Moama

SA2

Rest of NSW / Upper Murray exc. Albury

 
 
 
 
 
 
 
Data Sources ABSValuer GeneralRental BoardACARA Newest Aug 2026 · Refreshed ABS QuickStats 109031184 How we calculate this
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Statistical Area (SA2) Boundary Analysis

This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.

SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).

Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Moama

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The median house price in Moama is $780k, with units at $470k. House values have moved 4.2% a year compounded over five years.

Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.

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DemographicsPopulation Growth in Moama

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Moama has an estimated 8,116 residents, up from 6,930 at the 2021 Census — a change of 1,186 people, or 17.1%. Growth has averaged 3.8% a year over five years, faster than 88% of areas nationally. 790 new addresses have been validated here since Census night. Interstate and internal migration accounts for 89.9% of that increase. Density is about 49 people per square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

According to the analysis by AreaSearch, the population of Moama stands at approximately 8,116 in May 2026. This represents a growth of 1,186 residents (17.1%) from the 6,930 individuals recorded in the 2021 Census. This population shift is calculated using the June 2025 ABS estimated resident population of 8,036 and a further 790 validated new addresses identified since the Census. With this population level, the density is calculated at 48 persons per square kilometer, indicating a spacious residential environment. The area's 17.1% expansion since the 2021 census outstripped the 4.8% growth rate of the SA3 region and exceeded the Rest of NSW, establishing it as a local growth hotspot.

This population gain was mostly fueled by interstate migration, which accounted for roughly 89.9% of the overall population rise in recent times. For each SA2 locality, AreaSearch uses the ABS/Geoscience Australia projections published in 2024, which utilize 2022 as their baseline year. In cases where SA2 areas lack coverage in this dataset, projections from the NSW State Government's 2022 release with a 2021 baseline are applied instead. The age cohort growth rates from these combined datasets are also projected forward for all districts from 2032 to 2041. Looking at upcoming demographic patterns, the location is projected to experience exceptional growth that ranks in the top 10 percent of all non-capital territory locations, adding 3,576 residents by 2041 based on the most recent annual ERP statistics, which represents a total increase of 43.1% over the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the Moama SA2?
Total population for the Moama SA2 was estimated to be approximately 8,116 as at May 26. This is based upon an estimated resident population of 8,036 from the ABS up to June 2025.
How has the population in the Moama SA2 changed since 2021?
The moama sa2 has added approximately 1,186 people and shown a 17.11% increase from the 6,930 people recorded at the 2021 Census period.
What is the population density in the Moama SA2?
The population density in the Moama SA2 is estimated at 48 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the Moama SA2?
Over the past 10 years, the population in the Moama SA2 has shown a compound annual growth rate of 3.2% per annum.
What are the main drivers of population growth in the Moama SA2?
Population growth in the Moama SA2 is driven by: Interstate migration (89.9%), Overseas migration (10.1%), Natural increase (0.0%). The primary driver is Interstate migration, contributing 89.9% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Moama

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579 new dwellings have been approved in Moama over the past five years, an average of 115 a year. That places the area in the 92nd percentile for residential development activity nationally, about 14 approvals per 1,000 residents a year. Of the 89 dwellings approved in the latest reporting year, 99% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 139, broadly in line with that longer-run average. Figures come from ABS building approvals aggregated to this SA2 boundary and are updated monthly as the ABS releases them.

Detail

Approximately 115 new residential dwellings have been approved each year in Moama, resulting in 579 home approvals over the 5 financial years from FY-21 to FY-25, and 128 during FY-26 to date. An average of 2.3 new residents per dwelling was recorded over the 5 financial years between FY-21 and FY-25, pointing to healthy demand that should help maintain property values, with new builds averaging a construction cost of $381,000. Additionally, commercial building approvals reached $6.7 million this financial year, which highlights that the locality remains predominantly residential in character.

Per capita construction activity in Moama is 184.0% higher than in the Rest of NSW, providing home buyers with a broader selection of properties. This volume of building is significantly higher than the national average, showing strong developer interest. The composition of new construction comprises 99.0% detached houses and 1.0% medium and high-density developments, which preserves the traditional low-density neighborhood style centered around spacious family properties. The region has a ratio of roughly 61 people for every residential approval, demonstrating a growing market. According to the latest quarterly estimates from AreaSearch, future forecasts indicate Moama will add 3,496 residents by 2041. While local building activity is keeping a steady pace with this projected population increase, home buyers may face rising competition as the resident count grows.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the Moama SA2 recently?
Dwelling approval activity in the the Moama SA2 area has seen 256 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The Moama SA2's current population of 8,116 has been supported by 115 approvals on average over recent years.
How does the Moama SA2's development activity compare to the broader region?
The Moama SA2 has seen 1.62 approvals per 100 people in recent years, compared to 0.58 approvals in the broader region. This means that one dwelling has been approved for every 61 people in the Moama SA2, compared to one for every 192 in the broader region.
Is the Moama SA2 keeping up with housing demand?
With the population expected to increase by 3,496 people by 2041, around 1,748 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
What has been the trend in development approvals over the past five years in the Moama SA2?
Looking at development activity over the past five years, the Moama SA2's approval levels have been slightly above the yearly average of 115, showing modest growth in recent years.
How many dwellings will be needed to accommodate future population growth in the Moama SA2?
The population in the Moama SA2 is expected to grow by 3,496 people by 2041, necessitating approximately 1,748 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the Moama SA2?
Over the past five years, the population in the Moama SA2 has grown by approximately 4,040 people, while 579 residential approvals were recorded. This equates to a ratio of 7.0 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the Moama SA2?
With dwelling approval activity running at an average of 115 approvals per year and a population of 8,116, the market appears to be adequately supplied relative to projected housing demand in recent years, suggesting that developers should have a longer-term approach when considering new projects. With the population expected to increase by 3,496 people by 2041, around 1,748 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
Approvals Pipeline Development applications near Moama

Development applications around Moama

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Moama

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AreaSearch tracks 6 current infrastructure and development projects inside Moama, worth an estimated $77 million. A further 82 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $7.46 billion. 28 are already under construction and 30 are due for completion within three years. The pipeline spans residential development, transport & logistics and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Local infrastructure projects, major developments, and council planning schemes are primary drivers of regional performance. AreaSearch has identified a total of 13 major projects that are expected to influence the local area. Key developments include the Perricoota Parklands Estate, the Moama Shopping Complex Development, the Moama Preschool Development, and The Vines Estate, with the list below highlighting the most significant undertakings.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the Moama SA2?
Key infrastructure and planning changes likely to influence the Moama SA2 include: Perricoota Parklands Estate (Construction); Moama Shopping Complex Development (Proposed); Moama Preschool Development (Planning); The Vines Estate (Planning); and Lakeview Estate (Construction). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the Moama SA2?
Infrastructure development impacting the Moama SA2 spans multiple sectors including Residential Development, Transport & Logistics, and Education & Training, among others.
What is the scale of infrastructure investment impacting the Moama SA2?
Infrastructure investment analysis indicates substantial capital deployment exceeding $1.1 billion in projects that will impact the extended area.
How does the Moama SA2's infrastructure development compare to other areas?
Infrastructure development activity impacting the Moama SA2 currently ranks below national averages at the 39thth percentile.
Perricoota Parklands Estate
Category: Residential Development
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   Link 2  

Moama's newest residential estate featuring 3 stages with lot sizes starting at 753sqm. Located between Lakeview, Perricoota Run, Dungala Rise and The Vines Estates. Developer discounts available on remaining Stage 1 allotments.

Residential Development

Moama Shopping Complex Development
Category: Retail
Stage: Proposed | Est. Comp: 2028

Proposed expansion of retail and commercial facilities in central Moama to serve the growing residential developments and tourist population.

Retail

The Vines Estate
Category: Residential Development
Stage: Planning | Est. Comp: 2027
Source / Links: Link 1   

Residential estate development adjacent to Perricoota Vines Retreat and vineyard. Planned community development with access to resort facilities and recreational amenities.

Residential Development

Moama Preschool Development
Category: Education & Training
Stage: Planning | Est. Comp: 2026
Source / Links: Link 1   

New preschool facility to serve the growing residential developments in Moama, featuring modern early childhood education facilities and outdoor play areas.

Education & Training

Lakeview Estate
Category: Residential Development
Stage: Construction | Est. Comp: 2025
Source / Links: Link 1   

Master-planned residential community along the Murray River featuring 174 allotments, waterfront lots, a new lake, playground, BBQ area, and environmental conservation areas. A walkable community with plenty of green space, just 650m from the Murray River.

Residential Development

Dungala Rise Estate
Category: Residential Development
Stage: Construction | Est. Comp: 2025
Source / Links: Link 1   Link 2  

Premium residential development featuring wide tree-lined streets and large allotments averaging 1,100sqm. Located near Three Black Sheep Cafe with future planned parkland and cycle path to Rich River Golf Club.

Residential Development

Rich River Lakes Estate
Category: Residential Development
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   

Lakeside residential estate adjacent to Rich River Golf Club featuring premium lots with golf course and lake views, recreational facilities including swimming pool, tennis court, and community amenities.

Residential Development

Victoria Park Multipurpose Community and Emergency Relief Centre
Category: Communities
Stage: Completed | Est. Comp: 2025
Source / Links: Link 1   Link 2  

Redevelopment of Victoria Park in Echuca into a multipurpose community and emergency relief centre. Features a 400-seat accessible grandstand, community facility with change rooms, function space (250 seated/400 standing), emergency relief centre with companion animal shelter, 99kW solar system, upgraded playground and sealed car parking. The entire facility, including the new community building and emergency relief centre, was officially opened on 29 November 2025.

Communities

Jobs & IndustryEmployment Trends in Moama

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3,864 residents of Moama are employed, from a labour force of 3,947. Unemployment sits at 2.1%, with participation at 59.5%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.2% nationally over five years. That reflects industry composition only and makes no allowance for local population growth, so in an area growing as fast as this one it understates the likely rise in local jobs. The working-day population is estimated at 7,373, about 91% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

The local workforce in Moama is evenly split between white-collar and blue-collar occupations, with a strong presence in essential services and a low unemployment rate of 2.1%. As of March 2026, there are 3,864 employed residents, with the unemployment rate tracking 2.0% lower than the Regional NSW average of 4.1%, while workforce participation aligns closely with the Regional NSW average of 60.6%. Census data reveals that a small proportion of residents, 10.4%, worked from home, although this figure may be influenced by pandemic-related lockdowns. The primary employment sectors for local residents are health care & social assistance, construction, and accommodation & food.

Accommodation & food is highly represented in the area, employing staff at 1.6 times the regional average rate. In contrast, the mining industry has a small presence, accounting for 0.5% of employment compared to the regional average of 2.5%. A comparison between the Census working population and resident population numbers suggests that local employment opportunities within the immediate area are relatively limited. An analysis of SALM and ABS statistics by AreaSearch shows that over the 12-month period, the local labor force contracted by 4.1% and total employment fell by 4.2%, which caused the unemployment rate to tick up by 0.1 percentage points. Over the same timeframe, Regional NSW saw its employment drop by 0.9% and its labor force decrease by 0.4%, while its unemployment rate rose by 0.5 percentage points. Future workforce needs in Moama can be assessed using the national employment projections from May-25 published by Jobs and Skills Australia. These five and ten-year national projections have been applied to the local workforce structure to model potential growth. Nationwide employment is projected to grow by 6.6% over five years and 13.7% over ten years, though trends vary widely by industry. When these industry-specific projections are applied to the local employment mix, it suggests Moama's employment could grow by 6.2% over five years and 13.0% over ten years, representing a basic weighted extrapolation for comparison that does not incorporate local population forecasts.

Frequently Asked Questions - Employment

What is the employment situation in the Moama SA2?
As of March 2026, the Moama SA2 has approximately 3,864 employed residents with an unemployment rate of 2.1%. This very low unemployment rate indicates a tight labour market with strong demand for workers. Employment performance is above the national median, showing positive labour market dynamics.
How does the Moama SA2's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the Moama SA2 stands at 2.1%, which is 2.0 percentage points below Regional NSW's rate of 4.1%. This lower unemployment rate suggests stronger local employment conditions. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the Moama SA2?
The employment landscape in the Moama SA2 is dominated by several key sectors. The largest employers are health care & social assistance (15.4% of employment), construction (13.1%), and accommodation & food (12.3%). Other significant employers include retail trade and education & training.
How has employment changed recently in the Moama SA2?
Over the past year to March 2026, the Moama SA2 has experienced a decline in employment, with total jobs decreasing while the labour force decreased. As a result, the unemployment rate has rise. By comparison, Regional NSW saw employment decreased and its unemployment rate rose.
What is the workforce participation rate in the Moama SA2?
The workforce participation rate in the Moama SA2 is 59.5%, which represents the proportion of working-age residents who are either employed or actively seeking work. This moderate participation rate suggests some residents may face barriers to workforce entry. The local rate trailing the Regional NSW average of 60.6%, showing similar workforce dynamics to the broader region.
Which industries are over-represented in the Moama SA2's employment market?
The moama sa2 shows notable specialization in accommodation & food, which employs 12.3% of the local workforce compared to 7.8% regionally. This concentration suggests the area has developed competitive advantages in this sector. The area also shows above-average employment in 2 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the Moama SA2?
Based on Jobs and Skills Australia projections applied to the Moama SA2's industry mix, employment is expected to grow by 6.2% over the next five years and 13.0% over ten years. This compares to national growth expectations of 6.6% over five years. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the Moama SA2 compare nationally?
The moama sa2's employment market shows above-average performance nationally, placing in the top half of areas assessed. Employment indicators suggest healthy labour market conditions relative to other regions. Recent job advertisement trends show the broader employment region saw a 1.0% decline, ranking 19.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the Moama SA2?
Skilled workers will find good opportunities in the Moama SA2, with skilled sectors accounting for 29.7% of employment. Key sectors for skilled workers include health care & social assistance (15.4%), education & training (8.6%), and professional & technical (3.3%). With projected employment growth of 6.2% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Moama

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Median household income in Moama is $1,348 a week (about $70,000 a year), with median personal income at $687 a week. ATO records put median taxable income at $51,169 a year against an average of $62,723. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

According to the latest postcode ATO statistics released for the 2023 financial year, taxpayers in the Moama SA2 earn a median income of $51,169 and an average income of $62,723. These figures are below national averages, and compare to a median of $52,390 and an average of $65,215 across Regional NSW. Adjusted for a Wage Price Index increase of 10.32% since the 2023 financial year, current estimates would stand at approximately $56,450 for the median and $69,196 for the average as of March 2026. Data from the 2021 Census indicates that household, family, and individual incomes in Moama lie between the 23rd and 25th percentiles nationally.

Income distribution shows that 27.6% of residents (2,240 individuals) are in the $1,500 - 2,999 weekly income bracket, which is similar to the broader region where 29.9% of households fall into this group. Residents retain 85.8% of their income after paying for housing, which ranks at the 26th percentile nationally and places the area in the 5th decile of the SEIFA income index.

Frequently Asked Questions - Income

What is the median taxable income in the Moama SA2?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the Moama SA2 is approximately $56,450. The official ATO data from FY-23 recorded a median of $51,169.
What is the average taxable income in the Moama SA2?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the Moama SA2 is approximately $69,196. The official ATO data from FY-23 recorded an average of $62,723.
How does the median taxable income in the Moama SA2 compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the Moama SA2 is approximately $56,450 compared to $57,797 in Regional NSW. The official ATO data from FY-23 shows $51,169 and $52,390 respectively.
How does the average taxable income in the Moama SA2 compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the Moama SA2 is approximately $69,196 compared to $71,945 in Regional NSW. The official ATO data from FY-23 shows $62,723 and $65,215 respectively.
What are the main income cohorts in the Moama SA2 according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~27.6% / 2,240 persons) of the Moama SA2's population is the $1,500 - 2,999 cohort.
How do the main income cohorts in the Moama SA2 compare to the region?
The largest income cohort in the Moama SA2 is the $1,500 - 2,999 group, representing about 27.6% of the population. In comparison, Regional NSW's largest income cohort is the $1,500 - 2,999 group, representing 29.9% of its population, according to the 2021 Census.
What is the median household income in the Moama SA2 according to the 2021 Census?
The 2021 Census data indicates that the median household income in the Moama SA2 is $1,348/wk.
What is the median family income in the Moama SA2 according to the 2021 Census?
According to the 2021 Census, the median family income in the Moama SA2 is $1,756/wk.
What is the median personal income in the Moama SA2 according to the 2021 Census?
The 2021 Census shows that the median personal income in the Moama SA2 is $687/wk.
How does the Moama SA2's income rank nationally?
According to AreaSearch's aggregation of the latest postcode level ATO data released for FY-23, the Moama SA2 had a median income among taxpayers of $51,169 with the average level standing at $62,723. This is lower than average on a national basis and compares to levels of $52,390 and $65,215 across Regional NSW respectively. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $56,450 (median) and $69,196 (average) as of March 2026.
What is the disposable income in the Moama SA2?
The estimated disposable income in the Moama SA2 is $5,010 per year according to AreaSearch analysis.
How does the Moama SA2's disposable income compare to the region?
The moama sa2's disposable income is $5,010 compared to $5,252 for Regional NSW, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Moama

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Moama had 2,623 occupied dwellings at the 2021 Census, 87% detached houses and 0% apartments. 33% are owned with a mortgage, 21% rented and 46% owned outright. At that Census the median rent was $322 a week and the median mortgage repayment $1,638 a month. Rent absorbs 23.9% of household income here and mortgage repayments 28.0%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

At the time of the latest Census, residential dwellings in Moama consisted of 86.6% stand-alone houses and 13.5% alternative housing types, such as townhouses, apartments, and other dwellings, compared to Regional NSW where houses made up 82.6% and other dwellings made up 17.4%. Home ownership rates in Moama were high at 46.2%, which is well above the average for Regional NSW, with the remaining properties being mortgaged (33.2%) or rented (20.6%). The median monthly mortgage payment in the area was $1,638, which is lower than the Regional NSW average of $1,733, while the median weekly rent was $322, compared to $330 regionally.

On a national level, housing costs in Moama are significantly lower than the Australian averages of $1,863 for mortgages and $375 for rent.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the Moama SA2?
In the Moama SA2, 46.2% of homes are owned outright, 33.2% are owned with a mortgage, and 20.6% are rented.
What percentage of dwellings in the Moama SA2 are houses?
According to the latest data, 86.6% of dwellings in the Moama SA2 are houses.
What percentage of dwellings in the Moama SA2 are apartments or units?
In the Moama SA2, 0.3% of dwellings are apartments or units, with an additional 11.6% being semi-detached dwellings.
What is the level of outright home ownership in the Moama SA2?
Outright home ownership in the Moama SA2 stands at 46.2%, compared to 39.6% in Regional NSW.
What is the median monthly mortgage repayment in the Moama SA2?
The median monthly mortgage repayment in the Moama SA2 is $1,638, compared to $1,733 in Regional NSW.
What is the median weekly rent in the Moama SA2?
The median weekly rent in the Moama SA2 is $322, compared to $330 in Regional NSW.
What is the distribution of rental prices in the Moama SA2?
In the Moama SA2, 5.7% of rentals are $0-149/week, 50.6% are $150-349/week, 42.2% are $350-649/week, 0.0% are $650-949/week, and 1.4% are $950+/week.
What is the average monthly housing cost in the Moama SA2?
The aggregate monthly housing cost in the Moama SA2 is $831, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the Moama SA2?
In the Moama SA2, households with mortgages typically spend 28.0% of their income on mortgage repayments, while renters spend 23.9% of their income on rent.
How crowded are homes in the Moama SA2?
The average persons per bedroom ratio in the Moama SA2 is 0.7, indicating the level of household density.
How does housing affordability in the Moama SA2 compare to the region?
Housing affordability in the Moama SA2 shows mortgage holders spending 28.0% of income on repayments (vs 27.9% regionally), while renters spend 23.9% of income on rent (vs 23.0% regionally).
What types of dwellings are most common in the Moama SA2?
The dwelling mix in the Moama SA2 consists of 86.6% detached houses, 11.6% semi-detached dwellings, 0.3% apartments, and 1.6% other dwelling types.
What is the weighted average housing cost based on tenure mix in the Moama SA2?
Based on the area's tenure composition, the weighted average monthly housing cost is approximately $831. This accounts for outright owners paying no housing costs, mortgage holders paying $1,638/month, and renters paying $1,394/month.
How affordable is housing in the Moama SA2 relative to local incomes?
Housing in Moama consumes approximately 14.2% of median household income ($5,837 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the Moama SA2?
Recent development applications in Moama show attached dwellings contributing 1% of approvals compared to 13% of existing stock, while detached houses represent 99% of applications versus 87% of current dwellings. This suggests development patterns consistent with existing housing mix. The area shows minimal growth in housing density compared to other Australian locations.

HouseholdsHousehold Composition in Moama

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Moama counted 2,623 households at the 2021 Census, an estimated 3,072 today, averaging 2.4 people each. 28% are couples with children, against 38% couples without children. 25% of households are people living alone, and families average 2.0 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families make up the majority of households at 73.0% of the total, which includes 27.5% couples with children, 37.7% couples without children, and 7.3% single-parent households. Non-family living arrangements account for the remaining 27.0%, consisting of lone-person households at 25.2% and group households at 1.8%. The median household occupancy is 2.4 people, matching the average across Regional NSW.

Frequently Asked Questions - Households

How many households are in the Moama SA2?
As of the 2021 Census, the Moama SA2 had 2,623 households. Based on population growth patterns, this has grown by approximately 17.1% to an estimated 3,072 households today.
What is the typical household size?
The median household size in the Moama SA2 is 2.4 people. This compares to 2.4 in Regional NSW and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 73.0% of all households. The remaining households consist of lone person households (25.2%), group households (1.8%), and other household types (0.0%).
How are families structured in the area?
Among the 1,914 family households, 27.5% are couples with children, 37.7% are couples without children at home, and 7.3% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the Moama SA2 compare to regional household patterns?
Compared to Regional NSW, the Moama SA2 shows distinct household patterns. This family-oriented profile influences local demand for family homes, schools, and children's services.
What is the average family size?
Families in the Moama SA2 have an average of 2.0 children, slightly above the Regional NSW average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the Moama SA2?
Marriage patterns reveal 55.8% of the adult population are currently married, while 24.4% have never married. This compares to 45.6% married and 34.3% never married across Regional NSW.
How significant are single-person households?
Single-person households represent 25.2% of all households in the Moama SA2, similar to the regional average of 27.9%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 1.8% of households, well below the Regional NSW average of 3.3%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Moama

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17.5% of adults in Moama hold a university qualification, including 12.7% with a bachelor degree and 2.3% with postgraduate qualifications. A further 27.8% hold a vocational qualification. 3 schools serve the area, with 801 enrolment places and an average ICSEA of 990 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Educational attainment levels present an opportunity for targeted improvement, as the proportion of residents with a university qualification is 17.5%, which is below the NSW state average of 32.2%. Among those with university degrees, bachelor degrees are the most common at 12.7%, followed by graduate diplomas at 2.5% and postgraduate degrees at 2.3%. Vocational and technical training is highly prevalent, with 37.7% of residents aged 15+ holding a vocational qualification, including 9.9% with advanced diplomas and 27.8% with certificates. Engagement in learning is strong throughout the community, with 25.7% of the population currently enrolled in an educational program.

This student cohort includes 10.5% in primary schools, 8.2% in high schools, and 1.7% enrolled in higher education.

Frequently Asked Questions - Education

What percentage of people in the Moama SA2 have university qualifications?
17.5% of people aged 15 and over in the Moama SA2 have university qualifications, compared to 21.3% in the broader region.
What percentage of people in the Moama SA2 have no formal qualifications?
44.9% of people aged 15 and over in the Moama SA2 have no formal qualifications, compared to 39.1% regionally.
How does the Moama SA2's education level compare to national averages?
The moama sa2 ranks in the 33th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the Moama SA2?
The most common qualifications in the Moama SA2 are: Certificate (27.8%), Bachelor Degree (12.7%), Advanced Diploma (9.9%).
What proportion of the Moama SA2's population is currently attending educational institutions?
25.7% of the population in the Moama SA2 is currently engaged in formal education, with 10.5% in primary school, 8.2% in secondary school, 1.7% at university.
What is the ICSEA score for schools in the Moama SA2?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the Moama SA2 is 990, indicating below-average socio-educational advantage compared to the national average of 1000.
How many schools are located within the Moama SA2?
There are 3 schools within the Moama SA2, with a combined enrollment of approximately 801 students.
What types of schools are available in the Moama SA2?
The moama sa2 includes 2 primary schools, 1 combined school.

Schools Detail

AmenitiesServices & Amenities in Moama

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Getting AroundTransport & Commuting in Moama

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Public transport in Moama reaches 77 stops on 22 routes, timetabled for about 540 services a week. The typical home sits about 180 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.4 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

An analysis of public transport infrastructure shows 77 active transit stops within Moama, consisting of a combination of train and bus services. These stops are served by 22 unique routes, which provide a total of 542 passenger trips per week. Transport accessibility is rated as excellent, with residents living an average of 178 meters from their nearest transit stop. Because Moama is a residential community, most employed residents travel outside the area for work, with private cars remaining the primary mode of travel at 95%. The average vehicle ownership rate is 1.4 cars per household.

A relatively low 10.4% of residents worked from home, according to the 2021 Census, which may have been influenced by pandemic conditions. Across all active routes, service frequency averages 77 trips per day, which translates to roughly 7 weekly trips for each individual public transport stop.

Frequently Asked Questions - Transport

How many public transport stops are in Moama?
There are 77 public transport stops within the Moama SA2.
How frequent are the transport services in Moama?
the Moama SA2 has 542 weekly trips across 22 routes, averaging 77 trips per day.
How far are residents from public transport in Moama?
On average, residential properties are 178 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Moama

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64.3% of residents in Moama report no long-term health condition. 5.3% need daily assistance with core activities, and 50.4% hold private health cover. The standardised death rate runs at 4.6 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Public health metrics for Moama residents are generally positive, with AreaSearch's analysis of mortality rates and medical conditions showing outcomes that align closely with national baselines, including typical rates of common illnesses across both younger and older cohorts, while the proportion of residents with private health insurance is relatively low at about 50% of the population (~4,090 people) compared to a national average of 55.7%. The most prevalent health issues recorded in the region are arthritis and asthma, affecting 11.2% and 7.8% of the population respectively, while 64.3% of residents reported having no chronic medical conditions, compared to 63.3% in Regional NSW.

Health outcomes for residents under the age of 65 are better than the national average. Seniors aged 65 and over make up 31.5% of the local population (2,556 people), which is higher than the Regional NSW average of 23.4%, with their national health rankings aligning with general population benchmarks.

Frequently Asked Questions - Health

How many people in the Moama SA2 have private health insurance?
Around 50.4% of people in the Moama SA2 are covered by private health insurance, which compares to 51.9% in the broader region of Regional NSW.
What percentage of the population requires ongoing medical assistance in the Moama SA2?
In the Moama SA2, 5.3% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.8% of people in Regional NSW require similar assistance.
How prevalent is asthma in the Moama SA2?
7.8% of people in the Moama SA2 are diagnosed with asthma. In comparison, 8.4% of the population across Regional NSW is affected by asthma.
What percentage of people have diabetes in the Moama SA2?
Diabetes affects 4.9% of the the Moama SA2 population, while in the surrounding region, 4.7% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the Moama SA2?
4.7% of people in the Moama SA2 have heart disease. Across the region of Regional NSW, 4.4% of the population is affected by heart disease.
How does the Moama SA2 compare to the region in terms of overall private health coverage?
In the Moama SA2, 50.4% of the population are estimated to have private health insurance. Comparatively, Regional NSW sees an estimated private health coverage rate of 51.9%.

Ancestry & LanguageCultural Diversity in Moama

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Moama is largely Australian-born, at 91.4% of residents, with 3.4% speaking a language other than English at home. The largest reported ancestries are English (33.6%) and Australian (32.6%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Moama has lower levels of cultural diversity than average, with citizens making up 90.8% of the population, 91.4% of residents born in Australia, and 96.6% speaking only English at home. Christianity is the dominant religion, practiced by 56.0% of the population, which compares to 55.9% across Regional NSW. In terms of parent country of birth, the three most common ancestries in Moama are English at 33.6%, Australian at 32.6%, and Irish at 9.1% of the population. There are also notable differences in other heritage groups, with Scottish ancestry overrepresented at 8.8% of Moama (compared to 8.0% regionally), Italian at 3.2% (compared to 2.1%), and Dutch at 1.3% (compared to 1.0%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the Moama SA2?
Moama was found to be below average in terms of cultural diversity, with 90.8% of its population being citizens, 91.4% born in Australia, and 96.6% speaking English only at home.
What is the most common religion in the Moama SA2?
The main religion in Moama was found to be Christianity, which makes up 56.0% of people in Moama. This compares to 55.9% across Regional NSW.
What are the top countries of origin in the Moama SA2?
In terms of ancestry (country of birth of parents), the top three represented groups in Moama are English, comprising 33.6% of the population, Australian, comprising 32.6% of the population, and Irish, comprising 9.1% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Scottish is notably overrepresented at 8.8% of Moama (vs 8.0% regionally), Italian at 3.2% (vs 2.1%) and Dutch at 1.3% (vs 1.0%).
How does the percentage of people born overseas compare to the regional average?
8.6% of the the Moama SA2 population was born overseas, compared to 13.0% regionally.
What percentage of the the Moama SA2 population speaks a language other than English at home?
3.4% of the population in the Moama SA2 speaks a language other than English at home, compared to 7.1% in the wider region.
How many people in the Moama SA2 identify as Australian Aboriginal?
2.3% of the the Moama SA2 population identifies as Australian Aboriginal, compared to 4.6% in the region.
What is the citizenship status of the population in the Moama SA2?
90.8% of the the Moama SA2 population holds citizenship, compared to 89.2% in the wider region.

Age StructureAge Profile of Moama

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The median resident of Moama is 49, older than 89% of areas nationally. 17.1% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

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Moama has a median age of 49, which is higher than the Regional NSW median of 43 and the national average of 38 years. Compared to Regional NSW, the 65 - 74 age bracket is highly represented at 16.2%, while the 25 - 34 cohort is underrepresented at 7.6%. The concentration of residents aged 65 - 74 is also well above the national figure of 9.4%. Since 2021, the proportion of residents aged 75 to 84 has risen from 10.4% to 11.8%, and the 35 to 44 age bracket has increased from 10.0% to 11.2%.

Conversely, the 45 to 54 group has decreased from 11.5% to 9.9% and the 25 to 34 group has fallen from 9.1% to 7.6%. Projections for 2041 indicate significant changes in the local age distribution, with the 65 to 74 group expected to grow by 599 people (46%), rising from 1,313 to 1,913.

Frequently Asked Questions - Age

What is the median age in the Moama SA2?
According to the latest data, the median age in the Moama SA2 is 49 years.
How does the Moama SA2's median age compare to broader areas?
At 49 years, Moama is 6 years older than the Regional NSW average (43 years) and 11 years older than the national average (38 years).
What age groups are over-represented in the Moama SA2?
The most over-represented age group in the Moama SA2 compared to the Regional NSW region is the 65 - 74 group, making up 16.2% of the population.
What age groups are under-represented in the Moama SA2?
The most under-represented age group in the Moama SA2 compared to the Regional NSW region is the 25 - 34 group, making up 7.6% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the Moama SA2 show significant variance compared to the Regional NSW region. The most over-represented age group is 75-84 year-olds (11.8% vs 8.2%).
What is the percentage of children (0-14 years) in the Moama SA2?
The percentage of children aged 0-14 years in the Moama SA2 is 17.5%.
What is the percentage of older people (65+ years) in the Moama SA2?
The percentage of people aged 65 and over in the Moama SA2 is 31.5%.

Data & MethodBoundaries, Sources & Method for Moama

Data currency Refreshed

8 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the SA2 boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 8 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 3 sections
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Jul 2025 about a year ago all 6 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jul 2025.
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 790 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (6,930 at the 2021 Census → 8,116 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (109031184). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

Why can the Moama SA2 boundary differ from the suburb boundary?
This page uses ABS Statistical Area Level 2 (SA2) boundaries for statistical reporting (e.g., census and ERP). SA2 areas can differ materially from Suburbs and Localities (SAL) boundaries, even when they share similar names, because they are defined for different purposes and often use different geographic boundaries.
Where does the data on this Moama page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Moama data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (Jul 2025) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

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