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2021 Census | -- people
Sales Activity
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Population
Wamberal has seen population growth performance typically on par with national averages when looking at short and medium term trends
As of November 2025, the population of Wamberal is estimated at around 7,108 people. This figure reflects an increase of 117 individuals since the Census in 2021, which reported a population of 6,991. The recent estimate is inferred from AreaSearch's validation of resident population data, which stands at 7,107 following examination of the latest ERP data release by the ABS in June 2024, along with three additional validated new addresses since the Census date. This results in a population density ratio of approximately 810 persons per square kilometer, aligning with averages seen across locations assessed by AreaSearch. Over the past decade, Wamberal has exhibited resilient growth patterns, with a compound annual growth rate of 1.0%, outpacing the SA3 area. Overseas migration contributed around 63.0% of overall population gains during recent periods in the suburb.
For future projections, AreaSearch is utilising ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. Where data is not available, NSW State Government's SA2 level projections from 2022 with a base year of 2021 are used instead. Growth rates by age group from these aggregations are applied to all areas for the years 2032 to 2041. By 2041, the suburb is expected to increase its population by approximately 494 persons, reflecting a total increase of 6.8% over the 17-year period based on aggregated SA2-level projections.
Frequently Asked Questions - Population
Development
Residential development activity is lower than average in Wamberal according to AreaSearch's national comparison of local real estate markets
Based on AreaSearch analysis of ABS building approval numbers, allocated from statistical area data, Wamberal averaged around 14 new dwelling approvals each year over the past five financial years, totalling an estimated 74 homes. So far in FY-26, 2 approvals have been recorded. With an average of 2.3 new residents per year gained for each dwelling built between FY-21 and FY-25, reflecting robust demand that underpins property values, new homes are being built at an average expected construction cost value of $741,000, indicating a focus on the premium market with high-end developments. Additionally, $2.4 million in commercial development approvals have been recorded this financial year, suggesting limited commercial development focus.
When measured against Greater Sydney, Wamberal shows approximately 56% of the construction activity per person and places among the 23rd percentile of areas assessed nationally, resulting in relatively constrained buyer choice that supports interest in existing dwellings. This is also below average nationally, reflecting the area's maturity and possible planning constraints. Recent construction comprises 67.0% detached houses and 33.0% townhouses or apartments, featuring an increasing blend of attached housing types offering choices across price ranges, from spacious family homes to more accessible compact options. This represents a notable shift from the area's existing housing composition (currently 87.0% houses), indicating decreasing availability of developable sites and reflecting changing lifestyles and the need for more diverse, affordable housing options. The estimated count of 707 people in the area per dwelling approval reflects its quiet, low activity development environment.
Looking ahead, Wamberal is expected to grow by 481 residents through to 2041 (from the latest AreaSearch quarterly estimate). With current construction levels, housing supply should adequately meet demand, creating favourable conditions for buyers while potentially enabling growth that exceeds current forecasts.
Frequently Asked Questions - Development
Infrastructure
Wamberal has very high levels of nearby infrastructure activity, ranking in the top 20% nationally
The area's performance is significantly influenced by changes in local infrastructure, major projects, and planning initiatives. AreaSearch has identified 19 projects that are anticipated to impact the area. Notable projects include Central Coast Highway Upgrade - Wamberal to Bateau Bay, Wamberal Beach Coastal Protection Works, Central Coast Highway Upgrade - Wamberal to Bateau Bay, and Terrigal Public School Upgrade. The following list details those expected to be most relevant.
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Frequently Asked Questions - Infrastructure
Central Coast Highway Upgrade - Wamberal to Bateau Bay
The NSW Government is planning to upgrade the Central Coast Highway between Wamberal and Bateau Bay to improve traffic flow and safety. The project will deliver better connections for the growing Central Coast community and support the local economy through improved access.
Terrigal Public School Upgrade
Upgrade to provide the latest education facilities and accommodate the growing community, including a new building with 10 flexible learning spaces, upgraded administration facilities, disability car park with ramp access, and lift installation.
Wamberal Beach Coastal Protection Works
Comprehensive coastal protection strategy for Wamberal Beach including rock revetment, beach nourishment, and dune restoration to protect homes and infrastructure from coastal erosion. The project addresses the ongoing threat to waterfront properties from storm surge and sea level rise.
Crowne Plaza Terrigal Pacific Hotel Refurbishment
Major refurbishment of the iconic Crowne Plaza Terrigal Pacific including guest room renovations, restaurant and bar upgrades, conference facilities enhancement, and exterior improvements.
Central Coast Highway Upgrade - Wamberal to Bateau Bay
NSW Government program to widen approximately 3.6-3.8km of Central Coast Highway between Wamberal and Bateau Bay to two lanes each way, improve intersections, and enhance active transport and bus facilities. Current works are focused on the Central Coast Highway and Tumbi Road intersection, replacing the roundabout with traffic lights and widening approaches to address congestion and improve safety.
Terrigal CBD Traffic Flow Improvements
Traffic flow improvements in Terrigal CBD including intersection upgrades, new traffic signals, improved pedestrian crossings, and enhanced parking arrangements to reduce congestion. Stage 1 completed in October 2018; Stage 2 funding not secured.
Wamberal Lagoon Water Quality Improvement
Multi-phase project to improve water quality in Wamberal Lagoon through wetland restoration, sediment management, and pollution source control. The project includes community education programs and long-term monitoring systems.
Wamberal Road Hazard Reduction Works
Road safety improvement works along Wamberal Road including installation of safety barriers, improved signage, line marking upgrades, and vegetation clearing to enhance sight lines. The project addresses identified accident black spots.
Employment
AreaSearch analysis of employment trends sees Wamberal performing better than 90% of local markets assessed across Australia
Wamberal has a highly educated workforce with significant representation in essential services sectors. Its unemployment rate was 1.4% as of June 2025, lower than Greater Sydney's 4.2%.
Employment growth over the past year was estimated at 2.5%. The area had 3,892 residents employed in June 2025, with a workforce participation rate of 64.9%, compared to Greater Sydney's 60.0%. Key industries for employment among residents were health care & social assistance, construction, and education & training. Health care & social assistance was particularly strong, with an employment share 1.3 times the regional level.
Finance & insurance had limited presence at 4.1% compared to the regional average of 7.3%. Employment opportunities locally may be limited as indicated by the count of Census working population versus resident population. In the 12-month period ending June 2025, employment increased by 2.5%, labour force by 2.8%, causing unemployment to rise by 0.2 percentage points. This compares to Greater Sydney where employment grew by 2.6%, labour force expanded by 2.9%, and unemployment rose by 0.3 percentage points. Jobs and Skills Australia's national employment forecasts from Sep-22 suggest that over five years, national employment is forecast to expand by 6.6% and over ten years by 13.7%. Applying these projections to Wamberal's employment mix suggests local employment should increase by 7.1% over five years and 14.4% over ten years.
Frequently Asked Questions - Employment
Income
Income metrics indicate excellent economic conditions, with the area achieving higher performance than 75% of national locations assessed by AreaSearch
AreaSearch released postcode level ATO data for financial year 2022. Wamberal's median income among taxpayers was $57,465 with an average of $86,724. Nationally, this is extremely high compared to Greater Sydney's median of $56,994 and average of $80,856. As of September 2025, current estimates would be approximately $64,711 (median) and $97,660 (average), based on Wage Price Index growth of 12.61% since financial year 2022. According to the 2021 Census figures, household incomes rank exceptionally at the 88th percentile ($2,407 weekly). The earnings profile shows that 27.8% of residents (1,976 people) fall within the $1,500 - 2,999 bracket, aligning with regional trends where this cohort likewise represents 30.9%. Economic strength is evident through 40.1% of households achieving high weekly earnings exceeding $3,000, supporting elevated consumer spending. Housing accounts for 14.3% of income while strong earnings rank residents within the 88th percentile for disposable income. The area's SEIFA income ranking places it in the 9th decile.
Frequently Asked Questions - Income
Housing
Wamberal is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership
Wamberal's dwelling structures, as per the latest Census, consisted of 87.4% houses and 12.7% other dwellings (semi-detached, apartments, 'other' dwellings), compared to Sydney metro's 74.2% houses and 25.9% other dwellings. Home ownership in Wamberal was at 38.0%, similar to Sydney metro, with mortgaged dwellings at 44.6% and rented ones at 17.5%. The median monthly mortgage repayment was $2,500, higher than the Sydney metro average of $2,150. Median weekly rent in Wamberal was $500, compared to Sydney metro's $400. Nationally, Wamberal's mortgage repayments were significantly higher at $2,500 versus the Australian average of $1,863, and rents were substantially above the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Wamberal features high concentrations of family households, with a higher-than-average median household size
Family households constitute 80.3% of all households, including 42.0% couples with children, 28.1% couples without children, and 9.9% single parent families. Non-family households comprise the remaining 19.7%, with lone person households at 16.7% and group households making up 2.9%. The median household size is 2.9 people, larger than the Greater Sydney average of 2.5.
Frequently Asked Questions - Households
Local Schools & Education
Wamberal shows strong educational performance, ranking in the upper quartile nationally when assessed across multiple qualification and achievement indicators
Wamberal's educational attainment is notably higher than broader averages. Among residents aged 15+, 31.4% have university qualifications compared to the SA4 region's 20.8%. Bachelor degrees are most common at 22.2%, followed by postgraduate qualifications (6.3%) and graduate diplomas (2.9%). Vocational credentials are also prevalent, with 36.7% of residents aged 15+ holding such qualifications - advanced diplomas at 13.1% and certificates at 23.6%.
Educational participation is high, with 32.5% currently enrolled in formal education, including 10.7% in primary, 9.9% in secondary, and 5.1% in tertiary education. Wamberal Public School serves the local area, enrolling 522 students as of a specific date (not specified). The school focuses exclusively on primary education, with ICSEA score of 1051 indicating above-average socio-educational conditions. Secondary options are available in nearby areas due to limited local school capacity - Wamberal offers only 7.3 places per 100 residents compared to the regional average of 15.9.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Public transport analysis reveals 66 active transport stops operating within Wamberal. These stops are serviced by a mix of buses, with 83 individual routes providing collective weekly passenger trips totaling 1,240. Transport accessibility is rated excellent, with residents typically located 155 meters from the nearest stop.
Service frequency averages 177 trips per day across all routes, equating to approximately 18 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Wamberal's residents are extremely healthy with both young and old age cohorts seeing low prevalence of common health conditions
Analysis shows strong health performance across Wamberal. Both young and elderly cohorts have low prevalence of common conditions. Private health cover stands at approximately 61% (4,346 people), higher than Greater Sydney's 54.7%.
Nationally, it averages 55.3%. Common conditions are asthma (7.3%) and arthritis (7.0%). 72.4% report no medical ailments, compared to Greater Sydney's 64.8%. Seniors make up 19.7%, lower than Greater Sydney's 24.5%. Senior health outcomes align with the general population's profile.
Frequently Asked Questions - Health
Cultural Diversity
Wamberal ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics
Wamberal, as per the census conducted on the 29th of August 2016, showed a lower than average cultural diversity level. The Australian-born population was recorded at 84.1%, with 92.2% being citizens and 94.8% speaking English only at home. Christianity stood as the predominant religion, comprising 52.8%.
Notably, Judaism, although a minority, showed an overrepresentation in Wamberal at 0.1%, compared to Greater Sydney's 0.2%. In terms of ancestry, the top three groups were English (31.6%), Australian (30.1%), and Irish (9.2%). Significant differences existed in the representation of certain ethnic groups: Welsh was notably higher at 1.0% than the regional average of 0.7%, South African stood at 0.6% compared to 0.5%, and Lebanese at 0.4% versus 0.3%.
Frequently Asked Questions - Diversity
Age
Wamberal's median age exceeds the national pattern
Wamberal has a median age of 40, which is slightly higher than Greater Sydney's figure of 37 and Australia's median age of 38. The 55-64 age group is notably over-represented in Wamberal at 12.7%, compared to the Greater Sydney average, while the 25-34 year-olds are under-represented at 7.6%. Between 2021 and present day, the 75-84 age group has grown from 5.1% to 6.5% of the population, and the 85+ cohort has increased from 1.9% to 3.1%. Conversely, the 25-34 age group has declined from 8.9% to 7.6%. By 2041, demographic modeling suggests significant changes in Wamberal's age profile. The 85+ age cohort is projected to increase by 304 people (138%), from 220 to 525. Notably, the combined 65+ age groups will account for 76% of total population growth, reflecting the area's aging demographic trend. Meanwhile, the 25-34 and 5-14 cohorts are expected to experience population declines.