Moe

Population growth drivers in Moe are slightly above average based on AreaSearch's ranking of recent, and medium term trends

The population of the Moe statistical area (Lv2) is estimated to be around 9,926 as of November 2025. This reflects an increase of 551 people since the 2021 Census, which reported a population of 9,375. The change is inferred from the resident population of 9,485 estimated by AreaSearch following examination of the latest ERP data release by the ABS in June 2024 and an additional 424 validated new addresses since the Census date. This level of population equates to a density ratio of 546 persons per square kilometer. The Moe (SA2) has seen a growth rate of 5.9% since the census, positioning it within 1.0 percentage points of the SA3 area's growth rate of 6.9%. Population growth in the area was primarily driven by interstate migration, contributing approximately 55.00000000000001% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch utilises the VIC State Government's Regional/LGA projections released in 2023, adjusted employing a method of weighted aggregation of population growth from LGA to SA2 levels. Growth rates by age group from these aggregations are applied across all areas for years 2032 to 2041. According to demographic trends, the Moe (SA2) is projected to grow by an above median rate for national non-metropolitan areas. By 2041, it is expected to grow by 1,893 persons, reflecting a total increase of 14.8% over the 17 years.

Recent residential development output has been above average within Moe when compared nationally

AreaSearch analysis shows Moe had around 60 new homes approved annually over the past five financial years, totalling 301 homes. In FY26 so far, 36 approvals have been recorded. On average, 0.9 new residents were added per dwelling constructed between FY21 and FY25. This suggests supply is meeting or exceeding demand, offering buyers more options and potentially facilitating population growth.

The average construction value of new homes was $368,000, somewhat higher than regional norms. Commercial approvals this year totalled $9.1 million, reflecting Moe's primarily residential nature. Compared to the Rest of Vic., Moe showed moderately higher development activity, with 19.0% more approvals per person over five years.

Recent construction comprised 84.0% detached dwellings and 16.0% attached dwellings, maintaining low density character appealing to families seeking space. With around 154 people per dwelling approval, Moe is considered a low density area. By 2041, AreaSearch projects Moe's population will grow by 1,472 residents. Current development patterns suggest new housing supply should readily meet demand, offering favourable conditions for buyers and potentially facilitating further population growth beyond current projections.

Moe has strong levels of nearby infrastructure activity, ranking in the top 40% nationally

Changes in local infrastructure significantly affect an area's performance. AreaSearch has identified five projects that could impact this region. Notable projects include North Quarter, Narracan Drive Redevelopment, M1 Business Park, and Turras Reach (Narracan Lakes). The following list details those likely to be most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

AreaSearch assessment indicates Moe faces employment challenges relative to the majority of Australian markets

Moe has a balanced workforce with representation from both white and blue collar jobs, particularly in essential services sectors. The unemployment rate is 9.3%, with an estimated employment growth of 4.9% over the past year, according to AreaSearch's aggregation of statistical area data.

As of September 2025, there are 3,715 residents employed while the unemployment rate stands at 5.6%, which is above Rest of Vic.'s rate of 3.8%. Workforce participation in Moe lags behind Rest of Vic., with a participation rate of 45.2% compared to Rest of Vic.'s 57.4%. The dominant employment sectors among residents include health care & social assistance, retail trade, and construction. Notably, the area has a high concentration in electricity, gas, water & waste services, with employment levels at 3.0 times the regional average.

Conversely, agriculture, forestry & fishing shows lower representation at 2.8% compared to the regional average of 7.5%. The area appears to offer limited local employment opportunities, as indicated by the count of Census working population versus resident population. Between September 2024 and September 2025, employment levels increased by 4.9%, while labour force increased by 3.7%, causing a decrease in unemployment rate by 1.2 percentage points. In contrast, Rest of Vic. experienced an employment decline of 0.7% and labour force decline of 0.6%. For broader context, state-level data up to 25-Nov shows VIC employment grew by 1.13% year-on-year, adding 41,950 jobs, with the state unemployment rate at 4.7%, compared to the national rate of 4.3%. Jobs and Skills Australia's national employment forecasts from May-25 suggest that national employment is expected to expand by 6.6% over five years and 13.7% over ten years. Applying these projections to Moe's employment mix indicates local employment should increase by 6.3% over five years and 13.3% over ten years, though this is a simple weighting extrapolation for illustrative purposes and does not account for localised population projections.

Income metrics place the area in the bottom 10% of locations nationally according to AreaSearch analysis

AreaSearch's latest postcode level ATO data for financial year ending June 2023 shows median income in Moe was $42,971 and average income was $52,337. This is below national averages of $50,954 (median) and $62,728 (average) in Rest of Vic. By September 2025, estimated median income in Moe would be approximately $46,516, and average income $56,655, based on Wage Price Index growth of 8.25%. According to the 2021 Census, incomes in Moe fall between the 1st and 6th percentiles nationally for households, families, and individuals. The earnings profile shows 33.0% of residents earn $400 - 799 weekly, contrasting with surrounding regions where the $1,500 - 2,999 bracket leads at 30.3%. Lower income households are prevalent in Moe, with 45.1% earning below $800 weekly. After housing costs, 85.3% of income remains for residents, ranking at the 3rd percentile nationally.

Moe is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region

The latest Census evaluated Moe's dwelling structure as 80.0% houses and 20.0% other dwellings. Non-Metro Vic.'s structure was 88.1% houses and 11.9% other dwellings. Home ownership in Moe was 37.6%, with mortgaged dwellings at 26.9% and rented ones at 35.4%. The median monthly mortgage repayment in Moe was $1,000, lower than Non-Metro Vic.'s average of $1,213. Median weekly rent in Moe was $200, compared to Non-Metro Vic.'s $237. Nationally, Moe's median mortgage repayment of $1,000 is significantly lower than the Australian average of $1,863, and its median rent figure of $200 is substantially below the national figure of $375.

Moe features high concentrations of lone person households, with a lower-than-average median household size

Family households constitute 53.7% of all households, including 16.5% couples with children, 21.9% couples without children, and 14.2% single parent families. Non-family households account for 46.3%, with lone person households at 43.2% and group households comprising 3.2%. The median household size is 2.0 people, which is smaller than the Rest of Vic. average of 2.3.

Moe faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally

The area's university qualification rate is 10.6%, significantly lower than Victoria's average of 33.4%. This disparity presents both a challenge and an opportunity for targeted educational initiatives. Bachelor degrees are the most common, at 7.5%, followed by postgraduate qualifications (1.6%) and graduate diplomas (1.5%). Vocational credentials are prevalent, with 42.3% of residents aged 15 and above holding them – advanced diplomas account for 9.4% and certificates for 32.9%.

Educational participation is high, with 26.7% of residents currently enrolled in formal education. This includes 10.8% in primary education, 7.1% in secondary education, and 2.2% pursuing tertiary education.

Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Transport analysis in Moe shows 60 active public transport stops operating. These include a mix of train and bus services. There are 33 individual routes servicing these stops, providing a total of 1,606 weekly passenger trips.

Residents have excellent transport accessibility, with an average distance of 168 meters to the nearest stop. Service frequency averages 229 trips per day across all routes, resulting in approximately 26 weekly trips per individual stop.

Health performance in Moe is a key challenge with a range of health conditions having marked impacts on both younger and older age cohorts

Moe faces significant health challenges, with various conditions affecting both younger and older residents. Private health cover is low, at approximately 48% (around 4,725 people), compared to Rest of Vic.'s 50.9%. Nationally, it stands at 55.7%.

The most prevalent medical issues are mental health problems and arthritis, affecting 11.8% and 11.5% respectively. However, 53.9% report no medical ailments, compared to Rest of Vic.'s 60.1%. Moe has a higher proportion of seniors aged 65 and over at 24.9% (2,471 people), compared to Rest of Vic.'s 21.2%. Health outcomes among seniors present challenges broadly aligned with the general population's health profile.

Moe ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics

Moe's cultural diversity was found to be below average, with 87.2% of its population being Australian citizens, born in Australia (84.2%), and speaking English only at home (93.0%). Christianity was the predominant religion in Moe, comprising 46.5% of its population. Notably, Judaism was overrepresented, making up 0.1% compared to the regional average of 0.1%.

The top three ancestry groups were Australian (30.7%), English (29.7%), and Scottish (7.8%). Other ethnic groups showed notable differences: Dutch were equally represented at 2.9%, Maltese were overrepresented at 2.1% compared to the regional average of 1.6%, and Polish were slightly overrepresented at 0.9% versus the regional average of 0.7%.

Moe hosts an older demographic, ranking in the top quartile nationwide

Moe's median age of 45 years is modestly higher than Rest of Vic.'s 43 years, which is considerably older than the national norm of 38 years. Compared to the Rest of Vic. average, Moe has a notably over-represented 25-34 cohort (13.4% locally) and an under-represented 45-54 age group (10.5%). Between 2021 and present, the 35 to 44 age group grew from 10.3% to 11.8%, while the 25 to 34 cohort increased from 12.3% to 13.4%. Conversely, the 45 to 54 cohort declined from 11.8% to 10.5%, and the 55 to 64 group dropped from 14.2% to 13.1%. By 2041, demographic modeling suggests Moe's age profile will evolve significantly. The 25 to 34 age cohort is projected to expand by 543 people (41%), from 1,330 to 1,874. Conversely, population declines are projected for the 65 to 74 and 55 to 64 cohorts.