Moama
Statistical Area - sa2

Moama lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

Moama's population is approximately 8,822 as of November 2025. This figure represents an increase of 1,892 people from the 2021 Census total of 6,930. The change is inferred from ABS data showing an estimated resident population of 7,596 in June 2024 and the addition of 488 validated new addresses since the Census date. This results in a population density ratio of 52 persons per square kilometer. Moama's growth rate of 27.3% since the 2021 census exceeds the non-metro area average of 5.1%. Interstate migration contributed approximately 89.2% of overall population gains during recent periods.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections, released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. By 2041, the area is projected to grow by 3,804 persons, representing a total gain of 29.2% over the 17-year period.

The level of residential development activity in Moama was found to be higher than 90% of real estate markets across the country

Moama has averaged approximately 115 new dwelling approvals annually over the past five financial years, totalling 579 homes. As of FY26, 56 approvals have been recorded. Over these five years, between FY21 and FY25, an average of 1.9 people moved to the area per dwelling built. This suggests a balance between supply and demand, contributing to stable market conditions.

The average construction cost for new homes is $381,000. In this financial year, $6.7 million in commercial approvals have been registered, reflecting Moama's residential character. Compared to the Rest of NSW, Moama has 191% more construction activity per person, indicating robust developer interest and greater choice for buyers. Recent construction comprises 99% detached dwellings and 1% townhouses or apartments, maintaining the area's traditional low-density character focused on family homes. The location currently has approximately 59 people per dwelling approval, suggesting an expanding market.

Population forecasts indicate Moama will gain 2,578 residents by 2041. With current construction levels, housing supply should adequately meet demand, creating favourable conditions for buyers while potentially enabling growth that exceeds current forecasts.

Moama has moderate levels of nearby infrastructure activity, ranking in the top 50% nationally

Changes in local infrastructure significantly affect an area's performance. AreaSearch has identified 14 projects that may impact this region. Notable ones include Perricota Parklands Estate, Moama Preschool Development, Lakeview Estate, and The Vines Estate. The following list details those deemed most relevant.

Professional plan users can use the search below to filter and access additional projects.

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Employment conditions in Moama demonstrate strong performance, ranking among the top 35% of areas assessed nationally

Moama has a balanced workforce comprising white and blue-collar jobs, with prominent essential services sectors. The unemployment rate is 2.2%, and there was an estimated employment growth of 3.8% in the past year as of June 2025.

In this month, 3,952 residents were employed while the unemployment rate was 1.5% lower than Rest of NSW's rate of 3.7%. Workforce participation was somewhat below standard at 54.1%, compared to Rest of NSW's 56.4%. Key industries for employment among residents are health care & social assistance, construction, and accommodation & food, with a particularly strong specialization in the latter (employment share of 1.6 times the regional level). Mining has limited presence, with only 0.5% employment compared to the regional average of 2.5%.

The area appears to offer limited local employment opportunities, as indicated by the count of Census working population versus resident population. In the 12-month period ending June 2025, employment increased by 3.8%, while labour force increased by 4.4%, leading to an unemployment rise of 0.6 percentage points. This contrasts with Rest of NSW, where employment fell by 0.1%, labour force expanded by 0.3%, and unemployment rose by 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May 2025 suggest potential future demand within Moama. These projections estimate national employment growth of 6.6% over five years and 13.7% over ten years, with varying rates between industry sectors. Applying these projections to Moama's employment mix suggests local growth of approximately 6.2% over five years and 13.0% over ten years, though these are simple weighting extrapolations for illustrative purposes and do not account for localized population projections.

Income levels sit below national averages according to AreaSearch assessment

AreaSearch's data for financial year 2022 shows Moama's median income was $48,732 and average income was $63,500. This is below the national averages of a median income of $49,459 and an average income of $62,998 in Rest of NSW. By September 2025, estimates suggest Moama's median income will be approximately $54,877 and average income $71,507, based on a 12.61% growth from the Wage Price Index since financial year 2022. Census data indicates household, family, and personal incomes in Moama rank modestly, between the 24th and 26th percentiles. Income brackets reveal that 27.6% of Moama's population (2,434 individuals) fall within the $1,500 - $2,999 income range, similar to metropolitan regions where this cohort represents 29.9%. After housing costs, 85.8% of income remains, ranking at the 27th percentile nationally. Moama's SEIFA income ranking places it in the 5th decile.

Moama is characterized by a predominantly suburban housing profile, with ownership patterns similar to the broader region

Moama's dwelling structures, as per the latest Census, consisted of 86.6% houses and 13.5% other dwellings (semi-detached, apartments, 'other' dwellings), compared to Non-Metro NSW's 86.9% houses and 13.1% other dwellings. Home ownership in Moama was at 46.2%, with mortgaged dwellings at 33.2% and rented ones at 20.6%. The median monthly mortgage repayment was $1,638, higher than Non-Metro NSW's average of $1,579. Median weekly rent in Moama was recorded at $322, lower than Non-Metro NSW's figure of $340. Nationally, Moama's median monthly mortgage repayment is significantly lower than the Australian average of $1,863, while its median weekly rent is substantially below the national figure of $375.

Moama has a typical household mix, with a higher-than-average median household size

Family households constitute 73.0% of all households, including 27.5% couples with children, 37.7% couples without children, and 7.3% single parent families. Non-family households comprise the remaining 27.0%, with lone person households at 25.2% and group households at 1.8%. The median household size is 2.4 people, larger than the Rest of NSW average of 2.3.

Educational outcomes in Moama fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area's university qualification rate is 17.5%, significantly lower than the NSW average of 32.2%. Bachelor degrees are most common at 12.7%, followed by graduate diplomas (2.5%) and postgraduate qualifications (2.3%). Vocational credentials are prevalent, with 37.7% of residents aged 15+ holding them, including advanced diplomas (9.9%) and certificates (27.8%). Educational participation is high at 25.7%, with 10.5% in primary, 8.2% in secondary, and 1.7% in tertiary education.

Moama's three schools have a combined enrollment of 801 students, operating under typical Australian school conditions (ICSEA: 990) with balanced educational opportunities. The educational mix includes two primary schools and one K-12 school. Note: for schools marked 'n/a' in enrollments, please refer to the parent campus.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Moama has 50 active public transport stops, offering a mix of train and bus services. These stops are served by 23 different routes, together providing 340 weekly passenger trips. The transport accessibility is rated excellent, with residents on average located 184 meters from the nearest stop.

Service frequency averages 48 trips per day across all routes, equating to approximately 6 weekly trips per individual stop.

Health performance in Moama is well below average with prevalence of common health conditions notable across both younger and older age cohorts

Health data indicates significant challenges for Moama with high prevalence of common health conditions among both younger and older age groups. Private health cover stands at approximately 51% of the total population (~4,516 people), slightly lower than the average SA2 area's 47.7%.

The most prevalent medical conditions are arthritis (affecting 11.2% of residents) and asthma (7.8%). A total of 64.3% of residents report no medical ailments, compared to 60.6% in the Rest of NSW. Moama has a higher proportion of seniors aged 65 and over at 30.8% (2,718 people), performing better than the general population in health metrics.

The latest Census data sees Moama placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics

Moama's cultural diversity was found to be below average, with 90.8% of its population being citizens, 91.4% born in Australia, and 96.6% speaking English only at home. Christianity was the main religion in Moama, comprising 56.0% of people, compared to 58.1% across Rest of NSW. The top three ancestry groups were English (33.6%), Australian (32.6%), and Irish (9.1%).

Notably, Scottish representation was higher at 8.8% in Moama compared to the regional average of 9.2%. Italian and Dutch representations were also notably higher at 3.2% and 1.3%, respectively, compared to regional averages of 2.3% and 1.0%.

Moama hosts an older demographic, ranking in the top quartile nationwide

Moama has a median age of 49, which exceeds the Rest of NSW figure of 43 and is higher than Australia's median age of 38. Compared to the Rest of NSW average, Moama has an over-representation of the 65-74 age cohort (16.3%), while the 25-34 age group is under-represented (8.0%). The concentration of the 65-74 cohort in Moama is significantly higher than the national average of 9.4%. Between 2021 and present, the 75 to 84 age group has increased from 10.4% to 11.3% of the population. Conversely, the 45-54 age cohort has decreased from 11.5% to 10.2%, and the 25-34 age group has dropped from 9.1% to 8.0%. Looking ahead to 2041, demographic projections indicate significant shifts in Moama's age structure, with the 65-74 age cohort projected to grow by 458 people (32%), increasing from 1,434 to 1,893.