Terrigal - North Avoca

SA2

Greater Sydney / Gosford

 
 
 
 
 
 
 
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Statistical Area (SA2) Boundary Analysis

This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.

SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).

Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Terrigal - North Avoca

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The median house price in Terrigal - North Avoca is $1.62m, with units at $1.16m. House values have moved 1.9% a year compounded over five years.

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DemographicsPopulation Growth in Terrigal - North Avoca

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Terrigal - North Avoca has an estimated 15,646 residents, up from 14,849 at the 2021 Census — a change of 797 people, or 5.4%. Growth has averaged 1.1% a year over five years. Overseas migration accounts for 80.4% of that increase. That puts 1,493 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

Terrigal - North Avoca's population stands at approximately 15,646 according to AreaSearch's findings for May 2026. This figure shows a rise of 797 individuals, representing a 5.4% increase from the 2021 Census count of 14,849 people. The adjustment comes from combining the ABS estimate of 15,631 residents recorded in June 2025 with 49 newly validated addresses added after the Census date. At 1,492 persons per square kilometer, this population density surpasses the average found in other locations evaluated by AreaSearch. The 5.4% expansion since the 2021 census outpaced both the SA3 area, which grew by 2.6%, and the broader SA4 region, positioning Terrigal - North Avoca as a leading growth zone.

Recent population gains were largely fueled by overseas migration, which accounted for roughly 80.4% of the total increase. AreaSearch relies on ABS and Geoscience Australia projections for each SA2 area, published in 2024 with 2022 as the base year. For SA2 areas lacking this data, the organization uses NSW State Government projections released in 2022, based on 2021 figures. Age-group growth rates from these sources are also applied across all regions for the period spanning 2032 to 2041. Looking ahead, Terrigal - North Avoca is expected to experience above median population growth compared to other national areas, reaching a total increase of 3,225 people by 2041, which corresponds to a 20.5% rise over the 16-year span, based on the most recent annual ERP population figures.

Frequently Asked Questions - Population

What is the latest population estimate for the Terrigal - North Avoca SA2?
Total population for the Terrigal - North Avoca SA2 was estimated to be approximately 15,646 as at May 26. This is based upon an estimated resident population of 15,631 from the ABS up to June 2025.
How has the population in the Terrigal - North Avoca SA2 changed since 2021?
The terrigal - north avoca sa2 has added approximately 797 people and shown a 5.37% increase from the 14,849 people recorded at the 2021 Census period.
What is the population density in the Terrigal - North Avoca SA2?
The population density in the Terrigal - North Avoca SA2 is estimated at 1,492 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the Terrigal - North Avoca SA2?
Over the past 10 years, the population in the Terrigal - North Avoca SA2 has shown a compound annual growth rate of 1.3% per annum.
What are the main drivers of population growth in the Terrigal - North Avoca SA2?
Population growth in the Terrigal - North Avoca SA2 is driven by: Overseas migration (80.4%), Natural increase (19.6%), Interstate migration (0.0%). The primary driver is Overseas migration, contributing 80.4% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Terrigal - North Avoca

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231 new dwellings have been approved in Terrigal - North Avoca over the past five years, an average of 46 a year. That places the area in the 66th percentile for residential development activity nationally, about 3 approvals per 1,000 residents a year. Of the 36 dwellings approved in the latest reporting year, 42% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 33, well below that longer-run average. Figures come from ABS building approvals aggregated to this SA2 boundary and are updated monthly as the ABS releases them.

Detail

Terrigal - North Avoca has seen approximately 46 dwellings gain development approval each year, accumulating a total of 231 homes across the last 5 financial years. In FY-26, 31 approvals have been recorded to date. Over the period between FY-21 and FY-25, an average of 3.5 people have moved to the area annually for every dwelling constructed, highlighting that demand significantly outpaces new supply, which typically drives up prices and increases competition among buyers. New properties are being built with an average value of $477,000, showing developers are targeting the premium segment with upmarket properties.

This financial year has also seen $3.3 million in commercial approvals, suggesting a limited focus on commercial development. Compared to Greater Sydney, Terrigal - North Avoca exhibits 19.0% less building activity per person, placing it in the 47th percentile nationally, which implies somewhat restricted buyer options and heightened demand for established properties. Such activity remains below the national average, pointing to the area’s established character and possible planning constraints. Development composition includes 42.0% detached dwellings and 58.0% townhouses or apartments. This shift toward denser housing offers accessible entry options and appeals to downsizers, investors, and first-time buyers. This marks a clear departure from the existing housing stock, which is 74.0% houses, signaling reduced availability of developable land and reflecting evolving lifestyles and a growing need for diverse, affordable housing choices. With around 563 people per dwelling approval, Terrigal - North Avoca is recognized as a highly mature market. Projections indicate the area will grow by 3,210 residents by 2041 according to the latest AreaSearch quarterly estimate. If current construction rates continue, housing supply may fall short of population growth, potentially intensifying buyer competition and supporting further price growth.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the Terrigal - North Avoca SA2 recently?
Dwelling approval activity in the the Terrigal - North Avoca SA2 area has seen 89 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The Terrigal - North Avoca SA2's current population of 15,646 has been supported by 46 approvals on average over recent years.
How does the Terrigal - North Avoca SA2's development activity compare to the broader region?
The Terrigal - North Avoca SA2 has seen 0.31 approvals per 100 people in recent years, compared to 0.65 approvals in the broader region. This means that one dwelling has been approved for every 563 people in the Terrigal - North Avoca SA2, compared to one for every 190 in the broader region.
Is the Terrigal - North Avoca SA2 keeping up with housing demand?
With the population expected to increase by 3,210 people by 2041, around 1,605 new dwellings will be necessary. Recent approval levels may be insufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This indicates potential housing shortages if current approval trends continue.
What has been the trend in development approvals over the past five years in the Terrigal - North Avoca SA2?
Looking at development activity over the past five years, the Terrigal - North Avoca SA2's approval levels have been below the yearly average of 46, indicating a recent decline in approval activity.
How many dwellings will be needed to accommodate future population growth in the Terrigal - North Avoca SA2?
The population in the Terrigal - North Avoca SA2 is expected to grow by 3,210 people by 2041, necessitating approximately 1,605 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the Terrigal - North Avoca SA2?
Over the past five years, the population in the Terrigal - North Avoca SA2 has grown by approximately 3,781 people, while 231 residential approvals were recorded. This equates to a ratio of 16.4 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the Terrigal - North Avoca SA2?
With dwelling approval activity running at an average of 46 approvals per year and a population of 15,646, there appears to be a supply shortfall relative to projected demand, presenting strong opportunities for residential developers. With the population expected to increase by 3,210 people by 2041, around 1,605 new dwellings will be necessary. Current approval trends may be insufficient to meet forecast demand, indicating strong development opportunities.
Approvals Pipeline Development applications near Terrigal - North Avoca

Development applications around Terrigal - North Avoca

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Terrigal - North Avoca

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AreaSearch tracks 17 current infrastructure and development projects inside Terrigal - North Avoca, worth an estimated $236 million. A further 50 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $4.17 billion. 10 are already under construction and 14 are due for completion within three years. The pipeline spans communities, precincts & urban renewal, residential development and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Local infrastructure changes, major projects and planning initiatives can have a profound effect on an area's performance. AreaSearch has identified 20 projects in total that are expected to influence the region. Among the key projects are the Wamberal Beach Coastal Protection Works, the Central Coast Highway Upgrade - Wamberal to Bateau Bay, the Central Coast Highway and Tumbi Road Intersection Upgrade, and the Wamberal Community Park Upgrade. The list below provides further details on the projects that are most likely to be relevant.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the Terrigal - North Avoca SA2?
Key infrastructure and planning changes likely to influence the Terrigal - North Avoca SA2 include: Wamberal Beach Coastal Protection Works (Under Assessment); Central Coast Highway Upgrade - Wamberal to Bateau Bay (Planning); Central Coast Highway and Tumbi Road Intersection Upgrade (Construction); Wamberal Community Park Upgrade (Construction); and Wamberal Road Hazard Reduction Works (Construction). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the Terrigal - North Avoca SA2?
Infrastructure development impacting the Terrigal - North Avoca SA2 spans multiple sectors including Environmental & Disaster Management, Transport & Logistics, and Sports & Recreation, among others.
What is the scale of infrastructure investment impacting the Terrigal - North Avoca SA2?
Infrastructure investment analysis indicates significant investment of approximately $235 million in infrastructure projects affecting the region, with a notable concentration of investment within the immediate the Terrigal - North Avoca SA2 vicinity.
How does the Terrigal - North Avoca SA2's infrastructure development compare to other areas?
The Terrigal - North Avoca SA2 shows moderate infrastructure development relative to national averages, with opportunities for future growth and investment.
Central Coast Highway Upgrade - Wamberal to Bateau Bay
Category: Transport & Logistics
Stage: Planning | Est. Comp: 2030
Source / Links: Link 1   

Transport for NSW is planning a major upgrade of the Central Coast Highway between Wamberal and Bateau Bay to improve traffic flow, safety and network resilience. The project includes corridor upgrades and has been prioritised in stages, with the Central Coast Highway and Tumbi Road intersection being delivered first under a separate construction package while planning continues for the broader corridor upgrade.

Transport & Logistics

Wamberal Community Park Upgrade
Category: Sports & Recreation
Stage: Construction | Est. Comp: 0
Source / Links: Link 1   

Major upgrade to Wamberal Community Park including new playground equipment, improved sports facilities, additional parking, and enhanced landscaping. The project aims to provide better recreational facilities for the growing local community.

Sports & Recreation

Wamberal Road Hazard Reduction Works
Category: Environmental & Disaster Management
Stage: Construction | Est. Comp: 0
Source / Links: Link 1   

Road safety improvement works along Wamberal Road including installation of safety barriers, improved signage, line marking upgrades, and vegetation clearing to enhance sight lines. The project addresses identified accident black spots.

Environmental & Disaster Management

Wamberal Beach Coastal Protection Works
Category: Environmental & Disaster Management
Stage: Planning | Est. Comp: 0
Source / Links: Link 1   Link 2  

Long-term coastal erosion protection strategy for Wamberal Beach on the NSW Central Coast, developed under Central Coast Council's Open Coast Coastal Management Program (CMP). Three development applications for a continuous 1.3km whole-of-embayment seawall were lodged by the Wamberal Protection Association and beachfront landowners, but were unanimously refused by the Hunter and Central Coast Regional Planning Panel on 16 June 2026 due to unresolved landowner consent issues and inadequate provision for sand nourishment. Council has directed the CEO to work with consultants and landowners on an alternative medium to long-term design.Separately, the broader Open Coast CMP, which covers engineering design requirements, sand nourishment, and land transfer actions for Wamberal, was adopted by Council in April 2026 and certified by the NSW Minister for the Environment in June 2026. Temporary emergency protection works continue to be carried out periodically by Council in response to storm events.

Environmental & Disaster Management

Coastal Cycleway Extension - Wamberal Section
Category: Sports & Recreation
Stage: Approved | Est. Comp: 0
Source / Links: Link 1   

Extension of the Central Coast coastal cycleway through Wamberal, connecting to existing paths and providing safe cycling infrastructure from Terrigal to The Entrance. The project includes new bridge crossings and improved lighting for enhanced safety.

Sports & Recreation

92-98 Terrigal Esplanade Shop-top Housing (Mixed Use)
Category: Residential Development
Stage: Under Assessment | Est. Comp: 0
Source / Links: Link 1   

Four-storey shop-top housing development opposite Terrigal Beach with 12 apartments above ground-floor retail (approx. 364 sqm), basement parking for 28 vehicles, and demolition of existing two-storey retail strip at the corner of Campbell Crescent.

Residential Development

12 Kurrawyba Avenue Shop Top Housing
Category: Residential Development
Stage: Under Assessment | Est. Comp: 0

Four-storey mixed-use shop-top housing proposal comprising ground-floor retail (5 premises), 10 residential apartments over three levels, basement parking (~19 spaces) and a communal rooftop terrace at the western gateway to Terrigal village. DA lodged for 12 and 12A Kurrawyba Avenue and currently under assessment by Central Coast Council.

Residential Development

The Entrance Road Sewer Rising Main Replacement - Wamberal
Category: Environmental & Disaster Management
Stage: Planning | Est. Comp: 0
Source / Links: Link 1   

Central Coast Council is replacing aging sewer infrastructure along The Entrance Road in Wamberal to improve reliability and environmental protection. The project involves installing new rising mains and pump station upgrades to serve the growing coastal community.

Environmental & Disaster Management

Jobs & IndustryEmployment Trends in Terrigal - North Avoca

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8,492 residents of Terrigal - North Avoca are employed, from a labour force of 8,616. Unemployment sits at 1.4%, with participation at 66.5%. Weighted for its industry mix, the area's sectors are forecast to grow about 7.1% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 13,078, about 84% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Terrigal - North Avoca features a highly educated labor pool, with professional services holding a strong position and an unemployment rate of just 1.4% alongside an estimated employment growth of 3.3% over the past year. As of March 2026, 8,492 residents are employed, marking an unemployment rate of 2.7% that sits below Greater Sydney's rate of 4.1%, while workforce participation stands somewhat lower than standard at 66.5% versus Greater Sydney's 69.1%. Census data indicates that a high 40.1% of residents worked from home, though the effects of Covid-19 lockdowns should be taken into account.

The primary employment sectors among residents include health care & social assistance, construction, and education & training. The area demonstrates particular specialization in health care & social assistance, boasting an employment share of 1.4 times the regional level, whereas professional & technical services show a limited presence with 8.3% employment compared to 11.5% regionally. The predominantly residential nature of the area suggests limited local employment opportunities, as shown by the ratio of Census working population to resident population. According to AreaSearch analysis of SALM and ABS data, the 12-month period witnessed employment rising by 3.3% and labor force growing by 3.4%, which led to an unemployment rate increase of 0.1 percentage points. In contrast, Greater Sydney experienced employment growth of 1.9%, labor force expansion of 1.9%, and a marginal decline in unemployment. Jobs and Skills Australia's national employment forecasts from May-25 provide additional perspective on potential future demand within Terrigal - North Avoca. These projections, which cover five and ten-year periods, have been mapped against the local employment profile to estimate growth patterns. While national employment is forecast to expand by 6.6% over five years and 13.7% over ten years, growth rates vary significantly across industry sectors. Applying these industry-specific projections to Terrigal - North Avoca's employment mix suggests local employment should increase by 7.1% over five years and 14.5% over ten years (please note this is a simple weighting extrapolation for illustrative purposes and does not take into account localised population projections).

Frequently Asked Questions - Employment

What is the employment situation in the Terrigal - North Avoca SA2?
As of March 2026, the Terrigal - North Avoca SA2 has approximately 8,492 employed residents with an unemployment rate of 1.4%. This very low unemployment rate indicates a tight labour market with strong demand for workers. The area ranks in the top 25% nationally for employment performance, indicating a robust job market.
How does the Terrigal - North Avoca SA2's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the Terrigal - North Avoca SA2 stands at 1.4%, which is 2.7 percentage points below Greater Sydney's rate of 4.1%. This lower unemployment rate suggests stronger local employment conditions. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the Terrigal - North Avoca SA2?
The employment landscape in the Terrigal - North Avoca SA2 is dominated by several key sectors. The largest employers are health care & social assistance (19.1% of employment), construction (11.3%), and education & training (11.0%). Other significant employers include retail trade and professional & technical.
How has employment changed recently in the Terrigal - North Avoca SA2?
Over the past year to March 2026, the Terrigal - North Avoca SA2 has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has rise. By comparison, Greater Sydney saw employment increased and its unemployment rate dropped.
What is the workforce participation rate in the Terrigal - North Avoca SA2?
The workforce participation rate in the Terrigal - North Avoca SA2 is 66.5%, which represents the proportion of working-age residents who are either employed or actively seeking work. This healthy participation rate reflects good employment opportunities and workforce engagement. The local rate trailing the Greater Sydney average of 69.1%, showing similar workforce dynamics to the broader region.
Which industries are over-represented in the Terrigal - North Avoca SA2's employment market?
The terrigal - north avoca sa2 shows notable specialization in health care & social assistance, which employs 19.1% of the local workforce compared to 14.1% regionally. This moderate specialization indicates some local strength in the sector. The area also shows above-average employment in 2 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the Terrigal - North Avoca SA2?
Based on Jobs and Skills Australia projections applied to the Terrigal - North Avoca SA2's industry mix, employment is expected to grow by 7.1% over the next five years and 14.5% over ten years. This exceeds the national forecast of 6.6% over five years, suggesting the area's industry composition is well-positioned for future growth. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the Terrigal - North Avoca SA2 compare nationally?
The terrigal - north avoca sa2's employment market shows strong performance nationally, ranking in the top 25% of areas assessed by AreaSearch. This indicates robust employment conditions and economic vitality compared to other regions. Recent job advertisement trends show the broader employment region experienced 2.1% growth, ranking 8.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the Terrigal - North Avoca SA2?
Skilled workers will find excellent opportunities in the Terrigal - North Avoca SA2, with knowledge-intensive sectors comprising 45.2% of local employment. Key sectors for skilled workers include health care & social assistance (19.1%), education & training (11.0%), and professional & technical (8.3%). With projected employment growth of 7.1% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Terrigal - North Avoca

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Median household income in Terrigal - North Avoca is $2,130 a week (about $111,000 a year), with median personal income at $933 a week. ATO records put median taxable income at $58,288 a year against an average of $86,969. The average runs 49% above the median, a wider spread than most areas and a sign of a concentrated group of high earners. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

AreaSearch's compilation of the most recent postcode level ATO data for financial year 2023 indicates that the Terrigal - North Avoca SA2 recorded a median income of $58,288 among taxpayers, while the average income reached $86,969. These figures rank among the highest in Australia, contrasting with median and average levels of $60,817 and $83,003 respectively in Greater Sydney. Applying a Wage Price Index growth rate of 10.32% since financial year 2023, projected estimates for March 2026 stand at approximately $64,303 for the median and $95,944 for the average. Income data from Census 2021 reveals that household, family, and personal incomes in the Terrigal - North Avoca area cluster around the 72nd percentile on a national scale.

The $1,500 - 2,999 income bracket is the most prevalent, accounting for 28.5% of residents or 4,459 individuals, which mirrors trends in the metropolitan region where 30.9% of people fall into this category. The district exhibits significant affluence, with 34.7% of earners generating more than $3,000 per week, thereby sustaining premium retail and service sectors. Housing expenses account for 15.7% of household income, yet robust earnings maintain disposable income at the 74th percentile, and the area's SEIFA income ranking situates it within the 8th decile.

Frequently Asked Questions - Income

What is the median taxable income in the Terrigal - North Avoca SA2?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the Terrigal - North Avoca SA2 is approximately $64,303. The official ATO data from FY-23 recorded a median of $58,288.
What is the average taxable income in the Terrigal - North Avoca SA2?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the Terrigal - North Avoca SA2 is approximately $95,944. The official ATO data from FY-23 recorded an average of $86,969.
How does the median taxable income in the Terrigal - North Avoca SA2 compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the Terrigal - North Avoca SA2 is approximately $64,303 compared to $67,093 in Greater Sydney. The official ATO data from FY-23 shows $58,288 and $60,817 respectively.
How does the average taxable income in the Terrigal - North Avoca SA2 compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the Terrigal - North Avoca SA2 is approximately $95,944 compared to $91,569 in Greater Sydney. The official ATO data from FY-23 shows $86,969 and $83,003 respectively.
What are the main income cohorts in the Terrigal - North Avoca SA2 according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~28.5% / 4,459 persons) of the Terrigal - North Avoca SA2's population is the $1,500 - 2,999 cohort.
How do the main income cohorts in the Terrigal - North Avoca SA2 compare to the region?
The largest income cohort in the Terrigal - North Avoca SA2 is the $1,500 - 2,999 group, representing about 28.5% of the population. In comparison, Greater Sydney's largest income cohort is the $1,500 - 2,999 group, representing 30.9% of its population, according to the 2021 Census.
What is the median household income in the Terrigal - North Avoca SA2 according to the 2021 Census?
The 2021 Census data indicates that the median household income in the Terrigal - North Avoca SA2 is $2,130/wk.
What is the median family income in the Terrigal - North Avoca SA2 according to the 2021 Census?
According to the 2021 Census, the median family income in the Terrigal - North Avoca SA2 is $2,506/wk.
What is the median personal income in the Terrigal - North Avoca SA2 according to the 2021 Census?
The 2021 Census shows that the median personal income in the Terrigal - North Avoca SA2 is $933/wk.
How does the Terrigal - North Avoca SA2's income rank nationally?
AreaSearch's latest postcode level ATO data for FY-23 reveals that income in the Terrigal - North Avoca SA2 is extremely high nationally, with the median assessed at $58,288 while the average income stands at $86,969. This contrasts to Greater Sydney's figures of a median income of $60,817 and an average income of $83,003. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $64,303 (median) and $95,944 (average) as of March 2026.
What is the disposable income in the Terrigal - North Avoca SA2?
The estimated disposable income in the Terrigal - North Avoca SA2 is $7,785 per year according to AreaSearch analysis.
How does the Terrigal - North Avoca SA2's disposable income compare to the region?
The terrigal - north avoca sa2's disposable income is $7,785 compared to $7,412 for Greater Sydney, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Terrigal - North Avoca

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Terrigal - North Avoca had 5,438 occupied dwellings at the 2021 Census, 74% detached houses and 19% apartments. 37% are owned with a mortgage, 23% rented and 40% owned outright. At that Census the median rent was $520 a week and the median mortgage repayment $2,500 a month, a total housing cost higher than 77% of areas nationally. Rent absorbs 24.4% of household income here and mortgage repayments 27.1%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

According to the most recent Census, the residential composition of Terrigal - North Avoca showed that 73.8% of dwellings were houses, while 26.2% were categorized as other dwellings, including semi-detached units and apartments. This contrasts with the Sydney metro, where 55.9% of residences were houses and 44.1% fell under the other dwellings category. Home ownership rates in Terrigal - North Avoca stood at 40.0%, which exceeded the Sydney metro level, with 37.0% of dwellings being mortgaged and 23.1% rented. The median monthly mortgage payment in Terrigal - North Avoca reached $2,500, surpassing the Sydney metro average of $2,427, and the median weekly rent was $520, compared to $470 in the Sydney metro.

On a national scale, mortgage repayments in Terrigal - North Avoca were markedly higher than the Australian average of $1,863, and weekly rents were substantially above the national figure of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the Terrigal - North Avoca SA2?
In the Terrigal - North Avoca SA2, 40.0% of homes are owned outright, 37.0% are owned with a mortgage, and 23.1% are rented.
What percentage of dwellings in the Terrigal - North Avoca SA2 are houses?
According to the latest data, 73.8% of dwellings in the Terrigal - North Avoca SA2 are houses.
What percentage of dwellings in the Terrigal - North Avoca SA2 are apartments or units?
In the Terrigal - North Avoca SA2, 19.4% of dwellings are apartments or units, with an additional 6.8% being semi-detached dwellings.
What is the level of outright home ownership in the Terrigal - North Avoca SA2?
Outright home ownership in the Terrigal - North Avoca SA2 stands at 40.0%, compared to 28.7% in Greater Sydney.
What is the median monthly mortgage repayment in the Terrigal - North Avoca SA2?
The median monthly mortgage repayment in the Terrigal - North Avoca SA2 is $2,500, compared to $2,427 in Greater Sydney.
What is the median weekly rent in the Terrigal - North Avoca SA2?
The median weekly rent in the Terrigal - North Avoca SA2 is $520, compared to $470 in Greater Sydney.
What is the distribution of rental prices in the Terrigal - North Avoca SA2?
In the Terrigal - North Avoca SA2, 1.7% of rentals are $0-149/week, 12.5% are $150-349/week, 58.7% are $350-649/week, 23.5% are $650-949/week, and 3.7% are $950+/week.
What is the average monthly housing cost in the Terrigal - North Avoca SA2?
The aggregate monthly housing cost in the Terrigal - North Avoca SA2 is $1,445, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the Terrigal - North Avoca SA2?
In the Terrigal - North Avoca SA2, households with mortgages typically spend 27.1% of their income on mortgage repayments, while renters spend 24.4% of their income on rent.
How crowded are homes in the Terrigal - North Avoca SA2?
The average persons per bedroom ratio in the Terrigal - North Avoca SA2 is 0.7, indicating the level of household density.
How does housing affordability in the Terrigal - North Avoca SA2 compare to the region?
Housing affordability in the Terrigal - North Avoca SA2 shows mortgage holders spending 27.1% of income on repayments (vs 27.0% regionally), while renters spend 24.4% of income on rent (vs 22.6% regionally).
What types of dwellings are most common in the Terrigal - North Avoca SA2?
The dwelling mix in the Terrigal - North Avoca SA2 consists of 73.8% detached houses, 6.8% semi-detached dwellings, 19.4% apartments, and 0.0% other dwelling types.
What is the weighted average housing cost based on tenure mix in the Terrigal - North Avoca SA2?
Considering the housing occupancy patterns, the weighted average monthly housing cost is approximately $1,445. This accounts for outright owners paying no housing costs, mortgage holders paying $2,500/month, and renters paying $2,252/month.
How affordable is housing in the Terrigal - North Avoca SA2 relative to local incomes?
Housing in Terrigal - North Avoca consumes approximately 15.7% of median household income ($9,223 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the Terrigal - North Avoca SA2?
Recent development applications in Terrigal - North Avoca show attached dwellings contributing 69% of approvals compared to 26% of existing stock, while detached houses represent 31% of applications versus 74% of current dwellings. This suggests increasing densification. Housing density growth is around the national average.

HouseholdsHousehold Composition in Terrigal - North Avoca

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Terrigal - North Avoca counted 5,438 households at the 2021 Census, an estimated 5,730 today, averaging 2.6 people each. 34% are couples with children, against 31% couples without children. 22% of households are people living alone, and families average 1.7 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Couples with children account for 33.6% of family households, while couples without children represent 30.5% and single parent families make up 10.4%. Family households dominate overall at 75.1% of all households. Non-family households constitute the remaining 24.9%, with lone person households at 21.8% and group households comprising 3.1% of the total. The median household size is 2.6 people, which is smaller than the Greater Sydney average of 2.7.

Frequently Asked Questions - Households

How many households are in the Terrigal - North Avoca SA2?
As of the 2021 Census, the Terrigal - North Avoca SA2 had 5,438 households. Based on population growth patterns, this has grown by approximately 5.4% to an estimated 5,730 households today.
What is the typical household size?
The median household size in the Terrigal - North Avoca SA2 is 2.6 people. This compares to 2.7 in Greater Sydney and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 75.1% of all households. The remaining households consist of lone person households (21.8%), group households (3.1%), and other household types (0.0%).
How are families structured in the area?
Among the 4,083 family households, 33.6% are couples with children, 30.5% are couples without children at home, and 10.4% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the Terrigal - North Avoca SA2 compare to regional household patterns?
Compared to Greater Sydney, the Terrigal - North Avoca SA2 shows distinct household patterns. This family-oriented profile influences local demand for family homes, schools, and children's services.
What is the average family size?
Families in the Terrigal - North Avoca SA2 have an average of 1.7 children, slightly above the Greater Sydney average of 1.5. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the Terrigal - North Avoca SA2?
Marriage patterns reveal 52.5% of the adult population are currently married, while 30.1% have never married. This compares to 48.3% married and 36.4% never married across Greater Sydney.
How significant are single-person households?
Single-person households represent 21.8% of all households in the Terrigal - North Avoca SA2, similar to the regional average of 23.2%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 3.1% of households, well below the Greater Sydney average of 4.2%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Terrigal - North Avoca

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33.8% of adults in Terrigal - North Avoca hold a university qualification, including 23.6% with a bachelor degree and 7.2% with postgraduate qualifications, higher than 79% of areas nationally. A further 21.9% hold a vocational qualification. 5 schools serve the area, with 2,529 enrolment places and an average ICSEA of 1,063 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Terrigal - North Avoca demonstrates a strong educational profile that exceeds regional standards. The area has a higher rate of tertiary completion than surrounding zones. Thirty three point eight percent of people aged fifteen and older possess university qualifications in this community. This figure is notably higher than the twenty point eight percent recorded in the SA4 region and the twenty five point seven percent found in the SA3 area. Bachelor degrees represent the largest share of higher education at twenty three point six percent. Postgraduate qualifications account for seven point two percent while graduate diplomas make up three point zero percent.

Vocational training is also widely pursued within the population. Thirty five point six percent of residents aged fifteen and older hold trade or technical credentials. Advanced diplomas comprise thirteen point seven percent of these qualifications and certificates account for twenty one point nine percent. Current school attendance remains robust across all levels. Thirty percent of the population is actively participating in structured learning programs. Ten point two percent of individuals are studying in primary education. Eight point five percent are enrolled in secondary education. Five point two percent are pursuing tertiary education.

Frequently Asked Questions - Education

What percentage of people in the Terrigal - North Avoca SA2 have university qualifications?
33.8% of people aged 15 and over in the Terrigal - North Avoca SA2 have university qualifications, compared to 38.0% in the broader region.
What percentage of people in the Terrigal - North Avoca SA2 have no formal qualifications?
30.6% of people aged 15 and over in the Terrigal - North Avoca SA2 have no formal qualifications, compared to 34.2% regionally.
How does the Terrigal - North Avoca SA2's education level compare to national averages?
The terrigal - north avoca sa2 ranks in the 79th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the Terrigal - North Avoca SA2?
The most common qualifications in the Terrigal - North Avoca SA2 are: Bachelor Degree (23.6%), Certificate (21.9%), Advanced Diploma (13.7%).
What proportion of the Terrigal - North Avoca SA2's population is currently attending educational institutions?
30.0% of the population in the Terrigal - North Avoca SA2 is currently engaged in formal education, with 10.2% in primary school, 8.5% in secondary school, 5.2% at university.
What is the ICSEA score for schools in the Terrigal - North Avoca SA2?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the Terrigal - North Avoca SA2 is 1063, indicating average socio-educational advantage (national average is 1000).
How many schools are located within the Terrigal - North Avoca SA2?
There are 5 schools within the Terrigal - North Avoca SA2, with a combined enrollment of approximately 2,529 students.
What types of schools are available in the Terrigal - North Avoca SA2?
The terrigal - north avoca sa2 includes 2 primary schools, 2 secondary schools, 1 combined school.

Schools Detail

AmenitiesServices & Amenities in Terrigal - North Avoca

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Getting AroundTransport & Commuting in Terrigal - North Avoca

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Public transport in Terrigal - North Avoca reaches 113 stops on 45 routes, timetabled for about 650 services a week. The typical home sits about 180 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.6 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

A study of public transit infrastructure in Terrigal - North Avoca identifies 113 active stops that are exclusively bus-based. These locations are supported by 45 distinct routes, which together facilitate 652 weekly passenger journeys. Accessibility for the community is described as excellent, with the average distance to the nearest stop being 176 meters. Because the area is mainly residential, the majority of residents travel away from home, and cars account for 94% of all travel modes. The average number of vehicles per dwelling stands at 1.6, which exceeds the regional norm.

A significant 40.1% of households worked from home during the 2021 Census; this figure may be influenced by COVID-19 conditions. Across all routes, service frequency reaches an average of 93 trips per day, which translates to roughly 5 weekly trips per stop. A map accompanying this data highlights the 100 closest stops to the geographic centrepoint.

Frequently Asked Questions - Transport

How many public transport stops are in Terrigal - North Avoca?
There are 113 public transport stops within the Terrigal - North Avoca SA2.
How frequent are the transport services in Terrigal - North Avoca?
the Terrigal - North Avoca SA2 has 652 weekly trips across 45 routes, averaging 93 trips per day.
How far are residents from public transport in Terrigal - North Avoca?
On average, residential properties are 176 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Terrigal - North Avoca

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71.5% of residents in Terrigal - North Avoca report no long-term health condition, a healthier profile than 94% of areas nationally. 3.4% need daily assistance with core activities, and 63.3% hold private health cover. The standardised death rate runs at 2.9 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Health outcomes data demonstrates outstanding results across Terrigal - North Avoca, based on AreaSearch's assessment of mortality rates and chronic condition prevalence with very low prevalence of common health conditions across all age groups , and the rate of private health cover found to be exceptionally high at approximately 63% of the total population (9,903 people). This compares to 59.9% across Greater Sydney. The national average is 55.7%. The most common medical conditions in the area were found to be arthritis and asthma, impacting 7.8 and 6.8% of residents, respectively, while 71.5% declared themselves as completely clear of medical ailments compared to 74.6% across Greater Sydney.

Working-age residents are notably healthy with low chronic condition prevalence. The area has 23.0% of residents aged 65 and over (3,597 people), which is higher than the 15.5% in Greater Sydney. Health outcomes among seniors are particularly strong, with national rankings broadly in line with the general population.

Frequently Asked Questions - Health

How many people in the Terrigal - North Avoca SA2 have private health insurance?
Around 63.3% of people in the Terrigal - North Avoca SA2 are covered by private health insurance, which compares to 59.9% in the broader region of Greater Sydney.
What percentage of the population requires ongoing medical assistance in the Terrigal - North Avoca SA2?
In the Terrigal - North Avoca SA2, 3.4% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 5.2% of people in Greater Sydney require similar assistance.
How prevalent is asthma in the Terrigal - North Avoca SA2?
6.8% of people in the Terrigal - North Avoca SA2 are diagnosed with asthma. In comparison, 6.4% of the population across Greater Sydney is affected by asthma.
What percentage of people have diabetes in the Terrigal - North Avoca SA2?
Diabetes affects 3.0% of the the Terrigal - North Avoca SA2 population, while in the surrounding region, 4.3% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the Terrigal - North Avoca SA2?
3.7% of people in the Terrigal - North Avoca SA2 have heart disease. Across the region of Greater Sydney, 3.2% of the population is affected by heart disease.
How does the Terrigal - North Avoca SA2 compare to the region in terms of overall private health coverage?
In the Terrigal - North Avoca SA2, 63.3% of the population are estimated to have private health insurance. Comparatively, Greater Sydney sees an estimated private health coverage rate of 59.9%.

Ancestry & LanguageCultural Diversity in Terrigal - North Avoca

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Terrigal - North Avoca is largely Australian-born, at 78.6% of residents, with 7.5% speaking a language other than English at home. The largest reported ancestries are English (31.9%) and Australian (25.9%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Terrigal - North Avoca ranks below average for cultural diversity, as 78.6% of residents were born in Australia, 89.2% hold citizenship, and 92.5% speak only English at home. Christianity dominates as the primary faith, representing 53.9% of the local population. Judaism shows the most striking overrepresentation, accounting for 0.2% locally versus 0.8% in Greater Sydney. When examining ancestry through parents' countries of birth, English heritage leads at 31.9%, far above the regional mean of 19.0%. Australian ancestry follows at 25.9%, also well above the regional benchmark of 17.8%, while Irish ancestry makes up 9.8%.

Other ethnic groups also exhibit clear disparities, with Welsh at 0.8% (compared to 0.4% regionally), South Australian at 0.8% (versus 0.5%), and New Zealand at 0.9% (versus 0.5%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the Terrigal - North Avoca SA2?
Terrigal - North Avoca was found to be below average in terms of cultural diversity, with 78.6% of its population born in Australia, 89.2% being citizens, and 92.5% speaking English only at home.
What is the most common religion in the Terrigal - North Avoca SA2?
The main religion in Terrigal - North Avoca was found to be Christianity, which makes up 53.9% of people in Terrigal - North Avoca. However, the most apparent overrepresentation was in Judaism, which comprises 0.2% of the population, compared to 0.8% across Greater Sydney.
What are the top countries of origin in the Terrigal - North Avoca SA2?
In terms of ancestry (country of birth of parents), the top three represented groups in Terrigal - North Avoca are English, comprising 31.9% of the population, which is substantially higher than the regional average of 19.0%, Australian, comprising 25.9% of the population, which is substantially higher than the regional average of 17.8%, and Irish, comprising 9.8% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Welsh is notably overrepresented at 0.8% of Terrigal - North Avoca (vs 0.4% regionally), South African at 0.8% (vs 0.5%) and New Zealand at 0.9% (vs 0.5%).
How does the percentage of people born overseas compare to the regional average?
21.4% of the the Terrigal - North Avoca SA2 population was born overseas, compared to 40.5% regionally.
What percentage of the the Terrigal - North Avoca SA2 population speaks a language other than English at home?
7.5% of the population in the Terrigal - North Avoca SA2 speaks a language other than English at home, compared to 39.5% in the wider region.
How many people in the Terrigal - North Avoca SA2 identify as Australian Aboriginal?
1.4% of the the Terrigal - North Avoca SA2 population identifies as Australian Aboriginal, compared to 1.3% in the region.
What is the citizenship status of the population in the Terrigal - North Avoca SA2?
89.2% of the the Terrigal - North Avoca SA2 population holds citizenship, compared to 80.8% in the wider region.

Age StructureAge Profile of Terrigal - North Avoca

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The median resident of Terrigal - North Avoca is 43. 21.6% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

Terrigal - North Avoca boasts a median age of 43 years, which is markedly higher than the 37-year mean for Greater Sydney and also exceeds the national average of 38 years. The local age distribution highlights that residents aged 65 to 74 form a particularly large share at 12.3%, whereas the 25 to 34 age bracket is relatively modest at 8.8% compared to Greater Sydney. Between 2021 and the present, the population aged 75 to 84 has risen from 6.5% to 8.2%, and the 15 to 24 age group has climbed from 11.6% to 12.9%.

Meanwhile, the 55 to 64 age segment has fallen from 13.3% to 12.2%, and the 25 to 34 cohort has decreased from 9.8% to 8.8%. For the year 2041, demographic forecasts indicate major changes in the age composition of Terrigal - North Avoca. The 45 to 54 age group is expected to grow substantially, adding 715 individuals (32%) to reach 2,926 from an initial 2,210. It is worth noting that residents aged 65 and over will constitute 50% of all population growth, underscoring the region's aging trend. In contrast, the 0 to 4 age group is forecast to shrink by 18 people.

Frequently Asked Questions - Age

What is the median age in the Terrigal - North Avoca SA2?
According to the latest data, the median age in the Terrigal - North Avoca SA2 is 43 years.
How does the Terrigal - North Avoca SA2's median age compare to broader areas?
At 43 years, Terrigal - North Avoca is 6 years older than the Greater Sydney average (37 years) and 5 years older than the national average (38 years).
What age groups are over-represented in the Terrigal - North Avoca SA2?
The most over-represented age group in the Terrigal - North Avoca SA2 compared to the Greater Sydney region is the 65 - 74 group, making up 12.3% of the population.
What age groups are under-represented in the Terrigal - North Avoca SA2?
The most under-represented age group in the Terrigal - North Avoca SA2 compared to the Greater Sydney region is the 25 - 34 group, making up 8.8% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the Terrigal - North Avoca SA2 show significant variance compared to the Greater Sydney region. The most over-represented age groups are 75-84 year-olds (8.2% vs 5.3%) and 65-74 year-olds (12.3% vs 8.1%). The most under-represented age group is 25-34 year-olds (8.8% vs 16.1%).
What is the percentage of children (0-14 years) in the Terrigal - North Avoca SA2?
The percentage of children aged 0-14 years in the Terrigal - North Avoca SA2 is 17.1%.
What is the percentage of older people (65+ years) in the Terrigal - North Avoca SA2?
The percentage of people aged 65 and over in the Terrigal - North Avoca SA2 is 23.0%.

Data & MethodBoundaries, Sources & Method for Terrigal - North Avoca

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the SA2 boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Aug 2026 this month all 17 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Aug 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 49 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (14,849 at the 2021 Census → 15,646 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (102011039). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

Why can the Terrigal - North Avoca SA2 boundary differ from the suburb boundary?
This page uses ABS Statistical Area Level 2 (SA2) boundaries for statistical reporting (e.g., census and ERP). SA2 areas can differ materially from Suburbs and Localities (SAL) boundaries, even when they share similar names, because they are defined for different purposes and often use different geographic boundaries.
Where does the data on this Terrigal - North Avoca page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Terrigal - North Avoca data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (Aug 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas