compared to the Greater Sydney region. The most over-represented age group is 25-34 year-olds (24.7% vs 16.1%). The most under-represented age groups are 5-14 year-olds (5.8% vs 11.9%) and 85+ year-olds (1.2% vs 2.1%).
What is the percentage of children (0-14 years) in the suburb of Gosford?
The percentage of children aged 0-14 years in the suburb of Gosford is 11.3%.
What is the percentage of older people (65+ years) in the suburb of Gosford?
The percentage of people aged 65 and over in the suburb of Gosford is 16.5%.

Data & MethodBoundaries, Sources & Method for Gosford

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Aug 2026 this month all 21 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Aug 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 185 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (4,873 at the 2021 Census → 4,635 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL11728). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Gosford suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Gosford page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Gosford data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (Aug 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas