Paynesville

SA2

Rest of Vic. / Gippsland - East

 
 
 
 
 
 
 
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Statistical Area (SA2) Boundary Analysis

This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.

SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).

Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Paynesville

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DemographicsPopulation Growth in Paynesville

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Paynesville has an estimated 7,190 residents, up from 6,977 at the 2021 Census — a change of 213 people, or 3.1%. Growth has averaged 1.1% a year over five years. 355 new addresses have been validated here since Census night. Density is about 17 people per square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

According to investigations by AreaSearch, the population of Paynesville is estimated at 7,190 in May 2026. This represents a gain of 213 residents (3.1%) from the 6,977 people recorded in the 2021 Census. This adjustment is calculated using the June 2025 ABS estimated resident population of 7,190 alongside 355 validated new addresses registered after the Census. The resulting population density stands at 17.2 persons per square kilometer, indicating a spacious residential environment. The 3.1% population expansion in Paynesville since the 2021 census outpaced the wider SA3 region (2.3%), establishing it as a local growth leader.

The primary driver of this demographic growth was interstate migration, which accounted for roughly 83.6% of the population gains in recent times. Projections from the ABS and Geoscience Australia, published in 2024 with a 2022 baseline, are utilized for each SA2 area. For locations lacking this data, projections from the VIC State Government's 2023 Regional/LGA release are applied, adjusted using a weighted aggregation method of population growth from LGA to SA2 levels. The age cohort growth rates derived from these aggregations are also projected forward for the years 2032 to 2041. Looking at future demographic trends, the area is forecast to experience rapid growth that ranks in the top 10 percent of national non-metropolitan locations, with the population projected to grow by 3,404 individuals by 2041 based on the most recent annual ERP statistics, representing a total increase of 47.3% over the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the Paynesville SA2?
Total population for the Paynesville SA2 was estimated to be approximately 7,190 as at May 26. This is based upon an estimated resident population of 7,190 from the ABS up to June 2025.
How has the population in the Paynesville SA2 changed since 2021?
The paynesville sa2 has added approximately 213 people and shown a 3.05% increase from the 6,977 people recorded at the 2021 Census period.
What is the population density in the Paynesville SA2?
The population density in the Paynesville SA2 is estimated at 17 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the Paynesville SA2?
Over the past 10 years, the population in the Paynesville SA2 has shown a compound annual growth rate of 1.5% per annum.
What are the main drivers of population growth in the Paynesville SA2?
Population growth in the Paynesville SA2 is driven by: Interstate migration (83.6%), Overseas migration (16.4%), Natural increase (0.0%). The primary driver is Interstate migration, contributing 83.6% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Paynesville

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422 new dwellings have been approved in Paynesville over the past five years, an average of 84 a year. That places the area in the 72nd percentile for residential development activity nationally, about 12 approvals per 1,000 residents a year. Of the 63 dwellings approved in the latest reporting year, 97% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 86, broadly in line with that longer-run average. Figures come from ABS building approvals aggregated to this SA2 boundary and are updated monthly as the ABS releases them.

Detail

Residential development in Paynesville averages approximately 84 approved dwellings annually, with 422 residential approvals recorded over the last 5 financial years (between FY-21 and FY-25) and 79 registered during FY-26 so far. With an average of only 0.9 new residents arriving per new dwelling over the last 5 financial years (between FY-21 and FY-25), housing supply is matching or running ahead of demand, providing buyers with options and enabling population growth beyond current projections, while new homes carry an average construction cost of $308,000. Additionally, commercial development approvals total $350,000 for the current financial year, highlighting the predominantly residential character of the locality.

In comparison to the Rest of Vic., construction activity in Paynesville is elevated, tracking 45.0% above the regional average per capita over the 5 year period, which maintains choice for buyers and helps protect established property values. This level of activity is substantially higher than the national average, pointing to strong interest from developers. Recent home building consists of 97.0% detached houses and 3.0% attached dwellings, maintaining a low density suburban profile focused on standalone homes that draw buyers seeking space. Representing approximately 101 people per approved dwelling, Paynesville displays the hallmarks of a low density community. Demographic projections indicate Paynesville will add 3,404 residents by 2041, based on the latest quarterly calculations from AreaSearch. Should the pace of construction remain unchanged, housing supply could fall short of this population growth, potentially intensifying buyer competition and driving stronger price appreciation.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the Paynesville SA2 recently?
Dwelling approval activity in the the Paynesville SA2 area has seen 145 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The Paynesville SA2's current population of 7,190 has been supported by 84 approvals on average over recent years.
How does the Paynesville SA2's development activity compare to the broader region?
The Paynesville SA2 has seen 1.21 approvals per 100 people in recent years, compared to 0.82 approvals in the broader region. This means that one dwelling has been approved for every 101 people in the Paynesville SA2, compared to one for every 156 in the broader region.
Is the Paynesville SA2 keeping up with housing demand?
With the population expected to increase by 3,404 people by 2041, around 1,702 new dwellings will be necessary. Recent approval levels may be insufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This indicates potential housing shortages if current approval trends continue.
What has been the trend in development approvals over the past five years in the Paynesville SA2?
Looking at development activity over the past five years, the Paynesville SA2's approval levels have been below the yearly average of 84, indicating a recent decline in approval activity.
How many dwellings will be needed to accommodate future population growth in the Paynesville SA2?
The population in the Paynesville SA2 is expected to grow by 3,404 people by 2041, necessitating approximately 1,702 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the Paynesville SA2?
Over the past five years, the population in the Paynesville SA2 has grown by approximately 2,552 people, while 422 residential approvals were recorded. This equates to a ratio of 6.0 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the Paynesville SA2?
With dwelling approval activity running at an average of 84 approvals per year and a population of 7,190, there appears to be a supply shortfall relative to projected demand, presenting strong opportunities for residential developers. With the population expected to increase by 3,404 people by 2041, around 1,702 new dwellings will be necessary. Current approval trends may be insufficient to meet forecast demand, indicating strong development opportunities.
Approvals Pipeline Development applications near Paynesville

Development applications around Paynesville

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
Application search is not available in Victoria. AreaSearch holds 65 applications for Paynesville, but they are a record of past activity rather than a current register. Victoria has no state-wide planning portal and its council coverage is uneven, so we have switched the search off here rather than return partial answers. We are currently investigating a solution. No credits are charged for Victorian applications, and building approvals from the ABS and the major projects we track are unaffected.

SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Paynesville

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AreaSearch tracks 9 current infrastructure and development projects inside Paynesville, worth an estimated $252 million. A further 85 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $67.3 billion. 31 are already under construction and 34 are due for completion within three years. The pipeline spans energy, residential development and communities, precincts & urban renewal. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Local infrastructure, major projects, and planning changes have a significant impact on local performance, and AreaSearch has identified 9 projects expected to influence the area. The key developments include Paynesville Park Estate, Palm Lake Resort Paynesville, Eagle Point Lifestyle Estate, and Encore Living Paynesville, with the list below highlighting the most relevant ones.

Professional plan users can use the search below to filter and access additional projects.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the Paynesville SA2?
Key infrastructure and planning changes likely to influence the Paynesville SA2 include: Paynesville Park Estate (Construction); Palm Lake Resort Paynesville (Construction); Eagle Point Lifestyle Estate (Construction); Encore Living Paynesville (Construction); and Gippsland Lakes Shared Community Hub (Planning). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the Paynesville SA2?
Infrastructure development impacting the Paynesville SA2 spans multiple sectors including Residential Development, Energy, and Communities, Precincts & Urban Renewal, among others.
What is the scale of infrastructure investment impacting the Paynesville SA2?
Infrastructure investment analysis indicates significant investment of approximately $202 million in infrastructure projects affecting the region, with a notable concentration of investment within the immediate the Paynesville SA2 vicinity.
How does the Paynesville SA2's infrastructure development compare to other areas?
Infrastructure development activity impacting the Paynesville SA2 currently ranks below national averages at the 32ndth percentile.
Paynesville Slip Road Maritime Precinct Upgrade
Category: Ports, Marinas, Fisheries & Aquaculture
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   Link 2  

A comprehensive upgrade of the Paynesville maritime precinct involving the replacement of aging seawalls and the construction of new jetties to provide approximately 40 new berths. The project includes a significant expansion of the boat ramp to be longer and deeper, enhanced car and boat trailer parking, and the creation of new boardwalks and pedestrian pathways. Integrated landscaping and drainage improvements are also being implemented to support regional tourism and the local marine industry.

Ports, Marinas, Fisheries & Aquaculture

Gippsland Lakes Shared Community Hub
Category: Sports & Recreation
Stage: Planning | Est. Comp: 2027
Source / Links: Link 1   Link 2  

Redevelopment of the Gippsland Lakes Yacht Club into a multi-purpose community hub. The facility will serve as a home for water sports and community groups, featuring boat storage, meeting rooms, social spaces, a public deck, and a function hall. As of January 2026, the project is in the final design refinement phase with the Project Reference Group before moving to tender.

Sports & Recreation

Lincoln Lifestyle Eagle Point
Category: Communities
Stage: Construction | Est. Comp: 2030
Source / Links: Link 1   Link 2  

A premium masterplanned over-50s land lease community by Lincoln Place delivering 203 architecturally designed two- and three-bedroom single-storey homes on a 10.2-hectare site near Paynesville in Victoria's Gippsland Lakes region. Civil works commenced with a sod-turn ceremony on 15 March 2026, with local contractor Rowe Constructions engaged. First residents are expected in early 2027. Resort-style amenities will include a clubhouse with cinema, library and alfresco dining, a heated indoor pool, wellness centre with gym, competition bowls green, and a pickleball court.Homes are built to Liveable Housing Australia Silver Standard and include solar panels and water tanks. The land lease model means no stamp duty, entry, exit, body-corporate or council rates for homeowners.

Communities

Palm Lake Resort Paynesville
Category: Residential Development
Stage: Construction | Est. Comp: 2027
Source / Links: Link 1   

Luxury over-50s resort-style community featuring 195 designer homes, a world-class Latitude Country Club with extensive amenities including Milon Gymnasium, pools, cinema, and bowling green in a lakeside setting. The resort is currently under construction, with an estimated completion date of 2027.

Residential Development

Paynesville Park Estate
Category: Residential Development
Stage: Completed | Est. Comp: 2026
Source / Links: Link 1   

A 16.41-hectare residential land estate on the edge of Paynesville, offering house and land packages with access from Newlands Drive, King Street, and Coast Avenue. The estate has reached its final stage, with construction now finished and land titles available for the remaining lots. It features open reserve space and walking paths, and is close to Paynesville Primary School, a childcare centre, and the town's sports and recreation precinct, with a short walk to the Esplanade foreshore.

Residential Development

Shearwater Residential Development (59-Lot Stage)
Category: Residential Development
Stage: Under Assessment | Est. Comp: 2026
Source / Links: Link 1   

Proposal by Resi Ventures for the first stage of the Shearwater development, which involves a 59-lot residential subdivision on 10.702 hectares. The project includes roads, paths, landscaping, a public reserve, drainage, stormwater treatment, and habitat creation for environmental protection. It is a Controlled Action under the EPBC Act due to potential impacts on Latham Snipe and the Gippsland Lakes Ramsar Site. The wider Shearwater project is ultimately planned for 485 lots.

Residential Development

Encore Living Paynesville
Category: Health & Medical
Stage: Construction | Est. Comp: 0
Source / Links: Link 1   

A resort-style, pet-friendly retirement village for independent over-50s in the Gippsland Lakes region, featuring 93 two- and three-bedroom villas and a community hub with a salt-chlorinated indoor pool, gym, lounge, and dining areas. Construction on display villas and the village has commenced, with an expanded plan for up to 130 independent living units.

Health & Medical

Paynesville Water Recycling Plant Winter Storage Project
Category: Environmental & Disaster Management
Stage: Completed | Est. Comp: 2026

Construction of a new 300 megalitre winter storage lagoon and associated transfer infrastructure at the Paynesville Water Recycling Plant. The project expands recycled water storage capacity to improve wet weather wastewater management, protect local waterways and support future growth across Paynesville, Eagle Point, Raymond Island, Newlands Arm and Banksia Peninsula. The project was delivered by Max Bright and Sons for East Gippsland Water and completed before winter 2026.

Environmental & Disaster Management

Jobs & IndustryEmployment Trends in Paynesville

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2,687 residents of Paynesville are employed, from a labour force of 2,792. Unemployment sits at 3.8%, with participation at 43.6%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.4% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 6,287, about 87% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

The local workforce in Paynesville is characterized by skilled professionals, particularly in essential services, with an unemployment rate of just 3.8% and employment growth estimated at 3.9% over the past year. In March 2026, there were 2,687 employed residents, and the unemployment rate matched the Regional Vic. average of 3.7%, though the participation rate of 43.6% was considerably lower than the 61.1% recorded across Regional Vic. Census data indicated that a moderate 16.4% of employed residents worked from home, although this figure may reflect the influence of Covid-19 restrictions. The primary employment sectors for local residents are health care & social assistance, retail trade, and education & training.

Conversely, agriculture, forestry & fishing accounts for only 4.3% of the workforce, which is below the 7.5% average for Regional Vic. The comparison between the census working population and resident population suggests that the local area offers limited employment opportunities within its boundaries. Based on analysis of SALM and ABS statistics by AreaSearch, employment grew by 3.9% and the labor force expanded by 3.4% during the 12 months ending March 2026, leading to a 0.5 percentage point drop in the unemployment rate. Over the same timeframe, Regional Vic. saw employment contract by 0.1% and the labor force shrink by 0.3%, with its unemployment rate decreasing by 0.2 percentage points. National employment projections released by Jobs and Skills Australia in May-25 offer additional perspective on future labor demand in Paynesville. These projections, spanning five and ten-year horizons, have been applied to the local workforce profile to model future growth. While national employment is projected to rise by 6.6% over five years and 13.7% over ten years, the rate of growth varies significantly across different sectors. Applying these industry projections to the local workforce mix suggests Paynesville's employment could grow by 6.4% over five years and 13.6% over ten years, which is a weighted extrapolation for illustration and does not incorporate local population projections.

Frequently Asked Questions - Employment

What is the employment situation in the Paynesville SA2?
As of March 2026, the Paynesville SA2 has approximately 2,687 employed residents with an unemployment rate of 3.8%. This healthy unemployment rate suggests a well-functioning labour market. Employment indicators are below the national average, suggesting room for improvement.
How does the Paynesville SA2's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the Paynesville SA2 stands at 3.8%, which is broadly in line with Regional Vic.'s rate of 3.7%. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the Paynesville SA2?
The employment landscape in the Paynesville SA2 is dominated by several key sectors. The largest employers are health care & social assistance (19.3% of employment), retail trade (11.6%), and education & training (10.6%). Other significant employers include construction and manufacturing.
How has employment changed recently in the Paynesville SA2?
Over the past year to March 2026, the Paynesville SA2 has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has fall. By comparison, Regional Vic. saw employment decreased and its unemployment rate dropped.
What is the workforce participation rate in the Paynesville SA2?
The workforce participation rate in the Paynesville SA2 is 43.6%, which represents the proportion of working-age residents who are either employed or actively seeking work. The relatively low participation rate may indicate limited job opportunities or demographic factors affecting workforce engagement. The local rate trailing the Regional Vic. average of 61.1%, suggesting potential for increased workforce participation.
Which industries are over-represented in the Paynesville SA2's employment market?
The paynesville sa2 shows notable specialization in health care & social assistance, which employs 19.3% of the local workforce compared to 16.8% regionally. This moderate specialization indicates some local strength in the sector.
What are the employment growth prospects for the Paynesville SA2?
Based on Jobs and Skills Australia projections applied to the Paynesville SA2's industry mix, employment is expected to grow by 6.4% over the next five years and 13.6% over ten years. This compares to national growth expectations of 6.6% over five years. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the Paynesville SA2 compare nationally?
The paynesville sa2's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. Recent job advertisement trends show the broader employment region saw a 1.9% decline, ranking 22.0nd out of 37 regions nationally.
What employment opportunities exist for skilled workers in the Paynesville SA2?
Skilled workers will find good opportunities in the Paynesville SA2, with skilled sectors accounting for 36.7% of employment. Key sectors for skilled workers include health care & social assistance (19.3%), education & training (10.6%), and professional & technical (5.0%). With projected employment growth of 6.4% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Paynesville

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Median household income in Paynesville is $1,071 a week (about $56,000 a year), with median personal income at $571 a week. ATO records put median taxable income at $44,224 a year against an average of $54,537. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

According to the most recent postcode level ATO statistics released by AreaSearch for the financial year 2023, taxpayers in the Paynesville SA2 recorded a median income of $44,224 and an average income of $54,537. These figures are below national averages, and compare to a median of $50,954 and an average of $62,728 in Regional Vic. Adjusting for a Wage Price Index increase of 9.62% since the financial year 2023, estimated incomes would stand at approximately $48,478 for the median and $59,783 for the average as of March 2026. The 2021 Census reveals that household, family, and personal incomes in Paynesville all place within the 5th to 8th percentiles nationally.

Income distribution data shows that 30.4% of the population (2,185 people) earn in the $800 - 1,499 range, which differs from the regional trend where 30.3% earn in the $1,500 - 2,999 range. Although residents retain 88.7% of their income due to modest housing costs, total disposable income sits in the 10th percentile nationally.

Frequently Asked Questions - Income

What is the median taxable income in the Paynesville SA2?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the Paynesville SA2 is approximately $48,478. The official ATO data from FY-23 recorded a median of $44,224.
What is the average taxable income in the Paynesville SA2?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the Paynesville SA2 is approximately $59,783. The official ATO data from FY-23 recorded an average of $54,537.
How does the median taxable income in the Paynesville SA2 compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the Paynesville SA2 is approximately $48,478 compared to $55,856 in Regional Vic.. The official ATO data from FY-23 shows $44,224 and $50,954 respectively.
How does the average taxable income in the Paynesville SA2 compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the Paynesville SA2 is approximately $59,783 compared to $68,762 in Regional Vic.. The official ATO data from FY-23 shows $54,537 and $62,728 respectively.
What are the main income cohorts in the Paynesville SA2 according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~30.4% / 2,185 persons) of the Paynesville SA2's population is the $800 - 1,499 cohort.
How do the main income cohorts in the Paynesville SA2 compare to the region?
The largest income cohort in the Paynesville SA2 is the $800 - 1,499 group, representing about 30.4% of the population. In comparison, Regional Vic.'s largest income cohort is the $1,500 - 2,999 group, representing 30.3% of its population, according to the 2021 Census.
What is the median household income in the Paynesville SA2 according to the 2021 Census?
The 2021 Census data indicates that the median household income in the Paynesville SA2 is $1,071/wk.
What is the median family income in the Paynesville SA2 according to the 2021 Census?
According to the 2021 Census, the median family income in the Paynesville SA2 is $1,314/wk.
What is the median personal income in the Paynesville SA2 according to the 2021 Census?
The 2021 Census shows that the median personal income in the Paynesville SA2 is $571/wk.
How does the Paynesville SA2's income rank nationally?
According to AreaSearch's aggregation of the latest postcode level ATO data released for FY-23, the Paynesville SA2 had a median income among taxpayers of $44,224 with the average level standing at $54,537. This is lower than average on a national basis and compares to levels of $50,954 and $62,728 across Regional Vic. respectively. Based on Wage Price Index growth of 9.62% since FY-23, current estimates would be approximately $48,478 (median) and $59,783 (average) as of March 2026.
What is the disposable income in the Paynesville SA2?
The estimated disposable income in the Paynesville SA2 is $4,118 per year according to AreaSearch analysis.
How does the Paynesville SA2's disposable income compare to the region?
The paynesville sa2's disposable income is $4,118 compared to $5,209 for Regional Vic., based on AreaSearch analysis.

Housing StockHousing & Dwellings in Paynesville

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Paynesville had 3,060 occupied dwellings at the 2021 Census, 92% detached houses and 1% apartments. 24% are owned with a mortgage, 16% rented and 60% owned outright. At that Census the median rent was $310 a week and the median mortgage repayment $1,300 a month. Rent absorbs 28.9% of household income here and mortgage repayments 28.0%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

The housing stock in Paynesville at the time of the latest Census consisted of 91.7% standalone houses and 8.4% other dwelling types, such as semi-detached homes, apartments, or alternative structures, compared to 90.1% houses and 9.9% other dwellings in Regional Vic. The rate of home ownership was high at 60.3%, well above the Regional Vic. level, with the remaining homes either mortgaged (23.6%) or rented (16.1%). The median monthly mortgage payment was lower than the regional average of $1,430 at $1,300, while the median weekly rent was $310, compared to $285 in Regional Vic.

On a national level, Paynesville's mortgage repayments are much lower than the Australian median of $1,863, and weekly rents are significantly below the national median of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the Paynesville SA2?
In the Paynesville SA2, 60.3% of homes are owned outright, 23.6% are owned with a mortgage, and 16.1% are rented.
What percentage of dwellings in the Paynesville SA2 are houses?
According to the latest data, 91.7% of dwellings in the Paynesville SA2 are houses.
What percentage of dwellings in the Paynesville SA2 are apartments or units?
In the Paynesville SA2, 0.6% of dwellings are apartments or units, with an additional 6.5% being semi-detached dwellings.
What is the level of outright home ownership in the Paynesville SA2?
Outright home ownership in the Paynesville SA2 stands at 60.3%, compared to 40.9% in Regional Vic..
What is the median monthly mortgage repayment in the Paynesville SA2?
The median monthly mortgage repayment in the Paynesville SA2 is $1,300, compared to $1,430 in Regional Vic..
What is the median weekly rent in the Paynesville SA2?
The median weekly rent in the Paynesville SA2 is $310, compared to $285 in Regional Vic..
What is the distribution of rental prices in the Paynesville SA2?
In the Paynesville SA2, 4.5% of rentals are $0-149/week, 62.3% are $150-349/week, 32.6% are $350-649/week, 0.0% are $650-949/week, and 0.7% are $950+/week.
What is the average monthly housing cost in the Paynesville SA2?
The aggregate monthly housing cost in the Paynesville SA2 is $523, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the Paynesville SA2?
In the Paynesville SA2, households with mortgages typically spend 28.0% of their income on mortgage repayments, while renters spend 28.9% of their income on rent.
How crowded are homes in the Paynesville SA2?
The average persons per bedroom ratio in the Paynesville SA2 is 0.7, indicating the level of household density.
How does housing affordability in the Paynesville SA2 compare to the region?
Housing affordability in the Paynesville SA2 shows mortgage holders spending 28.0% of income on repayments (vs 23.8% regionally), while renters spend 28.9% of income on rent (vs 20.6% regionally).
What types of dwellings are most common in the Paynesville SA2?
The dwelling mix in the Paynesville SA2 consists of 91.7% detached houses, 6.5% semi-detached dwellings, 0.6% apartments, and 1.3% other dwelling types.
What is the weighted average housing cost based on tenure mix in the Paynesville SA2?
Factoring in the ownership distribution, the weighted average monthly housing cost is approximately $523. This accounts for outright owners paying no housing costs, mortgage holders paying $1,300/month, and renters paying $1,342/month.
How affordable is housing in the Paynesville SA2 relative to local incomes?
Housing in Paynesville consumes approximately 11.3% of median household income ($4,637 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the Paynesville SA2?
Recent development applications in Paynesville show attached dwellings contributing 6% of approvals compared to 8% of existing stock, while detached houses represent 94% of applications versus 92% of current dwellings. This suggests development patterns consistent with existing housing mix. The area shows minimal growth in housing density compared to other Australian locations.

HouseholdsHousehold Composition in Paynesville

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Paynesville counted 3,060 households at the 2021 Census, averaging 2.1 people each. 16% are couples with children, fewer than in 94% of areas nationally, against 45% couples without children. 30% of households are people living alone, and families average 1.9 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families make up the majority of households at 68.0%, which is composed of 15.5% couples with children, 44.9% couples without children, and 6.8% single parent families. The remaining 32.0% are non-family households, consisting of lone person households at 29.8% and group living situations at 2.4%. The median household size of 2.1 persons is smaller than the Regional Vic. average of 2.4.

Frequently Asked Questions - Households

How many households are in the Paynesville SA2?
As of the 2021 Census, the Paynesville SA2 had 3,060 households. Based on population growth patterns, this has grown by approximately 3.0% to an estimated 3,153 households today.
What is the typical household size?
The median household size in the Paynesville SA2 is 2.1 people. This compares to 2.4 in Regional Vic. and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 68.0% of all households. The remaining households consist of lone person households (29.8%), group households (2.4%), and other household types (0.0%).
How are families structured in the area?
Among the 2,080 family households, 15.5% are couples with children, 44.9% are couples without children at home, and 6.8% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the Paynesville SA2 compare to regional household patterns?
Compared to Regional Vic., the Paynesville SA2 shows distinct household patterns. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the Paynesville SA2 have an average of 1.9 children, slightly above the Regional Vic. average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the Paynesville SA2?
Marriage patterns reveal 54.9% of the adult population are currently married, while 20.3% have never married. This compares to 46.3% married and 34.0% never married across Regional Vic..
How significant are single-person households?
Single-person households represent 29.8% of all households in the Paynesville SA2, similar to the regional average of 29.3%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 2.4% of households, well below the Regional Vic. average of 2.9%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Paynesville

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18.4% of adults in Paynesville hold a university qualification, including 11.9% with a bachelor degree and 3.2% with postgraduate qualifications. A further 29.3% hold a vocational qualification. 2 schools serve the area, with 265 enrolment places and an average ICSEA of 965 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Educational attainment levels in the area show that 18.4% of residents hold university qualifications, which is below the VIC state average of 33.4%. Among those with tertiary qualifications, Bachelor degrees are most common at 11.9%, followed by graduate diplomas at 3.3% and postgraduate degrees at 3.2%. Technical and trade credentials are widely held, with 42.4% of residents aged 15+ holding vocational qualifications, split between advanced diplomas (13.1%) and certificates (29.3%). School and university enrollment accounts for 18.1% of the local population, which includes 6.6% in primary school, 5.0% in high school, and 1.5% enrolled in higher education.

Frequently Asked Questions - Education

What percentage of people in the Paynesville SA2 have university qualifications?
18.4% of people aged 15 and over in the Paynesville SA2 have university qualifications, compared to 21.7% in the broader region.
What percentage of people in the Paynesville SA2 have no formal qualifications?
39.2% of people aged 15 and over in the Paynesville SA2 have no formal qualifications, compared to 40.4% regionally.
How does the Paynesville SA2's education level compare to national averages?
The paynesville sa2 ranks in the 32th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the Paynesville SA2?
The most common qualifications in the Paynesville SA2 are: Certificate (29.3%), Advanced Diploma (13.1%), Bachelor Degree (11.9%).
What proportion of the Paynesville SA2's population is currently attending educational institutions?
18.1% of the population in the Paynesville SA2 is currently engaged in formal education, with 6.6% in primary school, 5.0% in secondary school, 1.5% at university.
What is the ICSEA score for schools in the Paynesville SA2?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the Paynesville SA2 is 965, indicating below-average socio-educational advantage compared to the national average of 1000.
How many schools are located within the Paynesville SA2?
There are 2 schools within the Paynesville SA2, with a combined enrollment of approximately 265 students.
What types of schools are available in the Paynesville SA2?
The paynesville sa2 includes 2 primary schools.

Schools Detail

AmenitiesServices & Amenities in Paynesville

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Getting AroundTransport & Commuting in Paynesville

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Getting around Paynesville means driving: households keep an average of 1.5 vehicles, and scheduled services reach only a handful of stops. Service data is built from operators' published GTFS timetables; vehicle ownership is from the 2021 Census.

Detail

Analysis of public transport options shows 2 active transit stops in Paynesville, which are serviced by 2 distinct routes that provide a combined 67 weekly passenger trips. Local transit accessibility is rated as limited, with residents living an average of 1365 meters from the nearest stop. The area is predominantly residential, leading most workers to commute outside the community, with private cars being the main transport mode at 95%. Vehicle ownership averages 1.5 per household, and 16.4% of residents worked from home according to the 2021 Census, which may have been influenced by COVID-19 patterns.

Service frequency averages 9 daily trips across all active routes, which translates to roughly 33 weekly trips per individual transit stop.

Frequently Asked Questions - Transport

How many public transport stops are in Paynesville?
There are 2 public transport stops within the Paynesville SA2.
How frequent are the transport services in Paynesville?
the Paynesville SA2 has 67 weekly trips across 2 routes, averaging 9 trips per day.
How far are residents from public transport in Paynesville?
On average, residential properties are 1365 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Paynesville

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53.7% of residents in Paynesville report no long-term health condition, a less healthy profile than 81% of areas nationally. 8.7% need daily assistance with core activities, and 46.8% hold private health cover. The standardised death rate runs at 5.9 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Public health metrics indicate challenges for Paynesville based on AreaSearch's evaluation of mortality rates and chronic disease frequency, with notable health issues observed across both younger and older cohorts, and private health insurance coverage is low at roughly 47% of the population (~3,364 people). This compares to a rate of 50.5% across Regional Vic. and a national average of 55.7%. Arthritis and mental health conditions are the most prevalent issues locally, affecting 13.9 and 9.0% of residents respectively, while 53.7% of the population reported no chronic health conditions compared to 63.4% in Regional Vic.

The working-age cohort faces notable challenges with higher rates of chronic illness. Residents aged 65 and over comprise 42.6% of the population (3,060 people), compared to 23.9% in Regional Vic., though senior health outcomes rank above average, with national percentiles exceeding those of the general local population.

Frequently Asked Questions - Health

How many people in the Paynesville SA2 have private health insurance?
Around 46.8% of people in the Paynesville SA2 are covered by private health insurance, which compares to 50.5% in the broader region of Regional Vic..
What percentage of the population requires ongoing medical assistance in the Paynesville SA2?
In the Paynesville SA2, 8.7% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.9% of people in Regional Vic. require similar assistance.
How prevalent is asthma in the Paynesville SA2?
7.6% of people in the Paynesville SA2 are diagnosed with asthma. In comparison, 8.7% of the population across Regional Vic. is affected by asthma.
What percentage of people have diabetes in the Paynesville SA2?
Diabetes affects 5.4% of the the Paynesville SA2 population, while in the surrounding region, 4.6% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the Paynesville SA2?
6.9% of people in the Paynesville SA2 have heart disease. Across the region of Regional Vic., 4.4% of the population is affected by heart disease.
How does the Paynesville SA2 compare to the region in terms of overall private health coverage?
In the Paynesville SA2, 46.8% of the population are estimated to have private health insurance. Comparatively, Regional Vic. sees an estimated private health coverage rate of 50.5%.

Ancestry & LanguageCultural Diversity in Paynesville

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Paynesville is largely Australian-born, at 83.3% of residents, with 3.2% speaking a language other than English at home. The largest reported ancestries are English (36.2%) and Australian (27.9%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Paynesville has a lower level of cultural diversity compared to broader benchmarks, with 83.3% of residents born in Australia, 91.9% holding citizenship, and 96.8% speaking only English at home. Christianity is the dominant religion, practiced by 47.9% of the population. However, Judaism is overrepresented at 0.1% of the population, matching the 0.1% level seen across Regional Vic. Regarding family heritage and parental birthplace, the three largest ancestry groups are English at 36.2% of the population, which is higher than the regional average of 30.7%, Australian at 27.9%, and Scottish at 10.4%.

There are also differences in other backgrounds, with Dutch heritage accounting for 2.0% of Paynesville residents (compared to 1.7% regionally), French at 0.6% (compared to 0.3% regionally), and German at 4.0% (compared to 3.5% regionally).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the Paynesville SA2?
Paynesville was found to be below average in terms of cultural diversity, with 83.3% of its population born in Australia, 91.9% being citizens, and 96.8% speaking English only at home.
What is the most common religion in the Paynesville SA2?
The main religion in Paynesville was found to be Christianity, which makes up 47.9% of people in Paynesville. However, the most apparent overrepresentation was in Judaism, which comprises 0.1% of the population, compared to 0.1% across Regional Vic..
What are the top countries of origin in the Paynesville SA2?
In terms of ancestry (country of birth of parents), the top three represented groups in Paynesville are English, comprising 36.2% of the population, which is substantially higher than the regional average of 30.7%, Australian, comprising 27.9% of the population, and Scottish, comprising 10.4% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Dutch is notably overrepresented at 2.0% of Paynesville (vs 1.7% regionally), French at 0.6% (vs 0.3%) and German at 4.0% (vs 3.5%).
How does the percentage of people born overseas compare to the regional average?
16.7% of the the Paynesville SA2 population was born overseas, compared to 13.2% regionally.
What percentage of the the Paynesville SA2 population speaks a language other than English at home?
3.2% of the population in the Paynesville SA2 speaks a language other than English at home, compared to 7.6% in the wider region.
How many people in the Paynesville SA2 identify as Australian Aboriginal?
1.1% of the the Paynesville SA2 population identifies as Australian Aboriginal, compared to 1.4% in the region.
What is the citizenship status of the population in the Paynesville SA2?
91.9% of the the Paynesville SA2 population holds citizenship, compared to 88.6% in the wider region.

Age StructureAge Profile of Paynesville

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The median resident of Paynesville is 60, older than 98% of areas nationally. That is 1 year younger than at the 2021 Census. 13.6% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

The median age in Paynesville is 60 years, which is higher than the Regional Vic. median of 43 and the Australian median of 38. The age distribution shows a high concentration of residents aged 65 - 74 years (22.9%), while the 35 - 44 year-old cohort is smaller (7.2%) than in Regional Vic. This 65 - 74 cohort is also well above the national average of 9.4%. Since 2021, the 75 to 84 age bracket has increased from 13.9% to 15.6% of the population, while the 65 to 74 group decreased from 24.9% to 22.9%, and the 55 to 64 group fell from 17.8% to 16.1%.

Looking forward to 2041, demographic models project that the 65 to 74 age group will grow by 542 people (33%), rising from 1,645 to 2,188.

Frequently Asked Questions - Age

What is the median age in the Paynesville SA2?
According to the latest data, the median age in the Paynesville SA2 is 60 years.
How does the Paynesville SA2's median age compare to broader areas?
At 60 years, Paynesville is 17 years older than the Regional Vic. average (43 years) and 22 years older than the national average (38 years).
What age groups are over-represented in the Paynesville SA2?
The most over-represented age group in the Paynesville SA2 compared to the Regional Vic. region is the 65 - 74 group, making up 22.9% of the population.
What age groups are under-represented in the Paynesville SA2?
The most under-represented age group in the Paynesville SA2 compared to the Regional Vic. region is the 35 - 44 group, making up 7.2% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the Paynesville SA2 show significant variance compared to the Regional Vic. region. The most over-represented age groups are 75-84 year-olds (15.6% vs 8.3%) and 65-74 year-olds (22.9% vs 12.8%). The most under-represented age groups are 35-44 year-olds (7.2% vs 12.2%) and 25-34 year-olds (6.7% vs 11.2%).
What is the percentage of children (0-14 years) in the Paynesville SA2?
The percentage of children aged 0-14 years in the Paynesville SA2 is 11.0%.
What is the percentage of older people (65+ years) in the Paynesville SA2?
The percentage of people aged 65 and over in the Paynesville SA2 is 42.6%.

Data & MethodBoundaries, Sources & Method for Paynesville

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the SA2 boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Aug 2026 this month all 9 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Aug 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Jul 2026 last month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 355 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (6,977 at the 2021 Census → 7,190 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (205021086). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

Why can the Paynesville SA2 boundary differ from the suburb boundary?
This page uses ABS Statistical Area Level 2 (SA2) boundaries for statistical reporting (e.g., census and ERP). SA2 areas can differ materially from Suburbs and Localities (SAL) boundaries, even when they share similar names, because they are defined for different purposes and often use different geographic boundaries.
Where does the data on this Paynesville page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Paynesville data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (Aug 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Jul 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas