Moe

Population growth drivers in Moe are slightly above average based on AreaSearch's ranking of recent, and medium term trends

Based on analysis of ABS population updates for the broader area, the estimated population of the suburb of Moe is around 9,925 as of Feb 2026. This reflects an increase of 550 people from the 2021 Census figure of 9,375 people, representing a growth rate of approximately 5.9%. The change is inferred from AreaSearch's estimated resident population of 9,485 following examination of the latest ERP data release by the ABS in June 2024, along with an additional 420 validated new addresses since the Census date. This results in a population density ratio of 546 persons per square kilometer. The suburb's growth rate since the census, at 5.9%, is within 1.3 percentage points of the SA3 area's growth rate of 7.2%. Interstate migration contributed approximately 55% of overall population gains during recent periods.

AreaSearch adopts ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch utilises the VIC State Government's Regional/LGA projections from 2023, adjusted using a method of weighted aggregation of population growth from LGA to SA2 levels. Growth rates by age group are applied across all areas for years 2032 to 2041. Projecting forward with these demographic trends, the suburb is expected to experience an above median population growth rate for national non-metropolitan areas, growing by 1,877 persons to reach a total of approximately 11,802 people by 2041, reflecting an increase of about 14.7% over the 17-year period.

Recent residential development output has been above average within Moe when compared nationally

AreaSearch analysis of ABS building approval numbers, allocated from statistical area data, shows Moe has seen approximately 60 new homes approved per year over the past five financial years. This totals an estimated 301 homes. As of FY-26 so far, 36 approvals have been recorded. On average, 0.9 new residents are added per year per dwelling constructed between FY-21 and FY-25.

New construction matches or outpaces demand, offering buyers more options and potentially facilitating population growth. The average value of new homes being built is $368,000, somewhat higher than regional norms, reflecting quality-focused development. There have been $9.1 million in commercial approvals this financial year, demonstrating the area's primarily residential nature.

Compared to Rest of Vic., Moe shows moderately higher development activity, with 19.0% more approvals per person over the past five years. This preserves reasonable buyer options while sustaining existing property demand. Recent construction comprises 84.0% detached dwellings and 16.0% attached dwellings, maintaining the area's traditional low density character focused on family homes. With around 154 people per dwelling approval, Moe is considered a low density area. Looking ahead, AreaSearch estimates Moe will grow by 1,463 residents through to 2041 based on current development patterns. New housing supply should readily meet demand, offering good conditions for buyers and potentially facilitating population growth beyond current projections.

Moe has strong levels of nearby infrastructure activity, ranking in the top 40% nationally

Infrastructure changes significantly influence local performance. AreaSearch identified five projects likely impacting the region. Notable projects are North Quarter, Narracan Drive Redevelopment, M1 Business Park, and Turras Reach (Narracan Lakes). The following details projects likely most relevant.

Professional plan users can use the search below to filter and access additional projects.

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AreaSearch assessment indicates Moe faces employment challenges relative to the majority of Australian markets

Moe's workforce is balanced across white and blue collar jobs, with significant representation in essential services sectors. The unemployment rate was 9.3% as of September 2025, with an estimated employment growth of 4.8% over the past year, according to AreaSearch data aggregation. As of that date, 3687 residents were employed while the unemployment rate stood at 5.6%, above Rest of Vic.'s rate of 3.8%.

Workforce participation was lower in Moe at 51.0%, compared to Rest of Vic.'s 61.4%. Census responses indicated that only 10.6% of residents worked from home, though Covid-19 lockdown impacts should be considered. Dominant employment sectors include health care & social assistance, retail trade, and construction. Notably, electricity, gas, water & waste services have a high concentration with employment levels at 3 times the regional average.

Conversely, agriculture, forestry & fishing showed lower representation at 2.8% compared to the regional average of 7.5%. Employment opportunities locally appear limited, as indicated by the Census working population count versus resident population. Between September 2024 and 2025, employment levels increased by 4.8% while labour force increased by 3.5%, reducing the unemployment rate by 1.1 percentage points. In contrast, Rest of Vic. experienced a slight employment decline of 0.7%. Jobs and Skills Australia's national employment forecasts from May-25 suggest potential future demand within Moe. National employment is projected to expand by 6.6% over five years and 13.7% over ten years, with varying growth rates across industry sectors. Applying these projections to Moe's employment mix suggests local employment should increase by 6.3% over five years and 13.3% over ten years, though these are simple extrapolations for illustrative purposes and do not consider localized population projections.

Income metrics place the area in the bottom 10% of locations nationally according to AreaSearch analysis

AreaSearch's latest postcode level ATO data for financial year ended 2023 shows median income in Moe was $42,971 and average income was $52,337. This is below national averages of $50,954 (median) and $62,728 (average) for Rest of Vic. By September 2025, estimated median income in Moe would be approximately $46,516 and average income $56,655, based on an 8.25% Wage Price Index growth since financial year ended 2023. According to Census figures from 2021, incomes in Moe fall between the 1st and 6th percentiles nationally for households, families, and individuals. The $400 - 799 earnings band captures 33.0% of Moe's community (3,275 individuals), contrasting with surrounding regions where the $1,500 - 2,999 bracket leads at 30.3%. A significant portion, 45.1%, earns below $800 weekly after housing costs, indicating affordability pressures for many residents. After housing expenses, 85.3% of income remains, ranking Moe at the 3rd percentile nationally in terms of disposable income.

Moe is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region

The dwelling structure in Moe, as evaluated at the latest Census, consisted of 80.0% houses and 20.0% other dwellings (semi-detached, apartments, 'other' dwellings). This compares to Non-Metro Vic.'s 90.1% houses and 9.9% other dwellings. The level of home ownership in Moe was at 37.6%, with the remainder of dwellings either mortgaged (26.9%) or rented (35.4%). The median monthly mortgage repayment in the area was $1,000, while the median weekly rent figure was recorded at $200. Nationally, Moe's mortgage repayments are significantly lower than the Australian average of $1,863, while rents are substantially below the national figure of $375.

Moe features high concentrations of lone person households, with a lower-than-average median household size

Family households account for 53.7% of all households, including 16.5% couples with children, 21.9% couples without children, and 14.2% single parent families. Non-family households make up the remaining 46.3%, with lone person households at 43.2% and group households comprising 3.2% of the total. The median household size is 2.0 people, which is smaller than the Rest of Vic. average of 2.4.

Moe faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally

The area's university qualification rate is 10.6%, significantly lower than Victoria's average of 33.4%. Bachelor degrees are the most common at 7.5%, followed by postgraduate qualifications (1.6%) and graduate diplomas (1.5%). Vocational credentials are prevalent, with 42.3% of residents aged 15+ holding such qualifications, including advanced diplomas (9.4%) and certificates (32.9%). Educational participation is high, with 26.7% of residents currently enrolled in formal education.

This includes 10.8% in primary education, 7.1% in secondary education, and 2.2% pursuing tertiary education.

Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Moe has 60 active public transport stops, offering a mix of train services. These are covered by 33 unique routes, collectively facilitating 1,606 weekly passenger trips. The area's transport accessibility is rated excellent, with residents living an average of 168 meters from their nearest stop. Most residents commute outward due to its residential nature, with cars being the primary mode at 93%. Vehicle ownership stands at 1.1 per dwelling, lower than the regional average. According to the 2021 Census, only 10.6% of residents work from home, which may be influenced by COVID-19 conditions.

On average, there are 229 trips daily across all routes, translating to roughly 26 weekly trips per individual stop.

Health performance in Moe is a key challenge with a range of health conditions having marked impacts on both younger and older age cohorts

Moe faces significant health challenges, as assessed by AreaSearch through mortality rates and chronic condition prevalence. Multiple health conditions affect both younger and older age groups. Private health cover is low, at approximately 48% of Moe's total population (around 4,725 people), compared to 50.5% in the rest of Victoria and a national average of 55.7%.

The most prevalent medical conditions are mental health issues and arthritis, impacting 11.8% and 11.5% of residents respectively. Conversely, 53.9% of residents report no medical ailments, compared to 63.4% in the rest of Victoria. Working-age individuals face notable health challenges due to high chronic condition rates. Moe has 24.8% of residents aged 65 and over (2,461 people). Health outcomes among seniors present some challenges, with national rankings generally aligned with the broader population.

Moe ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics

Moe's cultural diversity was found to be below average, with 87.2% of its population being Australian citizens, born in Australia, and speaking English only at home. Christianity is the predominant religion in Moe, accounting for 46.5% of the population. Notably, Judaism is overrepresented compared to regional averages, comprising 0.1% of Moe's population versus 0.1% across Rest of Vic..

The top three ancestry groups are Australian (30.7%), English (29.7%), and Scottish (7.8%). Dutch (2.9%) and Maltese (2.1%) are notably overrepresented compared to regional averages of 1.7% and 0.5%, respectively, while Polish is also slightly overrepresented at 0.9% versus 0.5%.

Moe hosts an older demographic, ranking in the top quartile nationwide

Moe's median age of 45 years is modestly higher than Rest of Vic.'s 43 years, which is considerably older than the national norm of 38 years. Compared to the Rest of Vic. average, Moe has a notably over-represented cohort of 25-34 year-olds (13.7% locally), while its 45-54 year-old population is under-represented (10.1%). Between 2021 and the present, the 35 to 44 age group has grown from 10.3% to 12.1%, and the 25 to 34 cohort increased from 12.3% to 13.7%. Conversely, the 45 to 54 cohort declined from 11.8% to 10.1%, and the 55 to 64 group dropped from 14.2% to 12.8%. Demographic modeling suggests that Moe's age profile will evolve significantly by 2041, with the 25 to 34 age cohort projected to expand notably by 512 people (38%), from 1,359 to 1,872. Conversely, population declines are projected for the 65 to 74 and 55 to 64 cohorts.