Moama

Moama lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

Moama's population, as of May 2026, is around 8,116. This reflects a growth of 1,186 people since the 2021 Census, which reported a population of 6,930. The increase is inferred from an estimated resident population of 8,036 in June 2025 and an additional 790 validated new addresses since the Census date. This results in a population density ratio of 48 persons per square kilometer. Moama's growth rate of 17.1% since the 2021 census exceeded the SA3 area (4.8%) and the Rest of NSW, indicating it as a growth leader in the region. Interstate migration contributed approximately 89.9% of overall population gains during recent periods.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with 2022 as the base year. For areas not covered by this data, NSW State Government's SA2 level projections are used, released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. By 2041, Moama is predicted to grow by 3,576 persons based on latest annual ERP population numbers, reflecting a total gain of 43.1% over the 16-year period.

The level of residential development activity in Moama was found to be higher than 90% of real estate markets across the country

Moama has averaged approximately 115 new dwelling approvals annually over the past five financial years, totalling 579 homes. As of FY26107 approvals have been recorded. Over these five years, an average of 1.9 people moved to the area for each dwelling built. This balance between supply and demand has contributed to stable market dynamics.

The average construction value of new homes is $381,000. In FY26, $6.7 million in commercial approvals have been registered. Compared to the rest of NSW, Moama has 184% more construction activity per person, indicating robust developer interest. Recent construction comprises 99% detached dwellings and 1% townhouses or apartments, maintaining the area's traditional low-density character. There are approximately 59 people per dwelling approval in Moama.

Population forecasts indicate that Moama will gain 3,496 residents by 2041. Construction is keeping pace with projected growth, but buyers may face increasing competition as the population grows.

Moama has emerging levels of nearby infrastructure activity, ranking in the 39thth percentile nationally

Changes to local infrastructure significantly influence an area's performance. AreaSearch has identified 13 projects likely to impact the area. Key projects include Perricota Parklands Estate, Moama Shopping Complex Development, Moama Preschool Development, and The Vines Estate. Below is a list detailing those most relevant.

Professional plan users can use the search below to filter and access additional projects.

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Employment conditions in Moama demonstrate strong performance, ranking among the top 35% of areas assessed nationally

Moama has a balanced workforce comprising both white and blue collar jobs. Essential services sectors are well-represented in the town. As of December 2025, Moama's unemployment rate is 2.0%.

In this month, 3,926 residents are employed while the unemployment rate is 1.9% lower than Regional NSW's rate of 3.9%. Workforce participation in Moama is at par with Regional NSW's 60.5%. According to Census responses, only 10.4% of residents work from home. Leading employment industries among Moama residents include health care & social assistance, construction, and accommodation & food services.

Notably, the concentration in accommodation & food services is high, at 1.6 times the regional average. Conversely, mining shows lower representation, with only 0.5% of residents employed in this sector compared to the regional average of 2.5%. The area appears to have limited local employment opportunities, as indicated by the ratio of Census working population to resident population. Between December 2024 and November 2025, Moama's labour force decreased by 1.8%, with employment declining by 2.1%. This resulted in an increase in unemployment rate by 0.3 percentage points. Comparatively, Regional NSW experienced a 1.2% decline in employment and a 0.8% decrease in labour force over the same period, with unemployment rising by 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 suggest that Moama's employment should increase by 6.2% over five years and 13.0% over ten years. However, these projections are based on a simple weighting extrapolation for illustrative purposes only and do not consider localised population projections.

Income levels sit below national averages according to AreaSearch assessment

AreaSearch's latest postcode level ATO data for financial year 2023 shows Moama SA2 had a median income of $51,169 and an average income of $62,723. These figures are below the national averages. Regional NSW had a median income of $52,390 and an average income of $65,215 during this period. Based on Wage Price Index growth of 10.32% since financial year 2023, estimated incomes for Moama as of March 2026 would be approximately $56,450 (median) and $69,196 (average). The 2021 Census data indicates that household, family, and personal incomes in Moama fall between the 23rd and 25th percentiles nationally. Income brackets show that 27.6% of Moama's population (2,240 individuals) have incomes within the $1,500 - $2,999 range, reflecting a pattern seen in the broader area where 29.9% similarly occupy this income bracket. After housing costs, 85.8% of income remains, ranking Moama at the 26th percentile nationally for disposable income. The area's SEIFA income ranking places it in the 5th decile.

Moama is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Moama's dwelling structures, as per the latest Census, consisted of 86.6% houses and 13.5% other dwellings (semi-detached, apartments, 'other' dwellings), compared to Regional NSW's 82.6% houses and 17.4% other dwellings. Home ownership in Moama stood at 46.2%, with mortgaged dwellings at 33.2% and rented ones at 20.6%. The median monthly mortgage repayment was $1,638, lower than Regional NSW's average of $1,733. The median weekly rent in Moama was $322, compared to Regional NSW's $330. Nationally, Moama's mortgage repayments were significantly lower at $1,638 versus the Australian average of $1,863, and rents were substantially below the national figure of $375 at $322.

Moama has a typical household mix, with a fairly typical median household size

Family households account for 73.0% of all households, including 27.5% couples with children, 37.7% couples without children, and 7.3% single parent families. Non-family households constitute the remaining 27.0%, with lone person households at 25.2% and group households comprising 1.8%. The median household size is 2.4 people, which aligns with the Regional NSW average.

Educational outcomes in Moama fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area's university qualification rate is 17.5%, significantly lower than the NSW average of 32.2%. This disparity presents both a challenge and an opportunity for targeted educational initiatives. Bachelor degrees are the most common at 12.7%, followed by graduate diplomas (2.5%) and postgraduate qualifications (2.3%). Trade and technical skills are prevalent, with 37.7% of residents aged 15+ holding vocational credentials – advanced diplomas at 9.9% and certificates at 27.8%.

Educational participation is notably high, with 25.7% of residents currently enrolled in formal education. This includes 10.5% in primary education, 8.2% in secondary education, and 1.7% pursuing tertiary education.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Moama has 77 active public transport stops offering a mix of train and bus services. These stops are served by 22 different routes that collectively facilitate 542 weekly passenger trips. Transport accessibility is rated highly with residents typically residing just 178 meters from the nearest stop. Most residents commute outward, with cars being the dominant mode at 95%. On average, there are 1.4 vehicles per dwelling. According to the 2021 Census, only 10.4% of residents work from home, which may reflect COVID-19 conditions.

Service frequency averages 77 trips per day across all routes, equating to approximately seven weekly trips per individual stop.

Moama's residents are healthier than average in comparison to broader Australia with a fairly standard level of common health conditions seen across both young and old age cohorts

Health data for Moama shows positive outcomes, aligning with national benchmarks. Common health conditions are seen across both young and old age groups.

Private health cover is relatively low at approximately 50%, compared to the national average of 55.7%. The most common medical conditions are arthritis (11.2%) and asthma (7.8%). 64.3% of residents report no medical ailments, similar to Regional NSW's 63.3%. Under-65 population has better health outcomes than average. Moama has a higher proportion of residents aged 65 and over (31.5%, or 2,556 people), compared to Regional NSW's 23.4%. National rankings are broadly in line with the general population.

The latest Census data sees Moama placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics

Moama has a lower level of cultural diversity, with 90.8% of its population being citizens, 91.4% born in Australia, and 96.6% speaking English only at home. Christianity is the predominant religion in Moama, comprising 56.0% of people, compared to 55.9% across Regional NSW. The top three ancestry groups are English (33.6%), Australian (32.6%), and Irish (9.1%).

Notably, Scottish (8.8%) and Italian (3.2%) groups are overrepresented in Moama compared to regional averages of 8.0% and 2.1%, respectively. Dutch ancestry is also slightly higher at 1.3%.

Moama hosts an older demographic, ranking in the top quartile nationwide

Moama has a median age of 49, which exceeds the Regional NSW figure of 43 and is higher than Australia's median age of 38. The 65-74 age cohort is notably over-represented in Moama at 16.2%, compared to the Regional NSW average, while the 25-34 year-olds are under-represented at 7.6%. This concentration of the 65-74 age group is well above the national figure of 9.4%. Between 2021 and present, the 75-84 age group has grown from 10.4% to 11.8% of Moama's population, while the 35-44 cohort increased from 10.0% to 11.2%. Conversely, the 45-54 age group declined from 11.5% to 9.9%, and the 25-34 age group dropped from 9.1% to 7.6%. Looking ahead to 2041, demographic projections indicate significant shifts in Moama's age structure, with the 65-74 age cohort projected to grow by 599 people (46%), from 1,313 to 1,913.