Point Clare

An assessment of population growth drivers in Point Clare reveals an overall ranking slightly below national averages considering recent, and medium term trends

The estimated population of the Point Clare statistical area (Lv2) as of November 2025 is around 4,035 people. This figure represents an increase of 61 individuals since the 2021 Census, which reported a population of 3,974 people in the Point Clare (SA2). The current population was inferred from AreaSearch's estimation of 4,017 residents following examination of the latest ERP data release by the ABS (June 2024), along with an additional 12 validated new addresses since the Census date. This results in a density ratio of approximately 1,208 persons per square kilometer, which is relatively consistent with averages observed across locations assessed by AreaSearch. The Point Clare (SA2)'s population growth of 1.5% since the census places it within 1.6 percentage points of the SA3 area's growth rate of 3.1%, indicating competitive growth fundamentals. Overseas migration contributed approximately 87.0% of overall population gains during recent periods in the Point Clare (SA2).

AreaSearch is utilizing ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022, and NSW State Government's SA2 level projections for areas not covered by this data, released in 2022 with a base year of 2021. Considering these projected demographic shifts, the Point Clare (SA2) is anticipated to grow by 38 persons to 2041 based on aggregated SA2-level projections, reflecting an overall gain of 0.8% over the 17-year period.

Residential development activity is lower than average in Point Clare according to AreaSearch's national comparison of local real estate markets

AreaSearch analysis of ABS building approval numbers, allocated from statistical area data, indicates Point Clare has experienced approximately four dwellings receiving development approval each year over the past five financial years, totalling an estimated twenty homes. As of FY26, one approval has been recorded. On average, 5.3 new residents arrive per dwelling constructed annually between FY21 and FY25. This supply lagging demand suggests heightened buyer competition and pricing pressures, with new homes being built at an average construction cost value of $418,000.

$1.0 million in commercial approvals have been registered this financial year, reflecting the area's residential nature. Compared to Greater Sydney, Point Clare has significantly less development activity, 73.0% below the regional average per person, indicating constrained new construction and reinforcing demand for existing homes. This activity is also under the national average, suggesting the area's established nature and potential planning limitations. New construction has been comprised entirely of standalone homes, maintaining the area's traditional suburban character focused on family homes. With around 1148 people per dwelling approval, Point Clare reflects a highly mature market.

Future projections estimate Point Clare to add 31 residents by 2041 based on AreaSearch's latest quarterly estimate. Given current development patterns, new housing supply should readily meet demand, offering good conditions for buyers and potentially facilitating population growth beyond current projections.

Point Clare has strong levels of nearby infrastructure activity, ranking in the top 40% nationally

Changes to local infrastructure significantly impact an area's performance. AreaSearch identified four projects that could affect the region. Notable projects are Gosford Community Recreation Centre, West Gosford Village Shopping Centre Refurbishment at 10-16 Kendall St, Gosford, and Northside Private Hospital. The following list details those most relevant:.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

AreaSearch analysis of employment trends sees Point Clare performing better than 85% of local markets assessed across Australia

Point Clare has a skilled workforce with essential services sectors well represented. The unemployment rate was 1.9% in the past year, with an estimated employment growth of 2.8%.

As of September 2025, 1,962 residents were employed while the unemployment rate was 2.2%, below Greater Sydney's rate of 4.2%. Workforce participation was 55.7%, compared to Greater Sydney's 60.0%. Leading employment industries included health care & social assistance, retail trade, and professional & technical services. The area had a particular specialization in health care & social assistance, with an employment share 1.3 times the regional level.

In contrast, finance & insurance employed only 3.5% of local workers, below Greater Sydney's 7.3%. Employment opportunities appeared limited locally, as indicated by Census data comparing working population to resident population. Between September 2024 and September 2025, employment levels increased by 2.8% while the labour force increased by 3.1%, causing the unemployment rate to rise by 0.3 percentage points. In comparison, Greater Sydney experienced employment growth of 2.1% and labour force growth of 2.4%, with a 0.2 percentage point rise in unemployment. State-level data from NSW to November 25 showed employment had contracted by 0.03%, losing 2,260 jobs, with an unemployment rate of 3.9%. This compared favourably to the national unemployment rate of 4.3%. Jobs and Skills Australia's national employment forecasts from May-25 estimated that national employment would expand by 6.6% over five years and 13.7% over ten years. Applying these projections to Point Clare's employment mix suggested local employment should increase by 7.0% over five years and 14.3% over ten years, based on a simple weighting extrapolation for illustrative purposes.

Income levels sit below national averages according to AreaSearch assessment

AreaSearch's latest postcode level ATO data for financial year ending June 2023 shows that median income in Point Clare is $49,769 and average income is $64,661. This contrasts with Greater Sydney's median income of $60,817 and average income of $83,003. Based on Wage Price Index growth of 8.86% from July 2023 to September 2025, estimated median income in Point Clare would be approximately $54,179 and average income $70,390 by that date. The 2021 Census data ranks household, family, and personal incomes in Point Clare between the 39th and 42nd percentiles. Income brackets show that 28.6% of residents earn between $1,500 and $2,999 annually (1,154 individuals), similar to broader trends across the area at 30.9%. Housing affordability pressures are severe, with only 83.7% of income remaining after housing costs, ranking at the 43rd percentile. The area's SEIFA income ranking places it in the 6th decile.

Point Clare is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Point Clare's dwelling structure, as per the latest Census, comprised 85.8% houses and 14.1% other dwellings. In contrast, Sydney metro had 74.2% houses and 25.9% other dwellings. Home ownership in Point Clare was 38.0%, similar to Sydney metro's level. Mortgaged dwellings accounted for 36.0% and rented ones for 26.0%. The median monthly mortgage repayment in Point Clare was $2,000, below the Sydney metro average of $2,150. Median weekly rent in Point Clare was $380, compared to Sydney metro's $400. Nationally, Point Clare's mortgage repayments exceeded the Australian average of $1,863, while rents were higher than the national figure of $375.

Point Clare has a typical household mix, with a fairly typical median household size

Family households constitute 68.4% of all households, including 31.4% couples with children, 24.6% couples without children, and 11.3% single parent families. Non-family households account for the remaining 31.6%, with lone person households at 29.2% and group households comprising 2.6%. The median household size is 2.5 people, which aligns with Greater Sydney's average.

The educational profile of Point Clare exceeds national averages, with above-average qualification levels and academic performance metrics

The area's university qualification rate is 27.3%, significantly lower than Greater Sydney's average of 38.0%. Bachelor degrees are the most common at 17.9%, followed by postgraduate qualifications (6.4%) and graduate diplomas (3.0%). Vocational credentials are prominent, with 38.5% of residents aged 15+ holding them - advanced diplomas (12.9%) and certificates (25.6%). Educational participation is high, with 27.4% of residents currently enrolled in formal education: 10.1% in primary, 7.2% in secondary, and 4.3% in tertiary education.

Educational participation is notably high, with 27.4% of residents currently enrolled in formal education. This includes 10.1% in primary education, 7.2% in secondary education, and 4.3% pursuing tertiary education.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Point Clare has 37 active public transport stops. These include train stations and bus stops. There are 15 different routes serving these stops.

Together, they provide a total of 1,269 weekly passenger trips. The average distance from residents to the nearest transport stop is 191 meters. On average, there are 181 trips per day across all routes. This equates to approximately 34 weekly trips per individual stop.

Health performance in Point Clare is well below average with a range of health conditions having marked impacts on both younger and older age cohorts

Point Clare faces significant health challenges, as indicated by health data. A variety of conditions affect both younger and older age groups.

The rate of private health cover in Point Clare is approximately 53%, covering around 2,118 people. This compares to a rate of 55.3% across Greater Sydney. The most prevalent medical conditions are arthritis and mental health issues, affecting 9.4% and 9.4% of residents respectively. Approximately 63.0% of residents report no medical ailments, compared to 64.8% in Greater Sydney. Point Clare has a higher proportion of seniors aged 65 and over, at 25.5% (1,028 people), than the 24.5% seen in Greater Sydney. Health outcomes among seniors present challenges broadly aligned with the general population's health profile.

In terms of cultural diversity, Point Clare records figures broadly comparable to the national average, as found in AreaSearch's assessment of a number of language and cultural background related metrics

Point Clare has a higher than average cultural diversity, with 10.6% of its population speaking a language other than English at home and 22.6% born overseas. Christianity is the predominant religion in Point Clare, making up 53.4% of the population. Notably, Judaism is overrepresented in Point Clare at 0.1%, compared to 0.2% across Greater Sydney.

The top three ancestry groups in Point Clare are English (31.6%), Australian (26.7%), and Scottish (8.6%). Some ethnic groups have notable divergences: French is overrepresented at 0.8%, Hungarian at 0.4%, and South African at 0.9%.

Point Clare hosts an older demographic, ranking in the top quartile nationwide

The median age in Point Clare is 46 years, which is higher than Greater Sydney's average of 37 years and also above Australia's median of 38 years. The percentage of people aged 75-84 in Point Clare is notably higher at 10.2%, compared to the Greater Sydney average, while those aged 25-34 are under-represented at 7.3%. According to the 2021 Census, the population of those aged 15-24 has increased from 9.9% to 11.0%, while the percentage of those aged 25-34 has decreased from 8.6% to 7.3%. By 2041, significant demographic changes are projected for Point Clare. The number of people aged 75-84 is expected to increase by 119 individuals (29%), from 411 to 531. The population growth is primarily driven by those aged 65 and above, who are projected to comprise 84% of the total growth. Conversely, the populations of those aged 5-14 and 55-64 are expected to decline.