Chart Color Schemes
This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
ABS ERP | -- people | --
2021 Census | -- people
Sales Activity
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
Find a Recent Sale
Sales Detail
Population
Belmont South - Blacksmiths is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends
Belmont South - Blacksmiths' population was 5,680 people as of the 2021 Census. By Nov 2025, it is around 5,821, reflecting a 141 person increase (2.5%) since the Census. This growth is inferred from an estimated resident population of 5,792 in June 2024 and an additional 50 validated new addresses since the Census date. The population density ratio is 854 persons per square kilometer, comparable to averages across locations assessed by AreaSearch. Belmont South - Blacksmiths' growth rate of 2.5% since the Census is within 0.4 percentage points of its SA3 area's (2.9%) demonstrating competitive growth fundamentals. Overseas migration contributed approximately 67.2% of overall population gains during recent periods.
AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections, released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. Future population dynamics anticipate lower quartile growth for national regional areas. Belmont South - Blacksmiths is expected to increase by 69 persons by 2041 based on the latest annual ERP population numbers, reflecting an overall increase of 0.7% over the 17 years.
Frequently Asked Questions - Population
Development
AreaSearch assessment of residential development drivers sees a low level of activity in Belmont South - Blacksmiths, placing the area among the bottom 25% of areas assessed nationally
Belmont South - Blacksmiths has approved around 19 residential properties annually over the past five financial years, totalling 97 homes. In FY26 so far, 3 approvals have been recorded. On average, 0.5 new residents arrive per year for each new home built between FY21 and FY25. This pace matches or exceeds demand, offering buyers more options and potentially enabling population growth to surpass current expectations.
The average construction cost of new dwellings is $371,000. Commercial approvals this financial year amount to $351,000, indicating minimal commercial development activity compared to the rest of NSW. Belmont South - Blacksmiths records 19.0% less building activity per person than the state average and ranks in the 39th percentile nationally, resulting in relatively constrained buyer choice and supporting interest in existing homes. Recent construction comprises 73.0% detached houses and 27.0% attached dwellings, preserving the area's low density nature and attracting space-seeking buyers with an estimated 557 people per dwelling approval.
Population forecasts indicate Belmont South - Blacksmiths will gain 40 residents by 2041. With current construction levels, housing supply should meet demand adequately, creating favourable conditions for buyers while potentially enabling growth that exceeds current forecasts.
Frequently Asked Questions - Development
Infrastructure
Belmont South - Blacksmiths has moderate levels of nearby infrastructure activity, ranking in the top 50% nationally
Changes to local infrastructure significantly impact an area's performance. AreaSearch has identified 12 projects likely to affect the region. Notable ones include Pelican Foreshore Stabilisation Project, Belmont South Foreshore Stabilisation, Swansea Channel Dredging and Sand Transfer System, and Belmont Desalination Plant. The following list details those most relevant:.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Pelican Foreshore Stabilisation Project
Comprehensive coastal erosion management project addressing foreshore stabilization at Pelican through rock groyne construction, sand nourishment, and protective structures. Part of Lake Macquarie's Coastal Management Program to protect emergency and recreational assets from ongoing erosion in the dynamic Lake Macquarie channel environment. The project includes multiple precincts with works to stabilize the foreshore, protect community infrastructure, and maintain public access to the waterfront.
Swansea Channel Dredging and Sand Transfer System
Multi-stage program to maintain safe navigation in Swansea Channel and deliver a permanent dredge and sand transfer system. Stage 3 maintenance dredging occurred in mid-2025 focusing on the Dog Leg, while Council has awarded a $7.4m tender to supply a Beaver 30 dredge and associated sand transfer system. Installation is scheduled from late 2025 to mid-2026, with commissioning targeted for mid-2026. Transport for NSW will operate the system for at least five years, with dredged sand to nourish Blacksmiths Beach.
Swansea Channel Permanent Dredging Solution
A permanent dredging solution for Swansea Channel, the entrance to Lake Macquarie, involving a Beaver 30 dredge vessel and sand transfer system to maintain safe navigation for vessels, with sand pumped to Blacksmiths Beach. The project includes upgrades to the Blacksmiths boat ramp and aims to address ongoing sand accumulation issues.
Belmont South Foreshore Stabilisation
Multi-stage foreshore stabilisation and rehabilitation project protecting Belmont Bay (Stage 1 completed January 2024) and Village Bay against erosion, wave overtopping, tidal inundation, flooding, and seagrass/sludge buildup. Works include erosion control, improved drainage and stormwater infrastructure, amenity enhancements, public access improvements, vegetation restoration, and native planting for climate resilience and biodiversity. Covers approximately 330m of foreshore near Belmont Lakeside Holiday Park.
Belmont Sports Fields Master Plan
The Belmont Sports Fields Master Plan involves multi-stage upgrades to create a premier sports precinct. Stage 1, completed in March 2025 at a cost of $14 million, includes new rectangular fields, a baseball diamond, cricket wickets, irrigation, lighting, amenities buildings, and resurfacing of 14 netball courts. Future stages, estimated at $25 million, will include further field improvements, drainage, grandstands, seating, and car park upgrades to support local and regional competitions.
Belmont Business Park
Lake Macquarie's new commercial and light industrial development offering exceptional quality units with innovative space for business owners, trades, start-ups, hobbyists, and entrepreneurs. Features high-quality concrete construction, mezzanines, dedicated parking, and amenities.
Brooks Parade Belmont Mixed Use Development
Demolition of existing structures and construction of a mixed-use, multi-storey development comprising four towers (one 7-storey and three 6-storey with rooftop gardens), 130 residential units, three retail/commercial units, basement car parking, and associated landscaping.
Swansea Seawall Stabilisation
Stabilisation and repair of a 50-metre section of seawall at Belmont Street, Swansea, near Swansea Wharf. The seawall has been closed since 2021 due to instability caused by over-steepening of the underwater slope in Swansea Channel, with water velocity scouring beneath the wall creating a safety risk. The wall was found to be cracked and slumping during wharf and pontoon replacement work. Lake Macquarie City Council has submitted a budget proposal to the NSW Government for the estimated 8 million dollar repair project.
Employment
AreaSearch analysis reveals Belmont South - Blacksmiths recording weaker employment conditions than most comparable areas nationwide
Belmont South - Blacksmiths has a balanced workforce encompassing white and blue collar jobs. Key sectors include health care & social assistance, construction, and retail trade.
The area specializes in construction employment, with 1.5 times the regional level representation. Conversely, agriculture, forestry & fishing is under-represented, comprising only 0.5% of the workforce compared to Rest of NSW's 5.3%. As of September 2025, 2,715 residents are employed, with an unemployment rate of 4.7%, and estimated employment growth of 2.6% over the past year. The unemployment rate is 0.8% higher than Rest of NSW's rate of 3.8%, and workforce participation stands at 52.3%, below Rest of NSW's 56.4%.
Employment levels increased by 2.6% and labour force by 3.5% during the year to September 2025, causing unemployment to rise by 0.8 percentage points. By comparison, Rest of NSW saw employment decline by 0.5%, labour force decline by 0.1%, with unemployment rising 0.4 percentage points. State-level data from 25-Nov-25 shows NSW employment contracted by 0.03% (losing 2,260 jobs), with the state unemployment rate at 3.9%. National employment forecasts suggest a 6.6% increase over five years and 13.7% over ten years. Applying these projections to Belmont South - Blacksmiths' employment mix indicates local employment should grow by 6.6% over five years and 13.6% over ten years, assuming constant population projections for illustrative purposes.
Frequently Asked Questions - Employment
Income
Income levels sit below national averages according to AreaSearch assessment
AreaSearch's latest postcode level ATO data for financial year 2022 shows that median income in Belmont South - Blacksmiths SA2 is $50,776 and average income stands at $67,694. This contrasts with Rest of NSW's median income of $49,459 and average income of $62,998. Based on Wage Price Index growth of 12.61% since financial year 2022, estimated current incomes as of September 2025 would be approximately $57,179 (median) and $76,230 (average). According to the 2021 Census, household, family, and personal incomes in Belmont South - Blacksmiths fall between the 16th and 19th percentiles nationally. The predominant income cohort spans 26.0% of locals (1,513 people) earning $1,500 - $2,999, aligning with the broader area where this cohort represents 29.9%. Housing affordability pressures are severe, with only 82.5% of income remaining after housing costs, ranking at the 15th percentile nationally.
Frequently Asked Questions - Income
Housing
Belmont South - Blacksmiths is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership
In Belmont South - Blacksmiths, as per the latest Census, 77.2% of dwellings were houses while 22.8% comprised semi-detached homes, apartments, and other types. In contrast, Non-Metro NSW had 82.4% houses and 17.6% other dwellings. Home ownership in Belmont South - Blacksmiths stood at 41.4%, with mortgaged dwellings at 27.3% and rented ones at 31.3%. The median monthly mortgage repayment was $1,800, below Non-Metro NSW's average of $2,000, while the median weekly rent was $330 compared to Non-Metro NSW's $370. Nationally, Belmont South - Blacksmiths' mortgage repayments were lower than the Australian average of $1,863, and rents were substantially below the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Belmont South - Blacksmiths features high concentrations of lone person households, with a lower-than-average median household size
Family households account for 66.2% of all households, including 23.2% couples with children, 28.0% couples without children, and 13.6% single parent families. Non-family households constitute the remaining 33.8%, with lone person households at 31.7% and group households making up 2.1% of the total. The median household size is 2.3 people, which is smaller than the Rest of NSW average of 2.5.
Frequently Asked Questions - Households
Local Schools & Education
Belmont South - Blacksmiths faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally
The area's university qualification rate is 15.2%, significantly lower than NSW's average of 32.2%. This indicates a need for targeted educational initiatives. Bachelor degrees are the most prevalent at 11.3%, followed by postgraduate qualifications (2.3%) and graduate diplomas (1.6%). Vocational credentials are common, with 42.3% of residents aged 15+ holding them.
Advanced diplomas account for 9.9% and certificates for 32.4%. A substantial 23.2% of the population is currently engaged in formal education. This includes 8.1% in primary education, 6.7% in secondary education, and 3.2% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Belmont South - Blacksmiths has 59 active public transport stops, all of which are bus stops. These stops are served by 20 different routes that collectively facilitate 472 weekly passenger trips. The area's transport accessibility is rated as excellent, with residents on average being located 158 meters from the nearest stop.
On average, there are 67 trips per day across all routes, which equates to approximately 8 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Belmont South - Blacksmiths is well below average with prevalence of common health conditions notable across both younger and older age cohorts
Belmont South - Blacksmiths faces significant health challenges, as indicated by health data.
Both younger and older age groups have high prevalence rates for common health conditions. Approximately 53% (~3,108 people) of the total population has private health cover, which is relatively high. The most prevalent medical conditions are arthritis (affecting 12.0% of residents) and mental health issues (9.8%). Notably, 59.8% of residents claim to be free from medical ailments, compared to 62.6% in the Rest of NSW. The area has a higher proportion of seniors aged 65 and over at 27.5% (1,598 people), compared to the 21.4% in the Rest of NSW. Health outcomes among seniors present some challenges but perform better than the general population in health metrics.
Frequently Asked Questions - Health
Cultural Diversity
The latest Census data sees Belmont South - Blacksmiths placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics
Belmont South - Blacksmiths, surveyed in 2016, had a population with 92.5% being citizens, 92.1% born in Australia, and 97.0% speaking English only at home. Christianity was the predominant religion, practiced by 52.2% of residents, compared to 52.5% across Rest of NSW. The top three ancestry groups were English (33.0%), Australian (31.8%), and Scottish (8.8%).
Notably, Welsh (0.9%) and Australian Aboriginal (4.9%) populations were higher than the regional averages of 0.8% and 3.4%, respectively. Maltese residents also showed a slight increase at 0.4%, compared to the regional average of 0.3%.
Frequently Asked Questions - Diversity
Age
Belmont South - Blacksmiths hosts an older demographic, ranking in the top quartile nationwide
The median age of Belmont South - Blacksmiths is 49, which exceeds the Rest of NSW figure of 43 and is above Australia's median age of 38. Compared to the Rest of NSW average, the 65-74 age cohort is notably over-represented at 15.7% locally, while the 5-14 year-olds are under-represented at 9.8%. This concentration of the 65-74 cohort is well above the national figure of 9.4%. Between 2021 and now, the 75 to 84 age group has grown from 7.9% to 9.1% of the population. Conversely, the 55 to 64 cohort has declined from 16.5% to 14.9%, and the 45 to 54 age group has dropped from 13.4% to 12.4%. Looking ahead to 2041, demographic projections reveal significant shifts in Belmont South - Blacksmiths' age structure. The 25 to 34 age cohort is projected to grow by 107 people (19%), increasing from 558 to 666. In contrast, population declines are projected for the 15 to 24 and 5 to 14 age cohorts.