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Sales Activity
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Population
Belmont South - Blacksmiths is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends
Belmont South - Blacksmiths' population, as of November 2025, is approximately 5,821, marking a rise of 141 individuals since the 2021 Census. The ABS estimated resident population in June 2024 was 5,792, with an additional 50 validated new addresses post-census contributing to this increase. This results in a population density of 854 persons per square kilometer, comparable to averages observed across other locations assessed by AreaSearch. The area's growth rate of 2.5% since the census is within 0.4 percentage points of its SA3 area (2.9%), indicating competitive growth fundamentals. Overseas migration accounted for approximately 67.2% of overall population gains in recent periods. AreaSearch employs ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022.
For areas not covered by this data, AreaSearch uses NSW State Government's SA2 level projections, released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for the years 2032 to 2041. Future population trends anticipate lower quartile growth for national regional areas, with Belmont South - Blacksmiths expected to increase by 69 persons to 2041 based on latest population numbers, resulting in a total increase of approximately 0.7% over the 17-year period.
Frequently Asked Questions - Population
Development
AreaSearch assessment of residential development drivers sees a low level of activity in Belmont South - Blacksmiths, placing the area among the bottom 25% of areas assessed nationally
Belmont South - Blacksmiths has recorded approximately 19 residential properties granted approval annually over the past five financial years, totalling 97 homes. In FY-26 so far, three approvals have been recorded. The average number of new residents arriving per new home over these five years is 0.5. This indicates that new construction is meeting or exceeding demand, providing buyers with more options and potentially enabling population growth beyond current expectations.
The average value of new dwellings developed is $371,000. In FY-26, there have been $351,000 in commercial approvals, suggesting minimal commercial development activity compared to previous years. Belmont South - Blacksmiths records 19.0% less building activity per person than the Rest of NSW and ranks among the 40th percentile nationally, resulting in relatively constrained buyer choice and supporting interest in existing homes. Recent construction comprises 73.0% detached houses and 27.0% attached dwellings, preserving the area's low density nature and attracting space-seeking buyers.
The estimated population per dwelling approval is 557 people, reflecting its quiet development environment. Population forecasts indicate Belmont South - Blacksmiths will gain 40 residents by 2041. With current construction levels, housing supply should adequately meet demand, creating favourable conditions for buyers while potentially enabling growth beyond current forecasts.
Frequently Asked Questions - Development
Infrastructure
Belmont South - Blacksmiths has moderate levels of nearby infrastructure activity, ranking in the 48thth percentile nationally
The performance of a region is significantly impacted by changes in local infrastructure, major projects, and planning initiatives. AreaSearch has identified 12 such projects likely to affect this area. Notable among these are Pelican Foreshore Stabilisation Project, Belmont South Foreshore Stabilisation, Swansea Channel Dredging and Sand Transfer System, and Belmont Desalination Plant. The following list details those expected to have the most relevance.
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Frequently Asked Questions - Infrastructure
Pelican Foreshore Stabilisation Project
Comprehensive coastal erosion management project addressing foreshore stabilization at Pelican through rock groyne construction, sand nourishment, and protective structures. Part of Lake Macquarie's Coastal Management Program to protect emergency and recreational assets from ongoing erosion in the dynamic Lake Macquarie channel environment. The project includes multiple precincts with works to stabilize the foreshore, protect community infrastructure, and maintain public access to the waterfront.
Swansea Channel Dredging and Sand Transfer System
Multi-stage program to maintain safe navigation in Swansea Channel and deliver a permanent dredge and sand transfer system. Stage 3 maintenance dredging occurred in mid-2025 focusing on the Dog Leg, while Council has awarded a $7.4m tender to supply a Beaver 30 dredge and associated sand transfer system. Installation is scheduled from late 2025 to mid-2026, with commissioning targeted for mid-2026. Transport for NSW will operate the system for at least five years, with dredged sand to nourish Blacksmiths Beach.
Swansea Channel Permanent Dredging Solution
A permanent dredging solution for Swansea Channel, the entrance to Lake Macquarie, involving a Beaver 30 dredge vessel and sand transfer system to maintain safe navigation for vessels, with sand pumped to Blacksmiths Beach. The project includes upgrades to the Blacksmiths boat ramp and aims to address ongoing sand accumulation issues.
Belmont South Foreshore Stabilisation
Multi-stage foreshore stabilisation and rehabilitation project protecting Belmont Bay (Stage 1 completed January 2024) and Village Bay against erosion, wave overtopping, tidal inundation, flooding, and seagrass/sludge buildup. Works include erosion control, improved drainage and stormwater infrastructure, amenity enhancements, public access improvements, vegetation restoration, and native planting for climate resilience and biodiversity. Covers approximately 330m of foreshore near Belmont Lakeside Holiday Park.
Belmont Sports Fields Master Plan
The Belmont Sports Fields Master Plan involves multi-stage upgrades to create a premier sports precinct. Stage 1, completed in March 2025 at a cost of $14 million, includes new rectangular fields, a baseball diamond, cricket wickets, irrigation, lighting, amenities buildings, and resurfacing of 14 netball courts. Future stages, estimated at $25 million, will include further field improvements, drainage, grandstands, seating, and car park upgrades to support local and regional competitions.
Belmont Business Park
Lake Macquarie's new commercial and light industrial development offering exceptional quality units with innovative space for business owners, trades, start-ups, hobbyists, and entrepreneurs. Features high-quality concrete construction, mezzanines, dedicated parking, and amenities.
Brooks Parade Belmont Mixed Use Development
Demolition of existing structures and construction of a mixed-use, multi-storey development comprising four towers (one 7-storey and three 6-storey with rooftop gardens), 130 residential units, three retail/commercial units, basement car parking, and associated landscaping.
Swansea Seawall Stabilisation
Stabilisation and repair of a 50-metre section of seawall at Belmont Street, Swansea, near Swansea Wharf. The seawall has been closed since 2021 due to instability caused by over-steepening of the underwater slope in Swansea Channel, with water velocity scouring beneath the wall creating a safety risk. The wall was found to be cracked and slumping during wharf and pontoon replacement work. Lake Macquarie City Council has submitted a budget proposal to the NSW Government for the estimated 8 million dollar repair project.
Employment
AreaSearch analysis reveals Belmont South - Blacksmiths recording weaker employment conditions than most comparable areas nationwide
Belmont South - Blacksmiths has a mixed workforce with both white and blue collar jobs. Its unemployment rate is 4.3%, showing an employment growth of 2.0% over the past year as of June 2025.
There are 2,719 residents employed, with an unemployment rate of 0.7% higher than Rest of NSW's rate of 3.7%. Workforce participation is lower at 52.3%, compared to Rest of NSW's 56.4%. Key industries include health care & social assistance, construction, and retail trade. Construction employment is particularly high, at 1.5 times the regional level.
Conversely, agriculture, forestry & fishing has a low representation of 0.5% compared to Rest of NSW's 5.3%. Employment opportunities locally may be limited, as indicated by Census data. Between June 2024 and June 2025, employment levels increased by 2.0%, labour force grew by 2.5%, leading to a rise in unemployment rate by 0.5 percentage points. In comparison, Rest of NSW saw an employment decline of 0.1%, labour force growth of 0.3%, and an unemployment increase of 0.4 percentage points. Jobs and Skills Australia's forecasts from May 2025 suggest national employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Belmont South - Blacksmiths' employment mix indicates potential local growth of approximately 6.6%% over five years and 13.6% over ten years, though this is a simple extrapolation for illustrative purposes only and does not account for localized population projections.
Frequently Asked Questions - Employment
Income
Income levels sit below national averages according to AreaSearch assessment
AreaSearch's latest postcode level ATO data for financial year ending June 30, 2022 shows median income in Belmont South - Blacksmiths was $50,776 and average income was $67,694. This compares to Rest of NSW where median income was $49,459 and average income was $62,998. Based on Wage Price Index growth of 12.61% from July 1, 2022 to September 30, 2025, estimated median income in Belmont South - Blacksmiths would be approximately $57,179 and average income would be around $76,230. According to the Census conducted on August 10, 2021, incomes in Belmont South - Blacksmiths fall between the 16th and 20th percentiles nationally for households, families, and individuals. The most common income bracket is $1,500 - $2,999, with 26.0% of locals (1,513 people) earning within this range, similar to the broader area where it represents 29.9%. Housing affordability pressures are severe in Belmont South - Blacksmiths, with only 82.5% of income remaining after housing costs, ranking at the 16th percentile nationally.
Frequently Asked Questions - Income
Housing
Belmont South - Blacksmiths is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership
The dwelling structure in Belmont South - Blacksmiths, as per the latest Census, consisted of 77.2% houses and 22.8% other dwellings (including semi-detached homes, apartments, and 'other' dwellings). This is compared to Non-Metro NSW's 82.4% houses and 17.6% other dwellings. Home ownership in Belmont South - Blacksmiths stood at 41.4%, with the rest of the dwellings either mortgaged (27.3%) or rented (31.3%). The median monthly mortgage repayment in the area was $1,800, lower than Non-Metro NSW's average of $2,000. The median weekly rent figure was recorded at $330, compared to Non-Metro NSW's $370. Nationally, Belmont South - Blacksmiths' mortgage repayments were lower than the Australian average of $1,863, while rents were substantially below the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Belmont South - Blacksmiths features high concentrations of lone person households, with a lower-than-average median household size
Family households account for 66.2% of all households, including 23.2% couples with children, 28.0% couples without children, and 13.6% single parent families. Non-family households constitute the remaining 33.8%, with lone person households at 31.7% and group households comprising 2.1%. The median household size is 2.3 people, which is smaller than the Rest of NSW average of 2.5.
Frequently Asked Questions - Households
Local Schools & Education
Belmont South - Blacksmiths faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally
The area has university qualification rates of 15.2%, significantly lower than the NSW average of 32.2%. This presents both a challenge and an opportunity for targeted educational initiatives. Bachelor degrees are the most common at 11.3%, followed by postgraduate qualifications (2.3%) and graduate diplomas (1.6%). Trade and technical skills are prominent, with 42.3% of residents aged 15+ holding vocational credentials - advanced diplomas (9.9%) and certificates (32.4%).
A substantial 23.2% of the population is actively pursuing formal education, including 8.1% in primary education, 6.7% in secondary education, and 3.2% in tertiary education. The three schools in Belmont South - Blacksmiths have a combined enrollment of 334 students and offer typical Australian school conditions (ICSEA: 970) with balanced educational opportunities. These schools focus exclusively on primary education, with secondary options available in surrounding areas. Local school capacity is limited at 5.7 places per 100 residents compared to the regional average of 14.6, resulting in many families traveling to nearby areas for schooling.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
The analysis shows 59 active transport stops operating in Belmont South - Blacksmiths, all of which are bus stops. These stops are served by 20 different routes that together provide 472 weekly passenger trips. The accessibility to public transport is rated as excellent, with residents typically located just 158 meters from the nearest stop.
On average, there are 67 trips per day across all routes, which equates to approximately eight weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Belmont South - Blacksmiths is well below average with prevalence of common health conditions notable across both younger and older age cohorts
Belmont South - Blacksmiths faces significant health challenges, with common conditions prevalent across both younger and older age groups.
Approximately 53% (~3,108 people) have private health cover, a figure slightly higher than the national average. The most frequent medical issues are arthritis (affecting 12.0% of residents) and mental health problems (9.8%), with 59.8% claiming to be free from medical ailments, compared to 62.6% in Rest of NSW. Residents aged 65 and over comprise 27.5% (1,598 people), higher than the Rest of NSW's 21.4%. Despite this, health outcomes for seniors are notably better than those of the general population.
Frequently Asked Questions - Health
Cultural Diversity
The latest Census data sees Belmont South - Blacksmiths placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics
Belmont South-Blacksmiths showed lower cultural diversity with 92.1% of its population born in Australia, 92.5% being citizens, and 97.0% speaking English only at home. Christianity was the predominant religion, comprising 52.2%, slightly higher than the regional average of 52.5%. The top three ancestry groups were English (33.0%), Australian (31.8%), and Scottish (8.8%).
Notably, Welsh (0.9%) and Australian Aboriginal (4.9%) were overrepresented compared to regional averages of 0.8% and 3.4%, respectively. Maltese also had a higher representation at 0.4%.
Frequently Asked Questions - Diversity
Age
Belmont South - Blacksmiths hosts an older demographic, ranking in the top quartile nationwide
Belmont South - Blacksmiths has a median age of 49, which is higher than the Rest of NSW figure of 43 and Australia's median age of 38. The 65-74 age cohort is notably over-represented in Belmont South - Blacksmiths at 15.7%, compared to the Rest of NSW average of 12% and the national average of 9.4%. Conversely, the 5-14 age group is under-represented at 9.8%. Between 2021 and present, the 75-84 age group has grown from 7.9% to 9.1%, while the 55-64 cohort has declined from 16.5% to 14.9% and the 45-54 group has dropped from 13.4% to 12.4%. By 2041, demographic projections indicate significant shifts in Belmont South - Blacksmiths' age structure. The 25-34 age cohort is projected to grow by 107 people (19%), from 558 to 666, while the 15-24 and 5-14 cohorts are projected to decline in population.