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This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
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ABS ERP | -- people | --
2021 Census | -- people
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Yallourn North - Glengarry has an estimated 4,978 residents, up from 4,707 at the 2021 Census — a change of 271 people, or 5.8%. Growth has averaged 1.3% a year over five years. 129 new addresses have been validated here since Census night. Interstate and internal migration accounts for 55.5% of that increase. Density is about 15 people per square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
AreaSearch indicates the population of Yallourn North - Glengarry stands at roughly 4,978 in May 2026. This represents an expansion of 271 residents (5.8%) from the 4,707 recorded during the 2021 Census. The calculation is based on June 2025 ABS figures showing an estimated resident population of 4,972 combined with 129 validated new addresses registered after the Census. This population size results in a density of 14.5 persons per square kilometer, which ensures a spacious living environment. The local 5.8% growth rate since the 2021 census outpaced the wider SA3 region (2.8%) as well as the Rest of Vic., highlighting it as a local growth standout.
The primary driver of this population growth was interstate migration, which accounted for roughly 55.5% of the total population gains in recent times, though natural growth and overseas migration also made positive contributions. Projections from ABS and Geoscience Australia, published in 2024 using 2022 as a baseline, are adopted for each SA2 region. For locations lacking this coverage, projections are derived from the 2023 Regional/LGA dataset from the VIC State Government, adjusting the numbers through a weighted aggregation of growth rates from LGA to SA2 tiers. These age-group growth rates are projected forward from 2032 to 2041. Based on recent annual ERP statistics, the area is expected to experience significant gains that place it in the top quartile of Australian non-metropolitan growth, with an estimated rise of 1,103 people by 2041, representing a total increase of 22.0% over the 16 years.
Frequently Asked Questions - Population
145 new dwellings have been approved in Yallourn North - Glengarry over the past five years, an average of 29 a year. That places the area in the 62nd percentile for residential development activity nationally, about 6 approvals per 1,000 residents a year. Of the 23 dwellings approved in the latest reporting year, 100% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 37, running ahead of that longer-run average. Figures come from ABS building approvals aggregated to this SA2 boundary and are updated monthly as the ABS releases them.
Detail
An average of approximately 29 new dwelling approvals are recorded annually in Yallourn North - Glengarry, totaling 145 homes over the last 5 financial years (between FY-21 and FY-25) and 34 during the current FY-26. Each new dwelling has accommodated an average of 2.2 new residents over the last 5 financial years (between FY-21 and FY-25), suggesting steady demand to underpin property markets. The average value of these newly approved constructions is $375,000, which sits slightly above regional benchmarks to show a preference for quality builds. Commercial approvals for the current financial year total $1.2 million, emphasizing the residential character of the locality.
Construction activity in Yallourn North - Glengarry is moderately elevated compared to Rest of Vic. (sitting 13.0% above the regional average per capita over the 5 year period), which helps maintain buyer options while supporting existing real estate values. New residential construction has consisted entirely of standalone houses, preserving the traditional low density layout and providing spacious options for families. With approximately 180 people for every approved dwelling, the area exhibits typical low density patterns. Projections indicate that Yallourn North - Glengarry will add 1,097 new residents by 2041, calculated from the most recent quarterly estimate by AreaSearch. Current building activity is aligned with these growth projections, though prospective buyers may face increased competition as the local population expands.
Frequently Asked Questions - Development
Development applications around Yallourn North - Glengarry
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks one current infrastructure or development project inside Yallourn North - Glengarry, worth an estimated $120 million. A further 113 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $30.2 billion. 36 are already under construction and 49 are due for completion within three years. The pipeline spans residential development, energy and communities, precincts & urban renewal. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Local infrastructure projects, major works, and urban planning decisions play a key role in regional development. AreaSearch has tracked 21 projects expected to influence this locality. Prominent projects include the Traralgon North Growth Area, Frasers Solar Farm, Franklin North Estate, and The Rise Estate, with the list below detailing those of highest local relevance.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Frasers Solar Farm
Frasers Solar Farm is a 77 MWac / 95 MWdc utility-scale solar farm located on approximately 110 hectares of land in Glengarry North within the Latrobe Valley, Victoria. The project will generate clean energy to power around 29,000 homes and offset approximately 154,000 tonnes of carbon emissions annually. It has secured planning approval and grid connection approval from AEMO and AusNet. Financial close is expected in Q4 2026, with construction planned for Q1 2027 and commercial operations targeted for Q3 2028.
Traralgon North Growth Area
A 118-hectare greenfield urban expansion project delivering 1,500 new homes in the region's fastest-growing corridor. The precinct features a multi-purpose community hub, a commercial precinct with a 4,700sqm supermarket site, and integrated wetlands for flood management. Significant recent progress includes the April 2026 Standing Advisory Committee review on drainage and transport infrastructure to finalize planning for extended parcels. The development employs a multi-stage approach supported by developers like Moremac and Dennis Family Corporation to provide diverse housing and essential regional infrastructure.
The Rise Estate
The Rise is a masterplanned residential estate spanning approximately 29 hectares on Traralgon's north side, part of the broader Traralgon North Development Plan. The estate offers a range of lot sizes across multiple release stages, with land titled and house construction underway. Residents have access to parklands, wetlands and the local rail trail, and a Coles-anchored shopping precinct has been established within the wider development area. The project supports continued population growth in Traralgon North, with further stage releases ongoing.
Franklin North Estate
A residential land subdivision offering 184 spacious lots ranging from 656 to 875 square meters over 18.42 hectares in Traralgon north. Features wide streets, open green spaces, walking tracks, and premium urban design.
Banksia Ridge Estate
Premium residential estate in the West End of Traralgon featuring elevated house sites with panoramic rural views and quality infrastructure. Large lots ranging from 942 to 1663 square meters, designed with environmental sustainability principles and close proximity to recreational facilities, schools, and sports facilities. Final stage 6 selling with lots fully titled and ready for immediate construction.
Glengarry Flood Mitigation Design and Construction - Stage One
Stage One of Latrobe City Council's Glengarry Flood Mitigation Design and Construction project is underway. The works focus on a Brooks Lane cut-off drain to block the eastern flood flow path from reaching Glengarry township, improving flood protection for local residents. Design works are in progress and construction is expected to be completed by mid-2025. Further Stage 2 and Stage 3 mitigation works remain unconfirmed and subject to future funding.
Ellavale East Estate
33-hectare residential development offering 323 homes designed with space and comfort in mind. Located in Traralgon East as part of the Gippsland Regional Growth Area, featuring modern infrastructure including roads, utilities, and recreational facilities with convenient access to schools and amenities.
Cross's Road Development Plan
Comprehensive residential development plan for the Cross's Road corridor in Morwell, designed to accommodate approximately 700 new housing lots. Features sustainable housing designs, community spaces, commercial zones, infrastructure upgrades, and integration with existing infrastructure. Bounded by Tyers Road, Cross's Road, Riverslea Estate, and Latrobe River floodplain, with integrated transport and community facilities to support sustainable urban growth.
2,674 residents of Yallourn North - Glengarry are employed, from a labour force of 2,738. Unemployment sits at 2.3%, with participation at 67.0%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.2% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 3,876, about 78% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
Workforce demographics in Yallourn North - Glengarry are balanced between blue and white collar positions, with a strong presence in essential services, a low unemployment rate of 2.3%, and an estimated job growth rate of 4.0% over the previous year. By March 2026, employed residents numbered 2,674, keeping the local unemployment rate 1.3% below the Regional Vic. average of 3.7%. Participation in the workforce is high, reaching 67.0% compared to the Regional Vic. average of 61.1%. According to Census data, a modest 11.7% of the workforce worked from home, though this figure may reflect the influence of COVID-19 lockdowns.
The primary employment sectors for local residents are health care & social assistance, construction, and retail trade. The electricity, gas, water & waste sector shows high concentration, employing residents at 4.3 times the regional rate. Conversely, accommodation & food services are underrepresented, accounting for 4.1% of local jobs compared to the regional average of 6.9%. A comparison of the Census working population against the resident population suggests that local employment options within the area are limited. According to AreaSearch analysis of SALM and ABS statistics, employment rose by 4.0% and the labor force expanded by 3.4% during the 12 months leading to March 2026, leading to a 0.6 percentage point decline in the unemployment rate. In comparison, Regional Vic. recorded a 0.1% decline in employment, a 0.3% reduction in the labor force, and a 0.2 percentage point drop in unemployment. National forecasts released by Jobs and Skills Australia in May-25 provide context for local employment prospects. These five and ten-year projections have been applied to the local workforce structure to model potential growth. While national employment is projected to grow by 6.6% over five years and 13.7% over ten years, trends vary widely by industry. Weighting these projections against the local industry mix suggests employment in Yallourn North - Glengarry could grow by 6.2% over five years and 13.0% over ten years, though this calculation is an illustrative weighting extrapolation and does not incorporate local population forecasts.
Frequently Asked Questions - Employment
Median household income in Yallourn North - Glengarry is $1,656 a week (about $86,000 a year), with median personal income at $747 a week. ATO records put median taxable income at $53,267 a year against an average of $65,181. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
Based on the most recent postcode level ATO statistics released by AreaSearch for financial year 2023, the median taxpayer income in the Yallourn North - Glengarry SA2 is $53,267, with a mean income of $65,181. This is slightly below national figures, but compares to a median of $50,954 and an average of $62,728 across Regional Vic. Adjusted for a Wage Price Index increase of 9.62% since financial year 2023, current estimates indicate a median of $58,391 and an average of $71,451 as of March 2026. The 2021 Census placed local household, family, and personal incomes in a moderate bracket, ranging between the 38th and 44th percentiles.
The largest income cohort contains 35.9% of residents (1,787 people) who earn between $1,500 - 2,999, mirroring the metropolitan pattern where 30.3% fall into this bracket. Discretionary income remains strong, with residents retaining 89.9% of their earnings after housing costs.
Frequently Asked Questions - Income
Yallourn North - Glengarry had 1,713 occupied dwellings at the 2021 Census, 99% detached houses and 0% apartments. 49% are owned with a mortgage, 9% rented and 43% owned outright. At that Census the median rent was $250 a week and the median mortgage repayment $1,300 a month. Rent absorbs 15.1% of household income here and mortgage repayments 18.1%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
Residential structures in Yallourn North - Glengarry at the time of the latest Census consisted of 98.9% detached houses and 1.1% other dwelling types (such as semi-detached homes, apartments, or alternative structures), compared to 90.1% houses and 9.9% other dwellings across Regional Vic. Home ownership rates matched regional levels at 42.9%, with mortgaged properties making up 48.6% and rented properties accounting for 8.6%. The median monthly mortgage payment of $1,300 was lower than the Regional Vic. average of $1,430, while the median weekly rent was $250 compared to the regional average of $285.
On a national level, housing costs in Yallourn North - Glengarry are considerably lower than the Australian averages of $1,863 for mortgages and $375 for weekly rent.
Frequently Asked Questions - Housing
Yallourn North - Glengarry counted 1,713 households at the 2021 Census, an estimated 1,812 today, averaging 2.6 people each. 33% are couples with children, against 33% couples without children. 22% of households are people living alone, and families average 1.9 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Family units constitute the majority of households at 75.5%, which includes couples with children at 33.2%, couples without children at 32.8%, and single-parent homes at 9.2%. The remaining 24.5% are non-family households, with single-person households representing 22.4% and group homes making up 1.7%. The median household size is 2.6 residents, larger than the Regional Vic. average of 2.4.
Frequently Asked Questions - Households
13.8% of adults in Yallourn North - Glengarry hold a university qualification, including 9.5% with a bachelor degree and 2.1% with postgraduate qualifications. A further 36.5% hold a vocational qualification. 5 schools serve the area, with 374 enrolment places and an average ICSEA of 963 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
Educational attainment in the area presents opportunities for development, with university graduation rates at 13.8%, which is notably lower than the VIC state average of 33.4%. Bachelor degrees are the most common higher qualification at 9.5%, followed by graduate diplomas at 2.2% and postgraduate degrees at 2.1%. Vocational and technical qualifications are highly prevalent, with 46.2% of residents aged 15+ holding trade credentials, consisting of advanced diplomas at 9.7% and certificates at 36.5%. Participation in education is high, with 28.4% of the population enrolled in an educational program. This student population includes 10.9% in primary school, 8.7% in high school, and 2.6% in higher education.
Frequently Asked Questions - Education
Schools Detail
Public transport in Yallourn North - Glengarry reaches 18 stops on 4 routes, timetabled for about 110 services a week. The typical home sits about 400 m from its nearest stop. Households keep an average of 2.1 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
Public transit metrics show 18 active transport stops in Yallourn North - Glengarry, which are served by 4 routes that provide a total of 107 weekly passenger trips. Access to transit is moderate, with residents living an average of 400 meters from their nearest stop. Given the residential nature of the area, most commuters travel out of the district, and private vehicles remain the primary transport mode at 97%. Vehicle ownership stands at 2.1 cars per household, which is above the regional average. A relatively low 11.7% of residents work from home, based on 2021 Census data collected during COVID-19 conditions.
Transit service frequency averages 15 daily trips across all routes, which corresponds to approximately 5 weekly trips for each transport stop.
Frequently Asked Questions - Transport
Transport Stops Detail
65.5% of residents in Yallourn North - Glengarry report no long-term health condition. 4.9% need daily assistance with core activities, and 51.9% hold private health cover. The standardised death rate runs at 5.5 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Health indicators in Yallourn North - Glengarry show some areas of concern, based on AreaSearch data regarding mortality and chronic disease rates across both younger and older cohorts, while the proportion of residents with private health insurance lags slightly behind the standard SA2 average at roughly 52% of the population (~2,583 people). The most prevalent health issues locally are arthritis and mental health challenges, affecting 9.8% and 8.7% of residents respectively. Conversely, 65.5% of the population reported no chronic health conditions, compared to 63.4% across Regional Vic. Chronic conditions are slightly elevated among the working-age population.
Residents aged 65 and over make up 18.1% of the population (903 people), which is lower than the Regional Vic. proportion of 23.9%. Senior health outcomes show some challenges, with national rankings generally matching those of the broader community.
Frequently Asked Questions - Health
Yallourn North - Glengarry is largely Australian-born, at 93.1% of residents, with 2.0% speaking a language other than English at home. The largest reported ancestries are Australian (36.6%) and English (30.2%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Cultural diversity in Yallourn North - Glengarry is lower than average, with citizens making up 92.5% of the population, 93.1% born in Australia, and 98.0% speaking only English at home. Christianity is the primary religion, followed by 42.8% of residents, compared to 47.3% across Regional Vic. In terms of parent country of birth, the three most common ancestries are Australian at 36.6% (higher than the regional average of 29.6%), English at 30.2%, and Irish at 8.1%. Some European backgrounds show higher local representation compared to the wider region, including Dutch at 2.8% (versus 1.7% regionally), Maltese at 1.2% (versus 0.5%), and Hungarian at 0.3% (versus 0.2%).
Frequently Asked Questions - Diversity
The median resident of Yallourn North - Glengarry is 40. That is 1 year younger than at the 2021 Census. 26.7% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
The median age of 40 in Yallourn North - Glengarry is slightly younger than the Regional Vic. average of 43, but just above the national median of 38. The 25 - 34 age group is larger than the regional average, making up 14.0% of the population, while the 75 - 84 cohort is smaller at 4.8%. Between the 2021 Census and the current estimates, the 25 to 34 group grew from 12.1% to 14.0%, and the 15 to 24 group increased from 11.4% to 12.7%. Meanwhile, the 45 to 54 cohort fell from 13.3% to 11.1%, and the 55 to 64 group decreased from 15.7% to 13.9%.
Population projections for 2041 suggest changes ahead, with the 25 to 34 age bracket expected to grow by 329 people (47%) from 696 to 1,026, while the 55 to 64 group is projected to shrink by 55 people.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Yallourn North - Glengarry
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.
Everything is aggregated to the SA2 boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | May 2026 3 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | May 2026 3 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Jun 2026 2 months ago headline measures · May 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Aug 2026 this month all 21 measures |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | May 2026 3 months ago all 1 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 5 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Aug 2026 this month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 last month headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Jul 2026 last month all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 129 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (4,707 at the 2021 Census → 4,978 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (205041098). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.