Moira

Population growth drivers in Moira are strong compared to national averages based on AreaSearch's ranking of recent, and medium to long-term trends

Moira's population was around 2,908 as of November 2025. This figure reflects an increase of 65 people since the 2021 Census, which reported a population of 2,843. The change is inferred from the estimated resident population of 2,863 in June 2024 and an additional 25 validated new addresses since the Census date. This results in a population density ratio of 1.9 persons per square kilometer. Over the past decade, Moira has shown resilient growth with a compound annual growth rate of 1.0%, outperforming its SA3 area. Natural growth contributed approximately 59.5% of overall population gains during recent periods.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch employs the VIC State Government's Regional/LGA projections from 2023, adjusted using a method of weighted aggregation of population growth from LGA to SA2 levels. Growth rates by age group are applied across all areas for years 2032 to 2041. Future demographic trends indicate a significant population increase in the top quartile of regional areas nationwide, with Moira expected to grow by 1,104 persons to 2041 based on the latest annual ERP population numbers, reflecting an overall increase of 36.4% over the 17-year period.

AreaSearch analysis of residential development drivers sees Moira recording a relatively average level of approval activity when compared to local markets analysed countrywide

Moira has recorded approximately 19 residential properties granted approval annually over the past five financial years, totalling 95 homes. In FY-26 so far, seven approvals have been recorded. The average number of new residents per year per dwelling constructed between FY-21 and FY-25 was 1.4, indicating a balanced supply and demand creating stable market conditions. This has eased to 0.3 people per dwelling over the past two financial years, reflecting better supply availability. Development projects averaged $561,000 in construction value, demonstrating a focus on premium properties.

There have been $2.7 million in commercial approvals this financial year, indicating limited commercial development focus compared to residential activity. Moira shows approximately 75% of the construction activity per person compared to the rest of Victoria and places among the 75th percentile nationally for areas assessed. Recent development has comprised entirely standalone homes, preserving the area's low density nature with an emphasis on detached housing attracting space-seeking buyers.

The location has approximately 160 people per dwelling approval, indicating a low density market. Population forecasts indicate Moira will gain 1,057 residents through to 2041 based on the latest AreaSearch quarterly estimate. At current development rates, housing supply may struggle to match population growth, potentially heightening buyer competition and supporting price increases.

Moira has moderate levels of nearby infrastructure activity, ranking in the 46thth percentile nationally

Changes to local infrastructure significantly impact an area's performance. AreaSearch has identified 17 projects that may affect the area. Notable projects include Yarrawonga Solar Farm (Yarrawonga Vic 3730), Yarrawonga Mulwala Bridge Replacement, and Yarrawonga Village. The following list details those likely to be most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

AreaSearch analysis places Moira well above average for employment performance across multiple indicators

Moira has a balanced workforce with representation from both white and blue collar jobs. The manufacturing and industrial sectors are prominent, and the unemployment rate is 1.9% as of September 2025.

This rate is below Rest of Vic.'s rate of 3.8%. Workforce participation in Moira is similar to Rest of Vic.'s rate of 57.4%. The dominant employment sectors include agriculture, forestry & fishing, health care & social assistance, and construction. Agriculture, forestry & fishing employs a significantly higher proportion of residents compared to the regional level, at 3.4 times as much.

However, health care & social assistance employs only 12.9% of local workers, which is lower than Rest of Vic.'s rate of 16.8%. The area may have limited employment opportunities locally, indicated by the difference between Census working population and resident population numbers. Between September 2024 and September 2025, labour force levels decreased by 10.3%, while employment decreased by 11.1%, leading to an unemployment rate increase of 0.9 percentage points. In contrast, Rest of Vic. experienced a smaller decline in employment at 0.7% and labour force at 0.6%. State-level data from 25-Nov-25 shows VIC employment grew by 1.13%, adding 41,950 jobs, with the state unemployment rate at 4.7%. National employment forecasts from May-25 suggest national employment will expand by 6.6% over five years and 11.5% over ten years. Applying these projections to Moira's employment mix indicates local employment should increase by 5.1% over five years and 10.8% over ten years, based on a simple weighting extrapolation for illustrative purposes.

Income figures position the area below 75% of locations analysed nationally by AreaSearch

The median taxpayer income in Moira SA2 is $43,523 according to postcode level ATO data aggregated by AreaSearch for the financial year 2022. The average income is $53,285. This is lower than the national averages of $48,741 median and $60,693 average in Rest of Vic. By September 2025, estimated median and average incomes would be approximately $48,815 and $59,764 respectively, considering a 12.16% growth since financial year 2022. Census data from 2021 shows that Moira's household, family, and personal incomes fall between the 22nd to 24th percentiles nationally. Distribution data indicates that 30.9% of residents earn $1,500 - $2,999 weekly, with a similar pattern seen in surrounding regions at 30.3%. Housing costs are manageable as 90.2% is retained, but disposable income ranks below average at the 33rd percentile. Moira's SEIFA income ranking places it in the 4th decile.

Moira is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Moira's dwellings, according to the latest Census, consisted of 98.5% houses and 1.6% other dwellings (semi-detached, apartments, 'other' dwellings). Non-Metro Vic., in comparison, had 90.8% houses and 9.3% other dwellings. Home ownership in Moira stood at 49.2%, with mortgaged dwellings at 38.6% and rented ones at 12.2%. The median monthly mortgage repayment was $1,213, lower than Non-Metro Vic.'s average of $1,300. Weekly rent in Moira was recorded at $210, compared to Non-Metro Vic.'s $250. Nationally, Moira's mortgage repayments were significantly lower than the Australian average of $1,863, and rents were substantially below the national figure of $375.

Moira has a typical household mix, with a higher-than-average median household size

Family households constitute 74.0% of all households, including 28.0% couples with children, 35.5% couples without children, and 10.0% single parent families. Non-family households comprise the remaining 26.0%, with lone person households at 23.2% and group households making up 2.3%. The median household size is 2.5 people, which is larger than the Rest of Vic. average of 2.3.

Educational outcomes in Moira fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area's university qualification rate is 15.4%, significantly lower than Victoria's average of 33.4%. Bachelor degrees are the most common at 11.6%, followed by graduate diplomas (2.0%) and postgraduate qualifications (1.8%). Vocational credentials are prevalent, with 42.1% of residents aged 15+ holding them, including advanced diplomas (9.6%) and certificates (32.5%). Educational participation is high at 29.5%, with 12.0% in primary education, 8.1% in secondary education, and 2.2% pursuing tertiary education.

Educational participation is notably high, with 29.5% of residents currently enrolled in formal education. This includes 12.0% in primary education, 8.1% in secondary education, and 2.2% pursuing tertiary education.

Transport servicing is very low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Moira has seven active public transport stops, all of which are bus stops. These stops are served by seven different routes that together offer 56 weekly passenger trips. The accessibility of these services is limited, with residents typically living 3682 meters away from the nearest stop.

On average, there are eight trips per day across all routes, which equates to about eight weekly trips per individual stop.

Health performance in Moira is lower than average with common health conditions somewhat prevalent across both younger and older age cohorts

Moira faces significant health challenges with common conditions prevalent across age cohorts. Private health cover is low at approximately 47% (~1,358 people), compared to the national average of 55.3%.

The most common medical conditions are arthritis and mental health issues, affecting 10.4% and 8.8% respectively. 64.6% reported no medical ailments, compared to 60.0% in Rest of Vic.. 21.8% of residents are aged 65 and over (635 people), lower than the 27.0% in Rest of Vic.. Health outcomes among seniors are strong, outperforming general population metrics.

The latest Census data sees Moira placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics

Moira's cultural diversity was found to be below average, with 87.7% of its population being citizens, 91.2% born in Australia, and 96.8% speaking English only at home. The predominant religion in Moira is Christianity, representing 56.6% of the population, compared to 56.1% across Rest of Vic. The top three ancestry groups are Australian (35.0%), English (31.5%), and Irish (11.1%).

Notably, Scottish ethnicity is overrepresented in Moira at 8.0%, compared to 8.3% regionally; Maori representation is also higher at 0.4%, versus 0.2%; Australian Aboriginal is slightly overrepresented at 1.9%, compared to 1.5%.

Moira hosts an older demographic, ranking in the top quartile nationwide

Moira's median age is 47 years, significantly higher than the Rest of Vic. average of 43 and substantially exceeding the national average of 38 years. The age profile shows that those aged 55-64 are particularly prominent, making up 16.9% of the population, while the 85+ group is comparatively smaller at 1.4%, lower than the Rest of Vic.. This concentration of 55-64 year-olds is well above the national average of 11.2%. Between 2021 and present, the 35 to 44 age group has grown from 10.1% to 11.4%, while the 25 to 34 cohort increased from 9.4% to 10.5%. Conversely, the 45 to 54 cohort has declined from 14.2% to 12.3%, and the 5 to 14 group dropped from 12.6% to 11.0%. By 2041, Moira is expected to see notable shifts in its age composition. The 35 to 44 group will grow by 78%, adding 258 people and reaching 590 from 331. The 75 to 84 group will display more modest growth at 2%, adding only 4 residents.