Kiama Hinterland - Gerringong

Population growth drivers in Kiama Hinterland - Gerringong are slightly above average based on AreaSearch's ranking of recent, and medium term trends

Kiima Hinterland - Gerringong's population is 8,196 as of Nov 2025. This figure reflects an increase of 60 people since the 2021 Census, which reported a population of 8,136. The change is inferred from the estimated resident population of 8,084 in June 2024 and an additional 34 validated new addresses since the Census date. This results in a density ratio of 36 persons per square kilometer. Population growth was primarily driven by overseas migration.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered, it utilises NSW State Government's SA2 level projections, released in 2022 with a base year of 2021. Growth rates by age group are applied to all areas from 2032 to 2041. Future population dynamics anticipate an increase just below the median of regional areas nationally, with the area expected to increase by 865 persons to 2041, reflecting a total increase of 9.2% over the 17 years.

Residential development activity is lower than average in Kiama Hinterland - Gerringong according to AreaSearch's national comparison of local real estate markets

Kiama Hinterland - Gerringong has granted approximately 28 residential property approvals annually over the past five financial years, totalling 144 homes. As of FY-26, 13 approvals have been recorded. The population has decreased during this period, yet housing supply has remained adequate relative to demand, resulting in a balanced market with good buyer choice. New dwellings are developed at an average cost of $766,000, indicating a focus on the premium segment with upmarket properties.

This financial year, $7.5 million in commercial development approvals have been recorded, reflecting the area's primarily residential nature. Compared to Rest of NSW, Kiama Hinterland - Gerringong has significantly lower building activity (60.0% below regional average per person), which typically reinforces demand and pricing for existing homes. This level is also lower than nationally, suggesting market maturity and potential development constraints. Recent construction comprises 83.0% detached houses and 17.0% attached dwellings, maintaining the area's low density nature and attracting space-seeking buyers with an average of around 289 people per dwelling approval. Population forecasts indicate Kiama Hinterland - Gerringong will gain approximately 753 residents by 2041, aligning with current development levels to maintain stable market conditions without significant price pressures.

Population forecasts indicate Kiama Hinterland - Gerringong will gain 753 residents through to 2041 (from the latest AreaSearch quarterly estimate). Existing development levels seem aligned with future requirements, maintaining stable market conditions without significant price pressures.

Kiama Hinterland - Gerringong has strong levels of nearby infrastructure activity, ranking in the top 30% nationally

Changes to local infrastructure significantly impact an area's performance. AreaSearch has identified 21 projects that may affect this region. Notable projects include the Gerringong Surf Life Saving Club Redevelopment, Sunnymede Urban Release Area, Princes Highway Gerringong Upgrade, and Oceania @ Gerringong. The following list details those likely to be most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

AreaSearch analysis places Kiama Hinterland - Gerringong well above average for employment performance across multiple indicators

Kiama Hinterland - Gerringong has a well-educated workforce with essential services sectors being well represented. As of September 2025, the unemployment rate is 2.0%. Over the past year, there has been relative employment stability.

There are 4,240 residents in work while the unemployment rate is 1.8% lower than Rest of NSW's rate of 3.8%. Workforce participation is broadly similar to Rest of NSW's 61.5%. According to Census responses, 32.6% of residents work from home. Key industries of employment among residents are health care & social assistance, construction, and education & training.

The area has a particular specialization in education & training with an employment share of 1.3 times the regional level. Retail trade is under-represented, with only 6.8% of Kiama Hinterland - Gerringong's workforce compared to 9.8% in Rest of NSW. Employment opportunities appear limited locally based on Census data. During the year to September 2025, employment levels increased by 0.2% and labour force increased by 0.1%, leaving unemployment broadly flat. In comparison, Rest of NSW recorded an employment decline of 0.5%, labour force decline of 0.1%, with unemployment rising by 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 suggest that Kiama Hinterland - Gerringong's employment should increase by 6.7% over five years and 13.8% over ten years, based on a simple weighting extrapolation of industry-specific projections.

Income levels align closely with national averages, indicating typical economic conditions for Australian communities according to AreaSearch analysis

AreaSearch's latest postcode level ATO data for financial year 2023 indicates that Kiama Hinterland - Gerringong SA2 has a high national median assessed income of $52,619 and an average income of $78,236. This contrasts with Rest of NSW's median income of $52,390 and average income of $65,215. Based on Wage Price Index growth of 8.86% since financial year 2023, estimated current incomes as of September 2025 would be approximately $57,281 (median) and $85,168 (average). The 2021 Census data shows that household, family, and personal incomes in Kiama Hinterland - Gerringong cluster around the 60th percentile nationally. The predominant income cohort spans 29.8% of locals (2,442 people) with incomes between $1,500 and $2,999, aligning with the broader area where this cohort also represents 29.9%. After housing costs, residents retain 87.7% of their income, reflecting strong purchasing power. The area's SEIFA income ranking places it in the 8th decile.

Kiama Hinterland - Gerringong is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Kiama Hinterland - Gerringong had 86.4% houses and 13.7% other dwellings in its latest Census evaluation, compared to Non-Metro NSW's 82.6% houses and 17.4% other dwellings. Home ownership was 51.1%, with mortgaged dwellings at 31.7% and rented ones at 17.2%. The median monthly mortgage repayment was $2,167, higher than Non-Metro NSW's average of $1,733. Median weekly rent was $500, compared to Non-Metro NSW's $330. Nationally, Kiama Hinterland - Gerringong's median monthly mortgage repayment exceeded the Australian average of $1,863, and its median weekly rent surpassed the national figure of $375.

Kiama Hinterland - Gerringong has a typical household mix, with a higher-than-average median household size

Family households account for 76.7% of all households, including 32.7% couples with children, 36.2% couples without children, and 7.1% single parent families. Non-family households make up the remaining 23.3%, with lone person households at 21.1% and group households comprising 2.1%. The median household size is 2.6 people, which is larger than the Rest of NSW average of 2.4.

Kiama Hinterland - Gerringong shows strong educational performance, ranking in the upper quartile nationally when assessed across multiple qualification and achievement indicators

Educational attainment in Kiama Hinterland - Gerringong shows notable superiority over broader benchmarks. As of the 2016 Census, 35.2% of residents aged 15 years and above held university qualifications, compared to 19.9% in the SA3 area and 21.3% in Rest of NSW. This educational advantage is evident in various categories: Bachelor degrees at 23.3%, postgraduate qualifications at 8.0%, and graduate diplomas at 3.9%. Vocational credentials are also prominent, with 36.9% of residents aged 15 years and above holding such qualifications, including advanced diplomas (12.2%) and certificates (24.7%).

Educational participation is high in the area, with 26.6% of residents currently enrolled in formal education as of 2016. This includes 8.9% in primary education, 7.0% in secondary education, and 4.3% pursuing tertiary education.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

The analysis of public transportation in Kiama Hinterland - Gerringong reveals that there are 175 active transport stops operating within the area. These stops offer a mix of train and bus services. The region is serviced by 21 individual routes which collectively facilitate 2,600 weekly passenger trips. Transport accessibility is rated as excellent with residents typically located approximately 127 meters from their nearest transport stop. As a primarily residential area, most residents commute outward using various modes of transportation. Cars remain the dominant mode of transport at 93%, while walking accounts for 4% of journeys.

The average vehicle ownership per dwelling in this region is 1.8, which is higher than the regional average. According to the 2021 Census, a high percentage of residents, specifically 32.6%, work from home, which may be partly attributed to COVID-19 conditions. Service frequency averages approximately 371 trips per day across all routes, equating to roughly 14 weekly trips per individual stop. The accompanying map displays the locations of the 100 nearest stops to the area's centerpoint.

The level of general health in Kiama Hinterland - Gerringong is notably higher than the national average with both young and old age cohorts seeing low prevalence of common health conditions

Kiima Hinterland - Gerringong shows superior health outcomes based on AreaSearch's evaluation of mortality rates and chronic condition prevalence, with both young and elderly cohorts exhibiting low incidence of common health conditions. Private health cover is high at approximately 58% (around 4,753 people), compared to 51.9% across Rest of NSW.

The most prevalent medical conditions are arthritis (10.7%) and asthma (7.4%), while 66.2% report no medical ailments, compared to 63.3% in Rest of NSW. Under-65 residents have better health outcomes than average. The area has a higher proportion of seniors aged 65 and over at 28.6% (around 2,344 people), compared to 23.0% in Rest of NSW. Health outcomes among seniors are notably strong, ranking even higher than the general population nationally.

Kiama Hinterland - Gerringong is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Kiama Hinterland-Gerringong, surveyed in 2016, had low cultural diversity with 87.4% born in Australia, 92.1% being citizens, and 96.2% speaking English only at home. Christianity was the dominant religion (55.2%). Judaism showed overrepresentation at 0.2%, compared to 0.1% regionally.

Top ancestry groups were English (32.6%), Australian (28.1%), and Irish (11.9%). Scottish (9.0%) and Maltese (0.6%) were notably overrepresented, while Welsh showed slight overrepresentation at 0.6%.

Kiama Hinterland - Gerringong hosts an older demographic, ranking in the top quartile nationwide

Kiama Hinterland - Gerringong's median age as of the 2021 Census was 48 years, which is older than Rest of NSW's median age of 43 and significantly higher than Australia's median age of 38. The age profile showed that those aged 65-74 were particularly prominent, making up 15.6% of the population, while the 25-34 age group was smaller at 8.3%. This concentration of 65-74 year-olds was higher than the national average of 9.4%. Post-Census data showed that the 75 to 84 age group had grown from 8.6% to 9.6%, while the 55 to 64 cohort had declined from 15.1% to 14.2%. Demographic modeling suggests that Kiama Hinterland - Gerringong's age profile will change significantly by 2041, with the 85+ age group projected to expand considerably, increasing by 221 people (79%) from 278 to 500. In contrast, population declines are projected for the 65-74 and 15-24 age cohorts.