Saratoga

Suburb (SAL)

Greater Sydney / Gosford

 
 
 
 
 
 
 
Data Sources ABSValuer GeneralRental BoardACARA Newest Aug 2026 · Refreshed ABS QuickStats SAL13507 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Saratoga

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The median house price in Saratoga is $1.33m, with units at $1.03m. House values have moved 1.2% a year compounded over five years.

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DemographicsPopulation Growth in Saratoga

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Saratoga has an estimated 4,035 residents, up from 3,982 at the 2021 Census — a change of 53 people, or 1.3%. That puts 1,703 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

Saratoga has an estimated resident population of approximately 4,035 as of May 2026, which is determined from an examination of recent ABS population statistics for the surrounding region alongside validated new address records from AreaSearch since the Census. This represents an expansion of 53 people (1.3%) relative to the 2021 Census, when the registered population stood at 3,982 people. This shift is calculated from the estimated resident population of 4,035, which AreaSearch derived from the ABS ERP release of June 2025 and 3 validated new addresses registered after the Census date.

With this population level, the suburb of Saratoga has a density ratio of 1,702 persons per square kilometer, exceeding the typical figure recorded across national areas monitored by AreaSearch. The post-census growth rate of 1.3% in the suburb of Saratoga is within 1.3 percentage points of the wider SA3 area (2.6%), showing a competitive trajectory. Net growth in the area was mostly powered by overseas migration, which made up around 66.0% of total population increases over the latest periods. For each SA2 boundary, AreaSearch incorporates population projections published by the ABS and Geoscience Australia in 2024 using 2022 as a base year. Wherever such data is unavailable for an SA2, projections from the NSW State Government released in 2022 with a 2021 base year are substituted. Age-specific growth patterns from these sources are also mapped to all regions for the years 2032 to 2041. Future demographic trends indicate that the suburb of Saratoga will experience a population gain slightly below the national median for statistical areas. Specifically, regional SA2 projections suggest the suburb of Saratoga will add 265 residents by 2041, representing a total increase of 6.6% across the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Saratoga?
Total population for the suburb of Saratoga was estimated to be approximately 4,035 as at May 26. This is based upon an estimated resident population of 4,035 from the ABS up to June 2025.
How has the population in the suburb of Saratoga changed since 2021?
The suburb of saratoga has added approximately 53 people and shown a 1.33% increase from the 3,982 people recorded at the 2021 Census period.
What is the population density in the suburb of Saratoga?
The population density in the suburb of Saratoga is estimated at 1,702 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Saratoga?
Over the past 10 years, the population in the suburb of Saratoga has shown a compound annual growth rate of 0.0% per annum.
What are the main drivers of population growth in the suburb of Saratoga?
Population growth in the suburb of Saratoga is driven by: Overseas migration (66.0%), Natural increase (34.0%), Interstate migration (0.0%). The primary driver is Overseas migration, contributing 66.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Saratoga

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33 new dwellings have been approved in Saratoga over the past five years, an average of 6 a year. That is 1.7 approvals per 1,000 residents. Approvals are currently running at an annualised 1, well below that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

According to AreaSearch evaluations of ABS building permit data allocated from regional statistical boundaries, Saratoga averages roughly 6 approved new residences annually, with a total estimate of 33 homes permitted over the previous 5 financial years. Thus far during FY-26, 1 approvals have been documented. Because the locality has undergone a contraction in residents, the volume of incoming housing has likely matched local needs, giving purchasers ample options, while newly approved residences carry an average construction value of $525,000, indicating that developers are prioritizing the premium sector with higher-end builds.

Furthermore, $281,000 in commercial building permits have been logged in the current financial year, which highlights the predominantly residential makeup of the area. In comparison to Greater Sydney, Saratoga experiences a much lower level of residential building activity, falling 56.0% below the regional per capita average. This minimal volume of incoming housing generally reinforces demand and valuations for the existing housing stock. The rate is also below the countrywide average, reflecting the mature nature of the locality and pointing to potential planning controls. At the same time, newly approved buildings have consisted entirely of detached houses, preserving the traditional suburban style of the community with standalone dwellings suited for buyers seeking extra space. With a ratio of roughly 4028 people per approval, Saratoga demonstrates the characteristics of an established, fully developed suburb. Looking forward, the population of Saratoga is projected to expand by 265 residents up to 2041, based on the most recent quarterly estimates from AreaSearch. If building activity continues at its current pace, incoming housing supply might struggle to keep pace with population growth, which could increase competition among buyers and support upward pressure on property values.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Saratoga recently?
Dwelling approval activity in the the suburb of Saratoga area has seen 2 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Saratoga's current population of 4,035 has been supported by 6 approvals on average over recent years.
How does the suburb of Saratoga's development activity compare to the broader region?
The suburb of Saratoga has seen 0.16 approvals per 100 people in recent years, compared to 0.65 approvals in the broader region. This means that one dwelling has been approved for every 4027 people in the suburb of Saratoga, compared to one for every 190 in the broader region.
Is the suburb of Saratoga keeping up with housing demand?
With the population expected to increase by 265 people by 2041, around 133 new dwellings will be necessary. Recent approval levels may be insufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This indicates potential housing shortages if current approval trends continue.
What has been the trend in development approvals over the past five years in the suburb of Saratoga?
Looking at development activity over the past five years, the suburb of Saratoga's approval levels have been significantly below the yearly average of 6, showing a notable downturn in recent development.
How many dwellings will be needed to accommodate future population growth in the suburb of Saratoga?
The population in the suburb of Saratoga is expected to grow by 265 people by 2041, necessitating approximately 133 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Saratoga?
Over the past five years, the population in the suburb of Saratoga has grown by approximately 360 people, while 33 residential approvals were recorded. This equates to a ratio of 10.9 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the suburb of Saratoga?
With dwelling approval activity running at an average of 6 approvals per year and a population of 4,035, there appears to be a supply shortfall relative to projected demand, presenting strong opportunities for residential developers. With the population expected to increase by 265 people by 2041, around 133 new dwellings will be necessary. Current approval trends may be insufficient to meet forecast demand, indicating strong development opportunities.
Approvals Pipeline Development applications near Saratoga

Development applications around Saratoga

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Saratoga

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AreaSearch tracks 18 current infrastructure and development projects close to Saratoga, worth an estimated $40 million. 2 are already under construction and 3 are due for completion within three years. The pipeline spans residential development, transport & logistics and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Local infrastructure projects, major works, and urban planning decisions are key drivers of regional performance. In total, no projects have been identified by AreaSearch as having an expected impact on this locality. Significant projects in the broader region include the Blackwall Road Intersection Upgrades, the Gosford Private Hospital redevelopment, the Northside Private Hospital, and the Newcastle-Sydney and Wollongong-Sydney Rail Line Upgrades, with the associated list detailing the works most relevant to the area.

Professional plan users can use the search below to filter and access additional projects.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Saratoga?
Key infrastructure and planning changes likely to influence the suburb of Saratoga include: Blackwall Road Intersection Upgrades (Construction); Gosford Private Hospital redevelopment (Completed); Northside Private Hospital (Approved); Newcastle-Sydney and Wollongong-Sydney Rail Line Upgrades (Planning); and Low and Mid-Rise Housing Policy (Approved). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Saratoga?
Infrastructure development impacting the suburb of Saratoga spans multiple sectors including Transport & Logistics, Communities, Precincts & Urban Renewal, and Health & Medical, among others.
What is the scale of infrastructure investment impacting the suburb of Saratoga?
Infrastructure investment analysis indicates targeted investment in infrastructure improvements that will benefit the local area.
How does the suburb of Saratoga's infrastructure development compare to other areas?
With an infrastructure score in the top 40%, the suburb of Saratoga demonstrates above-average development activity compared to national benchmarks.
Blackwall Road Intersection Upgrades
Category: Transport & Logistics
Stage: Construction | Est. Comp: 2027
Source / Links: Link 1   Link 2  

The NSW Government is investing $19 million in upgrades to three key intersections on the Woy Woy Peninsula: Blackwall and McMasters Road, Blackwall, Allfield and Farnell Roads, and Memorial Avenue, Barrenjoey Road and Maitland Bay Drive. The project aims to improve travel times, safety, and traffic flow for the 22,000 vehicles using the Blackwall Road corridor daily. Works commenced in July 2025 and include new traffic lights, pedestrian-activated signals, dual right-turn lanes, and improved pathways.The upgrades will future-proof the Peninsula's critical transport spine as the Central Coast continues to grow.

Transport & Logistics

Green Point Shopping Village Expansion
Category: Retail
Stage: Approved | Est. Comp: 2027

Approved expansion and refurbishment of Green Point Shopping Village including additional retail tenancies, upgraded public amenities, improved parking and site improvements. No evidence of construction commencement was identified from official sources as of July 2026.

Retail

SDA Customised - 145 Blackwall Road Apartments
Category: Residential Development
Stage: Construction | Est. Comp: 0
Source / Links: Link 1   Link 2  

Multi-unit apartment development designed for NDIS participants with specialized accessibility features and support infrastructure. The development includes accessible parking, communal facilities, and proximity to essential services including public transport and healthcare facilities. Estimated completion early 2025.

Residential Development

Frost Reserve Upgrades
Category: Sports & Recreation
Stage: Planning | Est. Comp: 2026

Central Coast Council is delivering major sports and community recreation upgrades at Frost Reserve in Kincumber. The project includes a modern 750sqm regional skate park, a new 370sqm sports amenities building with accessible changerooms, canteen, and storage, upgraded car parking facilities, and enhanced sports field lighting.

Sports & Recreation

Woy Woy Lions Park Playspace Upgrade
Category: Sports & Recreation
Stage: Planning | Est. Comp: 0
Source / Links: Link 1   

Upgrade of the existing playground and recreational facilities at Lions Park including new play equipment for different age groups, improved accessibility features, shade structures, seating areas, and landscaping improvements to create a more inclusive and engaging community space.

Sports & Recreation

SDA Customised - 122 Blackwall Road Villas
Category: Residential Development
Stage: Completed | Est. Comp: 0
Source / Links: Link 1   Link 2  

Four brand new two-bedroom, one-bathroom villas constructed to NDIS/SDA design standards under high physical support category. Features include video intercom, fully accessible kitchen spaces with adjustable benches, automation ready systems, private single car garages, and remote control gate access. Close proximity to Woy Woy station, hospital and shopping.

Residential Development

Adira Apartments Woy Woy
Category: Residential Development
Stage: Completed | Est. Comp: 0
Source / Links: Link 1   Link 2  

Affordable housing development by Pacific Link Housing providing quality accommodation for low to moderate income households. The apartments feature modern amenities, energy-efficient design, and are located close to public transport and community services. Part of Pacific Link Housing's commitment to addressing housing affordability on the Central Coast.

Residential Development

Green Point Foreshore Reserve Upgrades
Category: Sports & Recreation
Stage: Completed | Est. Comp: 2021
Source / Links: Link 1   Link 2  

Upgrade of the Green Point Foreshore Reserve on Brisbane Water, Central Coast, including three new sandy coves, grassed open space, an off-leash dog area, improved waterfront access, landscaping, and a nearby fenced playground. Works were delivered by Central Coast Council as part of its ongoing parks and playspace improvement program.

Sports & Recreation

Jobs & IndustryEmployment Trends in Saratoga

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2,313 residents of Saratoga are employed, from a labour force of 2,323. Unemployment sits at 0.4%, with participation at 68.8%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.9% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 2,998, about 74% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Saratoga is characterized by a high proportion of qualified workers, with key service sectors strongly represented, an unemployment rate of only 0.4%, and an estimated employment expansion of 3.2% over the previous year, according to AreaSearch aggregations of regional data. In March 2026, 2,313 local residents were employed, and the unemployment rate was 3.7% below the 4.1% recorded across Greater Sydney, while workforce participation aligned with the Greater Sydney level of 69.1%. Census records show that a substantial 36.2% of employed residents worked from home, though this figure should be interpreted in the context of COVID-19 pandemic restrictions.

The local workforce is heavily represented in healthcare & social assistance, construction, and education & training. The suburb has a notable specialization in construction, which accounts for an employment share 1.7 times the metropolitan average. Conversely, professional & technical services have a minor footprint, accounting for 6.6% of employment compared to 11.5% across the broader region. This primarily residential suburb seems to provide few local employment options, as shown by comparing the number of employed residents to the local working population recorded in the Census. Based on AreaSearch assessments of SALM and ABS statistics aggregated from broader statistical regions, the 12 months ending March 2026 saw employment rise by 3.2% and the labor force expand by 3.1%, leading to a 0.1 percentage point reduction in the unemployment rate. In comparison, Greater Sydney recorded a 1.9% increase in employment, a 1.9% expansion of the labor force, and a marginal decline in unemployment. Future demand patterns in Saratoga can be analyzed using the national employment projections from May-25 published by Jobs and Skills Australia. These five and ten-year forecasts have been applied to the local industry mix to model potential growth. Nationwide employment is projected to grow by 6.6% over five years and 13.7% over ten years, though these rates vary significantly by sector. Applying these sectoral trends to the local employment structure indicates that employment among Saratoga residents is set to rise by 6.9% over five years and 14.0% over ten years, noting that this is a simple weighted projection for illustration and does not incorporate local population forecasts.

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Saratoga?
As of March 2026, the suburb of Saratoga has approximately 2,313 employed residents with an unemployment rate of 0.4%. This very low unemployment rate indicates a tight labour market with strong demand for workers. The area ranks in the top 25% nationally for employment performance, indicating a robust job market.
How does the suburb of Saratoga's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Saratoga stands at 0.4%, which is 3.7 percentage points below Greater Sydney's rate of 4.1%. This lower unemployment rate suggests stronger local employment conditions. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Saratoga?
The employment landscape in the suburb of Saratoga is dominated by several key sectors. The largest employers are health care & social assistance (18.0% of employment), construction (14.7%), and education & training (9.8%). Other significant employers include retail trade and accommodation & food.
How has employment changed recently in the suburb of Saratoga?
Over the past year to March 2026, the suburb of Saratoga has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has fall. By comparison, Greater Sydney saw employment increased and its unemployment rate dropped.
What is the workforce participation rate in the suburb of Saratoga?
The workforce participation rate in the suburb of Saratoga is 68.8%, which represents the proportion of working-age residents who are either employed or actively seeking work. This healthy participation rate reflects good employment opportunities and workforce engagement. The local rate trailing the Greater Sydney average of 69.1%, showing similar workforce dynamics to the broader region.
Which industries are over-represented in the suburb of Saratoga's employment market?
The suburb of saratoga shows notable specialization in construction, which employs 14.7% of the local workforce compared to 8.6% regionally. This concentration suggests the area has developed competitive advantages in this sector. The area also shows above-average employment in 1 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Saratoga?
Based on Jobs and Skills Australia projections applied to the suburb of Saratoga's industry mix, employment is expected to grow by 6.9% over the next five years and 14.0% over ten years. This exceeds the national forecast of 6.6% over five years, suggesting the area's industry composition is well-positioned for future growth. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Saratoga compare nationally?
The suburb of saratoga's employment market shows strong performance nationally, ranking in the top 25% of areas assessed by AreaSearch. This indicates robust employment conditions and economic vitality compared to other regions. Recent job advertisement trends show the broader employment region experienced 2.1% growth, ranking 8.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Saratoga?
Skilled workers will find good opportunities in the suburb of Saratoga, with skilled sectors accounting for 39.7% of employment. Key sectors for skilled workers include health care & social assistance (18.0%), education & training (9.8%), and professional & technical (6.6%). With projected employment growth of 6.9% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Saratoga

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Median household income in Saratoga is $1,989 a week (about $103,000 a year), with median personal income at $869 a week. ATO records put median taxable income at $54,411 a year against an average of $80,518. The average runs 48% above the median, a wider spread than most areas and a sign of a concentrated group of high earners. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

According to the latest postcode-level ATO statistics compiled by AreaSearch for the financial year 2023, resident incomes in Saratoga are exceptionally high on a national scale, with the median recorded at $54,411 and the average at $80,518. For comparison, Greater Sydney registered a median income of $60,817 and an average of $83,003. Adjusting for a Wage Price Index increase of 10.32% since financial year 2023, current estimates for March 2026 are approximately $60,026 for the median and $88,827 for the average. Census records indicate that household, family, and individual incomes in Saratoga sit near the 63rd percentile nationwide.

The $1,500 - 2,999 weekly income bracket contains 32.0% of the local population (1,291 individuals), which is close to the metropolitan average of 30.9% in the same bracket. High housing costs account for 15.2% of income, but strong earnings ensure that disposable income remains at the 66th percentile, and the local SEIFA income ranking falls within the 7th decile.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Saratoga?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Saratoga is approximately $60,026. The official ATO data from FY-23 recorded a median of $54,411.
What is the average taxable income in the suburb of Saratoga?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Saratoga is approximately $88,827. The official ATO data from FY-23 recorded an average of $80,518.
How does the median taxable income in the suburb of Saratoga compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Saratoga is approximately $60,026 compared to $67,093 in Greater Sydney. The official ATO data from FY-23 shows $54,411 and $60,817 respectively.
How does the average taxable income in the suburb of Saratoga compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Saratoga is approximately $88,827 compared to $91,569 in Greater Sydney. The official ATO data from FY-23 shows $80,518 and $83,003 respectively.
What are the main income cohorts in the suburb of Saratoga according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~32.0% / 1,291 persons) of the suburb of Saratoga's population is the $1,500 - 2,999 cohort.
How do the main income cohorts in the suburb of Saratoga compare to the region?
The largest income cohort in the suburb of Saratoga is the $1,500 - 2,999 group, representing about 32.0% of the population. In comparison, Greater Sydney's largest income cohort is the $1,500 - 2,999 group, representing 30.9% of its population, according to the 2021 Census.
What is the median household income in the suburb of Saratoga according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Saratoga is $1,989/wk.
What is the median family income in the suburb of Saratoga according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Saratoga is $2,304/wk.
What is the median personal income in the suburb of Saratoga according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Saratoga is $869/wk.
How does the suburb of Saratoga's income rank nationally?
AreaSearch's latest postcode level ATO data for FY-23 reveals that income in the suburb of Saratoga is among the highest in Australia, with the median assessed at $54,411 while the average income stands at $80,518. This contrasts to Greater Sydney's figures of a median income of $60,817 and an average income of $83,003. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $60,026 (median) and $88,827 (average) as of March 2026.
What is the disposable income in the suburb of Saratoga?
The estimated disposable income in the suburb of Saratoga is $7,308 per year according to AreaSearch analysis.
How does the suburb of Saratoga's disposable income compare to the region?
The suburb of saratoga's disposable income is $7,308 compared to $7,412 for Greater Sydney, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Saratoga

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Saratoga had 1,436 occupied dwellings at the 2021 Census, 95% detached houses and 2% apartments. 45% are owned with a mortgage, 16% rented and 39% owned outright. At that Census the median rent was $485 a week and the median mortgage repayment $2,167 a month. Rent absorbs 24.4% of household income here and mortgage repayments 25.1%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

At the time of the latest Census, the housing mix in Saratoga consisted of 95.1% houses and 4.9% other dwelling types such as townhouses, units, or alternative options, compared to the Sydney metropolitan breakdown of 55.9% houses and 44.1% other dwellings. The rate of home ownership in Saratoga was significantly higher than the Sydney metropolitan level, standing at 39.0%, with the remaining properties occupied by residents with a mortgage (45.2%) or renting (15.8%). The median monthly mortgage payment of $2,167 was well below the Sydney metropolitan average of $2,427, whereas the median weekly rent was recorded at $485, compared to the Sydney metropolitan figure of $470.

On a national level, mortgage repayments in Saratoga are much higher than the Australian median of $1,863, and weekly rents are also well above the national median of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Saratoga?
In the suburb of Saratoga, 39.0% of homes are owned outright, 45.2% are owned with a mortgage, and 15.8% are rented.
What percentage of dwellings in the suburb of Saratoga are houses?
According to the latest data, 95.1% of dwellings in the suburb of Saratoga are houses.
What percentage of dwellings in the suburb of Saratoga are apartments or units?
In the suburb of Saratoga, 2.1% of dwellings are apartments or units, with an additional 2.6% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Saratoga?
Outright home ownership in the suburb of Saratoga stands at 39.0%, compared to 28.7% in Greater Sydney.
What is the median monthly mortgage repayment in the suburb of Saratoga?
The median monthly mortgage repayment in the suburb of Saratoga is $2,167, compared to $2,427 in Greater Sydney.
What is the median weekly rent in the suburb of Saratoga?
The median weekly rent in the suburb of Saratoga is $485, compared to $470 in Greater Sydney.
What is the distribution of rental prices in the suburb of Saratoga?
In the suburb of Saratoga, 5.6% of rentals are $0-149/week, 12.0% are $150-349/week, 63.4% are $350-649/week, 13.4% are $650-949/week, and 5.6% are $950+/week.
What is the average monthly housing cost in the suburb of Saratoga?
The aggregate monthly housing cost in the suburb of Saratoga is $1,311, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Saratoga?
In the suburb of Saratoga, households with mortgages typically spend 25.1% of their income on mortgage repayments, while renters spend 24.4% of their income on rent.
How crowded are homes in the suburb of Saratoga?
The average persons per bedroom ratio in the suburb of Saratoga is 0.8, indicating the level of household density.
How does housing affordability in the suburb of Saratoga compare to the region?
Housing affordability in the suburb of Saratoga shows mortgage holders spending 25.1% of income on repayments (vs 27.0% regionally), while renters spend 24.4% of income on rent (vs 22.6% regionally).
What types of dwellings are most common in the suburb of Saratoga?
The dwelling mix in the suburb of Saratoga consists of 95.1% detached houses, 2.6% semi-detached dwellings, 2.1% apartments, and 0.2% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Saratoga?
Factoring in the ownership distribution, the weighted average monthly housing cost is approximately $1,311. This accounts for outright owners paying no housing costs, mortgage holders paying $2,167/month, and renters paying $2,100/month.
How affordable is housing in the suburb of Saratoga relative to local incomes?
Housing in Saratoga consumes approximately 15.2% of median household income ($8,612 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Saratoga?
Development activity remains minimal in this area with fewer than 5 recent applications recorded.

HouseholdsHousehold Composition in Saratoga

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Saratoga counted 1,436 households at the 2021 Census, averaging 2.7 people each. 36% are couples with children, against 31% couples without children. 20% of households are people living alone, and families average 1.7 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Family households represent the vast majority of local households at 78.1%, consisting of couples with children at 36.1%, couples without children at 30.6%, and single parent families at 10.7%. Non-family households account for the remaining 21.9%, with single-person households representing 20.2% and group households making up 1.6% of the total. The median household size is 2.7 people, which aligns with the Greater Sydney average.

Frequently Asked Questions - Households

How many households are in the suburb of Saratoga?
As of the 2021 Census, the suburb of Saratoga had 1,436 households. Based on population growth patterns, this has grown by approximately 1.3% to an estimated 1,455 households today.
What is the typical household size?
The median household size in the suburb of Saratoga is 2.7 people. This compares to 2.7 in Greater Sydney and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 78.1% of all households. The remaining households consist of lone person households (20.2%), group households (1.6%), and other household types (0.1%).
How are families structured in the area?
Among the 1,121 family households, 36.1% are couples with children, 30.6% are couples without children at home, and 10.7% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Saratoga compare to regional household patterns?
Compared to Greater Sydney, the suburb of Saratoga shows distinct household patterns. Family households are notably over-represented at 78.1% (versus 72.6% regionally). This family-oriented profile influences local demand for family homes, schools, and children's services.
What is the average family size?
Families in the suburb of Saratoga have an average of 1.7 children, slightly above the Greater Sydney average of 1.5. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Saratoga?
Marriage patterns reveal 52.7% of the adult population are currently married, while 30.4% have never married. This compares to 48.3% married and 36.4% never married across Greater Sydney.
How significant are single-person households?
Single-person households represent 20.2% of all households in the suburb of Saratoga, similar to the regional average of 23.2%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 1.6% of households, well below the Greater Sydney average of 4.2%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Saratoga

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25.0% of adults in Saratoga hold a university qualification, including 17.7% with a bachelor degree and 5.2% with postgraduate qualifications. A further 30.1% hold a vocational qualification. 1 school serves the area, with 370 enrolment places and an average ICSEA of 1,019 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

The locality displays specific educational patterns, with university completion rates (25.0%) falling significantly below the Greater Sydney average of 38.0%. This profile presents both a structural hurdle and an opportunity for focused educational programs. Bachelor degrees are the most common tertiary qualification at 17.7%, followed by postgraduate degrees (5.2%) and graduate diplomas (2.1%). Vocational and technical skills are highly prevalent, with 42.0% of residents aged 15+ holding trade credentials, consisting of advanced diplomas (11.9%) and certificates (30.1%). A high level of educational participation is observed locally, with 28.8% of the population enrolled in an educational institution.

This group includes 10.3% attending primary school, 8.3% in secondary education, and 4.4% enrolled in tertiary courses.

Frequently Asked Questions - Education

What percentage of people in the suburb of Saratoga have university qualifications?
25.0% of people aged 15 and over in the suburb of Saratoga have university qualifications, compared to 38.0% in the broader region.
What percentage of people in the suburb of Saratoga have no formal qualifications?
33.0% of people aged 15 and over in the suburb of Saratoga have no formal qualifications, compared to 34.2% regionally.
How does the suburb of Saratoga's education level compare to national averages?
The suburb of saratoga ranks in the 57th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Saratoga?
The most common qualifications in the suburb of Saratoga are: Certificate (30.1%), Bachelor Degree (17.7%), Advanced Diploma (11.9%).
What proportion of the suburb of Saratoga's population is currently attending educational institutions?
28.8% of the population in the suburb of Saratoga is currently engaged in formal education, with 10.3% in primary school, 8.3% in secondary school, 4.4% at university.
What is the ICSEA score for schools in the suburb of Saratoga?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Saratoga is 1019, indicating average socio-educational advantage (national average is 1000).
How many schools are located within the suburb of Saratoga?
There are 1 schools within the suburb of Saratoga, with a combined enrollment of approximately 370 students.
What types of schools are available in the suburb of Saratoga?
The suburb of saratoga includes 1 primary school.

Schools Detail

AmenitiesServices & Amenities in Saratoga

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Getting AroundTransport & Commuting in Saratoga

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Public transport in Saratoga reaches 28 stops on 18 routes, timetabled for about 600 services a week. The typical home sits about 150 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.7 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

Public transport data shows 28 active transit stops in Saratoga, consisting of ferry and bus options. These stops are serviced by 18 distinct routes, which support a total of 602 passenger trips each week. Transport access is classified as excellent, with residents living an average of 149 meters from the nearest stop. Because this is a residential suburb, the majority of commuters travel outside the area, and private cars are the main mode of travel, used by 95% of commuters. Households own an average of 1.7 vehicles, which is above the regional average.

A significant 36.2% of employed residents worked from home, according to the 2021 Census, which may reflect pandemic-related conditions. Transit services average 86 daily trips across all active routes, which represents approximately 21 weekly trips at each individual stop.

Frequently Asked Questions - Transport

How many public transport stops are in Saratoga?
There are 28 public transport stops within the suburb of Saratoga.
How frequent are the transport services in Saratoga?
the suburb of Saratoga has 602 weekly trips across 18 routes, averaging 86 trips per day.
How far are residents from public transport in Saratoga?
On average, residential properties are 149 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Saratoga

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67.2% of residents in Saratoga report no long-term health condition. 3.8% need daily assistance with core activities, and 58.7% hold private health cover. The standardised death rate runs at 4.1 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Health indicators show favorable outcomes across Saratoga, according to AreaSearch analysis of mortality statistics and chronic disease trends, with both younger and older demographics showing low rates of widespread health conditions, and the level of private health insurance is remarkably high, covering approximately 59% of the population (2,369 people). The most prevalent health issues recorded locally were mental health conditions and arthritis, which affect 8.6 and 8.0% of residents, respectively, while 67.2% of the population reported having no chronic medical conditions, compared to 74.6% across Greater Sydney. Residents under the age of 65 experience better health outcomes than the national average.

Seniors aged 65 and over make up 23.5% of the local population (948 people), compared to 15.5% in Greater Sydney. Health outcomes for this older cohort are strong, with national performance rankings generally matching those of the wider population.

Frequently Asked Questions - Health

How many people in the suburb of Saratoga have private health insurance?
Around 58.7% of people in the suburb of Saratoga are covered by private health insurance, which compares to 59.9% in the broader region of Greater Sydney.
What percentage of the population requires ongoing medical assistance in the suburb of Saratoga?
In the suburb of Saratoga, 3.8% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 5.2% of people in Greater Sydney require similar assistance.
How prevalent is asthma in the suburb of Saratoga?
7.8% of people in the suburb of Saratoga are diagnosed with asthma. In comparison, 6.4% of the population across Greater Sydney is affected by asthma.
What percentage of people have diabetes in the suburb of Saratoga?
Diabetes affects 3.4% of the the suburb of Saratoga population, while in the surrounding region, 4.3% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Saratoga?
3.9% of people in the suburb of Saratoga have heart disease. Across the region of Greater Sydney, 3.2% of the population is affected by heart disease.
How does the suburb of Saratoga compare to the region in terms of overall private health coverage?
In the suburb of Saratoga, 58.7% of the population are estimated to have private health insurance. Comparatively, Greater Sydney sees an estimated private health coverage rate of 59.9%.

Ancestry & LanguageCultural Diversity in Saratoga

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Saratoga is largely Australian-born, at 84.9% of residents, with 4.5% speaking a language other than English at home. The largest reported ancestries are English (32.5%) and Australian (29.4%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Saratoga displays a lower level of cultural diversity than the national average, with 84.9% of residents born in Australia, 92.7% holding citizenship, and 95.5% speaking only English at home. The predominant religion is Christianity, which is practiced by 54.5% of the local population, compared to 49.2% across Greater Sydney. In terms of ancestral background, the three most common heritages in Saratoga are English, representing 32.5% of the population, which is considerably higher than the metropolitan average of 19.0%, Australian, representing 29.4% of the population, also well above the regional average of 17.8%, and Irish, representing 9.5% of the population.

There are also specific variations in the proportions of other backgrounds: New Zealand ancestry represents 1.0% of the population (compared to 0.5% regionally), Russian ancestry is at 0.4% (vs 0.4% regionally), and French ancestry accounts for 0.6% (vs 0.5% regionally).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Saratoga?
Saratoga was found to be below average in terms of cultural diversity, with 84.9% of its population born in Australia, 92.7% being citizens, and 95.5% speaking English only at home.
What is the most common religion in the suburb of Saratoga?
The main religion in Saratoga was found to be Christianity, which makes up 54.5% of people in Saratoga. This compares to 49.2% across Greater Sydney.
What are the top countries of origin in the suburb of Saratoga?
In terms of ancestry (country of birth of parents), the top three represented groups in Saratoga are English, comprising 32.5% of the population, which is substantially higher than the regional average of 19.0%, Australian, comprising 29.4% of the population, which is substantially higher than the regional average of 17.8%, and Irish, comprising 9.5% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: New Zealand is notably overrepresented at 1.0% of Saratoga (vs 0.5% regionally), Russian at 0.4% (vs 0.4%) and French at 0.6% (vs 0.5%).
How does the percentage of people born overseas compare to the regional average?
15.1% of the the suburb of Saratoga population was born overseas, compared to 40.5% regionally.
What percentage of the the suburb of Saratoga population speaks a language other than English at home?
4.5% of the population in the suburb of Saratoga speaks a language other than English at home, compared to 39.5% in the wider region.
How many people in the suburb of Saratoga identify as Australian Aboriginal?
1.9% of the the suburb of Saratoga population identifies as Australian Aboriginal, compared to 1.3% in the region.
What is the citizenship status of the population in the suburb of Saratoga?
92.7% of the the suburb of Saratoga population holds citizenship, compared to 80.8% in the wider region.

Age StructureAge Profile of Saratoga

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The median resident of Saratoga is 43. 22.1% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

The median age in Saratoga is 43 years, which is notably higher than the Greater Sydney average of 37 and the national average of 38. The age distribution shows a high concentration of residents aged 65 - 74 years (12.4%), while the 25 - 34 age bracket is relatively small at 9.5% compared to Greater Sydney. Since 2021, the proportion of residents aged 75 to 84 has risen from 6.5% to 8.4%, while the 5 to 14 age group has shrunk from 13.5% to 11.6%. Looking ahead to 2041, demographic projections point to key shifts in the age structure of the suburb of Saratoga.

The 75 to 84 cohort is expected to grow steadily, adding 131 people (39%) to rise from 338 to 470. Over this period, the combined cohorts aged 65 and over will account for 70% of all population growth, indicating an aging community. Conversely, the 15 to 24 and 25 to 34 cohorts are projected to contract.

Frequently Asked Questions - Age

What is the median age in the suburb of Saratoga?
According to the latest data, the median age in the suburb of Saratoga is 43 years.
How does the suburb of Saratoga's median age compare to broader areas?
At 43 years, Saratoga is 6 years older than the Greater Sydney average (37 years) and 5 years older than the national average (38 years).
What age groups are over-represented in the suburb of Saratoga?
The most over-represented age group in the suburb of Saratoga compared to the Greater Sydney region is the 65 - 74 group, making up 12.4% of the population.
What age groups are under-represented in the suburb of Saratoga?
The most under-represented age group in the suburb of Saratoga compared to the Greater Sydney region is the 25 - 34 group, making up 9.5% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Saratoga show significant variance compared to the Greater Sydney region. The most over-represented age groups are 75-84 year-olds (8.4% vs 5.3%) and 65-74 year-olds (12.4% vs 8.1%). The most under-represented age group is 25-34 year-olds (9.5% vs 16.1%).
What is the percentage of children (0-14 years) in the suburb of Saratoga?
The percentage of children aged 0-14 years in the suburb of Saratoga is 16.7%.
What is the percentage of older people (65+ years) in the suburb of Saratoga?
The percentage of people aged 65 and over in the suburb of Saratoga is 23.5%.

Data & MethodBoundaries, Sources & Method for Saratoga

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, Local governments Daily May 2026 3 months ago all 2 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 3 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (3,982 at the 2021 Census → 4,035 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL13507). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Saratoga suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Saratoga page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Saratoga data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (May 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

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