Moira
Statistical Area - sa2

Population growth drivers in Moira are strong compared to national averages based on AreaSearch's ranking of recent, and medium to long-term trends

Moira's population was 2,843 as of August 2021. By August 2025, it has increased to around 2,904, reflecting a growth of 61 people (2.1%) since the 2021 Census. This increase is inferred from an estimated resident population of 2,864 in June 2024 and 23 validated new addresses since the Census date. The population density ratio is 1.9 persons per square kilometer. Over the past decade, Moira has shown a compound annual growth rate of 1.0%. Natural growth contributed approximately 59.5% to recent population gains.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area released in 2024 with a base year of 2022. For areas not covered, they use VIC State Government's Regional/LGA projections from 2023 with adjustments made using weighted aggregation methods. Growth rates by age group are applied across all areas until 2041. By 2041, Moira is expected to grow by 1,104 persons, reflecting a total increase of 36.5% over the 17 years.

AreaSearch analysis of residential development drivers sees Moira recording a relatively average level of approval activity when compared to local markets analysed countrywide

Moira has recorded approximately 16 residential properties granted approval annually. Development approval data is produced by the ABS on a financial year basis. There were 84 dwellings approved over the past five financial years, from FY20 to FY25, with 3 approvals so far in FY26. On average, there are 1.4 new residents per year per dwelling constructed over these five years. Recently, this has eased to 0.3 people per dwelling over the past two financial years.

Development projects average $816,000 in construction value, indicating a focus on premium properties. There have been $2.7 million in commercial approvals this financial year, suggesting limited commercial development focus. Compared to Rest of Vic., Moira shows 19.0% lower construction activity per person but ranks among the 76th percentile nationally.

Recent development has comprised entirely standalone homes, preserving the area's low density nature with an emphasis on detached housing attracting space-seeking buyers. There are approximately 160 people per dwelling approval in the location. Population forecasts indicate Moira will gain 1,061 residents by 2041. At current development rates, housing supply may struggle to match population growth, potentially increasing buyer competition and supporting price increases.

Moira has emerging levels of nearby infrastructure activity, ranking in the 25thth percentile nationally

Changes to local infrastructure significantly influence an area's performance. AreaSearch identified 17 projects likely impacting the area. Notable ones are Yarrawonga Solar Farm (Yarrawonga Vic 3730), Yarrawonga Mulwala Bridge Replacement, and Yarrawonga Village. The following list details those most relevant.

Professional plan users can use the search below to filter and access additional projects.

AreaSearch analysis places Moira well above average for employment performance across multiple indicators

Moira has a balanced workforce with both white and blue collar jobs, prominent manufacturing and industrial sectors, and an unemployment rate of 1.6%. As of June 2025, 1,431 residents are employed, with an unemployment rate of 2.2% below the Rest of Vic.'s rate of 3.8%.

Workforce participation is similar to Rest of Vic.'s 57.4%. Dominant employment sectors include agriculture, forestry & fishing, health care & social assistance, and construction. Agriculture, forestry & fishing employs 3.4 times more residents than the regional level. Health care & social assistance employs 12.9% of local workers, below Rest of Vic.'s 16.8%.

Over June 2024 to June 2025, labour force levels decreased by 14.4%, with employment decreasing by 14.8%, increasing the unemployment rate by 0.5 percentage points. In contrast, Rest of Vic. had an employment decline of 0.9% and a labour force decline of 0.4%. State-level data to Sep-25 shows VIC employment grew by 1.08% year-on-year, adding 39,880 jobs, with the state unemployment rate at 4.7%, compared to the national rate of 4.5%. National employment forecasts from May 2025 suggest a 6.6% growth over five years and 13.7% over ten years. Applying these projections to Moira's employment mix indicates potential local growth of approximately 5.1% over five years and 11.5% over ten years, though this is an illustrative extrapolation not accounting for population projections.

Income figures position the area below 75% of locations analysed nationally by AreaSearch

Moira's median taxpayer income was $43,523 and average income was $53,285 in financial year 2022, according to postcode level ATO data aggregated by AreaSearch. This is lower than the national averages of $51,967 (median) and $71,295 (average). Rest of Vic., however, had a median income of $48,741 and an average income of $60,693 in the same period. Based on Wage Price Index growth, current estimates for Moira as of March 2025 would be approximately $47,923 (median) and $58,672 (average). The 2021 Census showed that household, family, and personal incomes in Moira fell between the 22nd and 25th percentiles nationally. Income distribution data revealed that 30.9% of residents earned between $1,500 and $2,999 weekly, with 897 people in this income bracket. This is similar to the surrounding region where 30.3% also occupied this range. Housing costs were manageable, with 90.2% of income retained, but disposable income was below average at the 34th percentile nationally.

Moira is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Moira's dwellings, as per the latest Census, were 98.5% houses and 1.6% other dwellings (semi-detached, apartments, 'other' dwellings). Non-Metro Vic., in comparison, had 90.8% houses and 9.3% other dwellings. Home ownership in Moira was at 49.2%, with mortgaged dwellings at 38.6% and rented ones at 12.2%. The median monthly mortgage repayment was $1,213, lower than Non-Metro Vic.'s average of $1,300. Median weekly rent in Moira was $210, compared to Non-Metro Vic.'s $250. Nationally, Moira's mortgage repayments were significantly lower at $1,213 versus the Australian average of $1,863, and rents were substantially below the national figure of $375 at $210.

Moira has a typical household mix, with a higher-than-average median household size

Family households constitute 74.0% of all households, including 28.0% couples with children, 35.5% couples without children, and 10.0% single parent families. Non-family households account for the remaining 26.0%, with lone person households at 23.2% and group households comprising 2.3%. The median household size is 2.5 people, which is larger than the Rest of Vic. average of 2.3.

Educational outcomes in Moira fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area's university qualification rate is 15.4%, significantly lower than Victoria's average of 33.4%. Bachelor degrees are the most common at 11.6%, followed by graduate diplomas (2.0%) and postgraduate qualifications (1.8%). Vocational credentials are prevalent, with 42.1% of residents aged 15+ holding them, including advanced diplomas (9.6%) and certificates (32.5%). Educational participation is high at 29.5%, comprising 12.0% in primary, 8.1% in secondary, and 2.2% in tertiary education.

Tungamah Primary School and Katamatite Primary School serve 63 students collectively, with Moira having typical Australian school conditions (ICSEA: 963). Both schools focus on primary education; secondary options are available nearby. Local school capacity is limited at 2.2 places per 100 residents compared to the regional average of 16.0, leading many families to travel for schooling.

Transport servicing is very low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Moira has seven active public transport stops, all of which are bus stops. These stops are served by seven different routes that together offer 56 weekly passenger trips. The accessibility of these services is limited, with residents living an average of 3682 meters from the nearest stop.

Across all routes, buses run on average eight times a day, equating to roughly eight weekly trips per individual stop.

Health performance in Moira is lower than average with common health conditions somewhat prevalent across both younger and older age cohorts

Moira has significant health challenges with common conditions prevalent across age cohorts. Private health cover is low at approximately 47% (1,356 people), compared to the national average of 55.3%.

The most common medical conditions are arthritis and mental health issues, affecting 10.4 and 8.8% respectively. 64.6% report no medical ailments, compared to 60.0% in Rest of Vic.. 21.8% of residents are aged 65 and over (634 people), lower than the 27.0% in Rest of Vic.. Health outcomes among seniors are strong, exceeding general population metrics.

The latest Census data sees Moira placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics

Moira had a cultural diversity level below average, with 87.7% citizens, 91.2% born in Australia, and 96.8% speaking English only at home. Christianity was the predominant religion, accounting for 56.6%, similar to the rest of Victoria at 56.1%. The top three ancestry groups were Australian (35%), English (31.5%), and Irish (11.1%).

Notably, Scottish representation was higher than regional averages at 8% versus 8.3%, Maori at 0.4% compared to 0.2%, and Australian Aboriginal at 1.9% versus 1.5%.

Moira hosts an older demographic, ranking in the top quartile nationwide

Moira's median age is 47, which is significantly higher than the Rest of Vic. average of 43 and substantially exceeds the national average of 38. The age profile shows that those aged 55-64 are particularly prominent, making up 16.9% of the population, while those aged 85+ are comparatively smaller at 1.4%. This concentration of 55-64 year-olds is well above the national average of 11.2%. Between 2021 and present, the 35 to 44 age group has grown from 10.1% to 11.4%, while the 25 to 34 cohort increased from 9.4% to 10.5%. Conversely, the 45 to 54 cohort declined from 14.2% to 12.3% and the 5 to 14 group dropped from 12.6% to 11.0%. By 2041, Moira is expected to see notable shifts in its age composition. The 35 to 44 age group is projected to grow by 78%, adding 258 people and reaching 590 from the current figure of 331. Meanwhile, the 75 to 84 group is expected to display more modest growth of 2%, with an addition of only 4 residents.