Chart Color Schemes
This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
Sales Activity
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
Find a Recent Sale
Sales Detail
Population
Belmont North has shown very soft population growth performance across periods assessed by AreaSearch
As of February 2026, the estimated population of the suburb of Belmont North is around 6,197, a decrease of 94 people from the 2021 Census figure of 6,291. This change was inferred from AreaSearch's estimation of the resident population at 6,129, based on examination of the latest ERP data release by the ABS in June 2024 and validation of 16 new addresses since the Census date. The population density is approximately 1,721 persons per square kilometer, higher than the average across national locations assessed by AreaSearch. Overseas migration contributed about 93.0% of overall population gains during recent periods. AreaSearch uses ABS/Geoscience Australia projections for each SA2 area released in 2024 with a base year of 2022.
For areas not covered, NSW State Government's SA2 level projections released in 2022 with a base year of 2021 are utilized. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. According to these projections, the suburb's population is expected to decline by 203 persons by 2041. However, specific age cohorts are anticipated to grow, notably the 25 to 34 age group, projected to increase by 117 people over this period.
Frequently Asked Questions - Population
Development
The level of residential development activity in Belmont North is very low in comparison to the average area assessed nationally by AreaSearch
Belmont North has seen minimal residential development activity, with an average of 1 dwelling approval annually over the five-year period from January 2015 to December 2019, totaling 7 dwellings. This low level of development reflects the rural nature of the area, where housing development is typically driven by specific local needs rather than broader market demand. It should be noted that the small sample size means individual projects can significantly influence annual growth and relativity statistics.
Compared to Rest of NSW and national averages, Belmont North has substantially lower development levels. Recent building activity has consisted entirely of standalone homes, aligning with rural living preferences for space and privacy. As of December 2019, Belmont North reflects a highly mature market with around 2484 people per dwelling approval. Given stable or declining population forecasts, Belmont North may experience less housing pressure in the future, creating favourable conditions for buyers.
Given stable or declining population forecasts, Belmont North may experience less housing pressure, creating favourable conditions for buyers.
Frequently Asked Questions - Development
Infrastructure
Belmont North has very high levels of nearby infrastructure activity, ranking in the top 10% nationally
Changes in local infrastructure significantly affect an area's performance. AreaSearch has identified nine projects that could impact this region. Notable ones are Woolworths Belmont North Supermarket Development, Billy's Lookout at Teralba, 364 Pacific Highway Townhouse Development, and Lorikeet Ridge Estate. The following list provides details on the most relevant projects.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Tingira Hills Care Community
Tingira Hills Care Community (formerly Opal Hillside) is a major residential aged care facility in the Lake Macquarie region. It offers 120-128 beds across various room types including single en-suite and companion rooms, catering to permanent, respite, dementia, and palliative care needs. The facility features a dedicated Memory Care Neighborhood, a Wellness Centre for rehabilitation, an on-site cafe, hairdressing salon, and a community bus for outings. Architecturally, it was specifically engineered to manage variable founding conditions and ground movement associated with local mine subsidence.
Woolworths Belmont North Supermarket Development
Redevelopment of the 4.04-hectare former Bunnings site into a retail hub featuring a 3,800sqm full-line Woolworths supermarket. The project includes repurposing the existing warehouse structure to house specialty tenancies for food, health, and services, alongside 341 at-grade parking spaces and Direct to Boot facilities.
Bennetts Green Retail Development
A completed 30,000 square metre large format retail precinct featuring Bunnings Warehouse, Spotlight, Anaconda, McDonald's, KFC, BP service station with Wild Bean Cafe, Nick Scali, Harris Scarfe, PetStock, and Road Tech Marine. The development opened in stages from October 2020 and has created over 600 ongoing jobs for the local community. This is the largest retail development built in Lake Macquarie since the 2010 expansion of Charlestown Square.
Mount Hutton Precinct Area Plan
A comprehensive planning framework integrated into the Lake Macquarie Development Control Plan (DCP) 2014 to manage the growth of the Mount Hutton town centre. The plan facilitates medium-density housing, enhances pedestrian and transport connectivity, and prioritizes ecological rehabilitation. Recent 2024-2025 updates include the rezoning of strategic sites like 1 Progress Road to E1 Local Centre and city-wide Housing Diversity reforms that permit small-lot housing and a broader range of residential types within the precinct to meet growing migration needs.
Lake Macquarie Square
A sub-regional shopping centre located in Mount Hutton, 14km from Newcastle's CBD. The project, originally a $60 million redevelopment completed in 2019 by Charter Hall, consolidated Lake Macquarie Fair and Mount Hutton Plaza into a single, modern retail destination with approximately 24,000 m2 of prime retail space. The centre is anchored by BIG W, Coles, and Woolworths, with over 70 specialty stores, a medical precinct, childcare, and a 24-hour gym. Revelop acquired the asset in February 2025 for $122.5 million.
Windale Area Plan
The Windale Area Plan is a Precinct Area Plan within Part 12 of the Lake Macquarie Development Control Plan 2014, which provides detailed planning controls for development in Windale. The original plan outlines objectives and controls for development, promoting enhanced public realm, housing diversity with medium density options, creek rehabilitation, shop expansion, and community connectivity.
Belmont Sports Fields Master Plan
The Belmont Sports Fields Master Plan involves multi-stage upgrades to create a premier sports precinct. Stage 1, completed in March 2025 at a cost of $14 million, includes new rectangular fields, a baseball diamond, cricket wickets, irrigation, lighting, amenities buildings, and resurfacing of 14 netball courts. Future stages, estimated at $25 million, will include further field improvements, drainage, grandstands, seating, and car park upgrades to support local and regional competitions.
Belmont Business Park
Lake Macquarie's new commercial and light industrial development offering exceptional quality units with innovative space for business owners, trades, start-ups, hobbyists, and entrepreneurs. Features high-quality concrete construction, mezzanines, dedicated parking, and amenities.
Employment
Belmont North has seen below average employment performance when compared to national benchmarks
Belmont North has a skilled workforce with essential services sectors well represented. The unemployment rate was 4.4% as of December 2025. This rate is 0.4% higher than Regional NSW's rate of 3.9%.
Workforce participation in Belmont North is 65.2%, slightly above Regional NSW's 61.3%. According to Census responses, 20.3% of residents work from home, potentially influenced by Covid-19 lockdowns. Key industries for employment among residents are health care & social assistance, construction, and education & training. Belmont North has a significant employment specialization in construction, with an employment share 1.4 times the regional level.
Conversely, agriculture, forestry & fishing is under-represented, with only 0.4% of Belmont North's workforce compared to 5.3% in Regional NSW. The area appears to offer limited local employment opportunities, as indicated by the ratio of Census working population to resident population. Over a 12-month period ending December 2025, Belmont North's labour force increased by 1.5%, while employment declined by 0.2%, leading to a 1.7 percentage point rise in unemployment. In contrast, Regional NSW saw employment contract by 1.2%, the labour force fall by 0.8%, and unemployment rise by 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 project that national employment will expand by 6.6% over five years and 13.7% over ten years. Applying these projections to Belmont North's employment mix suggests local employment should increase by 6.7% over five years and 14.0% over ten years, based on a simple weighting extrapolation for illustrative purposes.
Frequently Asked Questions - Employment
Income
The area's income profile falls below national averages based on AreaSearch analysis
The suburb of Belmont North had an average national income level according to latest ATO data aggregated by AreaSearch for financial year 2023. The median income among taxpayers was $52,260 and the average income stood at $68,402. These figures compared to Regional NSW's median of $52,390 and average of $65,215 respectively. Based on Wage Price Index growth of 8.86% since financial year 2023, current estimates for Belmont North would be approximately $56,890 (median) and $74,462 (average) as of September 2025. Census data revealed household, family and personal incomes all ranked modestly in Belmont North, between the 38th and 49th percentiles. Income analysis showed that 34.1% of the population (2,113 individuals) fell within the $1,500 - $2,999 income range, mirroring the broader area where 29.9% occupied this bracket. High housing costs consumed 15.4% of income, but strong earnings still placed disposable income at the 50th percentile and the area's SEIFA income ranking placed it in the 4th decile.
Frequently Asked Questions - Income
Housing
Belmont North is characterized by a predominantly suburban housing profile, with ownership patterns similar to the broader region
Belmont North's dwellings, as recorded in the latest Census, consisted of 88.6% houses and 11.4% other dwellings (semi-detached, apartments, 'other' dwellings), compared to Regional NSW's 82.6% houses and 17.4% other dwellings. Home ownership in Belmont North was at 37.5%, with mortgaged dwellings at 43.7% and rented ones at 18.8%. The median monthly mortgage repayment was $1,955, higher than Regional NSW's average of $1,733. The median weekly rent in Belmont North was $380, compared to Regional NSW's $330. Nationally, Belmont North's mortgage repayments exceeded the Australian average of $1,863, while rents were higher than the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Belmont North has a typical household mix, with a higher-than-average median household size
Family households constitute 76.6% of all households, including 33.9% couples with children, 28.0% couples without children, and 13.7% single parent families. Non-family households account for the remaining 23.4%, with lone person households at 21.1% and group households comprising 2.1%. The median household size is 2.6 people, larger than the Regional NSW average of 2.4.
Frequently Asked Questions - Households
Local Schools & Education
Belmont North shows below-average educational performance compared to national benchmarks, though pockets of achievement exist
The area's university qualification rate is 17.4%, significantly lower than the NSW average of 32.2%. This presents both a challenge and an opportunity for targeted educational initiatives. Bachelor degrees are most common at 12.2%, followed by postgraduate qualifications (3.3%) and graduate diplomas (1.9%). Trade and technical skills are prevalent, with 43.0% of residents aged 15+ holding vocational credentials - advanced diplomas (9.7%) and certificates (33.3%).
Educational participation is notably high, with 26.8% of residents currently enrolled in formal education, including 9.8% in primary education, 7.2% in secondary education, and 3.4% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Belmont North has 89 active public transport stops, all of which are bus stops. These stops are served by 48 different routes that together facilitate 860 weekly passenger trips. The area's transport accessibility is rated as excellent, with residents typically located 142 meters from the nearest stop. Most residents commute outward due to Belmont North being primarily residential. Cars remain the dominant mode of transportation, used by 97% of residents. On average, there are 1.6 vehicles per dwelling in the area.
According to the 2021 Census, some 20.3% of residents work from home, which may reflect COVID-19 conditions. The service frequency averages 122 trips per day across all routes, resulting in approximately 9 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Belmont North is well below average with a range of health conditions having marked impacts on both younger and older age cohorts
Belmont North faces significant health challenges, as indicated by AreaSearch's assessment of mortality rates and chronic condition prevalence. Several health conditions affect both younger and older age groups.
Private health cover is relatively high at approximately 54% (around 3,345 people), compared to 51.9% across Regional NSW. The most prevalent medical conditions are mental health issues (10.3%) and arthritis (9.7%). However, 62.4% of residents report no medical ailments, slightly lower than the 63.3% in Regional NSW. Working-age residents have a higher-than-average prevalence of chronic health conditions. The area has 19.7% of residents aged 65 and over (1,220 people), lower than the 23.4% in Regional NSW. Health outcomes among seniors present some challenges, with national rankings generally aligning with those of the broader population.
Frequently Asked Questions - Health
Cultural Diversity
The latest Census data sees Belmont North placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics
Belmont North, as per the census conducted on Tuesday 9 June 2016, exhibited a relatively low level of cultural diversity. The majority of its population, 91.4%, were born in Australia, with 94.9% being Australian citizens and 96.2% speaking English exclusively at home. Christianity emerged as the predominant religion in Belmont North, accounting for 52.9% of its residents, which is slightly lower than the regional average of 55.9%.
The ancestry breakdown showed Australians forming the largest group at 32.4%, followed by those of English descent at 32.2% and Scottish at 8.8%. Notably, some ethnic groups were more prevalent in Belmont North compared to Regional NSW: Welsh residents comprised 0.8% vs regional average of 0.5%, Maltese residents made up 0.6% vs 0.4%, and Macedonian residents constituted 0.2% vs 0.4%.
Frequently Asked Questions - Diversity
Age
Belmont North's population is slightly older than the national pattern
The median age in Belmont North is 39 years, which is significantly lower than Regional NSW's average of 43 but aligns with Australia's median age of 38 years. Compared to Regional NSW, Belmont North has a higher proportion of residents aged 25-34 (13.6%) but fewer residents aged 65-74 (8.7%). According to the 2021 Census, the 25-34 age group increased from 11.9% to 13.6%, while the 35-44 cohort rose from 12.3% to 13.4%. Conversely, the 5-14 age group decreased from 13.0% to 12.1%. By 2041, demographic projections indicate significant shifts in Belmont North's age structure. The 85+ age group is projected to grow by 51%, reaching 300 people from 198. Notably, the combined 65+ age groups will account for 56% of total population growth, reflecting the area's aging demographic profile. In contrast, both the 65-74 and 5-14 age groups are projected to decrease in number.