Moama

Moama lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

Moama's population was around 8,822 as of November 2025. This reflected an increase of 1,892 people, a 27.3% rise since the 2021 Census which reported a population of 6,930. The change was inferred from the estimated resident population of 7,596 in June 2024 and an additional 488 validated new addresses since the Census date. This resulted in a density ratio of 52 persons per square kilometer. Moama's growth exceeded both the non-metro area (5.1%) and the state average during this period, making it a regional growth leader. Interstate migration contributed approximately 89.2% of overall population gains recently.

AreaSearch adopted ABS/Geoscience Australia projections for each SA2 area, released in 2024 with 2022 as the base year, and NSW State Government's SA2 level projections where applicable, released in 2022 with 2021 as the base year. Growth rates by age group were applied to all areas from these aggregations for years 2032 to 2041. Future demographic trends predict exceptional growth, placing Moama in the top 10 percent of locations outside capital cities. By 2041, based on latest annual ERP population numbers, Moama is expected to grow by 3,804 persons, reflecting a total gain of 29.2% over the 17-year period.

The level of residential development activity in Moama was found to be higher than 90% of real estate markets across the country

Moama has averaged approximately 115 new dwelling approvals annually over the past five financial years, totalling 579 homes. As of FY26, 56 approvals have been recorded. On average, 1.9 people have moved to the area per dwelling built each year between FY21 and FY25. The average construction value for new homes is $513,000.

This financial year, $6.7 million in commercial approvals have been registered. Moama has 191.0% more construction activity per person compared to the Rest of NSW, significantly above the national average. Recent construction comprises 99.0% detached dwellings and 1.0% townhouses or apartments, maintaining the area's low density character. There are approximately 59 people per dwelling approval in Moama. Population forecasts indicate an increase of 2,578 residents by 2041.

With current construction levels, housing supply should meet demand adequately, creating favourable conditions for buyers while potentially enabling growth that exceeds current forecasts.

Moama has moderate levels of nearby infrastructure activity, ranking in the 47thth percentile nationally

Area infrastructure changes significantly influence local performance. Fourteen projects identified by AreaSearch may impact the region. Notable projects are Perricoa Parklands Estate, Moama Shopping Complex Development, Moama Preschool Development, and The Vines Estate. The following list details projects likely most relevant.

Professional plan users can use the search below to filter and access additional projects.

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Employment conditions in Moama demonstrate strong performance, ranking among the top 35% of areas assessed nationally

Moama has a balanced workforce with white and blue collar jobs. Its unemployment rate is 2.2%, lower than the national average.

In the past year, employment grew by 3.8%. As of June 2025, 3,952 residents are employed at an unemployment rate of 1.5% below the Rest of NSW's rate of 3.7%. Workforce participation is 54.1%, slightly below the regional average. Key industries include health care & social assistance, construction, and accommodation & food, with a strong specialization in the latter (1.6 times the regional level).

Mining has limited presence (0.5% employment vs regional 2.5%). Employment opportunities appear limited locally based on Census data analysis. In the 12 months prior, employment increased by 3.8%, labour force by 4.4%, and unemployment rose by 0.6 percentage points. This contrasts with Rest of NSW where employment fell by 0.1%. State-level data to Nov-25 shows NSW employment contracted by 0.03% (losing 2,260 jobs), with an unemployment rate of 3.9%, favourable compared to the national rate of 4.3%. Jobs and Skills Australia's forecasts from May-25 project national employment growth at 6.6% over five years and 13.7% over ten years. Applying these projections to Moama's employment mix suggests local employment should increase by 6.2% over five years and 13.0% over ten years, assuming constant population projections for illustrative purposes.

Income levels sit below national averages according to AreaSearch assessment

AreaSearch's latest postcode level ATO data for financial year 2022 shows that Moama SA2 had an income median of $48,732 and average income of $63,500. This contrasts with Rest of NSW's median income of $49,459 and average income of $62,998. Based on Wage Price Index growth of 12.61% since financial year 2022, estimated current incomes are approximately $54,877 (median) and $71,507 (average) as of September 2025. Census data reveals Moama's household, family, and personal incomes all fall between the 23rd and 25th percentiles nationally. Income brackets indicate that 27.6% of Moama's population, equivalent to 2,434 individuals, fall within the $1,500 - $2,999 income range, aligning with metropolitan regions where this cohort represents 29.9%. After housing costs, 85.8% of income remains, ranking at the 26th percentile nationally. Moama's SEIFA income ranking places it in the 5th decile.

Moama is characterized by a predominantly suburban housing profile, with ownership patterns similar to the broader region

Moama's dwelling structures, as per the latest Census, consisted of 86.6% houses and 13.5% other dwellings (semi-detached, apartments, 'other' dwellings), compared to Non-Metro NSW's 86.9% houses and 13.1% other dwellings. Home ownership in Moama was at 46.2%, with mortgaged dwellings at 33.2% and rented ones at 20.6%. The median monthly mortgage repayment was $1,638, higher than Non-Metro NSW's average of $1,579. The median weekly rent in Moama was recorded at $322, lower than Non-Metro NSW's figure of $345. Nationally, Moama's mortgage repayments were significantly lower than the Australian average of $1,863, while rents were substantially below the national figure of $375.

Moama has a typical household mix, with a higher-than-average median household size

Family households account for 73.0% of all households, including 27.5% that are couples with children, 37.7% that are couples without children, and 7.3% that are single parent families. Non-family households make up the remaining 27.0%, with lone person households at 25.2% and group households comprising 1.8%. The median household size is 2.4 people, larger than the Rest of NSW average of 2.3.

Educational outcomes in Moama fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area's university qualification rate is 17.5%, significantly lower than NSW's average of 32.2%. This presents both a challenge and an opportunity for targeted educational initiatives. Bachelor degrees are the most common at 12.7%, followed by graduate diplomas (2.5%) and postgraduate qualifications (2.3%). Vocational credentials are prevalent, with 37.7% of residents aged 15+ holding them - advanced diplomas (9.9%) and certificates (27.8%).

Educational participation is high, with 25.7% of residents currently enrolled in formal education. This includes 10.5% in primary education, 8.2% in secondary education, and 1.7% pursuing tertiary education.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Moama has 50 active public transport stops. These include train and bus services. There are 23 different routes operating in total.

Each week, these routes provide 340 passenger trips combined. The average distance from a resident's home to the nearest stop is 184 meters. On average, there are 48 trips per day across all routes. This equates to about 6 weekly trips per individual stop.

Health performance in Moama is well below average with prevalence of common health conditions notable across both younger and older age cohorts

Moama faces significant health challenges, with common conditions prevalent among both younger and older age groups. Private health cover stands at approximately 51% of Moama's total population (~4,516 people), slightly lower than the average SA2 area's rate of 47.7%.

The most prevalent medical conditions are arthritis (11.2%) and asthma (7.8%), with 64.3% of residents reporting no medical ailments, compared to 60.6% across Rest of NSW. Moama has a higher proportion of residents aged 65 and over at 30.8% (2,718 people).

The latest Census data sees Moama placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics

Moama, surveyed in 2016, had a cultural diversity index below the average. Its population was predominantly Australian-born citizens: 90.8% were citizens, 91.4% born in Australia, and 96.6% spoke English at home. Christianity was the dominant religion, with 56.0% of Moama's population, compared to 58.1% across Rest of NSW.

The top three ancestry groups were English (33.6%), Australian (32.6%), and Irish (9.1%). Notably, Scottish ancestry was higher in Moama at 8.8%, compared to the regional average of 9.2%. Italian ancestry was also higher at 3.2% versus 2.3%, and Dutch ancestry was slightly above the regional average at 1.3% versus 1.0%.

Moama hosts an older demographic, ranking in the top quartile nationwide

Moama has a median age of 49, which exceeds the Rest of NSW figure of 43 and is above Australia's median age of 38. Compared to the Rest of NSW average, the 65-74 cohort is notably over-represented in Moama at 16.3%, while the 25-34 year-olds are under-represented at 8.0%. This concentration of the 65-74 age group is well above the national figure of 9.4%. Between 2021 and the present, the 75 to 84 age group has grown from 10.4% to 11.3% of Moama's population. Conversely, the 45 to 54 cohort has declined from 11.5% to 10.2%, and the 25 to 34 age group has dropped from 9.1% to 8.0%. Looking ahead to 2041, demographic projections indicate significant shifts in Moama's age structure, with the 65 to 74 age cohort projected to grow by 458 people (32%), increasing from 1,434 to 1,893.