Nagambie

Nagambie lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

As of Nov 2025, the Nagambie statistical area (Lv2) has an estimated population of around 2,648. This reflects a growth of 394 people since the 2021 Census, which reported a population of 2,254. The latest resident population estimate by AreaSearch is 2,532, based on examination of the June 2024 ABS ERP data release and validation of an additional 224 new addresses since the Census date. This results in a population density ratio of 18.3 persons per square kilometer. Nagambie's growth rate of 17.5% since the 2021 census exceeded the SA4 region (6.8%) and the non-metro area, indicating it as a growth leader. Interstate migration contributed approximately 73.0% of overall population gains during recent periods.

AreaSearch projections for Nagambie are based on ABS/Geoscience Australia data released in 2024 with a base year of 2022. For areas not covered, VIC State Government's Regional/LGA projections from 2023 are used with adjustments made employing weighted aggregation methods to SA2 levels. Growth rates by age group are applied across all areas for years 2032 to 2041. According to these projections, Nagambie is expected to experience exceptional growth, placing it in the top 10 percent of non-metropolitan areas nationally. By 2041, the area is predicted to increase by 1,852 persons, reflecting a total increase of 61.2% over the 17-year period.

AreaSearch assessment of residential approval activity sees Nagambie among the top 30% of areas assessed nationwide

AreaSearch analysis of ABS building approval numbers for Nagambie shows approximately 46 dwellings receiving development approval annually. Between financial years FY-21 and FY-25, around 233 homes were approved, with an additional 13 approved in FY-26 to date. Each dwelling built attracted an average of 1.4 new residents per year over the past five financial years.

The average construction cost value for new homes was $710,000, indicating a focus on premium market properties. This year, Nagambie has seen $5.4 million in commercial approvals, reflecting its primarily residential nature. Compared to Rest of Vic., Nagambie had 144.0% more development activity per person as of recent data. Recent construction comprised 96.0% standalone homes and 4.0% townhouses or apartments, maintaining the area's low-density character. There were approximately 59 people per dwelling approval in Nagambie, suggesting an expanding market.

According to AreaSearch's latest quarterly estimate, Nagambie is projected to gain 1,621 residents by 2041, and development appears to be keeping pace with this projected growth. However, increasing competition among buyers may arise as the population expands.

Nagambie has strong levels of nearby infrastructure activity, ranking in the top 30% nationally

No changes can significantly affect a region's performance like alterations to local infrastructure, major undertakings, and planning initiatives. AreaSearch has identified zero projects that are expected to impact this area. Notable projects include North East Rail Line Upgrade, Inland Rail Beveridge to Albury, Regional Housing Fund (Victoria), and Inland Rail - Tottenham To Albury. The following list details those deemed most relevant:.

Professional plan users can use the search below to filter and access additional projects.

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Employment drivers in Nagambie are experiencing difficulties, placing it among the bottom 20% of areas assessed across Australia

Nagambie's workforce is balanced across white and blue-collar jobs. The construction sector has notable representation.

As of September 2025, the unemployment rate is 5.4%. This is 1.6% higher than Rest of Vic.'s rate of 3.8%. Workforce participation in Nagambie is lower at 51.7%, compared to Rest of Vic.'s 57.4%. Key employment sectors include health care & social assistance, agriculture, forestry & fishing, and construction.

Agriculture, forestry & fishing stands out with an employment share 1.7 times the regional level. Retail trade employs 6.0% of local workers, lower than Rest of Vic.'s 9.9%. Limited local employment opportunities are indicated by Census data comparing working population to resident population. Over a 12-month period ending in September 2025, Nagambie's labour force decreased by 1.1%, with employment declining by 2.6%, resulting in an unemployment rate rise of 1.5 percentage points. This contrasts with Rest of Vic., where employment contracted by 0.7% and the labour force fell by 0.6%. State-level data from VIC to 25-Nov-25 shows employment grew by 1.13% year-on-year, adding 41,950 jobs, with an unemployment rate of 4.7%, compared to the national rate of 4.3%. Jobs and Skills Australia's national employment forecasts from May-25 project a 6.6% increase over five years and 13.7% over ten years. Applying these projections to Nagambie's employment mix suggests local employment should increase by 5.5% over five years and 12.1% over ten years, though this is a simplified extrapolation for illustrative purposes only.

The area's income levels rank in the lower 15% nationally based on AreaSearch comparative data

According to AreaSearch's aggregation of ATO data released on June 30, 2023, Nagambie had a median income among taxpayers of $46,192 and an average income of $58,090. These figures are lower than the national averages of $50,954 (median) and $62,728 (average). Based on Wage Price Index growth of 8.25% since June 30, 2023, estimated incomes for Nagambie as of September 2025 would be approximately $50,003 (median) and $62,882 (average). The 2021 Census figures show that household, family, and personal incomes in Nagambie fall between the 9th and 23rd percentiles nationally. Income distribution data indicates that 28.3% of Nagambie's population earns within the $400 - $799 range, while the surrounding region has a higher proportion (30.3%) earning between $1,500 - $2,999. After housing expenses, 85.6% of income remains in Nagambie, which ranks at the 12th percentile nationally.

Nagambie is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

In Nagambie, as per the latest Census, 88.5% of dwellings were houses with the remaining 11.5% comprising semi-detached homes, apartments, and other types. This compares to Non-Metro Vic.'s 93.6% houses and 6.4% other dwellings. Home ownership in Nagambie stood at 48.6%, with mortgaged properties at 27.2% and rented ones at 24.2%. The median monthly mortgage repayment was $1,487, lower than Non-Metro Vic.'s average of $1,500. Weekly rent in Nagambie was $295, compared to Non-Metro Vic.'s $280. Nationally, Nagambie's mortgage repayments were significantly lower at $1,487 versus Australia's average of $1,863, and rents were substantially below the national figure of $375.

Nagambie features high concentrations of lone person households, with a lower-than-average median household size

Family households constitute 61.2% of all households, including 19.7% couples with children, 32.3% couples without children, and 8.6% single parent families. Non-family households account for the remaining 38.8%, with lone person households at 35.9% and group households comprising 2.6%. The median household size is 2.1 people, which is smaller than the Rest of Vic average of 2.3.

Educational outcomes in Nagambie fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area's university qualification rate is 15.6%, significantly lower than Victoria's average of 33.4%. Bachelor degrees are the most common at 11.0%, followed by graduate diplomas (2.8%) and postgraduate qualifications (1.8%). Vocational credentials are held by 40.0% of residents aged 15 and above, with advanced diplomas at 10.2% and certificates at 29.8%. A total of 23.4% of the population is actively engaged in formal education, including 8.8% in primary, 7.1% in secondary, and 2.1% in tertiary education.

A substantial 23.4% of the population actively pursues formal education. This includes 8.8% in primary education, 7.1% in secondary education, and 2.1% pursuing tertiary education.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Transport analysis indicates four operational stops in Nagambie offering a mix of train and bus services. These stops are served by four distinct routes, collectively facilitating 92 weekly passenger trips. Transport accessibility is rated as limited, with residents typically situated 692 meters from the nearest stop.

Service frequency averages 13 trips daily across all routes, equating to approximately 23 weekly trips per individual stop.

Health performance in Nagambie is well below average with prevalence of common health conditions notable across both younger and older age cohorts

Nagambie faces significant health challenges, with common conditions prevalent across all age groups. Approximately half of Nagambie's total population (~1,320 people) has private health cover, lower than the national average of 55.7%.

The most common medical conditions are arthritis (affecting 12.7% of residents) and asthma (8.1%), while 60.8% report no medical ailments, compared to 63.0% in Rest of Vic.. Nagambie has a higher proportion of residents aged 65 and over, at 33.4% (884 people), than the 25.2% in Rest of Vic..

Nagambie is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Nagambie's population, as of the 2016 Census, had 88.0% citizens and 88.1% born in Australia. English was spoken exclusively at home by 93.8%. Christianity was the predominant religion at 56.2%, compared to 47.9% across Victoria.

The top three ancestry groups were Australian (31.9%), English (31.9%), and Irish (11.1%). Notably, Scottish ancestry was slightly higher in Nagambie at 9.0% than regionally at 9.1%. Maltese ancestry was lower at 0.4% compared to the regional 0.7%, while Macedonian ancestry was similar at 0.1% both locally and regionally.

Nagambie ranks among the oldest 10% of areas nationwide

Nagambie's median age at 51 years is significantly higher than the Rest of Vic average of 43 and considerably older than Australia's median age of 38. Compared to the Rest of Vic average, Nagambie has a notably over-represented cohort of 65-74 year-olds (18.5% locally) while those aged 45-54 are under-represented (7.7%). This concentration of 65-74 year-olds is well above the national average of 9.4%. Post-2021 Census data shows the 75 to 84 age group grew from 9.2% to 11.0%, and the 65 to 74 cohort increased from 17.4% to 18.5%. Conversely, the 45 to 54 cohort declined from 9.7% to 7.7%, and the 55 to 64 group dropped from 15.7% to 14.2%. By 2041, Nagambie is expected to see notable shifts in its age composition, with the 75 to 84 group projected to grow by 99%, reaching 579 people from 291.