Umina Beach

Suburb (SAL)

Greater Sydney / Gosford

 
 
 
 
 
 
 
Data Sources ABSValuer GeneralRental BoardACARA Newest Aug 2026 · Refreshed ABS QuickStats SAL14025 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Umina Beach

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The median house price in Umina Beach is $1.26m, with units at $865k. House values have moved 3.5% a year compounded over five years.

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DemographicsPopulation Growth in Umina Beach

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Umina Beach has an estimated 17,165 residents, down from 17,372 at the 2021 Census — a change of 207 people, or 1.2%. That puts 2,456 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

Analysis of ABS demographic updates for the broader region and post-Census address verification by AreaSearch indicates that the suburb of Umina Beach has an estimated population of approximately 17,165 as of May 2026. This represents a contraction of 207 residents (1.2%) relative to the 2021 Census, which recorded 17,372 individuals. This shift is derived from a resident population baseline of 17,133 estimated by AreaSearch using the June 2025 ABS ERP release, supplemented by 71 validated new addresses registered after the Census. The resulting population density stands at 2,455 persons per square kilometer, placing the locality in the top quartile of all Australian areas assessed by AreaSearch.

Recent population expansion was almost exclusively fueled by net arrivals from overseas migration. Projections for each SA2 district are sourced from the ABS and Geoscience Australia releases from 2024, using 2022 as the base year, with missing SA2 data supplemented by the 2022 NSW State Government projections based on 2021. Age-specific growth trends from these datasets are projected forward for the years 2032 to 2041. Future demographic forecasts point to population growth tracking slightly below the median of national statistical territories, with the suburb of Umina Beach expected to add 1,908 residents by 2041, representing a total expansion of 10.9% over the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Umina Beach?
Total population for the suburb of Umina Beach was estimated to be approximately 17,165 as at May 26. This is based upon an estimated resident population of 17,133 from the ABS up to June 2025.
How has the population in the suburb of Umina Beach changed since 2021?
The suburb of umina beach has lost approximately 207 people and shown a 1.19% decrease from the 17,372 people recorded at the 2021 Census period.
What is the population density in the suburb of Umina Beach?
The population density in the suburb of Umina Beach is estimated at 2,455 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Umina Beach?
Over the past 10 years, the population in the suburb of Umina Beach has shown a compound annual growth rate of 0.1% per annum.
What are the main drivers of population growth in the suburb of Umina Beach?
Population growth in the suburb of Umina Beach is driven by: Overseas migration (100.0%), Natural increase (0.0%), Interstate migration (0.0%). The primary driver is Overseas migration, contributing 100.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Umina Beach

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349 new dwellings have been approved in Umina Beach over the past five years, an average of 69 a year. That is 4.0 approvals per 1,000 residents. Of the 79 dwellings approved in the latest reporting year, 49% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 28, well below that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

According to building approval figures from the ABS compiled for this area, the suburb of Umina Beach averages approximately 69 residential approvals annually, with a total of 349 homes approved over the preceding 5 financial years. In the current FY-26 period, 26 approvals have been documented. Since the population has contracted recently, this rate of construction has likely matched local demand, providing prospective buyers with sufficient options while new structures carry an average building value of $467,000, which sits above regional averages and points to premium construction. Furthermore, commercial approvals totaling $2.6 million have been logged in the current financial year, emphasizing the predominantly residential focus of the locality.

Building volume per capita in the suburb of Umina Beach remains in equilibrium with Greater Sydney, sustaining a stable supply-demand balance matching nearby regions. Current construction activity consists of 49.0% detached dwellings and 51.0% semi-detached options or multi-unit apartments. This emphasis on denser housing options offers entry-level alternatives for first-home buyers, downsizers, and property investors. This represents a clear departure from the current housing stock, which comprises 77.0% houses, signaling a reduction in available vacant land alongside changing consumer preferences and demand for diverse, budget-friendly dwellings. The ratio of residents to dwelling approvals stands at roughly 301 people per approval, indicating a low-density residential construction sector. Long-term forecasts indicate that the suburb of Umina Beach will grow by 1,876 residents by 2041, calculated from the most recent quarterly estimate by AreaSearch. The current pace of residential building aligns well with this future demand, supporting a stable property market without triggering intense upward price pressure.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Umina Beach recently?
Dwelling approval activity in the the suburb of Umina Beach area has seen 114 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Umina Beach's current population of 17,165 has been supported by 69 approvals on average over recent years.
How does the suburb of Umina Beach's development activity compare to the broader region?
The suburb of Umina Beach has seen 0.4 approvals per 100 people in recent years, compared to 0.65 approvals in the broader region. This means that one dwelling has been approved for every 301 people in the suburb of Umina Beach, compared to one for every 190 in the broader region.
Is the suburb of Umina Beach keeping up with housing demand?
With the population expected to increase by 1,876 people by 2041, around 938 new dwellings will be necessary. Recent approval levels may be insufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling.
What has been the trend in development approvals over the past five years in the suburb of Umina Beach?
Looking at development activity over the past five years, the suburb of Umina Beach's approval levels have been significantly below the yearly average of 69, showing a notable downturn in recent development.
How many dwellings will be needed to accommodate future population growth in the suburb of Umina Beach?
The population in the suburb of Umina Beach is expected to grow by 1,876 people by 2041, necessitating approximately 938 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Umina Beach?
Over the past five years, the population in the suburb of Umina Beach has grown by approximately 1,345 people, while 349 residential approvals were recorded. This equates to a ratio of 3.9 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the suburb of Umina Beach?
With dwelling approval activity running at an average of 69 approvals per year and a population of 17,165, the market appears to be reasonably balanced between supply and demand, presenting moderate opportunities for well-positioned developments. With the population expected to increase by 1,876 people by 2041, around 938 new dwellings will be necessary. Current approval trends may be insufficient to meet forecast demand, indicating strong development opportunities.
Approvals Pipeline Development applications near Umina Beach

Development applications around Umina Beach

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Umina Beach

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AreaSearch tracks 10 current infrastructure and development projects inside Umina Beach, worth an estimated $227 million. A further 17 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $267 million. 3 are already under construction and 8 are due for completion within three years. The pipeline spans residential development, transport & logistics and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Local infrastructure projects, major planning decisions, and public works play a significant role in shaping real estate performance. In total, 12 major projects have been identified by AreaSearch as having a potential impact on the locality. Key developments of relevance include the Umina Beach Public Preschool, Umina Beach Multi-Dwelling Housing Projects, the Esplanade Development Site at 100-101 Ettalong Beach, and the Ettalong Beach Hotel Development at 216-220 Memorial Avenue.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Umina Beach?
Key infrastructure and planning changes likely to influence the suburb of Umina Beach include: Umina Beach Public Preschool (Construction); Umina Beach Multi-Dwelling Housing Projects (Under Assessment); 100-101 The Esplanade Development Site - Ettalong Beach (Proposed); Ettalong Beach Hotel Development - 216-220 Memorial Avenue (Approved); and Communications Facility at 109 McEvoy Avenue (Under Assessment). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Umina Beach?
Infrastructure development impacting the suburb of Umina Beach spans multiple sectors including Residential Development, Transport & Logistics, and Tourism, among others.
What is the scale of infrastructure investment impacting the suburb of Umina Beach?
Infrastructure investment analysis indicates significant investment of approximately $269 million in infrastructure projects affecting the region, with a notable concentration of investment within the immediate the suburb of Umina Beach vicinity.
How does the suburb of Umina Beach's infrastructure development compare to other areas?
With an infrastructure score in the top 30%, the suburb of Umina Beach demonstrates above-average development activity compared to national benchmarks.
Umina Beach Public Preschool
Category: Education & Training
Stage: Construction | Est. Comp: 2027
Source / Links: Link 1   Link 2  

Delivery of a new public preschool co-located at Umina Beach Public School, part of the NSW Government's $769 million investment to build 100 new public preschools across the state. The preschool will be created by repurposing and expanding the existing Building A, providing 3 preschool rooms, an outdoor play area, and administration, amenities and staff facilities, accommodating up to 60 children per day. As of mid-2026, construction is progressing well, with the building slab poured and structural wall erection, electrical, plumbing, hydraulic and data rough-in works underway, alongside external landscaping earthworks.HPAC Pty Ltd is the appointed builder. Completion is targeted for Day 1, Term 1 2027.

Education & Training

Ettalong Beach Hotel Development
Category: Tourism
Stage: Approved | Est. Comp: 2028
Source / Links: Link 1   Link 2  

A five-storey boutique hotel development featuring 83 rooms on a 1,467 sqm site. The project includes a ground floor restaurant and cafe, conference facilities, and a roof terrace equipped with a bar and swimming pool. While the original 2020 approval faced expiration concerns, recent court-backed determinations in April 2026 have reaffirmed the project's progression despite local objections.

Tourism

Umina Beach Multi-Dwelling Housing Projects
Category: Residential Development
Stage: Under Assessment | Est. Comp: 2027
Source / Links: Link 1   Link 2  

Ongoing multiple residential development applications including dual occupancy, townhouse developments, and multi-dwelling housing projects throughout the Umina Beach and Peninsula area, aimed at increasing housing density in residential zones.

Residential Development

Communications Facility at 109 McEvoy Avenue
Category: Telecommunications
Stage: Under Assessment | Est. Comp: 2026
Source / Links: Link 1   

Construction of a new telecommunications facility comprising an Indara monopole, four 4G panel antennas, eight 5G active antenna units, and outdoor equipment cabinets within a secure compound. The infrastructure is proposed to improve voice and high-speed mobile network coverage across Umina Beach.

Telecommunications

100-101 The Esplanade Development Site - Ettalong Beach
Category: Residential Development
Stage: Proposed | Est. Comp: 2027

Prime beachfront development site comprising 2,617.3 sqm amalgamated site with direct beach frontage and stunning water views. Development potential for 18 premium apartments. Owned by the Fardoulis family for over 30 years. 33m frontage to The Esplanade.

Residential Development

Mantra Ettalong Beach Resort
Category: Tourism
Stage: Completed | Est. Comp: 2005
Source / Links: Link 1   Link 2  

Major beachfront resort development comprising 236 strata apartments and 6,000 sqm licensed club facility. Joint venture between Ettalong Beach War Memorial Club and Multiplex Development. Premium beachfront location with views to Lion Island. Designed by PTI Architecture. Currently operating with ongoing lift upgrade works.

Tourism

Intersection Upgrade - Hobart and Melbourne Avenues, Umina Beach
Category: Transport & Logistics
Stage: Proposed | Est. Comp: 0
Source / Links: Link 1   Link 2  

Upgrade of the intersection to improve safety for motorists, cyclists, and pedestrians, including traffic signals, turn lanes, bike lanes, kerb and gutter, parking, pathways, lighting, stormwater drainage, driveway reconstruction, and tree planting. The project remains in the concept planning stage with funding applications unsuccessful as of 2025.

Transport & Logistics

Umina-Ocean Beach Erosion Management Strategy
Category: Environmental & Disaster Management
Stage: Completed | Est. Comp: 2022
Source / Links: Link 1   Link 2  

Coastal management project including beach nourishment utilizing sand from Ettalong Shoal, terminal protection of The Esplanade, and coastal monitoring program to address severe storm erosion. $1M investment.

Environmental & Disaster Management

Jobs & IndustryEmployment Trends in Umina Beach

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8,107 residents of Umina Beach are employed, from a labour force of 8,477. Unemployment sits at 4.4%, with participation at 60.2%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.8% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 13,639, about 79% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

The suburb of Umina Beach has a qualified workforce with a strong presence in essential services, an unemployment rate of 4.4%, and an estimated annual job growth rate of 3.0% based on regional statistical data. As of March 2026, there are 8,107 employed residents, with local unemployment sitting 0.2% above the Greater Sydney benchmark of 4.1%. Workforce participation is notably lower, registering at 60.2% compared to 69.1% across Greater Sydney. Census responses indicated that a substantial 34.8% of the workforce worked from home, though this figure was likely influenced by COVID-19 restriction measures.

Local employment is largely centered within the healthcare & social assistance, construction, and retail trade sectors. The construction industry exhibits a particularly high concentration, employing workers at a rate 1.4 times the regional average. Conversely, professional & technical services account for only 7.6% of local employment, which falls short of the 11.5% seen across Greater Sydney. Comparing the Census working population against the resident population indicates that this highly residential area provides relatively few local employment opportunities. Based on SALM and ABS data aggregated across broader statistical territories, the 12 months leading up to March 2026 saw employment expand by 3.0% while the total labor force grew by 3.1%, maintaining a steady unemployment rate. In comparison, Greater Sydney recorded employment growth of 1.9%, labor force expansion of 1.9%, and a slight reduction in unemployment. National forecasts released in May-25 by Jobs and Skills Australia help project future labor demand trends within the suburb of Umina Beach. These five and ten-year national outlooks have been weighted against the local industry mix to model growth. Nationally, employment is projected to rise by 6.6% over five years and 13.7% over ten years, though individual sector growth rates vary. Applying these projections to the local workforce structure indicates that employment within the suburb of Umina Beach would rise by 6.8% over five years and 14.0% over ten years, representing a basic weighted projection that does not factor in local population adjustments.

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Umina Beach?
As of March 2026, the suburb of Umina Beach has approximately 8,107 employed residents with an unemployment rate of 4.4%. This healthy unemployment rate suggests a well-functioning labour market. Employment indicators are below the national average, suggesting room for improvement.
How does the suburb of Umina Beach's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Umina Beach stands at 4.4%, which is broadly in line with Greater Sydney's rate of 4.1%. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Umina Beach?
The employment landscape in the suburb of Umina Beach is dominated by several key sectors. The largest employers are health care & social assistance (17.2% of employment), construction (12.1%), and retail trade (9.9%). Other significant employers include education & training and accommodation & food.
How has employment changed recently in the suburb of Umina Beach?
Over the past year to March 2026, the suburb of Umina Beach has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has rise. By comparison, Greater Sydney saw employment increased and its unemployment rate dropped.
What is the workforce participation rate in the suburb of Umina Beach?
The workforce participation rate in the suburb of Umina Beach is 60.2%, which represents the proportion of working-age residents who are either employed or actively seeking work. This healthy participation rate reflects good employment opportunities and workforce engagement. The local rate trailing the Greater Sydney average of 69.1%, suggesting potential for increased workforce participation.
Which industries are over-represented in the suburb of Umina Beach's employment market?
The suburb of umina beach shows notable specialization in construction, which employs 12.1% of the local workforce compared to 8.6% regionally. This moderate specialization indicates some local strength in the sector. The area also shows above-average employment in 1 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Umina Beach?
Based on Jobs and Skills Australia projections applied to the suburb of Umina Beach's industry mix, employment is expected to grow by 6.8% over the next five years and 14.0% over ten years. This exceeds the national forecast of 6.6% over five years, suggesting the area's industry composition is well-positioned for future growth. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Umina Beach compare nationally?
The suburb of umina beach's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. Recent job advertisement trends show the broader employment region experienced 2.1% growth, ranking 8.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Umina Beach?
Skilled workers will find good opportunities in the suburb of Umina Beach, with skilled sectors accounting for 39.5% of employment. Key sectors for skilled workers include health care & social assistance (17.2%), education & training (7.9%), and professional & technical (7.6%). With projected employment growth of 6.8% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Umina Beach

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Median household income in Umina Beach is $1,421 a week (about $74,000 a year), with median personal income at $688 a week. ATO records put median taxable income at $47,819 a year against an average of $72,031. The average runs 51% above the median, a wider spread than most areas and a sign of a concentrated group of high earners. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

According to the latest postcode-level ATO data released for the financial year 2023, taxpayers in the suburb of Umina Beach earn a median income of $47,819 and an average income of $72,031. These figures exceed national benchmarks, though they sit below the Greater Sydney median of $60,817 and average of $83,003. Factoring in Wage Price Index growth of 10.32% since the financial year 2023, updated estimates as of March 2026 point to a median of $52,754 and an average of $79,465. Data from the 2021 Census indicates that household, family, and personal income levels are relatively modest, falling between the 26th and 30th percentiles.

The local income distribution shows that 28.9% of the population (4,960 individuals) falls within the $1,500 - 2,999 weekly bracket, similar to the metropolitan average of 30.9%. Household budgets are under significant strain, with only 79.8% of income remaining after housing costs, placing the area in the 24th percentile, while the SEIFA index for income ranks the locality in the 4th decile.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Umina Beach?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Umina Beach is approximately $52,754. The official ATO data from FY-23 recorded a median of $47,819.
What is the average taxable income in the suburb of Umina Beach?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Umina Beach is approximately $79,465. The official ATO data from FY-23 recorded an average of $72,031.
How does the median taxable income in the suburb of Umina Beach compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Umina Beach is approximately $52,754 compared to $67,093 in Greater Sydney. The official ATO data from FY-23 shows $47,819 and $60,817 respectively.
How does the average taxable income in the suburb of Umina Beach compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Umina Beach is approximately $79,465 compared to $91,569 in Greater Sydney. The official ATO data from FY-23 shows $72,031 and $83,003 respectively.
What are the main income cohorts in the suburb of Umina Beach according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~28.9% / 4,960 persons) of the suburb of Umina Beach's population is the $1,500 - 2,999 cohort.
How do the main income cohorts in the suburb of Umina Beach compare to the region?
The largest income cohort in the suburb of Umina Beach is the $1,500 - 2,999 group, representing about 28.9% of the population. In comparison, Greater Sydney's largest income cohort is the $1,500 - 2,999 group, representing 30.9% of its population, according to the 2021 Census.
What is the median household income in the suburb of Umina Beach according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Umina Beach is $1,421/wk.
What is the median family income in the suburb of Umina Beach according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Umina Beach is $1,871/wk.
What is the median personal income in the suburb of Umina Beach according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Umina Beach is $688/wk.
How does the suburb of Umina Beach's income rank nationally?
The suburb of Umina Beach's income level is above the national average according to the latest ATO data aggregated by AreaSearch for FY-23. The suburb of Umina Beach's median income among taxpayers is $47,819 and the average income stands at $72,031, which compares to figures for Greater Sydney's of $60,817 and $83,003 respectively. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $52,754 (median) and $79,465 (average) as of March 2026.
What is the disposable income in the suburb of Umina Beach?
The estimated disposable income in the suburb of Umina Beach is $4,915 per year according to AreaSearch analysis.
How does the suburb of Umina Beach's disposable income compare to the region?
The suburb of umina beach's disposable income is $4,915 compared to $7,412 for Greater Sydney, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Umina Beach

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Umina Beach had 6,791 occupied dwellings at the 2021 Census, 77% detached houses and 8% apartments. 31% are owned with a mortgage, 34% rented and 35% owned outright. At that Census the median rent was $400 a week and the median mortgage repayment $2,100 a month. Rent absorbs 28.1% of household income here and mortgage repayments 34.1%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

According to the latest Census, the residential mix in the suburb of Umina Beach consists of 76.9% detached houses and 23.1% alternative dwellings such as townhouses, apartments, or other structures, contrasting with the Sydney metropolitan split of 55.9% houses and 44.1% other dwellings. Homeownership rates are high compared to the broader metropolitan area, with 34.9% owning their homes outright, while the remaining properties are held under mortgages (31.1%) or rented (34.0%). The median monthly mortgage payment of $2,100 is below the Sydney metropolitan median of $2,427, and the median weekly rent of $400 is below the metropolitan rate of $470.

Locally, mortgage repayments exceed the Australian average of $1,863, and weekly rents are higher than the national median of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Umina Beach?
In the suburb of Umina Beach, 34.9% of homes are owned outright, 31.1% are owned with a mortgage, and 34.0% are rented.
What percentage of dwellings in the suburb of Umina Beach are houses?
According to the latest data, 76.9% of dwellings in the suburb of Umina Beach are houses.
What percentage of dwellings in the suburb of Umina Beach are apartments or units?
In the suburb of Umina Beach, 7.5% of dwellings are apartments or units, with an additional 13.7% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Umina Beach?
Outright home ownership in the suburb of Umina Beach stands at 34.9%, compared to 28.7% in Greater Sydney.
What is the median monthly mortgage repayment in the suburb of Umina Beach?
The median monthly mortgage repayment in the suburb of Umina Beach is $2,100, compared to $2,427 in Greater Sydney.
What is the median weekly rent in the suburb of Umina Beach?
The median weekly rent in the suburb of Umina Beach is $400, compared to $470 in Greater Sydney.
What is the distribution of rental prices in the suburb of Umina Beach?
In the suburb of Umina Beach, 2.2% of rentals are $0-149/week, 25.8% are $150-349/week, 68.1% are $350-649/week, 3.9% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Umina Beach?
The aggregate monthly housing cost in the suburb of Umina Beach is $1,242, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Umina Beach?
In the suburb of Umina Beach, households with mortgages typically spend 34.1% of their income on mortgage repayments, while renters spend 28.1% of their income on rent.
How crowded are homes in the suburb of Umina Beach?
The average persons per bedroom ratio in the suburb of Umina Beach is 0.8, indicating the level of household density.
How does housing affordability in the suburb of Umina Beach compare to the region?
Housing affordability in the suburb of Umina Beach shows mortgage holders spending 34.1% of income on repayments (vs 27.0% regionally), while renters spend 28.1% of income on rent (vs 22.6% regionally).
What types of dwellings are most common in the suburb of Umina Beach?
The dwelling mix in the suburb of Umina Beach consists of 76.9% detached houses, 13.7% semi-detached dwellings, 7.5% apartments, and 1.9% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Umina Beach?
Considering the housing occupancy patterns, the weighted average monthly housing cost is approximately $1,242. This accounts for outright owners paying no housing costs, mortgage holders paying $2,100/month, and renters paying $1,732/month.
How affordable is housing in the suburb of Umina Beach relative to local incomes?
Housing in Umina Beach consumes approximately 20.2% of median household income ($6,153 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Umina Beach?
Recent development applications in Umina Beach show attached dwellings contributing 52% of approvals compared to 23% of existing stock, while detached houses represent 48% of applications versus 77% of current dwellings. This suggests increasing densification. Housing density growth is around the national average.

HouseholdsHousehold Composition in Umina Beach

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Umina Beach counted 6,791 households at the 2021 Census, averaging 2.4 people each. 26% are couples with children, against 26% couples without children. 29% of households are people living alone, and families average 1.7 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families make up 67.5% of all local households, consisting of couples with children (25.7%), couples without children (25.7%), and single parents (14.9%). The remaining 32.5% are non-family households, which are dominated by lone-person residences (29.4%) and group households (3.2%). The average household size is 2.4 individuals, which is smaller than the Greater Sydney average of 2.7.

Frequently Asked Questions - Households

How many households are in the suburb of Umina Beach?
As of the 2021 Census, the suburb of Umina Beach had 6,791 households. Based on population growth patterns, this has decreased by approximately 1.2% to an estimated 6,710 households today.
What is the typical household size?
The median household size in the suburb of Umina Beach is 2.4 people. This compares to 2.7 in Greater Sydney and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 67.5% of all households. The remaining households consist of lone person households (29.4%), group households (3.2%), and other household types (0.0%).
How are families structured in the area?
Among the 4,583 family households, 25.7% are couples with children, 25.7% are couples without children at home, and 14.9% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Umina Beach compare to regional household patterns?
Compared to Greater Sydney, the suburb of Umina Beach shows distinct household patterns. Lone person households are notably over-represented at 29.4% (versus 23.2% regionally). Conversely, family households are under-represented at 67.5% compared to the regional 72.6%. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Umina Beach have an average of 1.7 children, slightly above the Greater Sydney average of 1.5. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Umina Beach?
Marriage patterns reveal 40.7% of the adult population are currently married, while 35.5% have never married. This compares to 48.3% married and 36.4% never married across Greater Sydney.
How significant are single-person households?
Single-person households represent 29.4% of all households in the suburb of Umina Beach, higher than the regional average of 23.2%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 3.2% of households, well below the Greater Sydney average of 4.2%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Umina Beach

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19.8% of adults in Umina Beach hold a university qualification, including 13.8% with a bachelor degree and 4.0% with postgraduate qualifications. A further 29.3% hold a vocational qualification. 2 schools serve the area, with 1,387 enrolment places and an average ICSEA of 992 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

The locality records below-average tertiary attainment, with university graduation rates at 19.8% compared to the Greater Sydney average of 38.0%. This highlights a clear opportunity for targeted educational support programs. Among residents with degrees, Bachelor qualifications are most common at 13.8%, followed by postgraduate degrees at 4.0% and graduate diplomas at 2.0%. Vocational training is prominent, with 40.2% of residents aged 15+ holding trade qualifications, comprising advanced diplomas (10.9%) and certificate-level training (29.3%). Enrolment in education is strong, with 28.2% of the local population currently undertaking formal studies. This group comprises 10.2% in primary schools, 7.7% in secondary schools, and 3.2% enrolled in higher education programs.

Frequently Asked Questions - Education

What percentage of people in the suburb of Umina Beach have university qualifications?
19.8% of people aged 15 and over in the suburb of Umina Beach have university qualifications, compared to 38.0% in the broader region.
What percentage of people in the suburb of Umina Beach have no formal qualifications?
40.0% of people aged 15 and over in the suburb of Umina Beach have no formal qualifications, compared to 34.2% regionally.
How does the suburb of Umina Beach's education level compare to national averages?
The suburb of umina beach ranks in the 43th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Umina Beach?
The most common qualifications in the suburb of Umina Beach are: Certificate (29.3%), Bachelor Degree (13.8%), Advanced Diploma (10.9%).
What proportion of the suburb of Umina Beach's population is currently attending educational institutions?
28.2% of the population in the suburb of Umina Beach is currently engaged in formal education, with 10.2% in primary school, 7.7% in secondary school, 3.2% at university.
What is the ICSEA score for schools in the suburb of Umina Beach?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Umina Beach is 992, indicating below-average socio-educational advantage compared to the national average of 1000.
How many schools are located within the suburb of Umina Beach?
There are 2 schools within the suburb of Umina Beach, with a combined enrollment of approximately 1,387 students.
What types of schools are available in the suburb of Umina Beach?
The suburb of umina beach includes 1 primary school, 1 secondary school.

Schools Detail

AmenitiesServices & Amenities in Umina Beach

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Getting AroundTransport & Commuting in Umina Beach

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Public transport in Umina Beach reaches 123 stops on 47 routes, timetabled for about 1,500 services a week. The typical home sits about 160 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.2 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

Public transport connections include 123 active stops within the suburb of Umina Beach, consisting of bus services. These stops are served by 47 different routes, providing a total of 1,528 weekly passenger services. Accessibility is high, with residents living an average of 162 meters from their nearest transit stop. As a commuter suburb, most workers travel outside the area, with private vehicles remaining the primary choice of transport at 82%, followed by train travel at 9%. Average car ownership is 1.2 vehicles per household. A high proportion of residents, 34.8%, worked from home during the 2021 Census, which may have been influenced by COVID-19 rules.

Bus routes average 218 daily runs, which translates to roughly 12 weekly services per individual transit stop. The local map plots the 100 closest transit stops relative to the central point of the area.

Frequently Asked Questions - Transport

How many public transport stops are in Umina Beach?
There are 123 public transport stops within the suburb of Umina Beach.
How frequent are the transport services in Umina Beach?
the suburb of Umina Beach has 1,528 weekly trips across 47 routes, averaging 218 trips per day.
How far are residents from public transport in Umina Beach?
On average, residential properties are 162 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Umina Beach

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62.7% of residents in Umina Beach report no long-term health condition, a less healthy profile than 75% of areas nationally. 7.1% need daily assistance with core activities, and 55.4% hold private health cover. The standardised death rate runs at 5.9 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Health assessments by AreaSearch indicate elevated mortality rates and chronic illness prevalence, with health issues affecting both younger and older cohorts, alongside a high rate of private health insurance coverage at approximately 55% of the local population (~9,509 people). This compares to a coverage level of 59.9% across Greater Sydney. Arthritis and mental health challenges are the most frequently reported medical conditions, affecting 9.9% and 9.5% of residents respectively. Conversely, 62.7% of the community reported having no ongoing chronic conditions, compared to 74.6% across Greater Sydney. The local workforce faces health pressures, marked by higher rates of chronic illness.

Seniors aged 65 and over constitute 24.4% of the population (4,188 people), which is significantly higher than the Greater Sydney share of 15.5%. Health outcomes for local seniors present some difficulties, with national performance metrics mirroring general population trends.

Frequently Asked Questions - Health

How many people in the suburb of Umina Beach have private health insurance?
Around 55.4% of people in the suburb of Umina Beach are covered by private health insurance, which compares to 59.9% in the broader region of Greater Sydney.
What percentage of the population requires ongoing medical assistance in the suburb of Umina Beach?
In the suburb of Umina Beach, 7.1% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 5.2% of people in Greater Sydney require similar assistance.
How prevalent is asthma in the suburb of Umina Beach?
8.4% of people in the suburb of Umina Beach are diagnosed with asthma. In comparison, 6.4% of the population across Greater Sydney is affected by asthma.
What percentage of people have diabetes in the suburb of Umina Beach?
Diabetes affects 4.7% of the the suburb of Umina Beach population, while in the surrounding region, 4.3% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Umina Beach?
4.2% of people in the suburb of Umina Beach have heart disease. Across the region of Greater Sydney, 3.2% of the population is affected by heart disease.
How does the suburb of Umina Beach compare to the region in terms of overall private health coverage?
In the suburb of Umina Beach, 55.4% of the population are estimated to have private health insurance. Comparatively, Greater Sydney sees an estimated private health coverage rate of 59.9%.

Ancestry & LanguageCultural Diversity in Umina Beach

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Umina Beach is largely Australian-born, at 82.6% of residents, with 7.0% speaking a language other than English at home. The largest reported ancestries are English (31.8%) and Australian (28.5%). 3.0% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Demographic data indicates that cultural diversity in the suburb of Umina Beach is below average, with 82.6% of residents born in Australia, 89.1% holding citizenship, and 93.0% speaking only English at home. Christianity is the dominant religion, practiced by 52.4% of the community. However, the most distinct religious deviation is in Judaism, which represents 0.1% of the local population compared to 0.8% across Greater Sydney. In terms of parental country of birth, the main ancestries reported are English at 31.8% of the population (exceeding the regional average of 19.0%), Australian at 28.5% (exceeding the regional average of 17.8%), and Irish at 9.5%.

Other notable ethnic ancestries present in the community include Russian at 0.5% (compared to 0.4% regionally), New Zealander at 0.9% (compared to 0.5%), and Maori at 0.7% (compared to 0.4%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Umina Beach?
Umina Beach was found to be below average in terms of cultural diversity, with 82.6% of its population born in Australia, 89.1% being citizens, and 93.0% speaking English only at home.
What is the most common religion in the suburb of Umina Beach?
The main religion in Umina Beach was found to be Christianity, which makes up 52.4% of people in Umina Beach. However, the most apparent overrepresentation was in Judaism, which comprises 0.1% of the population, compared to 0.8% across Greater Sydney.
What are the top countries of origin in the suburb of Umina Beach?
In terms of ancestry (country of birth of parents), the top three represented groups in Umina Beach are English, comprising 31.8% of the population, which is substantially higher than the regional average of 19.0%, Australian, comprising 28.5% of the population, which is substantially higher than the regional average of 17.8%, and Irish, comprising 9.5% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Russian is notably overrepresented at 0.5% of Umina Beach (vs 0.4% regionally), New Zealand at 0.9% (vs 0.5%) and Maori at 0.7% (vs 0.4%).
How does the percentage of people born overseas compare to the regional average?
17.4% of the the suburb of Umina Beach population was born overseas, compared to 40.5% regionally.
What percentage of the the suburb of Umina Beach population speaks a language other than English at home?
7.0% of the population in the suburb of Umina Beach speaks a language other than English at home, compared to 39.5% in the wider region.
How many people in the suburb of Umina Beach identify as Australian Aboriginal?
3.0% of the the suburb of Umina Beach population identifies as Australian Aboriginal, compared to 1.3% in the region.
What is the citizenship status of the population in the suburb of Umina Beach?
89.1% of the the suburb of Umina Beach population holds citizenship, compared to 80.8% in the wider region.

Age StructureAge Profile of Umina Beach

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The median resident of Umina Beach is 44, older than 76% of areas nationally. 19.1% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

The median age in the suburb of Umina Beach is 44, which is higher than the Greater Sydney median of 37 and the national average of 38. The 75 - 84 age cohort is highly represented at 9.2% of the population, whereas the 25 - 34 bracket is less common at 8.7%. Since the 2021 Census, the proportion of residents aged 75 to 84 has risen from 7.7% to 9.2%, while the 55 to 64 group has contracted from 13.2% to 12.1%. Long-term projections indicate significant changes by 2041, led by a 40% expansion in the 75 to 84 cohort, which is expected to rise by 627 individuals to reach 2,207 from a baseline of 1,579.

Seniors aged 65+ are projected to account for 69% of the total population growth, while the 0 to 4 and 35 to 44 age cohorts are forecast to shrink.

Frequently Asked Questions - Age

What is the median age in the suburb of Umina Beach?
According to the latest data, the median age in the suburb of Umina Beach is 44 years.
How does the suburb of Umina Beach's median age compare to broader areas?
At 44 years, Umina Beach is 7 years older than the Greater Sydney average (37 years) and 6 years older than the national average (38 years).
What age groups are over-represented in the suburb of Umina Beach?
The most over-represented age group in the suburb of Umina Beach compared to the Greater Sydney region is the 75 - 84 group, making up 9.2% of the population.
What age groups are under-represented in the suburb of Umina Beach?
The most under-represented age group in the suburb of Umina Beach compared to the Greater Sydney region is the 25 - 34 group, making up 8.7% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Umina Beach show significant variance compared to the Greater Sydney region. The most over-represented age groups are 85+ year-olds (3.8% vs 2.1%) and 75-84 year-olds (9.2% vs 5.3%). The most under-represented age group is 25-34 year-olds (8.7% vs 16.1%).
What is the percentage of children (0-14 years) in the suburb of Umina Beach?
The percentage of children aged 0-14 years in the suburb of Umina Beach is 18.2%.
What is the percentage of older people (65+ years) in the suburb of Umina Beach?
The percentage of people aged 65 and over in the suburb of Umina Beach is 24.4%.

Data & MethodBoundaries, Sources & Method for Umina Beach

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Aug 2026 this month all 10 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Aug 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 71 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (17,372 at the 2021 Census → 17,165 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL14025). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Umina Beach suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Umina Beach page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Umina Beach data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (Aug 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas