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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
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Paynesville (Vic.) has an estimated 3,712 residents, up from 3,636 at the 2021 Census — a change of 76 people, or 2.1%. Growth has averaged 0.6% a year over five years, slower than 80% of areas nationally. 173 new addresses have been validated here since Census night. That puts 649 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
According to AreaSearch evaluations combining broader regional ABS releases with newly validated addresses post-Census, the resident count for the suburb of Paynesville (Vic.) stands at approximately 3,712 as of Aug 2026. This figure marks an addition of 76 people (2.1%) compared to the 2021 Census baseline of 3,636 people. AreaSearch established this 3,712 estimate by reviewing the ABS June 2025 ERP release alongside 173 validated new addresses recorded following the Census date. With a density of 649 persons per square kilometer, the locality offers generous living space and capacity for expansion.
Matching closely with the wider SA3 area (2.4%), the 2.1% growth rate underlines resilient local momentum, with interstate migration serving as the primary demographic driver by generating roughly 83.0% of recent population additions. Projections for the suburb of Paynesville (Vic.) utilize the 2024 ABS/Geoscience Australia datasets pegged to a 2022 baseline, supplemented where necessary by 2023 VIC State Government Regional/LGA projections converted to SA2 boundaries via weighted growth aggregation. These age-specific distributions further inform modeled outcomes from 2032 to 2041. Long-term forecasts place the area among the top 10 percent of regional Australian markets for expansion, with aggregated SA2 figures projecting an influx of 1,792 persons by 2041, representing a 48.3% surge across the 16 years.
Frequently Asked Questions - Population
167 new dwellings have been approved in Paynesville (Vic.) over the past five years, an average of 33 a year. That places the area in the 52nd percentile for residential development activity nationally, about 9 approvals per 1,000 residents a year. Of the 21 dwellings approved in the latest reporting year, 81% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 38, broadly in line with that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.
Detail
Building approval analytics compiled by AreaSearch indicate that annual residential development has averaged roughly 33 new dwellings, totaling an estimated 167 homes over the past 5 financial years (between FY-21 and FY-25), with 38 recorded to date in FY-25. The influx of 1 people per year for every home delivered across the past 5 financial years (between FY-21 and FY-25) points to well-balanced supply dynamics and a stable property environment, with newly approved dwellings carrying an average expected construction cost of $478,000. Non-residential building activity remains subdued, reflecting only $13,000 in approved commercial work during the current financial year.
Per capita construction output tracks at roughly 75% of the Rest of Vic. benchmark, yet places the community within the 85th percentile across all nationally evaluated markets following recent building acceleration. Detached dwellings constitute 81.0% of new residential development while medium and high-density housing makes up 19.0%, maintaining spacious neighborhood characteristics that appeal to buyers seeking detached formats. Overall density remains modest, averaging about 97 people per approval. With demographic forecasts pointing to an additional 1,792 residents by 2041 based on the most recent AreaSearch quarterly release, failure to increase current building volumes could result in housing supply trailing demand. Such an imbalance would likely heighten buyer competition and place upward pressure on residential property values.
Frequently Asked Questions - Development
Development applications around Paynesville (Vic.)
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 7 current infrastructure and development projects inside Paynesville (Vic.), worth an estimated $110 million. A further 24 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $1.26 billion. 11 are already under construction and 13 are due for completion within three years. The pipeline spans communities, precincts & urban renewal, residential development and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Local capital works and urban planning schemes play a vital role in shaping community growth and property outcomes. AreaSearch has highlighted 7 key initiatives with potential local significance, led by Paynesville Park Estate, Palm Lake Resort Paynesville, Paynesville Slip Road Maritime Precinct Upgrade, and Encore Living Paynesville.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Paynesville Slip Road Maritime Precinct Upgrade
A comprehensive upgrade of the Paynesville maritime precinct involving the replacement of aging seawalls and the construction of new jetties to provide approximately 40 new berths. The project includes a significant expansion of the boat ramp to be longer and deeper, enhanced car and boat trailer parking, and the creation of new boardwalks and pedestrian pathways. Integrated landscaping and drainage improvements are also being implemented to support regional tourism and the local marine industry.
Gippsland Lakes Shared Community Hub
Redevelopment of the Gippsland Lakes Yacht Club into a multi-purpose community hub. The facility will serve as a home for water sports and community groups, featuring boat storage, meeting rooms, social spaces, a public deck, and a function hall. As of January 2026, the project is in the final design refinement phase with the Project Reference Group before moving to tender.
Palm Lake Resort Paynesville
Luxury over-50s resort-style community featuring 195 designer homes, a world-class Latitude Country Club with extensive amenities including Milon Gymnasium, pools, cinema, and bowling green in a lakeside setting. The resort is currently under construction, with an estimated completion date of 2027.
Paynesville Park Estate
A 16.41-hectare residential land estate on the edge of Paynesville, offering house and land packages with access from Newlands Drive, King Street, and Coast Avenue. The estate has reached its final stage, with construction now finished and land titles available for the remaining lots. It features open reserve space and walking paths, and is close to Paynesville Primary School, a childcare centre, and the town's sports and recreation precinct, with a short walk to the Esplanade foreshore.
Shearwater Residential Development (59-Lot Stage)
Proposal by Resi Ventures for the first stage of the Shearwater development, which involves a 59-lot residential subdivision on 10.702 hectares. The project includes roads, paths, landscaping, a public reserve, drainage, stormwater treatment, and habitat creation for environmental protection. It is a Controlled Action under the EPBC Act due to potential impacts on Latham Snipe and the Gippsland Lakes Ramsar Site. The wider Shearwater project is ultimately planned for 485 lots.
Encore Living Paynesville
A resort-style, pet-friendly retirement village for independent over-50s in the Gippsland Lakes region, featuring 93 two- and three-bedroom villas and a community hub with a salt-chlorinated indoor pool, gym, lounge, and dining areas. Construction on display villas and the village has commenced, with an expanded plan for up to 130 independent living units.
Paynesville Growth Area Structure Plan (C172egip)
Amendment C172egip implements the Paynesville Growth Area Structure Plan (PGASP) into the East Gippsland Planning Scheme. It rezones land from Farming Zone to General Residential Zone to accommodate approximately 1,375 new homes and associated community and commercial uses over a 30-year horizon.
Lincoln Lifestyle Eagle Point
A premium masterplanned over-50s land lease community by Lincoln Place delivering 203 architecturally designed two- and three-bedroom single-storey homes on a 10.2-hectare site near Paynesville in Victoria's Gippsland Lakes region. Civil works commenced with a sod-turn ceremony on 15 March 2026, with local contractor Rowe Constructions engaged. First residents are expected in early 2027. Resort-style amenities will include a clubhouse with cinema, library and alfresco dining, a heated indoor pool, wellness centre with gym, competition bowls green, and a pickleball court.Homes are built to Liveable Housing Australia Silver Standard and include solar panels and water tanks. The land lease model means no stamp duty, entry, exit, body-corporate or council rates for homeowners.
1,339 residents of Paynesville (Vic.) are employed, from a labour force of 1,391. Unemployment sits at 3.7%, with participation at 41.8%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.7% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 3,055, about 82% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
The local labour market features an even distribution of blue and white collar positions alongside a strong presence in essential services, registering an unemployment rate of 3.7% and annual employment growth estimated at 3.4% via AreaSearch aggregated data. As of March 2026, employed residents total 1,339, with unemployment matching the Regional Vic. benchmark of 3.7%, though labour force participation remains lower at 41.8% compared to 61.1% regionally. Remote work was reported by 15.9% of the workforce in Census findings, a metric that may incorporate Covid-19 lockdown effects. Workforce concentration is highest within health care & social assistance, retail trade, and education & training.
Health care & social assistance exhibits strong local specialization, capturing a workforce share 1.3 times the regional standard. In contrast, agriculture, forestry & fishing accounts for only 1.1% of employment, well below the 7.5% regional proportion. Comparison between resident counts and local working population figures highlights the area's predominantly residential profile and limited internal employment base. Analysis of ABS and SALM metrics over the 12-month period shows local employment expanding by 3.4% against a 2.9% rise in the labour pool, reducing the unemployment rate by 0.5 percentage points. This contrasts with Regional Vic., where employment fell by 0.1%, the workforce shrank by 0.3%, and unemployment decreased by 0.2 percentage points. Applying national industry projections from Jobs and Skills Australia (Mar-26)—which project economy-wide job growth of 6.6% across five years and 13.7% over ten years—to the local sector composition suggests potential area employment gains of 6.7% over five years and 14.0% over ten years, representing a simple structural weighting that does not incorporate localized population adjustments.
Frequently Asked Questions - Employment
Median household income in Paynesville (Vic.) is $987 a week (about $51,000 a year), with median personal income at $561 a week. ATO records put median taxable income at $40,571 a year against an average of $51,383. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
Taxation statistics aggregated by AreaSearch for financial year 2023 record a median taxpayer income of $40,571 and an average of $51,383, falling below the Regional Vic. figures of $50,954 (median) and $62,728 (average). Adjusting for a 9.62% increase in the Wage Price Index since financial year 2023 yields updated estimates of $44,474 for median earnings and $56,326 for average earnings as of March 2026. Across 2021 Census metrics, household, family, and individual incomes place within the 3rd to 7th percentiles nationally. A significant 32.9% of residents (1,221 individuals) earn between $400 - 799 weekly, contrasting with the regional norm where $1,500 - 2,999 is the largest bracket at 30.3%.
Overall, 40.1% earn under $800/week, pointing to tight spending power, and despite residents retaining 87.5% of income after housing expenses, net disposable income ranks at the 6th percentile across the country.
Frequently Asked Questions - Income
Paynesville (Vic.) had 1,669 occupied dwellings at the 2021 Census, 86% detached houses and 1% apartments. 20% are owned with a mortgage, 22% rented and 58% owned outright. At that Census the median rent was $310 a week and the median mortgage repayment $1,225 a month. Rent absorbs 31.4% of household income here and mortgage repayments 28.6%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
At the most recent Census, separate houses made up 85.7% of the residential stock, with semi-detached dwellings, apartments, and other categories accounting for 14.4%, compared to Regional Vic. shares of 90.1% and 9.9% respectively. Outright home ownership stood at 58.4%, noticeably exceeding the regional benchmark, while 20.0% of properties were mortgaged and 21.6% rented. Monthly mortgage commitments averaged a median of $1,225 against $1,430 across Regional Vic. and $1,863 nationally. Weekly median rental costs were $310, sitting slightly above the regional $285 figure but considerably lower than the Australian median of $375.
Frequently Asked Questions - Housing
Paynesville (Vic.) counted 1,669 households at the 2021 Census, averaging 2.0 people each. 13% are couples with children, fewer than in 95% of areas nationally, against 42% couples without children. 34% of households are people living alone, and families average 1.9 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Family units account for 63.6% of households, comprising couples without children (42.2%), couples with children (13.4%), and single parent arrangements (7.3%). Non-family setups make up the remaining 36.4%, consisting of single-person dwellings at 33.9% and group housing at 2.5%. The typical household consists of a median 2.0 people, below the Regional Vic. standard of 2.4.
Frequently Asked Questions - Households
17.2% of adults in Paynesville (Vic.) hold a university qualification, including 11.2% with a bachelor degree and 3.0% with postgraduate qualifications, lower than 76% of areas nationally. A further 28.5% hold a vocational qualification. 1 school serves the area, with 96 enrolment places and an average ICSEA of 952 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
Attainment of university qualifications stands at 17.2%, trailing the statewide level of 33.4% across VIC. Highest completed tertiary degrees consist of bachelor degrees (11.2%), postgraduate credentials (3.0%), and graduate diplomas (3.0%). In comparison, vocational training is prominent, with 41.9% of persons aged 15+ holding technical qualifications, split between certificates (28.5%) and advanced diplomas (13.4%). Active educational enrollment comprises 17.1% of local residents, broken down into 7.0% attending primary school, 4.2% in secondary school, and 1.4% undertaking tertiary studies.
Frequently Asked Questions - Education
Schools Detail
Getting around Paynesville (Vic.) means driving: households keep an average of 1.3 vehicles, and scheduled services reach only a handful of stops. Service data is built from operators' published GTFS timetables; vehicle ownership is from the 2021 Census.
Detail
Public transit options within the suburb of Paynesville (Vic.) consist of 2 operating stops across 2 routes, delivering 69 weekly scheduled trips. Network coverage is limited, with residents averaging a distance of 811 meters to their nearest stop. Given the residential setting, outward commuting is standard, with private vehicles accounting for 96% of journeys. Vehicle availability averages 1.3 per household, trailing regional figures. In addition, 15.9% of workers operated from home at the 2021 Census, a figure potentially influenced by COVID-19 settings. Network operations average 9 daily services across all transit corridors, representing approximately 34 weekly trips per stop across the suburb of Paynesville (Vic.).
Frequently Asked Questions - Transport
Transport Stops Detail
50.8% of residents in Paynesville (Vic.) report no long-term health condition. 10.3% need daily assistance with core activities, and 47.2% hold private health cover. The standardised death rate runs at 4.7 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Health indicators compiled by AreaSearch show elevated chronic disease rates and health burdens across both older and younger demographics, alongside a low private health insurance coverage rate of approximately 47% (~1,753 people). By comparison, private coverage reaches 50.5% in Regional Vic. and 55.7% across Australia. Arthritis and mental health conditions are the most prevalent reported diagnoses, affecting 14.1 and 9.6% of the population respectively, while 50.8% reported no long-term medical conditions compared to 63.4% in Regional Vic.. Long-term health issues are notably elevated within the working-age bracket. Residents aged 65 and over represent 46.2% of the community (1,714 people), substantially higher than the 24.0% regional proportion, while broader national rankings align with general population benchmarks.
Frequently Asked Questions - Health
Paynesville (Vic.) is largely Australian-born, at 82.6% of residents, with 3.1% speaking a language other than English at home. The largest reported ancestries are English (37.2%) and Australian (27.2%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Measures of cultural diversity remain relatively low, with Australian-born residents accounting for 82.6% of the populace, Australian citizens making up 92.4%, and 96.9% speaking only English at home. Christianity is the primary religious affiliation, practiced by 49.3% of the community compared to 47.3% across Regional Vic.. Regarding parental ancestry, English heritage represents the largest share at 37.2% (above the 30.7% regional rate), followed by Australian at 27.2% and Scottish at 10.8%. Other reported backgrounds include Irish at 9.2% (vs 9.7% regionally), Dutch at 1.8% (vs 1.7%), and French at 0.6% (vs 0.3%).
Frequently Asked Questions - Diversity
The median resident of Paynesville (Vic.) is 61, older than 99% of areas nationally. That is 1 year younger than at the 2021 Census. 13.0% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
The demographic structure of the suburb of Paynesville (Vic.) strongly reflects its standing as a coastal retirement and lifestyle destination. August 2026 figures from AreaSearch show that persons aged 65+ make up 46.2% of the populace compared to 24.0% in Regional Vic., whereas individuals aged 0 - 24 represent 17.6% versus 28.5% regionally. The median age is estimated at 61 as at August 2026, down from 62 at the 2021 Census, yet 18 years higher than the Regional Vic. median of 43 and above the national median of 38 at the same Census.
Since the Census, the 45 - 64 bracket has declined from 26.5% to 23.8%, while the 65 to 74 group fell from 24.6% to 22.4% and the 75 to 84 cohort expanded from 15.9% to 18.6%, indicating an existing population advancing in age with limited younger replacements. Looking to 2041, older cohorts (65+) will contribute the greatest numerical increase, growing by 694 (40%) to 2,409, while the 25 - 44 demographic is projected to experience the quickest percentage rise, expanding 84% to 869.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Paynesville (Vic.)
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.
Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Aug 2026 2 months ago headline measures · Jul 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Oct 2026 this month headline measures · Sep 2026 baseline |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Aug 2026 2 months ago all 7 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Aug 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 7 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Sep 2026 last month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 3 months ago headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Sep 2026 last month all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 173 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (3,636 at the 2021 Census → 3,712 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL22049). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.