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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
The median house price in Belmont North is $1.03m, with units at $705k. House values have moved 5.6% a year compounded over five years.
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Belmont North has an estimated 6,147 residents, down from 6,291 at the 2021 Census — a change of 144 people, or 2.3%. That puts 1,708 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
Based on an evaluation of ABS demographic updates for the wider region alongside new addresses verified by AreaSearch since the Census, the population of the suburb of Belmont North is estimated to be approximately 6,147 as of May 2026. This represents a decline of 144 residents (2.3%) from the 2021 Census, which counted 6,291 individuals. This adjustment is calculated from a resident population of 6,146, which AreaSearch estimated using the latest ABS ERP release from June 2025 and 17 validated new addresses registered since the Census. The suburb of Belmont North has a population density of 1,707 persons per square kilometer, exceeding the typical figure for national locations analyzed by AreaSearch.
Recent population growth in the suburb of Belmont North was chiefly generated by overseas migration, which accounted for approximately 93.0% of all population gains. AreaSearch incorporates projections from the ABS and Geoscience Australia for individual SA2 regions published in 2024, using 2022 as the baseline. For SA2 regions lacking this coverage, projections from the NSW State Government released in 2022 with a 2021 baseline are substituted. The age cohort growth rates from these datasets are projected forward for the years 2032 to 2041. Based on this approach, future demographic trends for the suburb of Belmont North indicate a population reduction, with the total number of residents projected to drop by 216 people by 2041. Conversely, expansion is expected within particular age brackets, led by the cohort aged 85 and over, which is forecast to increase by 106 individuals. Refer to the age section for further information.
Frequently Asked Questions - Population
Detail
Residential development in Belmont North is very quiet, averaging 3 new dwellings approved each year, with a total of 19 approvals over the last five years. These subdued construction numbers reflect the rural character of the locality, where building activity is generally prompted by specific local housing requirements instead of broad market trends. Because approval volumes are so low, year-on-year growth trends and comparisons can fluctuate significantly due to individual building projects. Belmont North has a much lower volume of residential building activity compared to the Rest of NSW, with development rates also tracking below national averages.
The mix of new construction comprises 75.0% standalone houses and 25.0% townhouses or apartments, matching a preference for space and privacy typical of rural environments. Averaging approximately 820 people for each approved dwelling, Belmont North presents as an established, mature community. Faced with projections of flat or shrinking population numbers, Belmont North might experience reduced housing demand, which could create advantageous buying opportunities.
Frequently Asked Questions - Development
Development applications around Belmont North
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| Lodged | Address | Description | Type | Distance | Status |
|---|
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 5 current infrastructure and development projects inside Belmont North, worth an estimated $582 million. A further 36 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $1.04 billion. 10 are already under construction and 6 are due for completion within three years. The pipeline spans residential development, sports & recreation and health & medical. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Local infrastructure projects, major developments, and urban planning changes are key drivers of regional performance. AreaSearch has identified 9 planned projects that are likely to influence the local area. The primary developments include the Woolworths Belmont North Supermarket Development, Billy's Lookout in Teralba, the 364 Pacific Highway Townhouse Development, and the Lorikeet Ridge Estate, with details of the most significant projects listed below.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Woolworths Belmont North Supermarket Development
Repurposing of the 4.04-hectare former Bunnings site into a modern retail hub. The project features a 3,800sqm full-line Woolworths supermarket and specialty tenancies for food, health, and services. It includes adaptive reuse of the existing warehouse structure, 341 at-grade parking spaces, and Direct to Boot facilities.
364 Pacific Highway Townhouse Development
DA-approved development site sold in February 2025 for the construction of five free-standing three-bedroom, 3.5 bathroom townhouses with high-quality finishes, private outdoor spaces, and north-facing decks in the lakeside suburb of Belmont North. Designed by award-winning architects SHAC.
Lorikeet Ridge Estate
A new residential estate in Belmont North offering house and land packages along the coastline of Lake Macquarie, with access to local amenities, schools, shopping, and recreational facilities. It is 20 minutes from Newcastle and combines coastal lifestyle with suburban convenience.
Tiny Homes Trial
A trial initiative by Lake Macquarie City Council in partnership with Allambi Care to place two self-contained, affordable, two-bedroom transportable tiny homes on council-owned land in Belmont North, providing housing for young people and families at risk of homelessness. The homes are built by West Gosford company Tiny Homes 4 U and funded through the NSW Government's Homelessness Innovation Fund via Homes NSW. Development approvals were secured and the homes have been placed on the Laxton Crescent and Wommara Avenue sites, with council planning to expand the model to three more prefabricated homes elsewhere in Belmont as proof of concept.In August 2025 the council flagged it was reconsidering its partnership with Allambi Care following a forensic audit alleging financial mismanagement at the organisation, though it has continued to support the housing concept itself.
Brooks Parade Belmont Mixed Use Development
Approved demolition of existing structures and construction of a mixed-use, multi-storey development across 14 lots at 32-42 Brooks Parade, 2-10 Sharp Street and 5-11 Edgar Street, Belmont. The scheme comprises four towers (one 7-storey and three 6-storey, with rooftop gardens), 130 residential units, three retail/commercial units, basement car parking and associated landscaping. Two towers directly overlook Lake Macquarie. The Hunter and Central Coast Regional Planning Panel approved the development in November 2020, including a clause 4.6 variation for building height, following a lengthy assessment process led by Lake Macquarie City Council.
Belmont Sports Fields Master Plan
The Belmont Sports Fields Master Plan is a multi-stage redevelopment of Lake Macquarie's largest sporting precinct, covering Barton Field, Lumsden Oval, Cahill Oval, Les Miller Field and Molly Smith Netball Courts. Stage 1, handed over to local clubs in March 2025 at a cost of $14 million, delivered four new rectangular fields, a baseball diamond, turf and synthetic cricket wickets, irrigation, lighting, two new amenities buildings, and resurfacing of 14 netball courts. Stage 2A has secured a $4.6 million federal government commitment to fund detailed master planning plus drainage and irrigation upgrades at Barton Field.Remaining stages, estimated at a further $25 million, are planned to add a grandstand, additional cricket nets, a car park, and further lighting, with the goal of creating a regionally significant team sports facility for competitions such as state championships.
Ernest Street Residential Development
A DA-approved four-level residential apartment complex in Belmont, located near Lake Macquarie. The development comprises 27 apartments, including 1, 2, and 3-bedroom units, with a rooftop garden and outdoor dining area. The DA-approved site is currently for sale, as the original owner has had a change in circumstances.
Belmont North Community Recycling Centre
New Community Recycling Centre to boost waste and sustainability offerings around Lake Macquarie. Part of Council's commitment to environmental management and community access to recycling services.
3,100 residents of Belmont North are employed, from a labour force of 3,251. Unemployment sits at 4.6%, with participation at 64.0%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.7% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 5,048, about 82% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
Belmont North has a workforce characterized by skilled workers, particularly in essential services, alongside an unemployment rate of 4.6% according to AreaSearch aggregations of local statistical data. In March 2026, there were 3,100 employed residents, while the unemployment rate was 0.5% higher than the Regional NSW benchmark of 4.1%. Workforce participation is typical, standing at 64.0% compared to 60.6% in Regional NSW. Census data indicates that a moderate 20.3% of the workforce operated from home, though this figure may have been influenced by COVID-19 restrictions. The primary employment fields for local residents are health care & social assistance, construction, and education & training.
The suburb exhibits a notable concentration in the construction sector, employing a share of workers that is 1.4 times the regional proportion. On the other hand, agriculture, forestry & fishing employs just 0.4% of the workforce, compared to the regional average of 5.3%. The area is predominantly residential and appears to offer few local jobs, as shown by the difference between the Census working population and the resident population. An analysis of SALM and ABS data by AreaSearch, compiled from wider statistical divisions, shows that during the 12 months ending March 2026, the local labor force contracted by 0.4% while employment fell by 2.1%, leading to a 1.7 percentage point increase in the unemployment rate. In comparison, Regional NSW experienced a 0.9% drop in employment, a 0.4% reduction in the labor force, and a 0.5 percentage point rise in unemployment. National employment forecasts from Jobs and Skills Australia published in May-25 provide context for future employment demand in Belmont North. These five and ten-year projections have been applied to the local workforce structure to model future employment trends. Although national employment is predicted to grow by 6.6% over five years and 13.7% over ten years, growth rates vary by industry. Applying these industry projections to the local employment structure suggests Belmont North's workforce could expand by 6.7% over five years and 14.0% over ten years, representing a basic weighted extrapolation that does not incorporate local population forecasts.
Frequently Asked Questions - Employment
Median household income in Belmont North is $1,739 a week (about $90,000 a year), with median personal income at $748 a week. ATO records put median taxable income at $52,260 a year against an average of $68,402. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
The most recent postcode-level ATO statistics for the 2023 financial year show that incomes in Belmont North are comparable to national averages, with a median of $52,260 and an average of $68,402. For comparison, Regional NSW recorded a median income of $52,390 and an average of $65,215. Adjusting these figures for a Wage Price Index increase of 10.32% since the 2023 financial year yields estimated values of approximately $57,653 for the median and $75,461 for the average in March 2026. Data from the 2021 Census shows that household, family, and individual incomes in Belmont North are modest, falling between the 38th and 49th percentiles.
The largest income group consists of 34.1% of residents (2,096 people) earning $1,500 - 2,999 weekly, which is similar to the regional proportion of 29.9%. High housing costs absorb 15.4% of local incomes, but solid earnings help place disposable income at the 50th percentile, with the area ranking in the 4th decile on the SEIFA index.
Frequently Asked Questions - Income
Belmont North had 2,300 occupied dwellings at the 2021 Census, 89% detached houses and 2% apartments. 44% are owned with a mortgage, 19% rented and 38% owned outright. At that Census the median rent was $380 a week and the median mortgage repayment $1,955 a month. Rent absorbs 21.9% of household income here and mortgage repayments 25.9%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
At the time of the most recent Census, the housing stock in Belmont North consisted of 88.6% separate houses and 11.4% other dwelling types such as semi-detached homes, apartments, and alternative housing. This compares to Regional NSW where separate houses made up 82.6% and other dwellings accounted for 17.4%. Home ownership rates in Belmont North trailed the regional average slightly at 37.5%, with the remaining properties being purchased under a mortgage (43.7%) or occupied by renters (18.8%). The median monthly mortgage payment was $1,955, which is notably higher than the Regional NSW average of $1,733.
Similarly, the median weekly rent was $380, compared to $330 regionally. On a national level, mortgage costs in Belmont North exceed the Australian average of $1,863, and weekly rents are higher than the national median of $375.
Frequently Asked Questions - Housing
Belmont North counted 2,300 households at the 2021 Census, averaging 2.6 people each. 34% are couples with children, against 28% couples without children. 21% of households are people living alone, and families average 1.8 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Families make up the vast majority of households at 76.6%, consisting of couples with children at 33.9%, couples without children at 28.0%, and single parents with children at 13.7%. The remaining 23.4% are non-family households, which are mostly single-person households at 21.1% along with group households at 2.1%. The average household size is 2.6 residents, which is larger than the Regional NSW average of 2.4.
Frequently Asked Questions - Households
17.4% of adults in Belmont North hold a university qualification, including 12.2% with a bachelor degree and 3.3% with postgraduate qualifications. A further 33.3% hold a vocational qualification. 2 schools serve the area, with 1,039 enrolment places and an average ICSEA of 1,016 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
The suburb displays lower levels of higher education attainment, with university graduation rates at 17.4% compared to the NSW average of 32.2%. This difference highlights a need and an opportunity for focused educational programs. Bachelor degrees are the most common higher qualification at 12.2%, followed by postgraduate degrees at 3.3% and graduate diplomas at 1.9%. Vocational and technical training is very common, with 43.0% of residents aged 15+ holding a vocational qualification, consisting of advanced diplomas at 9.7% and certificates at 33.3%. Participation in study is high, with 26.8% of residents enrolled in an educational program.
This includes 9.8% in primary schools, 7.2% in high schools, and 3.4% studying at tertiary institutions.
Frequently Asked Questions - Education
Schools Detail
Public transport in Belmont North reaches 89 stops on 48 routes, timetabled for about 860 services a week. The typical home sits about 140 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.6 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
Analysis of the local transport network shows 89 bus stops operating in Belmont North. These stops are served by 48 separate routes, which combine to offer 860 passenger trips every week. Access to transport is rated as excellent, with homes located an average of 142 meters from a stop. Since the locality is mostly residential, the majority of working residents travel outside the suburb, with private cars remaining the primary transit method at 97%. Households own an average of 1.6 vehicles. Approximately 20.3% of residents worked from home, according to the 2021 Census, which may have been influenced by pandemic conditions.
Bus routes provide an average of 122 trips daily, which represents approximately 9 weekly trips for each individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
62.4% of residents in Belmont North report no long-term health condition, a less healthy profile than 83% of areas nationally. 8.3% need daily assistance with core activities, and 54.0% hold private health cover. The standardised death rate runs at 6.3 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Public health records indicate that Belmont North faces notable challenges based on AreaSearch's evaluation of mortality data and the occurrence of chronic illnesses. These health conditions impact both younger and older demographics, while the proportion of the population with private health insurance is relatively high at roughly 54% (about 3,318 people). In comparison, private coverage stands at 51.9% across Regional NSW. The most frequent health issues reported by residents were mental health conditions at 10.3% and arthritis at 9.7%. Meanwhile, 62.4% of the population reported having no chronic medical conditions, compared to 63.3% in Regional NSW.
Working-age individuals experience chronic illnesses at rates above the regional average. Residents aged 65 and over make up 20.3% of the community (1,247 people), which is lower than the Regional NSW figure of 23.4%. Senior health outcomes present some challenges, with national percentiles matching the broader community.
Frequently Asked Questions - Health
Belmont North is largely Australian-born, at 91.4% of residents, with 3.8% speaking a language other than English at home. The largest reported ancestries are Australian (32.4%) and English (32.2%). 3.7% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Belmont North has lower levels of cultural diversity than the national average, with 91.4% of residents born in Australia, 94.9% holding citizenship, and 96.2% using only English at home. Christianity is the dominant religion, practiced by 52.9% of the population, compared to 55.9% across Regional NSW. Looking at ancestral backgrounds, the three largest groups in Belmont North are Australian at 32.4%, English at 32.2%, and Scottish at 8.8%. There are also small differences in the proportions of other backgrounds compared to the region, with Welsh representation at 0.8% (compared to 0.5% regionally), Maltese at 0.6% (compared to 0.4%), and Macedonian at 0.2% (compared to 0.4%).
Frequently Asked Questions - Diversity
The median resident of Belmont North is 40. 25.5% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
The median age in Belmont North is 40 years, which is slightly below the Regional NSW average of 43 but just above the national median of 38. The 25 - 34 age bracket is highly represented locally at 12.8% compared to the regional average, whereas the 65 - 74 bracket is lower at 8.9%. Since the 2021 Census, the proportion of residents aged 25 to 34 increased from 11.9% to 12.8%, while the 5 to 14 age group fell from 13.0% to 12.2%. Long-term forecasts for 2041 point to shifts in the local age profile, with the group aged 85 and over expected to grow by 96 people (47%), rising from 202 to 299.
Conversely, the cohorts aged 65 to 74 and 5 to 14 are expected to experience population declines.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Belmont North
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.
Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | May 2026 3 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | May 2026 3 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Jun 2026 2 months ago headline measures · May 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Aug 2026 this month all 21 measures |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Aug 2026 this month all 5 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Aug 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 5 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Aug 2026 this month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 last month headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Jul 2026 last month all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 17 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (6,291 at the 2021 Census → 6,147 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL10277). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.