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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
Sales Activity
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Sales Detail
Population
Belmont North has shown very soft population growth performance across periods assessed by AreaSearch
As of February 2026, the estimated population of Belmont North is around 6,197, reflecting a decrease of 94 people since the 2021 Census. This decline represents a 1.5% change from the previous count of 6,291 residents. AreaSearch's analysis of ERP data released by the ABS in June 2024 and validation of new addresses indicates an estimated resident population of 6,129 for Belmont North as of that date. The current population density is approximately 1,721 persons per square kilometer, higher than the national average assessed by AreaSearch. Overseas migration contributed about 93.0% of overall population gains in recent periods.
For projections until 2041, AreaSearch uses ABS/Geoscience Australia data released in 2024 with a base year of 2022 for covered areas and NSW State Government's SA2 level projections from 2022 with a base year of 2021 for uncovered areas. According to these projections, the suburb's population is expected to decrease by 208 persons by 2041. However, specific age cohorts are anticipated to grow, notably the 25 to 34 age group which is projected to increase by 119 people over this period.
Frequently Asked Questions - Population
Development
The level of residential development activity in Belmont North is very low in comparison to the average area assessed nationally by AreaSearch
Belmont North had 1 dwelling approval annually between 2015 and 2019, totaling 8 dwellings. This minimal development reflects its rural nature, with housing needs driving projects rather than market demand. The small sample size means annual growth can be significantly influenced by individual projects.
Development levels in Belmont North are substantially lower than those in the Rest of NSW and below national averages. Recent building activity consists solely of standalone homes, aligning with rural living preferences. With approximately 2071 people per dwelling approval, Belmont North's market is highly mature. Given stable or declining population forecasts, housing pressure may be less in Belmont North, benefiting buyers.
Given stable or declining population forecasts, Belmont North may experience less housing pressure, creating favourable conditions for buyers.
Frequently Asked Questions - Development
Infrastructure
Belmont North has very high levels of nearby infrastructure activity, ranking in the top 10% nationally
Changes to local infrastructure significantly affect an area's performance. AreaSearch has identified nine projects likely to impact the area. Notable ones are Woolworths Belmont North Supermarket Development, Billy's Lookout at Teralba, 364 Pacific Highway Townhouse Development, and Lorikeet Ridge Estate. The following list details those most relevant.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Tingira Hills Care Community
Tingira Hills Care Community (formerly Opal Hillside) is a major residential aged care facility in the Lake Macquarie region. It offers 120-128 beds across various room types including single en-suite and companion rooms, catering to permanent, respite, dementia, and palliative care needs. The facility features a dedicated Memory Care Neighborhood, a Wellness Centre for rehabilitation, an on-site cafe, hairdressing salon, and a community bus for outings. Architecturally, it was specifically engineered to manage variable founding conditions and ground movement associated with local mine subsidence.
Woolworths Belmont North Supermarket Development
Redevelopment of the 4.04-hectare former Bunnings site into a retail hub featuring a 3,800sqm full-line Woolworths supermarket. The project includes repurposing the existing warehouse structure to house specialty tenancies for food, health, and services, alongside 341 at-grade parking spaces and Direct to Boot facilities.
Bennetts Green Retail Development
A completed 30,000 square metre large format retail precinct featuring Bunnings Warehouse, Spotlight, Anaconda, McDonald's, KFC, BP service station with Wild Bean Cafe, Nick Scali, Harris Scarfe, PetStock, and Road Tech Marine. The development opened in stages from October 2020 and has created over 600 ongoing jobs for the local community. This is the largest retail development built in Lake Macquarie since the 2010 expansion of Charlestown Square.
Mount Hutton Precinct Area Plan
A comprehensive planning framework integrated into the Lake Macquarie Development Control Plan (DCP) 2014 to manage the growth of the Mount Hutton town centre. The plan facilitates medium-density housing, enhances pedestrian and transport connectivity, and prioritizes ecological rehabilitation. Recent 2024-2025 updates include the rezoning of strategic sites like 1 Progress Road to E1 Local Centre and city-wide Housing Diversity reforms that permit small-lot housing and a broader range of residential types within the precinct to meet growing migration needs.
Lake Macquarie Square
A sub-regional shopping centre located in Mount Hutton, 14km from Newcastle's CBD. The project, originally a $60 million redevelopment completed in 2019 by Charter Hall, consolidated Lake Macquarie Fair and Mount Hutton Plaza into a single, modern retail destination with approximately 24,000 m2 of prime retail space. The centre is anchored by BIG W, Coles, and Woolworths, with over 70 specialty stores, a medical precinct, childcare, and a 24-hour gym. Revelop acquired the asset in February 2025 for $122.5 million.
Windale Area Plan
The Windale Area Plan is a Precinct Area Plan within Part 12 of the Lake Macquarie Development Control Plan 2014, which provides detailed planning controls for development in Windale. The original plan outlines objectives and controls for development, promoting enhanced public realm, housing diversity with medium density options, creek rehabilitation, shop expansion, and community connectivity.
Belmont Sports Fields Master Plan
The Belmont Sports Fields Master Plan involves multi-stage upgrades to create a premier sports precinct. Stage 1, completed in March 2025 at a cost of $14 million, includes new rectangular fields, a baseball diamond, cricket wickets, irrigation, lighting, amenities buildings, and resurfacing of 14 netball courts. Future stages, estimated at $25 million, will include further field improvements, drainage, grandstands, seating, and car park upgrades to support local and regional competitions.
Belmont Business Park
Lake Macquarie's new commercial and light industrial development offering exceptional quality units with innovative space for business owners, trades, start-ups, hobbyists, and entrepreneurs. Features high-quality concrete construction, mezzanines, dedicated parking, and amenities.
Employment
Belmont North has seen below average employment performance when compared to national benchmarks
Belmont North has a skilled workforce with prominent representation in essential services sectors. The unemployment rate was 3.8% as of September 2025, with an estimated employment growth of 2.3% over the past year, according to AreaSearch's aggregation of statistical area data. In September 2025, there were 3,206 residents in work, and the unemployment rate was aligned with Rest of NSW at 3.8%.
Workforce participation was 66.3%, slightly higher than Rest of NSW's 61.5%. Census responses showed that 20.3% of residents worked from home, though Covid-19 lockdown impacts should be considered. Key industries of employment among residents were health care & social assistance, construction, and education & training. The area had a particular specialization in construction, with an employment share 1.4 times the regional level.
Conversely, agriculture, forestry & fishing was under-represented, with only 0.4% of Belmont North's workforce compared to 5.3% in Rest of NSW. Employment opportunities locally appeared limited based on Census working population vs resident population count. Over a 12-month period, employment increased by 2.3%, labour force by 3.4%, and unemployment rose by 1.0 percentage points, contrasting with Rest of NSW where employment contracted by 0.5% and unemployment rose by 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 project national employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Belmont North's employment mix suggests local employment should increase by 6.7% over five years and 14.0% over ten years, though these are simple weighting extrapolations for illustrative purposes only and do not account for localized population projections.
Frequently Asked Questions - Employment
Income
The area's income profile falls below national averages based on AreaSearch analysis
The suburb of Belmont North had an average national income level according to ATO data aggregated by AreaSearch for financial year 2023. The median income among taxpayers was $52,260 and the average income stood at $68,402. These figures compared to those for Rest of NSW, which were $52,390 and $65,215 respectively. By September 2025, based on Wage Price Index growth of 8.86%, estimated incomes would be approximately $56,890 (median) and $74,462 (average). Census data showed household, family, and personal incomes ranked modestly in Belmont North, between the 38th and 49th percentiles. Income analysis revealed that 34.1% of the population (2,113 individuals) fell within the $1,500 - 2,999 income range, similar to the broader area where 29.9% occupied this bracket. High housing costs consumed 15.4% of income, but strong earnings placed disposable income at the 50th percentile. The area's SEIFA income ranking placed it in the 4th decile.
Frequently Asked Questions - Income
Housing
Belmont North is characterized by a predominantly suburban housing profile, with ownership patterns similar to the broader region
The dwelling structure in Belmont North, as per the latest Census, consisted of 88.6% houses and 11.4% other dwellings (semi-detached, apartments, 'other' dwellings). This is compared to Non-Metro NSW's 82.6% houses and 17.4% other dwellings. Home ownership in Belmont North was at 37.5%, with the rest of dwellings either mortgaged (43.7%) or rented (18.8%). The median monthly mortgage repayment in the area was $1,955, higher than Non-Metro NSW's average of $1,733. The median weekly rent figure was recorded at $380, compared to Non-Metro NSW's $330. Nationally, Belmont North's mortgage repayments are higher than the Australian average of $1,863, while rents exceed the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Belmont North has a typical household mix, with a higher-than-average median household size
Family households comprise 76.6% of all households, including 33.9% couples with children, 28.0% couples without children, and 13.7% single parent families. Non-family households account for the remaining 23.4%, with lone person households at 21.1% and group households comprising 2.1%. The median household size is 2.6 people, larger than the Rest of NSW average of 2.4.
Frequently Asked Questions - Households
Local Schools & Education
Belmont North shows below-average educational performance compared to national benchmarks, though pockets of achievement exist
The area's university qualification rate is 17.4%, significantly lower than the NSW average of 32.2%. Bachelor degrees are most common at 12.2%, followed by postgraduate qualifications (3.3%) and graduate diplomas (1.9%). Vocational credentials are prevalent, with 43.0% of residents aged 15+ holding them - advanced diplomas (9.7%) and certificates (33.3%). Educational participation is high, with 26.8% of residents currently enrolled in formal education, including primary (9.8%), secondary (7.2%), and tertiary (3.4%) levels.
Educational participation is notably high, with 26.8% of residents currently enrolled in formal education. This includes 9.8% in primary education, 7.2% in secondary education, and 3.4% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Belmont North has 89 active public transport stops, all of which are bus stops. These stops are served by 48 different routes that together facilitate 860 weekly passenger trips. The area's transport accessibility is rated as excellent, with residents typically located 142 meters from the nearest stop. As a primarily residential area, most commuting is outward-bound, and cars remain the dominant mode of transportation at 97%. On average, there are 1.6 vehicles per dwelling. According to the 2021 Census, 20.3% of residents work from home, which may reflect COVID-19 conditions.
Service frequency averages 122 trips per day across all routes, equating to approximately 9 weekly trips per stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Belmont North is well below average with a range of health conditions having marked impacts on both younger and older age cohorts
Belmont North faces significant health challenges, as indicated by AreaSearch's assessment of mortality rates and chronic condition prevalence. A variety of health conditions affect both younger and older residents.
Private health cover is relatively high in Belmont North at approximately 54% (~3,345 people), compared to 51.9% across the rest of NSW. Mental health issues and arthritis are the most common medical conditions, affecting 10.3 and 9.7% of residents respectively. However, 62.4% of residents report no medical ailments, slightly lower than the 63.3% in the rest of NSW. Working-age residents have a higher prevalence of chronic health conditions compared to the average. Belmont North has 19.8% of residents aged 65 and over (1,227 people), which is lower than the 23.4% in the rest of NSW. Health outcomes among seniors present some challenges, with national rankings roughly aligning with those of the general population.
Frequently Asked Questions - Health
Cultural Diversity
The latest Census data sees Belmont North placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics
Belmont North had a cultural diversity index below average, with 91.4% of its residents born in Australia, 94.9% being citizens, and 96.2% speaking English only at home. Christianity was the predominant religion in Belmont North as of 52.9%, compared to 55.9% across Rest of NSW. The top three ancestry groups were Australian (32.4%), English (32.2%), and Scottish (8.8%).
Notably, Welsh (0.8%) and Maltese (0.6%) were overrepresented in Belmont North compared to regional averages of 0.5% and 0.4%, respectively. Macedonian representation was also notable at 0.2%.
Frequently Asked Questions - Diversity
Age
Belmont North's population is slightly older than the national pattern
The median age in Belmont North is 40 years, which is slightly below Rest of NSW's average of 43 but above Australia's median of 38. The 25-34 age group constitutes 13.4% of the population in Belmont North, higher than the Rest of NSW average, while the 65-74 cohort makes up 8.7%, lower than the Rest of NSW average. Between the 2021 Census and present, the 25 to 34 age group has increased from 11.9% to 13.4%. Conversely, the 5 to 14 age group has decreased from 13.0% to 11.9%. By 2041, population forecasts indicate significant demographic shifts in Belmont North. The 85+ age cohort is projected to grow by 96 people, from 204 to 301, a 47% increase. Meanwhile, the 65 to 74 and 5 to 14 cohorts are expected to see population declines.