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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
Sales Activity
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Sales Detail
Population
Belmont North has shown very soft population growth performance across periods assessed by AreaSearch
Based on analysis of ABS population updates for the broader area, as of Nov 2025, Belmont North's estimated population is around 6,191. This reflects a decrease of 100 people since the 2021 Census, which reported a population of 6,291. The change was inferred from AreaSearch's estimation of the resident population at 6,129 following examination of ABS' latest ERP data release in June 2024 and an additional 15 validated new addresses since the Census date. This level of population equates to a density ratio of 1,719 persons per square kilometer, above the average seen across national locations assessed by AreaSearch. Population growth was primarily driven by overseas migration contributing approximately 93.0% of overall population gains during recent periods.
AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area released in 2024 with a base year of 2022. For areas not covered, AreaSearch utilises NSW State Government's SA2 level projections released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. Over this period, projections indicate an overall population decline, with Belmont North's population expected to reduce by 205 persons by 2041 according to this methodology. However, growth across specific age cohorts is anticipated, led by the 25 to 34 age group projected to grow by 119 people.
Frequently Asked Questions - Population
Development
The level of residential development activity in Belmont North is very low in comparison to the average area assessed nationally by AreaSearch
Belmont North had 8 dwelling approvals over the five-year period ending in 2016. This translates to approximately 1.6 dwellings approved annually, reflecting its rural nature where development is primarily driven by local housing needs rather than broader market demand. The small sample size means annual growth and relativity statistics can be significantly influenced by individual projects.
Compared to Rest of NSW and national averages, Belmont North has substantially lower development levels. Recent building activity consists solely of standalone homes, aligning with rural living preferences for space and privacy. With around 2071 people per dwelling approval, the market in Belmont North is highly mature. Given stable or declining population forecasts, Belmont North may experience less housing pressure, potentially creating favourable conditions for buyers.
Given stable or declining population forecasts, Belmont North may experience less housing pressure, creating favourable conditions for buyers.
Frequently Asked Questions - Development
Infrastructure
Belmont North has very high levels of nearby infrastructure activity, ranking in the top 10% nationally
Changes to local infrastructure significantly influence an area's performance. AreaSearch has identified nine projects likely to impact the area. Key projects include Woolworths Belmont North Supermarket Development, Billy's Lookout at Teralba, 364 Pacific Highway Townhouse Development, and Lorikeet Ridge Estate. The following list details those most relevant.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Tingira Hills Care Community
Tingira Hills Care Community (formerly Opal Hillside) is a major residential aged care facility in the Lake Macquarie region. It offers 120-128 beds across various room types including single en-suite and companion rooms, catering to permanent, respite, dementia, and palliative care needs. The facility features a dedicated Memory Care Neighborhood, a Wellness Centre for rehabilitation, an on-site cafe, hairdressing salon, and a community bus for outings. Architecturally, it was specifically engineered to manage variable founding conditions and ground movement associated with local mine subsidence.
Woolworths Belmont North Supermarket Development
Redevelopment of the 4.04-hectare former Bunnings site into a retail hub featuring a 3,800sqm full-line Woolworths supermarket. The project includes repurposing the existing warehouse structure to house specialty tenancies for food, health, and services, alongside 341 at-grade parking spaces and Direct to Boot facilities.
Bennetts Green Retail Development
A completed 30,000 square metre large format retail precinct featuring Bunnings Warehouse, Spotlight, Anaconda, McDonald's, KFC, BP service station with Wild Bean Cafe, Nick Scali, Harris Scarfe, PetStock, and Road Tech Marine. The development opened in stages from October 2020 and has created over 600 ongoing jobs for the local community. This is the largest retail development built in Lake Macquarie since the 2010 expansion of Charlestown Square.
Mount Hutton Precinct Area Plan
A comprehensive planning framework integrated into the Lake Macquarie Development Control Plan (DCP) 2014 to manage the growth of the Mount Hutton town centre. The plan facilitates medium-density housing, enhances pedestrian and transport connectivity, and prioritizes ecological rehabilitation. Recent 2024-2025 updates include the rezoning of strategic sites like 1 Progress Road to E1 Local Centre and city-wide Housing Diversity reforms that permit small-lot housing and a broader range of residential types within the precinct to meet growing migration needs.
Lake Macquarie Square
A sub-regional shopping centre located in Mount Hutton, 14km from Newcastle's CBD. The project, originally a $60 million redevelopment completed in 2019 by Charter Hall, consolidated Lake Macquarie Fair and Mount Hutton Plaza into a single, modern retail destination with approximately 24,000 m2 of prime retail space. The centre is anchored by BIG W, Coles, and Woolworths, with over 70 specialty stores, a medical precinct, childcare, and a 24-hour gym. Revelop acquired the asset in February 2025 for $122.5 million.
Windale Area Plan
The Windale Area Plan is a Precinct Area Plan within Part 12 of the Lake Macquarie Development Control Plan 2014, which provides detailed planning controls for development in Windale. The original plan outlines objectives and controls for development, promoting enhanced public realm, housing diversity with medium density options, creek rehabilitation, shop expansion, and community connectivity.
Belmont Sports Fields Master Plan
The Belmont Sports Fields Master Plan involves multi-stage upgrades to create a premier sports precinct. Stage 1, completed in March 2025 at a cost of $14 million, includes new rectangular fields, a baseball diamond, cricket wickets, irrigation, lighting, amenities buildings, and resurfacing of 14 netball courts. Future stages, estimated at $25 million, will include further field improvements, drainage, grandstands, seating, and car park upgrades to support local and regional competitions.
Belmont Business Park
Lake Macquarie's new commercial and light industrial development offering exceptional quality units with innovative space for business owners, trades, start-ups, hobbyists, and entrepreneurs. Features high-quality concrete construction, mezzanines, dedicated parking, and amenities.
Employment
Belmont North has seen below average employment performance when compared to national benchmarks
Belmont North has a skilled workforce with notable representation in essential services sectors. The unemployment rate was 3.8% as of September 2025, with an estimated employment growth of 2.3% over the past year.
There are 3,208 residents currently employed, and the unemployment rate aligns with Rest of NSW's rate at 3.8%. Workforce participation is slightly higher than Rest of NSW at 61.3%. Key industries of employment among residents include health care & social assistance, construction, and education & training. The area specializes in construction, with an employment share 1.4 times the regional level, but agriculture, forestry & fishing is under-represented at 0.4% compared to Rest of NSW's 5.3%.
Employment opportunities locally may be limited as indicated by Census data. Over a 12-month period ending September 2025, employment increased by 2.3%, labour force rose by 3.4%, and unemployment increased by 1.0 percentage points, contrasting with Rest of NSW's figures. State-level data to 25-Nov-25 shows NSW employment contracted by 0.03% (losing 2,260 jobs), with the state unemployment rate at 3.9%. National employment forecasts from May-25 suggest national employment will expand by 6.6% over five years and 14.0% over ten years, with local projections based on industry-specific growth rates suggesting similar patterns for Belmont North.
Frequently Asked Questions - Employment
Income
The area's income profile falls below national averages based on AreaSearch analysis
The suburb of Belmont North had an average national income level according to latest ATO data aggregated by AreaSearch for financial year ended June 2023. The median income among taxpayers was $52,260 and the average income stood at $68,402. For comparison, Rest of NSW's figures were $52,390 and $65,215 respectively. By September 2025, based on Wage Price Index growth of 8.86%, estimated incomes would be approximately $56,890 (median) and $74,462 (average). Census data shows household, family and personal incomes in Belmont North rank modestly, between the 38th and 49th percentiles. Income analysis reveals 34.1% of the population, equating to 2,111 individuals, fall within the $1,500 - 2,999 income range, similar to the broader area where 29.9% occupy this bracket. High housing costs consume 15.4% of income, however strong earnings place disposable income at the 50th percentile and the area's SEIFA income ranking places it in the 4th decile.
Frequently Asked Questions - Income
Housing
Belmont North is characterized by a predominantly suburban housing profile, with ownership patterns similar to the broader region
Dwelling structure in Belmont North, as evaluated at the latest Census, comprised 88.6% houses and 11.4% other dwellings. In comparison, Non-Metro NSW had 82.4% houses and 17.6% other dwellings. Home ownership level in Belmont North was 37.5%, similar to Non-Metro NSW's figure. The remaining dwellings were either mortgaged (43.7%) or rented (18.8%). Median monthly mortgage repayment in the area was $1,955, lower than Non-Metro NSW's average of $2,000. Median weekly rent was recorded at $380, compared to Non-Metro NSW's figure of $370. Nationally, Belmont North's median monthly mortgage repayment exceeded the Australian average of $1,863, while its median weekly rent surpassed the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Belmont North has a typical household mix, with a higher-than-average median household size
Family households account for 76.6% of all households, including 33.9% couples with children, 28.0% couples without children, and 13.7% single parent families. Non-family households constitute the remaining 23.4%, with lone person households at 21.1% and group households comprising 2.1% of the total. The median household size is 2.6 people, which is larger than the Rest of NSW average of 2.5.
Frequently Asked Questions - Households
Local Schools & Education
Belmont North shows below-average educational performance compared to national benchmarks, though pockets of achievement exist
The area's university qualification rate is 17.4%, significantly lower than the NSW average of 32.2%. Bachelor degrees are most common at 12.2%, followed by postgraduate qualifications (3.3%) and graduate diplomas (1.9%). Vocational credentials are prevalent, with 43.0% of residents aged 15+ holding them - advanced diplomas at 9.7% and certificates at 33.3%. Educational participation is high, with 26.8% currently enrolled in formal education: 9.8% in primary, 7.2% in secondary, and 3.4% in tertiary education.
Educational participation is notably high, with 26.8% of residents currently enrolled in formal education. This includes 9.8% in primary education, 7.2% in secondary education, and 3.4% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Belmont North has 89 active public transport stops, all of which are bus stops. These stops are served by 48 unique routes that together facilitate 860 weekly passenger trips. The area's transport accessibility is deemed excellent, with residents on average being just 142 meters away from the nearest stop.
Across all routes, service frequency averages 122 trips per day, translating to roughly 9 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Belmont North is well below average with a range of health conditions having marked impacts on both younger and older age cohorts
Belmont North faces significant health challenges, as indicated by data showing a range of health conditions impacting both younger and older age cohorts.
Approximately 54% (~3,341 people) of the total population has private health cover. The most prevalent medical conditions are mental health issues (affecting 10.3% of residents) and arthritis (9.7%). Conversely, 62.4% of residents report being free from medical ailments, compared to 62.6% in Rest of NSW. Belmont North has a lower proportion of seniors aged 65 and over at 19.6% (1,213 people) than the 21.4% recorded in Rest of NSW. Health outcomes among seniors are broadly aligned with those of the general population.
Frequently Asked Questions - Health
Cultural Diversity
The latest Census data sees Belmont North placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics
Belmont North's cultural diversity was found to be below average. As of the 2016 Census, 91.4% of its population were born in Australia, with 94.9% being citizens and 96.2% speaking English only at home. Christianity was the main religion, comprising 52.9% of Belmont North's population, compared to 52.5% across Rest of NSW.
The top three ancestry groups were Australian (32.4%), English (32.2%), and Scottish (8.8%). Notably, Welsh (0.8%) was overrepresented in Belmont North compared to the regional average of 0.8%, Maltese at 0.6% versus 0.3%, and Macedonian at 0.2% versus 0.4%.
Frequently Asked Questions - Diversity
Age
Belmont North's population is slightly older than the national pattern
The median age in Belmont North is 40 years, which is slightly below Rest of NSW's average of 43 but above Australia's median of 38. The 25-34 age group makes up 13.0% of the population in Belmont North, higher than the Rest of NSW average, while those aged 65-74 are under-represented at 8.7%. Between the 2021 Census and now, the 25 to 34 age group has increased from 11.9% to 13.0%, while the 5 to 14 cohort has decreased from 13.0% to 12.1%. By 2041, population forecasts indicate significant growth in the 85+ age cohort, with an increase of 107 people (56%) from 191 to 299. Meanwhile, the 45 to 54 and 65 to 74 cohorts are expected to experience population declines.