Kiama Hinterland - Gerringong

Population growth drivers in Kiama Hinterland - Gerringong are slightly above average based on AreaSearch's ranking of recent, and medium term trends

Kiima Hinterland - Gerringong's population is 8,121 as of May 2026. This shows a decrease from the 2021 Census figure of 8,136 people, reflecting an increase of 56 validated new addresses since then. The population density is 36 persons per square kilometer. Overseas migration was the primary driver of population growth in recent periods. AreaSearch uses ABS/Geoscience Australia projections for SA2 areas released in 2024 with a base year of 2022, and NSW State Government's SA2 level projections for other areas with a base year of 2021.

Growth rates by age group are applied to all areas from 2032 to 2041. Based on latest annual ERP population numbers, the area is expected to increase by 870 persons to 2041, reflecting a total increase of 10.7% over the 16 years.

Residential development activity is lower than average in Kiama Hinterland - Gerringong according to AreaSearch's national comparison of local real estate markets

Kiama Hinterland - Gerringong has granted around 28 residential property approvals annually over the past five financial years from FY17 to FY21, totalling 144 homes. As of FY26, 63 approvals have been recorded. Despite a decrease in population during this period, housing supply has remained adequate relative to demand, indicating a balanced market with good buyer choice. The average expected construction cost value for new dwellings is $766,000, suggesting a focus on the premium segment with upmarket properties.

In FY26, $7.5 million in commercial development approvals have been recorded, reflecting the area's primarily residential nature. Compared to the Rest of NSW, Kiama Hinterland - Gerringong records significantly lower building activity, which is 60.0% below the regional average per person. This constrained new construction typically reinforces demand and pricing for existing homes. Recent construction comprises 83.0% detached houses and 17.0% attached dwellings, preserving the area's low density nature and attracting space-seeking buyers with an average of around 289 people per dwelling approval. According to AreaSearch's latest quarterly estimate, Kiama Hinterland - Gerringong is forecasted to gain approximately 870 residents by 2041, indicating a need for continued construction to maintain pace with projected growth and potentially increasing competition among buyers as population increases.

Population forecasts indicate Kiama Hinterland - Gerringong will gain 870 residents through to 2041 (from the latest AreaSearch quarterly estimate). Construction is maintaining a reasonable pace with projected growth, although buyers could encounter growing competition as population increases.

Kiama Hinterland - Gerringong has strong levels of nearby infrastructure activity, ranking in the top 40% nationally

Changes in local infrastructure significantly impact an area's performance. AreaSearch has identified 21 projects that could affect this region. Notable ones include the Gerringong Surf Life Saving Club Redevelopment, Sunnymede Urban Release Area, Princes Highway Gerringong Upgrade, and Oceania @ Gerringong. The following list details those expected to be most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

AreaSearch analysis reveals Kiama Hinterland - Gerringong significantly outperforming the majority of regions assessed nationwide

Kiama Hinterland - Gerringong has a well-educated workforce with essential services sectors well represented. The unemployment rate is 2.0% as of December 2025 and there was an estimated employment growth of 0.6% over the past year. As of this date, 4,268 residents are in work while the unemployment rate is 1.9% lower than Regional NSW's rate of 3.9%.

Workforce participation stands at 63.1%, compared to Regional NSW's 60.5%. According to Census responses, 32.6% of residents work from home. The key industries of employment among residents are health care & social assistance, construction, and education & training. There is particular employment specialization in education & training, with an employment share of 1.3 times the regional level.

Retail trade is under-represented, with only 6.8% of Kiama Hinterland - Gerringong's workforce compared to 9.8% in Regional NSW. The area offers limited local employment opportunities, indicated by the count of Census working population versus resident population. Between December 2024 and December 2025, employment levels increased by 0.6%, labour force increased by 0.5%, leaving unemployment broadly flat. In contrast, Regional NSW recorded an employment decline of 1.2% and a labour force decline of 0.8%, with unemployment rising by 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 suggest that national employment is forecast to expand by 6.6% over five years and 13.7% over ten years. Applying these industry-specific projections to Kiama Hinterland - Gerringong's employment mix suggests local employment should increase by 6.7% over five years and 13.8% over ten years, though this is a simple weighting extrapolation for illustrative purposes and does not take into account localised population projections.

Income levels align closely with national averages, indicating typical economic conditions for Australian communities according to AreaSearch analysis

AreaSearch's latest postcode level ATO data for financial year 2023 shows Kiama Hinterland - Gerringong SA2 has high national incomes. The median assessed income is $52,619 and the average income stands at $78,236. This contrasts with Regional NSW's figures of a median income of $52,390 and an average income of $65,215. Based on Wage Price Index growth of 10.32% since financial year 2023, current estimates would be approximately $58,049 (median) and $86,310 (average) as of March 2026. The 2021 Census data shows household, family and personal incomes in Kiama Hinterland - Gerringong cluster around the 60th percentile nationally. The predominant income cohort spans 29.8% of locals (2,420 people) in the $1,500 - 2,999 category, aligning with the broader area where this cohort likewise represents 29.9%. After housing costs, residents retain 87.7% of income, reflecting strong purchasing power and the area's SEIFA income ranking places it in the 8th decile.

Kiama Hinterland - Gerringong is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

In Kiama Hinterland - Gerringong, as per the latest Census, 86.4% of dwellings were houses, with 13.7% being semi-detached, apartments, or other types. This compares to Regional NSW's 82.6% houses and 17.4% other dwellings. Home ownership in Kiama Hinterland - Gerringong stood at 51.1%, with mortgaged dwellings at 31.7% and rented ones at 17.2%. The median monthly mortgage repayment was $2,167, higher than Regional NSW's average of $1,733. The median weekly rent was recorded at $500, compared to Regional NSW's $330. Nationally, Kiama Hinterland - Gerringong's mortgage repayments were significantly higher than the Australian average of $1,863, and rents were substantially above the national figure of $375.

Kiama Hinterland - Gerringong has a typical household mix, with a higher-than-average median household size

Family households comprise 76.7% of all households, including 32.7% couples with children, 36.2% couples without children, and 7.1% single parent families. Non-family households account for the remaining 23.3%, with lone person households at 21.1% and group households comprising 2.1%. The median household size is 2.6 people, which is larger than the Regional NSW average of 2.4.

Kiama Hinterland - Gerringong shows strong educational performance, ranking in the upper quartile nationally when assessed across multiple qualification and achievement indicators

Educational attainment in Kiama Hinterland - Gerringong shows significant surpassing of broader benchmarks. Among residents aged 15+, 35.2% hold university qualifications, compared to 19.9% in the SA3 area and 21.3% in Rest of NSW. This substantial educational advantage positions the area strongly for knowledge-based opportunities. Bachelor degrees lead at 23.3%, followed by postgraduate qualifications (8.0%) and graduate diplomas (3.9%).

Trade and technical skills feature prominently, with 36.9% of residents aged 15+ holding vocational credentials – advanced diplomas (12.2%) and certificates (24.7%). Educational participation is notably high, with 26.6% of residents currently enrolled in formal education. This includes 8.9% in primary education, 7.0% in secondary education, and 4.3% pursuing tertiary education.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Kiama Hinterland - Gerringong has 175 active public transport stops serviced by 21 routes. These provide 2,600 weekly passenger trips. Residents are typically 127 meters from the nearest stop. Most commute outward, with car being dominant at 93%. Vehicle ownership averages 1.8 per dwelling. According to the 2021 Census, 32.6% of residents work from home.

Service frequency averages 371 trips daily, or approximately 14 weekly trips per stop. The map shows the 100 nearest stops to the location's centrepoint.

The level of general health in Kiama Hinterland - Gerringong is notably higher than the national average with both young and old age cohorts seeing low prevalence of common health conditions

Kiima Hinterland - Gerringong shows superior health outcomes as per AreaSearch's evaluation of mortality rates and chronic condition prevalence. Both younger and older age groups exhibit low incidence of common health issues.

Private health insurance coverage is high at approximately 58% (~4,710 people), compared to Regional NSW's 51.9%. The most prevalent conditions are arthritis (10.7%) and asthma (7.4%). 66.2% report no medical ailments, compared to Regional NSW's 63.3%. Health outcomes for those under 65 are better than average. The area has 29.0% of residents aged 65 and over (2,351 people), higher than Regional NSW's 23.4%. Senior health outcomes rank nationally higher than the overall population.

Kiama Hinterland - Gerringong is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Kiama Hinterland - Gerringong, as per data from the Australian Bureau of Statistics Census 2016, showed a lower level of cultural diversity compared to the national average. Specifically, 87.4% of its population was born in Australia, with 92.1% being citizens and 96.2% speaking English only at home. Christianity was the predominant religion, comprising 55.2% of Kiama Hinterland - Gerringong's population.

Notably, Judaism had a higher representation in Kiama Hinterland - Gerringong compared to Regional NSW, with 0.2% versus 0.1%. In terms of ancestry, the top three groups were English (32.6%), Australian (28.1%), and Irish (11.9%). Some ethnic groups showed notable deviations from regional averages: Scottish at 9.0% compared to 8.0%, Maltese at 0.6% versus 0.4%, and Welsh at 0.6% against 0.5%.

Kiama Hinterland - Gerringong hosts an older demographic, ranking in the top quartile nationwide

Kiama Hinterland - Gerringong's median age is 48 years, which is higher than Regional NSW's median of 43 years and Australia's median of 38 years. The age profile shows that the 65-74 year-old group makes up 15.6% of the population, compared to 9.4% nationally. This group is particularly prominent in Kiama Hinterland - Gerringong. Meanwhile, the 25-34 year-old group comprises 8.5%, which is smaller than the regional average. According to post-2021 Census data, the 75-84 age group has grown from 8.6% to 9.9%, while the 15-24 cohort increased from 10.6% to 11.7%. Conversely, the 45-54 year-old group has declined from 12.4% to 11.1%. By 2041, demographic modeling projects significant changes in Kiama Hinterland - Gerringong's age profile. The 85+ age cohort is expected to expand by 209 people (75%), growing from 279 to 489. However, population declines are projected for the 65-74 and 15-24 age cohorts.