Nagambie

Nagambie lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

Based on AreaSearch's analysis, Nagambie's population is around 5,035 as of Feb 2026. This reflects an increase of 498 people (11.0%) since the 2021 Census, which reported a population of 4,537 people. The change is inferred from the estimated resident population of 4,841 from the ABS as of June 2024 and an additional 276 validated new addresses since the Census date. This population level equates to a density ratio of 3.9 persons per square kilometer, providing ample space per person. Nagambie's 11.0% growth since the 2021 census exceeded the SA4 region (6.9%) and the Rest of Vic., marking it as a growth leader in the region. Population growth for the area was primarily driven by interstate migration, which contributed approximately 72.7% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, as released in 2024 with 2022 as the base year. For any SA2 areas not covered by this data, AreaSearch is utilising the VIC State Government's Regional/LGA projections released in 2023, with adjustments made employing a method of weighted aggregation of population growth from LGA to SA2 levels. Growth rates by age group from these aggregations are also applied across all areas for years 2032 to 2041. Regarding demographic trends, exceptional growth, placing in the top 10 percent of Australia's non-metropolitan areas, is predicted over the period, with the area expected to expand by 3,569 persons by 2041 based on the latest annual ERP population numbers, reflecting an increase of 67.0% in total over the 17 years.

AreaSearch assessment of residential development activity positions Nagambie among the top 25% of areas assessed nationwide

Nagambie has seen around 65 new homes approved per year, with 329 homes approved over the past 5 financial years (between FY-21 and FY-25) and 20 so far in FY-26. With an average of 1.8 people per year moving to the area for each dwelling built over the past 5 financial years (between FY-21 and FY-25), supply and demand appear well-balanced, creating stable market conditions, while new dwellings are developed at an average value of $413,000, showing that developers are focusing on the premium market with high-end developments. Additionally, $11.8 million in commercial approvals have been registered this financial year, demonstrating moderate levels of commercial development.

Compared to the rest of Victoria, Nagambie has 72.0% more new home approvals per person, which should provide buyers with ample choice, though development activity has moderated in recent periods. This is substantially higher than the national average, suggesting strong developer confidence in the location. New building activity consists of 96.0% detached dwellings and 4.0% townhouses or apartments, preserving the area's low-density nature with an emphasis on detached housing attracting space-seeking buyers. The location has approximately 102 people per dwelling approval, indicating an expanding market.

Looking ahead, Nagambie is expected to grow by 3,375 residents through to 2041 (based on the latest AreaSearch quarterly estimate). If current development rates continue, housing supply may not keep pace with population growth, potentially increasing competition among buyers and supporting stronger price growth.

Nagambie has moderate levels of nearby infrastructure activity, ranking in the 48thth percentile nationally

Nothing can influence an area's performance as much as changes to local infrastructure, major projects, and planning initiatives. In total, 4 projects have been identified by AreaSearch that are likely to have an impact on the area. Key projects include the Seymour Community Wellbeing Hub, Seymour Solar Farm, Haven Seymour, and Goulburn Valley Highway Safety Upgrades, with the list below detailing those likely to be of most relevance.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

Nagambie shows employment indicators that trail behind approximately 70% of regions assessed across Australia

Nagambie has a skilled workforce, with the construction sector a particular standout in terms of representation, and an unemployment rate of 4.6%. As of December 2025, 2,348 residents are in work, while the unemployment rate is 0.9% above Regional Vic.'s rate of 3.7%, and workforce participation is somewhat below standard (58.5% compared to Regional Vic.'s 61.5%). Based on Census responses, a moderate 17.1% of residents were found to work from home, though Covid-19 lockdown impacts should be considered.

Leading employment industries among residents comprise agriculture, forestry & fishing, construction, and health care & social assistance. The area demonstrates a particularly notable concentration in agriculture, forestry & fishing, with employment levels at 2.1 times the regional average. Meanwhile, health care & social assistance has a limited presence with 11.6% employment compared to 16.8% regionally. The area appears to offer limited employment opportunities locally, as indicated by the count of the Census working population versus the resident population.

Based on AreaSearch analysis of SALM and ABS data, during the year to December 2025, the labour force decreased by 3.4% while employment declined by 4.6%, causing unemployment to rise by 1.2 percentage points. This compares to Regional Vic., where employment fell by 0.6%, the labour force contracted by 0.7%, and unemployment fell 0.1 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 can offer further insight into potential future demand within Nagambie. These projections, covering five and ten-year periods, have been mapped against the local employment profile to estimate growth patterns. While national employment is forecast to expand by 6.6% over five years and 13.7% over ten years, growth rates differ significantly between industry sectors. Applying these industry-specific projections to Nagambie's employment mix suggests local employment should increase by 5.4% over five years and 11.9% over ten years (please note this is a simple weighting extrapolation for illustrative purposes and does not take into account localised population projections).

Income figures position the area below 75% of locations analysed nationally by AreaSearch

AreaSearch's latest postcode level ATO data for FY-23 reveals that income in the Nagambie SA2 is lower than average on a national basis, with the median assessed at $50,047 while the average income stands at $61,602. This contrasts to Regional Vic.'s figures of a median income of $50,954 and an average income of $62,728. Based on Wage Price Index growth of 8.25% since FY-23, current estimates would be approximately $54,176 (median) and $66,684 (average) as of September 2025. Census data reveals household, family and personal incomes all rank modestly in Nagambie, between the 19th and 31st percentiles. Distribution data shows the largest segment comprises 27.6% earning $1,500 - 2,999 weekly (1,389 residents), reflecting patterns seen in the region where 30.3% similarly occupy this range. While housing costs are modest with 88.0% of income retained, the total disposable income ranks at just the 25th percentile nationally.

Nagambie is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Dwelling structure within Nagambie, as evaluated at the latest Census, comprised 93.6% houses and 6.4% other dwellings (semi-detached, apartments, 'other' dwellings), in comparison to Regional Vic.'s 90.1% houses and 9.9% other dwellings. Meanwhile, the level of home ownership within Nagambie was well beyond that of Regional Vic., at 51.8%, with the remainder of dwellings either mortgaged (29.2%) or rented (19.0%). The median monthly mortgage repayment in the area was above the Regional Vic. average at $1,500, while the median weekly rent figure was recorded at $285, compared to Regional Vic.'s $1,430 and $285. Nationally, Nagambie's mortgage repayments are significantly lower than the Australian average of $1,863, while rents are substantially below the national figure of $375.

Nagambie features high concentrations of lone person households, with a lower-than-average median household size

Family households dominate at 65.7% of all households, comprising 21.7% couples with children, 34.7% couples without children, and 8.8% single parent families. Non-family households make up the remaining 34.3%, with lone person households at 31.8% and group households comprising 2.3% of the total. The median household size of 2.2 people is smaller than the Regional Vic. average of 2.4.

Nagambie shows below-average educational performance compared to national benchmarks, though pockets of achievement exist

The area faces educational challenges, with university qualification rates (17.6%) substantially below the VIC average of 33.4%. This represents both a challenge and an opportunity for targeted educational initiatives. Bachelor degrees lead at 12.5%, followed by postgraduate qualifications (2.6%) and graduate diplomas (2.5%). Trade and technical skills feature prominently, with 40.9% of residents aged 15+ holding vocational credentials, including advanced diplomas (11.9%) and certificates (29.0%).

A substantial 23.9% of the population actively pursues formal education. This includes 9.4% in primary education, 6.8% in secondary education, and 1.9% pursuing tertiary education.

Transport servicing is very low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Public transport analysis reveals 6 active transport stops operating within Nagambie, comprising a mix of trains and buses. These stops are serviced by 6 individual routes, collectively providing 135 weekly passenger trips. Transport accessibility is rated as limited, with residents typically located 1320 meters from the nearest transport stop. As a primarily residential area, most residents commute outward; the car remains the dominant mode at 89%, with 7% walking. Vehicle ownership averages 1.7 per dwelling, which is above the regional average. Some 17.1% of residents work from home (2021 Census; may reflect COVID-19 conditions).

Service frequency averages 19 trips per day across all routes, equating to approximately 22 weekly trips per individual stop.

Health outcomes in Nagambie are marginally below the national average with common health conditions slightly more prevalent than average across both younger and older age cohorts

Health indicators suggest below-average outcomes in Nagambie, based on AreaSearch's assessment of mortality rates and chronic condition prevalence. Common health conditions are slightly more prevalent than average across both younger and older age cohorts, and the rate of private health cover is relatively low at approximately 50% of the total population (~2,507 people). The national average is 55.7%.

The most common medical conditions in the area are arthritis and asthma, impacting 12.0 and 7.8% of residents, respectively, while 63.1% declared themselves as completely clear of medical ailments compared to 63.4% across Regional Vic.. The working-age population faces notable health challenges with elevated chronic condition rates. The area has 31.7% of residents aged 65 and over (1,598 people), which is higher than the 23.9% in Regional Vic.. Health outcomes among seniors are above average, with national rankings even higher than the general population.

Nagambie is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Nagambie was found to be below average in terms of cultural diversity, with 89.0% of its population being citizens, 88.0% born in Australia, and 94.9% speaking English only at home. The main religion in Nagambie is Christianity, which makes up 53.9% of the population. This compares to 47.3% across Regional Vic..

In terms of ancestry (country of birth of parents), the top three represented groups in Nagambie are English, comprising 32.2% of the population, Australian, comprising 31.4% of the population, and Irish, comprising 10.9% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Scottish is notably overrepresented at 9.2% of Nagambie (vs 8.8% regionally), Maltese at 0.5% (vs 0.5%) and Italian at 2.8% (vs 2.9%).

Nagambie ranks among the oldest 10% of areas nationwide

At 51 years, Nagambie's median age is significantly above the Regional Vic. average of 43 as well as considerably older than the Australian median of 38. Compared to the Regional Vic. average, the 65 - 74 cohort is notably over-represented (18.6% locally), while 5 - 14 year-olds are under-represented (8.4%). This 65 - 74 concentration is well above the national 9.5%. Post-2021 Census data shows the 75 to 84 age group has grown from 8.4% to 10.5% of the population, while the 65 to 74 cohort increased from 16.9% to 18.6%. Conversely, the 45 to 54 cohort has declined from 12.1% to 10.3% and the 55 to 64 group dropped from 16.9% to 15.2%. By 2041, Nagambie is expected to see notable shifts in its age composition. Leading the demographic shift, the 65 to 74 group will grow by 57% (537 people), reaching 1,471 from 933.