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This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
ABS ERP | -- people | --
2021 Census | -- people
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Cobram has an estimated 6,634 residents, up from 6,465 at the 2021 Census — a change of 169 people, or 2.6%. 285 new addresses have been validated here since Census night. Density is about 50 people per square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
According to research conducted by AreaSearch, the resident count of Cobram stands at approximately 6,634 as of Aug 2026. Compared with the 6,465 residents recorded in the 2021 Census, this indicates an addition of 169 people (2.6%). This adjustment stems from ABS estimated resident population figures of 6,626 as of June 2025 alongside 285 validated new addresses identified post-Census. With 50 persons per square kilometer, the locality maintains a generous amount of living space for its community. Outpacing both the broader SA3 territory and the SA4 region (1.1%), Cobram's 2.6% post-2021 Census expansion positions it at the forefront of regional growth.
Interstate migration served as the primary growth catalyst, generating roughly 54.6% of recent net demographic inflows. AreaSearch applies 2024 ABS and Geoscience Australia release figures using 2022 baseline metrics for SA2 modeling. For locations omitted from this dataset, Victorian Government Regional/LGA projections from 2023 are utilized, adjusted via weighted population growth aggregations transitioning from LGA down to SA2 boundaries. Age-specific growth trajectories derived from these aggregations are subsequently integrated across all districts for the 2032 to 2041 timeframe. Projections point toward exceptional expansion placing the district within the top 10 percent of regional areas across the country, with current annual ERP figures indicating a gain of 2,723 persons to 2041, representing a cumulative increase of 40.9% across the 16 years.
Frequently Asked Questions - Population
265 new dwellings have been approved in Cobram over the past five years, an average of 53 a year. That places the area in the 61st percentile for residential development activity nationally, about 8 approvals per 1,000 residents a year. Of the 53 dwellings approved in the latest reporting year, 87% were detached houses and the rest townhouses or apartments. Figures come from ABS building approvals aggregated to this SA2 boundary and are updated monthly as the ABS releases them.
Detail
Residential building approvals across Cobram have averaged approximately 53 dwellings annually, amounting to 265 homes across the previous 5 financial years. With an inflow averaging merely 0.6 new residents per year per newly approved residence across the prior 5 financial years (between FY-22 and FY-26), local construction is matching or outpacing demand, maintaining strong purchasing choices, supporting growth headroom, and delivering new builds at an average construction cost of $407,000. Furthermore, commercial building approvals have reached $23.0 million during the ongoing financial year, reflecting steady non-residential capital expenditure. Cobram's per-capita building activity trails the Rest of Vic.
benchmark by 15.0%, yet ranks within the 87th percentile across all nationally evaluated markets, backed by recent acceleration in construction volume. The composition of approved residential building comprises 87.0% detached houses alongside 13.0% medium and high-density housing formats, reinforcing a low-density suburban landscape favored by buyers seeking space. An average of approximately 104 people per approval further highlights the low-density profile of the locality. Demographic projections indicate an increase of 2,715 residents across Cobram through to 2041 relative to the most recent quarterly estimate from AreaSearch. Should construction continue at historical volumes, residential development could lag demographic expansion, elevating market competition among prospective purchasers and putting upward pressure on property values.
Frequently Asked Questions - Development
Development applications around Cobram
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 5 current infrastructure and development projects inside Cobram, worth an estimated $54 million. A further 79 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $9.01 billion. 21 are already under construction and 20 are due for completion within three years. The pipeline spans residential development, transport & logistics and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Strategic infrastructure, local development works, and civic initiatives play a pivotal role in shaping community outcomes. AreaSearch has highlighted 6 key projects positioned to influence the district, including the Thompsons Beach and Kennedy Park Precinct Plan, NCN Health Cobram Campus Redevelopment, Cobram Village, and the VICSES Cobram Unit facility.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Thompsons Beach and Kennedy Park Precinct Plan
The Thompsons Beach and Kennedy Park Precinct Plan aims to develop a precinct master plan and concept plan to guide future infrastructure developments at the site. It includes reviewing existing partnerships, co-designing a shared governance model, untangling red-tape to remove barriers for tourism and events, enhancing community quality of life through cultural and recreational improvements, boosting productivity via tourism growth and operational efficiencies, and building resilience against ageing infrastructure, extreme weather, and other challenges. Early community consultation occurred in March and April 2026 to collect feedback and guide concept designs throughout 2026.
NCN Health Cobram Campus Redevelopment
A comprehensive multi-stage upgrade of the NCN Health Cobram Campus. Stage 1 delivered a new Urgent Care Centre with expanded floor space, a dedicated entry, a new ambulance bay, and dual waiting areas. Subsequent stages, completed by late 2024, involved refurbishing the acute ward, constructing a new ultrasound room, remodeling patient rooms with ensuites, and installing new firewalls and reception areas to enhance infection control and safety.
Cobram Village
A neighbourhood retail centre featuring a 3,800 sqm Coles supermarket, Liquorland, Chemist Warehouse, and specialty retailers, providing convenient shopping in an underserved area within a ~70km radius.
VICSES Cobram Unit
A new fit-for-purpose facility for the VICSES Cobram Unit, featuring four motor bays, office space, communications room, and training areas. It enables effective responses to rescues, floods, storms, and supports local emergency services while aiding volunteer retention and recruitment.
Cobram Secondary College Modular Building
Replaced an older building containing asbestos with a new architecturally-designed permanent modular building. Modular facilities require less time for planning and construction, resulting in reduced disruption to students and staff. They are sustainable and innovatively designed, with a comparable lifespan to traditional structures.
Barooga Cobram Road Reconstruction
Reconstruction of Barooga Cobram Road between Peoples Bridge and Bullanginya Bridge, including rehabilitation of the road carriageway and bridge approaches, new asphalt, and repainted line marking, as part of Berrigan Shire Council's flood recovery works under the Roads to Recovery program.
Burma Road Land-Lease Lifestyle Village Estate
A 323-dwelling over-55s land-lease lifestyle village at 32 Burma Road, Tocumwal. The approved manufactured home estate will occupy approximately 21 hectares bordering Club Tocumwal, featuring internal roads, recreation areas, landscaped parkland and a central community building with leisure and wellness facilities. Residents will receive two Village Club Memberships and access to sporting and leisure facilities, with Club Tocumwal currently undergoing an $8 million renovation and expansion. Council approved the development application on 16 July 2025, with the village to be delivered in stages from 2025/2026.
Numurkah to Katunga Water Supply Pipeline
A new 7.5-kilometre pipeline now delivers treated drinking water from the Numurkah Water Treatment Plant to the township of Katunga, replacing the town's previous groundwater bore supply. The project included a new pump station and 1ML storage tank at Numurkah, while Katunga's existing 200kL local storage tank remains in use. Construction ran from May to December 2025 by Girdwood Contracting Pty Ltd, with the new supply connected on 15 December 2025. The upgrade resolves customer feedback about water hardness from the old groundwater source and secures Katunga's drinking water needs through to 2060.Groundwater bores are being decommissioned, and the Katunga site continues to operate as a treated water storage facility.
2,894 residents of Cobram are employed, from a labour force of 3,003. Unemployment sits at 3.6%, with participation at 53.7%. Weighted for its industry mix, the area's sectors are forecast to grow about 5.0% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
The local labour market in Cobram displays a balanced mix of professional and industrial occupations, featuring substantial representation across manufacturing, an unemployment rate of merely 3.6%, and an estimated 1.5% annual rise in job counts. As of March 2026, employed residents total 2,894, mirroring the Regional Vic. unemployment rate of 3.7%, whereas the local labour participation rate of 53.7% trails the 61.1% recorded across Regional Vic.. Census returns indicate that just 7.2% of workers performed their duties from home, an outcome influenced by historical Covid-19 restrictions. The primary employment drivers for local workers consist of agriculture, forestry & fishing, manufacturing, as well as health care & social assistance.
Specialization in agriculture, forestry & fishing is particularly pronounced, registering an employment concentration 2.1 times the regional benchmark. Conversely, the health care & social assistance sector accounts for 11.3% of local employment, compared to 16.8% regionally. Comparing Census counts of local working residents against the broader resident base suggests a noticeable segment of the workforce travels beyond the area for employment. AreaSearch evaluation of ABS and SALM metrics indicates that across the 12 months to March 2026, local employment grew by 1.5% while the labour pool expanded by 3.2%, driving an increase in the unemployment rate of 1.6 percentage points. Over the same timeframe across Regional Vic., employment contracted by 0.1%, the workforce shrank by 0.3%, and unemployment eased by 0.2 percentage points. Forecasts published by Jobs and Skills Australia as of Mar-26 provide an outlook on future workforce trajectory. When mapped against Cobram's industry distribution, these projections—which indicate nationwide job expansion of 6.6% across five years and 13.7% across ten years—point to local employment gains of 5.0% over five years and 11.4% over ten years (representing an unadjusted weighted industry extrapolation provided for illustrative context without factoring in local demographic shifts).
Frequently Asked Questions - Employment
Median household income in Cobram is $1,057 a week (about $55,000 a year), with median personal income at $606 a week. ATO records put median taxable income at $44,735 a year against an average of $52,959. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
According to AreaSearch's evaluation of ATO postcode data for financial year 2023, Cobram SA2 taxpayers recorded a median income of $44,735 and an average income of $52,959, falling below the national benchmark as well as the Regional Vic. median ($50,954) and average ($62,728). Factoring in a Wage Price Index rise of 9.62% since financial year 2023, updated estimates reach approximately $49,039 (median) and $58,054 (average) as of March 2026. Across household, family, and individual income metrics, Census records position Cobram within the 5th to 12th percentiles nationally. The income bracket of $400 - 799 represents the largest cohort at 30.4% (2,016 individuals), contrasting with the wider region where the $1,500 - 2,999 category leads at 30.3%.
Retained income following housing costs stands at 85.9%, ranking at the 8th percentile nationwide.
Frequently Asked Questions - Income
Cobram had 2,626 occupied dwellings at the 2021 Census, 92% detached houses and 0% apartments. 26% are owned with a mortgage, 29% rented and 45% owned outright. At that Census the median rent was $250 a week and the median mortgage repayment $1,278 a month. Rent absorbs 23.7% of household income here and mortgage repayments 27.9%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
According to the most recent Census, the dwelling stock in Cobram consists of 91.6% houses and 8.4% other dwellings (including semi-detached units, apartments, and alternative structures), compared to 90.1% houses and 9.9% other dwellings across Regional Vic.. The rate of outright home ownership reached 45.0%, significantly exceeding regional averages, while mortgaged properties accounted for 26.3% and rental accommodation comprised 28.7%. Median monthly mortgage costs stood at $1,278 and median weekly rent was $250, both below Regional Vic. figures of $1,430 and $285 respectively. On a national scale, Cobram's mortgage obligations sit well below the Australian average of $1,863, with rental costs also substantially below the national level of $375.
Frequently Asked Questions - Housing
Cobram counted 2,626 households at the 2021 Census, averaging 2.2 people each. 20% are couples with children, fewer than in 87% of areas nationally, against 31% couples without children. 34% of households are people living alone, and families average 2.1 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Family households represent 62.3% of the domestic landscape, consisting of couples without children (31.2%), couples with children (19.8%), and single parent families (10.3%). Non-family living arrangements account for the remaining 37.7%, comprising single-person households at 34.4% and group households at 3.5%. The typical household comprises a median of 2.2 people, slightly below the Regional Vic. standard of 2.4.
Frequently Asked Questions - Households
11.2% of adults in Cobram hold a university qualification, including 8.2% with a bachelor degree and 1.4% with postgraduate qualifications, lower than 85% of areas nationally. A further 27.2% hold a vocational qualification. 5 schools serve the area, with 1,478 enrolment places and an average ICSEA of 965 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
Educational attainment levels within the locality show that 11.2% of residents hold tertiary degrees, compared to the Victorian benchmark of 33.4%, highlighting a distinct structural variance and a target area for educational policy. Bachelor degrees constitute 8.2% of attainment, followed by graduate diplomas at 1.6% and postgraduate credentials at 1.4%. Vocational and technical qualifications are widespread, with 36.3% of the population aged 15+ possessing vocational credentials, including advanced diplomas (9.1%) and certificates (27.2%). Engagement in formal study is significant, with 26.2% of the local population actively participating in education. This distribution encompasses 9.9% in primary schooling, 7.7% in secondary institutions, and 2.1% enrolled in higher education programs.
Frequently Asked Questions - Education
Schools Detail
Getting around Cobram means driving: households keep an average of 1.3 vehicles, and scheduled services reach only a handful of stops. Service data is built from operators' published GTFS timetables; vehicle ownership is from the 2021 Census.
Detail
The local transit network in Cobram encompasses 20 active transport stops combining train and bus services, connected by 8 distinct routes providing a collective 66 weekly passenger trips. Transit access is favorable, with an average distance of 303 meters to the nearest transport stop. Commuting patterns reflect an outward residential flow, with private vehicles accounting for 92% of travel and walking comprising 6%. Household vehicle ownership stands at 1.3 per dwelling, trailing the regional benchmark. Working from home was recorded among 7.2% of workers in the 2021 Census, a figure subject to COVID-19 influences.
Transit services operate at an average rate of 9 trips per day across the network, translating to approximately 3 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
59.7% of residents in Cobram report no long-term health condition, a less healthy profile than 90% of areas nationally. 9.1% need daily assistance with core activities, and 46.3% hold private health cover. The standardised death rate runs at 7.4 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
AreaSearch health metrics encompassing chronic illness and mortality indicate notable health headwinds across Cobram, with common health conditions evident across older and younger demographics alike, alongside a low private health insurance coverage rate of approximately 46% (~3,071 people). This coverage level trails Regional Vic. at 50.5% and the Australian average of 55.7%. Arthritis and mental health conditions are the most prevalent ailments in the community, diagnosed in 11.7 and 9.3% of residents respectively, while 59.7% of the population reported no medical conditions compared to 63.4% across Regional Vic.. Working-age residents face elevated rates of chronic illness.
Residents aged 65 and over comprise 30.1% of the community (1,999 people), exceeding the Regional Vic. proportion of 24.0%, with older resident health metrics aligning broadly with national general population trends.
Frequently Asked Questions - Health
Cobram is largely Australian-born, at 82.2% of residents, with 13.7% speaking a language other than English at home. The largest reported ancestries are English (30.8%) and Australian (26.3%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Cobram exhibits cultural demographics comparable to regional averages, recording 83.9% Australian citizens, 82.2% Australian-born residents, and 86.3% of households speaking exclusively English at home. Christianity is the predominant religious affiliation, encompassing 57.4% of the population. Individuals identifying with Other religions represent 2.2% of residents, reflecting higher representation than the 0.8% seen across Regional Vic.. Regarding ancestral background, English ancestry leads at 30.8%, followed by Australian at 26.3%, and Italian at 9.0%, with Italian heritage substantially exceeding the regional level of 2.9%. Other ancestry groups include Irish representation at 8.7% (compared to 9.7% regionally), Chinese background at 2.2% (against 0.9% across the region), and Macedonian heritage at 0.1% (compared to 0.2% regionally).
Frequently Asked Questions - Diversity
The median resident of Cobram is 48, older than 86% of areas nationally. 20.8% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
Cobram maintains a mature demographic profile relative to the Regional Vic. baseline. Seniors and retirees (65+) constitute 30.1% of the population as at August 2026 versus 24.0% across Regional Vic., while young to middle aged adults (25 - 44) account for 20.6% compared to 23.1% regionally. The estimated median age sits at 48, matching the 2021 Census result, positioned 5 years above the Regional Vic. median of 43 and above the Australian Census median of 38. Long-term projections to 2041 indicate that young to middle aged adults will generate the majority of growth, adding 824 residents (60%) to reach a total of 2,189.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Cobram
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.
Everything is aggregated to the SA2 boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | Aug 2026 last month headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | Aug 2026 last month headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Aug 2026 last month headline measures · Jun 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Aug 2026 last month all 21 measures |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Jul 2026 2 months ago all 5 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jul 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 6 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Aug 2026 last month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 2 months ago headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Jul 2026 2 months ago all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 285 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (6,465 at the 2021 Census → 6,634 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (216021411). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.