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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
The median house price in Swansea (NSW) is $1.10m, with units at $784k. House values have moved 6.8% a year compounded over five years.
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Swansea (NSW) has an estimated 4,986 residents, down from 5,044 at the 2021 Census — a change of 58 people, or 1.1%. That puts 1,141 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
Swansea (NSW) has a residency size projected to stand at 4,986 by May 2026, according to recent analysis combining validated new street addresses with census data. Compared to the 2021 Census, which documented a population of 5,044, this represents a reduction of 58 residents or 1.1%. The current figures are derived from an AreaSearch resident projection of 4,980, which is based on the ABS June 2025 release of estimated resident population figures, plus an extra 54 addresses verified since the census. The local density corresponds to 1,141 persons per square kilometer, alignable with standard outcomes registered across typical locations reviewed by AreaSearch.
Recent population trends indicate interstate arrivals accounted for 64.0% of local population gains. Future expectations rely on 2024 projections from the ABS and Geoscience Australia using 2022 as a baseline, supplemented where needed by 2022 NSW State Government SA2 forecasts starting from 2021. For the period spanning 2032 to 2041, age bracket adjustments are applied to all locations. Long-term forecasts suggest Swansea (NSW) will outpace the national non-metropolitan median growth rate, with regional aggregations showing a projected rise of 1,073 residents by 2041, representing a total increase of 21.4% over the 16 years.
Frequently Asked Questions - Population
188 new dwellings have been approved in Swansea (NSW) over the past five years, an average of 37 a year. That is 7.5 approvals per 1,000 residents. Of the 45 dwellings approved in the latest reporting year, 93% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 9, well below that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.
Detail
Residential building data suggests Swansea (NSW) averages roughly 37 home approvals per year, summing to 188 residential properties over the latest 5 financial years. In the ongoing FY-26 period, 9 builds have been approved. Despite recent population declines, this volume of construction represents a reasonable supply for purchasers, with newly approved builds averaging a value of $698,000, indicating a focus by builders on upscale residential offerings. Additionally, non-residential approvals this financial year stand at $5.6 million, reinforcing the suburban character of the area. Swansea (NSW) registers 81.0% more new home approvals per capita than the rest of the state, ensuring broad options for purchasers, even though construction pace has declined recently.
Approved designs are heavily skewed toward detached houses at 93.0%, with apartments and townhouses accounting for 7.0%, which preserves a family-centric suburban layout. This emphasis on detached builds exceeds the 68.0% recorded at the census, showing strong demand for standalone properties. Overall density is reflected in a ratio of approximately 237 people per approved dwelling. Based on the most recent quarterly projections, Swansea (NSW) is anticipated to add 1,067 residents by the year 2041. The current rate of home building is in line with these future requirements, supporting balanced market conditions and preventing sharp upward pressure on housing prices.
Frequently Asked Questions - Development
Development applications around Swansea (NSW)
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| Lodged | Address | Description | Type | Distance | Status |
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 7 current infrastructure and development projects inside Swansea (NSW), worth an estimated $26 million. A further 19 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $688 million. 7 are already under construction and 10 are due for completion within three years. The pipeline spans residential development, sports & recreation and environmental & disaster management. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Development projects, infrastructure upgrades, and local planning decisions are key drivers of regional performance. Ten projects have been identified that are anticipated to affect Swansea (NSW). Major works include the Swansea Channel Permanent Dredging Solution, the residential development at 42-44 Lake Road, the Swansea Channel Dredging and Sand Transfer System, and the Swansea Seawall Stabilisation, with the key projects listed below.
Professional plan users can use the search below to filter and access additional projects.
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Frequently Asked Questions - Infrastructure
Swansea Channel Permanent Dredging Solution
A permanent dredging solution for Swansea Channel involving a Beaver 30 dredge vessel and a new sand transfer system to maintain safe navigation, pumping sand to Blacksmiths Beach. The project also includes upgrades to the Blacksmiths boat ramp.
42-44 Lake Road Residential Development
A 3-storey residential building comprising 20 apartments (3 one-bedroom and 17 two-bedroom), a 27 square metre commercial kiosk, 21 car parking spaces, and 1,012 square metres of landscaping. The development received approval from Lake Macquarie Council in April 2024 despite community concerns regarding traffic, drainage, and overshadowing. The building height of 12.22 metres exceeds the development standard by 2.2 metres to accommodate flood-level requirements for ground-floor apartments. The project includes communal open space and additional setbacks to southern boundaries to maintain solar access and privacy for neighbouring properties.
Swansea Seawall Stabilisation
Stabilisation and repair of a 50-metre section of seawall at Belmont Street, Swansea, near Swansea Wharf. The seawall has been closed since 2021 due to instability caused by over-steepening of the underwater slope in Swansea Channel, with water velocity scouring beneath the wall creating a safety risk. The wall was found to be cracked and slumping during wharf and pontoon replacement work. Lake Macquarie City Council has submitted a budget proposal to the NSW Government for the estimated 8 million dollar repair project.
Swansea foreshore enhancement project
The construction of a new boardwalk, installation of public art, revegetation works, landscaping, new wayfinding and interpretive signage and an upgrade to the western car park.
Caves Beach Ambulance Station
A new purpose-built ambulance station featuring internal parking for emergency vehicles, a dedicated wash bay, multipurpose paramedic areas, gym, and training rooms. It is part of the $615.5 million NSW Ambulance Infrastructure Program designed to optimize response times for the Caves Beach, Swansea, and Nords Wharf communities. Artist impressions were officially unveiled in January 2026, with construction expected to commence later in the year following contractor appointment.
Salts Bay Littoral Rainforest Protection and Enhancement Works
Rehabilitation of endangered littoral rainforest ecosystem at Swansea Heads through targeted weed control, erosion management, and revegetation. The project addressed invasion of transformer weeds, urbanization impacts including rubbish dumping, and track erosion from unauthorized public access. Works included planting over 1,000 native species, installation of fencing to formalize access points, and comprehensive bush regeneration to protect this rare coastal ecological community. The project was supported by the NSW Coast and Estuary Grant Program and involved collaboration with OzFish Unlimited, Landcare NSW, and Bahtabah Local Aboriginal Land Council.Supporting infrastructure improvements included sealing of Salts Bay Road and construction of a car park to improve controlled access while protecting the sensitive ecosystem.
Pelican, Blacksmiths, Swansea, Swansea Heads and Caves Beach Local Adaptation Plan
A comprehensive plan developed by Lake Macquarie City Council in collaboration with the community to address the long-term impacts of climate change, specifically sea level rise and flooding. The plan outlines a series of actions and strategies to adapt and build resilience in these coastal suburbs.
South East Growth Area Plan
A strategic plan by Lake Macquarie City Council to manage and guide growth in the South East area of the LGA, including Swansea, Caves Beach, and Catherine Hill Bay. The plan focuses on leveraging the area's natural assets to become a tourism hub, while also accommodating population growth through appropriate development and infrastructure upgrades.
2,041 residents of Swansea (NSW) are employed, from a labour force of 2,144. Unemployment sits at 4.8%, with participation at 48.5%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.8% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 4,097, about 82% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
The local labor pool in Swansea (NSW) features a blend of white-collar and blue-collar roles, with a solid footprint in essential community services and an unemployment rate of 4.8%. The employed count stood at 2,041 residents in March 2026, while the jobless rate was 0.7% higher than the Regional NSW average of 4.1%. Workforce participation is low, standing at 48.5% compared to the regional average of 60.6%. Census figures showed 19.2% of working residents performed their jobs from home, which may be influenced by pandemic-related restrictions. Local employment is heavily weighted toward healthcare and social assistance, retail, and construction fields.
Construction is particularly prominent, showing a concentration 1.6 times higher than the regional benchmark. In contrast, agricultural, forestry, and fishing positions are scarce, making up 0.2% of the workforce compared to the regional figure of 5.3%. A comparison of resident numbers and local job counts suggests the suburb acts mostly as a residential enclave with limited local commercial employment. During the 12 months ending in March 2026, Swansea (NSW) recorded a 1.7% drop in the active labor force and a 3.7% decline in employment, resulting in a 2.1 percentage point rise in the local unemployment rate. In comparison, Regional NSW experienced a smaller 0.9% job reduction, a 0.4% labor pool contraction, and a minor 0.5 percentage point increase in unemployment. National employment trends from May-25 estimate an overall job market expansion of 6.6% over five years and 13.7% over ten years, though sector-specific trajectories vary. Applying these national projections to the local industrial makeup suggests Swansea (NSW) employment could rise by 6.8% over five years and 14.0% over ten years, based on a basic weighted extrapolation.
Frequently Asked Questions - Employment
Median household income in Swansea (NSW) is $1,037 a week (about $54,000 a year), with median personal income at $569 a week. ATO records put median taxable income at $40,975 a year against an average of $55,764. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
The local taxpaying community in Swansea (NSW) has a median income of $40,975 and an average of $55,764, based on financial year 2023 tax records. These sums trail the regional benchmarks, where the median stands at $52,390 and the average at $65,215. Factoring in Wage Price Index growth of 10.32% since financial year 2023, local values would be around $45,204 for the median and $61,519 for the average by March 2026. At the 2021 Census, household, family, and individual incomes all ranked in the 4th to 8th national percentiles. The local earnings curve shows a heavy concentration in the $400 - 799 weekly range, which contains 30.4% of residents or 1,515 individuals, whereas the metropolitan average is led by the $1,500 - 2,999 bracket at 29.9%.
Affordability is highly constrained, leaving only 79.6% of income after housing expenses, placing the area in the 4th percentile.
Frequently Asked Questions - Income
Swansea (NSW) had 2,212 occupied dwellings at the 2021 Census, 68% detached houses and 22% apartments. 26% are owned with a mortgage, 30% rented and 44% owned outright. At that Census the median rent was $330 a week and the median mortgage repayment $1,908 a month. Rent absorbs 31.8% of household income here and mortgage repayments 42.5%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
At the last census, the housing mix in Swansea (NSW) consisted of 68.2% standalone houses and 31.7% alternative housing structures like townhouses, apartments, and other dwellings, which contrasts with the Regional NSW breakdown of 82.6% houses and 17.4% alternative dwellings. Home ownership is strong, with 44.4% of residents owning outright, while 25.9% have mortgages and 29.7% rent. The median monthly mortgage cost was higher than the regional average of $1,733, coming in at $1,908, whereas the median weekly rent matched the regional level at $330. Nationally, local mortgage commitments are higher than the Australian median of $1,863, but local rental costs are lower than the national median of $375.
Frequently Asked Questions - Housing
Swansea (NSW) counted 2,212 households at the 2021 Census, averaging 2.2 people each. 18% are couples with children, fewer than in 90% of areas nationally, against 29% couples without children. 35% of households are people living alone, and families average 2.0 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Families make up 62.4% of local households in Swansea (NSW), with couples without children representing 29.2%, couples with children at 18.4%, and single-parent homes at 13.4%. The remaining 37.6% consists of non-family living arrangements, where single-person households account for 35.4% and group shared homes account for 2.3%. The typical household size stands at 2.2 residents, which is smaller than the Regional NSW average of 2.4.
Frequently Asked Questions - Households
10.9% of adults in Swansea (NSW) hold a university qualification, including 8.4% with a bachelor degree and 1.2% with postgraduate qualifications, lower than 78% of areas nationally. A further 35.0% hold a vocational qualification. 2 schools serve the area, with 345 enrolment places and an average ICSEA of 992 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
Higher education rates in Swansea (NSW) are lower than the state benchmark, with university graduates making up 10.9% of the population compared to 32.2% across NSW. Among those with university degrees, bachelor degrees account for 8.4%, graduate diplomas make up 1.3%, and post-graduate qualifications comprise 1.2%. Technical and trade qualifications are common, with 43.6% of residents aged 15+ holding vocational credentials, which include advanced diplomas at 8.6% and certificates at 35.0%. A total of 22.0% of local residents are enrolled in formal education programs, which includes 7.7% in primary schools, 6.7% in secondary schools, and 2.3% in tertiary programs.
Frequently Asked Questions - Education
Schools Detail
Public transport in Swansea (NSW) reaches 75 stops on 22 routes, timetabled for about 510 services a week. The typical home sits about 110 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.2 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
Public transport options in Swansea (NSW) include 75 active bus stops, which are serviced by 22 routes that deliver 509 weekly passenger journeys. Commuters enjoy strong accessibility, with the average distance to a stop being 114 meters. The suburb is primarily residential, resulting in a high rate of outward commuting, with private vehicles remaining the dominant transport method at 94%. Households average 1.2 vehicles, which is lower than the regional standard. In addition, 19.2% of residents worked from home, based on 2021 Census data collected during the pandemic. Local public transport services average 72 daily runs across all routes, which translates to roughly 6 weekly services per stop.
Frequently Asked Questions - Transport
Transport Stops Detail
54.9% of residents in Swansea (NSW) report no long-term health condition, a less healthy profile than 92% of areas nationally. 10.0% need daily assistance with core activities, and 49.0% hold private health cover. The standardised death rate runs at 7.2 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Swansea (NSW) displays notable health challenges across various age brackets, as indicated by mortality figures and chronic illness patterns. The proportion of residents with private health insurance is low at roughly 49% of the population, which corresponds to approximately 2,444 individuals. This rate is lower than the Regional NSW level of 51.9% and the national rate of 55.7%. The most common chronic ailments are arthritis and mental health challenges, affecting 14.2% and 9.5% of the community respectively. Meanwhile, 54.9% of residents reported having no chronic medical conditions, compared to 63.3% in Regional NSW.
Health issues are relatively high among working-age individuals, and residents aged 65 and over make up 33.8% of the population, totaling 1,685 people, which is higher than the regional average of 23.4%. Health indicators for senior residents generally track average national patterns.
Frequently Asked Questions - Health
Swansea (NSW) is largely Australian-born, at 90.4% of residents, with 3.0% speaking a language other than English at home. The largest reported ancestries are English (35.1%) and Australian (30.0%). 4.6% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Cultural diversity metrics are low in Swansea (NSW), where 90.4% of residents were born in Australia, 92.4% hold citizenship, and 97.0% speak only English at home. Christianity is the primary religion, representing 55.5% of the local population, which is comparable to the Regional NSW average of 55.9%. The most common ancestry lines reported in Swansea (NSW) are English at 35.1%, Australian at 30.0%, and Scottish at 8.8%. In terms of specific ethnic representation, Welsh ancestry is higher than the regional average, registering 0.9% compared to 0.5%. Residents of Australian Aboriginal descent make up 4.6% of the population, matching the regional percentage, and those of Maltese heritage represent 0.5% compared to 0.4% regionally.
Frequently Asked Questions - Diversity
The median resident of Swansea (NSW) is 53, older than 95% of areas nationally. 19.0% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
The median age in Swansea (NSW) is 53, which is higher than the Regional NSW average of 43 and the national average of 38. Compared to Regional NSW, the area has a high proportion of residents in the 75 - 84 age bracket at 12.8% versus the national average of 6.1%, but fewer children aged 5 - 14 at 8.1%. Since the 2021 Census, the proportion of residents aged 15 to 24 grew from 8.7% to 10.9%. Over the same period, the 5 to 14 group shrank from 9.3% to 8.1% and the 45 to 54 group decreased from 13.4% to 12.3%.
Projections for 2041 indicate that the 75 to 84 bracket will expand by 36% or 229 people, rising from 638 to 868. Residents aged 65 and over are expected to account for 52% of all future population growth, whereas the 15 to 24 cohort is projected to see minimal growth of 1%, representing an increase of 7 people.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Swansea (NSW)
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.
Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | May 2026 3 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | May 2026 3 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Jun 2026 2 months ago headline measures · May 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Aug 2026 this month all 21 measures |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | May 2026 3 months ago all 7 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 5 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Aug 2026 this month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 last month headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Jul 2026 last month all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 54 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (5,044 at the 2021 Census → 4,986 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL13726). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.