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This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
ABS ERP | -- people | --
2021 Census | -- people
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Shepparton - South East has an estimated 16,453 residents, down from 16,520 at the 2021 Census. 315 new addresses have been validated here since Census night. That puts 250 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
AreaSearch indicates that Shepparton - South East has a population of approximately 16,453 as of May 2026. This represents a decline of 67 residents (0.4%) from the 16,520 individuals recorded during the 2021 Census. The estimate is derived from the June 2025 ABS estimated resident population of 16,336, combined with 315 validated new addresses registered after the Census. The region has a density of 249 persons per square kilometer, which suggests ample space and potential for future expansion. Although the local population fell by 0.4% after the census, the broader SA4 region grew by 1.0%, showing contrasting local trends.
Net overseas migration was the primary driver of growth, accounting for about 71.0% of recent population gains. AreaSearch utilizes the 2024 ABS and Geoscience Australia projections, which use 2022 as their baseline year. For SA2 areas without direct coverage, projections are sourced from the 2023 VIC State Government Regional/LGA data, adjusted using a weighted aggregation method to translate LGA trends to the SA2 level. The age-specific growth rates derived from this method are also projected forward for the years 2032 to 2041. Future demographic outlooks suggest the area will experience rapid growth, placing it in the top 10 percent of non-metropolitan locations in Australia. The population is projected to expand by 8,714 people by 2041 based on the latest annual ERP figures, representing a 52.2% increase over the 16 years.
Frequently Asked Questions - Population
432 new dwellings have been approved in Shepparton - South East over the past five years, an average of 86 a year. That places the area in the 51st percentile for residential development activity nationally, about 5 approvals per 1,000 residents a year. Of the 69 dwellings approved in the latest reporting year, 62% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 101, broadly in line with that longer-run average. Figures come from ABS building approvals aggregated to this SA2 boundary and are updated monthly as the ABS releases them.
Detail
An average of approximately 86 residential building approvals have been registered annually in Shepparton - South East, representing 432 new dwellings over the last 5 financial years. In the current FY-26 period, 93 approvals have been logged. Because the population has decreased recently, the supply of housing has kept pace with demand to support a balanced market with options for buyers, and new homes are being built at an average cost of $254,000, matching regional benchmarks. Commercial project approvals have reached $13.8 million this financial year, demonstrating ongoing commercial investment.
Construction activity per capita in Shepparton - South East is roughly 75% of the level seen in the Rest of Vic., placing the region in the 74th percentile of all national areas. Detached houses account for 62.0% of new residential building approvals, while townhouses and apartments make up 38.0%. This growing share of medium density housing offers a range of options from single family homes to cheaper compact alternatives. This trend represents a clear shift from the current housing stock, which consists of 87.0% houses, reflecting a decrease in available development land as well as changing lifestyle choices and affordability constraints. The ratio of around 169 people per approval is typical of a low density area. Demographic projections indicate that Shepparton - South East will add 8,595 residents by 2041 based on the latest quarterly calculations from AreaSearch. If residential construction volumes do not rise, the supply of dwellings may not keep pace with population growth, which could increase competition among buyers and support upward pressure on prices.
Frequently Asked Questions - Development
Development applications around Shepparton - South East
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 5 current infrastructure and development projects inside Shepparton - South East, worth an estimated $862 million. A further 72 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $6.31 billion. 25 are already under construction and 28 are due for completion within three years. The pipeline spans residential development, sports & recreation and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Changes to local infrastructure, planning schemes, and major projects are key drivers of regional performance. AreaSearch has identified 28 projects in the region that are expected to have an impact. The most significant of these include the Shepparton South East Precinct Structure Plan, the Kialla North Growth Corridor, the Goulburn Valley Water Infrastructure Upgrades, and the Wyndham Street 7-Eleven Convenience Store, with details of the most relevant projects listed below.
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Frequently Asked Questions - Infrastructure
Goulburn Valley Water Infrastructure Upgrades
Rolling program of water and wastewater upgrades delivered by Goulburn Valley Water (GVW) across its service region under the 2023-28 Price Plan. The flagship works include construction of a new 36-megalitre clear water storage tank at the Shepparton Operations Centre on Florence Street ($22.4M), commenced August 2025 and due for completion in late 2026, which will boost storage capacity by more than 40 per cent for Shepparton, Mooroopna and surrounding towns. Concurrent works include the Water Main Replacement Program (more than $13M allocated for 2023-28), ongoing sewer rehabilitation, regional standpipe upgrades, new drinking water supply pipelines to Katunga and Nathalia from Numurkah, a new 250-megalitre winter storage lagoon at Mansfield, a flood barrier for the Shepparton Water Treatment Plant, and a recycled water pipeline at Kilmore.The program is designed to improve service reliability, water security and network resilience across the Goulburn Valley region.
Shepparton South East Precinct Structure Plan
The Shepparton South East Precinct Structure Plan (PSP) is a long-term strategic plan for the development of 385 hectares of land into a vibrant residential community. Formally gazetted in June 2025, the precinct will eventually accommodate 2,980 dwellings and approximately 7,200 residents. Key features include a future government primary school, a multi-purpose community centre, a local convenience retail hub, and a significant regional sporting reserve. The plan also integrates comprehensive drainage and flood management systems designed to protect and enhance the Broken River corridor.
Wyndham Street 7-Eleven Convenience Store
Development of a new 7-Eleven convenience store and fuel station on a long-vacant site at the southern gateway to Shepparton. The high-visibility location is passed by more than 25,000 vehicles daily, making it a strategic addition to 7-Eleven's regional Victorian network. The site has been vacant for several years between Mustafa's Kebabs Drive Thru and the Shepparton Baptist Church.
Shepparton Heritage Centre Renewal
Renewal and modernization of the Shepparton Heritage Centre to preserve local history and enhance cultural facilities.
Beyond Housing Shepparton Social Housing
Social housing development project in Shepparton to provide affordable housing options for the community.
Princess Park WB Hunter Pavilion
Greater Shepparton City Council is replacing the flood-damaged former Princess Park clubrooms with the new Princess Park WB Hunter Pavilion. The elevated, flood-resilient community sport pavilion will provide AFL, netball and cricket compliant change rooms, trainers rooms, amenities, umpires facilities, a large social room with commercial kitchen, glass frontage to the oval, a 3 m undercover veranda, tiered seating and a grassy spectator mound. Demolition was completed in August 2025, the first sod was turned on 2 February 2026, and construction is expected to be complete by the end of 2026.
River Road West Subdivision - Stage 1
Small scale residential subdivision development on River Road West. Early stage planning for conventional residential lots with standard infrastructure requirements. Part of the broader residential growth in the Kialla area responding to housing demand.
Goulburn Valley Integrated Cancer Centre
The Goulburn Valley Integrated Cancer Centre (ICC) is a multi-stage development at Shepparton Hospital designed to centralise cancer services. Stage 1, supported by $30 million in Federal funding, is scheduled to begin construction in 2027 and focuses on expanding existing services. Stage 2, estimated at $90 million, remains subject to Victorian State Government funding and aims to bring all services including chemotherapy, radiation oncology, and wellness programs under one roof. Recent progress includes the construction of a new PET scanner suite at GV Health, with $7.1 million in operational funding confirmed in the 2026/27 State Budget to commence services in early 2027.
6,805 residents of Shepparton - South East are employed, from a labour force of 7,302. Unemployment sits at 6.8%, with participation at 55.1%. Weighted for its industry mix, the area's sectors are forecast to grow about 5.7% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
The local workforce is evenly divided between white and blue collar occupations across a range of industries, featuring an unemployment rate of 6.8% and steady employment levels over the course of the year. As of March 2026, there are 6,805 employed residents, and the unemployment rate is 3.1% higher than the Regional Vic. rate of 3.7%. Participation in the workforce stands at 55.1%, which is lower than the Regional Vic. figure of 61.1%. Data from the Census showed that a small proportion of residents (7.0%) worked from home, although this figure was likely influenced by COVID-19 pandemic restrictions.
The primary sectors of employment for local residents are health care & social assistance, retail trade, and manufacturing. The manufacturing sector shows a high concentration of jobs, with an employment share that is 1.3 times the regional benchmark. Conversely, public administration & safety is underrepresented at 3.9% compared to the regional average of 6.5%. Census data comparing the working population to the local population suggests that many residents travel outside the area to get to their jobs. An analysis of SALM and ABS statistics by AreaSearch shows that during the 12 months ending March 2026, the number of employed persons grew by 0.1% while the overall labour force expanded by 3.1%, causing the unemployment rate to rise by 2.8 percentage points. During the same period, Regional Vic. saw employment fall by 0.1% and the labour force decline by 0.3%, with the unemployment rate dropping by 0.2 percentage points. The national employment projections released by Jobs and Skills Australia in May-25 offer additional context for local demand trends. These five and ten-year projections have been applied to the local workforce structure to model future employment growth. Although total employment across Australia is projected to rise by 6.6% over five years and 13.7% over ten years, the rates of change vary by sector. Weighting these national sector projections against the local industry mix suggests employment in the area could rise by 5.7% over five years and 12.5% over ten years, assuming local population dynamics are set aside.
Frequently Asked Questions - Employment
Median household income in Shepparton - South East is $1,144 a week (about $59,000 a year), with median personal income at $600 a week. ATO records put median taxable income at $48,319 a year against an average of $58,137. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
Taxpayer statistics released by the ATO for the 2023 financial year show that the median income in the Shepparton - South East SA2 was $48,319, and the average income was $58,137. These figures are below national averages and compare to median and average incomes of $50,954 and $62,728 across Regional Vic. Adjusting these figures for a 9.62% increase in the Wage Price Index since the 2023 financial year yields estimated values of approximately $52,967 for the median and $63,730 for the average in March 2026. The 2021 Census placed household, family, and personal incomes in the area between the 9th and 11th percentiles nationally.
The largest income group contains 30.1% of local residents (4,952 people) who earn between $800 and $1,499, which contrasts with the regional trend where the $1,500 - 2,999 range is the most common at 30.3%. Financial pressure from housing is high, leaving residents with only 84.3% of their income after housing costs, which ranks in the 11th percentile.
Frequently Asked Questions - Income
Shepparton - South East had 6,000 occupied dwellings at the 2021 Census, 87% detached houses and 0% apartments. 28% are owned with a mortgage, 39% rented and 33% owned outright. At that Census the median rent was $270 a week and the median mortgage repayment $1,166 a month. Rent absorbs 23.6% of household income here and mortgage repayments 23.5%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
At the time of the latest Census, the housing mix in Shepparton - South East consisted of 87.2% detached houses and 12.8% alternative dwellings such as semi-detached homes, terraces, and apartments. This compares to 90.1% houses and 9.9% other dwellings across Regional Vic. Home ownership rates in the area are lower than the regional average, with 33.4% of residents owning their homes outright, while 28.1% have a mortgage and 38.6% rent their properties. The median monthly mortgage payment was $1,166, which is lower than the Regional Vic. average of $1,430, and the median weekly rent was $270 compared to the regional figure of $285.
These housing costs are also lower than the national averages, which stand at $1,863 for monthly mortgage payments and $375 for weekly rent.
Frequently Asked Questions - Housing
Shepparton - South East counted 6,000 households at the 2021 Census, averaging 2.5 people each. 25% are couples with children, against 25% couples without children. 31% of households are people living alone, and families average 2.0 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Family households make up 64.6% of the total in the area, consisting of couples with children at 24.6%, couples without children at 24.9%, and single parent households at 13.8%. The remaining 35.4% are non-family households, which are composed of single person households at 30.9% and group households at 4.4%. The median household size is 2.5 residents, which is slightly higher than the regional average of 2.4.
Frequently Asked Questions - Households
13.5% of adults in Shepparton - South East hold a university qualification, including 9.4% with a bachelor degree and 2.3% with postgraduate qualifications, lower than 82% of areas nationally. A further 25.0% hold a vocational qualification. 10 schools serve the area, with 1,985 enrolment places and an average ICSEA of 937 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
Educational attainment in the area is characterized by low rates of university completion, with 13.5% of residents holding a tertiary qualification compared to the VIC average of 33.4%. Among those with university degrees, bachelor degrees are the most common at 9.4%, followed by postgraduate qualifications at 2.3% and graduate diplomas at 1.8%. Vocational education is prominent, with 34.9% of residents aged 15+ holding a technical qualification, consisting of advanced diplomas at 9.9% and certificates at 25.0%. A significant proportion of the population is engaged in study, with 30.3% of residents enrolled in an educational institution.
This enrollment consists of 11.3% in primary schools, 8.5% in secondary schools, and 2.4% in higher education.
Frequently Asked Questions - Education
Schools Detail
Public transport in Shepparton - South East reaches 118 stops on 20 routes, timetabled for about 1,400 services a week. The typical home sits about 290 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.3 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
Public transport infrastructure in Shepparton - South East includes 118 active stops, which feature train connections. These stops are served by 20 distinct routes that provide 1,439 weekly passenger journeys. Transport accessibility is good, with an average distance of 286 meters from residents' homes to the nearest stop. The area is predominantly residential, and most workers commute to locations outside the area, with private cars being the primary mode of travel for 94% of commuters. Vehicle ownership stands at 1.3 cars per household, which is below the regional average. A small proportion of residents (7.0%) worked from home according to the 2021 Census, which may have been influenced by COVID-19 pandemic conditions.
Public transport services provide an average of 205 daily trips across all routes, which is equivalent to approximately 12 weekly trips per stop. The map highlights the 100 closest transport stops to the center of the area.
Frequently Asked Questions - Transport
Transport Stops Detail
65.1% of residents in Shepparton - South East report no long-term health condition, a less healthy profile than 78% of areas nationally. 8.0% need daily assistance with core activities, and 48.2% hold private health cover. The standardised death rate runs at 6.1 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Public health metrics indicate notable challenges in Shepparton - South East, as seen in mortality statistics and the prevalence of chronic health conditions across various age groups. The rate of private health insurance is low, with approximately 48% of the population (~7,930 people) holding coverage, compared to 50.5% in Regional Vic. and a national average of 55.7%. Arthritis and mental health conditions are the most prevalent health issues in the area, affecting 9.8% and 8.9% of residents respectively. However, 65.1% of the population reported having no chronic medical conditions, which is higher than the Regional Vic.
figure of 63.4%. Chronic illness rates among working-age residents are higher than average. Residents aged 65 and over make up 20.3% of the population (3,335 people), which is lower than the Regional Vic. proportion of 23.9%. Health outcomes for older residents generally align with national averages.
Frequently Asked Questions - Health
28.1% of Shepparton - South East residents were born overseas and 31.8% speak a language other than English at home. The largest reported ancestries are English (23.7%) and Australian (22.8%). 3.6% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
The local population displays high levels of cultural diversity, with 28.1% of residents born outside Australia and 31.8% speaking a language other than English at home. Christianity is the most common religious affiliation, accounting for 44.3% of the population. The most significant religious difference from the regional average is in the proportion of Muslim residents, who make up 16.4% of the local population compared to 1.0% across Regional Vic. English ancestry is claimed by 23.7% of the population, which is lower than the regional average of 30.7%, while Australian ancestry stands at 22.8%, compared to the regional average of 29.6%.
The category of Other ancestry is high at 18.4% compared to the regional average of 4.7%. Specific ethnic groups with higher representation than the regional average include Italian at 6.5% of the population (compared to 2.9% regionally), Macedonian at 0.7% (compared to 0.2%), and Samoan at 0.6% (compared to 0.1%).
Frequently Asked Questions - Diversity
The median resident of Shepparton - South East is 37. 27.5% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
The median age of residents is 37 years, which is lower than the Regional Vic. average of 43 years and close to the national average of 38 years. The 25 - 34 age group is highly represented at 16.8% of the population, whereas the 65 - 74 age bracket is smaller at 9.9% than in Regional Vic. Since 2021, the cohort aged 25 to 34 grew from 15.2% to 16.8%, and the 35 to 44 cohort rose from 11.9% to 13.4%, while the 45 to 54 cohort fell from 10.8% to 9.7%.
By 2041, demographic projections suggest the number of residents aged 25 to 34 will increase by 1,914 individuals (69%), growing from 2,762 to 4,677.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Shepparton - South East
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.
Everything is aggregated to the SA2 boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | May 2026 3 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | May 2026 3 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Jun 2026 2 months ago headline measures · May 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Aug 2026 this month all 21 measures |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | May 2026 3 months ago all 5 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 5 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Aug 2026 this month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 last month headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Jul 2026 last month all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 315 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (16,520 at the 2021 Census → 16,453 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (216031594). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.