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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
The median house price in Summerland Point is $895k. House values have moved 2.7% a year compounded over five years.
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Summerland Point has an estimated 2,779 residents, up from 2,708 at the 2021 Census — a change of 71 people, or 2.6%. Growth has averaged 0.6% a year over five years, slower than 76% of areas nationally. That puts 908 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
According to AreaSearch's evaluation of broader ABS demographic releases alongside new addresses verified post-Census, the suburb of Summerland Point has an estimated population of approximately 2,779 as of Aug 2026. This represents an addition of 71 people (2.6%) compared to the 2,708 people recorded in the 2021 Census. AreaSearch arrived at this figure of 2,779 residents by examining the latest ABS ERP release (June 2025) and incorporating 2 validated new addresses identified following the Census. The resulting population density stands at 908 persons per square kilometer, aligning closely with typical benchmarks evaluated across AreaSearch locations.
Across the prior decade, demographic growth in the suburb of Summerland Point proved sturdy, recording a 1.0% compound annual growth rate that exceeded the broader SA3 area. Recent gains were predominantly fueled by interstate migration, which accounted for roughly 67.0% of net additions, though overseas migration and natural increase also delivered positive contributions. Projections compiled by the ABS and Geoscience Australia for individual SA2 regions (issued in 2024 with a 2022 baseline) have been incorporated by AreaSearch, supplemented by NSW State Government SA2 forecasts (released in 2022 with a 2021 baseline) where coverage is absent. Cohort growth rates across these groupings have likewise been projected for the 2032 to 2041 timeframe. Looking ahead, the suburb of Summerland Point is slated to experience demographic growth exceeding the median of areas tracked by AreaSearch, with aggregated SA2 figures projecting an increase of 543 persons through to 2041, culminating in a cumulative 19.5% gain over the 16 years.
Frequently Asked Questions - Population
Detail
Analysis of ABS residential approval statistics by AreaSearch shows that Summerland Point averages approximately 2 residential dwellings approved annually, totaling an estimated 11 homes across the last 5 financial years (between FY-21 and FY-25), with 6 approved to date in FY-25. Over this same 5 financial years (between FY-21 and FY-25), roughly 4.5 new residents arrived per dwelling built, signaling that local housing supply is trailing demand by a wide margin and creating strong buyer competition along with upward pricing momentum. Approved residential dwellings hold an average expected construction cost of $486,000.
On the commercial front, non-residential approvals stand at $46,000 this financial year, pointing to very subdued non-residential building activity. Residential building output in Summerland Point is significantly muted when measured against Greater Sydney, tracking 71.0% below regional levels on a per-capita basis. Even with a recent uptick in building activity, such restricted supply tends to reinforce pricing and buyer demand for existing properties. Local construction volumes also trail the nationwide benchmark, underscoring the suburb's established character and potential zoning constraints. Furthermore, recent approvals have consisted exclusively of separate houses, maintaining the neighborhood's low-density profile centered on detached dwellings that appeal to lifestyle purchasers. A ratio of 425 people per approved dwelling highlights this subdued, low-volume development environment. According to the latest quarterly forecasts from AreaSearch, Summerland Point is anticipated to add 543 residents by 2041. Should building volumes persist at current levels, residential construction may struggle to satisfy incoming demand, which could intensify competition among buyers and underpin stronger property values.
Frequently Asked Questions - Development
Development applications around Summerland Point
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| Lodged | Address | Description | Type | Distance | Status |
|---|
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 28 current infrastructure and development projects close to Summerland Point, worth an estimated $1.52 billion. 7 are already under construction and 15 are due for completion within three years. The pipeline spans residential development, sports & recreation and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Local infrastructure investment and strategic planning frameworks play a fundamental role in shaping community outcomes. At present, AreaSearch has identified no major infrastructure projects expected to influence the locality. Notable regional planning and infrastructure items include the Crangan Bay Residential Estate, South East Growth Area Plan, Toukley Desalination Water Treatment Plant, and Draft Greater Newcastle Metropolitan Plan 2036, which represent the most pertinent surrounding developments.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Trinity Point Marina & Resort Development
A $665 million luxury carbon-neutral waterfront destination designed by Koichi Takada. The State Significant Development includes a 5-star hotel with up to 220 rooms, 180 luxury residential apartments, and an expansion of the existing marina to 188 berths. Features include two 300-seat restaurants, a world-class wellness retreat, a floating helipad, and a public foreshore boardwalk. The project targets a 4-Star Green Star certification using green roofs and solar technology.
Morisset Sports and Recreation Facility
Delivery of a new multi-sport and community recreation precinct by the NSW Government to replace the former Myuna Bay Sport and Recreation Centre. The proposed facility is planned for the Morisset Hospital precinct off Morisset Park Road, incorporating multi-purpose indoor courts, outdoor playing fields, and associated community amenities. Lake Macquarie City Council and the NSW Office of Sport are progressing site planning and assessment framework agreements.
Darkinjung LALC & Landcom Housing Project
A partnership between Darkinjung LALC and Landcom to develop a site at Lake Munmorah, with early investigations showing potential for approximately 380 new dwellings, including affordable housing. The project includes a planning proposal to rezone approximately 75 hectares of land for residential development with an estimated yield of 600 lots, and around 88 hectares for environmental conservation. Rezoning was completed in late 2022.
Lake Munmorah Recreation Facility
A $3.81 million project to create a significant active precinct including an inclusive regional-sized playspace, a district-level skatepark and pump track, an upgraded access road and carpark, and supporting recreational infrastructure.
Lakes Ridge Residential Estate
A 283-lot residential subdivision on 27.2 hectares of land. The development has received consent and includes 3 hectares for conservation, restoration of a wetland, a local park, and walking/cycleways.
Fishery Point Road and Morisset Park Road Intersection Upgrade
Lake Macquarie City Council has engaged Metiri to plan and design an upgrade of the Fishery Point Road and Morisset Park Road intersection. The project is currently in the planning, investigations, and design stage, with a feasibility assessment identifying traffic signals as the most viable upgrade option. The goal is to improve safety and traffic flow at the T-intersection.
Alliance Avenue and Wyee Road Intersection Upgrade
Upgrade of the intersection to a new four-legged roundabout to improve safety for motorists, cyclists, and pedestrians, reduce congestion, support public transport, and manage increased traffic volumes due to residential and commercial growth in Morisset, including access to the Cedar Mill entertainment venue. The project is funded by Lake Macquarie City Council, NSW Government ($2.5 million through the State Voluntary Planning Agreement Funding Program), and development contributions/private investment.
Morisset Place Strategy
A long-term strategic plan by Lake Macquarie City Council to guide the future development and growth of Morisset as a regionally significant growth area under the Hunter Regional Plan 2041. It aims to accommodate an additional 12000 residents and facilitate mixed-use precincts. A draft strategy is expected for public exhibition in 2026.
1,328 residents of Summerland Point are employed, from a labour force of 1,388. Unemployment sits at 4.3%, with participation at 58.5%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.4% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 2,146, about 77% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
Summerland Point features a diverse employment profile comprising both blue-collar and white-collar roles, highlighted by strong representation in construction, an unemployment rate of 4.3%, and annual workforce growth estimated at 3.2% from AreaSearch statistical data. There are 1,328 employed residents as of March 2026, while the local jobless rate sits 0.2% higher than the 4.1% recorded for Greater Sydney. In addition, labor force participation is notably lower locally at 58.5% compared to 68.9% across Greater Sydney. Census records show that 21.9% of local workers operated from home, a figure that may reflect pandemic lockdown measures.
Local employment is heavily oriented toward health care & social assistance, construction, and retail trade. Construction shows an especially heavy weighting, engaging residents at 1.8 times the broader regional rate. Conversely, professional & technical roles account for only 4.5% of the local workforce, well below the 11.5% seen across Greater Sydney. Comparing resident workers against jobs located within the suburb suggests that local employment opportunities remain limited, reinforcing the area's predominantly residential character. AreaSearch analysis of ABS and SALM figures indicates that in the twelve months leading to March 2026, resident employment expanded by 3.2% while the total labor force grew by 3.7%, resulting in a 0.4 percentage point rise in the local unemployment rate. Across Greater Sydney over the same timeframe, employment and labor supply both rose by 1.9%, accompanied by a slight decrease in joblessness. Broader industry outlooks from Jobs and Skills Australia (Mar-26) provide further guidance on local employment prospects. Nationally, employment is projected to rise by 6.6% over five years and 13.7% over ten years, with performance varying widely by sector. Applying these industry growth estimates to Summerland Point's sector breakdown projects local job growth of 6.4% over five years and 13.4% over ten years (note that this weighting model serves illustrative purposes and excludes local population dynamics).
Frequently Asked Questions - Employment
Median household income in Summerland Point is $1,312 a week (about $68,000 a year), with median personal income at $646 a week. ATO records put median taxable income at $46,706 a year against an average of $56,754. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
According to ATO postcode statistics released for financial year 2023, median individual taxpayer earnings in the suburb of Summerland Point stand at $46,706, alongside an average of $56,754, placing the area below national averages and trailing Greater Sydney's median of $60,817 and average of $83,003. Factoring in 10.32% Wage Price Index growth since financial year 2023, updated estimates reach approximately $51,526 (median) and $62,611 (average) as of March 2026. Across personal, family, and household measures in the Census, local earnings place between the 18th and 21st percentiles nationally. Around 29.3% of the population (814 individuals) fall into the $1,500 - 2,999 income bracket, mirroring the regional distribution of 30.9%.
Affordability constraints remain pronounced, with residents retaining only 83.3% of income after housing costs, ranking in the 21st percentile.
Frequently Asked Questions - Income
Summerland Point had 1,046 occupied dwellings at the 2021 Census, 97% detached houses and 3% apartments. 35% are owned with a mortgage, 20% rented and 45% owned outright. At that Census the median rent was $400 a week and the median mortgage repayment $1,730 a month. Rent absorbs 30.5% of household income here and mortgage repayments 30.4%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
Census data shows that separate houses make up 96.7% of dwellings in Summerland Point, with apartments, semi-detached properties, and other structures accounting for the remaining 3.3%, in contrast to the Sydney metro profile of 55.9% houses and 44.1% other dwellings. Outright home ownership is exceptionally strong at 45.2%, substantially exceeding the metropolitan benchmark, while mortgaged properties represent 34.6% and rental accommodation accounts for 20.2%. Monthly mortgage payments locally sit at a median of $1,730, well under the Sydney metro figure of $2,427 and below the national average of $1,863. Conversely, median weekly rents of $400 are lower than the Sydney metro median of $470 but sit above the Australian benchmark of $375.
Frequently Asked Questions - Housing
Summerland Point counted 1,046 households at the 2021 Census, averaging 2.5 people each. 24% are couples with children, fewer than in 75% of areas nationally, against 34% couples without children. 24% of households are people living alone, and families average 1.9 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Families constitute the vast majority of local households at 73.7%, made up of couples without children (34.4%), couples with children (23.5%), and single parent households (14.9%). Non-family living arrangements account for the remaining 26.3%, consisting of single-person households (24.3%) and group housing (2.1%). The typical household comprises 2.5 people, tracking below the Greater Sydney average of 2.7.
Frequently Asked Questions - Households
11.4% of adults in Summerland Point hold a university qualification, including 8.0% with a bachelor degree and 1.8% with postgraduate qualifications. A further 36.5% hold a vocational qualification. Qualifications come from the 2021 Census.
Detail
Higher education qualifications are relatively uncommon locally, with 11.4% of residents holding university credentials compared to 38.0% across Greater Sydney, presenting opportunities for educational development. Tertiary attainment includes bachelor degrees at 8.0%, postgraduate qualifications at 1.8%, and graduate diplomas at 1.6%. In contrast, vocational and technical credentials are widespread, held by 46.2% of residents aged 15+, consisting of certificates (36.5%) and advanced diplomas (9.7%). Active participation in study is strong throughout the community, with 25.3% of residents attending an educational institution. This enrollment comprises 9.1% in primary schools, 7.8% in secondary institutions, and 2.4% engaged in higher education.
Frequently Asked Questions - Education
Schools Detail
Public transport in Summerland Point reaches 14 stops on 18 routes, timetabled for about 220 services a week. The typical home sits about 200 m from its nearest stop. Households keep an average of 1.6 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
Public transport connectivity in Summerland Point is supported by 14 bus stops distributed throughout the suburb. These stops are served by 18 separate bus routes that together operate 221 weekly passenger trips. Overall transport access is strong, with residents living an average distance of 195 meters from the nearest stop. Given the suburb's residential orientation, the majority of workers commute outside the area, with private vehicles serving as the primary transit mode at 96%. Vehicle ownership stands at an average of 1.6 vehicles per household, tracking above the regional norm.
In addition, 21.9% of employed residents worked from home during the 2021 Census, a figure likely influenced by COVID-19 conditions. Across the entire network, public transit schedules deliver an average of 31 trips per day, which translates to roughly 15 weekly services for each individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
58.7% of residents in Summerland Point report no long-term health condition, a less healthy profile than 80% of areas nationally. 7.9% need daily assistance with core activities, and 49.4% hold private health cover. The standardised death rate runs at 6.1 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Health assessments compiled by AreaSearch highlight significant wellness challenges in Summerland Point, evidenced by elevated rates of long-term conditions and mortality across different age cohorts. Private health insurance uptake is comparatively constrained, covering approximately 49% of residents (~1,373 people), compared to 59.9% across Greater Sydney and 55.7% across Australia. Arthritis and mental health conditions are the most prevalent ailments recorded in the community, diagnosed in 12.0 and 9.6% of residents, respectively, while 58.7% reported no chronic medical conditions, compared to 74.6% across Greater Sydney. Chronic health issues are noticeably elevated among working-age individuals.
Additionally, seniors aged 65 and over make up 27.2% of the local population (755 people), notably higher than the 15.5% share observed across Greater Sydney, with local health risk rankings exceeding general national benchmarks.
Frequently Asked Questions - Health
Summerland Point is largely Australian-born, at 87.8% of residents, with 4.0% speaking a language other than English at home. The largest reported ancestries are English (32.1%) and Australian (30.2%). 4.1% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Cultural diversity in Summerland Point is relatively limited, with 87.8% of the community born in Australia, 92.5% holding Australian citizenship, and 96.0% speaking only English in their households. Christianity is the primary declared faith, practiced by 58.3% of residents compared to 49.2% across Greater Sydney. Looking at parental ancestry, the dominant heritages in Summerland Point are English (32.1% versus 19.0% regionally), Australian (30.2% versus 17.8% regionally), and Scottish (9.0%). Other notable cultural backgrounds include Maltese, which represents 1.6% locally against 1.0% regionally, Hungarian at 0.3% (vs 0.3%), and Spanish at 0.5% (vs 0.6%).
Frequently Asked Questions - Diversity
The median resident of Summerland Point is 48, older than 88% of areas nationally. 21.1% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
The demographic structure of Summerland Point clearly reflects its appeal as a lifestyle and retirement destination. As at August 2026, older residents aged 65+ make up 27.2% of the population, well above the 15.5% share across Greater Sydney, whereas young to middle-aged adults (25 - 44) account for 19.4% compared to 31.4% regionally. The estimated median age sits at 48 as at August 2026, matching the 2021 Census level and sitting well above both Greater Sydney (37) and the national benchmark (38) from the same Census. Since that Census, the proportion of seniors has increased from 25.1% to 27.2%.
By 2041, older cohorts are projected to drive the majority of demographic growth, expanding by 298 residents (39%) to reach a total of 1,054.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Summerland Point
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Sep 2026.
Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | Aug 2026 last month headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | Aug 2026 last month headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Aug 2026 last month headline measures · Jul 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Sep 2026 this month all 21 measures |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Sep 2026. | ||
| Infrastructure projects | Infrastructure Australia, Local governments Daily | May 2026 4 months ago all 2 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 6 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Aug 2026 last month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 2 months ago headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Jul 2026 2 months ago all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 2 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (2,708 at the 2021 Census → 2,779 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL13705). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.