Chart Color Schemes
This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
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ABS ERP | -- people | --
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Sales Activity
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Sales Detail
Population
Mount Hutton - Windale has seen population growth performance typically on par with national averages when looking at short and medium term trends
Mount Hutton - Windale's population is around 9,902 as of November 2025. This reflects an increase of 398 people since the 2021 Census, which reported a population of 9,504. The change is inferred from the estimated resident population of 9,677 in June 2024 and an additional 69 validated new addresses since the Census date. This level of population equates to a density ratio of 1,579 persons per square kilometer, above the average seen across national locations assessed by AreaSearch. Mount Hutton - Windale's growth rate of 4.2% since the 2021 census exceeded the SA3 area's growth rate of 4.0%, marking it as a growth leader in the region. Population growth was primarily driven by interstate migration, contributing approximately 63.4% of overall population gains during recent periods.
AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with 2022 as the base year. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections, released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. Based on demographic trends and latest annual ERP population numbers, the area is expected to grow by 997 persons to 2041, reflecting a gain of 7.8% in total over the 17 years.
Frequently Asked Questions - Population
Development
Residential development activity is lower than average in Mount Hutton - Windale according to AreaSearch's national comparison of local real estate markets
Mount Hutton - Windale has seen approximately 35 dwellings receiving development approval annually. Over the past five financial years, from FY21 to FY25, around 178 homes were approved, with a further 23 approved in FY26 as of now. On average, about 1.6 new residents arrive per year for each new home built over these five years, indicating a balanced supply and demand market that supports stable conditions.
The average construction cost value for new homes is approximately $227,000, which is below regional levels, suggesting more affordable housing options for buyers. In FY26, around $3.9 million in commercial approvals have been registered, reflecting the area's predominantly residential character. Compared to the rest of NSW, Mount Hutton - Windale records about 10.0% less building activity per person and ranks among the 32nd percentile nationally, suggesting somewhat limited buyer options while strengthening demand for established homes. Recent construction trends show 36.0% standalone homes and 64.0% medium to high-density housing, indicating a shift towards higher-density living that creates more affordable entry points for downsizers, investors, and first-home buyers. This shift represents a notable change from the area's existing housing composition, which is currently 76.0% houses.
This trend suggests decreasing availability of developable sites and reflects changing lifestyles and the need for diverse, affordable housing options. The current population growth rate in Mount Hutton - Windale indicates a mature market, with around 522 people per approval. According to the latest AreaSearch quarterly estimate, the area is projected to add approximately 772 residents by 2041. With current construction levels, housing supply should meet demand adequately, creating favourable conditions for buyers while potentially enabling growth that exceeds current forecasts.
Frequently Asked Questions - Development
Infrastructure
Mount Hutton - Windale has moderate levels of nearby infrastructure activity, ranking in the top 50% nationally
Changes to local infrastructure significantly influence an area's performance. AreaSearch has identified 20 projects that may impact this region. Notable initiatives include The Summit, Ryhope Street Subdivision, Mount Hutton Precinct Area Plan, and Windale Area Plan. The following list details those likely to be most relevant.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Tingira Hills Care Community
Tingira Hills Care Community (formerly Opal Hillside) is a major residential aged care facility in the Lake Macquarie region. It offers 120-128 beds across various room types including single en-suite and companion rooms, catering to permanent, respite, dementia, and palliative care needs. The facility features a dedicated Memory Care Neighborhood, a Wellness Centre for rehabilitation, an on-site cafe, hairdressing salon, and a community bus for outings. Architecturally, it was specifically engineered to manage variable founding conditions and ground movement associated with local mine subsidence.
Lake Macquarie Private Hospital Expansion
A significant redevelopment of Lake Macquarie Private Hospital by Ramsay Health Care. The project involves a nine-storey expansion (SSD-38025700) approved in May 2025, which adds 114 inpatient beds to bring the total to nearly 300. Key features include five new operating theatres, a new main entrance on Casey Street, an expanded emergency department with six bays, six day oncology chairs, ten consulting suites, and enhanced critical care and radiology services. The expansion aims to alleviate capacity strain and create a regionally significant health precinct in the Hunter Region. Construction is phased to ensure clinical services continue throughout the build, with overall completion anticipated in 2027.
Mount Hutton Precinct Area Plan
A comprehensive planning framework integrated into the Lake Macquarie Development Control Plan (DCP) 2014 to manage the growth of the Mount Hutton town centre. The plan facilitates medium-density housing, enhances pedestrian and transport connectivity, and prioritizes ecological rehabilitation. Recent 2024-2025 updates include the rezoning of strategic sites like 1 Progress Road to E1 Local Centre and city-wide Housing Diversity reforms that permit small-lot housing and a broader range of residential types within the precinct to meet growing migration needs.
Lake Macquarie Square
A sub-regional shopping centre located in Mount Hutton, 14km from Newcastle's CBD. The project, originally a $60 million redevelopment completed in 2019 by Charter Hall, consolidated Lake Macquarie Fair and Mount Hutton Plaza into a single, modern retail destination with approximately 24,000 m2 of prime retail space. The centre is anchored by BIG W, Coles, and Woolworths, with over 70 specialty stores, a medical precinct, childcare, and a 24-hour gym. Revelop acquired the asset in February 2025 for $122.5 million.
Windale Hub, bilyabayi
New community hub and contemporary library delivering flexible social spaces, a community hall, meeting rooms (including a recording studio), coworking and maker facilities. Conceived as a community living room to support learning, creativity and connection in Windale. Officially opened 24 August 2024.
Windale Area Plan
The Windale Area Plan is a Precinct Area Plan within Part 12 of the Lake Macquarie Development Control Plan 2014, which provides detailed planning controls for development in Windale. The original plan outlines objectives and controls for development, promoting enhanced public realm, housing diversity with medium density options, creek rehabilitation, shop expansion, and community connectivity.
Ryhope Street Subdivision
A land subdivision master planned for 60 architecturally designed homes, creating a lifestyle community close to amenities as part of Lake Macquarie Council's Infill Housing Strategy. The majority of the new houses have been built through Cerretti's construction arm, WR Building & Property. The date of construction is listed as TBA (To Be Advised) on the developer's site, but the project is listed as a past project and sales data is available for units.
Tingira House (formerly Lakeside Haven)
Conversion of a long-vacant former Anglicare aged care site into 20 fully refurbished studio units, providing safe, supported, transitional accommodation for women over 55 experiencing homelessness or escaping domestic and family violence. The project is a 'meanwhile use' initiative, expected to operate for a five-year term.
Employment
AreaSearch assessment indicates Mount Hutton - Windale faces employment challenges relative to the majority of Australian markets
Mount Hutton-Windale has a balanced workforce comprising white and blue collar jobs, with prominent representation in essential services. The unemployment rate was 7.9% as of September 2025, with an estimated employment growth of 1.9% over the previous year. In this period, 4,115 residents were employed while the unemployment rate stood at 4.1%, which is 0.3 percentage points higher than Rest of NSW's rate of 3.8%.
The workforce participation rate was 55.8%, compared to Rest of NSW's 61.5%. According to Census responses, 19.1% of residents worked from home, potentially influenced by Covid-19 lockdowns. Key employment sectors include health care & social assistance, construction, and retail trade. Notably, health care & social assistance employed 1.3 times the regional average.
Conversely, agriculture, forestry & fishing accounted for only 0.3% of local workers, significantly lower than Rest of NSW's 5.3%. The area appears to offer limited local employment opportunities. Over the 12-month period ending in September 2025, employment increased by 1.9%, while labour force grew by 3.5%, leading to a rise in unemployment rate by 1.4 percentage points. In comparison, Rest of NSW saw employment decline by 0.5%, labour force decline by 0.1%, and an unemployment increase of 0.4 percentage points. National employment forecasts from Jobs and Skills Australia, released in May-25, project national employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Mount Hutton-Windale's employment mix suggests local employment should increase by 6.8% over five years and 14.2% over ten years, though these estimates are illustrative and do not account for localized population projections.
Frequently Asked Questions - Employment
Income
Income levels sit below national averages according to AreaSearch assessment
AreaSearch's aggregation of postcode level ATO data released for financial year 2023 shows Mount Hutton - Windale SA2 had a median income among taxpayers of $52,544 and an average income of $63,357. These figures are below the national averages of $52,390 and $65,215 respectively for Rest of NSW. Based on Wage Price Index growth of 8.86% since financial year 2023, estimated incomes as of September 2025 would be approximately $57,199 (median) and $68,970 (average). According to census data, household, family, and personal incomes in Mount Hutton - Windale fall between the 13th and 14th percentiles nationally. Income analysis reveals that 28.2% of residents (2,792 people) occupy the $1,500 - 2,999 income bracket, reflecting regional patterns where 29.9% similarly fall within this range. Housing affordability pressures are severe in Mount Hutton - Windale, with only 80.6% of income remaining, ranking at the 12th percentile nationally.
Frequently Asked Questions - Income
Housing
Mount Hutton - Windale is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region
Mount Hutton-Windale's dwelling structure, as per the latest Census, consisted of 76.0% houses and 24.1% other dwellings (semi-detached, apartments, 'other' dwellings). This compares to Non-Metro NSW's 82.6% houses and 17.4% other dwellings. Home ownership in Mount Hutton-Windale stood at 25.3%, with the rest being mortgaged (29.9%) or rented (44.8%). The median monthly mortgage repayment was $1,772, higher than Non-Metro NSW's average of $1,733. Weekly rent median in Mount Hutton-Windale was $255, lower than Non-Metro NSW's $330. Nationally, mortgage repayments were lower at $1,863 and rents were substantially below the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Mount Hutton - Windale features high concentrations of lone person households, with a fairly typical median household size
Family households account for 66.0% of all households, including 22.5% couples with children, 23.2% couples without children, and 18.7% single parent families. Non-family households constitute the remaining 34.0%, with lone person households at 30.8% and group households comprising 3.1%. The median household size is 2.4 people, which aligns with the average for the Rest of NSW.
Frequently Asked Questions - Households
Local Schools & Education
Mount Hutton - Windale faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally
The area's university qualification rate is 14.2%, significantly lower than the NSW average of 32.2%. This disparity presents both a challenge and an opportunity for targeted educational initiatives in the region. Bachelor degrees are the most common type of university qualification held by residents at 10.5%, followed by postgraduate qualifications (2.5%) and graduate diplomas (1.2%). Vocational credentials are prominent among residents aged 15 and above, with 39.9% holding such qualifications.
This includes advanced diplomas (9.6%) and certificates (30.3%). Educational participation is high, with 28.6% of residents currently enrolled in formal education. This includes primary education (10.6%), secondary education (7.6%), and tertiary education (3.2%).
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Mount Hutton-Windale has 98 active public transport stops, served by 38 routes offering 865 weekly passenger trips. These stops are spaced such that residents typically live 157 meters from the nearest one. The area is primarily residential, with most commuters traveling outward. Cars remain the dominant mode of transport, used by 96% of residents. On average, there are 1.2 vehicles per dwelling, below the regional average. According to the 2021 Census, 19.1% of residents work from home, which may be influenced by COVID-19 conditions.
Service frequency averages 123 trips per day across all routes, equating to approximately 8 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Mount Hutton - Windale is a key challenge with a range of health conditions having marked impacts on both younger and older age cohorts
Mount Hutton-Windale faces significant health challenges, as indicated by AreaSearch's assessment. Mortality rates and chronic condition prevalence are high, affecting both younger and older age groups.
Private health cover is relatively low at approximately 50% of the total population (~5,000 people), compared to the national average of 55.7%. Mental health issues and arthritis are the most common medical conditions, impacting 12.6% and 10.9% of residents respectively. Only 55.0% of residents reported being completely clear of medical ailments, lower than the 63.3% across Rest of NSW. The working-age population faces notable health challenges due to elevated chronic condition rates. The area has 21.3% of residents aged 65 and over (2,105 people), which is lower than the 23.0% in Rest of NSW. Health outcomes among seniors present some challenges, with national rankings broadly in line with the general population.
Frequently Asked Questions - Health
Cultural Diversity
Mount Hutton - Windale is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics
Mount Hutton-Windale showed lower cultural diversity, with 90.8% citizens, 90.6% born in Australia, and 94.8% speaking English only at home. Christianity was the predominant religion, at 51.9%, compared to 55.9% regionally. Ancestry-wise, Australian (33.0%), English (31.1%), and Scottish (7.7%) were the top groups.
Notably, Australian Aboriginal (6.5%) was overrepresented compared to regional levels (4.6%), as were Welsh (0.7% vs 0.5%) and Macedonian (0.3% vs 0.4%).
Frequently Asked Questions - Diversity
Age
Mount Hutton - Windale's population is slightly older than the national pattern
The median age in Mount Hutton - Windale is 40 years, which is slightly below Rest of NSW's average of 43 but above Australia's median of 38. The 25-34 cohort makes up 15.7% of the local population compared to Rest of NSW's average, indicating over-representation. Conversely, those aged 65-74 make up only 10.4%, showing under-representation. Between the 2021 Census and now, the 25-34 age group has increased from 13.1% to 15.7%. The 5-14 cohort has decreased from 13.1% to 11.7%, and the 45-54 group has dropped from 12.4% to 11.2%. By 2041, population forecasts suggest significant demographic changes in Mount Hutton - Windale. The 25-34 age cohort is projected to grow by 260 people (17%) from 1,550 to 1,811. Meanwhile, the 5-14 and 55-64 cohorts are expected to experience population declines.