Nagambie

Nagambie lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

Nagambie's population is around 5,059 as of November 2025. This reflects an increase of 522 people since the 2021 Census, which reported a population of 4,537. The change is inferred from the estimated resident population of 4,842 in June 2024 and an additional 272 validated new addresses since the Census date. This level of population equates to a density ratio of 3.9 persons per square kilometer. Nagambie's 11.5% growth since the 2021 census exceeded the SA4 region (5.4%) and the non-metro area, marking it as a growth leader in the region. Population growth was primarily driven by interstate migration contributing approximately 72.7% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with 2022 as the base year. For areas not covered, AreaSearch utilises VIC State Government's Regional/LGA projections released in 2023 with adjustments made employing a method of weighted aggregation of population growth from LGA to SA2 levels. Growth rates by age group are applied across all areas for years 2032 to 2041. Based on demographic trends, exceptional growth is predicted over the period with the area expected to expand by 3,569 persons to 2041 based on the latest annual ERP population numbers, reflecting an increase of 66.2% in total over the 17 years.

AreaSearch assessment of residential development activity positions Nagambie among the top 25% of areas assessed nationwide

Nagambie has seen approximately 65 new homes approved annually. Over the past five financial years, from FY21 to FY25, around 329 homes were approved, with an additional 10 approved in FY26 so far. On average, about 1.8 people have moved to the area for each dwelling built over these years, suggesting a balanced supply and demand creating stable market conditions.

The average expected construction cost of new dwellings is $413,000, indicating developers' focus on the premium market with high-end developments. This financial year has seen around $11.8 million in commercial approvals, reflecting moderate levels of commercial development. Compared to the Rest of Vic., Nagambie has 72.0% more new home approvals per person, providing buyers with ample choice. However, development activity has moderated recently. This is significantly higher than the national average, suggesting strong developer confidence in the location.

The majority of new building activity involves detached dwellings (96.0%), with townhouses or apartments making up 4.0%, preserving the area's low-density nature and attracting space-seeking buyers. Nagambie has approximately 102 people per dwelling approval, indicating an expanding market. Looking ahead, Nagambie is projected to grow by 3,351 residents through to 2041, according to the latest AreaSearch quarterly estimate. If current development rates continue, housing supply may not keep pace with population growth, potentially increasing competition among buyers and supporting stronger price growth.

Nagambie has moderate levels of nearby infrastructure activity, ranking in the top 50% nationally

Changes to local infrastructure significantly influence an area's performance. Four projects identified by AreaSearch are expected to impact this region. Notable initiatives include Seymour Community Wellbeing Hub, Seymour Solar Farm, Haven Seymour, and Goulburn Valley Highway Safety Upgrades. Details about these projects can be found below.

Professional plan users can use the search below to filter and access additional projects.

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The labour market performance in Nagambie lags significantly behind most other regions nationally

Nagambie's workforce is skilled with notable representation in the construction sector. The unemployment rate was 4.7% as of September 2025.

In this month, 2,355 residents were employed while the unemployment rate was 0.9% higher than Rest of Vic.'s rate of 3.8%. Workforce participation was lower at 54.8%, compared to Rest of Vic.'s 57.4%. Key employment industries included agriculture, forestry & fishing, construction, and health care & social assistance. Agriculture, forestry & fishing had a particularly high concentration with employment levels at 2.1 times the regional average.

However, health care & social assistance had limited presence with 11.6% employment compared to 16.8% regionally. Analysis of SALM and ABS data showed that from September 2024 to September 2025, the labour force decreased by 1.2%, while employment declined by 2.6%, leading to a rise in unemployment by 1.4 percentage points. In contrast, Rest of Vic.'s employment fell by 0.7% and labour force contracted by 0.6%. State-level data as of 25-Nov-25 indicated VIC employment grew by 1.13% year-on-year, adding 41,950 jobs, with the state unemployment rate at 4.7%, compared to the national rate of 4.3%. Jobs and Skills Australia's forecasts from May-25 projected national employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Nagambie's employment mix suggested local employment should increase by 5.4% over five years and 11.9% over ten years, based on a simple weighting extrapolation for illustrative purposes.

Income levels sit below national averages according to AreaSearch assessment

AreaSearch's latest postcode level ATO data for financial year 2022 shows that Nagambie SA2 had a median income of $48,930 and an average income of $61,533. This is lower than the national averages of $48,741 median and $60,693 average for Rest of Vic. As of September 2025, estimated incomes would be approximately $54,880 median and $69,015 average, based on Wage Price Index growth of 12.16% since financial year 2022. Census data indicates that household, family, and personal incomes in Nagambie rank modestly, between the 19th and 31st percentiles. Income distribution shows that the largest segment is 27.6%, earning $1,500 - $2,999 weekly (1,396 residents), similar to the regional pattern of 30.3%. Housing costs are modest with 88.0% of income retained, but total disposable income ranks at just the 25th percentile nationally.

Nagambie is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

In Nagambie, as per the latest Census, 93.6% of dwellings were houses, with the remaining 6.4% comprising semi-detached homes, apartments, and other types. This distribution mirrors that of Non-Metro Vic., which also had 93.6% houses and 6.4% other dwellings. Home ownership in Nagambie stood at 51.8%, with mortgaged properties accounting for 29.2% and rented dwellings making up 19.0%. The median monthly mortgage repayment in Nagambie was $1,500, aligning with Non-Metro Vic.'s average. Weekly rent, however, was higher at $285 compared to Non-Metro Vic.'s figure of $280. Nationally, Nagambie's mortgage repayments were lower than the Australian average of $1,863, recorded as of 2021, while rents were substantially below the national figure of $375 for the same period.

Nagambie features high concentrations of lone person households, with a lower-than-average median household size

Family households constitute 65.7% of all households, including 21.7% couples with children, 34.7% couples without children, and 8.8% single parent families. Non-family households comprise the remaining 34.3%, with lone person households at 31.8% and group households making up 2.3% of the total. The median household size is 2.2 people, smaller than the Rest of Vic. average of 2.3.

Nagambie shows below-average educational performance compared to national benchmarks, though pockets of achievement exist

The area's university qualification rate is 17.6%, significantly lower than Victoria's average of 33.4%. Bachelor degrees are the most common at 12.5%, followed by postgraduate qualifications (2.6%) and graduate diplomas (2.5%). Vocational credentials are prevalent, with 40.9% of residents aged 15+ holding them, including advanced diplomas (11.9%) and certificates (29.0%). A total of 23.9% of the population is actively engaged in formal education, comprising 9.4% in primary, 6.8% in secondary, and 1.9% in tertiary education.

A substantial 23.9% of the population actively pursues formal education. This includes 9.4% in primary education, 6.8% in secondary education, and 1.9% pursuing tertiary education.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Nagambie has five operational public transport stops offering a combination of train and bus services. These stops are served by twelve different routes, facilitating 225 weekly passenger trips in total. Transport accessibility is assessed as limited, with residents generally situated 1324 meters away from the nearest stop.

On average, service frequency stands at 32 trips per day across all routes, translating to roughly 45 weekly trips per individual stop.

Health performance in Nagambie is well below average with prevalence of common health conditions notable across both younger and older age cohorts

Nagambie faces significant health challenges, with common conditions prevalent across both younger and older age groups.

Approximately 51% (~2,559 people) have private health cover, which is relatively low. The most common conditions are arthritis (12.0%) and asthma (7.8%). About 63.1% of residents report no medical ailments, comparable to the Rest of Vic's 63.0%. Nagambie has a higher proportion of seniors aged 65 and over at 31.5% (1,593 people), compared to Rest of Vic's 25.2%. Health outcomes among seniors are above average, outperforming general population health metrics.

Nagambie is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Nagambie's population was found to have low cultural diversity, with 89.0% being citizens, 88.0% born in Australia, and 94.9% speaking English only at home. Christianity is the predominant religion in Nagambie, comprising 53.9% of its population, compared to 47.9% across Rest of Vic.. The top three ancestry groups are English (32.2%), Australian (31.4%), and Irish (10.9%).

Notably, Scottish (9.2%) is slightly overrepresented compared to the regional average of 9.1%. Maltese and Italian populations are also present at 0.5% and 2.8%, respectively, with slight differences from their regional averages of 0.7% and 2.6%.

Nagambie ranks among the oldest 10% of areas nationwide

Nagambie's median age is 51 years, significantly higher than the Rest of Vic. average of 43 and considerably older than the Australian median of 38. Compared to the Rest of Vic., Nagambie has an over-representation of the 65-74 cohort (18.5% locally) while under-representing the 5-14 age group (8.6%). The 65-74 concentration is well above the national average of 9.4%. Post-Census data shows the 75 to 84 age group grew from 8.4% to 10.1%, and the 65 to 74 cohort increased from 16.9% to 18.5%. Conversely, the 45 to 54 cohort declined from 12.1% to 10.2%, and the 5 to 14 group dropped from 9.9% to 8.6%. By 2041, Nagambie is expected to see notable shifts in its age composition, with the 75 to 84 group projected to grow by 106% (544 people), reaching 1,056 from 511.