Point Clare

Point Clare is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends

The population of Point Clare is estimated at 4,044 as of May 2026, reflecting an increase of 70 people since the 2021 Census. The suburb's population was recorded as 3,974 in the 2021 Census. This increase represents a growth rate of 1.8%. AreaSearch estimated this population following examination of the latest ERP data release by the ABS (June 2025) and validation of an additional 12 new addresses since the Census date. Point Clare's population density is 1,210 persons per square kilometer, which is above the average seen across national locations assessed by AreaSearch. The suburb's 1.8% growth since census positions it within 0.8 percentage points of the SA3 area (2.6%), demonstrating competitive growth fundamentals.

Overseas migration contributed approximately 87.0% of overall population gains during recent periods, driving Point Clare's population growth. AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, as released in 2024 with 2022 as the base year. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections, released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. According to these projections, Point Clare's population is expected to contract by 2 persons by 2041. However, specific age cohorts are anticipated to grow, notably the 75 to 84 age group, projected to increase by 107 people over this period.

Residential development activity is lower than average in Point Clare according to AreaSearch's national comparison of local real estate markets

AreaSearch analysis of ABS building approval numbers shows Point Clare has received approximately four dwelling approvals per year on average over the past five financial years, totalling around 20 homes. As of FY-26, one approval has been recorded. This averages out to about 4.7 new residents per home built annually between FY-21 and FY-25. The demand for housing significantly outweighs supply, which can put upward pressure on prices and increase competition among buyers.

New properties are constructed at an average expected cost of $418,000, higher than regional norms, indicating quality-focused development. In FY-26, there have been $1.0 million in commercial approvals, reflecting the area's residential nature. Compared to Greater Sydney, Point Clare has a significantly lower construction rate, at 74.0% below the regional average per person. This scarcity of new properties can strengthen demand and prices for existing homes. Nationally, this activity is also below average, suggesting possible planning constraints or market maturity.

Recent building activity consists solely of detached dwellings, preserving Point Clare's suburban character and attracting space-seeking buyers. The location has approximately 1145 people per dwelling approval, indicating an established market. With population expected to remain stable or decline, pressure on housing in Point Clare is likely to be reduced, potentially presenting buying opportunities.

Point Clare has strong levels of nearby infrastructure activity, ranking in the top 30% nationally

Area infrastructure performance is significantly influenced by changes in local projects and initiatives. AreaSearch has identified four projects likely to impact the area. Notable projects include Gosford Community Recreation Centre, West Gosford Village Shopping Centre Refurbishment at 10-16 Kendall St, Gosford, and Northside Private Hospital. The following list details those most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

AreaSearch analysis of employment trends sees Point Clare performing better than 90% of local markets assessed across Australia

Point Clare has a skilled workforce with essential services sectors well represented. The unemployment rate was 1.6% in the past year, with an estimated employment growth of 4.0%. As of December 2025, 1,993 residents were employed while the unemployment rate was 2.5% lower than Greater Sydney's rate of 4.2%.

Workforce participation was at 60.6%, compared to Greater Sydney's 68.8%. According to Census responses, 40.4% of residents worked from home, though Covid-19 lockdown impacts should be considered. The key industries of employment among residents were health care & social assistance, retail trade, and professional & technical services. Health care & social assistance had a strong specialization with an employment share 1.3 times the regional level.

Conversely, finance & insurance showed lower representation at 3.5% compared to the regional average of 7.3%. The area appeared to offer limited local employment opportunities based on Census working population vs resident population data. Between December 2024 and December 2025, employment levels increased by 4.0%, and labour force increased by 3.7%, causing a fall in unemployment rate of 0.3 percentage points. In contrast, Greater Sydney experienced employment growth of 2.2% and labour force growth of 2.3%. Jobs and Skills Australia's national employment forecasts from May-25 offer insight into potential future demand within Point Clare. These projections suggest national employment will expand by 6.6% over five years and 13.7% over ten years, with varying growth rates between industry sectors. Applying these industry-specific projections to Point Clare's employment mix suggests local employment should increase by 7.0% over five years and 14.3% over ten years, though this is a simple weighting extrapolation for illustrative purposes and does not account for localised population projections.

Income levels sit below national averages according to AreaSearch assessment

The suburb of Point Clare had a median taxpayer income of $49,769 and an average income of $64,661 in the financial year 2023, according to postcode level ATO data aggregated by AreaSearch. This is lower than the national average, with Greater Sydney having a median income of $60,817 and an average income of $83,003 in the same period. By March 2026, based on Wage Price Index growth of 10.32%, estimated incomes would be approximately $54,905 (median) and $71,334 (average). Census 2021 data shows household, family, and personal incomes in Point Clare ranked modestly, between the 39th and 42nd percentiles. Income distribution showed that 28.6% of locals (1,156 people) fell into the $1,500 - 2,999 category, similar to the broader area where 30.9% occupied this range. Housing affordability was severe, with only 83.7% of income remaining after housing costs, ranking at the 43rd percentile. The suburb's SEIFA income ranking placed it in the 6th decile.

Point Clare is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Point Clare's dwelling structure, as per the latest Census, consisted of 85.8% houses and 14.1% other dwellings (semi-detached, apartments, 'other' dwellings). This contrasts with Sydney metro's figures of 55.9% houses and 44.1% other dwellings. Home ownership in Point Clare stood at 38.0%, with the remaining dwellings either mortgaged (36.0%) or rented (26.0%). The median monthly mortgage repayment in Point Clare was $2,000, below Sydney metro's average of $2,427. Median weekly rent in Point Clare was recorded at $380, compared to Sydney metro's $470. Nationally, Point Clare's mortgage repayments exceeded the Australian average of $1,863, while rents were higher than the national figure of $375.

Point Clare has a typical household mix, with a lower-than-average median household size

Family households account for 68.4% of all households, including 31.4% couples with children, 24.6% couples without children, and 11.3% single parent families. Non-family households constitute the remaining 31.6%, with lone person households making up 29.2% and group households comprising 2.6%. The median household size is 2.5 people, which is smaller than the Greater Sydney average of 2.7.

The educational profile of Point Clare exceeds national averages, with above-average qualification levels and academic performance metrics

The area's university qualification rate is 27.3%, significantly lower than Greater Sydney's average of 38.0%. Bachelor degrees are the most prevalent at 17.9%, followed by postgraduate qualifications (6.4%) and graduate diplomas (3.0%). Vocational credentials are common, with 38.5% of residents aged 15+ holding them, including advanced diplomas (12.9%) and certificates (25.6%). Educational participation is high, with 27.4% of residents currently enrolled in formal education, comprising 10.1% in primary, 7.2% in secondary, and 4.3% in tertiary education.

Educational participation is notably high, with 27.4% of residents currently enrolled in formal education. This includes 10.1% in primary education, 7.2% in secondary education, and 4.3% pursuing tertiary education.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Point Clare has 36 active public transport stops offering a mix of train and bus services. These are covered by 15 routes that facilitate 1,269 weekly passenger trips in total. The area's transport accessibility is rated as excellent, with residents typically living just 191 meters from the nearest stop. Most residents commute outwards daily. Car remains the dominant mode of transport at 86%, while train usage stands at 8%. On average, there are 1.3 vehicles per dwelling in Point Clare.

According to the 2021 Census, a high 40.4% of residents work from home, which may be partly due to COVID-19 conditions. The service frequency averages 181 trips daily across all routes, equating to approximately 35 weekly trips per individual stop.

Health performance in Point Clare is well below average with considerably higher than average prevalence of common health conditions and to an even higher degree among older age cohorts

Point Clare faces substantial health challenges based on AreaSearch's assessment. Mortality rates and chronic condition prevalence are considerably higher than average.

Older age cohorts experience this to an even greater extent. Private health cover is at approximately 53% of the total population (~2,123 people), leading that of the average SA2 area but lower than Greater Sydney's 59.9%. The most common medical conditions are arthritis and mental health issues, affecting 9.4% and 9.4% of residents respectively. 63.0% of residents declare themselves completely clear of medical ailments, compared to 74.6% across Greater Sydney. Working-age residents show above average prevalence of chronic health conditions. The area has 25.5% of residents aged 65 and over (1,031 people), higher than Greater Sydney's 15.5%. Health outcomes among seniors present some challenges but rank lower nationally than the broader population.

In terms of cultural diversity, Point Clare records figures broadly comparable to the national average, as found in AreaSearch's assessment of a number of language and cultural background related metrics

Point Clare's population shows above average cultural diversity, with 10.6% speaking a language other than English at home and 22.6% born overseas. Christianity is the dominant religion in Point Clare, comprising 53.4%. Notably, Judaism is overrepresented at 0.1%, compared to Greater Sydney's 0.8%.

The top three ancestry groups are English (31.6%), Australian (26.7%), and Scottish (8.6%). These figures exceed regional averages of 19.0%, 17.8%, and 5.4% respectively. Point Clare also shows notable overrepresentation of French (0.8% vs region's 0.5%), Hungarian (0.4% vs 0.3%), and South Australian (0.9% vs 0.5%) ethnic groups.

Point Clare hosts an older demographic, ranking in the top quartile nationwide

The median age in Point Clare is 46 years, which is notably higher than Greater Sydney's average of 37 years and also exceeds the Australian median of 38 years. Compared to Greater Sydney's average, the 75-84 age cohort is significantly over-represented in Point Clare at 10.1%, while the 25-34 age group is under-represented at 7.7%. According to the 2021 Census, the population of those aged 15 to 24 has increased from 9.9% to 10.9%, while the population of those aged 25 to 34 has decreased from 8.6% to 7.7%. Population forecasts for Point Clare in 2041 indicate significant demographic changes, with the 75-84 age cohort projected to expand by 100 people (25%), from 408 to 509. The aging population trend is evident, with those aged 65 and above comprising 83% of the projected growth. Conversely, the populations of those aged 5 to 14 and 25 to 34 are expected to decline.