Moss Vale

Moss Vale lies within the top quartile of areas nationally for population growth performance according to AreaSearch analysis of recent, and medium to long-term trends

Based on analysis of ABS population updates for the broader area, and new addresses validated by AreaSearch, Moss Vale's population is estimated at around 9,997 as of Nov 2025. This reflects an increase of 687 people (7.4%) since the 2021 Census, which reported a population of 9,310 people. The change is inferred from the resident population of 9,592 estimated by AreaSearch following examination of the latest ERP data release by the ABS in June 2024 and an additional 267 validated new addresses since the Census date. This level of population equates to a density ratio of 127 persons per square kilometer, providing significant space per person and potential room for further development. Moss Vale's growth since the 2021 census exceeded that of its SA3 area (3.3%) and the SA4 region, marking it as a growth leader in the region. Population growth was primarily driven by overseas migration contributing approximately 95.0% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with 2022 as the base year. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. Population projections indicate a significant increase in the top quartile of locations outside capital cities, with Moss Vale expected to increase by 3,000 persons to 2041 based on aggregated SA2-level projections, reflecting an increase of 26.2% in total over the 17 years.

AreaSearch assessment of residential development activity positions Moss Vale among the top 25% of areas assessed nationwide

AreaSearch analysis of ABS building approval numbers shows Moss Vale experienced around 71 dwelling approvals annually over the past five financial years, totalling an estimated 357 homes. As of FY26, 65 approvals have been recorded. On average, 1.4 people move to the area per year for each dwelling built between FY21 and FY25, suggesting balanced supply and demand with stable market dynamics. New properties are constructed at an average value of $552,000, indicating a focus on premium segment upmarket properties.

This financial year has seen $2.9 million in commercial approvals, suggesting limited commercial development focus. Compared to the rest of NSW, Moss Vale records elevated construction, 17.0% above the regional average per person over the five-year period, preserving buyer options while sustaining property demand. Recent construction comprises 80.0% standalone homes and 20.0% townhouses or apartments, maintaining the area's traditional low-density character with a focus on family homes.

The location has approximately 110 people per dwelling approval, indicating an expanding market. According to AreaSearch's latest quarterly estimate, Moss Vale is forecasted to gain 2,624 residents by 2041, suggesting construction is maintaining a reasonable pace with projected growth, although buyers may face increasing competition as the population grows.

Moss Vale has strong levels of nearby infrastructure activity, ranking in the top 40% nationally

Changes to local infrastructure significantly affect an area's performance. AreaSearch has identified 12 projects likely to impact the area. Notable ones include Ashbourne Moss Vale, Argyle Street Terraces in Moss Vale, the Moss Vale Station and Stabling Yard Upgrade, and the Moss Vale Bypass. The following list details those most relevant.

Professional plan users can use the search below to filter and access additional projects.

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AreaSearch analysis of employment trends sees Moss Vale performing better than 85% of local markets assessed across Australia

Moss Vale has a skilled workforce with diverse sector representation. The unemployment rate was 1.6% in the past year, with an estimated employment growth of 3.4%.

As of September 2025, 4,648 residents were employed, and the unemployment rate was 2.2% lower than Rest of NSW's rate of 3.8%. Workforce participation was similar to Rest of NSW's 56.4%. The dominant employment sectors included health care & social assistance, accommodation & food services, and construction. Accommodation & food services had a particularly strong presence, with an employment share 1.4 times the regional level.

Public administration & safety had limited presence at 4.4%, compared to the regional average of 7.5%. Employment opportunities locally appeared limited based on Census data comparison. Between September 2024 and September 2025, employment levels increased by 3.4% while labour force increased by 3.6%, causing a rise in unemployment rate by 0.2 percentage points. In contrast, Rest of NSW saw employment decline by 0.5% and unemployment rise by 0.4 percentage points. State-level data as of 25-Nov-25 showed NSW employment contracted by 0.03%, with an unemployment rate of 3.9%. National employment forecasts from May-25 projected a national expansion of 6.6% over five years and 13.7% over ten years, but growth rates varied significantly between sectors. Applying these projections to Moss Vale's employment mix suggested local employment should increase by 6.3% over five years and 13.2% over ten years.

Income levels sit below national averages according to AreaSearch assessment

The median income among taxpayers in Moss Vale suburb was $48,673 in financial year 2023. The average income stood at $71,846 during the same period. This compares to figures for Rest of NSW which were $52,390 and $65,215 respectively. Based on Wage Price Index growth of 8.86%, current estimates suggest the median income would be approximately $52,985 and average income around $78,212 as of September 2025. Census data indicates household, family and personal incomes in Moss Vale rank modestly, between the 36th and 42nd percentiles. Income brackets show that 29.9% of individuals earn between $1,500 and $2,999 annually, consistent with broader metropolitan trends. Housing affordability pressures are severe; only 82.8% of income remains after housing costs, ranking at the 35th percentile. The suburb's SEIFA income ranking places it in the 5th decile.

Moss Vale is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region

In Moss Vale, as per the latest Census, 86.8% of dwellings were houses, with the remaining 13.2% being semi-detached, apartments, or other types. This compares to Non-Metro NSW's figures of 90.6% houses and 9.4% other dwellings. Home ownership in Moss Vale stood at 39.9%, with mortgaged dwellings at 32.3% and rented ones at 27.8%. The median monthly mortgage repayment was $2,000, lower than Non-Metro NSW's average of $2,167. The median weekly rent in Moss Vale was $400, compared to Non-Metro NSW's $430. Nationally, Moss Vale's mortgage repayments were higher at $2,000 versus the Australian average of $1,863, and rents were also higher at $400 compared to the national figure of $375.

Moss Vale has a typical household mix, with a fairly typical median household size

Family households constitute 68.8% of all households, including 27.4% couples with children, 29.3% couples without children, and 11.1% single parent families. Non-family households account for the remaining 31.2%, with lone person households at 29.0% and group households comprising 2.2%. The median household size is 2.4 people, which aligns with the Rest of NSW average.

The educational profile of Moss Vale exceeds national averages, with above-average qualification levels and academic performance metrics

Educational qualifications in Moss Vale trail regional benchmarks, with 25.9% of residents aged 15+ holding university degrees compared to 32.2% in NSW as of the latest available data. Bachelor degrees lead at 16.7%, followed by postgraduate qualifications (6.5%) and graduate diplomas (2.7%). Trade and technical skills feature prominently, with 38.8% of residents aged 15+ holding vocational credentials – advanced diplomas (11.8%) and certificates (27.0%). Educational participation is notably high, with 28.2% of residents currently enrolled in formal education as of the latest available data.

This includes 10.5% in primary education, 8.3% in secondary education, and 2.8% pursuing tertiary education.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Moss Vale has 157 active public transport stops offering a mix of train and bus services. These stops are served by 52 unique routes, collectively facilitating 2,904 weekly passenger trips. The town's transport accessibility is rated excellent, with residents typically residing 154 meters from the nearest stop.

Service frequency averages 414 trips per day across all routes, translating to approximately 18 weekly trips per individual stop.

Health performance in Moss Vale is lower than average with common health conditions somewhat prevalent across both younger and older age cohorts

Moss Vale faces significant health challenges with common health conditions prevalent across both younger and older age cohorts. The rate of private health cover is very high at approximately 55% of the total population (~5,531 people), compared to 64.6% across Rest of NSW.

The most common medical conditions are arthritis and mental health issues, impacting 10.4 and 8.9% of residents respectively. A total of 64.8% of residents declare themselves completely clear of medical ailments, comparable to the 64.8% in Rest of NSW. Moss Vale has 23.9% of residents aged 65 and over (2,389 people), lower than the 27.7% in Rest of NSW. Health outcomes among seniors are above average, performing better than the general population in health metrics.

Moss Vale ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics

Moss Vale's cultural diversity was found to be below average, with 87.7% of its population being Australian citizens, born in Australia (81.9%), speaking English only at home (91.1%). Christianity is the predominant religion in Moss Vale, comprising 56.1% of the population. The most notable overrepresentation was seen in Judaism, which makes up 0.2% compared to 0.3% across Rest of NSW.

Regarding ancestry, the top three groups are English (31.8%), Australian (28.0%), and Irish (9.3%). There were notable divergences in certain ethnic groups' representation: Scottish was overrepresented at 9.0% (vs regional 9.6%), Welsh was equally represented at 0.6%, and Lebanese was also equally represented at 0.3%.

Moss Vale hosts a notably older demographic compared to the national average

Moss Vale's median age is 44 years, similar to Rest of NSW's 43 and above the national average of 38 years. Compared to Rest of NSW, Moss Vale has a higher percentage of 15-24 year-olds (13.6%) but fewer 25-34 year-olds (10.4%). From the 2021 Census to present, the 15-24 age group has increased from 10.7% to 13.6%, while the 35-44 cohort has risen from 10.7% to 11.9%. Conversely, the 55-64 cohort has decreased from 13.0% to 11.6%. By 2041, Moss Vale's age composition is expected to change significantly. The 35-44 group is projected to grow by 40%, adding 478 people and reaching 1,668 from 1,189. The 65-74 group is expected to grow at a more modest rate of 9%, with an addition of 120 residents.