Cobram

SA2

Rest of Vic. / Moira

 
 
 
 
 
 
 
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Statistical Area (SA2) Boundary Analysis

This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.

SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).

Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Cobram

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DemographicsPopulation Growth in Cobram

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Cobram has an estimated 6,634 residents, up from 6,465 at the 2021 Census — a change of 169 people, or 2.6%. 277 new addresses have been validated here since Census night. Density is about 50 people per square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

According to the analysis conducted by AreaSearch, the population of Cobram is approximately 6,634 as of May 2026. This represents a growth of 169 individuals (2.6%) since the 2021 Census, which counted 6,465 residents. The calculation is based on the ABS estimated resident population of 6,626 from June 2025 alongside 277 validated new addresses registered since the Census date. The population density is recorded at 50 persons per square kilometer, which indicates a low-density living environment with substantial space per resident. Cobram's growth rate of 2.6% since the 2021 census outpaced both the SA4 region (1.0%) and the SA3 area, establishing the locality as a leader in regional population expansion.

The primary contributor to these gains was interstate migration, which accounted for roughly 54.6% of the population increase over recent periods. For each SA2 area, AreaSearch adopts the 2024 projections from the ABS/Geoscience Australia, using 2022 as the base year. Where SA2 data is unavailable, the VIC State Government's 2023 Regional/LGA projections are utilized, adjusted via a weighted aggregation of population growth from the LGA level down to SA2. The age group growth rates derived from these aggregations are also applied across all regions for the period from 2032 to 2041. Looking forward, the area is projected to experience exceptional growth that ranks within the top 10 percent of non-metropolitan locations in Australia. The population is anticipated to expand by 2,748 individuals by 2041 relative to the latest annual ERP statistics, representing an overall increase of 41.3% over the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the Cobram SA2?
Total population for the Cobram SA2 was estimated to be approximately 6,634 as at May 26. This is based upon an estimated resident population of 6,626 from the ABS up to June 2025.
How has the population in the Cobram SA2 changed since 2021?
The cobram sa2 has added approximately 169 people and shown a 2.61% increase from the 6,465 people recorded at the 2021 Census period.
What is the population density in the Cobram SA2?
The population density in the Cobram SA2 is estimated at 50 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the Cobram SA2?
Over the past 10 years, the population in the Cobram SA2 has shown a compound annual growth rate of 0.3% per annum.
What are the main drivers of population growth in the Cobram SA2?
Population growth in the Cobram SA2 is driven by: Interstate migration (54.6%), Overseas migration (45.4%), Natural increase (0.0%). The primary driver is Interstate migration, contributing 54.6% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Cobram

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205 new dwellings have been approved in Cobram over the past five years, an average of 41 a year. That places the area in the 52nd percentile for residential development activity nationally, about 6 approvals per 1,000 residents a year. Of the 31 dwellings approved in the latest reporting year, 87% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 106, running ahead of that longer-run average. Figures come from ABS building approvals aggregated to this SA2 boundary and are updated monthly as the ABS releases them.

Detail

Approval statistics show Cobram averages approximately 41 dwellings annually, amounting to 205 residential approvals over the last 5 financial years. Thus far in FY-26, 98 approvals have been registered. With an average of only 0.7 additional residents per constructed dwelling over the past 5 financial years (from FY-21 to FY-25), the volume of new housing is keeping pace with or exceeding demand, widening options for buyers while facilitating population growth beyond current projections. These new homes are built at an average construction cost of $346,000. In addition, commercial approvals have reached $23.0 million this financial year, showing a moderate level of commercial building activity.

In comparison to the Rest of Vic., Cobram generates roughly 75% of the construction activity on a per capita basis, placing it in the 78th percentile of all assessed areas nationally. The makeup of recent building projects is 87.0% detached homes and 13.0% medium and high-density residential options, maintaining the low-density profile of the area by favoring single-family houses that appeal to buyers seeking space. The area averages approximately 150 people per dwelling approval, which is characteristic of a low-density property market. Long-term forecasts indicate Cobram will add 2,740 residents by 2041, based on the latest quarterly calculations from AreaSearch. Should current construction rates persist, the supply of new housing may fall short of population gains, potentially intensifying competition among buyers and driving stronger appreciation in property values.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the Cobram SA2 recently?
Dwelling approval activity in the the Cobram SA2 area has seen 88 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The Cobram SA2's current population of 6,634 has been supported by 41 approvals on average over recent years.
How does the Cobram SA2's development activity compare to the broader region?
The Cobram SA2 has seen 0.63 approvals per 100 people in recent years, compared to 0.82 approvals in the broader region. This means that one dwelling has been approved for every 150 people in the Cobram SA2, compared to one for every 156 in the broader region.
Is the Cobram SA2 keeping up with housing demand?
With the population expected to increase by 2,740 people by 2041, around 1,370 new dwellings will be necessary. Recent approval levels may be insufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This indicates potential housing shortages if current approval trends continue.
What has been the trend in development approvals over the past five years in the Cobram SA2?
Looking at development activity over the past five years, the Cobram SA2's approval levels have been significantly above the yearly average of 41, indicating strong recent growth in development activity.
How many dwellings will be needed to accommodate future population growth in the Cobram SA2?
The population in the Cobram SA2 is expected to grow by 2,740 people by 2041, necessitating approximately 1,370 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the Cobram SA2?
Over the past five years, the population in the Cobram SA2 has grown by approximately 879 people, while 205 residential approvals were recorded. This equates to a ratio of 4.3 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the Cobram SA2?
With dwelling approval activity running at an average of 41 approvals per year and a population of 6,634, there appears to be a supply shortfall relative to projected demand, presenting strong opportunities for residential developers. With the population expected to increase by 2,740 people by 2041, around 1,370 new dwellings will be necessary. Current approval trends may be insufficient to meet forecast demand, indicating strong development opportunities.
Approvals Pipeline Development applications near Cobram

Development applications around Cobram

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
Application search is not available in Victoria. AreaSearch holds 84 applications for Cobram, but they are a record of past activity rather than a current register. Victoria has no state-wide planning portal and its council coverage is uneven, so we have switched the search off here rather than return partial answers. We are currently investigating a solution. No credits are charged for Victorian applications, and building approvals from the ABS and the major projects we track are unaffected.

SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Cobram

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AreaSearch tracks 5 current infrastructure and development projects inside Cobram, worth an estimated $54 million. A further 79 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $8.86 billion. 21 are already under construction and 20 are due for completion within three years. The pipeline spans residential development, transport & logistics and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Local infrastructure projects, major developments, and urban planning decisions are key drivers of regional growth. AreaSearch has identified 6 projects that are expected to influence the local area. The most relevant initiatives include the Thompsons Beach and Kennedy Park Precinct Plan, the NCN Health Cobram Campus Redevelopment, Cobram Village, and the VICSES Cobram Unit.

Professional plan users can use the search below to filter and access additional projects.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the Cobram SA2?
Key infrastructure and planning changes likely to influence the Cobram SA2 include: Thompsons Beach and Kennedy Park Precinct Plan (Planning); NCN Health Cobram Campus Redevelopment (Completed); Cobram Village (Completed); VICSES Cobram Unit (Completed); and Cobram Secondary College Modular Building (Completed). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the Cobram SA2?
Infrastructure development impacting the Cobram SA2 spans multiple sectors including Energy, Transport & Logistics, and Communities, Precincts & Urban Renewal, among others.
What is the scale of infrastructure investment impacting the Cobram SA2?
Infrastructure investment analysis indicates targeted investment in infrastructure improvements that will benefit the local area, with a notable concentration of investment within the immediate the Cobram SA2 vicinity.
How does the Cobram SA2's infrastructure development compare to other areas?
Infrastructure development activity impacting the Cobram SA2 currently ranks below national averages at the 31stth percentile.
Thompsons Beach and Kennedy Park Precinct Plan
Category: Communities, Precincts & Urban Renewal
Stage: Planning | Est. Comp: 2027
Source / Links: Link 1   Link 2  

The Thompsons Beach and Kennedy Park Precinct Plan aims to develop a precinct master plan and concept plan to guide future infrastructure developments at the site. It includes reviewing existing partnerships, co-designing a shared governance model, untangling red-tape to remove barriers for tourism and events, enhancing community quality of life through cultural and recreational improvements, boosting productivity via tourism growth and operational efficiencies, and building resilience against ageing infrastructure, extreme weather, and other challenges. Early community consultation occurred in March and April 2026 to collect feedback and guide concept designs throughout 2026.

Communities, Precincts & Urban Renewal

NCN Health Cobram Campus Redevelopment
Category: Health & Medical
Stage: Completed | Est. Comp: 2024
Source / Links: Link 1   Link 2  

A comprehensive multi-stage upgrade of the NCN Health Cobram Campus. Stage 1 delivered a new Urgent Care Centre with expanded floor space, a dedicated entry, a new ambulance bay, and dual waiting areas. Subsequent stages, completed by late 2024, involved refurbishing the acute ward, constructing a new ultrasound room, remodeling patient rooms with ensuites, and installing new firewalls and reception areas to enhance infection control and safety.

Health & Medical

Cobram Village
Category: Retail
Stage: Completed | Est. Comp: 2024
Source / Links: Link 1   

A neighbourhood retail centre featuring a 3,800 sqm Coles supermarket, Liquorland, Chemist Warehouse, and specialty retailers, providing convenient shopping in an underserved area within a ~70km radius.

Retail

VICSES Cobram Unit
Category: Environmental & Disaster Management
Stage: Completed | Est. Comp: 2023
Source / Links: Link 1   Link 2  

A new fit-for-purpose facility for the VICSES Cobram Unit, featuring four motor bays, office space, communications room, and training areas. It enables effective responses to rescues, floods, storms, and supports local emergency services while aiding volunteer retention and recruitment.

Environmental & Disaster Management

Cobram Secondary College Modular Building
Category: Education & Training
Stage: Completed | Est. Comp: 2020
Source / Links: Link 1   Link 2  

Replaced an older building containing asbestos with a new architecturally-designed permanent modular building. Modular facilities require less time for planning and construction, resulting in reduced disruption to students and staff. They are sustainable and innovatively designed, with a comparable lifespan to traditional structures.

Education & Training

Barooga Cobram Road Reconstruction
Category: Transport & Logistics
Stage: Completed | Est. Comp: 2024
Source / Links: Link 1   

Reconstruction of Barooga Cobram Road between Peoples Bridge and Bullanginya Bridge, including rehabilitation of the road carriageway and bridge approaches, new asphalt, and repainted line marking, as part of Berrigan Shire Council's flood recovery works under the Roads to Recovery program.

Transport & Logistics

Burma Road Land-Lease Lifestyle Village Estate
Category: Communities
Stage: Dev. Approval | Est. Comp: 2029
Source / Links: Link 1   

A 323-dwelling over-55s land-lease lifestyle village at 32 Burma Road, Tocumwal. The approved manufactured home estate will occupy approximately 21 hectares bordering Club Tocumwal, featuring internal roads, recreation areas, landscaped parkland and a central community building with leisure and wellness facilities. Residents will receive two Village Club Memberships and access to sporting and leisure facilities, with Club Tocumwal currently undergoing an $8 million renovation and expansion. Council approved the development application on 16 July 2025, with the village to be delivered in stages from 2025/2026.

Communities

Numurkah to Katunga Water Supply Pipeline
Category: Environmental & Disaster Management
Stage: Completed | Est. Comp: 2025
Source / Links: Link 1   Link 2  

A new 7.5-kilometre pipeline now delivers treated drinking water from the Numurkah Water Treatment Plant to the township of Katunga, replacing the town's previous groundwater bore supply. The project included a new pump station and 1ML storage tank at Numurkah, while Katunga's existing 200kL local storage tank remains in use. Construction ran from May to December 2025 by Girdwood Contracting Pty Ltd, with the new supply connected on 15 December 2025. The upgrade resolves customer feedback about water hardness from the old groundwater source and secures Katunga's drinking water needs through to 2060.Groundwater bores are being decommissioned, and the Katunga site continues to operate as a treated water storage facility.

Environmental & Disaster Management

Jobs & IndustryEmployment Trends in Cobram

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2,894 residents of Cobram are employed, from a labour force of 3,003. Unemployment sits at 3.6%, with participation at 53.5%. Weighted for its industry mix, the area's sectors are forecast to grow about 5.0% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

The workforce in Cobram displays a balanced mix of white and blue collar jobs, with significant representation in industrial and manufacturing fields, an unemployment rate of just 3.6%, and an estimated 1.5% growth in jobs over the past year. As of March 2026, 2,894 residents are employed. The unemployment level matches the Regional Vic. average of 3.7%, though the workforce participation rate is considerably lower at 53.5% compared to 61.1% in Regional Vic. Census data indicates that a small proportion of residents (7.2%) worked from home, though this figure should be interpreted in light of past lockdown measures related to Covid-19.

The primary employment sectors for local residents are agriculture, forestry & fishing, manufacturing, and health care & social assistance. The region exhibits a distinct specialization in agriculture, forestry & fishing, where the proportion of employed residents is 2.1 times the average for regional Victoria. Conversely, health care & social assistance is under-represented, employing only 11.3% of the local workforce compared to 16.8% across Regional Vic. Although local jobs are available, a comparison between the Census working population and the local population suggests a significant portion of residents travel to other areas for employment. Analysis of SALM and ABS statistics by AreaSearch shows that over the 12-month period, employment rose by 1.5% while the labor force expanded by 3.2%, causing the unemployment rate to rise by 1.6 percentage points. In contrast, Regional Vic. saw employment drop by 0.1%, the labor force contract by 0.3%, and the unemployment rate decline by 0.2 percentage points. National employment projections from Jobs and Skills Australia as of May-25 provide context for local demand trends. These five- and ten-year projections have been aligned with the local employment profile to model potential growth. Across Australia, employment is projected to grow by 6.6% over five years and 13.7% over ten years, though individual industries will grow at different rates. Applying these sector-specific forecasts to the local employment structure suggests local employment would rise by 5.0% over five years and 11.4% over ten years, representing a basic weighted extrapolation for illustrative purposes that does not account for local population changes.

Frequently Asked Questions - Employment

What is the employment situation in the Cobram SA2?
As of March 2026, the Cobram SA2 has approximately 2,894 employed residents with an unemployment rate of 3.6%. This healthy unemployment rate suggests a well-functioning labour market. Employment indicators are below the national average, suggesting room for improvement.
How does the Cobram SA2's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the Cobram SA2 stands at 3.6%, which is broadly in line with Regional Vic.'s rate of 3.7%. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the Cobram SA2?
The employment landscape in the Cobram SA2 is dominated by several key sectors. The largest employers are agriculture, forestry & fishing (15.4% of employment), manufacturing (14.7%), and health care & social assistance (11.3%). Other significant employers include retail trade and construction.
How has employment changed recently in the Cobram SA2?
Over the past year to March 2026, the Cobram SA2 has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has rise. By comparison, Regional Vic. saw employment decreased and its unemployment rate dropped.
What is the workforce participation rate in the Cobram SA2?
The workforce participation rate in the Cobram SA2 is 53.5%, which represents the proportion of working-age residents who are either employed or actively seeking work. This moderate participation rate suggests some residents may face barriers to workforce entry. The local rate trailing the Regional Vic. average of 61.1%, suggesting potential for increased workforce participation.
Which industries are over-represented in the Cobram SA2's employment market?
The cobram sa2 shows notable specialization in agriculture, forestry & fishing, which employs 15.4% of the local workforce compared to 7.5% regionally. With a local vs regional employment ratio of 2.1, this represents a significant industry cluster that likely serves markets beyond the local area. The area also shows above-average employment in 1 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the Cobram SA2?
Based on Jobs and Skills Australia projections applied to the Cobram SA2's industry mix, employment is expected to grow by 5.0% over the next five years and 11.4% over ten years. This compares to national growth expectations of 6.6% over five years. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the Cobram SA2 compare nationally?
The cobram sa2's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. Recent job advertisement trends show the broader employment region saw a 3.2% decline, ranking 26.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the Cobram SA2?
Skilled workers will find selective opportunities in the Cobram SA2, with knowledge-based sectors representing 23.1% of local jobs. Key sectors for skilled workers include health care & social assistance (11.3%), education & training (6.9%), and professional & technical (3.3%). With projected employment growth of 5.0% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Cobram

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Median household income in Cobram is $1,057 a week (about $55,000 a year), with median personal income at $606 a week. ATO records put median taxable income at $44,735 a year against an average of $52,959. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

Tax data from the ATO for the financial year 2023, compiled by AreaSearch, shows that income levels in the Cobram SA2 are lower than the national average. The median taxpayer income in the SA2 is $44,735, and the average is $52,959, compared to $50,954 and $62,728 respectively in Regional Vic. Accounting for a 9.62% increase in the Wage Price Index since the financial year 2023, current estimates for March 2026 are approximately $49,039 for the median and $58,054 for the average. Based on the 2021 Census, household, family, and personal incomes in the area fall between the 5th and 12th percentiles nationally.

The local earnings distribution shows that the $400 - 799 weekly income bracket is the most common, accounting for 30.4% of the population (2,016 individuals), whereas in the wider region the $1,500 - 2,999 bracket is the most prevalent at 30.3%. After addressing housing expenses, residents retain 85.9% of their income, a figure that ranks in the 8th percentile nationwide.

Frequently Asked Questions - Income

What is the median taxable income in the Cobram SA2?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the Cobram SA2 is approximately $49,039. The official ATO data from FY-23 recorded a median of $44,735.
What is the average taxable income in the Cobram SA2?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the Cobram SA2 is approximately $58,054. The official ATO data from FY-23 recorded an average of $52,959.
How does the median taxable income in the Cobram SA2 compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the Cobram SA2 is approximately $49,039 compared to $55,856 in Regional Vic.. The official ATO data from FY-23 shows $44,735 and $50,954 respectively.
How does the average taxable income in the Cobram SA2 compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the Cobram SA2 is approximately $58,054 compared to $68,762 in Regional Vic.. The official ATO data from FY-23 shows $52,959 and $62,728 respectively.
What are the main income cohorts in the Cobram SA2 according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~30.4% / 2,016 persons) of the Cobram SA2's population is the $400 - 799 cohort.
How do the main income cohorts in the Cobram SA2 compare to the region?
The largest income cohort in the Cobram SA2 is the $400 - 799 group, representing about 30.4% of the population. In comparison, Regional Vic.'s largest income cohort is the $1,500 - 2,999 group, representing 30.3% of its population, according to the 2021 Census.
What is the median household income in the Cobram SA2 according to the 2021 Census?
The 2021 Census data indicates that the median household income in the Cobram SA2 is $1,057/wk.
What is the median family income in the Cobram SA2 according to the 2021 Census?
According to the 2021 Census, the median family income in the Cobram SA2 is $1,450/wk.
What is the median personal income in the Cobram SA2 according to the 2021 Census?
The 2021 Census shows that the median personal income in the Cobram SA2 is $606/wk.
How does the Cobram SA2's income rank nationally?
As per AreaSearch's latest postcode level ATO data released for FY-23, the Cobram SA2's median income among taxpayers is $44,735, with an average of $52,959. This is lower than average on a national basis, and compares to Regional Vic.'s median of $50,954 and average of $62,728. Based on Wage Price Index growth of 9.62% since FY-23, current estimates would be approximately $49,039 (median) and $58,054 (average) as of March 2026.
What is the disposable income in the Cobram SA2?
The estimated disposable income in the Cobram SA2 is $3,933 per year according to AreaSearch analysis.
How does the Cobram SA2's disposable income compare to the region?
The cobram sa2's disposable income is $3,933 compared to $5,209 for Regional Vic., based on AreaSearch analysis.

Housing StockHousing & Dwellings in Cobram

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Cobram had 2,626 occupied dwellings at the 2021 Census, 92% detached houses and 0% apartments. 26% are owned with a mortgage, 29% rented and 45% owned outright. At that Census the median rent was $250 a week and the median mortgage repayment $1,278 a month. Rent absorbs 23.7% of household income here and mortgage repayments 27.9%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

According to the latest Census, the housing stock in Cobram consists of 91.6% houses and 8.4% other dwelling types such as apartments, semi-detached properties, and miscellaneous structures, compared to 90.1% houses and 9.9% other dwellings in Regional Vic. Home ownership in Cobram is high at 45.0%, surpassing the rate in Regional Vic., with the remaining housing split between mortgaged properties (26.3%) and rental accommodation (28.7%). The median monthly mortgage payment in the area is $1,278, which is lower than the Regional Vic. average of $1,430, while the median weekly rent is $250, compared to $285 in Regional Vic.

Nationally, mortgage repayments in Cobram are well below the Australian median of $1,863, and rent levels are also significantly lower than the national median of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the Cobram SA2?
In the Cobram SA2, 45.0% of homes are owned outright, 26.3% are owned with a mortgage, and 28.7% are rented.
What percentage of dwellings in the Cobram SA2 are houses?
According to the latest data, 91.6% of dwellings in the Cobram SA2 are houses.
What percentage of dwellings in the Cobram SA2 are apartments or units?
In the Cobram SA2, 0.1% of dwellings are apartments or units, with an additional 6.7% being semi-detached dwellings.
What is the level of outright home ownership in the Cobram SA2?
Outright home ownership in the Cobram SA2 stands at 45.0%, compared to 40.9% in Regional Vic..
What is the median monthly mortgage repayment in the Cobram SA2?
The median monthly mortgage repayment in the Cobram SA2 is $1,278, compared to $1,430 in Regional Vic..
What is the median weekly rent in the Cobram SA2?
The median weekly rent in the Cobram SA2 is $250, compared to $285 in Regional Vic..
What is the distribution of rental prices in the Cobram SA2?
In the Cobram SA2, 15.7% of rentals are $0-149/week, 70.3% are $150-349/week, 13.9% are $350-649/week, 0.0% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the Cobram SA2?
The aggregate monthly housing cost in the Cobram SA2 is $647, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the Cobram SA2?
In the Cobram SA2, households with mortgages typically spend 27.9% of their income on mortgage repayments, while renters spend 23.7% of their income on rent.
How crowded are homes in the Cobram SA2?
The average persons per bedroom ratio in the Cobram SA2 is 0.7, indicating the level of household density.
How does housing affordability in the Cobram SA2 compare to the region?
Housing affordability in the Cobram SA2 shows mortgage holders spending 27.9% of income on repayments (vs 23.8% regionally), while renters spend 23.7% of income on rent (vs 20.6% regionally).
What types of dwellings are most common in the Cobram SA2?
The dwelling mix in the Cobram SA2 consists of 91.6% detached houses, 6.7% semi-detached dwellings, 0.1% apartments, and 1.6% other dwelling types.
What is the weighted average housing cost based on tenure mix in the Cobram SA2?
Factoring in the ownership distribution, the weighted average monthly housing cost is approximately $647. This accounts for outright owners paying no housing costs, mortgage holders paying $1,278/month, and renters paying $1,082/month.
How affordable is housing in the Cobram SA2 relative to local incomes?
Housing in Cobram consumes approximately 14.1% of median household income ($4,577 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the Cobram SA2?
Recent development applications in Cobram show attached dwellings contributing 18% of approvals compared to 8% of existing stock, while detached houses represent 82% of applications versus 92% of current dwellings. This suggests increasing densification. Density increases remain below national trends.

HouseholdsHousehold Composition in Cobram

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Cobram counted 2,626 households at the 2021 Census, averaging 2.2 people each. 20% are couples with children, fewer than in 87% of areas nationally, against 31% couples without children. 34% of households are people living alone, and families average 2.1 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families make up the majority of households at 62.3%, which is comprised of couples without children at 31.2%, couples with children at 19.8%, and single parents at 10.3%. Non-family households represent 37.7% of the total, consisting of single-person households at 34.4% and group living arrangements at 3.5%. The median household size is 2.2 people, which is smaller than the average of 2.4 observed across Regional Vic.

Frequently Asked Questions - Households

How many households are in the Cobram SA2?
As of the 2021 Census, the Cobram SA2 had 2,626 households. Based on population growth patterns, this has grown by approximately 2.6% to an estimated 2,695 households today.
What is the typical household size?
The median household size in the Cobram SA2 is 2.2 people. This compares to 2.4 in Regional Vic. and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 62.3% of all households. The remaining households consist of lone person households (34.4%), group households (3.5%), and other household types (0.1%).
How are families structured in the area?
Among the 1,635 family households, 19.8% are couples with children, 31.2% are couples without children at home, and 10.3% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the Cobram SA2 compare to regional household patterns?
Compared to Regional Vic., the Cobram SA2 shows distinct household patterns. Lone person households are notably over-represented at 34.4% (versus 29.3% regionally). Conversely, family households are under-represented at 62.3% compared to the regional 67.8%. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the Cobram SA2 have an average of 2.1 children, slightly above the Regional Vic. average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the Cobram SA2?
Marriage patterns reveal 46.3% of the adult population are currently married, while 31.0% have never married. This compares to 46.3% married and 34.0% never married across Regional Vic..
How significant are single-person households?
Single-person households represent 34.4% of all households in the Cobram SA2, higher than the regional average of 29.3%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 3.5% of households, well below the Regional Vic. average of 2.9%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Cobram

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11.2% of adults in Cobram hold a university qualification, including 8.2% with a bachelor degree and 1.4% with postgraduate qualifications, lower than 85% of areas nationally. A further 27.2% hold a vocational qualification. 5 schools serve the area, with 1,478 enrolment places and an average ICSEA of 965 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

The local population has low rates of university completion, with 11.2% of residents holding a tertiary degree compared to the VIC average of 33.4%, indicating an area where targeted educational programs could be beneficial. The primary tertiary credential is a bachelor degree at 8.2%, followed by graduate diplomas at 1.6% and postgraduate degrees at 1.4%. Vocational and technical training is common, with 36.3% of residents aged 15+ holding a vocational qualification, consisting of advanced diplomas at 9.1% and certificates at 27.2%. A significant proportion of the population is engaged in study, with 26.2% of residents enrolled in formal education.

Primary school pupils make up 9.9% of the population, secondary students account for 7.7%, and tertiary students represent 2.1%.

Frequently Asked Questions - Education

What percentage of people in the Cobram SA2 have university qualifications?
11.2% of people aged 15 and over in the Cobram SA2 have university qualifications, compared to 21.7% in the broader region.
What percentage of people in the Cobram SA2 have no formal qualifications?
52.5% of people aged 15 and over in the Cobram SA2 have no formal qualifications, compared to 40.4% regionally.
How does the Cobram SA2's education level compare to national averages?
The cobram sa2 ranks in the 15th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the Cobram SA2?
The most common qualifications in the Cobram SA2 are: Certificate (27.2%), Advanced Diploma (9.1%), Bachelor Degree (8.2%).
What proportion of the Cobram SA2's population is currently attending educational institutions?
26.2% of the population in the Cobram SA2 is currently engaged in formal education, with 9.9% in primary school, 7.7% in secondary school, 2.1% at university.
What is the ICSEA score for schools in the Cobram SA2?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the Cobram SA2 is 965, indicating below-average socio-educational advantage compared to the national average of 1000.
How many schools are located within the Cobram SA2?
There are 5 schools within the Cobram SA2, with a combined enrollment of approximately 1,478 students.
What types of schools are available in the Cobram SA2?
The cobram sa2 includes 2 primary schools, 1 secondary school, 2 combined schools.

Schools Detail

AmenitiesServices & Amenities in Cobram

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Getting AroundTransport & Commuting in Cobram

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Getting around Cobram means driving: households keep an average of 1.3 vehicles, and scheduled services reach only a handful of stops. Service data is built from operators' published GTFS timetables; vehicle ownership is from the 2021 Census.

Detail

Transport networks in the area include 19 active stops, consisting of both rail and bus facilities. These stops are served by 8 distinct routes, providing a total of 64 passenger trips each week. Transport accessibility is good, with the average distance to a stop being 299 meters. Most working residents travel outside the area for employment, with private cars being the primary mode of transit at 92%, followed by walking at 6%. The average number of vehicles per household is 1.3, which is lower than the regional average. A small proportion of residents (7.2%) worked from home according to the 2021 Census, which may have been influenced by pandemic restrictions.

The transport network has an average service frequency of 9 trips per day across all routes, which corresponds to approximately 3 weekly trips per individual stop.

Frequently Asked Questions - Transport

How many public transport stops are in Cobram?
There are 19 public transport stops within the Cobram SA2.
How frequent are the transport services in Cobram?
the Cobram SA2 has 64 weekly trips across 8 routes, averaging 9 trips per day.
How far are residents from public transport in Cobram?
On average, residential properties are 299 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Cobram

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59.7% of residents in Cobram report no long-term health condition, a less healthy profile than 90% of areas nationally. 9.1% need daily assistance with core activities, and 46.3% hold private health cover. The standardised death rate runs at 7.4 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Health assessments by AreaSearch indicate notable challenges in Cobram, based on local mortality statistics and the prevalence of chronic health conditions across both older and younger demographics. The level of private health insurance coverage is low, with approximately 46% of the population (~3,071 people) holding cover, compared to 50.5% in Regional Vic. and a national average of 55.7%. Arthritis and mental health concerns are the most common medical conditions, affecting 11.7% and 9.3% of the population respectively, while 59.7% of residents reported having no chronic health issues, compared to 63.4% in Regional Vic.

The working-age cohort experiences elevated rates of chronic illness, and 29.3% of the local population is aged 65 and over (1,943 people), which is higher than the 23.9% average for Regional Vic. Health measures for seniors in the area are generally consistent with national rankings for the broader population.

Frequently Asked Questions - Health

How many people in the Cobram SA2 have private health insurance?
Around 46.3% of people in the Cobram SA2 are covered by private health insurance, which compares to 50.5% in the broader region of Regional Vic..
What percentage of the population requires ongoing medical assistance in the Cobram SA2?
In the Cobram SA2, 9.1% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.9% of people in Regional Vic. require similar assistance.
How prevalent is asthma in the Cobram SA2?
7.9% of people in the Cobram SA2 are diagnosed with asthma. In comparison, 8.7% of the population across Regional Vic. is affected by asthma.
What percentage of people have diabetes in the Cobram SA2?
Diabetes affects 5.9% of the the Cobram SA2 population, while in the surrounding region, 4.6% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the Cobram SA2?
5.5% of people in the Cobram SA2 have heart disease. Across the region of Regional Vic., 4.4% of the population is affected by heart disease.
How does the Cobram SA2 compare to the region in terms of overall private health coverage?
In the Cobram SA2, 46.3% of the population are estimated to have private health insurance. Comparatively, Regional Vic. sees an estimated private health coverage rate of 50.5%.

Ancestry & LanguageCultural Diversity in Cobram

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Cobram is largely Australian-born, at 82.2% of residents, with 13.7% speaking a language other than English at home. The largest reported ancestries are English (30.8%) and Australian (26.3%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Cultural diversity metrics in Cobram are similar to the broader region, with citizens representing 83.9% of the population, 82.2% of residents born in Australia, and 86.3% speaking only English at home. Christianity is the dominant religion, practiced by 57.4% of the population. The most distinct variance from regional patterns is in the Other religious category, which represents 2.2% of the population compared to 0.8% across Regional Vic. The primary ancestries reported in the area are English at 30.8%, Australian at 26.3%, and Italian at 9.0%, with the Italian proportion being considerably higher than the regional average of 2.9%.

Other ancestries show differences compared to the wider region: Irish is represented at 8.7% (compared to 9.7% regionally), Chinese at 2.2% (compared to 0.9% regionally), and Macedonian at 0.1% (compared to 0.2% regionally).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the Cobram SA2?
Cobram was found to be roughly in line with the wider region's average in terms of cultural diversity, with 83.9% of its population being citizens, 82.2% born in Australia, and 86.3% speaking English only at home.
What is the most common religion in the Cobram SA2?
The main religion in Cobram was found to be Christianity, which makes up 57.4% of people in Cobram. However, the most apparent overrepresentation was in Other, which comprises 2.2% of the population, compared to 0.8% across Regional Vic..
What are the top countries of origin in the Cobram SA2?
In terms of ancestry (country of birth of parents), the top three represented groups in Cobram are English, comprising 30.8% of the population, Australian, comprising 26.3% of the population, and Italian, comprising 9.0% of the population, which is substantially higher than the regional average of 2.9%. Additionally, there are notable divergences in the representation of certain other ethnic groups: Irish is notably overrepresented at 8.7% of Cobram (vs 9.7% regionally), Chinese at 2.2% (vs 0.9%) and Macedonian at 0.1% (vs 0.2%).
How does the percentage of people born overseas compare to the regional average?
17.8% of the the Cobram SA2 population was born overseas, compared to 13.2% regionally.
What percentage of the the Cobram SA2 population speaks a language other than English at home?
13.7% of the population in the Cobram SA2 speaks a language other than English at home, compared to 7.6% in the wider region.
How many people in the Cobram SA2 identify as Australian Aboriginal?
1.5% of the the Cobram SA2 population identifies as Australian Aboriginal, compared to 1.4% in the region.
What is the citizenship status of the population in the Cobram SA2?
83.9% of the the Cobram SA2 population holds citizenship, compared to 88.6% in the wider region.

Age StructureAge Profile of Cobram

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The median resident of Cobram is 48, older than 86% of areas nationally. 21.7% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

The median age of 48 years in Cobram is higher than the Regional Vic. median of 43 and the national average of 38. The age distribution reveals that the 75 - 84 age cohort is large at 10.9%, whereas the 35 - 44 cohort is small at 10.2% when compared to Regional Vic. Since the 2021 Census, the 15 to 24 age bracket has increased from 9.2% to 10.1% of the population, while the 65 to 74 group has decreased from 15.4% to 14.4%. Projections indicate significant demographic changes by 2041, with the 25 to 34 age bracket expected to grow by 470 people (61%), increasing from 765 to 1,236 residents.

Frequently Asked Questions - Age

What is the median age in the Cobram SA2?
According to the latest data, the median age in the Cobram SA2 is 48 years.
How does the Cobram SA2's median age compare to broader areas?
At 48 years, Cobram is 5 years older than the Regional Vic. average (43 years) and 10 years older than the national average (38 years).
What age groups are over-represented in the Cobram SA2?
The most over-represented age group in the Cobram SA2 compared to the Regional Vic. region is the 75 - 84 group, making up 10.9% of the population.
What age groups are under-represented in the Cobram SA2?
The most under-represented age group in the Cobram SA2 compared to the Regional Vic. region is the 35 - 44 group, making up 10.2% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the Cobram SA2 show significant variance compared to the Regional Vic. region. The most over-represented age group is 85+ year-olds (4.0% vs 2.8%).
What is the percentage of children (0-14 years) in the Cobram SA2?
The percentage of children aged 0-14 years in the Cobram SA2 is 15.3%.
What is the percentage of older people (65+ years) in the Cobram SA2?
The percentage of people aged 65 and over in the Cobram SA2 is 29.3%.

Data & MethodBoundaries, Sources & Method for Cobram

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the SA2 boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Jul 2026 last month all 5 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jul 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 277 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (6,465 at the 2021 Census → 6,634 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (216021411). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

Why can the Cobram SA2 boundary differ from the suburb boundary?
This page uses ABS Statistical Area Level 2 (SA2) boundaries for statistical reporting (e.g., census and ERP). SA2 areas can differ materially from Suburbs and Localities (SAL) boundaries, even when they share similar names, because they are defined for different purposes and often use different geographic boundaries.
Where does the data on this Cobram page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Cobram data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (Jul 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas