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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
Sales Activity
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Sales Detail
Population
Belmont North has shown very soft population growth performance across periods assessed by AreaSearch
As of May 2026, the estimated population of the suburb of Belmont North is around 6,147, a decrease of 144 people (2.3%) since the 2021 Census which reported a population of 6,291. This estimate is based on AreaSearch's validation of new addresses and analysis of ABS population updates, including the latest ERP data release by the ABS in June 2025. The estimated resident population used was 6,146, with an additional 17 validated new addresses since the Census date. This results in a population density ratio of 1,707 persons per square kilometer, higher than the average seen across national locations assessed by AreaSearch. Overseas migration contributed approximately 93.0% of overall population gains during recent periods.
AreaSearch adopts ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022, and NSW State Government's SA2 level projections for areas not covered by this data, released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. According to these projections, the suburb's population is expected to decline by 216 persons by 2041, while the 85 and over age group is projected to grow by 106 people.
Frequently Asked Questions - Population
Development
The level of residential development activity in Belmont North is very low in comparison to the average area assessed nationally by AreaSearch
Belmont North had 7 dwelling approvals over the five-year period from January 2015 to December 2019. This averages out to approximately 1 dwelling approval annually, reflecting its rural nature where development is driven by specific local housing needs rather than broader market demand. The small sample size means individual projects can significantly influence annual growth and relativity statistics.
Belmont North's development levels are substantially lower compared to the Rest of NSW and national averages. Recent building activity consists solely of standalone homes, aligning with rural living preferences for space and privacy. With around 2456 people per dwelling approval, Belmont North indicates a highly mature market. Given stable or declining population forecasts, Belmont North may face less housing pressure, creating favourable conditions for buyers.
Given stable or declining population forecasts, Belmont North may experience less housing pressure, creating favourable conditions for buyers.
Frequently Asked Questions - Development
Development applications around Belmont North
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
Infrastructure
Belmont North has very high levels of nearby infrastructure activity, ranking in the top 10% nationally
AreaSearch has identified nine projects that could impact the area, with key ones being Woolworths Belmont North Supermarket Development, Billy's Lookout at Teralba, 364 Pacific Highway Townhouse Development, and Lorikeet Ridge Estate. The following list details those considered most relevant.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Tingira Hills Care Community
Tingira Hills Care Community (formerly Opal Hillside) is a major residential aged care facility in the Lake Macquarie region. It offers 120-128 beds across various room types including single en-suite and companion rooms, catering to permanent, respite, dementia, and palliative care needs. The facility features a dedicated Memory Care Neighborhood, a Wellness Centre for rehabilitation, an on-site cafe, hairdressing salon, and a community bus for outings. Architecturally, it was specifically engineered to manage variable founding conditions and ground movement associated with local mine subsidence.
Woolworths Belmont North Supermarket Development
Repurposing of the 4.04-hectare former Bunnings site into a modern retail hub. The project features a 3,800sqm full-line Woolworths supermarket and specialty tenancies for food, health, and services. It includes adaptive reuse of the existing warehouse structure, 341 at-grade parking spaces, and Direct to Boot facilities.
Bennetts Green Retail Development
A completed 30,000 square metre large format retail precinct featuring Bunnings Warehouse, Spotlight, Anaconda, McDonald's, KFC, BP service station with Wild Bean Cafe, Nick Scali, Harris Scarfe, PetStock, and Road Tech Marine. The development opened in stages from October 2020 and has created over 600 ongoing jobs for the local community. This is the largest retail development built in Lake Macquarie since the 2010 expansion of Charlestown Square.
Lake Macquarie Square
A sub-regional shopping centre located in Mount Hutton, 14km from Newcastle's CBD. The project, originally a $60 million redevelopment completed in 2019 by Charter Hall, consolidated Lake Macquarie Fair and Mount Hutton Plaza into a single, modern retail destination with approximately 24,000 m2 of prime retail space. The centre is anchored by BIG W, Coles, and Woolworths, with over 70 specialty stores, a medical precinct, childcare, and a 24-hour gym. Revelop acquired the asset in February 2025 for $122.5 million.
Windale Area Plan
The Windale Area Plan is a Precinct Area Plan within Part 12 of the Lake Macquarie Development Control Plan 2014, which provides detailed planning controls for development in Windale. The original plan outlines objectives and controls for development, promoting enhanced public realm, housing diversity with medium density options, creek rehabilitation, shop expansion, and community connectivity.
Mount Hutton Precinct Area Plan
A precinct-specific planning framework forming Part 12 of the Lake Macquarie Development Control Plan 2014. Originally adopted by Council on 10 February 2020 to replace the 2004 plan, it sets controls for infrastructure delivery, built form and natural environment outcomes across the Mount Hutton suburb between Warners Bay and Belmont. The plan supports medium-density housing in the R3 zone south of Cowmeadow Road, road and roundabout upgrades, new shared pathways, stormwater works, and revegetation along Scrubby Creek. The framework has been progressively updated, most recently through the city-wide Housing Diversity amendments adopted by Council on 23 February 2026, which align the DCP with the Housing Diversity Planning Proposal that took effect on 1 August 2025. These reforms permit a broader mix of housing in R2 and R3 zones, allow subdivision down to 200 square metres in R3 and 250 square metres in R2, and remove minimum lot width requirements. A separate but related amendment finalised on 21 March 2025 rezoned 1 Progress Road from R2 Low Density Residential to E1 Local Centre, increasing the maximum building height on that site from 8.5 to 10 metres to support an expansion of the Dunkley Parade shops.
Belmont Sports Fields Master Plan
The Belmont Sports Fields Master Plan involves multi-stage upgrades to create a premier sports precinct. Stage 1, completed in March 2025 at a cost of $14 million, includes new rectangular fields, a baseball diamond, cricket wickets, irrigation, lighting, amenities buildings, and resurfacing of 14 netball courts. Future stages, estimated at $25 million, will include further field improvements, drainage, grandstands, seating, and car park upgrades to support local and regional competitions.
Belmont Business Park
Lake Macquarie's new commercial and light industrial development offering exceptional quality units with innovative space for business owners, trades, start-ups, hobbyists, and entrepreneurs. Features high-quality concrete construction, mezzanines, dedicated parking, and amenities.
Employment
Belmont North has seen below average employment performance when compared to national benchmarks
Belmont North has a skilled workforce with essential services sectors well represented. The unemployment rate was 4.3% as of December 2025. This rate is 0.3% higher than Regional NSW's rate of 3.9%.
Workforce participation in Belmont North was 64.6%, slightly above Regional NSW's 60.5%. According to Census responses, 20.3% of residents worked from home, potentially influenced by Covid-19 lockdowns. Key industries for employment among residents are health care & social assistance, construction, and education & training. Belmont North has a particular specialization in construction, with an employment share 1.4 times the regional level.
Conversely, agriculture, forestry & fishing is under-represented, at only 0.4% of Belmont North's workforce compared to 5.3% in Regional NSW. The area appears to offer limited local employment opportunities, as indicated by a lower count of Census working population than resident population. Over the 12 months prior, Belmont North saw its labour force increase by 1.5%, while employment declined by 0.1%, leading to a rise in unemployment of 1.5 percentage points. In contrast, Regional NSW experienced an employment contraction of 1.2%, a labour force fall of 0.8%, and an unemployment rise of 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 suggest potential future demand within Belmont North. These projections estimate that national employment will expand by 6.6% over five years and 13.7% over ten years, with varying growth rates between industry sectors. Applying these projections to Belmont North's employment mix suggests local employment should increase by 6.7% over five years and 14.0% over ten years, though this is a simplified extrapolation for illustrative purposes only.
Frequently Asked Questions - Employment
Income
The area's income profile falls below national averages based on AreaSearch analysis
Belmont North's income level is approximately average nationally, according to AreaSearch's aggregation of ATO data for financial year 2023. The suburb's median income among taxpayers is $52,260, with an average income of $68,402. These figures compare to Regional NSW's median and average incomes of $52,390 and $65,215 respectively. Based on Wage Price Index growth of 10.32% since financial year 2023, estimated current median income is approximately $57,653, and average income is around $75,461 as of March 2026. Census data shows household, family, and personal incomes in Belmont North rank modestly, between the 38th and 49th percentiles. Income analysis reveals that 34.1% of the population (2,096 individuals) fall within the $1,500 - $2,999 income range, mirroring the broader area where 29.9% occupy this bracket. High housing costs consume 15.4% of income, but strong earnings place disposable income at the 50th percentile. The suburb's SEIFA income ranking places it in the 4th decile.
Frequently Asked Questions - Income
Housing
Belmont North is characterized by a predominantly suburban housing profile, with ownership patterns similar to the broader region
Dwelling structure in Belmont North, as evaluated at the 2016 Census, comprised 88.6% houses and 11.4% other dwellings. In comparison, Regional NSW had 82.6% houses and 17.4% other dwellings. Home ownership in Belmont North was 37.5%, with mortgaged dwellings at 43.7% and rented ones at 18.8%. The median monthly mortgage repayment was $1,955, above Regional NSW's average of $1,733. The median weekly rent in Belmont North was $380, compared to Regional NSW's $330. Nationally, Belmont North's mortgage repayments exceeded the Australian average of $1,863, while rents were higher than the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Belmont North has a typical household mix, with a higher-than-average median household size
Family households account for 76.6% of all households, consisting of 33.9% couples with children, 28.0% couples without children, and 13.7% single parent families. Non-family households make up the remaining 23.4%, with lone person households at 21.1% and group households comprising 2.1%. The median household size is 2.6 people, which is larger than the Regional NSW average of 2.4.
Frequently Asked Questions - Households
Local Schools & Education
Belmont North shows below-average educational performance compared to national benchmarks, though pockets of achievement exist
The area's university qualification rate is 17.4%, significantly lower than NSW's average of 32.2%. This disparity presents both a challenge and an opportunity for targeted educational initiatives. Bachelor degrees are the most common at 12.2%, followed by postgraduate qualifications (3.3%) and graduate diplomas (1.9%). Trade and technical skills are prominent, with 43.0% of residents aged 15+ holding vocational credentials - advanced diplomas (9.7%) and certificates (33.3%).
Educational participation is high, with 26.8% of residents currently enrolled in formal education. This includes 9.8% in primary education, 7.2% in secondary education, and 3.4% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Belmont North has 89 active public transport stops, all of which are bus stops. These stops are served by 48 different routes that together facilitate 860 weekly passenger trips. The area's transport accessibility is rated as excellent, with residents located an average of 142 meters from the nearest stop. As a predominantly residential area, most commuters travel outward, with cars being the primary mode of transportation at 97%. On average, there are 1.6 vehicles per dwelling. According to the 2021 Census, 20.3% of residents work from home, which may be partly due to COVID-19 conditions.
The service frequency averages 122 trips per day across all routes, equating to approximately 9 weekly trips per stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Belmont North is well below average with a range of health conditions having marked impacts on both younger and older age cohorts
Belmont North faces notable health challenges, as per AreaSearch's assessment. Mortality rates and chronic condition prevalence were substantial across various age groups.
Private health cover was high at approximately 54% (~3,318 people), compared to Regional NSW's 51.9%. The most prevalent conditions were mental health issues (10.3%) and arthritis (9.7%). Conversely, 62.4% of residents reported no medical ailments, slightly lower than Regional NSW's 63.3%. Working-age residents had an above-average prevalence of chronic health conditions. Belmont North has a lower proportion of seniors (20.3%, 1,247 people) compared to Regional NSW (23.4%). Senior health outcomes align with national rankings.
Frequently Asked Questions - Health
Cultural Diversity
The latest Census data sees Belmont North placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics
Belmont North, as per the census data from June 2016, showed lower cultural diversity with 91.4% of its population born in Australia, 94.9% being citizens, and 96.2% speaking English only at home. Christianity was the predominant religion, accounting for 52.9% of Belmont North's population, compared to 55.9% across Regional NSW. The top three ancestry groups were Australian (32.4%), English (32.2%), and Scottish (8.8%).
Notably, Welsh (0.8%) and Maltese (0.6%) populations in Belmont North exceeded their regional averages of 0.5% and 0.4%, respectively. Macedonian population was lower at 0.2% compared to the regional average of 0.4%.
Frequently Asked Questions - Diversity
Age
Belmont North's population is slightly older than the national pattern
The median age in Belmont North is 40 years, which is slightly below Regional NSW's average of 43 but above Australia's median of 38. The 25-34 age group makes up 12.8% of Belmont North's population, compared to the Regional NSW average, indicating over-representation. Conversely, those aged 65-74 make up 8.9%, showing under-representation. Between the 2021 Census and present, the 25-34 age group has increased from 11.9% to 12.8%. However, the 5-14 cohort has decreased from 13.0% to 12.2%. By 2041, projections show significant demographic shifts in Belmont North. The 85+ age group is expected to grow by 96 people (47%), from 202 to 299. Meanwhile, the 65-74 and 5-14 cohorts are projected to decrease in population.