Shellharbour - Flinders

SA2

Rest of NSW / Kiama - Shellharbour

 
 
 
 
 
 
 
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Statistical Area (SA2) Boundary Analysis

This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.

SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).

Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Shellharbour - Flinders

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The median house price in Shellharbour - Flinders is $1.34m, with units at $980k. House values have moved 4.8% a year compounded over five years.

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DemographicsPopulation Growth in Shellharbour - Flinders

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Shellharbour - Flinders has an estimated 21,098 residents, up from 19,341 at the 2021 Census — a change of 1,757 people, or 9.1%. Growth has averaged 1.9% a year over five years. 597 new addresses have been validated here since Census night. Interstate and internal migration accounts for 57.5% of that increase. That puts 426 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

According to the analysis by AreaSearch, the population of Shellharbour - Flinders is approximately 21,098 in May 2026. This represents a growth of 1,757 residents (9.1%) compared to the 19,341 individuals recorded during the 2021 Census. This adjustment is calculated using the ABS estimated resident population of 20,964 in June 2025 alongside 597 validated new addresses identified after the Census. Consequently, the population density stands at 425 persons per square kilometer, indicating low density with substantial space per resident and capacity for further expansion. The 9.1% growth rate since the 2021 census outpaced the Rest of NSW (4.9%) and the broader SA4 region, positioning the locality as a leader in regional growth.

The primary contributor to this demographic expansion was interstate migration, which accounted for roughly 57.5% of the population increase, though natural growth and overseas migration also registered positive gains. Projections for each SA2 region are sourced from ABS/Geoscience Australia data published in 2022 with a 2021 base year. For SA2 territories lacking this data, NSW State Government projections from 2022 using 2021 as a base are applied. Age bracket growth trends derived from these sources are projected forward to the years 2032 to 2041. Based on these anticipated demographic transitions, the locality is expected to experience a substantial population surge, placing it in the top quartile of regional Australian areas, with a projected increase of 8,524 individuals by 2041 compared to the most recent annual ERP statistics, representing an overall expansion of 39.8% over the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the Shellharbour - Flinders SA2?
Total population for the Shellharbour - Flinders SA2 was estimated to be approximately 21,098 as at May 26. This is based upon an estimated resident population of 20,964 from the ABS up to June 2025.
How has the population in the Shellharbour - Flinders SA2 changed since 2021?
The shellharbour - flinders sa2 has added approximately 1,757 people and shown a 9.08% increase from the 19,341 people recorded at the 2021 Census period.
What is the population density in the Shellharbour - Flinders SA2?
The population density in the Shellharbour - Flinders SA2 is estimated at 425 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the Shellharbour - Flinders SA2?
Over the past 10 years, the population in the Shellharbour - Flinders SA2 has shown a compound annual growth rate of 2.3% per annum.
What are the main drivers of population growth in the Shellharbour - Flinders SA2?
Population growth in the Shellharbour - Flinders SA2 is driven by: Interstate migration (57.5%), Overseas migration (23.4%), Natural increase (19.0%). The primary driver is Interstate migration, contributing 57.5% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Shellharbour - Flinders

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994 new dwellings have been approved in Shellharbour - Flinders over the past five years, an average of 198 a year. That places the area in the 87th percentile for residential development activity nationally, about 9 approvals per 1,000 residents a year. Of the 167 dwellings approved in the latest reporting year, 20% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 92, well below that longer-run average. Figures come from ABS building approvals aggregated to this SA2 boundary and are updated monthly as the ABS releases them.

Detail

On average, Shellharbour - Flinders has recorded approximately 198 residential building approvals annually, translating to a total of 994 dwellings over the preceding 5 financial years. Thus far in FY-26, 85 approvals have been registered. With an average of 1.9 new residents arriving per new dwelling over the 5 financial years spanning FY-21 to FY-25, demand and supply remain well-balanced, supporting a stable local market. The average value of these new dwellings is $519,000, indicating that developers are focusing on upmarket, premium properties. Furthermore, commercial approvals have reached $38.9 million this financial year, demonstrating solid development momentum in the commercial sector.

Building activity in Shellharbour - Flinders is moderately higher than the regional average, running 15.0% above the average per person for Rest of NSW over the 5 year period. This provides buyers with choice while helping to sustain existing property values, despite a recent deceleration in construction. Of the construction recorded recently, detached houses accounted for 20.0% while high and medium-density properties comprised 80.0%. This orientation toward higher-density options offers more affordable pathways into the market, catering to investors, first-time buyers, and downsizers. This represents a clear shift from the current housing stock, which consists of 78.0% houses, reflecting a decrease in available developable land and adapting to changing lifestyles and affordability constraints. There are currently about 229 people per dwelling approval, indicating capacity for future growth. Demographic forecasts suggest Shellharbour - Flinders will add 8,390 residents by 2041, according to the latest quarterly estimates from AreaSearch. If the current pace of development persists, residential supply may struggle to satisfy this population growth, which could intensify competition among buyers and put upward pressure on prices.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the Shellharbour - Flinders SA2 recently?
Dwelling approval activity in the the Shellharbour - Flinders SA2 area has seen 283 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The Shellharbour - Flinders SA2's current population of 21,098 has been supported by 198 approvals on average over recent years.
How does the Shellharbour - Flinders SA2's development activity compare to the broader region?
The Shellharbour - Flinders SA2 has seen 1.01 approvals per 100 people in recent years, compared to 0.58 approvals in the broader region. This means that one dwelling has been approved for every 229 people in the Shellharbour - Flinders SA2, compared to one for every 192 in the broader region.
Is the Shellharbour - Flinders SA2 keeping up with housing demand?
With the population expected to increase by 8,390 people by 2041, around 4,195 new dwellings will be necessary. Recent approval levels may be insufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This indicates potential housing shortages if current approval trends continue.
What has been the trend in development approvals over the past five years in the Shellharbour - Flinders SA2?
Looking at development activity over the past five years, the Shellharbour - Flinders SA2's approval levels have been significantly below the yearly average of 198, showing a notable downturn in recent development.
How many dwellings will be needed to accommodate future population growth in the Shellharbour - Flinders SA2?
The population in the Shellharbour - Flinders SA2 is expected to grow by 8,390 people by 2041, necessitating approximately 4,195 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the Shellharbour - Flinders SA2?
Over the past five years, the population in the Shellharbour - Flinders SA2 has grown by approximately 12,821 people, while 994 residential approvals were recorded. This equates to a ratio of 12.9 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the Shellharbour - Flinders SA2?
With dwelling approval activity running at an average of 198 approvals per year and a population of 21,098, there appears to be a supply shortfall relative to projected demand, presenting strong opportunities for residential developers. With the population expected to increase by 8,390 people by 2041, around 4,195 new dwellings will be necessary. Current approval trends may be insufficient to meet forecast demand, indicating strong development opportunities.
Approvals Pipeline Development applications near Shellharbour - Flinders

Development applications around Shellharbour - Flinders

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Shellharbour - Flinders

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AreaSearch tracks 17 current infrastructure and development projects inside Shellharbour - Flinders, worth an estimated $5.25 billion. A further 89 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $29.6 billion. 31 are already under construction and 44 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Local infrastructure, major projects, and planning changes represent some of the most significant influences on local performance. A total of 40 projects have been identified by AreaSearch as having a potential impact on the local area. Key developments include The Waterfront Shell Cove, the New Shellharbour Hospital and Integrated Services, the Shell Cove Sport and Recreation Facility, and the Shellharbour Village Cultural Precinct, with details on the most relevant initiatives provided below.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the Shellharbour - Flinders SA2?
Key infrastructure and planning changes likely to influence the Shellharbour - Flinders SA2 include: The Waterfront Shell Cove (Construction); New Shellharbour Hospital and Integrated Services (Construction); Shell Cove Sport and Recreation Facility (Construction); Shellharbour Village Cultural Precinct (Planning); and Shellharbour Mobile Tiny Homes Pilot Program (Planning). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the Shellharbour - Flinders SA2?
Infrastructure development impacting the Shellharbour - Flinders SA2 spans multiple sectors including Residential Development, Communities, and Communities, Precincts & Urban Renewal, among others.
What is the scale of infrastructure investment impacting the Shellharbour - Flinders SA2?
Infrastructure investment analysis indicates substantial capital deployment exceeding $4.2 billion in projects that will impact the extended area, with a notable concentration of investment within the immediate the Shellharbour - Flinders SA2 vicinity.
How does the Shellharbour - Flinders SA2's infrastructure development compare to other areas?
The Shellharbour - Flinders SA2 ranks in the top 20% nationally for infrastructure development, reflecting exceptional investment activity compared to similar areas across the country.
New Shellharbour Hospital and Integrated Services
Category: Health & Medical
Stage: Construction | Est. Comp: 2027
Source / Links: Link 1   Link 2  

A $828.9 million regional acute healthcare facility serving the Illawarra region, featuring a 7-storey building with an expanded emergency department, elective surgical center, mental health unit, rooftop helipad, and acute medical services.

Health & Medical

New Shellharbour Hospital and Integrated Services
Category: Health & Medical
Stage: Construction | Est. Comp: 2027
Source / Links: Link 1   Link 2  

A $782 million major health infrastructure project delivering a new seven-storey greenfield hospital at Dunmore. Key features include an expanded emergency department with a rooftop helipad, specialized elective surgery theatres, mental health inpatient units, and comprehensive outpatient services. The project also encompasses the new Warrawong Community Health Centre and upgrades to Wollongong and Bulli Hospitals to enhance the Illawarra Shoalhaven health network.

Health & Medical

The Waterfront Shell Cove
Category: Communities, Precincts & Urban Renewal
Stage: Construction | Est. Comp: 2027
Source / Links: Link 1   Link 2  

The Waterfront Shell Cove is a 2.1 billion AUD master-planned coastal community developed by Frasers Property Australia in partnership with Shellharbour City Council. The project features a 270-berth marina, a vibrant town centre, and approximately 3,250 homes. Significant milestones in 2026 include the ongoing construction of the Vela Apartments (completion late 2026) and the official ground-breaking of the Shellharbour Boathouse in April 2026, which will provide dry-stack storage and marine maintenance services upon its scheduled opening in July 2027.

Communities, Precincts & Urban Renewal

Shellharbour Mobile Tiny Homes Pilot Program
Category: Communities, Precincts & Urban Renewal
Stage: Under Assessment | Est. Comp: 2028
Source / Links: Link 1   Link 2  

A state-first two-year pilot program designed to allow mobile tiny homes (moveable dwellings on trailers) to be used as rental accommodation on existing residential lots without a development application. The program aims to address local housing affordability by creating a faster planning pathway through a Local Approvals Policy and amendments to the Shellharbour LEP 2013. The pilot applies to Torrens Title lots with one existing dwelling, excluding flood-prone, bushfire-prone, or heritage-affected land. Following a NSW Government Gateway Determination in March 2026, the proposal underwent public exhibition from 9 April to 8 May 2026, with final submissions accepted until 22 May 2026.

Communities, Precincts & Urban Renewal

Shellharbour Village Cultural Precinct
Category: Arts & Culture
Stage: Planning | Est. Comp: 2030
Source / Links: Link 1   Link 2  

The Shellharbour Village Cultural Precinct is a strategic priority aimed at redeveloping the existing library and museum sites into a state-of-the-art regional creative hub. The project includes a contemporary performing arts center, convention spaces, and a digital gallery. It is designed to be a landmark destination that integrates innovative technology with accessible creative spaces for local and visiting artists, fostering community engagement and tourism in the Shellharbour Village area.

Arts & Culture

Shellharbour City Centre Masterplan
Category: Communities, Precincts & Urban Renewal
Stage: Planning | Est. Comp: 2035
Source / Links: Link 1   Link 2  

The Shellharbour City Centre Masterplan is a 125-hectare state-led rezoning project aimed at transforming the CBD into a high-density economic and social hub. The proposal facilitates approximately 5,000 new homes, including key worker and social housing, through the redevelopment of the former Shellharbour Hospital and TAFE sites. As of May 2026, the project is advancing toward the public exhibition of the rezoning proposal scheduled for Q2 2026, with finalisation targeted for late 2026 to support the Illawarra Shoalhaven Regional Plan 2041.

Communities, Precincts & Urban Renewal

Shell Cove Sportsfield
Category: Sports & Recreation
Stage: Approved | Est. Comp: 2028
Source / Links: Link 1   

A new multi-purpose sportsfield for the growing Shell Cove community, located 300 metres from the Shellharbour Marina boat ramp. First identified in Council's 2005 Section 94 Development Contributions Plan, the facility will provide a full-size multi-use playing field with turf cricket wicket, sportsfield lighting, versatile amenities for men's and women's sport, accessible toilets and an on-site car park with approximately 86 spaces. It is allocated primarily for AFL and cricket, replacing the cricket function of Jock Brown Oval, while remaining flexible for other sporting codes.Detailed design is complete and Council has moved to direct contractor negotiations after rejecting all 12 tenders received for the works as over budget. Early works are expected to begin later in 2026, with main works completion targeted for late 2027 and the facility opening to the community in early 2028.

Sports & Recreation

Crowne Plaza Shell Cove Marina
Category: Tourism
Stage: Completed | Est. Comp: 2026
Source / Links: Link 1   Link 2  

Luxury harbourfront hotel featuring 179 contemporary rooms, serviced apartments, function facilities including the Marina Ballroom, cafe, restaurant, bar, and a resort-style pool as part of the coastal masterplan.

Tourism

Jobs & IndustryEmployment Trends in Shellharbour - Flinders

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11,374 residents of Shellharbour - Flinders are employed, from a labour force of 11,792. Unemployment sits at 3.5%, with participation at 68.9%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.4% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 17,081, about 81% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

The local workforce in Shellharbour - Flinders is highly skilled, with strong representation in essential services, an unemployment rate of just 3.5%, and an estimated job growth rate of 2.3% over the past year. In March 2026, there were 11,374 employed residents. The unemployment rate is 0.6% lower than the 4.1% rate for Regional NSW, and the participation rate is notably elevated at 68.9% compared to 60.6% for Regional NSW. Data from the Census indicates that 28.8% of employed residents worked from home, though this figure should be interpreted in the context of COVID-19 lock-downs.

The major employment industries for local residents are health care & social assistance, construction, and retail trade. Conversely, agriculture, forestry & fishing accounts for only 0.4% of the workforce, which is lower than the 5.3% average for Regional NSW. A comparison between the count of the Census working population and the resident population suggests that local employment opportunities are somewhat limited within the immediate area. An analysis of SALM and ABS data by AreaSearch reveals that during the 12 months ending March 2026, employment grew by 2.3% while the labour force expanded by 2.7%, resulting in a 0.3 percentage point increase in the unemployment rate. By comparison, Regional NSW saw employment contract by 0.9% and its labour force shrink by 0.4%, with its unemployment rate rising by 0.5 percentage points. Additional context on future labor demand in Shellharbour - Flinders is provided by national employment projections released by Jobs and Skills Australia in May-25. These five and ten-year projections have been aligned with the local industry profile to estimate employment trends. Locally, employment is projected to grow by 6.4% over five years and 13.5% over ten years, based on weighting these national projections (which predict overall national growth of 6.6% over five years and 13.7% over ten years, with variation across sectors) against the local industry mix, though this calculation is an illustrative extrapolation and does not incorporate local population projections.

Frequently Asked Questions - Employment

What is the employment situation in the Shellharbour - Flinders SA2?
As of March 2026, the Shellharbour - Flinders SA2 has approximately 11,374 employed residents with an unemployment rate of 3.5%. This healthy unemployment rate suggests a well-functioning labour market. Employment performance is above the national median, showing positive labour market dynamics.
How does the Shellharbour - Flinders SA2's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the Shellharbour - Flinders SA2 stands at 3.5%, which is 0.6 percentage points below Regional NSW's rate of 4.1%. This lower unemployment rate suggests stronger local employment conditions. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the Shellharbour - Flinders SA2?
The employment landscape in the Shellharbour - Flinders SA2 is dominated by several key sectors. The largest employers are health care & social assistance (16.8% of employment), construction (11.5%), and retail trade (10.0%). Other significant employers include education & training and public administration & safety.
How has employment changed recently in the Shellharbour - Flinders SA2?
Over the past year to March 2026, the Shellharbour - Flinders SA2 has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has rise. By comparison, Regional NSW saw employment decreased and its unemployment rate rose.
What is the workforce participation rate in the Shellharbour - Flinders SA2?
The workforce participation rate in the Shellharbour - Flinders SA2 is 68.9%, which represents the proportion of working-age residents who are either employed or actively seeking work. This healthy participation rate reflects good employment opportunities and workforce engagement. The local rate leading the Regional NSW average of 60.6%, indicating stronger workforce attachment in the local area.
Which industries are over-represented in the Shellharbour - Flinders SA2's employment market?
The shellharbour - flinders sa2 shows notable specialization in construction, which employs 11.5% of the local workforce compared to 9.7% regionally. This moderate specialization indicates some local strength in the sector.
What are the employment growth prospects for the Shellharbour - Flinders SA2?
Based on Jobs and Skills Australia projections applied to the Shellharbour - Flinders SA2's industry mix, employment is expected to grow by 6.4% over the next five years and 13.5% over ten years. This compares to national growth expectations of 6.6% over five years. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the Shellharbour - Flinders SA2 compare nationally?
The shellharbour - flinders sa2's employment market shows above-average performance nationally, placing in the top half of areas assessed. Employment indicators suggest healthy labour market conditions relative to other regions. Recent job advertisement trends show the broader employment region experienced 1.6% growth, ranking 9.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the Shellharbour - Flinders SA2?
Skilled workers will find good opportunities in the Shellharbour - Flinders SA2, with skilled sectors accounting for 36.6% of employment. Key sectors for skilled workers include health care & social assistance (16.8%), education & training (9.9%), and professional & technical (5.5%). With projected employment growth of 6.4% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Shellharbour - Flinders

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Median household income in Shellharbour - Flinders is $2,127 a week (about $111,000 a year), with median personal income at $841 a week. ATO records put median taxable income at $57,245 a year against an average of $71,121. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

Based on ATO data compiled by AreaSearch for financial year 2023, taxpayers in the Shellharbour - Flinders SA2 earn incomes that exceed the national average. The median income for taxpayers in this SA2 is $57,245 and the average income is $71,121, compared to $52,390 and $65,215 respectively in Regional NSW. Adjusting for a 10.32% increase in the Wage Price Index since financial year 2023, estimates for March 2026 stand at roughly $63,153 for the median and $78,461 for the average. The 2021 Census indicates household income is at the 74th percentile ($2,127 weekly) and personal income is at the 57th percentile.

Income distribution figures show that 32.0% of the population (6,751 individuals) falls within the $1,500 - 2,999 weekly bracket, similar to the 29.9% recorded across the broader region. Pockets of high affluence are evident, with 31.3% of residents earning over $3,000 weekly, supporting local commerce. Although high housing costs account for 15.5% of earnings, strong overall income keeps disposable income at the 74th percentile, and the area is positioned in the 7th decile of the SEIFA income index.

Frequently Asked Questions - Income

What is the median taxable income in the Shellharbour - Flinders SA2?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the Shellharbour - Flinders SA2 is approximately $63,153. The official ATO data from FY-23 recorded a median of $57,245.
What is the average taxable income in the Shellharbour - Flinders SA2?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the Shellharbour - Flinders SA2 is approximately $78,461. The official ATO data from FY-23 recorded an average of $71,121.
How does the median taxable income in the Shellharbour - Flinders SA2 compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the Shellharbour - Flinders SA2 is approximately $63,153 compared to $57,797 in Regional NSW. The official ATO data from FY-23 shows $57,245 and $52,390 respectively.
How does the average taxable income in the Shellharbour - Flinders SA2 compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the Shellharbour - Flinders SA2 is approximately $78,461 compared to $71,945 in Regional NSW. The official ATO data from FY-23 shows $71,121 and $65,215 respectively.
What are the main income cohorts in the Shellharbour - Flinders SA2 according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~32.0% / 6,751 persons) of the Shellharbour - Flinders SA2's population is the $1,500 - 2,999 cohort.
How do the main income cohorts in the Shellharbour - Flinders SA2 compare to the region?
The largest income cohort in the Shellharbour - Flinders SA2 is the $1,500 - 2,999 group, representing about 32.0% of the population. In comparison, Regional NSW's largest income cohort is the $1,500 - 2,999 group, representing 29.9% of its population, according to the 2021 Census.
What is the median household income in the Shellharbour - Flinders SA2 according to the 2021 Census?
The 2021 Census data indicates that the median household income in the Shellharbour - Flinders SA2 is $2,127/wk.
What is the median family income in the Shellharbour - Flinders SA2 according to the 2021 Census?
According to the 2021 Census, the median family income in the Shellharbour - Flinders SA2 is $2,380/wk.
What is the median personal income in the Shellharbour - Flinders SA2 according to the 2021 Census?
The 2021 Census shows that the median personal income in the Shellharbour - Flinders SA2 is $841/wk.
How does the Shellharbour - Flinders SA2's income rank nationally?
According to AreaSearch's aggregation of the latest postcode level ATO data released for FY-23, the Shellharbour - Flinders SA2 had a median income among taxpayers of $57,245 with the average level standing at $71,121. This is above the national average and compares to levels of $52,390 and $65,215 across Regional NSW respectively. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $63,153 (median) and $78,461 (average) as of March 2026.
What is the disposable income in the Shellharbour - Flinders SA2?
The estimated disposable income in the Shellharbour - Flinders SA2 is $7,785 per year according to AreaSearch analysis.
How does the Shellharbour - Flinders SA2's disposable income compare to the region?
The shellharbour - flinders sa2's disposable income is $7,785 compared to $5,252 for Regional NSW, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Shellharbour - Flinders

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Shellharbour - Flinders had 6,609 occupied dwellings at the 2021 Census, 78% detached houses and 5% apartments. 41% are owned with a mortgage, 24% rented and 35% owned outright. At that Census the median rent was $510 a week and the median mortgage repayment $2,200 a month, a total housing cost higher than 75% of areas nationally. Rent absorbs 24.0% of household income here and mortgage repayments 23.9%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

At the time of the latest Census, the housing mix in Shellharbour - Flinders consisted of 77.7% houses and 22.3% alternative dwellings such as townhouses, apartments, and other residential types, compared to 82.6% houses and 17.4% alternative dwellings in Regional NSW. Home ownership rates in Shellharbour - Flinders were lower than the Regional NSW average, standing at 35.0% fully owned, with 40.7% mortgaged and 24.3% rented. The median monthly mortgage payment of $2,200 was higher than the Regional NSW average of $1,733, and the median weekly rent of $510 exceeded the Regional NSW average of $330.

When compared nationally, mortgage payments in Shellharbour - Flinders are higher than the Australian average of $1,863, and weekly rents are above the national average of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the Shellharbour - Flinders SA2?
In the Shellharbour - Flinders SA2, 35.0% of homes are owned outright, 40.7% are owned with a mortgage, and 24.3% are rented.
What percentage of dwellings in the Shellharbour - Flinders SA2 are houses?
According to the latest data, 77.7% of dwellings in the Shellharbour - Flinders SA2 are houses.
What percentage of dwellings in the Shellharbour - Flinders SA2 are apartments or units?
In the Shellharbour - Flinders SA2, 5.2% of dwellings are apartments or units, with an additional 16.2% being semi-detached dwellings.
What is the level of outright home ownership in the Shellharbour - Flinders SA2?
Outright home ownership in the Shellharbour - Flinders SA2 stands at 35.0%, compared to 39.6% in Regional NSW.
What is the median monthly mortgage repayment in the Shellharbour - Flinders SA2?
The median monthly mortgage repayment in the Shellharbour - Flinders SA2 is $2,200, compared to $1,733 in Regional NSW.
What is the median weekly rent in the Shellharbour - Flinders SA2?
The median weekly rent in the Shellharbour - Flinders SA2 is $510, compared to $330 in Regional NSW.
What is the distribution of rental prices in the Shellharbour - Flinders SA2?
In the Shellharbour - Flinders SA2, 5.9% of rentals are $0-149/week, 12.2% are $150-349/week, 68.5% are $350-649/week, 12.7% are $650-949/week, and 0.7% are $950+/week.
What is the average monthly housing cost in the Shellharbour - Flinders SA2?
The aggregate monthly housing cost in the Shellharbour - Flinders SA2 is $1,432, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the Shellharbour - Flinders SA2?
In the Shellharbour - Flinders SA2, households with mortgages typically spend 23.9% of their income on mortgage repayments, while renters spend 24.0% of their income on rent.
How crowded are homes in the Shellharbour - Flinders SA2?
The average persons per bedroom ratio in the Shellharbour - Flinders SA2 is 0.8, indicating the level of household density.
How does housing affordability in the Shellharbour - Flinders SA2 compare to the region?
Housing affordability in the Shellharbour - Flinders SA2 shows mortgage holders spending 23.9% of income on repayments (vs 27.9% regionally), while renters spend 24.0% of income on rent (vs 23.0% regionally).
What types of dwellings are most common in the Shellharbour - Flinders SA2?
The dwelling mix in the Shellharbour - Flinders SA2 consists of 77.7% detached houses, 16.2% semi-detached dwellings, 5.2% apartments, and 0.9% other dwelling types.
What is the weighted average housing cost based on tenure mix in the Shellharbour - Flinders SA2?
Given the tenure profile of the area, the weighted average monthly housing cost is approximately $1,432. This accounts for outright owners paying no housing costs, mortgage holders paying $2,200/month, and renters paying $2,208/month.
How affordable is housing in the Shellharbour - Flinders SA2 relative to local incomes?
Housing in Shellharbour - Flinders consumes approximately 15.5% of median household income ($9,210 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the Shellharbour - Flinders SA2?
Recent development applications in Shellharbour - Flinders show attached dwellings contributing 79% of approvals compared to 22% of existing stock, while detached houses represent 21% of applications versus 78% of current dwellings. This suggests increasing densification. This area is seeing substantial increases in dwelling density compared to most Australian locations.

HouseholdsHousehold Composition in Shellharbour - Flinders

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Shellharbour - Flinders counted 6,609 households at the 2021 Census, an estimated 7,209 today, averaging 2.8 people each. 42% are couples with children, more than in 82% of areas nationally, against 29% couples without children. 16% of households are people living alone, and families average 1.7 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families make up the vast majority of households at 82.0%, consisting of couples with children at 41.5%, couples without children at 28.8%, and single-parent homes at 11.0%. The remaining 18.0% are non-family households, which include lone-person households at 16.3% and group housing arrangements at 1.7%. The median household size is 2.8 persons, which is larger than the Regional NSW average of 2.4.

Frequently Asked Questions - Households

How many households are in the Shellharbour - Flinders SA2?
As of the 2021 Census, the Shellharbour - Flinders SA2 had 6,609 households. Based on population growth patterns, this has grown by approximately 9.1% to an estimated 7,209 households today.
What is the typical household size?
The median household size in the Shellharbour - Flinders SA2 is 2.8 people. This compares to 2.4 in Regional NSW and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 82.0% of all households. The remaining households consist of lone person households (16.3%), group households (1.7%), and other household types (0.0%).
How are families structured in the area?
Among the 5,419 family households, 41.5% are couples with children, 28.8% are couples without children at home, and 11.0% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the Shellharbour - Flinders SA2 compare to regional household patterns?
Compared to Regional NSW, the Shellharbour - Flinders SA2 shows distinct household patterns. Family households are notably over-represented at 82.0% (versus 68.8% regionally). Conversely, lone person households are under-represented at 16.3% compared to the regional 27.9%. This family-oriented profile influences local demand for family homes, schools, and children's services.
What is the average family size?
Families in the Shellharbour - Flinders SA2 have an average of 1.7 children, slightly below the Regional NSW average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the Shellharbour - Flinders SA2?
Marriage patterns reveal 54.6% of the adult population are currently married, while 30.2% have never married. This compares to 45.6% married and 34.3% never married across Regional NSW.
How significant are single-person households?
Single-person households represent 16.3% of all households in the Shellharbour - Flinders SA2, notably lower than the regional average of 27.9%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 1.7% of households, well below the Regional NSW average of 3.3%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Shellharbour - Flinders

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21.4% of adults in Shellharbour - Flinders hold a university qualification, including 14.7% with a bachelor degree and 4.4% with postgraduate qualifications. A further 29.5% hold a vocational qualification. 7 schools serve the area, with 2,710 enrolment places and an average ICSEA of 1,041 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

The locality displays low rates of higher education, with university qualification levels at 21.4% compared to the NSW average of 32.2%, presenting opportunities for targeted educational programs. Among these qualifications, bachelor degrees represent 14.7%, postgraduate degrees represent 4.4%, and graduate diplomas make up 2.3%. Vocational and technical training is highly prevalent, with 41.8% of residents aged 15+ holding a non-school qualification, including advanced diplomas (12.3%) and certificates (29.5%). Participation in education is high among residents, with 30.8% currently undertaking formal studies. This cohort comprises 10.6% in primary school, 9.4% in high school, and 3.8% enrolled in higher education programs.

Frequently Asked Questions - Education

What percentage of people in the Shellharbour - Flinders SA2 have university qualifications?
21.4% of people aged 15 and over in the Shellharbour - Flinders SA2 have university qualifications, compared to 21.3% in the broader region.
What percentage of people in the Shellharbour - Flinders SA2 have no formal qualifications?
36.9% of people aged 15 and over in the Shellharbour - Flinders SA2 have no formal qualifications, compared to 39.1% regionally.
How does the Shellharbour - Flinders SA2's education level compare to national averages?
The shellharbour - flinders sa2 ranks in the 65th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the Shellharbour - Flinders SA2?
The most common qualifications in the Shellharbour - Flinders SA2 are: Certificate (29.5%), Bachelor Degree (14.7%), Advanced Diploma (12.3%).
What proportion of the Shellharbour - Flinders SA2's population is currently attending educational institutions?
30.8% of the population in the Shellharbour - Flinders SA2 is currently engaged in formal education, with 10.6% in primary school, 9.4% in secondary school, 3.8% at university.
What is the ICSEA score for schools in the Shellharbour - Flinders SA2?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the Shellharbour - Flinders SA2 is 1041, indicating average socio-educational advantage (national average is 1000).
How many schools are located within the Shellharbour - Flinders SA2?
There are 7 schools within the Shellharbour - Flinders SA2, with a combined enrollment of approximately 2,710 students.
What types of schools are available in the Shellharbour - Flinders SA2?
The shellharbour - flinders sa2 includes 4 primary schools, 3 combined schools.

Schools Detail

AmenitiesServices & Amenities in Shellharbour - Flinders

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Getting AroundTransport & Commuting in Shellharbour - Flinders

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Public transport in Shellharbour - Flinders reaches 132 stops on 55 routes, timetabled for about 2,200 services a week. The typical home sits about 190 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.8 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

Analysis of the local transport network shows 132 active bus and train stops servicing Shellharbour - Flinders. There are 55 different routes operating across these stops, delivering 2,208 passenger trips each week. Transport access is highly rated, with the average distance from a home to the closest stop being 185 meters. Because the area is mostly residential, the majority of working residents commute outside the locality, with private cars remaining the primary travel mode at 96%. Households own an average of 1.8 vehicles, which exceeds the regional average. A significant 28.8% of residents worked from home according to the 2021 Census, which may be reflective of pandemic conditions.

Across all active routes, service frequency averages 315 trips daily, which represents roughly 16 trips per stop each week. The corresponding map highlights the 100 closest transit stops relative to the center of the area.

Frequently Asked Questions - Transport

How many public transport stops are in Shellharbour - Flinders?
There are 132 public transport stops within the Shellharbour - Flinders SA2.
How frequent are the transport services in Shellharbour - Flinders?
the Shellharbour - Flinders SA2 has 2,208 weekly trips across 55 routes, averaging 315 trips per day.
How far are residents from public transport in Shellharbour - Flinders?
On average, residential properties are 185 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Shellharbour - Flinders

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70.3% of residents in Shellharbour - Flinders report no long-term health condition. 4.7% need daily assistance with core activities, and 54.1% hold private health cover. The standardised death rate runs at 4.4 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Analysis of mortality rates and the prevalence of chronic health conditions by AreaSearch indicates above-average health outcomes for Shellharbour - Flinders. While common medical conditions are generally low in the broader community, they are elevated among older, vulnerable cohorts relative to national averages. Private health insurance coverage is high, with approximately 54% of the population (~11,414 people) holding coverage, compared to 51.9% in Regional NSW. The most prevalent medical conditions reported are arthritis, affecting 8.4% of the population, and mental health challenges, affecting 7.4% of residents. Conversely, 70.3% of the community reported having no long-term medical conditions, compared to 63.3% in Regional NSW.

Health outcomes for residents under 65 are better than average, though they rank lower nationally when comparing the entire population. The population includes 18.2% of residents aged 65 and over (3,835 people), which is lower than the Regional NSW average of 23.4%.

Frequently Asked Questions - Health

How many people in the Shellharbour - Flinders SA2 have private health insurance?
Around 54.1% of people in the Shellharbour - Flinders SA2 are covered by private health insurance, which compares to 51.9% in the broader region of Regional NSW.
What percentage of the population requires ongoing medical assistance in the Shellharbour - Flinders SA2?
In the Shellharbour - Flinders SA2, 4.7% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.8% of people in Regional NSW require similar assistance.
How prevalent is asthma in the Shellharbour - Flinders SA2?
7.2% of people in the Shellharbour - Flinders SA2 are diagnosed with asthma. In comparison, 8.4% of the population across Regional NSW is affected by asthma.
What percentage of people have diabetes in the Shellharbour - Flinders SA2?
Diabetes affects 4.0% of the the Shellharbour - Flinders SA2 population, while in the surrounding region, 4.7% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the Shellharbour - Flinders SA2?
3.4% of people in the Shellharbour - Flinders SA2 have heart disease. Across the region of Regional NSW, 4.4% of the population is affected by heart disease.
How does the Shellharbour - Flinders SA2 compare to the region in terms of overall private health coverage?
In the Shellharbour - Flinders SA2, 54.1% of the population are estimated to have private health insurance. Comparatively, Regional NSW sees an estimated private health coverage rate of 51.9%.

Ancestry & LanguageCultural Diversity in Shellharbour - Flinders

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Shellharbour - Flinders is largely Australian-born, at 83.4% of residents, with 12.5% speaking a language other than English at home. The largest reported ancestries are English (27.4%) and Australian (26.5%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Cultural diversity in Shellharbour - Flinders aligns closely with regional averages. In this locality, 83.4% of residents were born in Australia, 93.0% hold citizenship, and 87.5% speak only English at home. Christianity is the primary religion, representing 62.4% of the population, compared to 55.9% across Regional NSW. Looking at parent birthplaces, the most common ancestries in Shellharbour - Flinders are English at 27.4%, Australian at 26.5%, and Irish at 6.9%. Certain European ancestries are significantly more common here than in the wider region: Macedonian background is recorded for 4.5% of the population (compared to 0.4% regionally), Spanish at 1.3% (compared to 0.3%), and Maltese at 1.9% (compared to 0.4%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the Shellharbour - Flinders SA2?
Shellharbour - Flinders was found to be roughly in line with the wider region's average in terms of cultural diversity, with 83.4% of its population born in Australia, 93.0% being citizens, and 87.5% speaking English only at home.
What is the most common religion in the Shellharbour - Flinders SA2?
The main religion in Shellharbour - Flinders was found to be Christianity, which makes up 62.4% of people in Shellharbour - Flinders. This compares to 55.9% across Regional NSW.
What are the top countries of origin in the Shellharbour - Flinders SA2?
In terms of ancestry (country of birth of parents), the top three represented groups in Shellharbour - Flinders are English, comprising 27.4% of the population, Australian, comprising 26.5% of the population, and Irish, comprising 6.9% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Macedonian is notably overrepresented at 4.5% of Shellharbour - Flinders (vs 0.4% regionally), Spanish at 1.3% (vs 0.3%) and Maltese at 1.9% (vs 0.4%).
How does the percentage of people born overseas compare to the regional average?
16.6% of the the Shellharbour - Flinders SA2 population was born overseas, compared to 13.0% regionally.
What percentage of the the Shellharbour - Flinders SA2 population speaks a language other than English at home?
12.5% of the population in the Shellharbour - Flinders SA2 speaks a language other than English at home, compared to 7.1% in the wider region.
How many people in the Shellharbour - Flinders SA2 identify as Australian Aboriginal?
2.2% of the the Shellharbour - Flinders SA2 population identifies as Australian Aboriginal, compared to 4.6% in the region.
What is the citizenship status of the population in the Shellharbour - Flinders SA2?
93.0% of the the Shellharbour - Flinders SA2 population holds citizenship, compared to 89.2% in the wider region.

Age StructureAge Profile of Shellharbour - Flinders

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The median resident of Shellharbour - Flinders is 39. 24.1% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

The median age of 39 years in Shellharbour - Flinders is lower than the Regional NSW average of 43, while being close to the Australian median of 38 years. Compared to Regional NSW, the area has a larger share of young adults aged 15 - 24 (14.4%) and a smaller share of seniors aged 75 - 84 (6.0%). Since the 2021 Census, the proportion of residents aged 75 to 84 grew from 4.7% to 6.0%, and the 15 to 24 demographic increased from 13.2% to 14.4%, while the 5 to 14 age bracket fell from 14.4% to 13.1%.

Long-term demographic forecasts to 2041 indicate shifts in the local age structure, highlighted by a projected 42% increase in the 45 to 54 cohort, which is expected to rise from 2,820 to 3,997 individuals.

Frequently Asked Questions - Age

What is the median age in the Shellharbour - Flinders SA2?
According to the latest data, the median age in the Shellharbour - Flinders SA2 is 39 years.
How does the Shellharbour - Flinders SA2's median age compare to broader areas?
At 39 years, Shellharbour - Flinders is 4 years younger than the Regional NSW average (43 years) yet comparable to the national average (38 years).
What age groups are over-represented in the Shellharbour - Flinders SA2?
The most over-represented age group in the Shellharbour - Flinders SA2 compared to the Regional NSW region is the 15 - 24 group, making up 14.4% of the population.
What age groups are under-represented in the Shellharbour - Flinders SA2?
The most under-represented age group in the Shellharbour - Flinders SA2 compared to the Regional NSW region is the 75 - 84 group, making up 6.0% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the Shellharbour - Flinders SA2 show significant variance compared to the Regional NSW region. The most under-represented age group is 85+ year-olds (1.6% vs 2.9%).
What is the percentage of children (0-14 years) in the Shellharbour - Flinders SA2?
The percentage of children aged 0-14 years in the Shellharbour - Flinders SA2 is 18.4%.
What is the percentage of older people (65+ years) in the Shellharbour - Flinders SA2?
The percentage of people aged 65 and over in the Shellharbour - Flinders SA2 is 18.2%.

Data & MethodBoundaries, Sources & Method for Shellharbour - Flinders

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the SA2 boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Jul 2026 last month all 17 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jul 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 597 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (19,341 at the 2021 Census → 21,098 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (107031141). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

Why can the Shellharbour - Flinders SA2 boundary differ from the suburb boundary?
This page uses ABS Statistical Area Level 2 (SA2) boundaries for statistical reporting (e.g., census and ERP). SA2 areas can differ materially from Suburbs and Localities (SAL) boundaries, even when they share similar names, because they are defined for different purposes and often use different geographic boundaries.
Where does the data on this Shellharbour - Flinders page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Shellharbour - Flinders data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (Jul 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

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