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This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
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ABS ERP | -- people | --
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Sales Activity
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Population
Belmont South - Blacksmiths is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends
Based on AreaSearch's analysis, Belmont South - Blacksmiths's population is around 5,849 as of Feb 2026. This reflects an increase of 169 people (3.0%) since the 2021 Census, which reported a population of 5,680 people. The change is inferred from the estimated resident population of 5,792 from the ABS as of June 2024 and an additional 50 validated new addresses since the Census date. This population level equates to a density ratio of 858 persons per square kilometer, which is relatively in line with averages seen across locations assessed by AreaSearch. Belmont South - Blacksmiths's 3.0% growth since the census positions it within 1.1 percentage points of the SA3 area (4.1%), demonstrating competitive growth fundamentals. Population growth for the area was primarily driven by overseas migration, which contributed approximately 67.2% of overall population gains during recent periods.
AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, as released in 2024 with 2022 as the base year. For any SA2 areas not covered by this data, AreaSearch is utilising the NSW State Government's SA2 level projections, as released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are also applied to all areas for years 2032 to 2041. Anticipating future population dynamics, lower quartile growth of national regional areas is anticipated, with the area expected to increase by 69 persons by 2041 based on the latest annual ERP population numbers, reflecting an increase of 0.2% in total over the 17 years.
Frequently Asked Questions - Population
Development
AreaSearch assessment of residential development drivers sees a low level of activity in Belmont South - Blacksmiths, placing the area among the bottom 25% of areas assessed nationally
Belmont South - Blacksmiths has recorded around 19 residential properties granted approval annually, totalling 97 homes over the past 5 financial years. So far in FY-26, 4 approvals have been recorded. At an average of just 0.5 new residents per year arriving per new home over the past 5 financial years (between FY-21 and FY-25), new construction is matching or outpacing demand, offering buyers more options and enabling population growth that could exceed current expectations, while new dwellings are developed at an average value of $371,000. There have also been $351,000 in commercial approvals this financial year, indicating minimal commercial development activity.
Compared to the Rest of NSW, Belmont South - Blacksmiths records 19.0% less building activity (per person) and ranks in the 39th percentile of areas assessed nationally, resulting in relatively constrained buyer choice and supporting interest in existing homes. This level is likewise lower than the national average, reflecting market maturity and pointing to possible development constraints. Recent construction comprises 73.0% detached houses and 27.0% attached dwellings, preserving the area's low-density nature with an emphasis on detached housing attracting space-seeking buyers. The estimated count of 557 people in the area per dwelling approval reflects its quiet, low-activity development environment.
Population forecasts indicate Belmont South - Blacksmiths will gain 12 residents through to 2041 (from the latest AreaSearch quarterly estimate). With current construction levels, housing supply should adequately meet demand, creating favourable conditions for buyers while potentially enabling growth that exceeds current forecasts.
Frequently Asked Questions - Development
Infrastructure
Belmont South - Blacksmiths has moderate levels of nearby infrastructure activity, ranking in the 49thth percentile nationally
Nothing can influence an area's performance as much as changes to local infrastructure, major projects, and planning initiatives. In total, 12 projects have been identified by AreaSearch that are likely to have an impact on the area. Key projects include the Pelican Foreshore Stabilisation Project, Belmont South Foreshore Stabilisation, Swansea Channel Dredging and Sand Transfer System, and the Belmont Desalination Plant, with the list below detailing those likely to be of most relevance.
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Frequently Asked Questions - Infrastructure
Pelican Foreshore Stabilisation Project
Comprehensive coastal erosion management project addressing foreshore stabilization at Pelican through rock groyne construction, sand nourishment, and protective structures. Part of Lake Macquarie's Coastal Management Program to protect emergency and recreational assets from ongoing erosion in the dynamic Lake Macquarie channel environment. The project includes multiple precincts with works to stabilize the foreshore, protect community infrastructure, and maintain public access to the waterfront.
Swansea Channel Dredging and Sand Transfer System
Multi-stage program to maintain safe navigation in Swansea Channel and deliver a permanent dredge and sand transfer system. Stage 3 maintenance dredging occurred in mid-2025 focusing on the Dog Leg, while Council has awarded a $7.4m tender to supply a Beaver 30 dredge and associated sand transfer system. Installation is scheduled from late 2025 to mid-2026, with commissioning targeted for mid-2026. Transport for NSW will operate the system for at least five years, with dredged sand to nourish Blacksmiths Beach.
Swansea Channel Permanent Dredging Solution
A permanent dredging solution for Swansea Channel, the entrance to Lake Macquarie, involving a Beaver 30 dredge vessel and sand transfer system to maintain safe navigation for vessels, with sand pumped to Blacksmiths Beach. The project includes upgrades to the Blacksmiths boat ramp and aims to address ongoing sand accumulation issues.
Belmont South Foreshore Stabilisation
Multi-stage foreshore stabilisation and rehabilitation project protecting Belmont Bay (Stage 1 completed January 2024) and Village Bay against erosion, wave overtopping, tidal inundation, flooding, and seagrass/sludge buildup. Works include erosion control, improved drainage and stormwater infrastructure, amenity enhancements, public access improvements, vegetation restoration, and native planting for climate resilience and biodiversity. Covers approximately 330m of foreshore near Belmont Lakeside Holiday Park.
Belmont Sports Fields Master Plan
The Belmont Sports Fields Master Plan involves multi-stage upgrades to create a premier sports precinct. Stage 1, completed in March 2025 at a cost of $14 million, includes new rectangular fields, a baseball diamond, cricket wickets, irrigation, lighting, amenities buildings, and resurfacing of 14 netball courts. Future stages, estimated at $25 million, will include further field improvements, drainage, grandstands, seating, and car park upgrades to support local and regional competitions.
Belmont Business Park
Lake Macquarie's new commercial and light industrial development offering exceptional quality units with innovative space for business owners, trades, start-ups, hobbyists, and entrepreneurs. Features high-quality concrete construction, mezzanines, dedicated parking, and amenities.
Brooks Parade Belmont Mixed Use Development
Demolition of existing structures and construction of a mixed-use, multi-storey development comprising four towers (one 7-storey and three 6-storey with rooftop gardens), 130 residential units, three retail/commercial units, basement car parking, and associated landscaping.
Swansea Seawall Stabilisation
Stabilisation and repair of a 50-metre section of seawall at Belmont Street, Swansea, near Swansea Wharf. The seawall has been closed since 2021 due to instability caused by over-steepening of the underwater slope in Swansea Channel, with water velocity scouring beneath the wall creating a safety risk. The wall was found to be cracked and slumping during wharf and pontoon replacement work. Lake Macquarie City Council has submitted a budget proposal to the NSW Government for the estimated 8 million dollar repair project.
Employment
AreaSearch assessment indicates Belmont South - Blacksmiths faces employment challenges relative to the majority of Australian markets
Belmont South - Blacksmiths has a balanced workforce spanning white and blue collar employment, with essential services sectors well represented, an unemployment rate of 5.3%, and relative employment stability over the past year. As of December 2025, 2,676 residents are in work while the unemployment rate is 1.4% above Regional NSW's rate of 3.9%, and workforce participation is somewhat below standard (56.8% compared to Regional NSW's 61.3%). Based on Census responses, a moderate 21.2% of residents were found to work from home, though Covid-19 lockdown impacts should be considered.
The key industries of employment among residents are health care & social assistance, construction, and retail trade. The area has a particular employment specialization in construction, with an employment share of 1.5 times the regional level. On the other hand, agriculture, forestry & fishing is under-represented, with only 0.5% of Belmont South - Blacksmiths's workforce compared to 5.3% in Regional NSW. The area appears to offer limited employment opportunities locally, as indicated by the count of the Census working population versus the resident population.
Based on AreaSearch analysis of SALM and ABS data, during the year to December 2025, the labour force increased by 1.5% combined with employment decreasing by 0.2%, causing the unemployment rate to rise by 1.6 percentage points. By comparison, Regional NSW recorded an employment decline of 1.2%, a labour force decline of 0.8%, with unemployment rising 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 can offer further insight into potential future demand within Belmont South - Blacksmiths. These projections, covering five and ten-year periods, have been mapped against the local employment profile to estimate growth patterns. While national employment is forecast to expand by 6.6% over five years and 13.7% over ten years, growth rates differ significantly between industry sectors. Applying these industry-specific projections to Belmont South - Blacksmiths's employment mix suggests local employment should increase by 6.6% over five years and 13.6% over ten years (please note this is a simple weighting extrapolation for illustrative purposes and does not take into account localised population projections).
Frequently Asked Questions - Employment
Income
Income levels sit below national averages according to AreaSearch assessment
AreaSearch's latest postcode level ATO data for FY-23 reveals that income in the Belmont South - Blacksmiths SA2 is slightly above average nationally, with the median assessed at $54,211 while the average income stands at $69,696. This contrasts to Regional NSW's figures of a median income of $52,390 and an average income of $65,215. Based on Wage Price Index growth of 8.86% since FY-23, current estimates would be approximately $59,014 (median) and $75,871 (average) as of September 2025. From the 2021 Census, household, family and personal incomes in Belmont South - Blacksmiths all fall between the 16th and 19th percentiles nationally. The data shows the predominant cohort spans 26.0% of locals (1,520 people) in the $1,500 - 2,999 category, aligning with the broader area where this cohort likewise represents 29.9%. Housing affordability pressures are severe, with only 82.5% of income remaining, ranking at the 15th percentile.
Frequently Asked Questions - Income
Housing
Belmont South - Blacksmiths is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership
Dwelling structure within Belmont South - Blacksmiths, as evaluated at the latest Census, comprised 77.2% houses and 22.8% other dwellings (semi-detached, apartments, 'other' dwellings), in comparison to Regional NSW's 82.6% houses and 17.4% other dwellings. Meanwhile, the level of home ownership within Belmont South - Blacksmiths was in line with that of Regional NSW, at 41.4%, with the remainder of dwellings either mortgaged (27.3%) or rented (31.3%). The median monthly mortgage repayment in the area was above the Regional NSW average at $1,800, while the median weekly rent figure was recorded at $330, compared to Regional NSW's $1,733 and $330. Nationally, Belmont South - Blacksmiths's mortgage repayments are lower than the Australian average of $1,863, while rents are substantially below the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Belmont South - Blacksmiths features high concentrations of lone person households, with a lower-than-average median household size
Family households dominate at 66.2% of all households, comprising 23.2% couples with children, 28.0% couples without children, and 13.6% single parent families. Non-family households make up the remaining 33.8%, with lone person households at 31.7% and group households comprising 2.1% of the total. The median household size of 2.3 people is smaller than the Regional NSW average of 2.4.
Frequently Asked Questions - Households
Local Schools & Education
Belmont South - Blacksmiths faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally
The area faces educational challenges, with university qualification rates (15.2%) substantially below the NSW average of 32.2%. This represents both a challenge and an opportunity for targeted educational initiatives. Bachelor degrees lead at 11.3%, followed by postgraduate qualifications (2.3%) and graduate diplomas (1.6%). Trade and technical skills feature prominently, with 42.3% of residents aged 15+ holding vocational credentials, including advanced diplomas (9.9%) and certificates (32.4%).
A substantial 23.2% of the population actively pursues formal education. This includes 8.1% in primary education, 6.7% in secondary education, and 3.2% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Public transport analysis reveals 72 active transport stops operating within Belmont South - Blacksmiths, comprising a mix of buses. These stops are serviced by 20 individual routes, collectively providing 477 weekly passenger trips. Transport accessibility is rated as excellent, with residents typically located 158 meters from the nearest transport stop. As a primarily residential area, most residents commute outward; the car remains the dominant mode at 96%. Vehicle ownership averages 1.3 per dwelling, which is below the regional average. Some 21.2% of residents work from home (2021 Census; may reflect COVID-19 conditions).
Service frequency averages 68 trips per day across all routes, equating to approximately 6 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Belmont South - Blacksmiths is lower than average with common health conditions somewhat prevalent across both younger and older age cohorts
Belmont South - Blacksmiths faces significant health challenges, based on AreaSearch's assessment of mortality rates and chronic condition prevalence. Common health conditions are somewhat prevalent across both younger and older age cohorts, and the rate of private health cover slightly exceeds the average SA2 area at approximately 54% of the total population (~3,152 people). This compares to 51.9% across Regional NSW.
The most common medical conditions in the area are arthritis and mental health issues, impacting 12.0 and 9.8% of residents, respectively, while 59.8% declared themselves as completely clear of medical ailments compared to 63.3% across Regional NSW. The working-age population faces notable health challenges with elevated chronic condition rates. The area has 27.5% of residents aged 65 and over (1,610 people), which is higher than the 23.4% in Regional NSW. Health outcomes among seniors present some challenges, with national rankings broadly in line with the general population.
Frequently Asked Questions - Health
Cultural Diversity
The latest Census data sees Belmont South - Blacksmiths placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics
Belmont South - Blacksmiths was found to be below average in terms of cultural diversity, with 92.5% of its population being citizens, 92.1% born in Australia, and 97.0% speaking English only at home. The main religion in Belmont South - Blacksmiths is Christianity, which makes up 52.2% of people in the area. This compares to 55.9% across Regional NSW.
In terms of ancestry (country of birth of parents), the top three represented groups in Belmont South - Blacksmiths are English, comprising 33.0% of the population, Australian, comprising 31.8% of the population, and Scottish, comprising 8.8% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Welsh is notably overrepresented at 0.9% of Belmont South - Blacksmiths (vs 0.5% regionally), Australian Aboriginal at 4.9% (vs 4.6%) and Maltese at 0.4% (vs 0.4%).
Frequently Asked Questions - Diversity
Age
Belmont South - Blacksmiths hosts an older demographic, ranking in the top quartile nationwide
With a median age of 49, Belmont South - Blacksmiths notably exceeds the Regional NSW figure of 43 and is well above Australia's 38 years. Compared to the Regional NSW average, the 65 - 74 cohort is notably over-represented (15.9% locally), while 5 - 14 year-olds are under-represented (9.7%). This 65 - 74 concentration is well above the national 9.5%. In the period since 2021, the 75 to 84 age group has grown from 7.9% to 9.1% of the population, while the 25 to 34 cohort increased from 8.8% to 9.9%. Conversely, the 55 to 64 cohort has declined from 16.5% to 14.7% and the 45 to 54 group dropped from 13.4% to 11.9%. Looking ahead to 2041, demographic projections reveal significant shifts in Belmont South - Blacksmiths's age structure. The 25 to 34 age cohort is projected to experience strong growth, expanding by 87 people (15%) from 578 to 666. Senior residents (65+) will drive 52% of population growth, underscoring demographic aging trends. In contrast, population declines are projected for the 5 to 14 and 15 to 24 cohorts.