Nagambie

Nagambie lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

Nagambie's population is approximately 5,035 as of February 2026. This figure represents an increase of 498 people, a rise of 11.0% since the 2021 Census which recorded a population of 4,537. The change is inferred from the estimated resident population of 4,841 in June 2024 and an additional 276 validated new addresses since the Census date. This results in a density ratio of 3.9 persons per square kilometer. Nagambie's growth rate exceeded that of its SA4 region (6.9%) and the Rest of Vic., positioning it as a growth leader. Interstate migration contributed approximately 72.7% of overall population gains during recent periods.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch employs the VIC State Government's Regional/LGA projections from 2023, adjusting using weighted aggregation methods to SA2 levels. Growth rates by age group are applied across all areas for years 2032 to 2041. By 2041, Nagambie is projected to expand by 3,569 persons based on the latest annual ERP population numbers, reflecting an increase of 67.0% over the 17-year period.

AreaSearch assessment of residential development activity positions Nagambie among the top 25% of areas assessed nationwide

Nagambie has seen approximately 65 new homes approved annually. Over the past five financial years, from FY21 to FY25329 homes were approved, with an additional 15 approved in FY26 so far. On average, 1.8 people have moved to the area for each dwelling built over these years, indicating balanced supply and demand and stable market conditions.

The average expected construction cost of new dwellings is $413,000, suggesting developers are targeting the premium market with high-end developments. This financial year has seen $11.8 million in commercial approvals, demonstrating moderate levels of commercial development. Compared to the Rest of Vic., Nagambie has 72.0% more new home approvals per person, offering buyers ample choice. However, development activity has moderated recently. Nationally, Nagambie's developer confidence appears strong due to its substantially higher approval rates.

New building activity primarily consists of detached dwellings (96.0%) with a smaller proportion of townhouses or apartments (4.0%), preserving the area's low-density nature and attracting space-seeking buyers. The location has approximately 102 people per dwelling approval, suggesting an expanding market. Looking ahead, Nagambie is projected to grow by 3,375 residents through to 2041, based on the latest AreaSearch quarterly estimate. If current development rates continue, housing supply may not keep pace with population growth, potentially increasing competition among buyers and supporting stronger price growth.

Nagambie has moderate levels of nearby infrastructure activity, ranking in the 48thth percentile nationally

Changes to local infrastructure significantly influence an area's performance. Four projects identified by AreaSearch are expected to impact the area. Key projects include Seymour Community Wellbeing Hub, Seymour Solar Farm, Haven Seymour, and Goulburn Valley Highway Safety Upgrades. Details about these projects can be found below.

Professional plan users can use the search below to filter and access additional projects.

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The labour market performance in Nagambie lags significantly behind most other regions nationally

Nagambie has a skilled workforce with 4.7% unemployment as of September 2025. There are 2,355 residents employed, which is 0.9% above the Rest of Vic.'s rate of 3.8%. Workforce participation in Nagambie is 58.7%, compared to Rest of Vic.'s 61.4%.

According to Census responses, 17.1% of residents work from home. Leading employment industries are agriculture, forestry & fishing, construction, and health care & social assistance. Agriculture, forestry & fishing has notable concentration with levels at 2.1 times the regional average, while health care & social assistance has limited presence at 11.6%. The area offers limited local employment opportunities based on Census working population vs resident population comparison.

Between September 2024 and September 2025, Nagambie's labour force decreased by 1.2% and employment declined by 2.6%, causing unemployment to rise by 1.4 percentage points. In contrast, Rest of Vic.'s employment fell by 0.7%, labour force contracted by 0.6%, and unemployment rose marginally. Jobs and Skills Australia's national employment forecasts from May-25 project a 6.6% expansion over five years and 13.7% over ten years. Applying these projections to Nagambie's employment mix suggests local employment should increase by 5.4% over five years and 11.9% over ten years.

Income figures position the area below 75% of locations analysed nationally by AreaSearch

AreaSearch's latest postcode level ATO data for financial year 2023 shows that income in Nagambie SA2 is lower than average nationally. The median income is $50,047 and the average income is $61,602. This contrasts with Rest of Vic.'s figures where the median income is $50,954 and the average income is $62,728. Based on Wage Price Index growth of 8.25% since financial year 2023, current estimates for Nagambie SA2 would be approximately $54,176 (median) and $66,684 (average) as of September 2025. Census data reveals that household, family, and personal incomes in Nagambie rank modestly, between the 19th and 31st percentiles nationally. Income distribution shows that the largest segment comprises 27.6% earning $1,500 - $2,999 weekly (1,389 residents), which is similar to the regional pattern where 30.3% fall within this range. Housing costs are modest with 88.0% of income retained, but total disposable income ranks at just the 25th percentile nationally.

Nagambie is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

In Nagambie, as per the latest Census evaluation, 93.6% of dwellings were houses, with the remaining 6.4% comprising semi-detached homes, apartments, and other types. This compares to Non-Metro Vic.'s figures of 90.1% houses and 9.9% other dwellings. The home ownership rate in Nagambie stood at 51.8%, with mortgaged dwellings making up 29.2% and rented ones accounting for 19.0%. The median monthly mortgage repayment was $1,500, exceeding Non-Metro Vic.'s average of $1,430. The median weekly rent in Nagambie was $285, matching Non-Metro Vic.'s figure. Nationally, Nagambie's mortgage repayments were lower than the Australian average of $1,863, and rents were substantially below the national figure of $375.

Nagambie features high concentrations of lone person households, with a lower-than-average median household size

Family households account for 65.7% of all households, including 21.7% couples with children, 34.7% couples without children, and 8.8% single parent families. Non-family households constitute the remaining 34.3%, with lone person households at 31.8% and group households making up 2.3%. The median household size is 2.2 people, which is smaller than the Rest of Vic. average of 2.4.

Nagambie shows below-average educational performance compared to national benchmarks, though pockets of achievement exist

The area's university qualification rate is 17.6%, significantly lower than Victoria's average of 33.4%. Bachelor degrees are the most common at 12.5%, followed by postgraduate qualifications (2.6%) and graduate diplomas (2.5%). Vocational credentials are prevalent, with 40.9% of residents aged 15+ holding such qualifications, including advanced diplomas (11.9%) and certificates (29.0%). A total of 23.9% of the population is actively engaged in formal education, comprising 9.4% in primary, 6.8% in secondary, and 1.9% in tertiary education.

A substantial 23.9% of the population actively pursues formal education. This includes 9.4% in primary education, 6.8% in secondary education, and 1.9% pursuing tertiary education.

Transport servicing is very low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Nagambie has six active public transport stops offering a mix of train and bus services. These stops are served by six routes that collectively facilitate 135 weekly passenger trips. Transport accessibility is considered limited, with residents typically situated 1320 meters from the nearest stop. As a predominantly residential area, most commuters travel outward using private vehicles at an 89% rate, while 7% walk. On average, there are 1.7 vehicles per dwelling, exceeding the regional norm. According to the 2021 Census, 17.1% of residents work from home, which may be influenced by COVID-19 conditions.

Service frequency averages 19 trips daily across all routes, equating to approximately 22 weekly trips per individual stop.

Health outcomes in Nagambie are marginally below the national average with common health conditions slightly more prevalent than average across both younger and older age cohorts

Nagambie's health indicators show below-average outcomes, as assessed by AreaSearch. Mortality rates and chronic condition prevalence were found to be slightly more prevalent than average across both younger and older age cohorts.

Private health cover was relatively low at approximately 50% of the total population (~2,507 people), compared to the national average of 55.7%. The most common medical conditions were arthritis (12.0%) and asthma (7.8%). 63.1% of residents reported being completely clear of medical ailments, compared to 63.4% across Rest of Vic. The working-age population faces notable health challenges due to elevated chronic condition rates. Nagambie has 31.7% of residents aged 65 and over (1,598 people), higher than the 23.9% in Rest of Vic. Health outcomes among seniors are above average, with national rankings even higher than those of the general population.

Nagambie is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Nagambie's cultural diversity was found to be below average, with 89.0% of its population being citizens, 88.0% born in Australia, and 94.9% speaking English only at home. Christianity is the main religion in Nagambie, comprising 53.9% of people, compared to 47.3% across Rest of Vic.. The top three ancestry groups are English (32.2%), Australian (31.4%), and Irish (10.9%).

Notably, Scottish representation is higher at 9.2% in Nagambie versus 8.8% regionally, Maltese remains the same at 0.5%, and Italian is slightly lower at 2.8% compared to 2.9%.

Nagambie ranks among the oldest 10% of areas nationwide

Nagambie's median age of 51 years is significantly higher than the Rest of Vic. average of 43 and considerably older than the Australian median of 38. Compared to the Rest of Vic., Nagambie has an over-representation of the 65-74 cohort at 18.6% locally, while the 5-14 year-olds are under-represented at 8.4%. This concentration of the 65-74 age group is well above the national average of 9.5%. Post-2021 Census data shows that the 75 to 84 age group grew from 8.4% to 10.5%, while the 65 to 74 cohort increased from 16.9% to 18.6%. Conversely, the 45 to 54 cohort declined from 12.1% to 10.3%, and the 55 to 64 group dropped from 16.9% to 15.2%. By 2041, Nagambie is expected to see significant shifts in its age composition, with the 65-74 group projected to grow by 57% (537 people), reaching 1,471 from 933.