Moss Vale

Moss Vale lies within the top quartile of areas nationally for population growth performance according to AreaSearch analysis of recent, and medium to long-term trends

As of Feb 2026, the population of Moss Vale is estimated at around 10,030. This reflects an increase of 720 people since the 2021 Census, which reported a population of 9,310 people. The change is inferred from AreaSearch's resident population estimate of 9,592 as of June 2024 and an additional 282 validated new addresses since the Census date. This level of population equates to a density ratio of 128 persons per square kilometer in Moss Vale. The suburb's growth rate of 7.7% since the 2021 census exceeded that of its SA3 area (3.6%) and SA4 region, marking it as a growth leader. Overseas migration contributed approximately 95.0% of overall population gains during recent periods in Moss Vale.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with 2022 as the base year, and NSW State Government's SA2 level projections for areas not covered by this data, released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. Looking ahead, a significant population increase is forecast for Moss Vale, with an expected increase of 2,973 persons by 2041 based on aggregated SA2-level projections, reflecting a total increase of 25.3% over the 17 years.

AreaSearch assessment of residential development activity positions Moss Vale among the top 25% of areas assessed nationwide

AreaSearch analysis of ABS building approval numbers shows Moss Vale has had around 71 dwelling approvals annually over the past five financial years, totalling approximately 355 homes. In FY26 so far, there have been 74 approvals. Each year, on average, 1.4 people move to the area for each dwelling built between FY21 and FY25. The average construction value of new properties is $552,000, indicating a focus on premium segment development.

This financial year has seen $2.9 million in commercial approvals, suggesting limited commercial development activity. Compared to the rest of NSW, Moss Vale records 17.0% higher construction per person over the past five years. Recent construction comprises 80.0% standalone homes and 20.0% townhouses or apartments, maintaining the area's traditional low density character.

There are approximately 111 people per dwelling approval in the location. AreaSearch's latest quarterly estimate indicates Moss Vale will gain around 2,535 residents by 2041. Construction pace is currently keeping up with projected growth, but buyers may face increasing competition as population grows.

Moss Vale has strong levels of nearby infrastructure activity, ranking in the top 30% nationally

Area infrastructure changes significantly influence local performance. AreaSearch has identified 12 projects potentially impacting the area. Key projects include Ashbourne Moss Vale, Argyle Street Terraces, Moss Vale Station and Stabling Yard Upgrade, and Moss Vale Bypass. Below is a list detailing those likely most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

AreaSearch analysis of employment trends sees Moss Vale performing better than 85% of local markets assessed across Australia

Moss Vale has a skilled workforce with diverse sector representation. The unemployment rate was 1.8% in December 2025, which is 2.2% lower than Regional NSW's rate of 3.9%. Employment growth over the past year was estimated at 1.8%.

As of December 2025, 4656 residents were employed with workforce participation at 59.0%, below Regional NSW's 61.3%. According to Census responses, 18.7% of residents worked from home. The dominant employment sectors are health care & social assistance, accommodation & food, and construction. Moss Vale shows strong specialization in accommodation & food, with an employment share 1.4 times the regional level.

Public administration & safety has limited presence at 4.4%, compared to 7.5% regionally. Employment opportunities locally may be limited, as indicated by Census data comparing working population to resident population. Between December 2024 and December 2025, employment levels increased by 1.8% while labour force increased by 2.6%, causing unemployment rate to rise by 0.7 percentage points. In comparison, Regional NSW recorded employment decline of 1.2%, labour force decline of 0.8%, with unemployment rising 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 suggest that Moss Vale's employment should increase by 6.3% over five years and 13.2% over ten years, based on industry-specific projections applied to the local employment mix.

Income levels sit below national averages according to AreaSearch assessment

Moss Vale suburb's income level is higher than average nationally according to latest ATO data aggregated by AreaSearch for financial year 2023. The median income among taxpayers in Moss Vale is $48,673 and the average income stands at $71,846, compared to Regional NSW's figures of $52,390 and $65,215 respectively. Based on Wage Price Index growth of 8.86% since financial year 2023, current estimates would be approximately $52,985 (median) and $78,212 (average) as of September 2025. Census data reveals household, family and personal incomes all rank modestly in Moss Vale, between the 36th and 42nd percentiles. Income brackets indicate the $1,500 - 2,999 earnings band captures 29.9% of the community (2,998 individuals), consistent with metropolitan region trends showing 29.9% in the same category. Housing affordability pressures are severe, with only 82.8% of income remaining, ranking at the 35th percentile and the area's SEIFA income ranking places it in the 5th decile.

Moss Vale is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

In Moss Vale, as per the latest Census evaluation, 86.8% of dwellings were houses with 13.2% being other types such as semi-detached homes, apartments, and 'other' dwellings. This compares to Regional NSW's 82.6% houses and 17.4% other dwellings. Home ownership in Moss Vale was at 39.9%, similar to Regional NSW, with mortgaged dwellings at 32.3% and rented ones at 27.8%. The median monthly mortgage repayment in the area was $2,000, higher than Regional NSW's average of $1,733. The median weekly rent figure in Moss Vale was recorded at $400, compared to Regional NSW's $330. Nationally, Moss Vale's mortgage repayments exceed the Australian average of $1,863, while rents are higher than the national figure of $375.

Moss Vale has a typical household mix, with a fairly typical median household size

Family households account for 68.8% of all households, including 27.4% couples with children, 29.3% couples without children, and 11.1% single parent families. Non-family households constitute the remaining 31.2%, with lone person households at 29.0% and group households comprising 2.2%. The median household size is 2.4 people, which matches the Regional NSW average.

The educational profile of Moss Vale exceeds national averages, with above-average qualification levels and academic performance metrics

Moss Vale's educational qualifications lag behind regional averages. Among residents aged 15 and over, 25.9% have university degrees, compared to the NSW average of 32.2%. University graduates make up 16.7%, postgraduate qualifications account for 6.5%, and graduate diplomas represent 2.7%. Vocational credentials are prevalent, with 38.8% of residents holding such qualifications: advanced diplomas at 11.8% and certificates at 27.0%.

Educational participation is high, with 28.2% currently enrolled in formal education. This includes 10.5% in primary education, 8.3% in secondary education, and 2.8% pursuing tertiary education.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Moss Vale has 156 active public transport stops offering a mix of train and bus services. These are served by 52 routes providing 2,904 weekly passenger trips in total. Transport accessibility is excellent, with residents typically living 154 metres from the nearest stop. Most residents commute outwards, primarily using cars (93%). Walking accounts for 4% of journeys. On average, there are 1.4 vehicles per dwelling.

According to the 2021 Census, 18.7% of residents work from home, which may be due to COVID-19 conditions. Service frequency averages 414 trips daily across all routes, equating to about 18 weekly trips per stop. The map accompanying this data shows the 100 nearest stops to the location's centre point.

Moss Vale's residents are relatively healthy in comparison to broader Australia with a fairly standard level of common health conditions seen across both young and old age cohorts

Moss Vale's health metrics closely align with national benchmarks, as assessed by AreaSearch using mortality rates and chronic condition prevalence. Common health conditions are seen at a standard level across both young and older age groups.

Private health cover is high, with approximately 55% of Moss Vale's total population (~5,549 people) having it, compared to 51.9% in Regional NSW. The most prevalent medical conditions are arthritis (10.4%) and mental health issues (8.9%). 64.8% of residents report being completely clear of medical ailments, compared to 63.3% across Regional NSW. Working-age residents have an above-average prevalence of chronic health conditions. Moss Vale has 24.0% of residents aged 65 and over (2,407 people). Health outcomes among seniors are above average and broadly in line with national rankings for the general population.

Moss Vale ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics

Moss Vale, assessed in terms of cultural diversity, had 87.7% citizens, 81.9% born in Australia, and 91.1% speaking English only at home. Christianity was the predominant religion, comprising 56.1%. Judaism, at 0.2%, was overrepresented compared to Regional NSW's 0.1%.

Top ancestry groups were English (31.8%), Australian (28.0%), and Irish (9.3%). Scottish (9.0%) and Welsh (0.6%) were notably overrepresented, while Lebanese (0.3%) had a slightly higher representation than the regional average of 0.2%.

Moss Vale hosts a notably older demographic compared to the national average

Moss Vale's median age is 44 years, comparable to Regional NSW's 43 and higher than the national average of 38 years. Compared to Regional NSW, Moss Vale has a higher proportion of residents aged 15-24 (14.2%) but fewer residents aged 55-64 (11.5%). Between the 2016 and 2021 censuses, the percentage of residents aged 15-24 increased from 10.7% to 14.2%, while those aged 35-44 rose from 10.7% to 12.2%. Conversely, the proportion of residents aged 55-64 decreased from 13.0% to 11.5%, and the percentage of those aged 5-14 fell from 12.7% to 11.6%. By 2041, Moss Vale's age composition is projected to change significantly. The 35-44 age group is expected to grow by 36%, adding 444 people and reaching a total of 1,668 residents. The 65-74 age group is projected to grow by 9%, with an increase of 116 residents.