Cobram

Suburb (SAL)

Rest of Vic. / Moira

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Data Sources ABSValuer GeneralRental BoardACARA Newest Oct 2026 · Refreshed ABS QuickStats SAL20592 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Cobram

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DemographicsPopulation Growth in Cobram

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Cobram has an estimated 6,314 residents, up from 6,148 at the 2021 Census — a change of 166 people, or 2.7%. Growth has averaged 0.5% a year over five years, slower than 75% of areas nationally. 281 new addresses have been validated here since Census night. Density is about 80 people per square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

In the suburb of Cobram, the population is estimated to reach roughly 6,314 by Aug 2026, according to AreaSearch evaluations combining broader ABS demographic updates with 281 validated new addresses identified since the Census date. This represents an addition of 166 people (2.7%) compared to the 6,148 people recorded in the 2021 Census, building on an estimated resident population of 6,306 established from the June 2025 ABS ERP figures. With a population density of 80 persons per square kilometer, the locality offers ample physical space and capacity for expansion. Outpacing both the SA3 area and the wider SA4 region (1.1%), the suburb of Cobram stands out as a regional growth frontrunner with its 2.7% expansion since the 2021 census.

This recent demographic growth was largely underpinned by net arrivals from interstate migration, which accounted for roughly 70.0% of the overall population influx. SA2-level projections from ABS/Geoscience Australia (published in 2024 using 2022 as the base year) form the foundation of AreaSearch's forward estimates, supplemented where necessary by 2023 VIC State Government Regional/LGA projections converted to SA2 boundaries via weighted population aggregations. Furthermore, these aggregated models distribute age-specific growth rates across every district for 2032 to 2041. Looking ahead, long-term projections point to exceptional expansion that places the suburb of Cobram among the top 10 percent of non-metropolitan locations nationwide, with the area slated to expand by 2,605 persons to 2041 under consolidated SA2 figures, translating to an overall growth rate of 41.1% over the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Cobram?
Total population for the suburb of Cobram was estimated to be approximately 6,314 as at Aug 26. This is based upon an estimated resident population of 6,306 from the ABS up to June 2025.
How has the population in the suburb of Cobram changed since 2021?
The suburb of cobram has added approximately 166 people and shown a 2.70% increase from the 6,148 people recorded at the 2021 Census period.
What is the population density in the suburb of Cobram?
The population density in the suburb of Cobram is estimated at 80 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Cobram?
Over the past 10 years, the population in the suburb of Cobram has shown a compound annual growth rate of 0.4% per annum.
What are the main drivers of population growth in the suburb of Cobram?
Population growth in the suburb of Cobram is driven by: Interstate migration (70.0%), Overseas migration (30.0%), Natural increase (0.0%). The primary driver is Interstate migration, contributing 70.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Cobram

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193 new dwellings have been approved in Cobram over the past five years, an average of 38 a year. That places the area in the 61st percentile for residential development activity nationally, about 6 approvals per 1,000 residents a year. Of the 51 dwellings approved in the latest reporting year, 86% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 104, running ahead of that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

Residential building approval figures compiled by AreaSearch from ABS statistical area data indicate that Cobram averages approximately 38 home approvals annually, totaling 193 homes approved over the past 5 financial years (between FY-21 and FY-25), alongside 104 so far in FY-25. The ratio of new arrivals stands at an average of just 0.6 new residents per year per approved dwelling over the past 5 financial years (between FY-21 and FY-25), suggesting construction is keeping pace with or outstripping local demand, enhancing choice for purchasers and laying the groundwork for above-forecast population gains.

These homes carry an average construction value of $345,000—pricing below regional benchmarks and highlighting relative affordability. On the commercial front, approvals have reached $23.0 million this financial year, pointing to a moderate volume of non-residential development. Per capita building approval volume in Cobram sits 15.0% below the Rest of Vic. benchmark, though recent momentum has lifted the locality to the 88th percentile nationally. Low-density residential forms dominate recent approvals, with 86.0% detached dwellings and 14.0% townhouses or apartments, an allocation that preserves suburban openness and appeals to households pursuing extra space. Reflecting this spacious urban footprint, the area records around 85 people per approval. Based on the latest AreaSearch quarterly estimate, Cobram is projected to welcome 2,597 residents by 2041. If residential construction continues at its current rate, dwelling creation could fall behind population additions, potentially heightening competition among buyers and placing upward pressure on property values.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Cobram recently?
Dwelling approval activity in the the suburb of Cobram area has seen 87 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Cobram's current population of 6,314 has been supported by 38 approvals on average over recent years.
How does the suburb of Cobram's development activity compare to the broader region?
The suburb of Cobram has seen 0.81 approvals per 100 people in recent years, compared to 0.75 approvals in the broader region. This means that one dwelling has been approved for every 85 people in the suburb of Cobram, compared to one for every 145 in the broader region.
Is the suburb of Cobram keeping up with housing demand?
With the population expected to increase by 2,597 people by 2041, around 1,299 new dwellings will be necessary. Recent approval levels may be insufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This indicates potential housing shortages if current approval trends continue.
What has been the trend in development approvals over the past five years in the suburb of Cobram?
Looking at development activity over the past five years, the suburb of Cobram's approval levels have been significantly above the yearly average of 38, indicating strong recent growth in development activity.
How many dwellings will be needed to accommodate future population growth in the suburb of Cobram?
The population in the suburb of Cobram is expected to grow by 2,597 people by 2041, necessitating approximately 1,299 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Cobram?
Over the past five years, the population in the suburb of Cobram has grown by approximately 540 people, while 193 residential approvals were recorded. This equates to a ratio of 2.8 people added for each new dwelling approval. This indicates solid population growth supported by housing development activity.
Are there opportunities for residential developers in the suburb of Cobram?
With dwelling approval activity running at an average of 38 approvals per year and a population of 6,314, there appears to be a supply shortfall relative to projected demand, presenting strong opportunities for residential developers. With the population expected to increase by 2,597 people by 2041, around 1,299 new dwellings will be necessary. Current approval trends may be insufficient to meet forecast demand, indicating strong development opportunities.
Approvals Pipeline Development applications near Cobram

Development applications around Cobram

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
Application search is not available in Victoria. AreaSearch holds 1 application for Cobram, but they are a record of past activity rather than a current register. Victoria has no state-wide planning portal and its council coverage is uneven, so we have switched the search off here rather than return partial answers. We are currently investigating a solution. No credits are charged for Victorian applications, and building approvals from the ABS and the major projects we track are unaffected.

SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Cobram

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AreaSearch tracks 5 current infrastructure and development projects inside Cobram, worth an estimated $54 million. A further 72 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $5.55 billion. 19 are already under construction and 21 are due for completion within three years. The pipeline spans residential development, sports & recreation and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Local capital works, planning frameworks, and infrastructure investments play a central role in shaping community development and economic outcomes. AreaSearch has pinpointed a total of 6 major initiatives expected to influence the district. Among the key developments are the Thompsons Beach and Kennedy Park Precinct Plan, NCN Health Cobram Campus Redevelopment, Cobram Village, and VICSES Cobram Unit, with further details on the most significant works provided below.

Professional plan users can use the search below to filter and access additional projects.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Cobram?
Key infrastructure and planning changes likely to influence the suburb of Cobram include: Thompsons Beach and Kennedy Park Precinct Plan (Planning); NCN Health Cobram Campus Redevelopment (Completed); Cobram Village (Completed); VICSES Cobram Unit (Completed); and Cobram Secondary College Modular Building (Completed). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Cobram?
Infrastructure development impacting the suburb of Cobram spans multiple sectors including Energy, Transport & Logistics, and Communities, Precincts & Urban Renewal, among others.
What is the scale of infrastructure investment impacting the suburb of Cobram?
Infrastructure investment analysis indicates targeted investment in infrastructure improvements that will benefit the local area, with a notable concentration of investment within the immediate the suburb of Cobram vicinity.
How does the suburb of Cobram's infrastructure development compare to other areas?
With an infrastructure score in the top 30%, the suburb of Cobram demonstrates above-average development activity compared to national benchmarks.
Thompsons Beach and Kennedy Park Precinct Plan
Category: Communities, Precincts & Urban Renewal
Stage: Planning | Est. Comp: 2027
Source / Links: Link 1   Link 2  

The Thompsons Beach and Kennedy Park Precinct Plan aims to develop a precinct master plan and concept plan to guide future infrastructure developments at the site. It includes reviewing existing partnerships, co-designing a shared governance model, untangling red-tape to remove barriers for tourism and events, enhancing community quality of life through cultural and recreational improvements, boosting productivity via tourism growth and operational efficiencies, and building resilience against ageing infrastructure, extreme weather, and other challenges. Early community consultation occurred in March and April 2026 to collect feedback and guide concept designs throughout 2026.

Communities, Precincts & Urban Renewal

NCN Health Cobram Campus Redevelopment
Category: Health & Medical
Stage: Completed | Est. Comp: 2024
Source / Links: Link 1   Link 2  

A comprehensive multi-stage upgrade of the NCN Health Cobram Campus. Stage 1 delivered a new Urgent Care Centre with expanded floor space, a dedicated entry, a new ambulance bay, and dual waiting areas. Subsequent stages, completed by late 2024, involved refurbishing the acute ward, constructing a new ultrasound room, remodeling patient rooms with ensuites, and installing new firewalls and reception areas to enhance infection control and safety.

Health & Medical

Cobram Village
Category: Retail
Stage: Completed | Est. Comp: 2024
Source / Links: Link 1   

A neighbourhood retail centre featuring a 3,800 sqm Coles supermarket, Liquorland, Chemist Warehouse, and specialty retailers, providing convenient shopping in an underserved area within a ~70km radius.

Retail

VICSES Cobram Unit
Category: Environmental & Disaster Management
Stage: Completed | Est. Comp: 2023
Source / Links: Link 1   Link 2  

A new fit-for-purpose facility for the VICSES Cobram Unit, featuring four motor bays, office space, communications room, and training areas. It enables effective responses to rescues, floods, storms, and supports local emergency services while aiding volunteer retention and recruitment.

Environmental & Disaster Management

Cobram Secondary College Modular Building
Category: Education & Training
Stage: Completed | Est. Comp: 2020
Source / Links: Link 1   Link 2  

Replaced an older building containing asbestos with a new architecturally-designed permanent modular building. Modular facilities require less time for planning and construction, resulting in reduced disruption to students and staff. They are sustainable and innovatively designed, with a comparable lifespan to traditional structures.

Education & Training

Barooga Cobram Road Reconstruction
Category: Transport & Logistics
Stage: Completed | Est. Comp: 2024
Source / Links: Link 1   

Reconstruction of Barooga Cobram Road between Peoples Bridge and Bullanginya Bridge, including rehabilitation of the road carriageway and bridge approaches, new asphalt, and repainted line marking, as part of Berrigan Shire Council's flood recovery works under the Roads to Recovery program.

Transport & Logistics

Burma Road Land-Lease Lifestyle Village Estate
Category: Communities
Stage: Dev. Approval | Est. Comp: 2029
Source / Links: Link 1   

A 323-dwelling over-55s land-lease lifestyle village at 32 Burma Road, Tocumwal. The approved manufactured home estate will occupy approximately 21 hectares bordering Club Tocumwal, featuring internal roads, recreation areas, landscaped parkland and a central community building with leisure and wellness facilities. Residents will receive two Village Club Memberships and access to sporting and leisure facilities, with Club Tocumwal currently undergoing an $8 million renovation and expansion. Council approved the development application on 16 July 2025, with the village to be delivered in stages from 2025/2026.

Communities

Yarrawonga Mulwala Bridge Replacement
Category: Transport & Logistics
Stage: Planning | Est. Comp: N/A
Source / Links: Link 1   Link 2  

Planning for a new bridge across Lake Mulwala to replace the aging 1924 crossing connecting Yarrawonga and Mulwala[cite: 1]. The Green route alignment alongside the existing railway corridor has been confirmed as the preferred route[cite: 1]. The joint initiative between NSW and Victorian authorities is advancing through planning and business case stages[cite: 1].

Transport & Logistics

Jobs & IndustryEmployment Trends in Cobram

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2,753 residents of Cobram are employed, from a labour force of 2,855. Unemployment sits at 3.6%, with participation at 53.4%. Weighted for its industry mix, the area's sectors are forecast to grow about 5.0% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

The local labour pool in Cobram features a balanced distribution between blue-collar and white-collar roles, underpinned by a prominent manufacturing and industrial base, a jobless rate of 3.6%, and estimated annual jobs growth of 1.5% as calculated by AreaSearch from regional statistics. By March 2026, employed residents reached 2,753, with unemployment tracking closely alongside the 3.7% recorded across Regional Vic., though participation in the workforce remains notably lower at 53.4% compared to 61.1% in the broader region. Census returns showed that only 6.6% of workers operated from home, a metric potentially shaped by Covid-19 restrictions at the time.

Resident employment centers primarily around agriculture, forestry & fishing, manufacturing, and health care & social assistance. Local economic specialization is especially marked in agriculture, forestry & fishing, which captures a workforce share 2.0 times greater than the regional benchmark. In contrast, health care & social assistance remains comparatively small, engaging 11.7% of working residents against 16.8% regionally. Comparing Census resident worker totals with local job counts suggests that employment opportunities within the immediate area remain relatively constrained. AreaSearch evaluated data from SALM and ABS, which were combined from larger statistical regions, for the period ending March 2026. Employment grew by 1.5% during this time, while the labour force expanded by 3.2%, leading to a 1.6 percentage point increase in the unemployment rate. In contrast, Regional Vic. experienced a 0.1% decline in employment, a 0.3% contraction in the labour force, and a 0.2 percentage point drop in unemployment. Jobs and Skills Australia provides national employment forecasts beginning Mar-26 that can help assess future demand in Cobram. These forecasts span five and ten-year intervals and have been overlaid with local employment data to project growth trends. Nationally, employment is projected to rise by 6.6% over five years and 13.7% over ten years, though these gains vary considerably across different industries. When these sector-specific forecasts are applied to Cobram's job composition, local employment is expected to grow by 5.0% over five years and 11.4% over ten years. This calculation uses a basic weighting method for demonstration and does not incorporate local population estimates.

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Cobram?
As of March 2026, the suburb of Cobram has approximately 2,753 employed residents with an unemployment rate of 3.6%. This healthy unemployment rate suggests a well-functioning labour market. Employment indicators are below the national average, suggesting room for improvement.
How does the suburb of Cobram's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Cobram stands at 3.6%, which is broadly in line with Regional Vic.'s rate of 3.7%. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Cobram?
The employment landscape in the suburb of Cobram is dominated by several key sectors. The largest employers are agriculture, forestry & fishing (14.8% of employment), manufacturing (14.6%), and health care & social assistance (11.7%). Other significant employers include retail trade and construction.
How has employment changed recently in the suburb of Cobram?
Over the past year to March 2026, the suburb of Cobram has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has rise. By comparison, Regional Vic. saw employment decreased and its unemployment rate dropped.
What is the workforce participation rate in the suburb of Cobram?
The workforce participation rate in the suburb of Cobram is 53.4%, which represents the proportion of working-age residents who are either employed or actively seeking work. This moderate participation rate suggests some residents may face barriers to workforce entry. The local rate trailing the Regional Vic. average of 61.1%, suggesting potential for increased workforce participation.
Which industries are over-represented in the suburb of Cobram's employment market?
The suburb of cobram shows notable specialization in agriculture, forestry & fishing, which employs 14.8% of the local workforce compared to 7.5% regionally. This concentration suggests the area has developed competitive advantages in this sector. The area also shows above-average employment in 1 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Cobram?
Based on Jobs and Skills Australia projections applied to the suburb of Cobram's industry mix, employment is expected to grow by 5.0% over the next five years and 11.4% over ten years. This compares to national growth expectations of 6.6% over five years. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Cobram compare nationally?
The suburb of cobram's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. Recent job advertisement trends show the broader employment region saw a 3.2% decline, ranking 26.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Cobram?
Skilled workers will find selective opportunities in the suburb of Cobram, with knowledge-based sectors representing 23.1% of local jobs. Key sectors for skilled workers include health care & social assistance (11.7%), education & training (6.8%), and professional & technical (3.2%). With projected employment growth of 5.0% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Cobram

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Median household income in Cobram is $1,026 a week (about $53,000 a year), with median personal income at $598 a week. ATO records put median taxable income at $44,082 a year against an average of $52,652. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

Taxation records aggregated by AreaSearch from postcode-level ATO statistics for financial year 2023 show Cobram taxpayers earning a median income of $44,082 and an average of $52,652, trailing national norms and comparing against $50,954 and $62,728 across Regional Vic.. Factoring in the 9.62% rise in the Wage Price Index since financial year 2023 yields updated estimates of roughly $48,323 (median) and $57,717 (average) by March 2026. Data from the 2021 Census positions personal, household, and family earnings in the locality between the 4th and 11th percentiles across Australia. The $400 - 799 weekly income bracket represents the largest single segment, accounting for 31.3% of residents (1,976 individuals), whereas the wider region is led by the $1,500 - 2,999 cohort at 30.3%.

Overall, 40.6% of residents earn less than $800 weekly, underscoring tight household financial conditions. While 85.6% of income remains after covering housing obligations, this metric places the locality at just the 6th percentile nationwide.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Cobram?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Cobram is approximately $48,323. The official ATO data from FY-23 recorded a median of $44,082.
What is the average taxable income in the suburb of Cobram?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Cobram is approximately $57,717. The official ATO data from FY-23 recorded an average of $52,652.
How does the median taxable income in the suburb of Cobram compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Cobram is approximately $48,323 compared to $55,856 in Regional Vic.. The official ATO data from FY-23 shows $44,082 and $50,954 respectively.
How does the average taxable income in the suburb of Cobram compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Cobram is approximately $57,717 compared to $68,762 in Regional Vic.. The official ATO data from FY-23 shows $52,652 and $62,728 respectively.
What are the main income cohorts in the suburb of Cobram according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~31.3% / 1,976 persons) of the suburb of Cobram's population is the $400 - 799 cohort.
How do the main income cohorts in the suburb of Cobram compare to the region?
The largest income cohort in the suburb of Cobram is the $400 - 799 group, representing about 31.3% of the population. In comparison, Regional Vic.'s largest income cohort is the $1,500 - 2,999 group, representing 30.3% of its population, according to the 2021 Census.
What is the median household income in the suburb of Cobram according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Cobram is $1,026/wk.
What is the median family income in the suburb of Cobram according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Cobram is $1,417/wk.
What is the median personal income in the suburb of Cobram according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Cobram is $598/wk.
How does the suburb of Cobram's income rank nationally?
AreaSearch's latest postcode level ATO data for FY-23 reveals that income in the suburb of Cobram is below the national average, with the median assessed at $44,082 while the average income stands at $52,652. This contrasts to Regional Vic.'s figures of a median income of $50,954 and an average income of $62,728. Based on Wage Price Index growth of 9.62% since FY-23, current estimates would be approximately $48,323 (median) and $57,717 (average) as of March 2026.
What is the disposable income in the suburb of Cobram?
The estimated disposable income in the suburb of Cobram is $3,807 per year according to AreaSearch analysis.
How does the suburb of Cobram's disposable income compare to the region?
The suburb of cobram's disposable income is $3,807 compared to $5,209 for Regional Vic., based on AreaSearch analysis.

Housing StockHousing & Dwellings in Cobram

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Cobram had 2,516 occupied dwellings at the 2021 Census, 91% detached houses and 0% apartments. 26% are owned with a mortgage, 30% rented and 45% owned outright. At that Census the median rent was $250 a week and the median mortgage repayment $1,235 a month. Rent absorbs 24.4% of household income here and mortgage repayments 27.8%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

According to the latest Census, the housing stock in Cobram is overwhelmingly comprised of separate houses at 91.2%, with 8.8% consisting of alternative formats such as semi-detached homes, apartments, and other dwellings, compared to 90.1% houses and 9.9% other dwellings across Regional Vic.. Full home ownership is particularly prevalent locally, reaching 44.6% and surpassing regional benchmarks, while mortgaged properties make up 25.8% and rented dwellings represent 29.6%. Housing costs remain highly accessible: median monthly mortgage payments stand at $1,235 and median weekly rents at $250, well below Regional Vic. levels of $1,430 and $285 respectively.

Relative to Australian averages of $1,863 for mortgages and $375 for rents, residential accommodation in Cobram is substantially more economical.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Cobram?
In the suburb of Cobram, 44.6% of homes are owned outright, 25.8% are owned with a mortgage, and 29.6% are rented.
What percentage of dwellings in the suburb of Cobram are houses?
According to the latest data, 91.2% of dwellings in the suburb of Cobram are houses.
What percentage of dwellings in the suburb of Cobram are apartments or units?
In the suburb of Cobram, 0.1% of dwellings are apartments or units, with an additional 7.0% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Cobram?
Outright home ownership in the suburb of Cobram stands at 44.6%, compared to 40.9% in Regional Vic..
What is the median monthly mortgage repayment in the suburb of Cobram?
The median monthly mortgage repayment in the suburb of Cobram is $1,235, compared to $1,430 in Regional Vic..
What is the median weekly rent in the suburb of Cobram?
The median weekly rent in the suburb of Cobram is $250, compared to $285 in Regional Vic..
What is the distribution of rental prices in the suburb of Cobram?
In the suburb of Cobram, 15.0% of rentals are $0-149/week, 70.9% are $150-349/week, 14.1% are $350-649/week, 0.0% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Cobram?
The aggregate monthly housing cost in the suburb of Cobram is $639, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Cobram?
In the suburb of Cobram, households with mortgages typically spend 27.8% of their income on mortgage repayments, while renters spend 24.4% of their income on rent.
How crowded are homes in the suburb of Cobram?
The average persons per bedroom ratio in the suburb of Cobram is 0.7, indicating the level of household density.
How does housing affordability in the suburb of Cobram compare to the region?
Housing affordability in the suburb of Cobram shows mortgage holders spending 27.8% of income on repayments (vs 23.8% regionally), while renters spend 24.4% of income on rent (vs 20.6% regionally).
What types of dwellings are most common in the suburb of Cobram?
The dwelling mix in the suburb of Cobram consists of 91.2% detached houses, 7.0% semi-detached dwellings, 0.1% apartments, and 1.7% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Cobram?
Accounting for the local ownership mix, the weighted average monthly housing cost is approximately $639. This accounts for outright owners paying no housing costs, mortgage holders paying $1,235/month, and renters paying $1,082/month.
How affordable is housing in the suburb of Cobram relative to local incomes?
Housing in Cobram consumes approximately 14.4% of median household income ($4,443 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Cobram?
Recent development applications in Cobram show attached dwellings contributing 14% of approvals compared to 9% of existing stock, while detached houses represent 86% of applications versus 91% of current dwellings. This suggests development patterns consistent with existing housing mix. Density increases remain below national trends.

HouseholdsHousehold Composition in Cobram

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Cobram counted 2,516 households at the 2021 Census, averaging 2.2 people each. 19% are couples with children, fewer than in 88% of areas nationally, against 31% couples without children. 35% of households are people living alone, and families average 2.1 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Family units constitute the predominant living arrangement, representing 61.3% of all households. This group is made up of couples without children (30.7%), couples with children (19.3%), and single parent families (10.6%). Non-family residences comprise the remaining 38.7%, primarily driven by lone person households (35.3%) along with group households (3.5%). The typical household in the locality averages 2.2 people, which is slightly more compact than the Regional Vic. average of 2.4.

Frequently Asked Questions - Households

How many households are in the suburb of Cobram?
As of the 2021 Census, the suburb of Cobram had 2,516 households. Based on population growth patterns, this has grown by approximately 2.7% to an estimated 2,584 households today.
What is the typical household size?
The median household size in the suburb of Cobram is 2.2 people. This compares to 2.4 in Regional Vic. and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 61.3% of all households. The remaining households consist of lone person households (35.3%), group households (3.5%), and other household types (0.0%).
How are families structured in the area?
Among the 1,542 family households, 19.3% are couples with children, 30.7% are couples without children at home, and 10.6% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Cobram compare to regional household patterns?
Compared to Regional Vic., the suburb of Cobram shows distinct household patterns. Lone person households are notably over-represented at 35.3% (versus 29.3% regionally). Conversely, family households are under-represented at 61.3% compared to the regional 67.8%. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Cobram have an average of 2.1 children, slightly above the Regional Vic. average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Cobram?
Marriage patterns reveal 45.3% of the adult population are currently married, while 31.3% have never married. This compares to 46.3% married and 34.0% never married across Regional Vic..
How significant are single-person households?
Single-person households represent 35.3% of all households in the suburb of Cobram, higher than the regional average of 29.3%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 3.5% of households, well below the Regional Vic. average of 2.9%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Cobram

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11.1% of adults in Cobram hold a university qualification, including 8.2% with a bachelor degree and 1.3% with postgraduate qualifications, lower than 85% of areas nationally. A further 26.9% hold a vocational qualification. 5 schools serve the area, with 1,478 enrolment places and an average ICSEA of 965 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Attainment levels for university credentials in the locality sit at 11.1%, trailing the broader VIC average of 33.4% and highlighting potential scope for targeted educational development. Tertiary qualifications consist primarily of bachelor degrees (8.2%), followed by graduate diplomas (1.6%) and postgraduate qualifications (1.3%). Conversely, vocational and technical credentials are widespread, with 35.9% of persons aged 15 and over holding trade certifications, divided between certificates (26.9%) and advanced diplomas (9.0%). Overall engagement in learning is strong throughout the community, with 25.8% of residents enrolled in an educational program. Broken down by tier, primary schooling captures 9.8% of the population, secondary institutions account for 7.6%, and tertiary study engages 2.0%.

Frequently Asked Questions - Education

What percentage of people in the suburb of Cobram have university qualifications?
11.1% of people aged 15 and over in the suburb of Cobram have university qualifications, compared to 21.7% in the broader region.
What percentage of people in the suburb of Cobram have no formal qualifications?
52.9% of people aged 15 and over in the suburb of Cobram have no formal qualifications, compared to 40.4% regionally.
How does the suburb of Cobram's education level compare to national averages?
The suburb of cobram ranks in the 15th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Cobram?
The most common qualifications in the suburb of Cobram are: Certificate (26.9%), Advanced Diploma (9.0%), Bachelor Degree (8.2%).
What proportion of the suburb of Cobram's population is currently attending educational institutions?
25.8% of the population in the suburb of Cobram is currently engaged in formal education, with 9.8% in primary school, 7.6% in secondary school, 2.0% at university.
What is the ICSEA score for schools in the suburb of Cobram?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Cobram is 965, indicating below-average socio-educational advantage compared to the national average of 1000.
How many schools are located within the suburb of Cobram?
There are 5 schools within the suburb of Cobram, with a combined enrollment of approximately 1,478 students.
What types of schools are available in the suburb of Cobram?
The suburb of cobram includes 2 primary schools, 1 secondary school, 2 combined schools.

Schools Detail

AmenitiesServices & Amenities in Cobram

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Getting AroundTransport & Commuting in Cobram

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Getting around Cobram means driving: households keep an average of 1.3 vehicles, and scheduled services reach only a handful of stops. Service data is built from operators' published GTFS timetables; vehicle ownership is from the 2021 Census.

Detail

The public transit network serving Cobram consists of 19 operational bus and rail stops. A combined network of 7 routes delivers a total of 54 weekly passenger departures. Public transport connectivity is favorable, with residents situated an average of 303 meters from their nearest transit node. Given the suburban character of the area, most workers travel outward for work, making private vehicles the overwhelmingly primary commute choice at 92%, alongside 6% who walk. Private vehicle ownership averages 1.3 vehicles per household, trailing broader regional benchmarks. Meanwhile, 6.6% of employed residents worked remotely according to the 2021 Census, a figure that may reflect prevailing COVID-19 settings.

Across the entire public transport network, service frequency stands at an average of 7 departures per day, translating to roughly 2 scheduled departures per week for each individual stop.

Frequently Asked Questions - Transport

How many public transport stops are in Cobram?
There are 19 public transport stops within the suburb of Cobram.
How frequent are the transport services in Cobram?
the suburb of Cobram has 54 weekly trips across 7 routes, averaging 7 trips per day.
How far are residents from public transport in Cobram?
On average, residential properties are 303 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Cobram

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59.3% of residents in Cobram report no long-term health condition, a less healthy profile than 80% of areas nationally. 9.2% need daily assistance with core activities, and 47.7% hold private health cover. The standardised death rate runs at 6.1 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

An evaluation of chronic disease rates and mortality metrics by AreaSearch points to noticeable public health pressures in Cobram, with common health conditions evident across both older and younger demographics. Uptake of private health insurance is comparatively subdued at approximately 48% of the resident population (~3,013 people), sitting below the Regional Vic. proportion of 50.5% and the Australian figure of 55.7%. Arthritis and mental health issues represent the two most widespread medical conditions diagnosed locally, diagnosed in 11.8 and 9.4% of the population respectively, while 59.3% of locals indicated no chronic conditions, trailing the 63.4% recorded across Regional Vic..

Elevated rates of chronic illness are apparent across the working-age demographic. Furthermore, residents aged 65 and over make up 30.3% of the community (1,913 people), exceeding the 24.0% share found across Regional Vic., with health metrics among older age cohorts generally aligning with national averages.

Frequently Asked Questions - Health

How many people in the suburb of Cobram have private health insurance?
Around 47.7% of people in the suburb of Cobram are covered by private health insurance, which compares to 50.5% in the broader region of Regional Vic..
What percentage of the population requires ongoing medical assistance in the suburb of Cobram?
In the suburb of Cobram, 9.2% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.9% of people in Regional Vic. require similar assistance.
How prevalent is asthma in the suburb of Cobram?
7.9% of people in the suburb of Cobram are diagnosed with asthma. In comparison, 8.7% of the population across Regional Vic. is affected by asthma.
What percentage of people have diabetes in the suburb of Cobram?
Diabetes affects 6.1% of the the suburb of Cobram population, while in the surrounding region, 4.6% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Cobram?
5.5% of people in the suburb of Cobram have heart disease. Across the region of Regional Vic., 4.4% of the population is affected by heart disease.
How does the suburb of Cobram compare to the region in terms of overall private health coverage?
In the suburb of Cobram, 47.7% of the population are estimated to have private health insurance. Comparatively, Regional Vic. sees an estimated private health coverage rate of 50.5%.

Ancestry & LanguageCultural Diversity in Cobram

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Cobram is largely Australian-born, at 81.7% of residents, with 14.1% speaking a language other than English at home. The largest reported ancestries are English (30.7%) and Australian (26.1%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Cultural diversity measures in Cobram track closely with wider regional figures: 83.4% of residents hold Australian citizenship, 81.7% were born within Australia, and 85.9% communicate solely in English at home. Christianity is the predominant religious affiliation, encompassing 57.1% of the community. The most pronounced divergence from wider trends appears in the Other category, which accounts for 2.2% of locals against 0.8% in Regional Vic.. Looking at parental lineage, the three largest ancestral groups represented in Cobram are English (30.7%), Australian (26.1%), and Italian (9.0%), with Italian heritage notably surpassing the broader regional average of 2.9%.

Other cultural backgrounds show distinct local variations as well, including Macedonian ancestry at 0.1% locally (vs 0.2% regionally), Irish ancestry at 8.7% (vs 9.7%), and Chinese ancestry at 2.3% (vs 0.9%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Cobram?
Cobram was found to be roughly in line with the wider region's average in terms of cultural diversity, with 83.4% of its population being citizens, 81.7% born in Australia, and 85.9% speaking English only at home.
What is the most common religion in the suburb of Cobram?
The main religion in Cobram was found to be Christianity, which makes up 57.1% of people in Cobram. However, the most apparent overrepresentation was in Other, which comprises 2.2% of the population, compared to 0.8% across Regional Vic..
What are the top countries of origin in the suburb of Cobram?
In terms of ancestry (country of birth of parents), the top three represented groups in Cobram are English, comprising 30.7% of the population, Australian, comprising 26.1% of the population, and Italian, comprising 9.0% of the population, which is substantially higher than the regional average of 2.9%. Additionally, there are notable divergences in the representation of certain other ethnic groups: Macedonian is notably overrepresented at 0.1% of Cobram (vs 0.2% regionally), Irish at 8.7% (vs 9.7%) and Chinese at 2.3% (vs 0.9%).
How does the percentage of people born overseas compare to the regional average?
18.3% of the the suburb of Cobram population was born overseas, compared to 13.2% regionally.
What percentage of the the suburb of Cobram population speaks a language other than English at home?
14.1% of the population in the suburb of Cobram speaks a language other than English at home, compared to 7.6% in the wider region.
How many people in the suburb of Cobram identify as Australian Aboriginal?
1.6% of the the suburb of Cobram population identifies as Australian Aboriginal, compared to 1.4% in the region.
What is the citizenship status of the population in the suburb of Cobram?
83.4% of the the suburb of Cobram population holds citizenship, compared to 88.6% in the wider region.

Age StructureAge Profile of Cobram

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The median resident of Cobram is 48, older than 88% of areas nationally. 21.1% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

Cobram exhibits a demographic profile that leans older than Regional Vic. overall. As at August 2026, seniors and retirees aged 65+ make up 30.3% of the populace compared to 24.0% across Regional Vic., while younger cohorts aged 0 - 24 represent 26.0%, below the regional benchmark of 28.5%. Consequently, the median age is estimated at 48, matching the 2021 Census figure, standing 5 years higher than the Regional Vic. level of 43 at that Census, and exceeding the nationwide Census median of 38. The 0 - 24 cohort has increased its demographic share from 24.8% at the Census to an estimated 26.0%.

Between now and 2041, the most substantial absolute growth is anticipated among residents aged 25 - 44, projected to rise by 803 residents (61%) to reach 2,129.

Frequently Asked Questions - Age

What is the median age in the suburb of Cobram?
AreaSearch estimates the median age in the suburb of Cobram at 48 years as at August 2026. That is in line with the 2021 Census figure of 48 years, on an age profile AreaSearch re-estimates for population change recorded since the Census.
How does the suburb of Cobram's median age compare to broader areas?
At an estimated 48 years as at August 2026, Cobram is 5 years older than the Regional Vic. 2021 Census average (43 years) and 10 years older than the national Census average (38 years).
What age groups are over-represented in the suburb of Cobram?
On AreaSearch estimates updated to August 2026, the most over-represented age group in the suburb of Cobram compared to the Regional Vic. region is the 75 - 84 group, making up 11.8% of the population.
What age groups are under-represented in the suburb of Cobram?
On AreaSearch estimates updated to August 2026, the most under-represented age group in the suburb of Cobram compared to the Regional Vic. region is the 35 - 44 group, making up 10.4% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Cobram show significant variance compared to the Regional Vic. region. The most over-represented age groups are 85+ year-olds (4.3% vs 2.9%) and 75-84 year-olds (11.8% vs 8.4%).
What is the percentage of children (0-14 years) in the suburb of Cobram?
AreaSearch estimates children aged 0-14 years at 15.5% of the population in the suburb of Cobram as at August 2026.
What is the percentage of older people (65+ years) in the suburb of Cobram?
AreaSearch estimates people aged 65 and over at 30.3% of the population in the suburb of Cobram as at August 2026.

Data & MethodBoundaries, Sources & Method for Cobram

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) Aug 2026 2 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual Aug 2026 2 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Aug 2026 2 months ago headline measures · Jul 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Oct 2026 this month headline measures · Sep 2026 baseline
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Jul 2026 3 months ago all 5 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jul 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 7 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Sep 2026 last month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 3 months ago headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Sep 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 281 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (6,148 at the 2021 Census → 6,314 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL20592). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Cobram suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Cobram page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Cobram data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Aug 2026), property sales & rents (Oct 2026), infrastructure projects (Jul 2026) and services & amenities (Sep 2026). Built on a Census baseline but carrying newer measures on top: population (to Aug 2026), age profile (to Aug 2026), employment (to Mar 2026), income (to FY 2023), education (to Sep 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas