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This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
ABS ERP | -- people | --
2021 Census | -- people
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Cobram has an estimated 6,634 residents, up from 6,465 at the 2021 Census — a change of 169 people, or 2.6%. 277 new addresses have been validated here since Census night. Density is about 50 people per square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
According to the analysis conducted by AreaSearch, the population of Cobram is approximately 6,634 as of May 2026. This represents a growth of 169 individuals (2.6%) since the 2021 Census, which counted 6,465 residents. The calculation is based on the ABS estimated resident population of 6,626 from June 2025 alongside 277 validated new addresses registered since the Census date. The population density is recorded at 50 persons per square kilometer, which indicates a low-density living environment with substantial space per resident. Cobram's growth rate of 2.6% since the 2021 census outpaced both the SA4 region (1.0%) and the SA3 area, establishing the locality as a leader in regional population expansion.
The primary contributor to these gains was interstate migration, which accounted for roughly 54.6% of the population increase over recent periods. For each SA2 area, AreaSearch adopts the 2024 projections from the ABS/Geoscience Australia, using 2022 as the base year. Where SA2 data is unavailable, the VIC State Government's 2023 Regional/LGA projections are utilized, adjusted via a weighted aggregation of population growth from the LGA level down to SA2. The age group growth rates derived from these aggregations are also applied across all regions for the period from 2032 to 2041. Looking forward, the area is projected to experience exceptional growth that ranks within the top 10 percent of non-metropolitan locations in Australia. The population is anticipated to expand by 2,748 individuals by 2041 relative to the latest annual ERP statistics, representing an overall increase of 41.3% over the 16 years.
Frequently Asked Questions - Population
205 new dwellings have been approved in Cobram over the past five years, an average of 41 a year. That places the area in the 52nd percentile for residential development activity nationally, about 6 approvals per 1,000 residents a year. Of the 31 dwellings approved in the latest reporting year, 87% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 106, running ahead of that longer-run average. Figures come from ABS building approvals aggregated to this SA2 boundary and are updated monthly as the ABS releases them.
Detail
Approval statistics show Cobram averages approximately 41 dwellings annually, amounting to 205 residential approvals over the last 5 financial years. Thus far in FY-26, 98 approvals have been registered. With an average of only 0.7 additional residents per constructed dwelling over the past 5 financial years (from FY-21 to FY-25), the volume of new housing is keeping pace with or exceeding demand, widening options for buyers while facilitating population growth beyond current projections. These new homes are built at an average construction cost of $346,000. In addition, commercial approvals have reached $23.0 million this financial year, showing a moderate level of commercial building activity.
In comparison to the Rest of Vic., Cobram generates roughly 75% of the construction activity on a per capita basis, placing it in the 78th percentile of all assessed areas nationally. The makeup of recent building projects is 87.0% detached homes and 13.0% medium and high-density residential options, maintaining the low-density profile of the area by favoring single-family houses that appeal to buyers seeking space. The area averages approximately 150 people per dwelling approval, which is characteristic of a low-density property market. Long-term forecasts indicate Cobram will add 2,740 residents by 2041, based on the latest quarterly calculations from AreaSearch. Should current construction rates persist, the supply of new housing may fall short of population gains, potentially intensifying competition among buyers and driving stronger appreciation in property values.
Frequently Asked Questions - Development
Development applications around Cobram
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 5 current infrastructure and development projects inside Cobram, worth an estimated $54 million. A further 79 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $8.86 billion. 21 are already under construction and 20 are due for completion within three years. The pipeline spans residential development, transport & logistics and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Local infrastructure projects, major developments, and urban planning decisions are key drivers of regional growth. AreaSearch has identified 6 projects that are expected to influence the local area. The most relevant initiatives include the Thompsons Beach and Kennedy Park Precinct Plan, the NCN Health Cobram Campus Redevelopment, Cobram Village, and the VICSES Cobram Unit.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Thompsons Beach and Kennedy Park Precinct Plan
The Thompsons Beach and Kennedy Park Precinct Plan aims to develop a precinct master plan and concept plan to guide future infrastructure developments at the site. It includes reviewing existing partnerships, co-designing a shared governance model, untangling red-tape to remove barriers for tourism and events, enhancing community quality of life through cultural and recreational improvements, boosting productivity via tourism growth and operational efficiencies, and building resilience against ageing infrastructure, extreme weather, and other challenges. Early community consultation occurred in March and April 2026 to collect feedback and guide concept designs throughout 2026.
NCN Health Cobram Campus Redevelopment
A comprehensive multi-stage upgrade of the NCN Health Cobram Campus. Stage 1 delivered a new Urgent Care Centre with expanded floor space, a dedicated entry, a new ambulance bay, and dual waiting areas. Subsequent stages, completed by late 2024, involved refurbishing the acute ward, constructing a new ultrasound room, remodeling patient rooms with ensuites, and installing new firewalls and reception areas to enhance infection control and safety.
Cobram Village
A neighbourhood retail centre featuring a 3,800 sqm Coles supermarket, Liquorland, Chemist Warehouse, and specialty retailers, providing convenient shopping in an underserved area within a ~70km radius.
VICSES Cobram Unit
A new fit-for-purpose facility for the VICSES Cobram Unit, featuring four motor bays, office space, communications room, and training areas. It enables effective responses to rescues, floods, storms, and supports local emergency services while aiding volunteer retention and recruitment.
Cobram Secondary College Modular Building
Replaced an older building containing asbestos with a new architecturally-designed permanent modular building. Modular facilities require less time for planning and construction, resulting in reduced disruption to students and staff. They are sustainable and innovatively designed, with a comparable lifespan to traditional structures.
Barooga Cobram Road Reconstruction
Reconstruction of Barooga Cobram Road between Peoples Bridge and Bullanginya Bridge, including rehabilitation of the road carriageway and bridge approaches, new asphalt, and repainted line marking, as part of Berrigan Shire Council's flood recovery works under the Roads to Recovery program.
Burma Road Land-Lease Lifestyle Village Estate
A 323-dwelling over-55s land-lease lifestyle village at 32 Burma Road, Tocumwal. The approved manufactured home estate will occupy approximately 21 hectares bordering Club Tocumwal, featuring internal roads, recreation areas, landscaped parkland and a central community building with leisure and wellness facilities. Residents will receive two Village Club Memberships and access to sporting and leisure facilities, with Club Tocumwal currently undergoing an $8 million renovation and expansion. Council approved the development application on 16 July 2025, with the village to be delivered in stages from 2025/2026.
Numurkah to Katunga Water Supply Pipeline
A new 7.5-kilometre pipeline now delivers treated drinking water from the Numurkah Water Treatment Plant to the township of Katunga, replacing the town's previous groundwater bore supply. The project included a new pump station and 1ML storage tank at Numurkah, while Katunga's existing 200kL local storage tank remains in use. Construction ran from May to December 2025 by Girdwood Contracting Pty Ltd, with the new supply connected on 15 December 2025. The upgrade resolves customer feedback about water hardness from the old groundwater source and secures Katunga's drinking water needs through to 2060.Groundwater bores are being decommissioned, and the Katunga site continues to operate as a treated water storage facility.
2,894 residents of Cobram are employed, from a labour force of 3,003. Unemployment sits at 3.6%, with participation at 53.5%. Weighted for its industry mix, the area's sectors are forecast to grow about 5.0% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
The workforce in Cobram displays a balanced mix of white and blue collar jobs, with significant representation in industrial and manufacturing fields, an unemployment rate of just 3.6%, and an estimated 1.5% growth in jobs over the past year. As of March 2026, 2,894 residents are employed. The unemployment level matches the Regional Vic. average of 3.7%, though the workforce participation rate is considerably lower at 53.5% compared to 61.1% in Regional Vic. Census data indicates that a small proportion of residents (7.2%) worked from home, though this figure should be interpreted in light of past lockdown measures related to Covid-19.
The primary employment sectors for local residents are agriculture, forestry & fishing, manufacturing, and health care & social assistance. The region exhibits a distinct specialization in agriculture, forestry & fishing, where the proportion of employed residents is 2.1 times the average for regional Victoria. Conversely, health care & social assistance is under-represented, employing only 11.3% of the local workforce compared to 16.8% across Regional Vic. Although local jobs are available, a comparison between the Census working population and the local population suggests a significant portion of residents travel to other areas for employment. Analysis of SALM and ABS statistics by AreaSearch shows that over the 12-month period, employment rose by 1.5% while the labor force expanded by 3.2%, causing the unemployment rate to rise by 1.6 percentage points. In contrast, Regional Vic. saw employment drop by 0.1%, the labor force contract by 0.3%, and the unemployment rate decline by 0.2 percentage points. National employment projections from Jobs and Skills Australia as of May-25 provide context for local demand trends. These five- and ten-year projections have been aligned with the local employment profile to model potential growth. Across Australia, employment is projected to grow by 6.6% over five years and 13.7% over ten years, though individual industries will grow at different rates. Applying these sector-specific forecasts to the local employment structure suggests local employment would rise by 5.0% over five years and 11.4% over ten years, representing a basic weighted extrapolation for illustrative purposes that does not account for local population changes.
Frequently Asked Questions - Employment
Median household income in Cobram is $1,057 a week (about $55,000 a year), with median personal income at $606 a week. ATO records put median taxable income at $44,735 a year against an average of $52,959. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
Tax data from the ATO for the financial year 2023, compiled by AreaSearch, shows that income levels in the Cobram SA2 are lower than the national average. The median taxpayer income in the SA2 is $44,735, and the average is $52,959, compared to $50,954 and $62,728 respectively in Regional Vic. Accounting for a 9.62% increase in the Wage Price Index since the financial year 2023, current estimates for March 2026 are approximately $49,039 for the median and $58,054 for the average. Based on the 2021 Census, household, family, and personal incomes in the area fall between the 5th and 12th percentiles nationally.
The local earnings distribution shows that the $400 - 799 weekly income bracket is the most common, accounting for 30.4% of the population (2,016 individuals), whereas in the wider region the $1,500 - 2,999 bracket is the most prevalent at 30.3%. After addressing housing expenses, residents retain 85.9% of their income, a figure that ranks in the 8th percentile nationwide.
Frequently Asked Questions - Income
Cobram had 2,626 occupied dwellings at the 2021 Census, 92% detached houses and 0% apartments. 26% are owned with a mortgage, 29% rented and 45% owned outright. At that Census the median rent was $250 a week and the median mortgage repayment $1,278 a month. Rent absorbs 23.7% of household income here and mortgage repayments 27.9%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
According to the latest Census, the housing stock in Cobram consists of 91.6% houses and 8.4% other dwelling types such as apartments, semi-detached properties, and miscellaneous structures, compared to 90.1% houses and 9.9% other dwellings in Regional Vic. Home ownership in Cobram is high at 45.0%, surpassing the rate in Regional Vic., with the remaining housing split between mortgaged properties (26.3%) and rental accommodation (28.7%). The median monthly mortgage payment in the area is $1,278, which is lower than the Regional Vic. average of $1,430, while the median weekly rent is $250, compared to $285 in Regional Vic.
Nationally, mortgage repayments in Cobram are well below the Australian median of $1,863, and rent levels are also significantly lower than the national median of $375.
Frequently Asked Questions - Housing
Cobram counted 2,626 households at the 2021 Census, averaging 2.2 people each. 20% are couples with children, fewer than in 87% of areas nationally, against 31% couples without children. 34% of households are people living alone, and families average 2.1 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Families make up the majority of households at 62.3%, which is comprised of couples without children at 31.2%, couples with children at 19.8%, and single parents at 10.3%. Non-family households represent 37.7% of the total, consisting of single-person households at 34.4% and group living arrangements at 3.5%. The median household size is 2.2 people, which is smaller than the average of 2.4 observed across Regional Vic.
Frequently Asked Questions - Households
11.2% of adults in Cobram hold a university qualification, including 8.2% with a bachelor degree and 1.4% with postgraduate qualifications, lower than 85% of areas nationally. A further 27.2% hold a vocational qualification. 5 schools serve the area, with 1,478 enrolment places and an average ICSEA of 965 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
The local population has low rates of university completion, with 11.2% of residents holding a tertiary degree compared to the VIC average of 33.4%, indicating an area where targeted educational programs could be beneficial. The primary tertiary credential is a bachelor degree at 8.2%, followed by graduate diplomas at 1.6% and postgraduate degrees at 1.4%. Vocational and technical training is common, with 36.3% of residents aged 15+ holding a vocational qualification, consisting of advanced diplomas at 9.1% and certificates at 27.2%. A significant proportion of the population is engaged in study, with 26.2% of residents enrolled in formal education.
Primary school pupils make up 9.9% of the population, secondary students account for 7.7%, and tertiary students represent 2.1%.
Frequently Asked Questions - Education
Schools Detail
Getting around Cobram means driving: households keep an average of 1.3 vehicles, and scheduled services reach only a handful of stops. Service data is built from operators' published GTFS timetables; vehicle ownership is from the 2021 Census.
Detail
Transport networks in the area include 19 active stops, consisting of both rail and bus facilities. These stops are served by 8 distinct routes, providing a total of 64 passenger trips each week. Transport accessibility is good, with the average distance to a stop being 299 meters. Most working residents travel outside the area for employment, with private cars being the primary mode of transit at 92%, followed by walking at 6%. The average number of vehicles per household is 1.3, which is lower than the regional average. A small proportion of residents (7.2%) worked from home according to the 2021 Census, which may have been influenced by pandemic restrictions.
The transport network has an average service frequency of 9 trips per day across all routes, which corresponds to approximately 3 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
59.7% of residents in Cobram report no long-term health condition, a less healthy profile than 90% of areas nationally. 9.1% need daily assistance with core activities, and 46.3% hold private health cover. The standardised death rate runs at 7.4 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Health assessments by AreaSearch indicate notable challenges in Cobram, based on local mortality statistics and the prevalence of chronic health conditions across both older and younger demographics. The level of private health insurance coverage is low, with approximately 46% of the population (~3,071 people) holding cover, compared to 50.5% in Regional Vic. and a national average of 55.7%. Arthritis and mental health concerns are the most common medical conditions, affecting 11.7% and 9.3% of the population respectively, while 59.7% of residents reported having no chronic health issues, compared to 63.4% in Regional Vic.
The working-age cohort experiences elevated rates of chronic illness, and 29.3% of the local population is aged 65 and over (1,943 people), which is higher than the 23.9% average for Regional Vic. Health measures for seniors in the area are generally consistent with national rankings for the broader population.
Frequently Asked Questions - Health
Cobram is largely Australian-born, at 82.2% of residents, with 13.7% speaking a language other than English at home. The largest reported ancestries are English (30.8%) and Australian (26.3%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Cultural diversity metrics in Cobram are similar to the broader region, with citizens representing 83.9% of the population, 82.2% of residents born in Australia, and 86.3% speaking only English at home. Christianity is the dominant religion, practiced by 57.4% of the population. The most distinct variance from regional patterns is in the Other religious category, which represents 2.2% of the population compared to 0.8% across Regional Vic. The primary ancestries reported in the area are English at 30.8%, Australian at 26.3%, and Italian at 9.0%, with the Italian proportion being considerably higher than the regional average of 2.9%.
Other ancestries show differences compared to the wider region: Irish is represented at 8.7% (compared to 9.7% regionally), Chinese at 2.2% (compared to 0.9% regionally), and Macedonian at 0.1% (compared to 0.2% regionally).
Frequently Asked Questions - Diversity
The median resident of Cobram is 48, older than 86% of areas nationally. 21.7% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
The median age of 48 years in Cobram is higher than the Regional Vic. median of 43 and the national average of 38. The age distribution reveals that the 75 - 84 age cohort is large at 10.9%, whereas the 35 - 44 cohort is small at 10.2% when compared to Regional Vic. Since the 2021 Census, the 15 to 24 age bracket has increased from 9.2% to 10.1% of the population, while the 65 to 74 group has decreased from 15.4% to 14.4%. Projections indicate significant demographic changes by 2041, with the 25 to 34 age bracket expected to grow by 470 people (61%), increasing from 765 to 1,236 residents.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Cobram
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.
Everything is aggregated to the SA2 boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | May 2026 3 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | May 2026 3 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Jun 2026 2 months ago headline measures · May 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Aug 2026 this month all 21 measures |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Jul 2026 last month all 5 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jul 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 5 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Aug 2026 this month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 last month headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Jul 2026 last month all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 277 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (6,465 at the 2021 Census → 6,634 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (216021411). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.