Moama
Statistical Area - sa2

Moama lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

Moama's population is around 8,654 as of Aug 2025. This reflects an increase of 1,724 people since the 2021 Census, which reported a population of 6,930 people. The change is inferred from the estimated resident population of 7,596 from the ABS as of June 2024 and an additional 418 validated new addresses since the Census date. This level of population equates to a density ratio of 51 persons per square kilometer. Moama's growth rate of 24.9% since the 2021 census exceeded the non-metro area (4.8%), marking it as a growth leader in the region. Interstate migration contributed approximately 89.2% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with 2022 as the base year. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections, released in 2022 with 2021 as the base year. Growth rates by age group are applied to all areas for years 2032 to 2041. By 2041, Moama is predicted to grow by 3,804 persons based on latest population numbers, recording a gain of 31.7% in total over the 17 years.

The level of residential development activity in Moama was found to be higher than 90% of real estate markets across the country

Moama has averaged approximately 115 new dwelling approvals annually over the past five financial years, totalling 579 homes. As of FY26, 42 approvals have been recorded. On average, 1.9 people moved to the area each year for every dwelling built between FY21 and FY25, suggesting a balanced supply and demand dynamic. The average construction value of new homes is $513,000.

This year, $6.7 million in commercial approvals have been registered, indicating the residential character of the area. Compared to the Rest of NSW, Moama has 191% more construction activity per person, offering greater choice for buyers and reflecting strong developer interest. Recent construction consists of 99% detached dwellings and 1% townhouses or apartments, maintaining the area's low-density character focused on family homes. There are approximately 59 people per dwelling approval in Moama, indicating an expanding market. Population forecasts project a gain of 2,746 residents by 2041.

With current construction levels, housing supply should meet demand adequately, creating favourable conditions for buyers while potentially enabling growth that exceeds current forecasts.

Moama has moderate levels of nearby infrastructure activity, ranking in the top 50% nationally

Changes to local infrastructure significantly influence an area's performance. AreaSearch has identified 14 projects that may impact this area. Notable projects include Perricota Parklands Estate, Moama Preschool Development, Lakeview Estate, and The Vines Estate, with the following list detailing those likely most relevant.

Professional plan users can use the search below to filter and access additional projects.

Employment conditions in Moama demonstrate strong performance, ranking among the top 35% of areas assessed nationally

Moama has a balanced workforce spanning white and blue collar jobs. Key sectors include health care & social assistance, construction, and accommodation & food.

As of June 2025, the unemployment rate is 2.2%, with an estimated employment growth of 3.8% over the past year. This rate is 1.5% lower than Rest of NSW's rate of 3.7%. Workforce participation is somewhat below standard at 54.1%. The area shows strong specialization in accommodation & food, with an employment share of 1.6 times the regional level.

Mining has limited presence, at 0.5% compared to 2.5% regionally. Employment opportunities locally appear limited based on Census data comparisons. In the 12-month period ending June 2025, employment increased by 3.8%, labour force by 4.4%, resulting in unemployment rising by 0.6 percentage points. This contrasts with Rest of NSW where employment fell by 0.1%. State-level data to Sep-25 shows NSW employment contracted by 0.41% (losing 19,270 jobs), with the state unemployment rate at 4.3%, compared to the national rate of 4.5%. Jobs and Skills Australia's national employment forecasts from May 2025 suggest Moama's local growth could approximate increases of 6.2%% over five years and 13.0% over ten years, based on industry-specific projections.

Income levels sit below national averages according to AreaSearch assessment

AreaSearch's latest postcode level ATO data for financial year 2022 shows that Moama's median income is $48,732 and average income stands at $63,500. This contrasts with Rest of NSW's figures: median income of $49,459 and average income of $62,998. Based on a 10.6% Wage Price Index growth since financial year 2022, current estimates for Moama would be approximately $53,898 (median) and $70,231 (average) as of March 2025. Census data reveals Moama's household, family and personal incomes rank modestly, between the 24th and 26th percentiles. Income brackets indicate that 27.6% of Moama's population falls within the $1,500 - $2,999 income range, aligning with metropolitan regions where this cohort represents 29.9%. After housing costs, 85.8% of income remains in Moama, ranking at the 27th percentile nationally. The area's SEIFA income ranking places it in the 5th decile.

Moama is characterized by a predominantly suburban housing profile, with ownership patterns similar to the broader region

Moama's dwelling structure, as per the latest Census, consisted of 86.6% houses and 13.5% other dwellings (semi-detached, apartments, 'other' dwellings). In comparison, Non-Metro NSW had 89.8% houses and 10.2% other dwellings. Home ownership in Moama was 46.2%, with the remaining dwellings either mortgaged (33.2%) or rented (20.6%). The median monthly mortgage repayment in Moama was $1,638, higher than Non-Metro NSW's average of $1,285. The median weekly rent in Moama was recorded at $322, compared to Non-Metro NSW's $235. Nationally, Moama's mortgage repayments were lower than the Australian average of $1,863, while rents were substantially below the national figure of $375.

Moama has a typical household mix, with a higher-than-average median household size

Family households account for 73.0% of all households, including 27.5% couples with children, 37.7% couples without children, and 7.3% single parent families. Non-family households constitute the remaining 27.0%, with lone person households at 25.2% and group households making up 1.8% of the total. The median household size is 2.4 people, which is larger than the Rest of NSW average of 2.3.

Educational outcomes in Moama fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area's university qualification rate is 17.5%, significantly lower than the NSW average of 32.2%. Bachelor degrees are most prevalent at 12.7%, followed by graduate diplomas (2.5%) and postgraduate qualifications (2.3%). Vocational credentials are held by 37.7% of residents aged 15+, with advanced diplomas at 9.9% and certificates at 27.8%. Current educational participation stands at 25.7%, including 10.5% in primary, 8.2% in secondary, and 1.7% in tertiary education.

Moama has 3 schools with a combined enrollment of 801 students, operating under typical Australian school conditions (ICSEA: 990). The educational mix includes 2 primary schools and 1 K-12 school. No specific dates are mentioned in the original text.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Moama has 50 active public transport stops offering a mix of train and bus services. These stops are served by 23 different routes that collectively facilitate 340 weekly passenger trips. Transport accessibility is rated excellent with residents located an average of 184 meters from the nearest stop.

Service frequency averages 48 trips per day across all routes, equating to approximately 6 weekly trips per individual stop.

Health performance in Moama is well below average with prevalence of common health conditions notable across both younger and older age cohorts

Moama faces significant health challenges, as indicated by its health data. Common health conditions are prevalent among both younger and older age groups.

The rate of private health cover is approximately 51% of the total population (~4,430 people), slightly lower than the average SA2 area, which stands at 47.7%. This compares to a figure of 47.7% across Rest of NSW. Arthritis and asthma are the most common medical conditions in Moama, affecting 11.2% and 7.8% of residents respectively. However, 64.3% of residents claim to be completely free from medical ailments, compared to a figure of 60.6% across Rest of NSW. The area has 30.8% of its population aged 65 and over (2,667 people).

The latest Census data sees Moama placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics

Moama's cultural diversity was below average, with 90.8% citizens, 91.4% born in Australia, and 96.6% speaking English only at home. Christianity was the main religion, comprising 56.0%, compared to 58.1% across Rest of NSW. The top three ancestry groups were English (33.6%), Australian (32.6%), and Irish (9.1%).

Notable divergences existed in Scottish representation at 8.8% (vs regional 9.2%), Italian at 3.2% (vs 2.3%), and Dutch at 1.3% (vs 1.0%).

Moama hosts an older demographic, ranking in the top quartile nationwide

Moama has a median age of 49, which is higher than the Rest of NSW's figure of 43 and Australia's figure of 38. Compared to the Rest of NSW average, Moama has an over-representation of the 65-74 cohort at 16.3%, while the 25-34 age group is under-represented at 8.0%. The concentration of the 65-74 cohort is well above the national figure of 9.4%. Between 2021 and the present, the 75 to 84 age group has grown from 10.4% to 11.3% of Moama's population. Conversely, the 45 to 54 cohort has declined from 11.5% to 10.2%, and the 25 to 34 age group has dropped from 9.1% to 8.0%. By 2041, demographic projections indicate significant shifts in Moama's age structure, with the 65 to 74 cohort projected to grow by 485 people (35%), increasing from 1,407 to 1,893.