Moama

Moama lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

Moama's population was around 8,649 as of November 2025. This showed an increase of 1,719 people (24.8%) since the 2021 Census, which reported a population of 6,930 people. The change was inferred from the estimated resident population of 7,596 in June 2024 and an additional 488 validated new addresses since the Census date. This resulted in a density ratio of 51 persons per square kilometer. Moama's growth exceeded the Rest of NSW (5.7%) and its SA3 area, making it a growth leader in the region. Interstate migration contributed approximately 89.2% of overall population gains during recent periods.

AreaSearch adopted ABS/Geoscience Australia projections for each SA2 area, released in 2024 with 2022 as the base year. For areas not covered by this data, AreaSearch used NSW State Government's SA2 level projections, released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations were applied to all areas for years 2032 to 2041. By 2041, demographic trends predict exceptional growth, placing Moama in the top 10 percent of locations outside capital cities. The area is expected to grow by 3,804 persons by then, reflecting a gain of 31.8% over the 17 years based on the latest annual ERP population numbers.

The level of residential development activity in Moama was found to be higher than 90% of real estate markets across the country

Moama has averaged approximately 115 new dwelling approvals annually over the past five financial years, totalling 579 homes. As of FY26, 80 approvals have been recorded. On average, 1.9 people moved to the area per dwelling built over these years (FY21-FY25), indicating balanced supply and demand dynamics. New homes are being constructed at an average expected cost of $381,000.

This financial year has seen $6.7 million in commercial approvals, suggesting a residential-focused character for the area. Compared to the rest of NSW, Moama exhibits 191% more construction activity per person, offering greater choice for buyers and indicating robust developer interest. Recent construction comprises 99% detached dwellings and 1% townhouses or apartments, maintaining the area's traditional low-density character with a focus on family homes. The location has approximately 59 people per dwelling approval, suggesting an expanding market. Population forecasts indicate Moama will gain around 2,751 residents by 2041 (based on AreaSearch's latest quarterly estimate).

With current construction levels, housing supply is expected to meet demand adequately, creating favourable conditions for buyers and potentially enabling growth that exceeds current forecasts.

Moama has emerging levels of nearby infrastructure activity, ranking in the 37thth percentile nationally

Changes to local infrastructure significantly influence an area's performance. AreaSearch has identified 14 projects likely impacting the region. Key projects include Perricota Parklands Estate, Moama Shopping Complex Development, Moama Preschool Development, and The Vines Estate. Below is a list detailing those most relevant.

Professional plan users can use the search below to filter and access additional projects.

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Employment conditions in Moama demonstrate strong performance, ranking among the top 35% of areas assessed nationally

Moama has a balanced workforce with both white and blue collar jobs, prominent essential services sectors, an unemployment rate of 2.1%, and estimated employment growth of 1.1% in the past year as of September 2025. The unemployment rate is 1.7% lower than the Rest of NSW's rate of 3.8%. Workforce participation stands at 65.3%, slightly higher than the Rest of NSW's 61.5%.

According to Census responses, only 10.4% of residents work from home. Key industries include health care & social assistance, construction, and accommodation & food, with a strong specialization in accommodation & food (1.6 times the regional level). Mining has limited presence with 0.5% employment compared to 2.5% regionally. Employment opportunities locally appear limited based on Census data.

Over the period May-24 to May-25, employment increased by 1.1%, labour force by 1.6%, and unemployment rose by 0.5 percentage points in Moama. In contrast, Rest of NSW saw employment fall by 0.5%, labour force contract by 0.1%, and unemployment rise by 0.4 percentage points. National employment forecasts from Jobs and Skills Australia project a 6.6% increase over five years and 13.7% over ten years. Applying these projections to Moama's employment mix suggests local employment should increase by 6.2% over five years and 13.0% over ten years, though this is an illustrative extrapolation and does not account for localized population projections.

Income levels sit below national averages according to AreaSearch assessment

AreaSearch's latest postcode level ATO data for financial year ending June 2023 shows median income in Moama SA2 is $51,169 and average income is $62,723. This is lower than Rest of NSW's median income of $52,390 and average income of $65,215. By September 2025, based on an 8.86% Wage Price Index growth since June 2023, estimated median income in Moama would be approximately $55,703 and average income $68,280. Census data indicates household, family, and personal incomes in Moama are between the 23rd and 25th percentiles nationally. Income brackets show 27.6% of Moama's population (2,387 individuals) fall within the $1,500 - $2,999 range, similar to metropolitan regions at 29.9%. After housing costs, 85.8% of income remains, ranking at the 26th percentile nationally. Moama's SEIFA income ranking places it in the 4th decile.

Moama is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Moama's dwelling structure, as per the latest Census, consisted of 86.6% houses and 13.5% other dwellings (semi-detached, apartments, 'other' dwellings). This compares to Non-Metro NSW's 82.6% houses and 17.4% other dwellings. Home ownership in Moama stood at 46.2%, with the rest of dwellings either mortgaged (33.2%) or rented (20.6%). The median monthly mortgage repayment was $1,638, lower than Non-Metro NSW's average of $1,733. The median weekly rent in Moama was $322, compared to Non-Metro NSW's $330. Nationally, Moama's mortgage repayments were significantly lower than the Australian average of $1,863, while rents were substantially below the national figure of $375.

Moama has a typical household mix, with a fairly typical median household size

Family households compose 73.0% of all households, including 27.5% couples with children, 37.7% couples without children, and 7.3% single parent families. Non-family households constitute the remaining 27.0%, with lone person households at 25.2% and group households comprising 1.8%. The median household size is 2.4 people, which aligns with the Rest of NSW average.

Educational outcomes in Moama fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area's university qualification rate is 17.5%, significantly lower than the NSW average of 32.2%. This indicates a need for targeted educational initiatives. Bachelor degrees are most common at 12.7%, followed by graduate diplomas (2.5%) and postgraduate qualifications (2.3%). Vocational credentials are prominent, with 37.7% of residents aged 15+ holding them - advanced diplomas account for 9.9% and certificates for 27.8%.

Educational participation is high, with 25.7% of residents currently enrolled in formal education. This includes 10.5% in primary education, 8.2% in secondary education, and 1.7% pursuing tertiary education.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Moama has 77 active public transport stops, consisting of a mix of train and bus services. These stops are served by 22 individual routes, offering a total of 542 weekly passenger trips. The accessibility of transport in Moama is rated as excellent, with residents typically located 178 meters from the nearest stop. As a primarily residential area, most commuting is outward-bound, with cars being the dominant mode of transportation at 95%. On average, there are 1.4 vehicles per dwelling. According to the 2021 Census, only 10.4% of residents work from home, which may be influenced by COVID-19 conditions.

Across all routes, service frequency averages 77 trips per day, equating to approximately 7 weekly trips per individual stop.

Moama's residents are healthier than average in comparison to broader Australia with a fairly standard level of common health conditions seen across both young and old age cohorts

Moama residents show positive health outcomes, matching national mortality rate benchmarks. Common health conditions are standard across age groups.

Private health cover stands at approximately 50%, lower than the national average of 55.7%. The most prevalent medical conditions are arthritis (11.2%) and asthma (7.8%), with 64.3% reporting no ailments, similar to Rest of NSW's 63.3%. Under-65 residents have better health outcomes. Moama has a higher proportion of residents aged 65 and over (30.8%, or 2,665 people), compared to Rest of NSW's 23.0%. Overall health rankings align with national averages.

The latest Census data sees Moama placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics

Moama's cultural diversity was found to be below average, with 90.8% of its population being citizens born in Australia who speak English only at home as of the 2016 Census. Christianity was the main religion in Moama, comprising 56.0% of people compared to 55.9% across Rest of NSW during the same period. The top three ancestry groups were English (33.6%), Australian (32.6%), and Irish (9.1%).

Notably, Scottish (8.8%) and Italian (3.2%) ethnicities were overrepresented in Moama compared to regional averages of 8.0% and 2.1%, respectively, while Dutch ethnicity was slightly overrepresented at 1.3%.

Moama hosts an older demographic, ranking in the top quartile nationwide

Moama has a median age of 49, which is higher than the Rest of NSW figure of 43 and Australia's national average of 38 years. Compared to the Rest of NSW average, Moama has an over-representation of the 65-74 cohort at 16.3%, while the 25-34 age group is under-represented at 8.0%. This concentration of the 65-74 cohort is well above the national figure of 9.4%. Between 2021 and now, the 75 to 84 age group has increased from 10.4% to 11.3% of Moama's population. Conversely, the 45 to 54 cohort has decreased from 11.5% to 10.2%, and the 25 to 34 age group has dropped from 9.1% to 8.0%. By 2041, demographic projections show significant shifts in Moama's age structure, with the 65 to 74 age cohort projected to grow by 486 people (35%), from 1,406 to 1,893.