Area profile · Greater Sydney
Terrigal - North Avoca has an estimated 15,706 residents, up 5.8% since the 2021 Census, with 17 projects tracked in Terrigal - North Avoca.
Updated 14 Oct 2026.
Order a reportDraw your own catchment
You are viewing the free Snapshot. Dashboard puts rankings, rents, projects and services on one screen, and Full adds every chapter with charts and maps. Dashboard and Full are included with AreaSearch Operator and Pro, or unlocked by the area's Area Expert. You need to log in to open them.
Located 51 kilometres north-northeast from Sydney CBD, the Terrigal - North Avoca Statistical Area (Lv2) represents an expanding coastal community renowned for its natural beauty and dynamic lifestyle. The region features picturesque shoreline environments, highlighted by the clear waters and golden sand of Terrigal Beach alongside the tranquil setting of North Avoca Beach, a popular retreat for swimming and surfing. Scenic landmarks such as the iconic Skillion headland provide panoramic lookouts for sightseeing and seasonal whale watching. Complementing this coastal setting is a vibrant social scene supported by a bustling collection of cafes, restaurants, and boutique shops, establishing the area as a thriving destination for leisure and recreation.
Demographic estimates compiled by AreaSearch indicate that Terrigal - North Avoca has reached an Estimated Resident Population (ERP) of approximately 15,706 as of Aug 2026, incorporating an ABS figure of 15,631 as of June 2025 and 101 Validated New Addresses since the 2021 Census.
Free with an AreaSearch account. Pro is not needed.Free. Built in your browser.
01Profile
The analysis, national rankings and who lives there.
Located 51 kilometres north-northeast from Sydney CBD, the Terrigal - North Avoca Statistical Area (Lv2) represents an expanding coastal community renowned for its natural beauty and dynamic lifestyle. The region features picturesque shoreline environments, highlighted by the clear waters and golden sand of Terrigal Beach alongside the tranquil setting of North Avoca Beach, a popular retreat for swimming and surfing. Scenic landmarks such as the iconic Skillion headland provide panoramic lookouts for sightseeing and seasonal whale watching. Complementing this coastal setting is a vibrant social scene supported by a bustling collection of cafes, restaurants, and boutique shops, establishing the area as a thriving destination for leisure and recreation.
Demographic estimates compiled by AreaSearch indicate that Terrigal - North Avoca has reached an Estimated Resident Population (ERP) of approximately 15,706 as of Aug 2026, incorporating an ABS figure of 15,631 as of June 2025 and 101 Validated New Addresses since the 2021 Census.
Estimated resident population by year (ABS, not Census counts): 11,850 in 2001 and 15,631 in 2025. The dashed segment ends at the AreaSearch estimate for Aug 2026: 15,706 (ABS June 2025 base).
Share of residents in each age band (ABS age profile, scaled to the Aug 2026 AreaSearch estimate). Largest: 45 to 54, 14%.
Share of households in each weekly household income band (2021 Census). Largest: $1,500 - 2,999, 28.5%.
Terrigal - North Avoca ranks in the 97th percentile nationally for employment drivers and the 94th for health.
Each bar and spoke is a national percentile; the dashed ring is the typical area. 99th = higher than 99 in every 100 neighbourhood-sized areas across Australia (ABS SA2 areas). Higher means more of the measure, not necessarily better. Orange marks the top three measures where a higher percentile is better; not Age, Housing or Housing Cost.
02Market and pipeline
Rents, sale prices and what is being built.
The median rent in Terrigal - North Avoca is $810 a week, up 3.2% over 12 months to Jun 2026 and 3% above Greater Sydney. The gross rental yield across all dwellings is 2.7%.
3% above Greater Sydney on median weekly rent
Median weekly rent by year, lodged bonds. Houses (solid line): $550 in 2017, $880 in 2026; Units (dashed orange line): $413 in 2017, $677 in 2026. The latest is to Jun 2026.
Some rents are estimated from nearby areas.
Yield is indicative: rents and sales come from different property pools.
| Address | Sale price | Settled | Address type |
|---|---|---|---|
| 28 Port Jackson Road, Terrigal NSW 2260 | $1,800,000 | 28 Sep 2026 | Street address |
| 44 Beaufort Road, Terrigal NSW 2260 | $1,540,000 | 28 Sep 2026 | Street address |
| 55 Barnhill Road, Terrigal NSW 2260 | $2,310,000 | 24 Sep 2026 | Street address |
| 17 Sheffield Drive, Terrigal NSW 2260 | $200,000 | 23 Sep 2026 | Street address |
| 101 Kings Avenue, Terrigal NSW 2260 | $1,850,000 | 18 Sep 2026 | Street address |
| 6 Lisa Avenue, Terrigal NSW 2260 | $1,250,000 | 17 Sep 2026 | Street address |
| 1 Mayfair Close, Terrigal NSW 2260 | $1,530,000 | 16 Sep 2026 | Street address |
| 12 Parry Avenue, Terrigal NSW 2260 | $950,000 | 14 Sep 2026 | Street address |
| 22 Hillcrest Street, Terrigal NSW 2260 | $2,700,000 | 11 Sep 2026 | Street address |
| 16 Holmes Road, Terrigal NSW 2260 | $1,590,000 | 11 Sep 2026 | Street address |
The 10 most recent of the 48 residential sales recorded since 6 Jul 2026 (the latest settled 28 Sep 2026), newest first. The median of these 48, houses and units together, was $1,515,000 (a different set from the medians above). Source: NSW Valuer General / AreaSearch, to September 2026. Commercial, vacant land and nominal sales are left out. Unit means the address has a unit number; a street address has none.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Median rent | $810 a week | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Change in median rent over 12 months | +3.2% | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Gross rental yield, all dwellings | 2.7% | AreaSearch estimate, indicative: rents and sales come from different property pools | |
| Median house price | $1.60m | Contract-date median, 2026 to date | |
| Median unit price | $1.13m | Contract-date median, 2026 to date |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Median price, latest residential sales | $1,515,000 | Median of the 48 most recent residential sales, settled 6 Jul 2026 to 28 Sep 2026, NSW Valuer General / AreaSearch | |
| Median rent, houses | $880 a week | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Change in median rent for houses over 12 months | +1.2% | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Median rent, units | $677 a week | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Change in median rent for units over 12 months | +8.4% | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Gross rental yield, houses | 2.9% | AreaSearch estimate, indicative: rents and sales come from different property pools | |
| Gross rental yield, units | 2.9% | AreaSearch estimate, indicative: rents and sales come from different property pools | |
| Median rent, Gosford | $677 a week | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Change in median rent, Gosford, over 12 months | +6.9% | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Median rent, Central Coast | $655 a week | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Change in median rent, Central Coast, over 12 months | +7.7% | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Median rent, Greater Sydney | $789 a week | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Change in median rent, Greater Sydney, over 12 months | +5.3% | Rental bond lodgements, median for the 12 months to Jun 2026 |
See the development applications we track, then draw your own catchment and map retailers, health, schools and more.
Status of the 158 tracked applications: 68 approved, 45 under assessment, 45 other (refused, withdrawn or no status).
Add retailers, health, schools and development applications around Terrigal - North Avoca, then export the list.
The map builder can plot
AreaSearch tracks 17 projects in Terrigal - North Avoca (3 under construction) and 72 more in the surrounding area.
Transport for NSW is planning a major upgrade of the Central Coast Highway between Wamberal and Bateau Bay to improve traffic flow, safety and network resilience.
Major upgrade to Wamberal Community Park including new playground equipment, improved sports facilities, additional parking, and enhanced landscaping. The project aims to provide better recreational facilities for the growing local community.
Road safety improvement works along Wamberal Road including installation of safety barriers, improved signage, line marking upgrades, and vegetation clearing to enhance sight lines. The project addresses identified accident black spots.
Long-term coastal erosion protection strategy for Wamberal Beach on the NSW Central Coast, developed under Central Coast Council's Open Coast Coastal Management Program (CMP).
Extension of the Central Coast coastal cycleway through Wamberal, connecting to existing paths and providing safe cycling infrastructure from Terrigal to The Entrance. The project includes new bridge crossings and improved lighting for enhanced safety.
Four-storey shop-top housing development opposite Terrigal Beach with 12 apartments above ground-floor retail (approx. 364 sqm), basement parking for 28 vehicles, and demolition of existing two-storey retail strip at the corner of Campbell Crescent.
Four-storey mixed-use shop-top housing proposal comprising ground-floor retail (5 premises), 10 residential apartments over three levels, basement parking (~19 spaces) and a communal rooftop terrace at the western gateway to Terrigal village. DA lodged for 12 and 12A Kurrawyba Avenue and currently under assessment by Central Coast Council.
Modernisation of Wamberal bus interchange with improved passenger facilities, real-time information displays, weather protection, and better accessibility features. The upgrade supports the expanded Central Coast bus network.
Central Coast Council is replacing aging sewer infrastructure along The Entrance Road in Wamberal to improve reliability and environmental protection. The project involves installing new rising mains and pump station upgrades to serve the growing coastal community.
Comprehensive stormwater infrastructure upgrade for Wamberal including new drainage systems, water quality improvement devices, and flood mitigation measures. The project addresses increased rainfall intensity and urban development pressures.
The Terrigal Boardwalk is a 277-metre-long raised walking platform providing improved pedestrian access between Terrigal Beach promenade and The Haven. The project includes restoration of the adjacent rockpool with a new access ramp, pathways, and environmental protection measures. It delivers social, health, and economic benefits to the community.
New mobile communications tower to improve cellular coverage and data speeds in the Wamberal area. The 35-meter tower will provide enhanced 5G services and improve emergency communications capabilities for the coastal community.
Images marked AI impression are illustrative only and not photographs of the project; follow the project links for actual imagery. Original imagery? Contact us.
Estimated completion year of the 38 projects in and around the area that are not yet completed and have one: 2025 1, 2026 12, 2027 12, 2028 8, 2029 1, 2030 3, 2031 0, 2032 0, 2033 0, 2034 0, 2035 1. 25 have no completion year.
AreaSearch has tracked 158 substantial development applications lodged in and around Terrigal - North Avoca over the past 5 years, 114 in the last 12 months; 45 are recorded as under assessment. Coverage varies by council.
Applications per year (dashed: part year): 2021 (part year) 4, 2022 11, 2023 11, 2024 10, 2025 10, 2026 (to Oct) 112.
Key application 92-96 Terrigal Esplanade, Terrigal Retail | $24m | 12 dwellings | 4 storeys Under Assessment
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Tracked applications | 158 | Tracked by AreaSearch, in and around the area, last 5 years | |
| Tracked, last 12 months | 114 | Tracked by AreaSearch, in and around the area | |
| ABS building approvals | 2.8 per 1,000 people | ABS building approvals | 37th percentile nationally |
| Average approvals a year | 42 | ABS building approvals | 53rd percentile nationally |
| Applications approved | 68 | Tracked by AreaSearch, in and around the area, last 5 years | |
| Applications under assessment | 45 | Tracked by AreaSearch, in and around the area, last 5 years |
Key infrastructure and planning changes likely to influence the Terrigal - North Avoca SA2 include: Central Coast Highway Upgrade - Wamberal to Bateau Bay (Planning); Wamberal Beach Coastal Protection Works (Planning); 92-98 Terrigal Esplanade Shop-top Housing (Mixed Use) (Under Assessment); 12 Kurrawyba Avenue Shop Top Housing (Under Assessment); and Terrigal Esplanade Private Access Stairs Development (Completed). These projects represent significant developments that will shape the area's future infrastructure landscape.
Infrastructure development impacting the Terrigal - North Avoca SA2 spans multiple sectors including Environmental & Disaster Management, Transport & Logistics, and Sports & Recreation, among others.
The long-run outlook for infrastructure is part of AreaSearch Operator and Pro. Log in to see the forecast detail in Full.
On AreaSearch's development drivers ranking, recent residential development output has been above average within Terrigal - North Avoca when compared nationally.
Dwelling approval activity in the Terrigal - North Avoca SA2 area has seen 103 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The Terrigal - North Avoca SA2's current population of 15,706 has been supported by 42 approvals on average over recent years.
The Terrigal - North Avoca SA2 has seen 2.8 approvals per 1,000 people in recent years, compared to 6.2 approvals in Greater Sydney. This means that one dwelling has been approved for every 359 people in the Terrigal - North Avoca SA2, compared to one for every 165 in Greater Sydney.
The long-run outlook for development is part of AreaSearch Operator and Pro. Log in to see the forecast detail in Full.
Looking at development activity over the past five years, the Terrigal - North Avoca SA2's approval levels have been below the yearly average of 42, indicating a recent decline in approval activity.
Over the past five years, the population in the Terrigal - North Avoca SA2 has grown by approximately 797 people, while 212 residential approvals were recorded. This equates to a ratio of 3.8 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
03People
Population, age, income, work, education and more.
99th = higher than 99 in every 100 neighbourhood-sized areas across Australia (ABS SA2 areas). Higher means more of the measure, not necessarily better.
Population growth drivers in Terrigal - North Avoca are strong compared to national averages based on AreaSearch's ranking of recent, and medium to long-term trends.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Population | 15,706 | AreaSearch estimate, Aug 2026, from the ABS June 2025 base | |
| Growth since 2021 Census | +5.8% | AreaSearch estimate, Aug 2026, against the 2021 Census | 44th percentile nationally |
| Population density | 1,499 per km² | AreaSearch estimate, Aug 2026, from the ABS June 2025 base | 61st percentile nationally |
| Average yearly growth, 2020 to 2025 | +1.1% | ABS estimated resident population series to June 2025 | |
| Average yearly growth, 2015 to 2025 | +1.3% | ABS estimated resident population series to June 2025 |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Population at the 2021 Census | 14,849 | 2021 Census | |
| Residents added since the 2021 Census | 857 | AreaSearch estimate, Aug 2026, against the 2021 Census | |
| Average yearly growth, 2022 to 2025 | +1.6% | ABS estimated resident population series to June 2025 | |
| Population growth, 2024 to 2025 | +1.3% | ABS estimated resident population series to June 2025 | |
| Land area | 10.48 km² | AreaSearch boundary analysis |
Total population for the Terrigal - North Avoca SA2 was estimated to be approximately 15,706 as at Aug 2026. This is based upon an estimated resident population of 15,631 from the ABS up to June 2025.
The terrigal - north avoca sa2 has added approximately 857 people and shown a 5.77% increase from the 14,849 people recorded at the 2021 Census period.
The population density in the Terrigal - North Avoca SA2 is estimated at 1,499 persons per square kilometre based on the latest population estimate.
Over the past 10 years, the population in the Terrigal - North Avoca SA2 has shown a compound annual growth rate of 1.3% per annum.
Population growth in the Terrigal - North Avoca SA2 is driven by: Overseas migration (80.4%), Natural increase (19.6%), Interstate migration (0.0%). The primary driver is Overseas migration, contributing 80.4% of overall population gains.
Terrigal - North Avoca's median age exceeds the national pattern.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Median age | 43 years | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | 70th percentile nationally |
| Aged 65 and over | 22.7% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Children under 15 | 17.0% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 15 to 34 | 22.2% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 25 to 64 | 47.4% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Median age at the 2021 Census | 43 years | 2021 Census | |
| Aged 0 to 4 | 4.4% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 5 to 14 | 12.6% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 15 to 24 | 12.9% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 25 to 34 | 9.2% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 35 to 44 | 11.8% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 45 to 54 | 14.0% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 55 to 64 | 12.4% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 65 to 74 | 12.2% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 75 to 84 | 8.0% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 85 and over | 2.4% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate |
AreaSearch estimates the median age in the Terrigal - North Avoca SA2 at 43 years as at August 2026. That is in line with the 2021 Census figure of 43 years, on an age profile AreaSearch re-estimates for population change recorded since the Census.
At an estimated 43 years as at August 2026, Terrigal - North Avoca is 6 years older than the Greater Sydney 2021 Census average (37 years) and 5 years older than the national Census average (38 years).
On AreaSearch estimates updated to August 2026, the most over-represented age group in the Terrigal - North Avoca SA2 compared to the Greater Sydney region is the 65 - 74 group, making up 12.2% of the population.
On AreaSearch estimates updated to August 2026, the most under-represented age group in the Terrigal - North Avoca SA2 compared to the Greater Sydney region is the 25 - 34 group, making up 9.2% of the population.
Yes, certain age groups in the Terrigal - North Avoca SA2 show significant variance compared to Greater Sydney. The most over-represented age groups are 75-84 year-olds (8.0% vs 5.3%) and 65-74 year-olds (12.2% vs 8.2%). The most under-represented age group is 25-34 year-olds (9.2% vs 16.2%).
AreaSearch estimates children aged 0-14 years at 17.0% of the population in the Terrigal - North Avoca SA2 as at August 2026.
AreaSearch estimates people aged 65 and over at 22.7% of the population in the Terrigal - North Avoca SA2 as at August 2026.
The area exhibits notably strong income performance, ranking higher than 74% of areas assessed nationally through AreaSearch analysis.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Median taxable income (ATO) | $62,585 a year | ATO FY-24, annual | 65th percentile nationally |
| Average taxable income | $92,790 a year | ATO FY-24, annual |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Census household income / week | $2,130 | 2021 Census, weekly | 74th percentile nationally |
| Census personal income / week | $933 | 2021 Census, weekly | 71st percentile nationally |
| High-income households | 34.7% | 2021 Census | |
| Census family income / week | $2,506 | 2021 Census, weekly | |
| Low-income households | 17.2% | 2021 Census |
Based on Wage Price Index adjustments to June 2026, the estimated median taxable income in the Terrigal - North Avoca SA2 is approximately $66,578. The official ATO data from FY-24 recorded a median of $62,585.
Based on Wage Price Index adjustments to June 2026, the estimated average taxable income in the Terrigal - North Avoca SA2 is approximately $98,710. The official ATO data from FY-24 recorded an average of $92,790.
Based on Wage Price Index adjustments to June 2026, the estimated median taxable income in the Terrigal - North Avoca SA2 is approximately $66,578 compared to $67,214 in Greater Sydney. The official ATO data from FY-24 shows $62,585 and $63,183 respectively.
Based on Wage Price Index adjustments to June 2026, the estimated average taxable income in the Terrigal - North Avoca SA2 is approximately $98,710 compared to $92,214 in Greater Sydney. The official ATO data from FY-24 shows $92,790 and $86,684 respectively.
As per the 2021 Census, the weekly household income bracket containing the largest proportion of the Terrigal - North Avoca SA2's households (~28.6% / 1,553 households) is the $1,500 - 2,999 cohort.
The largest weekly household income cohort in the Terrigal - North Avoca SA2 is the $1,500 - 2,999 group, representing about 28.6% of households. In comparison, Greater Sydney's largest household income cohort is the $1,500 - 2,999 group, representing 30.9% of its households, according to the 2021 Census.
The 2021 Census data indicates that the median household income in the Terrigal - North Avoca SA2 is $2,130/wk.
According to the 2021 Census, the median family income in the Terrigal - North Avoca SA2 is $2,506/wk.
The 2021 Census shows that the median personal income in the Terrigal - North Avoca SA2 is $933/wk.
As per AreaSearch's latest postcode level ATO data released for FY-24, the Terrigal - North Avoca SA2's median income among taxpayers is $62,585, with an average of $92,790. This is extremely high nationally, and compares to Greater Sydney's median of $63,183 and average of $86,684. Based on Wage Price Index growth of 6.38% since FY-24, current estimates would be approximately $66,578 (median) and $98,710 (average) as of June 2026.
The estimated disposable income in the Terrigal - North Avoca SA2 is $7,785 per year according to AreaSearch analysis.
The terrigal - north avoca sa2's disposable income is $7,785 compared to $7,412 for Greater Sydney, based on AreaSearch analysis.
The exceptional employment performance in Terrigal - North Avoca places it among Australia's strongest labour markets.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Unemployment rate | 1.6% | ABS and DEWR labour data, compiled by AreaSearch | |
| Workforce participation | 66.4% | ABS and DEWR labour data, compiled by AreaSearch | |
| Employed residents | 8,484 | ABS and DEWR labour data, compiled by AreaSearch | |
| Daytime population | 13,145 | AreaSearch estimate of residents and workers present on a weekday | |
| Labour force | 8,620 | ABS and DEWR labour data, compiled by AreaSearch |
As of June 2026, the Terrigal - North Avoca SA2 has approximately 8,484 employed residents with an unemployment rate of 1.6%. This very low unemployment rate indicates a tight labour market with strong demand for workers. The area ranks in the top 25% nationally for employment performance, indicating a robust job market.
As of June 2026, the unemployment rate in the Terrigal - North Avoca SA2 stands at 1.6%, which is 2.6 percentage points below Greater Sydney's rate of 4.2%. This lower unemployment rate suggests stronger local employment conditions. For comparison, the national unemployment rate is 4.2%.
The employment landscape in the Terrigal - North Avoca SA2 is dominated by several key sectors. The largest employers are health care & social assistance (19.1% of employment), construction (11.3%), and education & training (11.0%). Other significant employers include retail trade and professional & technical.
Over the past year to June 2026, the Terrigal - North Avoca SA2 has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has risen. By comparison, Greater Sydney saw employment increased and its unemployment rate dropped.
The workforce participation rate in the Terrigal - North Avoca SA2 is 66.4%, which represents the proportion of working-age residents who are either employed or actively seeking work. This healthy participation rate reflects good employment opportunities and workforce engagement. The local rate trailing the Greater Sydney average of 68.9%, showing similar workforce dynamics to Greater Sydney.
The terrigal - north avoca sa2 shows notable specialisation in health care & social assistance, which employs 19.1% of the local workforce compared to 14.1% across Greater Sydney. This moderate specialisation indicates some local strength in the sector. The area also shows above-average employment in 2 other sectors, contributing to a distinctive economic profile.
The long-run outlook for employment is part of AreaSearch Operator and Pro. Log in to see the forecast detail in Full.
The terrigal - north avoca sa2's employment market shows strong performance nationally, ranking in the top 25% of areas assessed by AreaSearch. This indicates robust employment conditions and economic vitality compared to other regions. Recent job advertisement trends show the broader employment region experienced 1.1% growth, ranking 19th out of 37 regions nationally.
Terrigal - North Avoca shows strong educational performance, ranking in the upper quartile nationally when assessed across multiple qualification and achievement indicators.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Bachelor qualifications | 23.6% | 2021 Census | 72nd percentile nationally |
| Postgraduate qualifications | 7.2% | 2021 Census | 64th percentile nationally |
| University qualifications | 33.8% | 2021 Census | |
| Vocational qualifications | 21.9% | 2021 Census | 40th percentile nationally |
| Graduate diploma or certificate | 3.0% | 2021 Census | 66th percentile nationally |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Advanced diploma or diploma | 13.7% | 2021 Census | 96th percentile nationally |
| No post-school qualification | 30.6% | 2021 Census | |
| Residents attending an educational institution | 30.0% | 2021 Census | |
| Residents attending university or other higher education | 5.2% | 2021 Census | 60th percentile nationally |
| Residents attending primary school | 10.2% | 2021 Census | 51st percentile nationally |
| Residents attending secondary school | 8.5% | 2021 Census | 62nd percentile nationally |
33.8% of people aged 15 and over in the Terrigal - North Avoca SA2 have university qualifications, compared to 38.0% in Greater Sydney.
30.6% of people aged 15 and over in the Terrigal - North Avoca SA2 have no formal qualifications, compared to 34.2% in Greater Sydney.
The terrigal - north avoca sa2 ranks in the 79th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
The most common qualifications in the Terrigal - North Avoca SA2 are: Bachelor Degree (23.6%), Certificate (21.9%), Advanced Diploma (13.7%).
30.0% of the population in the Terrigal - North Avoca SA2 is currently engaged in formal education, including 10.2% in primary school, 8.5% in secondary school, 5.2% at university (all shares of total residents).
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the Terrigal - North Avoca SA2 is 1063, indicating average socio-educational advantage (national average is 1000).
There are 5 schools within the Terrigal - North Avoca SA2, with a combined enrollment of approximately 2,529 students.
The terrigal - north avoca sa2 includes 2 primary schools, 2 secondary schools, 1 combined school.
Terrigal - North Avoca features high concentrations of couples without children, with a smaller average household size than Greater Sydney.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Median household size | 2.6 people | 2021 Census | 58th percentile nationally |
| Lone-person households | 21.8% | 2021 Census | 36th percentile nationally |
| Couples with children | 33.6% | 2021 Census | 61st percentile nationally |
| Couples without children | 30.5% | 2021 Census | 73rd percentile nationally |
| One-parent families | 10.4% | 2021 Census | 48th percentile nationally |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Group households | 3.1% | 2021 Census | 57th percentile nationally |
| Households at the 2021 Census | 5,438 | 2021 Census | |
| Estimated households | 5,752 | AreaSearch estimate, Aug 2026 | |
| Family households | 75.1% | 2021 Census | 64th percentile nationally |
| Average children per family | 1.7 per family | 2021 Census | 53rd percentile nationally |
As of the 2021 Census, the Terrigal - North Avoca SA2 had 5,438 households. Based on population growth patterns, this has grown by approximately 5.8% to an estimated 5,752 households today.
The average household size in the Terrigal - North Avoca SA2 is 2.6 people. This compares to 2.7 in Greater Sydney and reflects the area's household composition mix.
Family households dominate at 75.1% of all households. Non-family households consist of lone person households (21.8%), group households (3.1%), and other household types (0.0%).
Of the 4,084 family households, couples with children account for 33.6% of all households, couples without children at home 30.5%, and single parent families 10.4%. This mix shapes local demand for schools, family services, and housing types.
Compared to Greater Sydney, the Terrigal - North Avoca SA2 shows distinct household patterns. This family-oriented profile influences local demand for family homes, schools, and children's services.
Families in the Terrigal - North Avoca SA2 have an average of 1.7 children, slightly above the Greater Sydney average of 1.5. This influences local demand for child-related services and larger family homes.
Marriage patterns reveal 52.5% of the adult population are currently married, while 30.1% have never married. This compares to 48.3% married and 36.4% never married across Greater Sydney.
Single-person households represent 21.8% of all households in the Terrigal - North Avoca SA2, similar to the average for Greater Sydney of 23.2%. This affects demand for smaller dwellings and single-person accommodation.
Group households (unrelated people sharing) account for 3.1% of households, below the Greater Sydney average of 4.2%. This lower rate suggests less student or young professional shared accommodation.
Terrigal - North Avoca ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Born overseas | 21.4% | 2021 Census | 45th percentile nationally |
| Speak another language at home | 7.5% | 2021 Census | 34th percentile nationally |
| English only at home | 92.5% | 2021 Census | 65th percentile nationally |
| Australian citizens | 89.2% | 2021 Census | 69th percentile nationally |
| Born in Australia | 78.6% | 2021 Census | 54th percentile nationally |
| Aboriginal and Torres Strait Islander residents | 1.4% | 2021 Census | 49th percentile nationally |
Terrigal - North Avoca was found to be below average in terms of cultural diversity, with 78.6% of its population born in Australia, 89.2% being citizens, and 92.5% speaking English only at home.
The main religion in Terrigal - North Avoca was found to be Christianity, which makes up 53.9% of people in Terrigal - North Avoca. This compares to 49.2% across Greater Sydney.
In terms of ancestry (country of birth of parents), the top three represented groups in Terrigal - North Avoca are English, comprising 31.9% of the population, which is substantially higher than Greater Sydney's 19.0%, Australian, comprising 25.9% of the population, which is substantially higher than Greater Sydney's 17.8%, and Irish, comprising 9.8% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Welsh is notably overrepresented at 0.8% of Terrigal - North Avoca (vs 0.4% across Greater Sydney), South African at 0.8% (vs 0.5%) and New Zealand at 0.9% (vs 0.5%).
21.4% of the Terrigal - North Avoca SA2 population was born overseas, compared to 40.5% across Greater Sydney.
7.5% of the population in the Terrigal - North Avoca SA2 speaks a language other than English at home, compared to 39.5% in Greater Sydney.
1.4% of the Terrigal - North Avoca SA2 population identifies as Australian Aboriginal, compared to 1.3% in Greater Sydney.
89.2% of the Terrigal - North Avoca SA2 population holds citizenship, compared to 80.8% in Greater Sydney.
04Place
Housing, health, transport, local services and the reports on them.
Terrigal - North Avoca is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Rented homes | 23.1% | 2021 Census | 36th percentile nationally |
| Owned outright | 40.0% | 2021 Census | 70th percentile nationally |
| Detached houses | 73.8% | 2021 Census | 30th percentile nationally |
| Median mortgage repayment | $2,500 a month | 2021 Census, monthly | 88th percentile nationally |
| Owned with a mortgage | 37.0% | 2021 Census | 57th percentile nationally |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Semi-detached, terrace and townhouses | 6.8% | 2021 Census | 42nd percentile nationally |
| Median weekly rent paid, 2021 Census | $520 | 2021 Census, weekly | 91st percentile nationally |
| Median rent as a share of median household income | 24.4% | 2021 Census, ratio calculated by AreaSearch | 79th percentile nationally |
| Median mortgage repayment as a share of household income | 27.1% | 2021 Census, ratio calculated by AreaSearch | 75th percentile nationally |
| People per bedroom | 0.7 per bedroom | 2021 Census | 12th percentile nationally |
In the Terrigal - North Avoca SA2, 40.0% of homes are owned outright, 37.0% are owned with a mortgage, and 23.1% are rented.
According to the latest data, 73.8% of dwellings in the Terrigal - North Avoca SA2 are houses.
In the Terrigal - North Avoca SA2, 19.4% of dwellings are apartments or units, with an additional 6.8% being semi-detached dwellings.
Outright home ownership in the Terrigal - North Avoca SA2 stands at 40.0%, compared to 28.7% in Greater Sydney.
The median monthly mortgage repayment in the Terrigal - North Avoca SA2 is $2,500, compared to $2,427 in Greater Sydney.
The aggregate monthly housing cost in the Terrigal - North Avoca SA2 is $1,445, which represents the average monthly cost across all housing types.
In the Terrigal - North Avoca SA2, households with mortgages typically spend 27.1% of their income on mortgage repayments, while renters spend 24.4% of their income on rent.
The average persons per bedroom ratio in the Terrigal - North Avoca SA2 is 0.7, indicating the level of household density.
Housing affordability in the Terrigal - North Avoca SA2 shows mortgage holders spending 27.1% of income on repayments (vs 27.0% in Greater Sydney), while renters spend 24.4% of income on rent (vs 22.6% in Greater Sydney).
The dwelling mix in the Terrigal - North Avoca SA2 consists of 73.8% detached houses, 6.8% semi-detached dwellings, 19.4% apartments, and 0.0% other dwelling types.
Housing in Terrigal - North Avoca consumes approximately 15.7% of median household income ($9,223 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
Recent development applications in Terrigal - North Avoca show attached dwellings contributing 69% of approvals compared to 26% of existing stock, while detached houses represent 31% of applications versus 74% of current dwellings. This suggests increasing densification. Housing density growth is around the national average.
Terrigal - North Avoca's residents boast exceedingly positive health performance metrics relative to locations nationally with very low prevalence of common health conditions across all age groups.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Private health cover | 65.3% | ATO FY 2024, private health cover | 86th percentile nationally |
| No long-term health condition | 71.5% | 2021 Census | 61st percentile nationally |
| Need help with daily activities | 3.4% | 2021 Census | 15th percentile nationally |
| No long-term health condition, under 65 | 79.4% | 2021 Census | 71st percentile nationally |
| Three or more long-term health conditions, under 65 | 0.7% | 2021 Census | 20th percentile nationally |
Around 65.3% of people in the Terrigal - North Avoca SA2 are covered by private health insurance, which compares to 59.8% in Greater Sydney.
In the Terrigal - North Avoca SA2, 3.4% of the population is identified as requiring ongoing medical assistance. By comparison, 5.2% of people in Greater Sydney require similar assistance.
6.8% of people in the Terrigal - North Avoca SA2 are diagnosed with asthma. In comparison, 6.4% of the population across Greater Sydney is affected by asthma.
Diabetes affects 3.0% of the Terrigal - North Avoca SA2 population, while in Greater Sydney, 4.3% of people are diagnosed with diabetes.
3.7% of people in the Terrigal - North Avoca SA2 have heart disease. Across Greater Sydney,3.2% of the population is affected by heart disease.
In the Terrigal - North Avoca SA2, 65.3% of the population are estimated to have private health insurance. Comparatively, Greater Sydney sees an estimated private health coverage rate of 59.8%.
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Transport access | 45 out of 100 | AreaSearch transport analysis of timetable data | 45th percentile nationally |
| Public transport stops | 118 | Public transport timetable (GTFS) data, compiled by AreaSearch | 79th percentile nationally |
| Weekly public transport trips | 593 | Public transport timetable (GTFS) data, compiled by AreaSearch | 27th percentile nationally |
| People per public transport stop | 133 | Public transport timetable (GTFS) data, compiled by AreaSearch | |
| Public transport routes | 45 | Public transport timetable (GTFS) data, compiled by AreaSearch |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Vehicles per dwelling | 1.6 per dwelling | 2021 Census | |
| Working residents who worked from home | 40.1% | 2021 Census, taken during COVID-19 restrictions |
There are 118 public transport stops within the Terrigal - North Avoca SA2.
The Terrigal - North Avoca SA2 has 593 weekly trips across 45 routes, averaging 84 trips per day.
On average, residential properties are 179 metres from the nearest transport stop.
From the typical resident, the nearest child care centre is 665 m away and the nearest school 765 m.
Distance from the typical resident to the nearest of each service. Every bar starts at 0 m. The nearest is orange.
Public transport 118 stops nearby, 593 weekly trips, access rating 45 out of 100.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Amenity score | 17 out of 100 | AreaSearch proximity analysis | 17th percentile nationally |
| Nearest child care | 665 m | AreaSearch proximity analysis, from the typical resident | |
| Nearest school | 765 m | AreaSearch proximity analysis, from the typical resident | |
| Nearest dentist | 1.0 km | AreaSearch proximity analysis, from the typical resident | |
| Nearest GP | 1.1 km | AreaSearch proximity analysis, from the typical resident |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Nearest pharmacy | 1.2 km | AreaSearch proximity analysis, from the typical resident | |
| Nearest fitness centre | 1.4 km | AreaSearch proximity analysis, from the typical resident | |
| Nearest supermarket | 2.1 km | AreaSearch proximity analysis, from the typical resident | |
| Nearest bank | 3.4 km | AreaSearch proximity analysis, from the typical resident | |
| Nearest shopping centre | 3.7 km | AreaSearch proximity analysis, from the typical resident | |
| Nearest hospital | 8.5 km | AreaSearch proximity analysis, from the typical resident | |
| Nearest government service | 8.5 km | AreaSearch proximity analysis, from the typical resident |
Sector reports that go deeper on these services: child care, medical, retail, aged care and specialist disability accommodation (SDA). There are 6 long day care centres with 372 places in Terrigal - North Avoca, about 1.8 children aged 0-4 per place.
Short silent previews of sample pages. Sector reports are ordered for a catchment you draw, not for the suburb as a whole.
05Reports and tools
Order a report and find more tools.
An area report on Terrigal - North Avoca is built to order and emailed to you.
Ordered reports
The other sector reports are ordered on a custom catchment: draw your own area to add them. The order window shows the estimate before you place the order.
Order a reportShort silent previews of sample pages. Base and Child Care can be ordered for Terrigal - North Avoca.
06About this profile
Where the figures come from, downloads and nearby areas.
On AreaSearch's development drivers ranking, recent residential development output has been above average within Terrigal - North Avoca when compared nationally.
Terrigal - North Avoca has moderate levels of nearby infrastructure activity, ranking in the 47th percentile nationally.
No headline figures are reported for this area.
Terrigal - North Avoca's sought-after property market has recorded 318 sales in the 12 months to June 2026, comprising 97% residential, 3% commercial and 1% vacant land transactions.
Population growth drivers in Terrigal - North Avoca are strong compared to national averages based on AreaSearch's ranking of recent, and medium to long-term trends.
Terrigal - North Avoca's median age exceeds the national pattern.
The area exhibits notably strong income performance, ranking higher than 74% of areas assessed nationally through AreaSearch analysis.
The exceptional employment performance in Terrigal - North Avoca places it among Australia's strongest labour markets.
Terrigal - North Avoca shows strong educational performance, ranking in the upper quartile nationally when assessed across multiple qualification and achievement indicators.
Terrigal - North Avoca features high concentrations of couples without children, with a smaller average household size than Greater Sydney.
Terrigal - North Avoca ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics.
Terrigal - North Avoca is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership.
Terrigal - North Avoca's residents boast exceedingly positive health performance metrics relative to locations nationally with very low prevalence of common health conditions across all age groups.
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility.
Amenity provision was found to be below the typical area assessed nationally by AreaSearch, based on counts and proximity analysis.
Terrigal - North Avoca has an estimated 15,706 residents, up 5.8% since the 2021 Census, with 17 projects tracked in Terrigal - North Avoca.
Latest estimate as at Aug 2026; other figures from the 2021 Census, ATO FY-24 and AreaSearch estimates where labelled. Updated 14 Oct 2026.
Sources: ABS Census 2021, ABS estimated resident population, ATO taxation statistics, state rental bonds and property sales records where published, and AreaSearch analysis for Terrigal - North Avoca.
Data currency
Refreshed . Sales to Sep 2026, rents to Jun 2026, population and age estimated to Aug 2026, taxable income FY 2024 and projects to Aug 2026. Housing, households and cultural diversity are from the 2021 Census (next update with the 2026 Census results).
Infrastructure projects and development applications also include sites in the surrounding area, and are labelled as such. Other sections were compiled 14 Oct 2026 from sources that update on their own cycles; "See the evidence" lists each source and its cycle.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (for example census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb or locality names (postal-style areas) and may use different geographic boundaries. For a complete picture, consider both boundary types where available.
Main sources: ABS, Geoscience Australia, GNAF, ATO, State governments, Valuer General, Rental Board and Infrastructure Australia.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (102011039). QuickStats reports 2021 only; the figures on this page are more current wherever the ledger shows a later date.
This page uses ABS Statistical Area Level 2 (SA2) boundaries for statistical reporting (for example census and ERP). SA2 areas can differ materially from Suburbs and Localities (SAL) boundaries, even when they share similar names, because they are defined for different purposes and often use different geographic boundaries.
AreaSearch compiles this page from official and industry sources, including ABS, Geoscience Australia, GNAF, ATO, State governments, Valuer General, Rental Board and Infrastructure Australia, then calculates statistics for the boundary shown, and ranks, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments. Infrastructure projects and development applications also include sites in the surrounding area, labelled as such.
No. Most of this page is built beyond the Census. Dated for this area: population (Aug 2026), age profile (Aug 2026), infrastructure projects (Aug 2026) and income (FY 2024). Compiled with this profile from sources that publish on their own cycles: development and approvals, property sales and rents, employment, education, transport, health and services and amenities. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.
Key demographics and figures for Terrigal - North Avoca from the 2021 Census, ATO taxpayer data and AreaSearch estimates and analysis. Each topic has its own table of key figures beside the section it belongs to, and each row names its source and date. The percentile compares Terrigal - North Avoca with every neighbourhood-sized area across Australia (ABS SA2 areas): a higher percentile means more of that measure than most, not necessarily better.
Source: AreaSearch (areasearch.com.au) compiled from ABS Census 2021, ATO and other public sources.
