Nagambie

Nagambie lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

As of Feb 2026, Nagambie's population is estimated at around 2,651 people. This reflects an increase of 397 people since the 2021 Census, which reported a population of 2,254 people. The change is inferred from the resident population of 2,532 estimated by AreaSearch following examination of the latest ERP data release by the ABS (June 2024) and an additional 227 validated new addresses since the Census date. This level of population equates to a density ratio of 18.3 persons per square kilometer. Nagambie's growth rate of 17.6% since the 2021 census exceeded both the SA4 region (6.9%) and the Rest of Vic., marking it as a growth leader in the region. Population growth for the suburb was primarily driven by interstate migration, contributing approximately 73.0% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with 2022 as the base year. For areas not covered by this data, AreaSearch utilises VIC State Government's Regional/LGA projections released in 2023 with adjustments made employing a method of weighted aggregation of population growth from LGA to SA2 levels. Growth rates by age group from these aggregations are also applied across all areas for years 2032 to 2041. Moving forward, exceptional growth is predicted over the period with the suburb expected to increase by 1,854 persons to 2041 based on aggregated SA2-level projections, reflecting an increase of 61.3% in total over the 17 years.

AreaSearch assessment of residential approval activity sees Nagambie among the top 30% of areas assessed nationwide

AreaSearch analysis of ABS building approval numbers for Nagambie shows around 46 dwellings receiving development approval per year. Between FY-21 and FY-25, approximately 233 homes were approved, with an additional 13 approved so far in FY-26. Each dwelling built attracted an average of 1.4 new residents over the past five financial years.

The average construction value of these dwellings was $710,000, indicating a focus on premium market properties. This year has seen $5.4 million in commercial approvals, reflecting Nagambie's primarily residential nature. Compared to Rest of Vic., Nagambie has 143.0% more development activity per person, offering greater choice for buyers and attracting significant developer interest. Recent construction comprises 96.0% standalone homes and 4.0% townhouses or apartments, maintaining the area's low-density character. There are approximately 59 people per dwelling approval in Nagambie, suggesting an expanding market.

According to AreaSearch's latest quarterly estimate, Nagambie is projected to gain 1,625 residents by 2041, with development keeping pace with this growth. However, increasing competition among buyers can be expected as the population expands.

Nagambie has strong levels of nearby infrastructure activity, ranking in the top 30% nationally

No changes can influence a region's performance more than alterations to local infrastructure, major projects, and planning initiatives. Zero projects have been identified by AreaSearch that could potentially impact this area. Key projects include North East Rail Line Upgrade, Inland Rail Beveridge to Albury, Regional Housing Fund (Victoria), and Inland Rail - Tottenham To Albury, with the following list detailing those likely to be most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

Employment drivers in Nagambie are experiencing difficulties, placing it among the bottom 20% of areas assessed across Australia

Nagambie's workforce is balanced across white and blue-collar jobs. The construction sector notably contributes to its employment mix. As of September 2025, Nagambie's unemployment rate is 5.3%.

This rate is higher than the Rest of Vic.'s rate of 3.8%, with a participation rate of 55.6% compared to Rest of Vic.'s 61.4%. In Nagambie, 1,139 residents are employed. A low 11.5% of residents work from home, considering Covid-19 lockdown impacts. Dominant employment sectors include health care & social assistance, agriculture, forestry & fishing, and construction.

Agriculture, forestry & fishing is particularly strong with an employment share 1.7 times the regional level. Retail trade employs only 6.0% of local workers, below Rest of Vic.'s 9.9%. The area might offer limited local employment opportunities, as indicated by Census data comparing working population to resident population. Between September 2024 and September 2025, Nagambie's labour force decreased by 1.3%, with employment declining by 2.9%, leading to a rise in unemployment rate of 1.5 percentage points. In contrast, Rest of Vic.'s employment contracted by 0.7%, labour force fell by 0.6%, and unemployment rose marginally. Jobs and Skills Australia's national employment forecasts from May-25 suggest potential future demand within Nagambie. Over five years, national employment is forecast to expand by 6.6% and over ten years by 13.7%. Applying these projections to Nagambie's employment mix suggests local employment should increase by 5.5% over five years and 12.1% over ten years.

The area's income levels rank in the lower 15% nationally based on AreaSearch comparative data

According to AreaSearch's aggregation of the latest postcode level ATO data released on 30 June 2023, Nagambie had a median income among taxpayers of $46,192 with an average level of $58,090. This is lower than national averages of $50,954 and $62,728 for Rest of Vic. Based on Wage Price Index growth of 8.25% from financial year 2023 to September 2025, current estimates would be approximately $50,003 (median) and $62,882 (average). According to the 2021 Census, household, family, and personal incomes in Nagambie fall between the 9th and 23rd percentiles nationally. Income distribution data shows 28.3% of Nagambie's population falls within the $400 - $799 range, differing from surrounding regions where the $1,500 - $2,999 range dominates at 30.3%. After housing costs, 85.6% of income remains, ranking at the 12th percentile nationally.

Nagambie is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Nagambie's dwelling structure, as per the latest Census, consisted of 88.5% houses and 11.5% other dwellings. This compares with Non-Metro Vic.'s 90.1% houses and 9.9% other dwellings. Home ownership in Nagambie stood at 48.6%, with mortgaged dwellings at 27.2% and rented ones at 24.2%. The median monthly mortgage repayment was $1,487, higher than Non-Metro Vic.'s average of $1,430. Median weekly rent in Nagambie was $295, compared to Non-Metro Vic.'s $285. Nationally, Nagambie's mortgage repayments were lower at $1,487 versus Australia's average of $1,863, and rents were substantially lower at $295 compared to the national figure of $375.

Nagambie features high concentrations of lone person households, with a lower-than-average median household size

Family households constitute 61.2% of all households, including 19.7% couples with children, 32.3% couples without children, and 8.6% single parent families. Non-family households account for the remaining 38.8%, with lone person households at 35.9% and group households comprising 2.6% of the total. The median household size is 2.1 people, smaller than the Rest of Vic. average of 2.4.

Educational outcomes in Nagambie fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area's university qualification rate is 15.6%, significantly lower than Victoria's average of 33.4%. Bachelor degrees are the most common at 11.0%, followed by graduate diplomas (2.8%) and postgraduate qualifications (1.8%). Vocational credentials are held by 40.0% of residents aged 15 and above, with advanced diplomas at 10.2% and certificates at 29.8%. Currently, 23.4% of the population is actively engaged in formal education, including 8.8% in primary, 7.1% in secondary, and 2.1% in tertiary education.

A substantial 23.4% of the population actively pursues formal education. This includes 8.8% in primary education, 7.1% in secondary education, and 2.1% pursuing tertiary education.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Nagambie has four operational public transport stops offering a mix of train services. These are served by four distinct routes that together facilitate 92 weekly passenger trips. Transport accessibility is deemed limited, with residents generally situated 692 meters from the nearest stop. Predominantly residential, Nagambie sees most commuters traveling outwards; cars remain the primary mode at 92%, while 6% walk. On average, there are 1.4 vehicles per dwelling. According to the 2021 Census, only 11.5% of residents work from home, which may be influenced by COVID-19 conditions.

Across all routes, service frequency averages 13 trips daily, equating to roughly 23 weekly trips per individual stop.

Health outcomes in Nagambie are marginally below the national average with common health conditions slightly more prevalent than average across both younger and older age cohorts

Health indicators suggest below-average outcomes in Nagambie, based on AreaSearch's assessment of mortality rates and chronic condition prevalence. Common health conditions are slightly more prevalent than average across both younger and older age cohorts.

The rate of private health cover is relatively low at approximately 50% of the total population (~1,321 people), compared to the national average of 55.7%. The most common medical conditions in the area are arthritis and asthma, impacting 12.7 and 8.1% of residents respectively, while 60.8% of residents declare themselves completely clear of medical ailments, compared to 63.4% across Rest of Vic.. The working-age population faces notable health challenges with elevated chronic condition rates. The area has 33.8% of residents aged 65 and over (896 people), which is higher than the 23.9% in Rest of Vic.. National rankings are broadly in line with the general population.

Nagambie is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Nagambie's cultural diversity was found to be below average, with 88.0% of its population being citizens, 88.1% born in Australia, and 93.8% speaking English only at home. Christianity is the main religion in Nagambie, comprising 56.2% of people, compared to 47.3% across Rest of Vic.. The top three ancestry groups are Australian (31.9%), English (31.9%), and Irish (11.1%).

Notably, Scottish representation is higher at 9.0% in Nagambie versus the regional average of 8.8%, Maltese is lower at 0.4% compared to 0.5%, and Macedonian is also lower at 0.1% compared to 0.2%.

Nagambie ranks among the oldest 10% of areas nationwide

Nagambie's median age is 51 years, significantly higher than the Rest of Vic. average of 43 and considerably older than the Australian median of 38. Compared to the Rest of Vic., Nagambie has a notably over-represented 65-74 cohort at 18.6% locally, while its 45-54 year-olds are under-represented at 7.7%. The 65-74 concentration in Nagambie is well above the national average of 9.5%. Post-2021 Census data shows the 75 to 84 age group grew from 9.2% to 11.4%, and the 25 to 34 cohort increased from 9.7% to 11.0%. Conversely, the 55 to 64 cohort declined from 15.7% to 13.5%, and the 45 to 54 group dropped from 9.7% to 7.7%. By 2041, Nagambie's age composition is expected to shift notably, with the 75 to 84 group growing by 91% (273 people) to reach 576 from 302.