Point Clare

Point Clare is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends

Based on analysis of ABS population updates for the broader area and new addresses validated by AreaSearch, as of Feb 2026, the estimated population of Point Clare is around 4,035. This reflects an increase of 61 people since the 2021 Census, which reported a population of 3,974. The change is inferred from the resident population of 4,017 estimated by AreaSearch following examination of the latest ERP data release by the ABS (June 2024) and an additional 12 validated new addresses since the Census date. This level of population equates to a density ratio of 1,208 persons per square kilometer. Point Clare's 1.5% growth since census positions it within 1.7 percentage points of the SA3 area (3.2%), demonstrating competitive growth fundamentals. Population growth for the suburb was primarily driven by overseas migration that contributed approximately 87.0% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, as released in 2024 with 2022 as the base year. For any SA2 areas not covered by this data, AreaSearch is utilising the NSW State Government's SA2 level projections, as released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are also applied to all areas for years 2032 to 2041. Considering the projected demographic shifts, lower quartile growth of national areas is anticipated. The suburb is expected to grow by 35 persons to 2041 based on aggregated SA2-level projections, reflecting a gain of 0.4% in total over the 17 years.

Residential development activity is lower than average in Point Clare according to AreaSearch's national comparison of local real estate markets

AreaSearch analysis of ABS building approval numbers shows Point Clare has had approximately 4 dwelling approvals per year over the past five financial years, totalling about 20 homes. As of FY-26, there is 1 recorded approval. With an average of 5.4 new residents arriving per dwelling constructed between FY-21 and FY-25, demand has outstripped supply, leading to potential buyer competition and pricing pressures. New homes are being built at an average cost of $418,000, higher than regional norms due to quality-focused development.

This financial year, Point Clare has registered $1.0 million in commercial approvals, indicating its residential nature. Compared to Greater Sydney, Point Clare has significantly less development activity, being 73.0% below the regional average per person. This constrained new construction typically reinforces demand and pricing for existing homes. Similarly, it is under the national average, suggesting the area's established nature and potential planning limitations. All new construction in Point Clare has been standalone homes, maintaining its traditional suburban character with a focus on family homes.

With around 1147 people per dwelling approval, Point Clare reflects a highly mature market. Future projections estimate Point Clare will add 17 residents by 2041. Based on current development patterns, new housing supply should meet demand, offering good conditions for buyers and potentially facilitating population growth beyond current projections.

Point Clare has strong levels of nearby infrastructure activity, ranking in the top 30% nationally

Changes to local infrastructure significantly influence an area's performance. AreaSearch has identified four projects likely impacting the area: Gosford Community Recreation Centre, West Gosford Village Shopping Centre Refurbishment at 10-16 Kendall St, Gosford, and Northside Private Hospital. The following details those most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

AreaSearch analysis of employment trends sees Point Clare performing better than 90% of local markets assessed across Australia

Point Clare has a skilled workforce with essential services sectors well represented. The unemployment rate is 1.7%, with an estimated employment growth of 3.8% in the past year, according to AreaSearch's aggregation of statistical area data. As of December 2025, there are 1,978 residents employed while the unemployment rate stands at 2.4%, below Greater Sydney's rate of 4.2%.

Workforce participation is lower at 60.7% compared to Greater Sydney's 70.2%. A high proportion of residents work from home, with 40.4% citing this arrangement based on Census responses. The leading employment industries among residents are health care & social assistance, retail trade, and professional & technical services. Point Clare has a particular specialization in health care & social assistance, employing 1.3 times the regional level.

Conversely, finance & insurance employs only 3.5% of local workers, lower than Greater Sydney's 7.3%. The area appears to offer limited employment opportunities locally, as indicated by the count of Census working population versus resident population. Between December 2024 and December 2025, employment levels increased by 3.8%, while labour force increased by 3.6%, causing a fall in unemployment rate by 0.2 percentage points. In contrast, Greater Sydney experienced employment growth of 2.2% and labour force growth of 2.3%. Jobs and Skills Australia's national employment forecasts from May-25 offer further insight into potential future demand within Point Clare. These projections suggest that national employment is forecast to expand by 6.6% over five years and 13.7% over ten years, with varying growth rates between industry sectors. Applying these industry-specific projections to Point Clare's employment mix suggests local employment should increase by 7.0% over five years and 14.3% over ten years, though this is a simple weighting extrapolation for illustrative purposes and does not take into account localised population projections.

Income levels sit below national averages according to AreaSearch assessment

AreaSearch's latest postcode level ATO data for financial year 2023 shows that income in Point Clare is below the national average. The median income is $49,769 while the average income stands at $64,661. This contrasts with Greater Sydney's figures of a median income of $60,817 and an average income of $83,003. Based on Wage Price Index growth of 8.86% since financial year 2023, current estimates would be approximately $54,179 (median) and $70,390 (average) as of September 2025. From the 2021 Census, household, family and personal incomes all rank modestly in Point Clare, between the 39th and 42nd percentiles. Income brackets indicate that 28.6% of the community earns between $1,500 and $2,999 (1,154 individuals), consistent with broader trends across the broader area showing 30.9% in the same category. Housing affordability pressures are severe, with only 83.7% of income remaining after housing costs, ranking at the 43rd percentile. The area's SEIFA income ranking places it in the 6th decile.

Point Clare is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Point Clare's dwelling structure, as per the latest Census, consisted of 85.8% houses and 14.1% other dwellings (semi-detached, apartments, 'other' dwellings), compared to Sydney metro's 55.9% houses and 44.1% other dwellings. Home ownership in Point Clare stood at 38.0%, with mortgaged dwellings at 36.0% and rented ones at 26.0%. The median monthly mortgage repayment was $2,000, lower than Sydney metro's average of $2,427. Median weekly rent in Point Clare was recorded at $380, compared to Sydney metro's $470. Nationally, Point Clare's mortgage repayments exceeded the Australian average of $1,863, while rents were higher than the national figure of $375.

Point Clare has a typical household mix, with a lower-than-average median household size

Family households constitute 68.4% of all households, including 31.4% couples with children, 24.6% couples without children, and 11.3% single parent families. Non-family households account for the remaining 31.6%, with lone person households at 29.2% and group households comprising 2.6%. The median household size is 2.5 people, which is smaller than the Greater Sydney average of 2.7.

The educational profile of Point Clare exceeds national averages, with above-average qualification levels and academic performance metrics

The area's university qualification rate is 27.3%, significantly lower than Greater Sydney's average of 38.0%. Bachelor degrees are most common at 17.9%, followed by postgraduate qualifications (6.4%) and graduate diplomas (3.0%). Vocational credentials are prevalent, with 38.5% of residents aged 15+ holding them, including advanced diplomas (12.9%) and certificates (25.6%). Educational participation is high, with 27.4% of residents currently enrolled in formal education: 10.1% in primary, 7.2% in secondary, and 4.3% in tertiary education.

Educational participation is notably high, with 27.4% of residents currently enrolled in formal education. This includes 10.1% in primary education, 7.2% in secondary education, and 4.3% pursuing tertiary education.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Point Clare has 36 active public transport stops offering a mix of train and bus services. These stops are served by 15 routes that collectively facilitate 1,269 weekly passenger trips. The area's transport accessibility is rated excellent, with residents typically located 191 meters from the nearest stop. Most residents commute outward due to Point Clare being primarily residential. Car remains the dominant mode of commuting at 86%, while train accounts for 8%. On average, there are 1.3 vehicles per dwelling.

According to the 2021 Census, a high 40.4% of residents work from home, which may reflect COVID-19 conditions. Service frequency averages 181 trips per day across all routes, equating to approximately 35 weekly trips per individual stop.

Health performance in Point Clare is lower than average with common health conditions somewhat prevalent across the board, though to a considerably higher degree among older age cohorts

Point Clare faces significant health challenges based on AreaSearch's assessment. Mortality rates and chronic condition prevalence are high, with common health conditions prevalent across all age groups but more so among older cohorts.

Private health cover is at approximately 53% of the total population (~2,118 people), compared to Greater Sydney's 59.9%. The most common medical conditions are arthritis and mental health issues, affecting 9.4% and 9.4% of residents respectively. However, 63.0% of residents claim to be completely clear of medical ailments, compared to 74.6% across Greater Sydney. Working-age residents show an above-average prevalence of chronic health conditions. The area has 26.1% of residents aged 65 and over (1,053 people), higher than Greater Sydney's 15.4%. Health outcomes among seniors present some challenges but rank lower nationally than the broader population.

In terms of cultural diversity, Point Clare records figures broadly comparable to the national average, as found in AreaSearch's assessment of a number of language and cultural background related metrics

Point Clare's cultural diversity was above average, with 10.6% speaking a language other than English at home and 22.6% born overseas. Christianity was the predominant religion in Point Clare, comprising 53.4%. Judaism was overrepresented compared to Greater Sydney, making up 0.1% of Point Clare's population versus 0.8%.

The top three ancestry groups were English (31.6%), Australian (26.7%), and Scottish (8.6%), all substantially higher than regional averages. Notably, French (0.8%), Hungarian (0.4%), and South Australian (0.9%) ethnicities were overrepresented compared to regional figures of 0.5%, 0.3%, and 0.5% respectively.

Point Clare hosts an older demographic, ranking in the top quartile nationwide

The median age in Point Clare is 46 years, which is higher than Greater Sydney's average of 37 years and also above Australia's median of 38 years. The 75-84 age group makes up 10.5% of Point Clare's population, significantly higher than the Greater Sydney average. Conversely, those aged 25-34 comprise only 6.8%, lower than the Greater Sydney average. Between the 2021 Census and now, the percentage of people aged 75 to 84 has increased from 9.2% to 10.5%. Meanwhile, the percentage of those aged 25 to 34 has decreased from 8.6% to 6.8%. By 2041, population forecasts suggest significant demographic shifts in Point Clare. The number of people aged 75 to 84 is projected to rise by 107 individuals (25%), from 423 to 531. This aging trend is evident as those aged 65 and above are expected to account for 81% of the population growth. Conversely, the 55-64 and 25-34 age groups are anticipated to experience population declines.