Nagambie

Nagambie lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

As per ABS population updates for Nagambie's broader area, and new addresses validated by AreaSearch, the suburb's estimated population is around 2,702 as of May 2026. This reflects a growth of 448 people (19.9%) since the 2021 Census, which recorded a population of 2,254. The change was inferred from AreaSearch's resident population estimate of 2,612 in June 2025, based on the latest ERP data release by the ABS, and an additional 288 validated new addresses since the Census date. This results in a density ratio of 18.6 persons per square kilometer. Nagambie's growth exceeded the SA4 region (2.9%) and Rest of Vic., making it a regional growth leader. Interstate migration contributed approximately 73.0% of overall population gains recently.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered, they utilise VIC State Government's Regional/LGA projections from 2023, adjusted using weighted aggregation methods to SA2 levels. Growth rates by age group are applied across all areas for years 2032 to 2041. Looking ahead, Nagambie is predicted to experience exceptional growth, placing it in the top 10 percent of non-metropolitan areas nationally. By 2041, the suburb is expected to increase by 1,907 persons, reflecting a total increase of 67.2% over the 16 years.

AreaSearch assessment of residential development activity positions Nagambie among the top 25% of areas assessed nationwide

AreaSearch analysis of ABS building approval numbers allocated from statistical area data shows Nagambie has experienced around 46 dwellings receiving development approval per year. Over the past 5 financial years, between FY-21 and FY-25, approximately 233 homes were approved, with a further 21 approved in FY-26 so far. On average, each dwelling built over these years has resulted in an increase of 2 new residents per year, reflecting robust demand that supports property values.

New homes are being constructed at an average value of $710,000, indicating developers target the premium market segment with higher-end properties. This financial year has seen $5.4 million in commercial approvals, demonstrating Nagambie's primarily residential nature. Compared to Rest of Vic., Nagambie records 137.0% more development activity per person, offering greater choice for buyers and indicating robust developer interest in the area. Recent construction comprises 96.0% standalone homes and 4.0% townhouses or apartments, preserving the area's low density nature with an emphasis on detached housing attracting space-seeking buyers. The location has approximately 60 people per dwelling approval, suggesting an expanding market.

Population forecasts indicate Nagambie will gain 1,817 residents through to 2041, based on AreaSearch's latest quarterly estimate. Development appears to be keeping pace with projected growth, though increasing competition among buyers is expected as the population expands.

Nagambie has strong levels of nearby infrastructure activity, ranking in the top 30% nationally

No changes can significantly affect a region's performance like alterations to local infrastructure, major projects, and planning initiatives. AreaSearch has identified zero projects that are anticipated to impact this area. Notable projects include North East Rail Line Upgrade, Inland Rail Beveridge to Albury, Regional Housing Fund, and Inland Rail - Tottenham To Albury. The following list provides details on those most likely to be relevant.

Professional plan users can use the search below to filter and access additional projects.

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Employment drivers in Nagambie are experiencing difficulties, placing it among the bottom 20% of areas assessed across Australia

Nagambie has a balanced workforce with white and blue collar jobs. The construction sector is prominent. As of December 2025, the unemployment rate was 5.2%.

There were 1,182 residents employed while Nagambie's unemployment rate was 1.5% higher than Regional Vic.'s rate of 3.7%. Workforce participation in Nagambie was lower at 54.8%, compared to Regional Vic.'s 61.0%. According to Census responses, only 11.5% of residents worked from home. The dominant employment sectors were health care & social assistance, agriculture, forestry & fishing, and construction.

Agriculture, forestry & fishing had a particularly strong representation with an employment share 1.7 times the regional level. Retail trade employed just 6.0% of local workers, below Regional Vic.'s 9.9%. The area appeared to offer limited local employment opportunities based on Census data comparison. In the 12-month period ending in Nagambie, labour force decreased by 2.8%, and employment declined by 4.1%, leading to a rise in unemployment rate of 1.3 percentage points. This contrasted with Regional Vic., where employment contracted by 0.6%, labour force fell by 0.7%, and unemployment fell by 0.1%. Jobs and Skills Australia's national employment forecasts from May-25 estimated that national employment would expand by 6.6% over five years and 13.7% over ten years, with varying growth rates across industry sectors. Applying these projections to Nagambie's employment mix suggested local employment should increase by 5.5% over five years and 12.1% over ten years, though this was a simple extrapolation for illustrative purposes and did not account for localized population projections.

The area's income levels rank in the lower 15% nationally based on AreaSearch comparative data

According to AreaSearch's aggregation of latest postcode level ATO data released on 30 June 2023 for financial year 2023, Nagambie suburb had a median income among taxpayers of $46,192 with average income standing at $58,090. This is lower than national averages which were $50,954 (median) and $62,728 (average). Considering Regional Vic.'s figures for comparison, Nagambie's incomes were lower. Based on Wage Price Index growth of 9.62% since financial year 2023, estimated current incomes as of March 2026 would be approximately $50,636 (median) and $63,678 (average). According to 2021 Census figures, Nagambie's household, family, and personal incomes fall between the 9th and 23rd percentiles nationally. Income distribution shows 28.3% of Nagambie's population (764 individuals) earn within the $400-$799 range, differing from surrounding regions where $1,500-$2,999 dominates at 30.3%. After housing costs, 85.6% of income remains, ranking at the 12th percentile nationally.

Nagambie is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

In Nagambie, as per the latest Census, 88.5% of dwellings were houses with the remaining 11.5% comprising semi-detached homes, apartments, and other types. This compares to Regional Vic.'s 90.1% houses and 9.9% other dwellings. Nagambie's home ownership rate was 48.6%, with mortgaged properties at 27.2% and rented ones at 24.2%. The median monthly mortgage repayment in Nagambie was $1,487, higher than Regional Vic.'s average of $1,430. Median weekly rent in Nagambie was $295, compared to Regional Vic.'s $285. Nationally, Nagambie's mortgage repayments were lower at $1,487 versus Australia's average of $1,863, and rents were lower at $295 compared to the national figure of $375.

Nagambie features high concentrations of lone person households, with a lower-than-average median household size

Family households constitute 61.2% of all households, including 19.7% couples with children, 32.3% couples without children, and 8.6% single parent families. Non-family households account for the remaining 38.8%, with lone person households at 35.9% and group households comprising 2.6%. The median household size is 2.1 people, which is smaller than the Regional Vic. average of 2.4.

Educational outcomes in Nagambie fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area's university qualification rate is 15.6%, significantly lower than Victoria's average of 33.4%. Bachelor degrees are the most common at 11.0%, followed by graduate diplomas (2.8%) and postgraduate qualifications (1.8%). Vocational credentials are prominent, with 40.0% of residents aged 15 and above holding them - advanced diplomas at 10.2% and certificates at 29.8%. A substantial 23.4% of the population is actively pursuing formal education, including 8.8% in primary, 7.1% in secondary, and 2.1% in tertiary education.

A substantial 23.4% of the population actively pursues formal education. This includes 8.8% in primary education, 7.1% in secondary education, and 2.1% pursuing tertiary education.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Nagambie has four active public transport stops operating, serving a mix of train services. These are serviced by four routes collectively providing 92 weekly passenger trips. Transport accessibility is limited, with residents typically located 692 meters from the nearest stop. Most residents commute outward daily. Car remains the dominant mode of transport at 92%, with 6% walking. Vehicle ownership averages 1.4 per dwelling.

According to the 2021 Census, 11.5% of residents work from home, which may reflect COVID-19 conditions. Service frequency averages 13 trips per day across all routes, equating to approximately 23 weekly trips per individual stop.

Health outcomes in Nagambie are marginally below the national average with common health conditions slightly more prevalent than average across both younger and older age cohorts

Nagambie's health indicators show below-average outcomes, according to AreaSearch's assessment. Mortality rates and chronic condition prevalence are higher than average among both younger and older age groups.

Private health cover is relatively low at approximately 50% of Nagambie's total population (~1,346 people), compared to the national average of 55.7%. The most common medical conditions in Nagambie are arthritis (affecting 12.7% of residents) and asthma (8.1%). Sixty-point-eight percent of residents declare themselves completely clear of medical ailments, compared to 63.4% across Regional Vic.. The working-age population faces notable health challenges due to elevated chronic condition rates. Nagambie has a higher proportion of residents aged 65 and over at 34.8% (940 people), compared to Regional Vic.'s 23.9%. National rankings are broadly in line with the general population.

Nagambie is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Nagambie's cultural diversity was found to be below average, with 88.0% of its population being citizens, 88.1% born in Australia, and 93.8% speaking English only at home. Christianity is the dominant religion in Nagambie, comprising 56.2% of its people, compared to 47.3% across Regional Vic. The top three ancestry groups are Australian (31.9%), English (31.9%), and Irish (11.1%).

Notably, Scottish representation is higher at 9.0% in Nagambie versus 8.8% regionally, Maltese at 0.4% versus 0.5%, and Macedonian at 0.1% versus 0.2%.

Nagambie ranks among the oldest 10% of areas nationwide

Nagambie's median age is 51 years, which is significantly higher than the Regional Victoria average of 43 and considerably older than the Australian median of 38. The 65-74 cohort is notably over-represented in Nagambie at 19.1%, compared to the Regional Victoria average of 12%. Meanwhile, the 5-14 year-olds are under-represented at 8.2% locally. Post-2021 Census data shows that the 75 to 84 age group grew from 9.2% to 12.1%, while the 65 to 74 cohort increased from 17.4% to 19.1%. Conversely, the 55 to 64 cohort declined from 15.7% to 13.5% and the 45 to 54 group dropped from 9.7% to 8.2%. By 2041, Nagambie's population is expected to see notable shifts in its age composition, with the 75 to 84 group projected to grow by 95%, reaching 636 people from the current 326.