Moss Vale

Moss Vale lies within the top quartile of areas nationally for population growth performance according to AreaSearch analysis of recent, and medium to long-term trends

Based on analysis of ABS population updates for the broader area, and new addresses validated by AreaSearch since the Census, Moss Vale's population is estimated at around 10,009 as of Nov 2025. This reflects an increase of 699 people (7.5%) since the 2021 Census, which reported a population of 9,310 people. The change is inferred from the resident population of 9,640 estimated by AreaSearch following examination of the latest ERP data release by the ABS in June 2024 and an additional 267 validated new addresses since the Census date. This level of population equates to a density ratio of 128 persons per square kilometer, providing significant space per person and potential room for further development. Moss Vale's growth of 7.5% since the 2021 census exceeded the SA3 area (3.1%), along with the SA4 region, marking it as a growth leader in the region. Population growth was primarily driven by overseas migration that contributed approximately 95.0% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with 2022 as the base year. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections, released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. Looking at population projections moving forward, a significant increase is forecast for Moss Vale, expected to increase by 3,011 persons to 2041 based on aggregated SA2-level projections, reflecting an increase of 26.2% in total over the 17 years.

AreaSearch assessment of residential development activity positions Moss Vale among the top 25% of areas assessed nationwide

AreaSearch analysis of ABS building approval numbers indicates Moss Vale has received around 72 dwelling approvals annually over the past five financial years. This totals an estimated 360 homes from FY-21 to FY-25. As of FY-26, 44 approvals have been recorded. The average population increase per dwelling approval in this period is 1.4 people per year.

This suggests a balanced supply and demand dynamic, with new properties constructed at an average cost of $552,000. Commercial approvals totalled $3.3 million in FY-26, indicating limited commercial development focus. Compared to the Rest of NSW, Moss Vale has experienced 18.0% higher construction per person over the past five years.

Recent construction comprises 80.0% standalone homes and 20.0% townhouses or apartments, maintaining the area's traditional low-density character. There are approximately 110 people per dwelling approval in Moss Vale, indicating an expanding market. According to AreaSearch's latest quarterly estimate, Moss Vale is projected to gain 2,623 residents by 2041. Construction pace appears reasonable given projected growth, but buyers may face increasing competition as population increases.

Moss Vale has strong levels of nearby infrastructure activity, ranking in the top 40% nationally

Changes to local infrastructure significantly influence an area's performance. AreaSearch has identified 12 projects that may impact this region. Notable projects include Ashbourne Moss Vale, Argyle Street Terraces in Moss Vale, the upgrade of Moss Vale Station and Stabling Yard, and the Moss Vale Bypass. The following list details those expected to be most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

AreaSearch analysis of employment trends sees Moss Vale performing better than 90% of local markets assessed across Australia

Moss Vale has a skilled workforce with diverse sector representation. The unemployment rate was 1.2% in the past year, with an estimated employment growth of 3.3%.

As of June 2025, 4,551 residents are employed, and the unemployment rate is 2.5% lower than Rest of NSW's rate of 3.7%. Workforce participation is similar to Rest of NSW's 56.4%. The dominant employment sectors include health care & social assistance, accommodation & food, and construction. Moss Vale has a strong specialization in accommodation & food with an employment share of 1.4 times the regional level.

Public administration & safety has limited presence at 4.4% compared to the regional average of 7.5%. Employment opportunities may be limited locally as indicated by Census data comparing working population to resident population. Between June 2024 and June 2025, employment levels increased by 3.3%, while the labour force grew by 2.5%, reducing the unemployment rate by 0.8 percentage points. In contrast, Rest of NSW saw a slight decline in employment (-0.1%), with labour force growth of 0.3% and an increase in unemployment (0.4 percentage points). Jobs and Skills Australia's national employment forecasts from Sep-22 offer insights into potential future demand within Moss Vale. These projections suggest national employment will expand by 6.6% over five years and 13.7% over ten years, with varying growth rates across industry sectors. Applying these projections to Moss Vale's employment mix indicates local employment should increase by 6.3% over five years and 13.2% over ten years.

Income levels sit below national averages according to AreaSearch assessment

Moss Vale's median income among taxpayers was $48,673 in financial year 2022. The average income stood at $71,846 during the same period. These figures compare to Rest of NSW's median and average incomes of $49,459 and $62,998 respectively. By September 2025, based on a Wage Price Index growth of 12.61%, Moss Vale's estimated median income would be approximately $54,811, and the average income would be around $80,906. Census data shows that household, family, and personal incomes in Moss Vale rank modestly, between the 36th and 42nd percentiles. Income brackets indicate that 29.9% of the community earns between $1,500 and $2,999 (2,992 individuals), which is consistent with broader trends across the metropolitan region. Housing affordability pressures are severe in Moss Vale, with only 82.8% of income remaining, ranking at the 35th percentile. The area's SEIFA income ranking places it in the 6th decile.

Moss Vale is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region

Dwelling structure in Moss Vale, as evaluated at the latest Census, comprised 86.8% houses and 13.2% other dwellings. In comparison, Non-Metro NSW had 90.6% houses and 9.4% other dwellings. Home ownership in Moss Vale was 39.9%, with mortgaged dwellings at 32.3% and rented ones at 27.8%. The median monthly mortgage repayment in Moss Vale was $2,000, lower than Non-Metro NSW's average of $2,167. The median weekly rent figure was $400, compared to Non-Metro NSW's $430. Nationally, Moss Vale's mortgage repayments were higher at $2,000 compared to the Australian average of $1,863, while rents were also higher at $400 compared to the national figure of $375.

Moss Vale has a typical household mix, with a fairly typical median household size

Family households account for 68.8% of all households, including 27.4% couples with children, 29.3% couples without children, and 11.1% single parent families. Non-family households constitute the remaining 31.2%, with lone person households at 29.0% and group households comprising 2.2% of the total. The median household size is 2.4 people, which aligns with the Rest of NSW average.

The educational profile of Moss Vale exceeds national averages, with above-average qualification levels and academic performance metrics

Educational qualifications in Moss Vale trail regional benchmarks; 25.9% of residents aged 15+ hold university degrees compared to NSW's 32.2%. This gap suggests potential for educational development and skills enhancement. Bachelor degrees lead with 16.7%, followed by postgraduate qualifications at 6.5% and graduate diplomas at 2.7%. Trade and technical skills are prominent, with 38.8% of residents aged 15+ holding vocational credentials - advanced diplomas at 11.8% and certificates at 27.0%.

Educational participation is high; 28.2% of residents are currently enrolled in formal education. This includes 10.5% in primary, 8.3% in secondary, and 2.8% pursuing tertiary education. Moss Vale's five schools have a combined enrollment reaching 1,467 students as of the latest available data. The area demonstrates typical Australian school conditions (ICSEA: 1038) with balanced educational opportunities. Education provision is balanced with three primary and two secondary schools serving distinct age groups. Note: where schools show 'n/a' for enrolments please refer to parent campus.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Moss Vale has 146 active public transport stops, offering a mix of train and bus services. These stops are served by 68 unique routes, collectively facilitating 3,001 weekly passenger trips. The town's transport accessibility is rated as excellent, with residents typically situated just 156 meters from the nearest stop.

On average, there are 428 daily trips across all routes, equating to approximately 20 weekly trips per individual stop.

Health performance in Moss Vale is lower than average with common health conditions somewhat prevalent across both younger and older age cohorts

Moss Vale faces significant health challenges with common health conditions somewhat prevalent across both younger and older age cohorts. The rate of private health cover is very high at approximately 55% of the total population (~5,537 people), compared to 66.3% across Rest of NSW.

The most common medical conditions in the area are arthritis and mental health issues, impacting 10.4 and 8.9% of residents respectively. Meanwhile, 64.8% of residents declare themselves completely clear of medical ailments, similar to the 64.8% figure across Rest of NSW. Moss Vale has 23.9% of residents aged 65 and over (2,392 people), which is lower than the 27.7% in Rest of NSW. Health outcomes among seniors are above average, performing even better than the general population in health metrics.

Moss Vale ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics

Moss Vale's cultural diversity was found to be below average, with 87.7% of its population being Australian citizens, born in Australia (81.9%), and speaking English only at home (91.1%). Christianity was the predominant religion in Moss Vale, comprising 56.1% of the population. Notably, Judaism was overrepresented, making up 0.2% compared to 0.3% across the Rest of NSW.

The top three ancestry groups were English (31.8%), Australian (28.0%), and Irish (9.3%). Other ethnic groups showed notable divergences: Scottish was slightly overrepresented at 9.0% versus 9.6% regionally, Welsh remained similar at 0.6%, and Lebanese also stayed the same at 0.3%.

Moss Vale hosts an older demographic, ranking in the top quartile nationwide

Moss Vale's median age is 44 years, similar to Rest of NSW's 43 and above the national average of 38 years. Compared to Rest of NSW, Moss Vale has a higher proportion of 15-24 year-olds (13.7%) but fewer 25-34 year-olds (10.4%). Between the 2021 Census and present, the 15-24 age group increased from 10.7% to 13.7%, while the 35-44 cohort rose from 10.7% to 11.9%. Conversely, the 55-64 cohort decreased from 13.0% to 11.6%. By 2041, Moss Vale's age composition is expected to shift notably. The 35-44 group is projected to grow by 40%, adding 477 people and reaching 1,669 from 1,191. The 65-74 group is expected to grow more modestly at 10%, adding only 120 residents.