Moama

Moama lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

Moama's population, as of November 2025, is approximately 8,822. This figure represents an increase of 1,892 people since the 2021 Census, which reported a population of 6,930. The growth was inferred from the estimated resident population of 7,596 in June 2024 and an additional 488 validated new addresses since the Census date. This results in a population density ratio of 52 persons per square kilometer. Moama's population grew by 27.3% between the 2021 Census and November 2025, which was higher than the non-metro area growth rate of 5.1%. Interstate migration contributed approximately 89.2% of overall population gains during recent periods.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, NSW State Government's SA2 level projections are used, released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for the years 2032 to 2041. According to demographic trends, Moama is predicted to grow exceptionally, placing it in the top 10 percent of locations outside capital cities. By 2041, the area is expected to gain an additional 3,804 persons, reflecting a total growth of 29.2% over the 17-year period based on the latest annual ERP population numbers.

The level of residential development activity in Moama was found to be higher than 90% of real estate markets across the country

Moama has averaged approximately 115 new dwelling approvals annually over the past five financial years, totalling 579 homes. As of FY26 so far, 67 approvals have been recorded. On average, 1.9 people have moved to the area each year for every dwelling built between FY21 and FY25, indicating balanced supply and demand dynamics. The average construction value for new homes is $381,000.

This financial year has seen $6.7 million in commercial approvals, suggesting a residential-focused market. Compared to the rest of NSW, Moama has 191% more construction activity per person, offering greater choice for buyers and indicating strong developer interest. Recent construction comprises 99% detached dwellings and 1% townhouses or apartments, maintaining the area's low-density character focused on family homes. There are approximately 59 people per dwelling approval in Moama, suggesting an expanding market. Population forecasts indicate Moama will gain 2,578 residents by 2041, with current construction levels expected to meet housing demand adequately and potentially enable growth beyond current projections.

Population forecasts indicate Moama will gain 2,578 residents through to 2041 (from the latest AreaSearch quarterly estimate). With current construction levels, housing supply should adequately meet demand, creating favourable conditions for buyers while potentially enabling growth that exceeds current forecasts.

Moama has moderate levels of nearby infrastructure activity, ranking in the 47thth percentile nationally

Changes to local infrastructure significantly influence an area's performance. AreaSearch identified 14 projects likely impacting the area. Notable ones include Perricota Parklands Estate, Moama Shopping Complex Development, Moama Preschool Development, and The Vines Estate. Relevant projects are listed below.

Professional plan users can use the search below to filter and access additional projects.

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Employment conditions in Moama demonstrate strong performance, ranking among the top 35% of areas assessed nationally

Moama's workforce is balanced between white and blue collar jobs, with prominent essential services sectors. Its unemployment rate was 2.1% in the past year, lower than Rest of NSW's 3.8%.

Employment growth was estimated at 1.1% over this period. As of September 2025, 3,992 residents are employed, with an unemployment rate of 1.7%, below the regional average. Workforce participation is 54.1%, slightly lower than Rest of NSW's 56.4%. Key industries include health care & social assistance, construction, and accommodation & food.

Accommodation & food has a strong presence, with an employment share 1.6 times the regional level. Mining has limited presence, at 0.5% compared to 2.5% regionally. Employment opportunities locally may be limited based on Census data comparison. Over the past year, employment increased by 1.1%, labour force by 1.6%, leading to a unemployment rise of 0.5 percentage points. In contrast, Rest of NSW saw employment fall by 0.5%. State-wide in NSW as of 25-Nov-25, employment contracted by 0.03% (losing 2,260 jobs), with an unemployment rate of 3.9%, lower than the national rate of 4.3%. Jobs and Skills Australia's forecasts suggest national employment will expand by 6.6% over five years and 13.7% over ten years. Applying these projections to Moama's employment mix, local employment is expected to increase by 6.2% over five years and 13.0% over ten years.

Income levels sit below national averages according to AreaSearch assessment

AreaSearch's latest postcode level ATO data for financial year 2022 shows that income in Moama SA2 is just below the national average. The median income is $48,732 while the average income stands at $63,500. This contrasts with Rest of NSW's figures of a median income of $49,459 and an average income of $62,998. Based on Wage Price Index growth of 12.61% since financial year 2022, current estimates would be approximately $54,877 for the median and $71,507 for the average as of September 2025. Census data reveals that household, family and personal incomes in Moama all fall between the 23rd and 25th percentiles nationally. Income brackets indicate that 27.6% of the population (2,434 individuals) fall within the $1,500 - $2,999 income range, aligning with the metropolitan region where this cohort likewise represents 29.9%. After housing costs, 85.8% of income remains, though this ranks at only the 26th percentile nationally and the area's SEIFA income ranking places it in the 5th decile.

Moama is characterized by a predominantly suburban housing profile, with ownership patterns similar to the broader region

Moama's dwelling structure, as per the latest Census, consisted of 86.6% houses and 13.5% other dwellings (semi-detached, apartments, 'other' dwellings), compared to Non-Metro NSW's 86.9% houses and 13.1% other dwellings. Home ownership in Moama was 46.2%, with mortgaged properties at 33.2% and rented ones at 20.6%. The median monthly mortgage repayment in the area was $1,638, while the median weekly rent was $322. Nationally, Moama's mortgage repayments were lower than the Australian average of $1,863, with rents substantially below the national figure of $375.

Moama has a typical household mix, with a higher-than-average median household size

Family households constitute 73.0% of all households, including 27.5% couples with children, 37.7% couples without children, and 7.3% single parent families. Non-family households account for 27.0%, with lone person households at 25.2% and group households comprising 1.8%. The median household size is 2.4 people, higher than the Rest of NSW average of 2.3.

Educational outcomes in Moama fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area's university qualification rate is 17.5%, significantly lower than the NSW average of 32.2%. Bachelor degrees are the most common at 12.7%, followed by graduate diplomas (2.5%) and postgraduate qualifications (2.3%). Vocational credentials are prevalent, with 37.7% of residents aged 15+ holding them, including advanced diplomas (9.9%) and certificates (27.8%). Educational participation is high at 25.7%, comprising 10.5% in primary education, 8.2% in secondary education, and 1.7% pursuing tertiary education.

Educational participation is notably high, with 25.7% of residents currently enrolled in formal education. This includes 10.5% in primary education, 8.2% in secondary education, and 1.7% pursuing tertiary education.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Moama has 50 active public transport stops offering a mix of train and bus services. These stops are served by 23 different routes that together facilitate 340 weekly passenger trips. The accessibility of transport is rated as excellent with residents located an average of 184 meters from the nearest stop.

On average, there are 48 trips per day across all routes, which equates to approximately six weekly trips per individual stop.

Health performance in Moama is well below average with prevalence of common health conditions notable across both younger and older age cohorts

Moama faces significant health challenges with high prevalence of common conditions among both younger and older age groups. Private health cover stands at approximately 51% (~4,516 people), slightly lower than the average SA2 area's 47.7%.

Arthritis and asthma are most prevalent, affecting 11.2% and 7.8% respectively. 64.3% report no medical ailments, compared to 60.6% in Rest of NSW. The population aged 65 and over is 30.8%, totaling 2,718 people.

The latest Census data sees Moama placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics

Moama's cultural diversity was found to be below average, with 90.8% of its population being citizens, 91.4% born in Australia, and 96.6% speaking English only at home. The predominant religion in Moama was Christianity, accounting for 56.0% of the population, compared to 58.1% across Rest of NSW. In terms of ancestry, the top three represented groups were English (33.6%), Australian (32.6%), and Irish (9.1%).

Notably, Scottish ethnicity was overrepresented in Moama at 8.8%, compared to 9.2% regionally, while Italian was at 3.2% versus 2.3%, and Dutch was at 1.3% versus 1.0%.

Moama hosts an older demographic, ranking in the top quartile nationwide

Moama has a median age of 49, which is higher than the Rest of NSW figure of 43 and Australia's national average of 38 years. Compared to the Rest of NSW average, Moama has an over-representation of the 65-74 age cohort (16.3% locally), while the 25-34 year-olds are under-represented (8.0%). This concentration of the 65-74 cohort is notably higher than the national average of 9.4%. Between 2021 and present, the 75 to 84 age group has increased from 10.4% to 11.3% of Moama's population. Conversely, the 45 to 54 cohort has decreased from 11.5% to 10.2%, and the 25 to 34 age group has dropped from 9.1% to 8.0%. Looking ahead to 2041, demographic projections indicate significant shifts in Moama's age structure, with the 65 to 74 age cohort projected to grow by 458 people (32%), increasing from 1,434 to 1,893.