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2021 Census | -- people
Sales Activity
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Population
Belmont North has shown very soft population growth performance across periods assessed by AreaSearch
As of Nov 2025, Belmont North's population is estimated at around 6,162, reflecting a decrease of 129 people since the 2021 Census. The ABS ERP estimate for surrounding areas applied to Belmont North by AreaSearch in June 2024 indicated a resident population of 6,101, with an additional 15 validated new addresses since the Census date contributing to this figure. This results in a population density ratio of 1,711 persons per square kilometer, higher than the average seen across national locations assessed by AreaSearch. Overseas migration accounted for approximately 93.0% of overall population gains during recent periods. AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area released in 2024 with a base year of 2022, and NSW State Government's SA2 level projections released in 2022 with a base year of 2021 for areas not covered by this data.
Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. Over the period until 2041, projections indicate an overall population decline in Belmont North, with a reduction of 205 persons expected according to this methodology. However, specific age cohorts are anticipated to grow, notably the 25 to 34 age group which is projected to increase by 119 people.
Frequently Asked Questions - Population
Development
The level of residential development activity in Belmont North is very low in comparison to the average area assessed nationally by AreaSearch
Belmont North had eight dwelling approvals over the five-year period ending in 2017. This averages to one annual dwelling approval, reflecting its rural nature where development is driven by local housing needs rather than broad market demand. The small sample size means individual projects can significantly influence annual growth and relativity statistics.
Belmont North's development levels are substantially lower than those of the Rest of NSW and below national averages. Recent building activity consists solely of standalone homes, aligning with rural living preferences for space and privacy. With approximately 4142 people per dwelling approval, Belmont North indicates a highly mature market. Given stable or declining population forecasts, housing pressure may be less in Belmont North, creating favourable conditions for buyers.
Given stable or declining population forecasts, Belmont North may experience less housing pressure, creating favourable conditions for buyers.
Frequently Asked Questions - Development
Infrastructure
Belmont North has very high levels of nearby infrastructure activity, ranking in the top 10% nationally
Changes to local infrastructure significantly affect an area's performance. AreaSearch has identified nine projects that could impact this region. Notable ones are Woolworths Belmont North Supermarket Development, Billy's Lookout at Teralba, 364 Pacific Highway Townhouse Development, and Lorikeet Ridge Estate. The following list details those most likely to be relevant.
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Frequently Asked Questions - Infrastructure
Tingira Hills Care Community
A 120-128 bed residential aged care facility (formerly Opal Hillside) that offers residential aged care and assisted living. The facility features a cafe, hairdressing salon, commercial kitchens, laundries, communal areas, and extensive gardens. It was designed to accommodate variable founding conditions and ground movement due to mine subsidence.
Woolworths Belmont North Supermarket Development
Redevelopment of the former Bunnings site into a full-line Woolworths supermarket with specialty tenancies focused on convenience retail, food, and services, expected to create 345 jobs.
Bennetts Green Retail Development
A completed 30,000 square metre large format retail precinct featuring Bunnings Warehouse, Spotlight, Anaconda, McDonald's, KFC, BP service station with Wild Bean Cafe, Nick Scali, Harris Scarfe, PetStock, and Road Tech Marine. The development opened in stages from October 2020 and has created over 600 ongoing jobs for the local community. This is the largest retail development built in Lake Macquarie since the 2010 expansion of Charlestown Square.
Mount Hutton Precinct Area Plan
A planning framework adopted by Lake Macquarie City Council to guide the future infrastructure, built environment, and conservation of the Mount Hutton area. It supports medium density housing, improved connectivity, and ecological rehabilitation, and is part of the Lake Macquarie Development Control Plan 2014.
Lake Macquarie Square
A sub-regional shopping centre located in Mount Hutton, 14km from Newcastle's CBD. The project, originally a $60 million redevelopment completed in 2019 by Charter Hall, consolidated Lake Macquarie Fair and Mount Hutton Plaza into a single, modern retail destination with approximately 24,000 m2 of prime retail space. The centre is anchored by BIG W, Coles, and Woolworths, with over 70 specialty stores, a medical precinct, childcare, and a 24-hour gym. Revelop acquired the asset in February 2025 for $122.5 million.
Windale Area Plan
The Windale Area Plan is a Precinct Area Plan within Part 12 of the Lake Macquarie Development Control Plan 2014, which provides detailed planning controls for development in Windale. The original plan outlines objectives and controls for development, promoting enhanced public realm, housing diversity with medium density options, creek rehabilitation, shop expansion, and community connectivity.
Belmont Sports Fields Master Plan
The Belmont Sports Fields Master Plan involves multi-stage upgrades to create a premier sports precinct. Stage 1, completed in March 2025 at a cost of $14 million, includes new rectangular fields, a baseball diamond, cricket wickets, irrigation, lighting, amenities buildings, and resurfacing of 14 netball courts. Future stages, estimated at $25 million, will include further field improvements, drainage, grandstands, seating, and car park upgrades to support local and regional competitions.
Belmont Business Park
Lake Macquarie's new commercial and light industrial development offering exceptional quality units with innovative space for business owners, trades, start-ups, hobbyists, and entrepreneurs. Features high-quality concrete construction, mezzanines, dedicated parking, and amenities.
Employment
Employment performance in Belmont North has been broadly consistent with national averages
Belmont North has a skilled workforce with prominent representation in essential services sectors. Its unemployment rate was 3.4% in the past year, with an estimated employment growth of 1.9%.
As of June 2025, 3,241 residents are employed, with an unemployment rate of 0.3% lower than Rest of NSW's 3.7%, and workforce participation at 61.3%. Key industries include health care & social assistance, construction, and education & training. Construction is particularly specialized, with an employment share 1.4 times the regional level, while agriculture, forestry & fishing is under-represented at 0.4% compared to Rest of NSW's 5.3%. Employment opportunities locally may be limited, as indicated by Census data comparing working population and resident population.
In the 12 months ending Sep-22, employment increased by 1.9%, labour force grew by 2.6%, and unemployment rose by 0.7 percentage points. This contrasts with Rest of NSW, where employment contracted by 0.1%, labour force grew by 0.3%, and unemployment rose by 0.4 percentage points. National employment forecasts from Jobs and Skills Australia project national growth at 6.6% over five years and 13.7% over ten years. Applying these projections to Belmont North's employment mix suggests local employment should increase by 6.7% over five years and 14.0% over ten years, based on a simple weighting extrapolation for illustrative purposes.
Frequently Asked Questions - Employment
Income
Income levels align closely with national averages, indicating typical economic conditions for Australian communities according to AreaSearch analysis
Belmont North's median income among taxpayers was $52,260 in financial year 2022. The average income stood at $68,402 during the same period. For comparison, Rest of NSW had median and average incomes of $49,459 and $62,998 respectively. By September 2025, current estimates suggest Belmont North's median income will be approximately $58,850 and the average will be around $77,027, based on a 12.61% growth in wages since financial year 2022. Census data indicates that household, family, and personal incomes in Belmont North rank modestly, between the 38th and 49th percentiles. Income analysis shows that 34.1% of Belmont North's population (2,101 individuals) fall within the $1,500 - $2,999 income range, mirroring the broader area where 29.9% occupy this bracket. High housing costs consume 15.4% of income in Belmont North, but strong earnings place disposable income at the 50th percentile. The area's SEIFA income ranking places it in the 4th decile.
Frequently Asked Questions - Income
Housing
Belmont North is characterized by a predominantly suburban housing profile, with ownership patterns similar to the broader region
The dwelling structure in Belmont North, as per the latest Census, consisted of 88.6% houses and 11.4% other dwellings (semi-detached, apartments, 'other' dwellings). This compares to Non-Metro NSW's 82.4% houses and 17.6% other dwellings. The home ownership level in Belmont North was 37.5%, with the remaining dwellings either mortgaged (43.7%) or rented (18.8%). The median monthly mortgage repayment in the area was $1,955, below Non-Metro NSW's average of $2,000. The median weekly rent figure was recorded at $380, compared to Non-Metro NSW's $370. Nationally, Belmont North's mortgage repayments were higher than the Australian average of $1,863, while rents exceeded the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Belmont North has a typical household mix, with a higher-than-average median household size
Family households account for 76.6% of all households, including 33.9% couples with children, 28.0% couples without children, and 13.7% single parent families. Non-family households constitute the remaining 23.4%, with lone person households at 21.1% and group households comprising 2.1%. The median household size is 2.6 people, which is larger than the Rest of NSW average of 2.5.
Frequently Asked Questions - Households
Local Schools & Education
Belmont North shows below-average educational performance compared to national benchmarks, though pockets of achievement exist
The area's university qualification rate is 17.4%, significantly lower than the NSW average of 32.2%. This presents both a challenge and an opportunity for targeted educational initiatives. Bachelor degrees are most common at 12.2%, followed by postgraduate qualifications (3.3%) and graduate diplomas (1.9%). Vocational credentials are prominent, with 43.0% of residents aged 15+ holding them - advanced diplomas (9.7%) and certificates (33.3%).
Educational participation is high at 26.8%, including primary education (9.8%), secondary education (7.2%), and tertiary education (3.4%). The area has two schools, Belmont North Public School and Belmont Christian College, serving a total of 1,039 students. These schools offer typical Australian educational conditions with balanced opportunities, as indicated by their ICSEA score of 1016. The educational mix includes one primary school and one K-12 school.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Belmont North has 60 active public transport stops, all of which are bus stops. These stops are served by 48 different routes that together facilitate 860 weekly passenger trips. The accessibility of these services is rated as excellent, with residents on average being located just 144 meters from the nearest stop.
Across all routes, there is an average service frequency of 122 trips per day, which equates to approximately 14 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Belmont North is well below average with a range of health conditions having marked impacts on both younger and older age cohorts
Belmont North faces significant health challenges, affecting both younger and older residents.
Approximately 54% (~3,326 people) have private health cover, a rate higher than the national average. Mental health issues and arthritis are the most prevalent conditions, impacting 10.3 and 9.7% of residents respectively. However, 62.4% of Belmont North residents report no medical ailments, slightly higher than the Rest of NSW figure of 62.6%. The area has a lower proportion of seniors aged 65 and over at 19.6% (1,207 people) compared to the Rest of NSW average of 21.4%. Health outcomes among seniors in Belmont North are broadly similar to those of the general population.
Frequently Asked Questions - Health
Cultural Diversity
The latest Census data sees Belmont North placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics
Belmont North, as per the census conducted on 9 August 2016, had a population where 91.4% were born in Australia, 94.9% held citizenship, and 96.2% spoke English only at home. Christianity was the predominant religion, practiced by 52.9% of the population, slightly higher than the 52.5% regional average for Rest of NSW. The top three ancestry groups were Australian (32.4%), English (32.2%), and Scottish (8.8%).
Notably, Welsh ancestry was overrepresented at 0.8%, compared to the regional average of 0.8%. Similarly, Maltese ancestry stood at 0.6% versus the regional 0.3%, and Macedonian ancestry was recorded at 0.2% against a regional average of 0.4%.
Frequently Asked Questions - Diversity
Age
Belmont North's median age exceeds the national pattern
The median age in Belmont North is 40 years, slightly below Rest of NSW's average of 43 but above Australia's median of 38. The 25-34 age group makes up 13.0% of Belmont North's population, higher than the Rest of NSW average, while those aged 65-74 are under-represented at 8.7%. Between the 2021 Census and now, the 25 to 34 age group has increased from 11.9% to 13.0%, while the 5 to 14 cohort has decreased from 13.0% to 12.1%. By 2041, population forecasts indicate significant growth in the 85+ age cohort, from 191 to 299 people (a 57% increase), while those aged 45-54 and 65-74 are expected to experience population declines.