Avoca Beach - Copacabana

Avoca Beach - Copacabana is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends

Avoca Beach - Copacabana's population was 7,513 as of Nov 2021. By Nov 2025, it is projected to reach 7,570, an increase of 57 people (0.8%) since the census. This change is inferred from ABS estimates and additional validated addresses. The population density is approximately 1,175 persons per square kilometer. Avoca Beach - Copacabana's growth rate is competitive with other areas assessed by AreaSearch, being within 1.5 percentage points of the SA3 area's growth (2.3%). Overseas migration contributed around 64.1% of population gains recently.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022, and NSW State Government's SA2 level projections for areas not covered by this data, released in 2022 with a base year of 2021. Growth rates by age group are applied to all areas from 2032 to 2041. By 2041, Avoca Beach - Copacabana's population is expected to expand by 128 persons, reflecting an increase of 1.7% over the 17 years.

AreaSearch assessment of residential development drivers sees a low level of activity in Avoca Beach - Copacabana, placing the area among the bottom 25% of areas assessed nationally

Avoca Beach - Copacabana has seen approximately 29 new homes approved annually over the past five financial years, totalling 146 homes. As of FY-26, 9 approvals have been recorded. The population has fallen during this period, suggesting that new supply is keeping pace with demand, offering buyers good choice. New properties are constructed at an average value of $1,064,000, indicating a focus on the premium market segment.

This financial year has seen $7.8 million in commercial approvals, reflecting the area's primarily residential nature. Compared to Greater Sydney, Avoca Beach - Copacabana maintains similar construction rates per person, consistent with broader market balance, although recent activity has eased slightly. Recent construction comprises 72.0% standalone homes and 28.0% medium and high-density housing, preserving the area's traditional suburban character. This represents a change from the current housing mix of 90.0% houses, likely due to reduced development site availability and shifting lifestyle demands.

With around 342 people per approval, Avoca Beach - Copacabana is considered a low density area. By 2041, it is projected to grow by 128 residents, with current construction levels expected to meet demand adequately, creating favourable conditions for buyers while potentially enabling growth that exceeds current forecasts.

Avoca Beach - Copacabana has emerging levels of nearby infrastructure activity, ranking in the 34thth percentile nationally

No infrastructure changes are expected in the area at present. No major projects have been identified by AreaSearch that may impact the region. Key initiatives include Aria Terrigal, Terrigal Boardwalk and Rockpool Restoration, Terrigal Public School Upgrade, and Crowne Plaza Terrigal Pacific Hotel Refurbishment.

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AreaSearch analysis of employment trends sees Avoca Beach - Copacabana performing better than 90% of local markets assessed across Australia

Avoca Beach - Copacabana has a well-educated workforce as of June 2025. The unemployment rate is 1.2%, with an estimated employment growth of 2.5% over the past year.

There are 4,086 residents in work, with an unemployment rate of 3.0%, lower than Greater Sydney's rate of 4.2%. Workforce participation is 64.4%, compared to Greater Sydney's 60.0%. Key industries include health care & social assistance, construction, and education & training. Construction shows strong specialization, with an employment share 1.5 times the regional level.

Finance & insurance has limited presence, at 3.7% compared to 7.3% regionally. Employment opportunities appear limited locally based on Census data. Between June 2024 and June 2025, employment levels increased by 2.5%, labour force by 2.7%, raising the unemployment rate by 0.2 percentage points. Comparatively, Greater Sydney saw employment growth of 2.6% and a 0.3 percentage point rise in unemployment. Statewide, NSW employment contracted by 0.03% (losing 2,260 jobs) as of Nov-25, with an unemployment rate of 3.9%. Nationally, the unemployment rate was 4.3%. Jobs and Skills Australia's national employment forecasts from May-25 project a 6.6% increase over five years and 13.7% over ten years. Applying these projections to Avoca Beach - Copacabana's industry mix suggests local employment should increase by 7.1% over five years and 14.5% over ten years, assuming constant population projections for illustrative purposes.

Income metrics indicate excellent economic conditions, with the area achieving higher performance than 75% of national locations assessed by AreaSearch

AreaSearch's latest postcode level ATO data for financial year 2022 shows Avoca Beach - Copacabana SA2 had a median income among taxpayers of $57,293 and an average of $84,780. These figures are notably high compared to national averages and Greater Sydney's median of $56,994 and average of $80,856. Based on Wage Price Index growth since financial year 2022, estimates for September 2025 would be approximately $64,518 (median) and $95,471 (average). Census data indicates Avoca Beach - Copacabana's household, family, and personal incomes rank highly nationally, between the 69th and 82nd percentiles. Income brackets show that 30.4% of its population falls within the $1,500 - $2,999 range, similar to metropolitan regions where 30.9% occupy this bracket. The suburb demonstrates affluence with 37.4% earning over $3,000 per week, supporting premium retail and service offerings. High housing costs consume 15.1% of income, but strong earnings place disposable income at the 82nd percentile nationally, with the area's SEIFA income ranking placing it in the 8th decile.

Avoca Beach - Copacabana is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Dwelling structure in Avoca Beach - Copacabana, as evaluated at the latest Census held on 9 August 2016, comprised 89.8% houses and 10.2% other dwellings (semi-detached, apartments, 'other' dwellings). This compares to Sydney metropolitan area's figures of 74.2% houses and 25.9% other dwellings. The level of home ownership in Avoca Beach - Copacabana was 37.4%, with the remainder of dwellings either mortgaged (43.4%) or rented (19.2%). The median monthly mortgage repayment in the area was $2,438, compared to Sydney metropolitan average of $2,150 and national average of $1,863. The median weekly rent figure was recorded at $520, which is higher than both Sydney metropolitan ($400) and national averages ($375).

Avoca Beach - Copacabana features high concentrations of family households, with a higher-than-average median household size

Family households account for 81.7% of all households, including 39.3% couples with children, 29.6% couples without children, and 12.1% single parent families. Non-family households make up the remaining 18.3%, with lone person households at 16.5% and group households comprising 1.8%. The median household size is 2.8 people, which is larger than the Greater Sydney average of 2.5.

Avoca Beach - Copacabana shows strong educational performance, ranking in the upper quartile nationally when assessed across multiple qualification and achievement indicators

Educational attainment in Avoca Beach - Copacabana is significantly higher than broader benchmarks. 33.8% of residents aged 15+ have university qualifications, compared to 20.8% in the SA4 region and 25.7% in the SA3 area. Bachelor degrees are the most common at 23.6%, followed by postgraduate qualifications (6.8%) and graduate diplomas (3.4%). Vocational credentials are also prominent, with 36.5% of residents aged 15+ holding them - advanced diplomas at 13.7% and certificates at 22.8%.

Educational participation is high, with 32.2% of residents currently enrolled in formal education. This includes 10.7% in primary education, 9.5% in secondary education, and 4.9% pursuing tertiary education.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

The public transport analysis indicates that there are 65 active transport stops operating within Avoca Beach - Copacabana. These stops offer a mix of bus services. The study reveals that these stops are serviced by 29 individual routes, collectively providing 355 weekly passenger trips.

Transport accessibility is rated as excellent, with residents typically located 175 meters from the nearest transport stop. Service frequency averages 50 trips per day across all routes, equating to approximately 5 weekly trips per individual stop.

Avoca Beach - Copacabana's residents are extremely healthy with very low prevalence of common health conditions across all age groups

Analysis of health metrics indicates strong performance throughout Avoca Beach - Copacabana, with very low prevalence of common health conditions across all age groups. The rate of private health cover is exceptionally high at approximately 62% of the total population (4,723 people), compared to 54.7% across Greater Sydney and a national average of 55.3%. The most common medical conditions in the area are arthritis and asthma, impacting 6.9 and 6.8% of residents respectively, while 73.5% of residents declare themselves completely clear of medical ailments compared to 64.8% across Greater Sydney.

The area has 19.8% of residents aged 65 and over (1,498 people), which is lower than the 24.5% in Greater Sydney. Health outcomes among seniors are particularly strong, broadly in line with the general population's health profile.

Avoca Beach - Copacabana ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics

Avoca Beach-Copacabana showed below average cultural diversity, with 80.5% born in Australia, 91.7% being citizens, and 94.9% speaking English only at home. Christianity was the predominant religion, at 48.3%. Judaism, however, was overrepresented at 0.5%, compared to Greater Sydney's 0.2%.

Top ancestry groups were English (32.4%), Australian (26.8%), and Irish (10.6%). Welsh (0.9% vs regional 0.7%) and French (0.8% vs 0.5%) were notably overrepresented, while Russian showed similar representation (0.4% vs 0.4%).

Avoca Beach - Copacabana's median age exceeds the national pattern

The median age in Avoca Beach - Copacabana is 43 years, which is higher than Greater Sydney's average of 37 years and exceeds the national average of 38 years. The age profile shows that individuals aged 55-64 years make up 15.2% of the population, while those aged 25-34 years comprise only 4.7%. Between 2021 and present, the percentage of individuals aged 15-24 years has increased from 12.5% to 14.5%, while those aged 75-84 years have risen from 5.1% to 6.3%. Conversely, the percentage of individuals aged 25-34 years has decreased from 6.8% to 4.7%. By 2041, demographic projections indicate significant shifts in Avoca Beach - Copacabana's age structure. The number of individuals aged 85 and above is projected to grow by 253 people (175%), increasing from 144 to 398. Notably, the combined age groups of 65 and above will account for 96% of total population growth, reflecting the area's aging demographic profile. Conversely, the populations aged 25-34 years and 55-64 years are expected to decline.