Moama

Moama lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

Based on AreaSearch's analysis, Moama's population is around 8,656 as of Feb 2026. This reflects an increase of 1,726 people (24.9%) since the 2021 Census, which reported a population of 6,930 people. The change is inferred from the estimated resident population of 7,596 from the ABS as of June 2024 and an additional 494 validated new addresses since the Census date. This population level equates to a density ratio of 51 persons per square kilometer, providing ample space per person. Moama's 24.9% growth since the 2021 census exceeded the Rest of NSW (5.9%) and the SA3 area, marking it as a growth leader in the region. Population growth for the area was primarily driven by interstate migration, which contributed approximately 89.2% of overall population gains during recent periods.

AreaSearch adopts ABS/Geoscience Australia projections for each SA2 area, as released in 2024 with 2022 as the base year. For any SA2 areas not covered by this data, AreaSearch utilizes the NSW State Government's SA2 level projections, as released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are also applied to all areas for years 2032 to 2041. Regarding demographic trends, exceptional growth, placing in the top 10 percent of locations outside of capital cities, is predicted over the period, with the area expected to grow by 3,804 persons by 2041 based on the latest annual ERP population numbers, reflecting a gain of 31.7% in total over the 17 years.

The level of residential development activity in Moama was found to be higher than 90% of real estate markets across the country

Moama has averaged around 115 new dwelling approvals each year, totalling 579 homes over the past 5 financial years. So far in FY-26, 87 approvals have been recorded. With an average of 1.9 people per year moving to the area for each dwelling built over the past 5 financial years (between FY-21 and FY-25), supply and demand seem well-matched, fostering stable market dynamics, while new homes are being built at an average value of $381,000. Additionally, $6.7 million in commercial approvals have been registered this financial year, supporting the area's residential character.

Compared to the rest of NSW, Moama has 191.0% more construction activity (per person), creating greater choice for buyers. This is significantly above the national average, indicating robust developer interest in the area. Recent construction comprises 99.0% detached dwellings and 1.0% townhouses or apartments, maintaining the area's traditional low-density character with a focus on family homes appealing to those seeking space. The location has approximately 59 people per dwelling approval, indicating an expanding market.

Population forecasts indicate Moama will gain 2,744 residents through to 2041 (from the latest AreaSearch quarterly estimate). With current construction levels, housing supply should adequately meet demand, creating favourable conditions for buyers while potentially enabling growth that exceeds current forecasts.

Moama has emerging levels of nearby infrastructure activity, ranking in the 37thth percentile nationally

Nothing can influence an area's performance as much as changes to local infrastructure, major projects, and planning initiatives. In total, 14 projects have been identified by AreaSearch that are likely to have an impact on the area. Key projects include Perricoota Parklands Estate, Moama Shopping Complex Development, Moama Preschool Development, and The Vines Estate, with the list below detailing those likely to be of most relevance.

Professional plan users can use the search below to filter and access additional projects.

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Employment conditions in Moama demonstrate strong performance, ranking among the top 35% of areas assessed nationally

Moama features a balanced workforce spanning white and blue collar employment, with essential services sectors well represented, and an unemployment rate of just 2.0%. As of December 2025, 3,926 residents are in work while the unemployment rate is 1.9% below Regional NSW's rate of 3.9%, and workforce participation is fairly standard (64.2% compared to Regional NSW's 61.3%). Based on Census responses, a low 10.4% of residents were found to work from home, though Covid-19 lockdown impacts should be considered.

Leading employment industries among residents comprise health care & social assistance, construction, and accommodation & food. The area demonstrates a particularly notable concentration in accommodation & food, with employment levels at 1.6 times the regional average. Conversely, mining shows lower representation at 0.5% versus the regional average of 2.5%. The area appears to offer limited employment opportunities locally, as indicated by the count of the Census working population versus the resident population.

Based on AreaSearch analysis of SALM and ABS data, the 12-month period saw the labour force decrease by 1.8% alongside a 2.1% employment decline, resulting in the unemployment rate rising by 0.3 percentage points. By comparison, Regional NSW recorded an employment decline of 1.2%, a labour force decline of 0.8%, with unemployment rising 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 can offer further insight into potential future demand within Moama. These projections, covering five and ten-year periods, have been mapped against the local employment profile to estimate growth patterns. While national employment is forecast to expand by 6.6% over five years and 13.7% over ten years, growth rates differ significantly between industry sectors. Applying these industry-specific projections to Moama's employment mix suggests local employment should increase by 6.2% over five years and 13.0% over ten years (please note this is a simple weighting extrapolation for illustrative purposes and does not take into account localised population projections).

Income levels sit below national averages according to AreaSearch assessment

As per AreaSearch's latest postcode level ATO data released for FY-23, the Moama SA2's median income among taxpayers is $51,169, with an average of $62,723. This is below the national average, and compares to Regional NSW's median of $52,390 and average of $65,215. Based on Wage Price Index growth of 8.86% since FY-23, current estimates would be approximately $55,703 (median) and $68,280 (average) as of September 2025. From the 2021 Census, household, family and personal incomes in Moama all fall between the 23rd and 25th percentiles nationally. Income brackets indicate 27.6% of the population (2,389 individuals) fall within the $1,500 - 2,999 income range, reflecting patterns seen in the broader area where 29.9% similarly occupy this range. After housing, 85.8% of income remains, though this ranks at only the 26th percentile nationally and the area's SEIFA income ranking places it in the 4th decile.

Moama is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Dwelling structure within Moama, as evaluated at the latest Census, comprised 86.6% houses and 13.5% other dwellings (semi-detached, apartments, 'other' dwellings), in comparison to Regional NSW's 82.6% houses and 17.4% other dwellings. Meanwhile, the level of home ownership within Moama was well beyond that of Regional NSW, at 46.2%, with the remainder of dwellings either mortgaged (33.2%) or rented (20.6%). The median monthly mortgage repayment in the area was below the Regional NSW average at $1,638, while the median weekly rent figure was recorded at $322, compared to Regional NSW's $1,733 and $330. Nationally, Moama's mortgage repayments are significantly lower than the Australian average of $1,863, while rents are substantially below the national figure of $375.

Moama has a typical household mix, with a fairly typical median household size

Family households dominate at 73.0% of all households, comprising 27.5% couples with children, 37.7% couples without children, and 7.3% single parent families. Non-family households make up the remaining 27.0%, with lone person households at 25.2% and group households comprising 1.8% of the total. The median household size of 2.4 people matches the Regional NSW average.

Educational outcomes in Moama fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area faces educational challenges, with university qualification rates (17.5%) substantially below the NSW average of 32.2%. This represents both a challenge and an opportunity for targeted educational initiatives. Bachelor degrees lead at 12.7%, followed by graduate diplomas (2.5%) and postgraduate qualifications (2.3%). Trade and technical skills feature prominently, with 37.7% of residents aged 15+ holding vocational credentials, including advanced diplomas (9.9%) and certificates (27.8%).

Educational participation is notably high, with 25.7% of residents currently enrolled in formal education. This includes 10.5% in primary education, 8.2% in secondary education, and 1.7% pursuing tertiary education.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Public transport analysis reveals 77 active transport stops operating within Moama, comprising a mix of trains and buses. These stops are serviced by 22 individual routes, collectively providing 542 weekly passenger trips. Transport accessibility is rated as excellent, with residents typically located 178 meters from the nearest transport stop. As a primarily residential area, most residents commute outward; the car remains the dominant mode at 95%. Vehicle ownership averages 1.4 per dwelling. A relatively low 10.4% of residents work from home (2021 Census; may reflect COVID-19 conditions).

Service frequency averages 77 trips per day across all routes, equating to approximately 7 weekly trips per individual stop.

Moama's residents are healthier than average in comparison to broader Australia with a fairly standard level of common health conditions seen across both young and old age cohorts

Health data indicates relatively positive outcomes for Moama residents, with AreaSearch's analysis of mortality rates and health conditions showing results broadly in line with national benchmarks. A fairly standard level of common health conditions is seen across both young and old age cohorts, and the rate of private health cover is relatively low at approximately 50% of the total population (~4,362 people), compared to the national average of 55.7%.

The most common medical conditions in the area are arthritis and asthma, impacting 11.2 and 7.8% of residents, respectively, while 64.3% declared themselves as completely clear of medical ailments compared to 63.3% across Regional NSW. The under-65 population demonstrates better than average health outcomes. The area has 30.7% of residents aged 65 and over (2,654 people), which is higher than the 23.4% in Regional NSW, with national rankings broadly in line with the general population.

The latest Census data sees Moama placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics

Moama was found to be below average in terms of cultural diversity, with 90.8% of its population being citizens, 91.4% born in Australia, and 96.6% speaking English only at home. The main religion in Moama is Christianity, which makes up 56.0% of people in Moama, compared to 55.9% across Regional NSW.

In terms of ancestry (country of birth of parents), the top three represented groups in Moama are English, comprising 33.6% of the population, Australian, comprising 32.6% of the population, and Irish, comprising 9.1% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Scottish is notably overrepresented at 8.8% of Moama (vs 8.0% regionally), Italian at 3.2% (vs 2.1%) and Dutch at 1.3% (vs 1.0%).

Moama hosts an older demographic, ranking in the top quartile nationwide

With a median age of 49, Moama notably exceeds the Regional NSW figure of 43 and is well above Australia's 38 years. Compared to the Regional NSW average, the 65 - 74 cohort is notably over-represented (16.3% locally), while 25 - 34 year-olds are under-represented (7.9%). This 65 - 74 concentration is well above the national 9.5%. Since 2021, the 35 to 44 age group has grown from 10.0% to 11.4% of the population. Conversely, the 45 to 54 cohort has declined from 11.5% to 9.8% and the 25 to 34 group dropped from 9.1% to 7.9%. Looking ahead to 2041, demographic projections reveal significant shifts in Moama's age structure. The 65 to 74 age cohort is projected to experience strong growth, expanding by 482 people (34%) from 1,410 to 1,893.