Moss Vale

Moss Vale lies within the top quartile of areas nationally for population growth performance according to AreaSearch analysis of recent, and medium to long-term trends

As of May 2026, the estimated population of Moss Vale is around 9,843, reflecting a growth of 533 people since the 2021 Census. This increase represents a 5.7% change from the previously reported population of 9,310. The resident population estimate of 9,798 by AreaSearch, based on the latest ERP data release by the ABS in June 2025, and an additional 295 validated new addresses since the Census date, indicates a density ratio of 125 persons per square kilometer. Moss Vale's growth rate exceeded that of its SA3 area (2.6%) and SA4 region, positioning it as a growth leader in the region. Overseas migration contributed approximately 95% to overall population gains during recent periods. AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022, and NSW State Government's SA2 level projections for areas not covered by this data, released in 2022 with a base year of 2021.

These projections forecast significant population increases outside capital cities, with Moss Vale expected to increase by 2,796 persons to 2041, reflecting an overall increase of 27.9% over the 16-year period.

AreaSearch assessment of residential approval activity sees Moss Vale among the top 30% of areas assessed nationwide

AreaSearch analysis of ABS building approval numbers, allocated from statistical area data, shows Moss Vale has experienced around 71 dwellings receiving development approval annually over the past five financial years, totalling an estimated 355 homes. So far in FY-26, 92 approvals have been recorded. On average, 1.3 people moved to the area per dwelling built between FY-21 and FY-25, indicating balanced supply and demand dynamics. New properties are constructed at an average expected cost of $552,000, suggesting a focus on premium segment development.

In FY-26, there have been $2.9 million in commercial approvals, reflecting limited commercial development activity. Compared to the rest of NSW, Moss Vale has somewhat elevated construction levels, with 16.0% above the regional average per person over the five-year period. Recent construction comprises 80.0% standalone homes and 20.0% townhouses or apartments, maintaining the area's traditional low density character.

The location has approximately 111 people per dwelling approval, indicating a low density market. According to AreaSearch's latest quarterly estimate, Moss Vale is projected to gain 2,751 residents by 2041. Construction pace is currently reasonable relative to population growth projections, although buyers may face increasing competition as the population grows.

Moss Vale has strong levels of nearby infrastructure activity, ranking in the top 30% nationally

Changes to local infrastructure significantly impact an area's performance. AreaSearch has identified 12 projects likely affecting the region. Key initiatives include Ashbourne Moss Vale, Moss Vale Station and Stabling Yard Upgrade, Argyle Street Terraces, Moss Vale, and Moss Vale Bypass. The following list details those most relevant.

Professional plan users can use the search below to filter and access additional projects.

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AreaSearch analysis of employment trends sees Moss Vale performing better than 85% of local markets assessed across Australia

Moss Vale has a skilled workforce with diverse sector representation. The unemployment rate was 1.7% in the past year, with an estimated employment growth of 1.8%. As of December 2025, 4677 residents were employed while the unemployment rate was 2.2% lower than Regional NSW's rate of 3.9%.

Workforce participation was 58.3%, slightly below Regional NSW's 60.5%. According to Census responses, 18.7% of residents worked from home, potentially influenced by Covid-19 lockdowns. The dominant employment sectors were health care & social assistance, accommodation & food, and construction. Moss Vale had a particularly strong specialization in accommodation & food, with an employment share 1.4 times the regional level.

Public administration & safety had limited presence, with 4.4% employment compared to 7.5% regionally. Employment opportunities locally appeared limited based on Census working population vs resident population comparison. During the year to December 2025, employment levels increased by 1.8%, and labour force increased by 2.5%, causing unemployment rate to rise by 0.7 percentage points. By contrast, Regional NSW recorded employment decline of 1.2%, labour force decline of 0.8%, with unemployment rising 0.4 percentage points. National employment forecasts from May-25 suggest Moss Vale's employment should increase by 6.3% over five years and 13.2% over ten years, based on industry-specific projections applied to local employment mix.

Income levels sit below national averages according to AreaSearch assessment

Moss Vale suburb's income level is higher than average nationally according to latest ATO data aggregated by AreaSearch for financial year ended 30 June 2023. Median income among taxpayers in Moss Vale was $48,673 with average income at $71,846. These figures compare to Regional NSW's median of $52,390 and average of $65,215 respectively. Based on Wage Price Index growth of 10.32% since financial year ended 30 June 2023, current estimates would be approximately $53,696 (median) and $79,261 (average) as of March 2026. Census data reveals household income ranks at 38th percentile, family income at 42nd percentile, and personal income at 36th percentile in Moss Vale. Income brackets indicate 29.9% of individuals earn between $1,500 - $2,999 (2,943 individuals). Housing affordability pressures are severe with only 82.8% of income remaining, ranking at 35th percentile. Area's SEIFA income ranking places it in 6th decile.

Moss Vale is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

The dwelling structure in Moss Vale, as per the latest Census, consisted of 86.8% houses and 13.2% other dwellings (semi-detached, apartments, 'other' dwellings). This compares to Regional NSW's 82.6% houses and 17.4% other dwellings. Home ownership in Moss Vale was at 39.9%, similar to Regional NSW. The remaining dwellings were either mortgaged (32.3%) or rented (27.8%). The median monthly mortgage repayment in the area was $2,000, higher than the Regional NSW average of $1,733. The median weekly rent figure was recorded at $400, compared to Regional NSW's $330. Nationally, Moss Vale's mortgage repayments were higher than the Australian average of $1,863, while rents exceeded the national figure of $375.

Moss Vale has a typical household mix, with a fairly typical median household size

Family households constitute 68.8% of all households, including 27.4% couples with children, 29.3% couples without children, and 11.1% single parent families. Non-family households comprise the remaining 31.2%, with lone person households at 29.0% and group households making up 2.2%. The median household size is 2.4 people, which matches the Regional NSW average.

The educational profile of Moss Vale exceeds national averages, with above-average qualification levels and academic performance metrics

In Moss Vale, 25.9% of residents aged 15 and above hold university degrees, compared to the regional benchmark of 32.2%. Bachelor degrees are the most common at 16.7%, followed by postgraduate qualifications at 6.5% and graduate diplomas at 2.7%. Vocational credentials are also prominent, with 38.8% of residents holding such qualifications, including advanced diplomas (11.8%) and certificates (27.0%). Educational participation is high in Moss Vale, with 28.2% of residents currently enrolled in formal education.

This includes 10.5% in primary education, 8.3% in secondary education, and 2.8% pursuing tertiary education.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Moss Vale has 156 active public transport stops offering a mix of train and bus services. These are served by 52 routes, facilitating 2,904 weekly passenger trips. Residents enjoy excellent transport accessibility, with an average distance of 154 meters to the nearest stop. Most residents commute outward from this primarily residential area. Car remains the dominant mode at 93%, while walking accounts for 4%. Vehicle ownership averages 1.4 per dwelling.

According to the 2021 Census, 18.7% of residents work from home, which may reflect COVID-19 conditions. Service frequency averages 414 trips per day across all routes, equating to approximately 18 weekly trips per individual stop. A map accompanies this data, showing the 100 nearest stops to the location's centrepoint.

Moss Vale's residents are relatively healthy in comparison to broader Australia with a fairly standard level of common health conditions seen across both young and old age cohorts

Moss Vale's health metrics closely align with national benchmarks. AreaSearch assessed mortality rates and chronic condition prevalence as fairly standard across both young and old age cohorts.

Private health cover is very high at approximately 55% of the total population (~5,446 people), compared to 51.9% in Regional NSW. The most common medical conditions are arthritis (10.4%) and mental health issues (8.9%). 64.8% of residents declare themselves completely clear of medical ailments, compared to 63.3% in Regional NSW. Working-age residents show above average prevalence of chronic health conditions. 24.7% of residents are aged 65 and over (2,431 people), higher than the 23.4% in Regional NSW. Health outcomes among seniors are above average, with national rankings broadly in line with the general population.

Moss Vale ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics

Moss Vale, as per data gathered, exhibited cultural diversity below average levels. Its population composition was predominantly Australian citizens at 87.7%, with 81.9% born in Australia and 91.1% speaking English exclusively at home. Christianity emerged as the dominant religion, accounting for 56.1% of Moss Vale's population.

Notably, Judaism showed an overrepresentation in Moss Vale compared to Regional NSW, with 0.2% versus 0.1%. Regarding ancestry, the top three groups were English (31.8%), Australian (28.0%), and Irish (9.3%). Some ethnic groups displayed significant differences: Scottish at 9.0% (versus regional 8.0%), Welsh at 0.6% (versus regional 0.5%), and Lebanese at 0.3% (versus regional 0.2%).

Moss Vale hosts a notably older demographic compared to the national average

Moss Vale's median age of 44 years is similar to Regional NSW's 43 and higher than the national average of 38 years. Compared to Regional NSW, Moss Vale has a higher percentage of residents aged 15-24 (13.6%) but fewer residents aged 25-34 (10.2%). Between the 2016 Census (held on August 9) and the 2021 Census (held on March 10), Moss Vale's population aged 15 to 24 grew from 10.7% to 13.6%, while the 35 to 44 age group increased from 10.7% to 12.0%. Conversely, the percentage of residents aged 55 to 64 decreased from 13.0% to 11.8%. By 2041, Moss Vale's population is projected to experience significant changes in its age composition. The 35 to 44 age group is expected to grow by 39%, increasing from 1,181 to 1,647 residents.