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This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
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ABS ERP | -- people | --
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Sales Activity
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Population
Belmont South - Blacksmiths is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends
According to the analysis by AreaSearch, the population of Belmont South - Blacksmiths is approximately 5,779 as of May 2026. This represents an expansion of 99 individuals (1.7%) from the 2021 Census, when 5,680 people were recorded. This adjustment is calculated using the June 2025 ABS estimated resident population of 5,777 alongside 52 validated new addresses confirmed since the Census. Such a population size results in a density of 848 persons per square kilometer, a figure that aligns closely with typical outcomes across analyzed areas. The post-census growth of 1.7% in Belmont South - Blacksmiths is within 1.5 percentage points of the wider SA3 region (3.2%), indicating healthy underlying growth. The main driver of this population rise was overseas migration, which made up roughly 58.9% of the total demographic growth during recent timeframes, though positive contributions were also seen from interstate migration and natural population increases.
Projections from the ABS and Geoscience Australia, published in 2024 with a 2022 baseline, are utilized by AreaSearch for each SA2 region. In instances where SA2 areas lack this coverage, projections at the SA2 level from the NSW State Government, issued in 2022 with a 2021 baseline, are applied. Age bracket growth trends derived from these datasets are also projected forward for the years 2032 to 2041. Looking at upcoming demographic changes, growth is expected to align with the lower quartile of national regional locations, with an projected rise of 55 individuals by 2041 relative to the most recent annual ERP data, which translates to a total increase of 0.9% across the 16 years.
Frequently Asked Questions - Population
Development
AreaSearch assessment of residential development drivers sees a low level of activity in Belmont South - Blacksmiths, placing the area among the bottom 25% of areas assessed nationally
Belmont South - Blacksmiths has recorded an average of roughly 19 residential building approvals annually, representing 97 properties over the last 5 financial years. In the current FY-26 period, 11 approvals have been logged. With an average of only 0.6 new residents moving in per completed home over the last 5 financial years (from FY-21 to FY-25), the volume of new building is keeping pace with or running ahead of demand, expanding options for prospective buyers and supporting population growth that could outpace current projections, with new homes registering an average building cost of $371,000. Additionally, commercial building approvals reached $351,000 during this financial year, reflecting a low level of commercial development.
Relative to the Rest of NSW, building activity per capita in Belmont South - Blacksmiths is 18.0% lower, placing it in the 38th percentile of all regions analyzed across the country, which keeps buyer options relatively limited and helps sustain demand for established properties. This rate is also below the national standard, indicating a mature market and highlighting potential restrictions on development. Modern building projects consist of 73.0% detached houses and 27.0% semi-detached or multi-unit dwellings, maintaining the low-density profile of the neighborhood by focusing on standalone houses to draw buyers wanting space. The estimated ratio of 557 people per single building approval reflects a quiet construction market with low levels of activity.
Demographic projections indicate that Belmont South - Blacksmiths will add 53 residents by 2041 (calculated from the latest quarterly estimates by AreaSearch). Under current building trends, the supply of housing is expected to satisfy demand, resulting in favorable purchasing environments and potentially paving the way for expansion that goes beyond current predictions.
Frequently Asked Questions - Development
Development applications around Belmont South - Blacksmiths
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| Lodged | Address | Description | Type | Distance | Status |
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
Infrastructure
Belmont South - Blacksmiths has moderate levels of nearby infrastructure activity, ranking in the 44thth percentile nationally
Developments in local infrastructure, key projects, and planning changes have a significant effect on regional performance. AreaSearch has tracked 12 projects that are expected to influence the local area. Principal developments include the Pelican Foreshore Stabilisation Project, Belmont South Foreshore Stabilisation, the Swansea Channel Dredging and Sand Transfer System, and the Belmont Desalination Plant, with details of the most relevant projects provided in the following list.
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INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Pelican Foreshore Stabilisation Project
Comprehensive coastal erosion management project addressing foreshore stabilization at Pelican through rock groyne construction, sand nourishment, and protective structures. Part of Lake Macquarie's Coastal Management Program to protect emergency and recreational assets from ongoing erosion in the dynamic Lake Macquarie channel environment. The project includes multiple precincts with works to stabilize the foreshore, protect community infrastructure, and maintain public access to the waterfront.
Swansea Channel Dredging and Sand Transfer System
Multi-stage program to maintain safe navigation in Swansea Channel and deliver a permanent dredge and sand transfer system. Stage 3 maintenance dredging occurred in mid-2025 focusing on the Dog Leg, while Council has awarded a $7.4m tender to supply a Beaver 30 dredge and associated sand transfer system. Installation is scheduled from late 2025 to mid-2026, with commissioning targeted for mid-2026. Transport for NSW will operate the system for at least five years, with dredged sand to nourish Blacksmiths Beach.
Swansea Channel Permanent Dredging Solution
A permanent dredging solution for Swansea Channel, the entrance to Lake Macquarie, involving a Beaver 30 dredge vessel and sand transfer system to maintain safe navigation for vessels, with sand pumped to Blacksmiths Beach. The project includes upgrades to the Blacksmiths boat ramp and aims to address ongoing sand accumulation issues.
Belmont South Foreshore Stabilisation
Multi-stage foreshore stabilisation and rehabilitation project protecting Belmont Bay (Stage 1 completed January 2024) and Village Bay against erosion, wave overtopping, tidal inundation, flooding, and seagrass/sludge buildup. Works include erosion control, improved drainage and stormwater infrastructure, amenity enhancements, public access improvements, vegetation restoration, and native planting for climate resilience and biodiversity. Covers approximately 330m of foreshore near Belmont Lakeside Holiday Park.
Belmont Sports Fields Master Plan
The Belmont Sports Fields Master Plan involves multi-stage upgrades to create a premier sports precinct. Stage 1, completed in March 2025 at a cost of $14 million, includes new rectangular fields, a baseball diamond, cricket wickets, irrigation, lighting, amenities buildings, and resurfacing of 14 netball courts. Future stages, estimated at $25 million, will include further field improvements, drainage, grandstands, seating, and car park upgrades to support local and regional competitions.
Belmont Business Park
Lake Macquarie's new commercial and light industrial development offering exceptional quality units with innovative space for business owners, trades, start-ups, hobbyists, and entrepreneurs. Features high-quality concrete construction, mezzanines, dedicated parking, and amenities.
Brooks Parade Belmont Mixed Use Development
Demolition of existing structures and construction of a mixed-use, multi-storey development comprising four towers (one 7-storey and three 6-storey with rooftop gardens), 130 residential units, three retail/commercial units, basement car parking, and associated landscaping.
Swansea Seawall Stabilisation
Stabilisation and repair of a 50-metre section of seawall at Belmont Street, Swansea, near Swansea Wharf. The seawall has been closed since 2021 due to instability caused by over-steepening of the underwater slope in Swansea Channel, with water velocity scouring beneath the wall creating a safety risk. The wall was found to be cracked and slumping during wharf and pontoon replacement work. Lake Macquarie City Council has submitted a budget proposal to the NSW Government for the estimated 8 million dollar repair project.
Employment
AreaSearch assessment indicates Belmont South - Blacksmiths faces employment challenges relative to the majority of Australian markets
The labor market in Belmont South - Blacksmiths is balanced between professional and manual occupations, featuring a solid presence of essential service jobs and an unemployment rate of 5.6%. In March 2026, 2,652 local residents were employed, while the unemployment rate was 1.5% higher than the Regional NSW benchmark of 4.1%, and participation in the workforce was somewhat low (56.9% compared to 60.6% in Regional NSW). According to Census data, a moderate portion of the population (21.2%) worked from home, though this figure may have been influenced by pandemic-related restrictions.
The primary employment sectors for local workers are health care & social assistance, construction, and retail trade. The region exhibits a strong specialization in construction, where the workforce proportion is 1.5 times the regional average. Conversely, agricultural, forestry, and fishing enterprises employ a very small share of the workforce at just 0.5% in Belmont South - Blacksmiths, compared to 5.3% across Regional NSW. A comparison of the Census working population against resident workers suggests that local employment options are limited within the immediate area.
AreaSearch's evaluation of SALM and ABS statistics shows that during the twelve months ending March 2026, the local workforce contracted by 0.4% while total employment fell by 2.3%, leading to a 1.8 percentage point rise in the unemployment rate. Over the same timeframe, Regional NSW saw employment fall by 0.9%, the workforce shrink by 0.4%, and unemployment rise by 0.5 percentage points. Future labor demand in Belmont South - Blacksmiths can be interpreted using national employment projections from Jobs and Skills Australia released in May-25. These five-year and ten-year forecasts have been combined with the local industry profile to estimate future trends. Nationally, employment is projected to grow by 6.6% over five years and 13.7% over ten years, with wide variation across different sectors. Applying these national sector trends to the local employment distribution in Belmont South - Blacksmiths indicates that local jobs could increase by 6.6% over five years and 13.6% over ten years (note that this is a simple weighted calculation for demonstration purposes and does not incorporate local population forecasts).
Frequently Asked Questions - Employment
Income
Income levels sit below national averages according to AreaSearch assessment
The most recent postcode-level ATO statistics from AreaSearch for financial year 2023 indicate that incomes in the Belmont South - Blacksmiths SA2 are slightly above the national average, with a median of $54,211 and an average of $69,696. In comparison, Regional NSW recorded a median of $52,390 and an average of $65,215. Incorporating Wage Price Index growth of 10.32% since financial year 2023, estimated incomes as of March 2026 would be around $59,806 for the median and $76,889 for the average. Census data from 2021 places household, family, and individual incomes in Belmont South - Blacksmiths between the 16th and 19th percentiles nationwide. The largest bracket contains 26.0% of local residents (1,502 people) earning in the $1,500 - 2,999 range, which is similar to the broader region where this bracket accounts for 29.9%. Housing cost pressures are high, leaving residents with only 82.5% of their income, which ranks in the 15th percentile.
Frequently Asked Questions - Income
Housing
Belmont South - Blacksmiths is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership
According to the latest Census, the mix of housing types in Belmont South - Blacksmiths consisted of 77.2% separate houses and 22.8% alternative dwellings (including townhouses, flats, and other housing structures), compared to 82.6% separate houses and 17.4% alternative dwellings in Regional NSW. The rate of home ownership in Belmont South - Blacksmiths was identical to the Regional NSW average of 41.4%, with the remaining properties being purchased with a mortgage (27.3%) or occupied by tenants (31.3%). The median monthly payment for home loans in the area was higher than the Regional NSW average at $1,800, while the median weekly rent was equivalent at $330, compared to regional benchmarks of $1,733 and $330. Nationally, mortgage costs in Belmont South - Blacksmiths are below the Australian median of $1,863, and rental costs are considerably lower than the national median of $375.
Frequently Asked Questions - Housing
Household Composition
Belmont South - Blacksmiths features high concentrations of lone person households, with a lower-than-average median household size
Families make up the majority of households at 66.2%, consisting of couples with children (23.2%), couples without children (28.0%), and single parent households (13.6%). The remaining 33.8% are non-family households, which include lone person dwellings (31.7%) and group households (2.1%). The median household occupancy of 2.3 residents is slightly smaller than the Regional NSW average of 2.4.
Frequently Asked Questions - Households
Local Schools & Education
Belmont South - Blacksmiths faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally
The neighborhood faces school-related hurdles, with tertiary qualification rates (15.2%) sitting well below the state average of 32.2% for NSW. This situation presents both a hurdle and a chance for targeted educational programs. Bachelor degrees are the most common higher education qualification at 11.3%, followed by postgraduate studies at 2.3% and graduate diplomas at 1.6%. Vocational and technical training is highly represented, with 42.3% of residents aged 15 and over holding trade qualifications, consisting of advanced diplomas (9.9%) and certificates (32.4%).
A significant 23.2% of the local population is enrolled in formal study. This portion is composed of 8.1% attending primary schools, 6.7% in secondary schools, and 3.2% enrolled in higher education institutions.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Analysis of transit options indicates there are 72 active public transport stops in Belmont South - Blacksmiths, consisting of various bus options. These stops are served by 20 separate routes, which combine to offer 477 weekly passenger journeys. Access to transport is categorized as excellent, with residents living an average of 158 meters from the nearest stop. Because the area is mostly residential, the majority of workers travel outside the suburb, with private cars remaining the primary travel mode at 96%. Vehicle ownership stands at an average of 1.3 cars per home, which is below the regional benchmark. Approximately 21.2% of workers worked from home, according to the 2021 Census, which may have been influenced by COVID-19 rules.
The average frequency of transit services is 68 journeys per day across all routes, which translates to roughly 6 weekly journeys per stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Belmont South - Blacksmiths is lower than average with common health conditions somewhat prevalent across both younger and older age cohorts
Belmont South - Blacksmiths faces notable health issues, according to AreaSearch's evaluation of mortality patterns and the occurrence of long-term illnesses, which are somewhat common in both younger and older populations, while the percentage of residents with private health insurance is slightly higher than the average SA2 area at roughly 54% of the population (~3,114 people). This compares to 51.9% for Regional NSW.
The most prevalent health issues recorded locally were arthritis and mental health conditions, affecting 12.0% and 9.8% of the population, respectively, while 59.8% of residents reported having no chronic medical conditions, compared to 63.3% in Regional NSW. Residents of working age face notable health difficulties, marked by elevated rates of chronic illness. The area has 27.7% of its population aged 65 and over (1,603 people), which exceeds the Regional NSW proportion of 23.4%. Senior citizens' health profiles present some difficulties, with nationwide rankings generally matching those of the broader population.
Frequently Asked Questions - Health
Cultural Diversity
The latest Census data sees Belmont South - Blacksmiths placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics
Belmont South - Blacksmiths exhibits lower levels of cultural diversity than average, with citizens making up 92.5% of the population, 92.1% of residents born in Australia, and 97.0% using only English at home. The predominant religious affiliation in Belmont South - Blacksmiths is Christianity, representing 52.2% of the local population, compared to 55.9% across Regional NSW.
Regarding ancestral backgrounds based on parents' birthplaces, the three largest groups in Belmont South - Blacksmiths are English at 33.0%, Australian at 31.8%, and Scottish at 8.8%. Some specific ethnic backgrounds show notable differences in representation: Welsh accounts for 0.9% in Belmont South - Blacksmiths (compared to 0.5% regionally), Australian Aboriginal accounts for 4.9% (compared to 4.6%), and Maltese represents 0.4% (compared to 0.4%).
Frequently Asked Questions - Diversity
Age
Belmont South - Blacksmiths hosts an older demographic, ranking in the top quartile nationwide
The median age of 48 years in Belmont South - Blacksmiths is older than the Regional NSW average of 43 and significantly higher than the Australian median of 38. The age distribution shows a high concentration of residents aged 65 - 74 years (15.6%), whereas the 5 - 14 year age group is relatively small (9.9%) compared to Regional NSW. The proportion of residents aged 65 - 74 is well above the national figure of 9.4%. Data collected since the 2021 Census reveals the 75 to 84 age group has expanded from 7.9% to 9.3% of the population. In contrast, the 55 to 64 group decreased from 16.5% to 14.5% and the 45 to 54 group fell from 13.4% to 11.8%. Demographic modeling indicates the age structure of Belmont South - Blacksmiths will change significantly by 2041. The group aged 85 and over is expected to grow substantially, rising by 88 people (56%) from 160 to 249. Older residents (65+) are projected to account for 53% of all population growth, highlighting the aging trend of the population. Meanwhile, the numbers of residents aged 5 to 14 and 15 to 24 are expected to decline.