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This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
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ABS ERP | -- people | --
2021 Census | -- people
The median house price in Avoca Beach - Copacabana is $1.67m, with units at $1.51m. House values have moved -0.2% a year compounded over five years.
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Avoca Beach - Copacabana has an estimated 7,653 residents, up from 7,513 at the 2021 Census — a change of 140 people, or 1.9%. That puts 1,188 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
As of Aug 2026, AreaSearch estimates the population of Avoca Beach - Copacabana at roughly 7,653 residents, representing an addition of 140 people (1.9%) relative to the 7,513 people recorded in the 2021 Census. This adjustment stems from an ABS estimated resident population figure of 7,578 as of June 2025 combined with 45 validated new addresses identified following the Census. The local population density stands at 1,188 persons per square kilometer, matching broader benchmarks across areas evaluated by AreaSearch. With a post-census expansion of 1.9%, the locality sits within 0.8 percentage points of the wider SA3 area (2.7%), highlighting solid demographic momentum.
Recent population expansion has been predominantly underpinned by overseas migration, which accounted for roughly 73.9% of total net additions. Projections utilized by AreaSearch draw from ABS/Geoscience Australia SA2 modeling published in 2024 using a 2022 baseline, supplemented by NSW State Government SA2 forecasts issued in 2022 using 2021 as a base where coverage requires. Age-bracketed growth trajectories derived from these datasets are extended across all locations for 2032 to 2041. In terms of future outlook, demographic growth is projected to rank in the lower quartile nationwide, with the community anticipated to add 92 persons through to 2041 according to recent annual ERP data, amounting to overall growth of 0.2% across the 16 years.
Frequently Asked Questions - Population
201 new dwellings have been approved in Avoca Beach - Copacabana over the past five years, an average of 40 a year. That is 5.3 approvals per 1,000 residents. Of the 39 dwellings approved in the latest reporting year, 82% were detached houses and the rest townhouses or apartments. Figures come from ABS building approvals aggregated to this SA2 boundary and are updated monthly as the ABS releases them.
Detail
Annual residential approvals in Avoca Beach - Copacabana have averaged around 40 dwellings, totaling 201 homes across the past 5 financial years (from FY-22 to FY-26). Amid recent population contraction, this influx of new stock has maintained adequate buyer options relative to local demand, with an average construction cost of $669,000 per dwelling underscoring an emphasis by developers on high-end, premium housing. Furthermore, commercial building approvals have reached $7.8 million during the current financial year, reinforcing the predominantly residential environment. Per capita residential construction in Avoca Beach - Copacabana tracking across the 5 year period exceeds the Greater Sydney benchmark by 44.0%, sustaining healthy availability for purchasers alongside established asset values.
The breakdown of recent residential building shows 82.0% detached houses alongside 18.0% attached dwellings, reinforcing low-density suburban appeal suited for buyers pursuing generous space. With roughly 221 people per dwelling approval, the locality exhibits clear low-density market attributes. Demographic projections based on the latest AreaSearch quarterly figures suggest Avoca Beach - Copacabana is on track to add 17 residents through to 2041. Maintaining ongoing building volumes should readily accommodate incoming residential demand, fostering favorable buying conditions and possibly enabling expansion that outpaces baseline demographic forecasts.
Frequently Asked Questions - Development
Development applications around Avoca Beach - Copacabana
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| Lodged | Address | Description | Type | Distance | Status |
|---|
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 98 current infrastructure and development projects close to Avoca Beach - Copacabana, worth an estimated $4.82 billion. 13 are already under construction and 36 are due for completion within three years. The pipeline spans residential development, transport & logistics and communities, precincts & urban renewal. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Local performance is significantly shaped by infrastructure upgrades, major developments, and urban planning initiatives. AreaSearch has identified no major projects likely to impact the locality directly. Surrounding initiatives of interest include Aria Terrigal, Terrigal Boardwalk and Rockpool Restoration, Terrigal Public School Upgrade, and Crowne Plaza Terrigal Pacific Hotel Refurbishment, as outlined in the following summary.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Green Point Shopping Village Expansion
Approved expansion and refurbishment of Green Point Shopping Village including additional retail tenancies, upgraded public amenities, improved parking and site improvements. No evidence of construction commencement was identified from official sources as of July 2026.
Frost Reserve Upgrades
Central Coast Council is delivering major sports and community recreation upgrades at Frost Reserve in Kincumber. The project includes a modern 750sqm regional skate park, a new 370sqm sports amenities building with accessible changerooms, canteen, and storage, upgraded car parking facilities, and enhanced sports field lighting.
12 Kurrawyba Avenue Shop Top Housing
Four-storey mixed-use shop-top housing proposal comprising ground-floor retail (5 premises), 10 residential apartments over three levels, basement parking (~19 spaces) and a communal rooftop terrace at the western gateway to Terrigal village. DA lodged for 12 and 12A Kurrawyba Avenue and currently under assessment by Central Coast Council.
92-98 Terrigal Esplanade Shop-top Housing (Mixed Use)
Four-storey shop-top housing development opposite Terrigal Beach with 12 apartments above ground-floor retail (approx. 364 sqm), basement parking for 28 vehicles, and demolition of existing two-storey retail strip at the corner of Campbell Crescent.
Wamberal Community Park Upgrade
Major upgrade to Wamberal Community Park including new playground equipment, improved sports facilities, additional parking, and enhanced landscaping. The project aims to provide better recreational facilities for the growing local community.
Wamberal Road Hazard Reduction Works
Road safety improvement works along Wamberal Road including installation of safety barriers, improved signage, line marking upgrades, and vegetation clearing to enhance sight lines. The project addresses identified accident black spots.
Terrigal Boardwalk and Rockpool Restoration
The Terrigal Boardwalk is a 277-metre-long raised walking platform providing improved pedestrian access between Terrigal Beach promenade and The Haven. The project includes restoration of the adjacent rockpool with a new access ramp, pathways, and environmental protection measures. It delivers social, health, and economic benefits to the community.
Central Coast Highway and Tumbi Road Intersection Upgrade
The Australian Government and NSW Government are investing $65.5 million to upgrade the Central Coast Highway and Tumbi Road intersection. The project will replace the existing roundabout with traffic lights, improve traffic flow and safety for 26,000 daily motorists, and include improved walking and cycling connections.
4,203 residents of Avoca Beach - Copacabana are employed, from a labour force of 4,254. Unemployment sits at 1.2%, with participation at 69.5%. Weighted for its industry mix, the area's sectors are forecast to grow about 7.1% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 6,185, about 81% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
The local workforce in Avoca Beach - Copacabana is highly educated and features significant representation in professional roles, alongside a minimal jobless rate of 1.2% and estimated year-on-year jobs growth of 3.3%. Total employed residents stood at 4,203 as of March 2026, with local unemployment sitting 2.9% below the 4.1% recorded for Greater Sydney, while labor participation closely aligns with Greater Sydney's 68.9%. Additionally, Census metrics revealed that 41.1% of workers operated from home, though temporary Covid-19 restrictions may have influenced this figure. Resident employment is heavily centered within education & training, health care & social assistance, and construction.
Building and construction displays notable local concentration, capturing a workforce share 1.5 times that of the wider region. In contrast, finance & insurance accounts for only 3.7% of local workers compared to the broader regional benchmark of 7.3%. Comparing Census working population counts against resident totals indicates that the community functions primarily as a dormitory suburb with limited on-site employment. According to AreaSearch evaluation of ABS and SALM records, local employment expanded by 3.3% over the 12-month period while the workforce grew by 3.4%, preserving an even jobless rate. Across Greater Sydney over the same timeframe, both job numbers and the labor pool increased by 1.9%, accompanied by a slight drop in unemployment. National outlooks published by Jobs and Skills Australia in Mar-26 provide context for future workforce requirements in Avoca Beach - Copacabana when mapped onto the area's industry profile over five- and ten-year intervals. Nationally, job numbers are modeled to grow by 6.6% across five years and 13.7% across ten years, with performance varying widely across industries. Weighted against the local sector distribution, these trajectories imply employment expansions of 7.1% over five years and 14.5% over ten years for Avoca Beach - Copacabana (representing a basic illustrative weighting that omits specific localized population projections).
Frequently Asked Questions - Employment
Median household income in Avoca Beach - Copacabana is $2,276 a week (about $118,000 a year), with median personal income at $915 a week. ATO records put median taxable income at $61,786 a year against an average of $85,079. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
Tax statistics compiled by AreaSearch from the ATO for financial year 2023 position income levels in the Avoca Beach - Copacabana SA2 among the highest across Australia. During that period, local taxable income recorded a median of $61,786 and an average of $85,079, outperforming the Greater Sydney benchmarks of $60,817 and $83,003. Factoring in a 10.32% rise in the Wage Price Index since financial year 2023, updated estimates as of March 2026 indicate a median of roughly $68,162 and an average of $93,859. Census metrics show personal, household, and family earnings situated between the 69th and 82nd percentiles across Australia.
Among weekly earnings bands, the $1,500 - 2,999 tier is largest, accounting for 30.4% of individuals (2,326 people), closely paralleling the 30.9% regional proportion. Moreover, 37.4% receive weekly incomes above $3,000, illustrating substantial local affluence. Even though residential costs absorb 15.1% of income, elevated earnings position post-housing disposable funds at the 82nd percentile, with the district ranking in the 8th decile for SEIFA income.
Frequently Asked Questions - Income
Avoca Beach - Copacabana had 2,530 occupied dwellings at the 2021 Census, 90% detached houses and 5% apartments. 43% are owned with a mortgage, 19% rented and 37% owned outright. At that Census the median rent was $520 a week and the median mortgage repayment $2,438 a month, a total housing cost higher than 79% of areas nationally. Rent absorbs 22.8% of household income here and mortgage repayments 24.7%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
According to the latest Census, the housing landscape in Avoca Beach - Copacabana was dominated by standalone houses at 89.8% alongside 10.2% other dwellings (incorporating apartments, semi-detached, and alternative structures), contrasting with the Sydney metro split of 55.9% houses and 44.1% other dwellings. Outright property ownership reached 37.4%, substantially exceeding metropolitan rates, while mortgaged properties accounted for 43.4% and rental housing made up 19.2%. Monthly mortgage payments stood at a median of $2,438, above the Sydney metro median of $2,427, while typical weekly rent reached $520 compared to $470 across Sydney metro.
When benchmarked nationally, local mortgage commitments far exceed the Australian average of $1,863, and rental costs sit well above the nationwide level of $375.
Frequently Asked Questions - Housing
Avoca Beach - Copacabana counted 2,530 households at the 2021 Census, averaging 2.8 people each. 39% are couples with children, more than in 77% of areas nationally, against 30% couples without children. 17% of households are people living alone, and families average 1.8 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Families constitute 81.7% of occupied residences in the area, divided between couple families with children (39.3%), couples without children (29.6%), and single parent households (12.1%). The other 18.3% consists of non-family living arrangements, encompassing single-person homes at 16.5% and group residences at 1.8%. Typical household occupancy stands at 2.8 people, exceeding the 2.7 average found across Greater Sydney.
Frequently Asked Questions - Households
33.8% of adults in Avoca Beach - Copacabana hold a university qualification, including 23.6% with a bachelor degree and 6.8% with postgraduate qualifications, higher than 89% of areas nationally. A further 22.8% hold a vocational qualification. 2 schools serve the area, with 717 enrolment places and an average ICSEA of 1,076 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
Levels of formal education across Avoca Beach - Copacabana exceed regional standards, with 33.8% of individuals aged 15+ possessing higher education degrees, outperforming both the SA4 region (20.8%) and the SA3 area (25.7%). Within tertiary credentials, bachelor degrees represent 23.6%, postgraduate awards account for 6.8%, and graduate diplomas make up 3.4%. Vocational qualifications are likewise well established, with 36.5% of those aged 15+ holding vocational training, comprising certificates (22.8%) and advanced diplomas (13.7%). Student enrollment remains strong throughout the community, with 32.2% of the local population engaged in study. Primary school attendees comprise 10.7%, high school students represent 9.5%, and 4.9% are enrolled in tertiary studies.
Frequently Asked Questions - Education
Schools Detail
Public transport in Avoca Beach - Copacabana reaches 69 stops on 29 routes, timetabled for about 440 services a week. The typical home sits about 180 m from its nearest stop. Households keep an average of 1.8 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
Transit analysis indicates 69 operational public transport bus stops across Avoca Beach - Copacabana. These stops connect to 29 individual routes that generate 438 weekly passenger services. Accessibility is rated as excellent, with the typical distance from dwellings to the nearest stop standing at 175 meters. Given the area's residential character, outward commuting prevails, with private vehicles accounting for 92% of travel. Households average 1.8 vehicles per dwelling, exceeding the regional figure, while 41.1% of residents recorded working from home in the 2021 Census, potentially reflecting COVID-19 circumstances. Daily transport volume averages 62 trips across all bus lines, delivering an average of roughly 6 weekly trips at each stop.
Frequently Asked Questions - Transport
Transport Stops Detail
73.5% of residents in Avoca Beach - Copacabana report no long-term health condition, a healthier profile than 95% of areas nationally. 3.1% need daily assistance with core activities, and 61.6% hold private health cover. The standardised death rate runs at 3.0 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Evaluations of mortality statistics and chronic disease rates by AreaSearch reveal excellent overall health metrics for Avoca Beach - Copacabana, marked by minimal incidence of standard ailments across every demographic. Furthermore, private health insurance coverage is notably elevated, encompassing roughly 62% of all residents (4,714 people) in comparison to the Australian figure of 55.7%. Arthritis and asthma represent the top diagnosed conditions locally, affecting 6.9 and 6.8% of the populace respectively, while 73.5% of inhabitants reported no long-term medical issues, compared with 74.6% across Greater Sydney. Working-age cohorts display strong vitality with few chronic illnesses.
Seniors aged 65 and over constitute 20.3% of the community (1,554 people), exceeding the Greater Sydney proportion of 15.5%, while maintaining favorable health ratings comparable to nationwide standards.
Frequently Asked Questions - Health
Avoca Beach - Copacabana is largely Australian-born, at 80.5% of residents, with 5.1% speaking a language other than English at home. The largest reported ancestries are English (32.4%) and Australian (26.8%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Cultural diversity measures in Avoca Beach - Copacabana sit below broader averages, as 80.5% of residents were born in Australia, 91.7% hold Australian citizenship, and 94.9% speak solely English within the household. Christianity is the primary declared religious affiliation, practiced by 48.3% of residents. The most noticeable deviation from wider trends occurs with Judaism, representing 0.5% of the local population versus 0.8% across Greater Sydney. Ancestral backgrounds reported by residents are led by English heritage at 32.4% (well above the 19.0% regional benchmark), Australian heritage at 26.8% (compared to 17.8% across the region), and Irish heritage at 10.6%.
Other distinctive ancestral shares include Welsh ancestry at 0.9% locally (against 0.4% regionally), French ancestry at 0.8% (versus 0.5%), and Russian ancestry at 0.4% (aligning with 0.4% regionally).
Frequently Asked Questions - Diversity
The median resident of Avoca Beach - Copacabana is 43. 19.6% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
Demographic indicators reflect a mature age profile in Avoca Beach - Copacabana. According to estimates updated to August 2026, mature adults and early retirees (45 - 64) account for 29.7% of the community compared to 22.6% regionally, while young to middle-aged adults (25 - 44) comprise 15.8%, well under the 31.4% recorded across Greater Sydney. The estimated median age of 43 mirrors the 2021 Census result, sitting 6 years above the Greater Sydney median of 37 and higher than the Australian median of 38 recorded at that Census. The most noticeable demographic shift following the Census occurred in the 25 - 44 bracket, declining from 19.3% to an estimated 15.8%.
Projections through to 2041 anticipate the strongest numerical increase within senior demographics (65+), rising by 326 residents (21%) to reach 1,880, while counts of children, young adults, and young-to-middle-aged adults are anticipated to decline.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Avoca Beach - Copacabana
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.
Everything is aggregated to the SA2 boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | Aug 2026 last month headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | Aug 2026 last month headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Aug 2026 last month headline measures · Jun 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Aug 2026 last month all 21 measures |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026. | ||
| Infrastructure projects | Infrastructure Australia, Local governments Daily | May 2026 4 months ago all 2 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 6 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Aug 2026 last month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 2 months ago headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Jul 2026 2 months ago all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 45 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (7,513 at the 2021 Census → 7,653 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (102011028). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.