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This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
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Sales Activity
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Population
Belmont South - Blacksmiths is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends
Belmont South - Blacksmiths' population, as of May 2026, is approximately 5,779. This figure represents a growth of 99 people since the 2021 Census, which recorded a population of 5,680. The increase is inferred from ABS data showing an estimated resident population of 5,777 in June 2025 and the addition of 52 validated new addresses since the Census date. This results in a population density ratio of 848 persons per square kilometer. Belmont South - Blacksmiths' growth rate of 1.7% since the census is within 1.5 percentage points of the SA3 area's growth rate of 3.2%. Overseas migration contributed approximately 58.9% to overall population gains in recent periods, with all migration factors being positive drivers.
AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022, and NSW State Government's SA2 level projections where necessary, released in 2022 with a base year of 2021. Growth rates by age group are applied to all areas from these aggregations for years 2032 to 2041. By 2041, the area is projected to increase by 55 persons based on the latest annual ERP population numbers, reflecting a total growth of approximately 0.9% over the 16-year period.
Frequently Asked Questions - Population
Development
AreaSearch assessment of residential development drivers sees a low level of activity in Belmont South - Blacksmiths, placing the area among the bottom 25% of areas assessed nationally
Belmont South - Blacksmiths has granted approval for approximately 19 residential properties annually over the past five financial years, totalling 97 homes. In FY26 so far, 7 approvals have been recorded. On average, 0.5 new residents per year have arrived with each new home constructed between FY21 and FY25. This rate of new construction matches or exceeds demand, providing buyers with more options and potentially enabling population growth beyond current expectations.
The average expected construction cost value for new dwellings is $371,000. In FY26, there have been $351,000 in commercial approvals, indicating minimal commercial development activity compared to previous years. Belmont South - Blacksmiths records 18.0% less building activity per person than the rest of NSW and ranks among the 39th percentile nationally, resulting in relatively constrained buyer choice and supporting interest in existing homes. Recent construction comprises 73.0% detached houses and 27.0% attached dwellings, preserving the area's low density nature and attracting space-seeking buyers.
With an estimated 557 people per dwelling approval, Belmont South - Blacksmiths maintains a quiet, low activity development environment. Population forecasts indicate that the area will gain approximately 53 residents by 2041. Given current construction levels, housing supply should adequately meet demand, creating favourable conditions for buyers and potentially enabling population growth beyond current forecasts.
Frequently Asked Questions - Development
Development applications around Belmont South - Blacksmiths
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
Infrastructure
Belmont South - Blacksmiths has moderate levels of nearby infrastructure activity, ranking in the 44thth percentile nationally
Changes to local infrastructure significantly influence an area's performance. AreaSearch has identified 12 projects likely to impact the area. Key projects are Pelican Foreshore Stabilisation Project, Belmont South Foreshore Stabilisation, Swansea Channel Dredging and Sand Transfer System, and Belmont Desalination Plant. The following list details those most relevant.
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Frequently Asked Questions - Infrastructure
Pelican Foreshore Stabilisation Project
Comprehensive coastal erosion management project addressing foreshore stabilization at Pelican through rock groyne construction, sand nourishment, and protective structures. Part of Lake Macquarie's Coastal Management Program to protect emergency and recreational assets from ongoing erosion in the dynamic Lake Macquarie channel environment. The project includes multiple precincts with works to stabilize the foreshore, protect community infrastructure, and maintain public access to the waterfront.
Swansea Channel Dredging and Sand Transfer System
Multi-stage program to maintain safe navigation in Swansea Channel and deliver a permanent dredge and sand transfer system. Stage 3 maintenance dredging occurred in mid-2025 focusing on the Dog Leg, while Council has awarded a $7.4m tender to supply a Beaver 30 dredge and associated sand transfer system. Installation is scheduled from late 2025 to mid-2026, with commissioning targeted for mid-2026. Transport for NSW will operate the system for at least five years, with dredged sand to nourish Blacksmiths Beach.
Swansea Channel Permanent Dredging Solution
A permanent dredging solution for Swansea Channel, the entrance to Lake Macquarie, involving a Beaver 30 dredge vessel and sand transfer system to maintain safe navigation for vessels, with sand pumped to Blacksmiths Beach. The project includes upgrades to the Blacksmiths boat ramp and aims to address ongoing sand accumulation issues.
Belmont South Foreshore Stabilisation
Multi-stage foreshore stabilisation and rehabilitation project protecting Belmont Bay (Stage 1 completed January 2024) and Village Bay against erosion, wave overtopping, tidal inundation, flooding, and seagrass/sludge buildup. Works include erosion control, improved drainage and stormwater infrastructure, amenity enhancements, public access improvements, vegetation restoration, and native planting for climate resilience and biodiversity. Covers approximately 330m of foreshore near Belmont Lakeside Holiday Park.
Belmont Sports Fields Master Plan
The Belmont Sports Fields Master Plan involves multi-stage upgrades to create a premier sports precinct. Stage 1, completed in March 2025 at a cost of $14 million, includes new rectangular fields, a baseball diamond, cricket wickets, irrigation, lighting, amenities buildings, and resurfacing of 14 netball courts. Future stages, estimated at $25 million, will include further field improvements, drainage, grandstands, seating, and car park upgrades to support local and regional competitions.
Belmont Business Park
Lake Macquarie's new commercial and light industrial development offering exceptional quality units with innovative space for business owners, trades, start-ups, hobbyists, and entrepreneurs. Features high-quality concrete construction, mezzanines, dedicated parking, and amenities.
Brooks Parade Belmont Mixed Use Development
Demolition of existing structures and construction of a mixed-use, multi-storey development comprising four towers (one 7-storey and three 6-storey with rooftop gardens), 130 residential units, three retail/commercial units, basement car parking, and associated landscaping.
Swansea Seawall Stabilisation
Stabilisation and repair of a 50-metre section of seawall at Belmont Street, Swansea, near Swansea Wharf. The seawall has been closed since 2021 due to instability caused by over-steepening of the underwater slope in Swansea Channel, with water velocity scouring beneath the wall creating a safety risk. The wall was found to be cracked and slumping during wharf and pontoon replacement work. Lake Macquarie City Council has submitted a budget proposal to the NSW Government for the estimated 8 million dollar repair project.
Employment
AreaSearch assessment indicates Belmont South - Blacksmiths faces employment challenges relative to the majority of Australian markets
Belmont South - Blacksmiths has a mixed workforce consisting of both white and blue-collar jobs. Essential services sectors are well represented in the area, with an unemployment rate of 5.3%. Over the past year, employment has remained relatively stable.
As of December 2025, there were 2,676 employed residents, with an unemployment rate of 1.4% higher than Regional NSW's rate of 3.9%. The workforce participation rate was somewhat lower at 57.3%, compared to Regional NSW's 60.5%. According to Census responses, a moderate 21.2% of residents worked from home. Key industries for employment include health care & social assistance, construction, and retail trade.
The area specializes in construction employment, with a share that is 1.5 times higher than the regional level. However, agriculture, forestry & fishing is under-represented, with only 0.5% of Belmont South - Blacksmiths' workforce compared to Regional NSW's 5.3%. The area may have limited local employment opportunities, as indicated by the number of Census working population versus resident population. Between December 2024 and December 2025, the labour force increased by 1.5%, while employment decreased by 0.2%, leading to a rise in unemployment rate by 1.6 percentage points. In comparison, Regional NSW saw an employment decline of 1.2% and a labour force decline of 0.8%, with unemployment rising by 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 project national employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Belmont South - Blacksmiths' employment mix suggests local employment should increase by 6.6% over five years and 13.6% over ten years, based on a simple weighting extrapolation for illustrative purposes.
Frequently Asked Questions - Employment
Income
Income levels sit below national averages according to AreaSearch assessment
AreaSearch's latest postcode level ATO data for financial year 2023 shows median income in Belmont South - Blacksmiths SA2 is $54,211. Average income stands at $69,696. This contrasts with Regional NSW's median income of $52,390 and average income of $65,215. Based on Wage Price Index growth of 10.32% since financial year 2023, current estimates for Belmont South - Blacksmiths are approximately $59,806 (median) and $76,889 (average) as of March 2026. From the 2021 Census, incomes in Belmont South - Blacksmiths fall between the 16th and 19th percentiles nationally. Predominant income cohort spans 26.0% of locals (1,502 people), $1,500 - $2,999 category. Housing affordability pressures are severe, with only 82.5% of income remaining, ranking at the 15th percentile.
Frequently Asked Questions - Income
Housing
Belmont South - Blacksmiths is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership
In Belmont South - Blacksmiths, as per the latest Census evaluation, 77.2% of dwellings were houses, with the remaining 22.8% comprising semi-detached homes, apartments, and other types of dwellings. This compares to Regional NSW's figures of 82.6% houses and 17.4% other dwellings. Home ownership in Belmont South - Blacksmiths stood at 41.4%, mirroring Regional NSW's rate, with the rest of dwellings either mortgaged (27.3%) or rented (31.3%). The median monthly mortgage repayment in the area was $1,800, surpassing Regional NSW's average of $1,733. Meanwhile, the median weekly rent in Belmont South - Blacksmiths was $330, aligning with Regional NSW's figure but lower than the national average of $375. Nationally, mortgage repayments were higher at $1,863 compared to those in Belmont South - Blacksmiths.
Frequently Asked Questions - Housing
Household Composition
Belmont South - Blacksmiths features high concentrations of lone person households, with a lower-than-average median household size
Family households account for 66.2% of all households, consisting of 23.2% couples with children, 28.0% couples without children, and 13.6% single parent families. Non-family households make up the remaining 33.8%, with lone person households at 31.7% and group households comprising 2.1% of the total. The median household size is 2.3 people, which is smaller than the Regional NSW average of 2.4.
Frequently Asked Questions - Households
Local Schools & Education
Belmont South - Blacksmiths faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally
The area's university qualification rate is 15.2%, significantly lower than NSW's average of 32.2%. Bachelor degrees are the most common at 11.3%, followed by postgraduate qualifications (2.3%) and graduate diplomas (1.6%). Vocational credentials are prevalent, with 42.3% of residents aged 15+ holding them - advanced diplomas at 9.9% and certificates at 32.4%. A total of 23.2% of the population is actively engaged in formal education, including 8.1% in primary, 6.7% in secondary, and 3.2% in tertiary education.
A substantial 23.2% of the population actively pursues formal education. This includes 8.1% in primary education, 6.7% in secondary education, and 3.2% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Belmont South - Blacksmiths has 72 active public transport stops, all of which are bus stops. These stops are served by 20 different routes that together facilitate 477 weekly passenger trips. The area's transport accessibility is rated as excellent, with residents on average located 158 meters from the nearest stop. As a predominantly residential area, most commutes are outward-bound, and cars remain the primary mode of transport at 96%. On average, there are 1.3 vehicles per dwelling, which is below the regional average. According to the 2021 Census, 21.2% of residents work from home, a figure that may be influenced by COVID-19 conditions.
Across all routes, service frequency averages 68 trips per day, equating to approximately six weekly trips per stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Belmont South - Blacksmiths is lower than average with common health conditions somewhat prevalent across both younger and older age cohorts
Belmont South faces significant health challenges based on AreaSearch's assessment. Mortality rates and chronic condition prevalence are high, with common health conditions prevalent across both younger and older age cohorts.
The rate of private health cover is approximately 54% of the total population (~3,114 people), slightly higher than the Regional NSW average of 51.9%. The most common medical conditions in the area are arthritis and mental health issues, impacting 12.0 and 9.8% of residents respectively. Conversely, 59.8% of residents declare themselves completely clear of medical ailments, compared to 63.3% across Regional NSW. The working-age population faces notable health challenges with elevated chronic condition rates. The area has 27.7% of residents aged 65 and over (1,603 people), higher than the 23.4% in Regional NSW. Health outcomes among seniors present some challenges, with national rankings broadly in line with the general population.
Frequently Asked Questions - Health
Cultural Diversity
The latest Census data sees Belmont South - Blacksmiths placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics
Belmont South - Blacksmiths showed low cultural diversity, with 92.5% citizens, 92.1% born in Australia, and 97.0% speaking English only at home. Christianity was the predominant religion, at 52.2%, compared to 55.9% regionally. Top ancestry groups were English (33.0%), Australian (31.8%), and Scottish (8.8%).
Welsh (0.9%) and Australian Aboriginal (4.9%) were notably higher than regional averages of 0.5% and 4.6%, respectively, while Maltese remained at 0.4%.
Frequently Asked Questions - Diversity
Age
Belmont South - Blacksmiths hosts an older demographic, ranking in the top quartile nationwide
Belmont South - Blacksmiths' median age is 48 years, which is higher than Regional NSW's median age of 43 and significantly higher than the Australian median age of 38. The age profile shows that those aged 65-74 make up 15.6%, a notably high figure compared to Regional NSW and Australia as a whole (9.4%). Conversely, those aged 5-14 constitute only 9.9% of the population, lower than the regional average. Post-2021 Census data indicates that the 75-84 age group has grown from 7.9% to 9.3%, while the 55-64 cohort has declined from 16.5% to 14.5% and the 45-54 group has decreased from 13.4% to 11.8%. By 2041, demographic modeling projects that the 85+ age cohort will expand significantly by 88 people (56%), reaching a total of 249 residents. Senior residents aged 65 and above are expected to drive 53% of population growth, highlighting the trend of demographic aging in Belmont South - Blacksmiths. Meanwhile, both the 5-14 and 15-24 age groups are projected to decrease in number.