Nagambie

Nagambie lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

As of Feb 2026, Nagambie's population is estimated at around 2,651, reflecting an increase of 397 people since the 2021 Census which reported a population of 2,254. This change was inferred from AreaSearch's estimation of the resident population at 2,532 following examination of ABS' latest ERP data release in June 2024 and an additional 227 validated new addresses since the Census date. The suburb had a density ratio of 18.3 persons per square kilometer as of Feb 2026. Nagambie's population growth of 17.6% since the 2021 Census exceeded both the SA4 region (6.9%) and Rest of Vic., marking it as a growth leader in the region. Interstate migration contributed approximately 73.0% of overall population gains during recent periods. AreaSearch adopted ABS/Geoscience Australia projections for each SA2 area, released in 2024 with 2022 as the base year.

For areas not covered by this data, AreaSearch utilised VIC State Government's Regional/LGA projections released in 2023, adjusted employing a method of weighted aggregation of population growth from LGA to SA2 levels. Growth rates by age group were applied across all areas for years 2032 to 2041. By 2041, Nagambie is predicted to increase by 1,936 persons based on aggregated SA2-level projections, reflecting an overall increase of 68.5% over the period from 2026 to 2041.

AreaSearch assessment of residential approval activity sees Nagambie among the top 30% of areas assessed nationwide

Based on AreaSearch analysis using ABS building approval numbers from statistical area data, Nagambie has experienced around 46 dwellings receiving development approval per year. Over the past 5 financial years, between FY-21 and FY-25, approximately 233 homes were approved, with an additional 17 approved so far in FY-26. On average, about 1.4 people have moved to the area for each dwelling built over these years, suggesting a balanced supply and demand dynamic.

The average expected construction cost value of new homes is $710,000, indicating developers are targeting the premium market segment with higher-end properties. This financial year has seen $5.4 million in commercial approvals, reflecting the area's primarily residential nature. Compared to Rest of Vic., Nagambie records 143.0% more development activity per person, offering greater choice for buyers and indicating robust developer interest. Recent construction comprises 96.0% standalone homes and 4.0% townhouses or apartments, preserving the area's low density nature with an emphasis on detached housing attracting space-seeking buyers. The location has approximately 58 people per dwelling approval, suggesting an expanding market.

Population forecasts indicate Nagambie will gain 1,817 residents through to 2041 based on the latest AreaSearch quarterly estimate. Development is keeping pace with projected growth, though increasing competition among buyers can be expected as the population expands.

Nagambie has strong levels of nearby infrastructure activity, ranking in the top 30% nationally

No changes can influence a region's performance more than alterations to local infrastructure, significant projects, and planning initiatives. AreaSearch has identified zero projects that are expected to impact this area. Key projects include North East Rail Line Upgrade, Inland Rail Beveridge to Albury, Regional Housing Fund (Victoria), and Inland Rail - Tottenham To Albury. The following list details those considered most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

Employment drivers in Nagambie are experiencing difficulties, placing it among the bottom 20% of areas assessed across Australia

Nagambie has a balanced workforce with both white and blue collar jobs. The construction sector is prominent. As of December 2025, the unemployment rate was 5.3%.

There were 1,135 residents employed while the unemployment rate was 1.6% higher than Regional Vic.'s rate of 3.7%. Workforce participation was lower at 54.4%, compared to Regional Vic.'s 61.5%. Census data showed that only 11.5% of residents worked from home, though Covid-19 lockdown impacts may have influenced this figure. The dominant employment sectors were health care & social assistance, agriculture, forestry & fishing, and construction.

Agriculture, forestry & fishing was particularly strong with an employment share 1.7 times the regional level. Conversely, retail trade employed only 6.0% of local workers, below Regional Vic.'s 9.9%. The area appears to offer limited local employment opportunities based on Census data comparing working population and resident population. Between December 2024 and November 2025, labour force decreased by 3.7%, employment declined by 4.9%, leading to an unemployment rate rise of 1.2 percentage points. This contrasted with Regional Vic., where employment contracted by 0.6%, labour force fell by 0.7%, and unemployment fell by 0.1 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 suggest that Nagambie's employment should increase by 5.5% over five years and 12.1% over ten years, based on industry-specific projections applied to the local employment mix.

The area's income levels rank in the lower 15% nationally based on AreaSearch comparative data

In Nagambie, median taxpayer income was $46,192 and average income was $58,090 in financial year 2023. These figures are lower than national averages of $50,954 and $62,728 respectively for Regional Vic. By September 2025, estimated median and average incomes would be approximately $50,003 and $62,882 respectively, based on an 8.25% Wage Price Index growth since financial year 2023. As per the 2021 Census, Nagambie's household, family, and personal incomes fall between the 9th and 23rd percentiles nationally. Income distribution shows 28.3% of Nagambie residents earn $400 - $799, differing from surrounding regions where 30.3% earn $1,500 - $2,999. After housing costs, 85.6% of income remains in Nagambie, ranking at the 12th percentile nationally.

Nagambie is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Dwelling structure in Nagambie, as evaluated at the latest Census held on 28 August 2016, comprised 88.5% houses and 11.5% other dwellings including semi-detached, apartments, and 'other' dwellings. This compares to Regional Vic.'s figure of 90.1% houses and 9.9% other dwellings. Home ownership in Nagambie stood at 48.6%, with mortgaged dwellings at 27.2% and rented dwellings at 24.2%. The median monthly mortgage repayment was $1,487, above Regional Vic.'s average of $1,430. The median weekly rent figure in Nagambie was $295, compared to Regional Vic.'s $285. Nationally, Nagambie's mortgage repayments were significantly lower than the Australian average of $1,863 as recorded on 30 June 2021, while rents were substantially below the national figure of $375 for the same period.

Nagambie features high concentrations of lone person households, with a lower-than-average median household size

Family households comprise 61.2% of all households, including 19.7% couples with children, 32.3% couples without children, and 8.6% single parent families. Non-family households account for the remaining 38.8%, with lone person households at 35.9% and group households comprising 2.6% of the total. The median household size is 2.1 people, which is smaller than the Regional Vic average of 2.4.

Educational outcomes in Nagambie fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area's university qualification rate is 15.6%, significantly lower than Victoria's average of 33.4%. Bachelor degrees are the most common at 11.0%, followed by graduate diplomas (2.8%) and postgraduate qualifications (1.8%). Vocational credentials are prevalent, with 40.0% of residents aged 15 and above holding them, including advanced diplomas (10.2%) and certificates (29.8%). A total of 23.4% of the population is actively engaged in formal education, comprising 8.8% in primary, 7.1% in secondary, and 2.1% in tertiary education.

A substantial 23.4% of the population actively pursues formal education. This includes 8.8% in primary education, 7.1% in secondary education, and 2.1% pursuing tertiary education.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Nagambie has four operational public transport stops offering a mix of train services. These are served by four distinct routes, collectively facilitating 92 weekly passenger trips. Transport accessibility is limited, with residents typically residing 692 meters from the nearest stop. Nagambie, being predominantly residential, sees most residents commuting outward. Cars remain the primary mode of transport at 92%, with walking accounting for 6%. On average, there are 1.4 vehicles per dwelling.

According to the 2021 Census, only 11.5% of residents work from home, which may be influenced by COVID-19 conditions. The service frequency averages 13 trips daily across all routes, translating to approximately 23 weekly trips per individual stop.

Health outcomes in Nagambie are marginally below the national average with common health conditions slightly more prevalent than average across both younger and older age cohorts

Nagambie's health indicators show below-average outcomes, according to AreaSearch's assessment of mortality rates and chronic condition prevalence. Common health conditions are slightly more prevalent than average across both younger and older age cohorts.

Private health cover is relatively low, at approximately 50% of the total population (~1,321 people), compared to the national average of 55.7%. The most common medical conditions are arthritis (affecting 12.7% of residents) and asthma (8.1%), while 60.8% claim to be completely clear of medical ailments, versus 63.4% in Regional Vic.. Working-age population faces notable health challenges with elevated chronic condition rates. The area has 33.8% of residents aged 65 and over (896 people), which is higher than the 23.9% in Regional Vic.. National rankings are broadly in line with the general population.

Nagambie is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Nagambie, surveyed in June 2016, had a predominantly homogeneous population: 88.0% were citizens, 88.1% were born in Australia, and 93.8% spoke English only at home. Christianity was the predominant religion, with 56.2% of Nagambie's population, compared to 47.3% regionally. Ancestry-wise, Australians topped the list at 31.9%, followed by English at 31.9% and Irish at 11.1%.

Notably, Scottish ancestry was slightly higher in Nagambie at 9.0% (regional: 8.8%), Maltese at 0.4% (regional: 0.5%), and Macedonian at 0.1% (regional: 0.2%).

Nagambie ranks among the oldest 10% of areas nationwide

Nagambie's median age at 51 years is significantly higher than Regional Vic.'s average of 43 and considerably older than Australia's median of 38. Compared to the Regional Vic. average, Nagambie has a notably over-represented cohort aged 65-74 (18.8% locally), while those aged 5-14 are under-represented (8.3%). This concentration of the 65-74 age group is well above Australia's national figure of 9.5%. Post-2021 Census data shows that Nagambie's population aged 75 to 84 grew from 9.2% to 11.3%, while those aged 65 to 74 increased from 17.4% to 18.8%. Conversely, the age group of 55 to 64 declined from 15.7% to 13.8%, and those aged 45 to 54 dropped from 9.7% to 8.1%. By 2041, Nagambie is expected to see notable shifts in its age composition, with the 75 to 84 group projected to grow by 102% (305 people), reaching 605 from 299.