Cobram

Suburb (SAL)

Rest of Vic. / Moira

 
 
 
 
 
 
 
Data Sources ABSValuer GeneralRental BoardACARA Newest Aug 2026 · Refreshed ABS QuickStats SAL20592 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Cobram

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DemographicsPopulation Growth in Cobram

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Cobram has an estimated 6,315 residents, up from 6,148 at the 2021 Census — a change of 167 people, or 2.7%. Growth has averaged 0.5% a year over five years, slower than 75% of areas nationally. 273 new addresses have been validated here since Census night. Density is about 80 people per square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

According to assessments of ABS population statistics for the broader territory, combined with recent address records verified by AreaSearch subsequent to the Census, the suburb of Cobram is estimated to have a population of approximately 6,315 in May 2026. This marks an expansion of 167 individuals (2.7%) from the 2021 Census, when the count stood at 6,148 people. This shift is calculated from a resident population of 6,307, which AreaSearch estimated using the most recent ABS ERP publication (June 2025) along with 273 validated new addresses since the Census date.

The resulting population density corresponds to 80 persons per square kilometer, indicating substantial area per resident and capacity for future construction. The 2.7% expansion rate of the suburb of Cobram since the 2021 census outpaced the SA4 region (1.0%) and the SA3 area, establishing it as a regional growth leader. The primary driver of this demographic expansion was interstate migration, which accounted for roughly 70.0% of the overall population gains in recent times. ABS and Geoscience Australia projections for individual SA2 regions, published in 2024 with 2022 as the base year, are utilized by AreaSearch. For SA2 regions lacking this coverage, AreaSearch incorporates the 2023 Regional/LGA projections from the VIC State Government, adjusting them through weighted aggregation of population growth from LGA to SA2 levels. Growth rates across age categories derived from these aggregations are also applied to all areas for the period spanning 2032 to 2041. Based on these projected demographic trends, the suburb of Cobram is anticipated to experience exceptional expansion, ranking in the top 10 percent of regional zones nationwide. The population is projected to grow by 2,634 persons by 2041 using aggregated SA2 projections, representing an overall increase of 41.6% over the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Cobram?
Total population for the suburb of Cobram was estimated to be approximately 6,315 as at May 26. This is based upon an estimated resident population of 6,307 from the ABS up to June 2025.
How has the population in the suburb of Cobram changed since 2021?
The suburb of cobram has added approximately 167 people and shown a 2.72% increase from the 6,148 people recorded at the 2021 Census period.
What is the population density in the suburb of Cobram?
The population density in the suburb of Cobram is estimated at 80 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Cobram?
Over the past 10 years, the population in the suburb of Cobram has shown a compound annual growth rate of 0.4% per annum.
What are the main drivers of population growth in the suburb of Cobram?
Population growth in the suburb of Cobram is driven by: Interstate migration (70.0%), Overseas migration (30.0%), Natural increase (0.0%). The primary driver is Interstate migration, contributing 70.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Cobram

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200 new dwellings have been approved in Cobram over the past five years, an average of 40 a year. That places the area in the 53rd percentile for residential development activity nationally, about 6 approvals per 1,000 residents a year. Of the 39 dwellings approved in the latest reporting year, 87% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 104, running ahead of that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

AreaSearch evaluations of ABS building permit statistics allocated from statistical areas show that Cobram typically sees approximately 40 dwellings approved for construction annually, representing roughly 200 homes over the preceding 5 financial years. Thus far in FY-26, 96 permits have been documented. With an average of only 0.7 new residents per year arriving for each finished dwelling over the past 5 financial years (between FY-21 and FY-25), the volume of new building matches or exceeds local demand, giving buyers increased options and supporting population expansion that may surpass current forecasts.

The newly approved dwellings carry an average construction cost of $460,000, showing that developers are focusing on the higher-end market segment with premium builds. Furthermore, commercial building approvals valued at $23.0 million have been documented this financial year, showing ongoing business investment. In comparison to Rest of Vic., the volume of building approvals per resident in Cobram is roughly three-quarters, though the area ranks in the 79th percentile among all locations evaluated across the country. Residential construction consists of 87.0% detached houses and 13.0% multi-unit or attached dwellings, preserving the local low-density style with a focus on spacious family accommodation. The ratio stands at roughly 145 people for each approved dwelling, pointing to a low-density property market. Long-term forecasts suggest Cobram will gain 2,626 residents by 2041 (utilizing the most recent quarterly estimate from AreaSearch). If the pace of development does not accelerate, the supply of new housing may fall short of population gains, which could increase competition among buyers and put upward pressure on prices.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Cobram recently?
Dwelling approval activity in the the suburb of Cobram area has seen 87 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Cobram's current population of 6,315 has been supported by 40 approvals on average over recent years.
How does the suburb of Cobram's development activity compare to the broader region?
The suburb of Cobram has seen 0.64 approvals per 100 people in recent years, compared to 0.82 approvals in the broader region. This means that one dwelling has been approved for every 144 people in the suburb of Cobram, compared to one for every 156 in the broader region.
Is the suburb of Cobram keeping up with housing demand?
With the population expected to increase by 2,626 people by 2041, around 1,313 new dwellings will be necessary. Recent approval levels may be insufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This indicates potential housing shortages if current approval trends continue.
What has been the trend in development approvals over the past five years in the suburb of Cobram?
Looking at development activity over the past five years, the suburb of Cobram's approval levels have been significantly above the yearly average of 40, indicating strong recent growth in development activity.
How many dwellings will be needed to accommodate future population growth in the suburb of Cobram?
The population in the suburb of Cobram is expected to grow by 2,626 people by 2041, necessitating approximately 1,313 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Cobram?
Over the past five years, the population in the suburb of Cobram has grown by approximately 541 people, while 200 residential approvals were recorded. This equates to a ratio of 2.7 people added for each new dwelling approval. This indicates solid population growth supported by housing development activity.
Are there opportunities for residential developers in the suburb of Cobram?
With dwelling approval activity running at an average of 40 approvals per year and a population of 6,315, there appears to be a supply shortfall relative to projected demand, presenting strong opportunities for residential developers. With the population expected to increase by 2,626 people by 2041, around 1,313 new dwellings will be necessary. Current approval trends may be insufficient to meet forecast demand, indicating strong development opportunities.
Approvals Pipeline Development applications near Cobram

Development applications around Cobram

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
Application search is not available in Victoria. AreaSearch holds 1 application for Cobram, but they are a record of past activity rather than a current register. Victoria has no state-wide planning portal and its council coverage is uneven, so we have switched the search off here rather than return partial answers. We are currently investigating a solution. No credits are charged for Victorian applications, and building approvals from the ABS and the major projects we track are unaffected.

SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Cobram

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AreaSearch tracks 5 current infrastructure and development projects inside Cobram, worth an estimated $54 million. A further 72 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $5.51 billion. 19 are already under construction and 20 are due for completion within three years. The pipeline spans residential development, sports & recreation and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Local infrastructure projects, major planning changes, and community developments are key drivers of regional economic growth. AreaSearch has identified 6 projects that are expected to influence the local area. Prominent developments include the Thompsons Beach and Kennedy Park Precinct Plan, the NCN Health Cobram Campus Redevelopment, Cobram Village, and the VICSES Cobram Unit, with detailed information on these key projects provided in the listings below.

Professional plan users can use the search below to filter and access additional projects.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Cobram?
Key infrastructure and planning changes likely to influence the suburb of Cobram include: Thompsons Beach and Kennedy Park Precinct Plan (Planning); NCN Health Cobram Campus Redevelopment (Completed); Cobram Village (Completed); VICSES Cobram Unit (Completed); and Cobram Secondary College Modular Building (Completed). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Cobram?
Infrastructure development impacting the suburb of Cobram spans multiple sectors including Energy, Transport & Logistics, and Communities, Precincts & Urban Renewal, among others.
What is the scale of infrastructure investment impacting the suburb of Cobram?
Infrastructure investment analysis indicates targeted investment in infrastructure improvements that will benefit the local area, with a notable concentration of investment within the immediate the suburb of Cobram vicinity.
How does the suburb of Cobram's infrastructure development compare to other areas?
With an infrastructure score in the top 30%, the suburb of Cobram demonstrates above-average development activity compared to national benchmarks.
Thompsons Beach and Kennedy Park Precinct Plan
Category: Communities, Precincts & Urban Renewal
Stage: Planning | Est. Comp: 2027
Source / Links: Link 1   Link 2  

The Thompsons Beach and Kennedy Park Precinct Plan aims to develop a precinct master plan and concept plan to guide future infrastructure developments at the site. It includes reviewing existing partnerships, co-designing a shared governance model, untangling red-tape to remove barriers for tourism and events, enhancing community quality of life through cultural and recreational improvements, boosting productivity via tourism growth and operational efficiencies, and building resilience against ageing infrastructure, extreme weather, and other challenges. Early community consultation occurred in March and April 2026 to collect feedback and guide concept designs throughout 2026.

Communities, Precincts & Urban Renewal

NCN Health Cobram Campus Redevelopment
Category: Health & Medical
Stage: Completed | Est. Comp: 2024
Source / Links: Link 1   Link 2  

A comprehensive multi-stage upgrade of the NCN Health Cobram Campus. Stage 1 delivered a new Urgent Care Centre with expanded floor space, a dedicated entry, a new ambulance bay, and dual waiting areas. Subsequent stages, completed by late 2024, involved refurbishing the acute ward, constructing a new ultrasound room, remodeling patient rooms with ensuites, and installing new firewalls and reception areas to enhance infection control and safety.

Health & Medical

Cobram Village
Category: Retail
Stage: Completed | Est. Comp: 2024
Source / Links: Link 1   

A neighbourhood retail centre featuring a 3,800 sqm Coles supermarket, Liquorland, Chemist Warehouse, and specialty retailers, providing convenient shopping in an underserved area within a ~70km radius.

Retail

VICSES Cobram Unit
Category: Environmental & Disaster Management
Stage: Completed | Est. Comp: 2023
Source / Links: Link 1   Link 2  

A new fit-for-purpose facility for the VICSES Cobram Unit, featuring four motor bays, office space, communications room, and training areas. It enables effective responses to rescues, floods, storms, and supports local emergency services while aiding volunteer retention and recruitment.

Environmental & Disaster Management

Cobram Secondary College Modular Building
Category: Education & Training
Stage: Completed | Est. Comp: 2020
Source / Links: Link 1   Link 2  

Replaced an older building containing asbestos with a new architecturally-designed permanent modular building. Modular facilities require less time for planning and construction, resulting in reduced disruption to students and staff. They are sustainable and innovatively designed, with a comparable lifespan to traditional structures.

Education & Training

Barooga Cobram Road Reconstruction
Category: Transport & Logistics
Stage: Completed | Est. Comp: 2024
Source / Links: Link 1   

Reconstruction of Barooga Cobram Road between Peoples Bridge and Bullanginya Bridge, including rehabilitation of the road carriageway and bridge approaches, new asphalt, and repainted line marking, as part of Berrigan Shire Council's flood recovery works under the Roads to Recovery program.

Transport & Logistics

Burma Road Land-Lease Lifestyle Village Estate
Category: Communities
Stage: Dev. Approval | Est. Comp: 2029
Source / Links: Link 1   

A 323-dwelling over-55s land-lease lifestyle village at 32 Burma Road, Tocumwal. The approved manufactured home estate will occupy approximately 21 hectares bordering Club Tocumwal, featuring internal roads, recreation areas, landscaped parkland and a central community building with leisure and wellness facilities. Residents will receive two Village Club Memberships and access to sporting and leisure facilities, with Club Tocumwal currently undergoing an $8 million renovation and expansion. Council approved the development application on 16 July 2025, with the village to be delivered in stages from 2025/2026.

Communities

Yarrawonga Mulwala Bridge Replacement
Category: Transport & Logistics
Stage: Planning | Est. Comp: N/A
Source / Links: Link 1   Link 2  

Planning for a new bridge across Lake Mulwala to replace the aging 1924 crossing connecting Yarrawonga and Mulwala[cite: 1]. The Green route alignment alongside the existing railway corridor has been confirmed as the preferred route[cite: 1]. The joint initiative between NSW and Victorian authorities is advancing through planning and business case stages[cite: 1].

Transport & Logistics

Jobs & IndustryEmployment Trends in Cobram

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2,756 residents of Cobram are employed, from a labour force of 2,857. Unemployment sits at 3.6%, with participation at 53.2%. Weighted for its industry mix, the area's sectors are forecast to grow about 5.0% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Cobram features a balanced job market comprising both professional and manual occupations, with a notable presence of manufacturing and industrial enterprises. The unemployment rate stands at just 3.6%, and estimated employment growth reached 1.6% over the preceding year, according to AreaSearch aggregations of regional statistical data. In March 2026, 2,756 local residents were employed, and the unemployment rate was 0.1% lower than the Regional Vic. average of 3.7%. However, participation in the labor force is low, sitting at 53.2% compared to 61.1% in Regional Vic.. According to Census data, a modest 6.6% of the workforce operated from home, though this figure may have been influenced by past COVID-19 restriction periods.

The local workforce is heavily engaged in agriculture, forestry & fishing, manufacturing, and health care & social assistance. The concentration of employment in agriculture, forestry & fishing is especially pronounced, running at 2.0 times the regional average. Conversely, health care & social assistance is under-represented, employing just 11.7% of local workers compared to 16.8% across Regional Vic.. A comparison of Census working population statistics against resident worker numbers suggests the local area offers limited employment opportunities within its boundaries. According to AreaSearch analysis of SALM and ABS statistics aggregated from wider geographic zones, the 12-month period saw employment expand by 1.6% while the labor force grew by 3.2%, leading to an increase of 1.5 percentage points in the unemployment rate. This stands in contrast to Regional Vic., where employment fell by 0.1% and the labor force contracted by 0.3%, resulting in a 0.2 percentage point decline in unemployment. National employment forecasts from May-25 compiled by Jobs and Skills Australia provide further context regarding future labor demand. These five and ten-year projections have been aligned with the local workforce structure to model potential employment trends. Globally, national employment is projected to grow by 6.6% over five years and 13.7% over ten years, though rates of expansion differ widely by industry. Projecting these industry-level trends onto the local workforce suggests employment in Cobram could rise by 5.0% over five years and 11.4% over ten years (noting this is a basic weighted projection for illustration and excludes localized population models).

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Cobram?
As of March 2026, the suburb of Cobram has approximately 2,756 employed residents with an unemployment rate of 3.6%. This healthy unemployment rate suggests a well-functioning labour market. Employment indicators are below the national average, suggesting room for improvement.
How does the suburb of Cobram's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Cobram stands at 3.6%, which is broadly in line with Regional Vic.'s rate of 3.7%. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Cobram?
The employment landscape in the suburb of Cobram is dominated by several key sectors. The largest employers are agriculture, forestry & fishing (14.8% of employment), manufacturing (14.6%), and health care & social assistance (11.7%). Other significant employers include retail trade and construction.
How has employment changed recently in the suburb of Cobram?
Over the past year to March 2026, the suburb of Cobram has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has rise. By comparison, Regional Vic. saw employment decreased and its unemployment rate dropped.
What is the workforce participation rate in the suburb of Cobram?
The workforce participation rate in the suburb of Cobram is 53.2%, which represents the proportion of working-age residents who are either employed or actively seeking work. This moderate participation rate suggests some residents may face barriers to workforce entry. The local rate trailing the Regional Vic. average of 61.1%, suggesting potential for increased workforce participation.
Which industries are over-represented in the suburb of Cobram's employment market?
The suburb of cobram shows notable specialization in agriculture, forestry & fishing, which employs 14.8% of the local workforce compared to 7.5% regionally. This concentration suggests the area has developed competitive advantages in this sector. The area also shows above-average employment in 1 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Cobram?
Based on Jobs and Skills Australia projections applied to the suburb of Cobram's industry mix, employment is expected to grow by 5.0% over the next five years and 11.4% over ten years. This compares to national growth expectations of 6.6% over five years. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Cobram compare nationally?
The suburb of cobram's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. Recent job advertisement trends show the broader employment region saw a 3.2% decline, ranking 26.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Cobram?
Skilled workers will find selective opportunities in the suburb of Cobram, with knowledge-based sectors representing 23.1% of local jobs. Key sectors for skilled workers include health care & social assistance (11.7%), education & training (6.8%), and professional & technical (3.2%). With projected employment growth of 5.0% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Cobram

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Median household income in Cobram is $1,026 a week (about $53,000 a year), with median personal income at $598 a week. ATO records put median taxable income at $44,082 a year against an average of $52,652. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

The most recent postcode-level ATO statistics compiled by AreaSearch for financial year 2023 indicate that incomes in Cobram are lower than the national average, with a median of $44,082 and an average of $52,652. This is lower than the Regional Vic. median income of $50,954 and average of $62,728. Factoring in Wage Price Index expansion of 9.62% since financial year 2023, estimated incomes would be roughly $48,323 (median) and $57,717 (average) as of March 2026. 2021 Census records show that household, family, and individual incomes in Cobram rank between the 4th and 11th percentiles nationally.

The largest individual bracket is the 31.3% of residents earning $400 - 799 weekly (1,976 residents), whereas the dominant bracket in the wider region is $1,500 - 2,999 at 30.3%. The high proportion of lower-income earners (40.6% below $800/week) points to tight household budgets for a significant share of the population. The proportion of income remaining after housing costs is 85.6%, which ranks in the 6th percentile across Australia.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Cobram?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Cobram is approximately $48,323. The official ATO data from FY-23 recorded a median of $44,082.
What is the average taxable income in the suburb of Cobram?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Cobram is approximately $57,717. The official ATO data from FY-23 recorded an average of $52,652.
How does the median taxable income in the suburb of Cobram compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Cobram is approximately $48,323 compared to $55,856 in Regional Vic.. The official ATO data from FY-23 shows $44,082 and $50,954 respectively.
How does the average taxable income in the suburb of Cobram compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Cobram is approximately $57,717 compared to $68,762 in Regional Vic.. The official ATO data from FY-23 shows $52,652 and $62,728 respectively.
What are the main income cohorts in the suburb of Cobram according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~31.3% / 1,976 persons) of the suburb of Cobram's population is the $400 - 799 cohort.
How do the main income cohorts in the suburb of Cobram compare to the region?
The largest income cohort in the suburb of Cobram is the $400 - 799 group, representing about 31.3% of the population. In comparison, Regional Vic.'s largest income cohort is the $1,500 - 2,999 group, representing 30.3% of its population, according to the 2021 Census.
What is the median household income in the suburb of Cobram according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Cobram is $1,026/wk.
What is the median family income in the suburb of Cobram according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Cobram is $1,417/wk.
What is the median personal income in the suburb of Cobram according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Cobram is $598/wk.
How does the suburb of Cobram's income rank nationally?
As per AreaSearch's latest postcode level ATO data released for FY-23, the suburb of Cobram's median income among taxpayers is $44,082, with an average of $52,652. This is below the national average, and compares to Regional Vic.'s median of $50,954 and average of $62,728. Based on Wage Price Index growth of 9.62% since FY-23, current estimates would be approximately $48,323 (median) and $57,717 (average) as of March 2026.
What is the disposable income in the suburb of Cobram?
The estimated disposable income in the suburb of Cobram is $3,807 per year according to AreaSearch analysis.
How does the suburb of Cobram's disposable income compare to the region?
The suburb of cobram's disposable income is $3,807 compared to $5,209 for Regional Vic., based on AreaSearch analysis.

Housing StockHousing & Dwellings in Cobram

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Cobram had 2,516 occupied dwellings at the 2021 Census, 91% detached houses and 0% apartments. 26% are owned with a mortgage, 30% rented and 45% owned outright. At that Census the median rent was $250 a week and the median mortgage repayment $1,235 a month. Rent absorbs 24.4% of household income here and mortgage repayments 27.8%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

At the time of the latest Census, residential structures in Cobram consisted of 91.2% separate houses and 8.8% other housing types (including townhouses, apartments, and miscellaneous dwellings), compared to 90.1% houses and 9.9% other dwellings in Regional Vic.. Home ownership was higher than the regional average, with 44.6% owning their properties outright, while the remaining homes were mortgaged (25.8%) or rented (29.6%). The median monthly mortgage payment of $1,235 was lower than the Regional Vic. average of $1,430, and the median weekly rent of $250 was also lower than the regional figure of $285.

On a national scale, mortgage payments in Cobram are lower than the Australian average of $1,863, and weekly rents are lower than the national average of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Cobram?
In the suburb of Cobram, 44.6% of homes are owned outright, 25.8% are owned with a mortgage, and 29.6% are rented.
What percentage of dwellings in the suburb of Cobram are houses?
According to the latest data, 91.2% of dwellings in the suburb of Cobram are houses.
What percentage of dwellings in the suburb of Cobram are apartments or units?
In the suburb of Cobram, 0.1% of dwellings are apartments or units, with an additional 7.0% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Cobram?
Outright home ownership in the suburb of Cobram stands at 44.6%, compared to 40.9% in Regional Vic..
What is the median monthly mortgage repayment in the suburb of Cobram?
The median monthly mortgage repayment in the suburb of Cobram is $1,235, compared to $1,430 in Regional Vic..
What is the median weekly rent in the suburb of Cobram?
The median weekly rent in the suburb of Cobram is $250, compared to $285 in Regional Vic..
What is the distribution of rental prices in the suburb of Cobram?
In the suburb of Cobram, 15.0% of rentals are $0-149/week, 70.9% are $150-349/week, 14.1% are $350-649/week, 0.0% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Cobram?
The aggregate monthly housing cost in the suburb of Cobram is $639, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Cobram?
In the suburb of Cobram, households with mortgages typically spend 27.8% of their income on mortgage repayments, while renters spend 24.4% of their income on rent.
How crowded are homes in the suburb of Cobram?
The average persons per bedroom ratio in the suburb of Cobram is 0.7, indicating the level of household density.
How does housing affordability in the suburb of Cobram compare to the region?
Housing affordability in the suburb of Cobram shows mortgage holders spending 27.8% of income on repayments (vs 23.8% regionally), while renters spend 24.4% of income on rent (vs 20.6% regionally).
What types of dwellings are most common in the suburb of Cobram?
The dwelling mix in the suburb of Cobram consists of 91.2% detached houses, 7.0% semi-detached dwellings, 0.1% apartments, and 1.7% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Cobram?
Based on the area's tenure composition, the weighted average monthly housing cost is approximately $639. This accounts for outright owners paying no housing costs, mortgage holders paying $1,235/month, and renters paying $1,082/month.
How affordable is housing in the suburb of Cobram relative to local incomes?
Housing in Cobram consumes approximately 14.4% of median household income ($4,443 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Cobram?
Recent development applications in Cobram show attached dwellings contributing 19% of approvals compared to 9% of existing stock, while detached houses represent 81% of applications versus 91% of current dwellings. This suggests increasing densification. Density increases remain below national trends.

HouseholdsHousehold Composition in Cobram

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Cobram counted 2,516 households at the 2021 Census, averaging 2.2 people each. 19% are couples with children, fewer than in 88% of areas nationally, against 31% couples without children. 35% of households are people living alone, and families average 2.1 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families make up the majority of households at 61.3%, consisting of couples with children (19.3%), couples without children (30.7%), and single parent households (10.6%). The remaining 38.7% are non-family households, which are mostly people living alone (35.3%) and a small proportion of group households (3.5%). The median household size is 2.2 residents, which is smaller than the average of 2.4 across Regional Vic..

Frequently Asked Questions - Households

How many households are in the suburb of Cobram?
As of the 2021 Census, the suburb of Cobram had 2,516 households. Based on population growth patterns, this has grown by approximately 2.7% to an estimated 2,584 households today.
What is the typical household size?
The median household size in the suburb of Cobram is 2.2 people. This compares to 2.4 in Regional Vic. and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 61.3% of all households. The remaining households consist of lone person households (35.3%), group households (3.5%), and other household types (0.0%).
How are families structured in the area?
Among the 1,542 family households, 19.3% are couples with children, 30.7% are couples without children at home, and 10.6% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Cobram compare to regional household patterns?
Compared to Regional Vic., the suburb of Cobram shows distinct household patterns. Lone person households are notably over-represented at 35.3% (versus 29.3% regionally). Conversely, family households are under-represented at 61.3% compared to the regional 67.8%. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Cobram have an average of 2.1 children, slightly above the Regional Vic. average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Cobram?
Marriage patterns reveal 45.3% of the adult population are currently married, while 31.3% have never married. This compares to 46.3% married and 34.0% never married across Regional Vic..
How significant are single-person households?
Single-person households represent 35.3% of all households in the suburb of Cobram, higher than the regional average of 29.3%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 3.5% of households, well below the Regional Vic. average of 2.9%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Cobram

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11.1% of adults in Cobram hold a university qualification, including 8.2% with a bachelor degree and 1.3% with postgraduate qualifications, lower than 85% of areas nationally. A further 26.9% hold a vocational qualification. 5 schools serve the area, with 1,478 enrolment places and an average ICSEA of 965 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Educational attainment levels present challenges for the region, as the proportion of residents with university qualifications (11.1%) is lower than the state average of 33.4%. This highlights a clear opportunity for targeted local educational programs. Among university graduates, bachelor degrees are the most common at 8.2%, followed by graduate diplomas (1.6%) and postgraduate degrees (1.3%). Practical and technical capabilities are common, with 35.9% of residents aged 15+ holding a vocational qualification, consisting of advanced diplomas (9.0%) and certificates (26.9%). A significant proportion of the population is engaged in learning, with 25.8% of residents enrolled in formal studies.

This group includes 9.8% in primary schools, 7.6% in high schools, and 2.0% in higher education or university programs.

Frequently Asked Questions - Education

What percentage of people in the suburb of Cobram have university qualifications?
11.1% of people aged 15 and over in the suburb of Cobram have university qualifications, compared to 21.7% in the broader region.
What percentage of people in the suburb of Cobram have no formal qualifications?
52.9% of people aged 15 and over in the suburb of Cobram have no formal qualifications, compared to 40.4% regionally.
How does the suburb of Cobram's education level compare to national averages?
The suburb of cobram ranks in the 15th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Cobram?
The most common qualifications in the suburb of Cobram are: Certificate (26.9%), Advanced Diploma (9.0%), Bachelor Degree (8.2%).
What proportion of the suburb of Cobram's population is currently attending educational institutions?
25.8% of the population in the suburb of Cobram is currently engaged in formal education, with 9.8% in primary school, 7.6% in secondary school, 2.0% at university.
What is the ICSEA score for schools in the suburb of Cobram?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Cobram is 965, indicating below-average socio-educational advantage compared to the national average of 1000.
How many schools are located within the suburb of Cobram?
There are 5 schools within the suburb of Cobram, with a combined enrollment of approximately 1,478 students.
What types of schools are available in the suburb of Cobram?
The suburb of cobram includes 2 primary schools, 1 secondary school, 2 combined schools.

Schools Detail

AmenitiesServices & Amenities in Cobram

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Getting AroundTransport & Commuting in Cobram

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Getting around Cobram means driving: households keep an average of 1.3 vehicles, and scheduled services reach only a handful of stops. Service data is built from operators' published GTFS timetables; vehicle ownership is from the 2021 Census.

Detail

Public transport infrastructure in Cobram includes 18 active stops offering a combination of rail and bus services. These stops are served by 7 distinct routes, which provide a total of 54 passenger trips each week. Transport accessibility is rated as good, with residents living an average of 299 meters from their nearest stop. Because Cobram is primarily residential, the majority of working residents travel out of the area for employment. Private vehicles are the main mode of travel at 92%, while 6% of people walk to work. The average number of vehicles per household is 1.3, which is lower than the regional average.

A small proportion of residents (6.6%) worked from home, according to 2021 Census data, which may reflect the influence of COVID-19 restrictions at the time. Service frequency across all local transport routes averages 7 trips daily, which represents roughly 3 weekly trips for each transport stop.

Frequently Asked Questions - Transport

How many public transport stops are in Cobram?
There are 18 public transport stops within the suburb of Cobram.
How frequent are the transport services in Cobram?
the suburb of Cobram has 54 weekly trips across 7 routes, averaging 7 trips per day.
How far are residents from public transport in Cobram?
On average, residential properties are 299 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Cobram

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59.3% of residents in Cobram report no long-term health condition, a less healthy profile than 80% of areas nationally. 9.2% need daily assistance with core activities, and 47.7% hold private health cover. The standardised death rate runs at 6.1 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

AreaSearch evaluations of mortality statistics and chronic disease trends show that Cobram faces notable public health issues, with common medical conditions prevalent among both younger and older cohorts. In addition, the proportion of residents with private health insurance is low, covering approximately 48% of the population (~3,014 people). This is lower than the 50.5% recorded in Regional Vic. and the national average of 55.7%. Arthritis and mental health conditions are the most common medical issues in the area, affecting 11.8 and 9.4% of residents, respectively. A total of 59.3% of the population reported having no chronic medical conditions, which is lower than the Regional Vic.

average of 63.4%. Chronic illness rates are elevated among residents of working age. Seniors aged 65 and over make up 29.5% of the local population (1,862 people), which is higher than the Regional Vic. average of 23.9%. Health statistics for these older residents show some challenges, with national rankings matching those of the broader community.

Frequently Asked Questions - Health

How many people in the suburb of Cobram have private health insurance?
Around 47.7% of people in the suburb of Cobram are covered by private health insurance, which compares to 50.5% in the broader region of Regional Vic..
What percentage of the population requires ongoing medical assistance in the suburb of Cobram?
In the suburb of Cobram, 9.2% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.9% of people in Regional Vic. require similar assistance.
How prevalent is asthma in the suburb of Cobram?
7.9% of people in the suburb of Cobram are diagnosed with asthma. In comparison, 8.7% of the population across Regional Vic. is affected by asthma.
What percentage of people have diabetes in the suburb of Cobram?
Diabetes affects 6.1% of the the suburb of Cobram population, while in the surrounding region, 4.6% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Cobram?
5.5% of people in the suburb of Cobram have heart disease. Across the region of Regional Vic., 4.4% of the population is affected by heart disease.
How does the suburb of Cobram compare to the region in terms of overall private health coverage?
In the suburb of Cobram, 47.7% of the population are estimated to have private health insurance. Comparatively, Regional Vic. sees an estimated private health coverage rate of 50.5%.

Ancestry & LanguageCultural Diversity in Cobram

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Cobram is largely Australian-born, at 81.7% of residents, with 14.1% speaking a language other than English at home. The largest reported ancestries are English (30.7%) and Australian (26.1%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

The level of cultural diversity in Cobram matches the averages of the wider region, with citizens making up 83.4% of the population, 81.7% born in Australia, and 85.9% using only English at home. Christianity is the dominant religion, practiced by 57.1% of the population. The most distinct variance is in the Other religious category, which accounts for 2.2% of residents compared to 0.8% across Regional Vic.. Regarding parental ancestry, the three largest groups in Cobram are English (30.7%), Australian (26.1%), and Italian (9.0%). The Italian ancestry percentage is higher than the regional average of 2.9%.

Other ethnic groups show distinct variations: Macedonian ancestry is recorded for 0.1% of Cobram residents (compared to 0.2% regionally), Irish ancestry stands at 8.7% (compared to 9.7% regionally), and Chinese ancestry is represented at 2.3% (compared to 0.9% regionally).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Cobram?
Cobram was found to be roughly in line with the wider region's average in terms of cultural diversity, with 83.4% of its population being citizens, 81.7% born in Australia, and 85.9% speaking English only at home.
What is the most common religion in the suburb of Cobram?
The main religion in Cobram was found to be Christianity, which makes up 57.1% of people in Cobram. However, the most apparent overrepresentation was in Other, which comprises 2.2% of the population, compared to 0.8% across Regional Vic..
What are the top countries of origin in the suburb of Cobram?
In terms of ancestry (country of birth of parents), the top three represented groups in Cobram are English, comprising 30.7% of the population, Australian, comprising 26.1% of the population, and Italian, comprising 9.0% of the population, which is substantially higher than the regional average of 2.9%. Additionally, there are notable divergences in the representation of certain other ethnic groups: Macedonian is notably overrepresented at 0.1% of Cobram (vs 0.2% regionally), Irish at 8.7% (vs 9.7%) and Chinese at 2.3% (vs 0.9%).
How does the percentage of people born overseas compare to the regional average?
18.3% of the the suburb of Cobram population was born overseas, compared to 13.2% regionally.
What percentage of the the suburb of Cobram population speaks a language other than English at home?
14.1% of the population in the suburb of Cobram speaks a language other than English at home, compared to 7.6% in the wider region.
How many people in the suburb of Cobram identify as Australian Aboriginal?
1.6% of the the suburb of Cobram population identifies as Australian Aboriginal, compared to 1.4% in the region.
What is the citizenship status of the population in the suburb of Cobram?
83.4% of the the suburb of Cobram population holds citizenship, compared to 88.6% in the wider region.

Age StructureAge Profile of Cobram

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The median resident of Cobram is 48, older than 88% of areas nationally. 21.9% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

The median age in Cobram is 48 years, which is older than the Regional Vic. median of 43 and the national average of 38. The age distribution shows a high proportion of people in the 75 - 84 age group (11.1%), while the 35 - 44 cohort (10.4%) is smaller than the average in Regional Vic.. Post-2021 Census data shows the 15 to 24 age bracket grew from 9.0% to 10.1%, while the 65 to 74 bracket fell from 15.6% to 14.4%. Future demographic modeling suggests the local age profile will change by 2041.

The 25 to 34 age bracket is expected to grow by 449 people (60%), rising from 745 to 1,195.

Frequently Asked Questions - Age

What is the median age in the suburb of Cobram?
According to the latest data, the median age in the suburb of Cobram is 48 years.
How does the suburb of Cobram's median age compare to broader areas?
At 48 years, Cobram is 5 years older than the Regional Vic. average (43 years) and 10 years older than the national average (38 years).
What age groups are over-represented in the suburb of Cobram?
The most over-represented age group in the suburb of Cobram compared to the Regional Vic. region is the 75 - 84 group, making up 11.1% of the population.
What age groups are under-represented in the suburb of Cobram?
The most under-represented age group in the suburb of Cobram compared to the Regional Vic. region is the 35 - 44 group, making up 10.4% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Cobram show significant variance compared to the Regional Vic. region. The most over-represented age group is 85+ year-olds (4.0% vs 2.8%).
What is the percentage of children (0-14 years) in the suburb of Cobram?
The percentage of children aged 0-14 years in the suburb of Cobram is 15.4%.
What is the percentage of older people (65+ years) in the suburb of Cobram?
The percentage of people aged 65 and over in the suburb of Cobram is 29.5%.

Data & MethodBoundaries, Sources & Method for Cobram

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Jul 2026 last month all 5 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jul 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 273 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (6,148 at the 2021 Census → 6,315 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL20592). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Cobram suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Cobram page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Cobram data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (Jul 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas