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This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
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Sales Activity
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Sales Detail
Population
Mount Hutton - Windale has seen population growth performance typically on par with national averages when looking at short and medium term trends
Mount Hutton-Windale's population is 9,707 as of May 2026. Since the 2021 Census, which reported a population of 9,504, there has been an increase of 203 people (2.1%). This change is inferred from ABS data: an estimated resident population of 9,686 in June 2025 and 81 validated new addresses since the Census date. The population density is 1,548 persons per square kilometer, above national averages assessed by AreaSearch. Mount Hutton-Windale's growth rate of 2.1% since the census is within 1.1 percentage points of its SA3 area (3.2%), indicating competitive growth fundamentals. Interstate migration contributed approximately 56.5% of overall population gains during recent periods.
AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, NSW State Government's SA2 level projections are used, released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. By 2041, Mount Hutton-Windale is expected to grow by 873 persons based on the latest annual ERP population numbers, reflecting an overall gain of 8.8% over the 16-year period.
Frequently Asked Questions - Population
Development
Residential development activity is lower than average in Mount Hutton - Windale according to AreaSearch's national comparison of local real estate markets
Mount Hutton-Windale has seen approximately 35 dwellings granted development approval annually. Over the past five financial years, from FY21 to FY25178 homes received approval, with a further 29 approved in FY26 as of current figures. On average, around 1.6 new residents have arrived per new home each year over these five years, indicating balanced supply and demand conditions that support stability.
The average construction cost value for new homes has been $227,000, which is below regional levels, suggesting more affordable housing options for buyers. This financial year, commercial approvals totaling $3.9 million have been registered, reflecting the area's predominantly residential character. Compared to the Rest of NSW, Mount Hutton-Windale records 10.0% less building activity per capita, and it ranks among the 32nd percentile nationally in terms of assessed areas, implying somewhat limited buyer options while demand for established homes strengthens. Recent construction trends show 36.0% standalone homes and 64.0% medium to high-density housing, indicating a shift towards higher-density living that creates more affordable entry points for downsizers, investors, and first-home buyers. This represents a notable change from the area's existing housing composition, which is currently 76.0% houses.
This shift may be due to decreasing availability of developable sites and changing lifestyles that require diverse, affordable housing options. With approximately 522 people per approval, Mount Hutton-Windale indicates a mature market. According to the latest AreaSearch quarterly estimate, the area is projected to add 852 residents by 2041. Given current construction levels, housing supply should adequately meet demand, creating favorable conditions for buyers and potentially enabling growth that exceeds current forecasts.
Frequently Asked Questions - Development
Development applications around Mount Hutton - Windale
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| Lodged | Address | Description | Type | Distance | Status |
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
Infrastructure
Mount Hutton - Windale has moderate levels of nearby infrastructure activity, ranking in the top 50% nationally
Changes to local infrastructure significantly influence an area's performance. AreaSearch has identified 20 projects likely to impact the area. Key projects include The Summit, Ryhope Street Subdivision, Windale Area Plan, and Lake Macquarie Private Hospital Expansion. Below is a list detailing those most relevant.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Tingira Hills Care Community
Tingira Hills Care Community (formerly Opal Hillside) is a major residential aged care facility in the Lake Macquarie region. It offers 120-128 beds across various room types including single en-suite and companion rooms, catering to permanent, respite, dementia, and palliative care needs. The facility features a dedicated Memory Care Neighborhood, a Wellness Centre for rehabilitation, an on-site cafe, hairdressing salon, and a community bus for outings. Architecturally, it was specifically engineered to manage variable founding conditions and ground movement associated with local mine subsidence.
Lake Macquarie Private Hospital Expansion
A significant $131 million redevelopment of Lake Macquarie Private Hospital by Ramsay Health Care. Approved in May 2025, the project features a nine-storey expansion (SSD-38025700) adding 114 inpatient beds, five new operating theatres, and an expanded emergency department. The development also includes a new main entrance on Casey Street, ten consulting suites, and enhanced radiology and oncology services. As of April 2026, the project is integrated into the broader Gateshead Medical Precinct Planning Proposal, which seeks to rezone surrounding land to support a regionally significant health hub. Construction is phased to maintain hospital operations, with final completion targeted for 2027.
Lake Macquarie Square
A sub-regional shopping centre located in Mount Hutton, 14km from Newcastle's CBD. The project, originally a $60 million redevelopment completed in 2019 by Charter Hall, consolidated Lake Macquarie Fair and Mount Hutton Plaza into a single, modern retail destination with approximately 24,000 m2 of prime retail space. The centre is anchored by BIG W, Coles, and Woolworths, with over 70 specialty stores, a medical precinct, childcare, and a 24-hour gym. Revelop acquired the asset in February 2025 for $122.5 million.
Windale Hub, bilyabayi
New community hub and contemporary library delivering flexible social spaces, a community hall, meeting rooms (including a recording studio), coworking and maker facilities. Conceived as a community living room to support learning, creativity and connection in Windale. Officially opened 24 August 2024.
Windale Area Plan
The Windale Area Plan is a Precinct Area Plan within Part 12 of the Lake Macquarie Development Control Plan 2014, which provides detailed planning controls for development in Windale. The original plan outlines objectives and controls for development, promoting enhanced public realm, housing diversity with medium density options, creek rehabilitation, shop expansion, and community connectivity.
Mount Hutton Precinct Area Plan
A precinct-specific planning framework forming Part 12 of the Lake Macquarie Development Control Plan 2014. Originally adopted by Council on 10 February 2020 to replace the 2004 plan, it sets controls for infrastructure delivery, built form and natural environment outcomes across the Mount Hutton suburb between Warners Bay and Belmont. The plan supports medium-density housing in the R3 zone south of Cowmeadow Road, road and roundabout upgrades, new shared pathways, stormwater works, and revegetation along Scrubby Creek. The framework has been progressively updated, most recently through the city-wide Housing Diversity amendments adopted by Council on 23 February 2026, which align the DCP with the Housing Diversity Planning Proposal that took effect on 1 August 2025. These reforms permit a broader mix of housing in R2 and R3 zones, allow subdivision down to 200 square metres in R3 and 250 square metres in R2, and remove minimum lot width requirements. A separate but related amendment finalised on 21 March 2025 rezoned 1 Progress Road from R2 Low Density Residential to E1 Local Centre, increasing the maximum building height on that site from 8.5 to 10 metres to support an expansion of the Dunkley Parade shops.
Ryhope Street Subdivision
A land subdivision master planned for 60 architecturally designed homes, creating a lifestyle community close to amenities as part of Lake Macquarie Council's Infill Housing Strategy. The majority of the new houses have been built through Cerretti's construction arm, WR Building & Property. The date of construction is listed as TBA (To Be Advised) on the developer's site, but the project is listed as a past project and sales data is available for units.
Tingira House (formerly Lakeside Haven)
Conversion of a long-vacant former Anglicare aged care site into 20 fully refurbished studio units, providing safe, supported, transitional accommodation for women over 55 experiencing homelessness or escaping domestic and family violence. The project is a 'meanwhile use' initiative, expected to operate for a five-year term.
Employment
Employment conditions in Mount Hutton - Windale face significant challenges, ranking among the bottom 10% of areas assessed nationally
Mount Hutton-Windale has a balanced workforce consisting of both white and blue collar jobs. Essential services sectors are well-represented in the area, with an unemployment rate of 9.4% as of December 2025. In this month, 4,018 residents were employed while the unemployment rate was 5.5% higher than Regional NSW's rate of 3.9%.
Workforce participation in Mount Hutton-Windale is lower at 55.4%, compared to Regional NSW's 60.5%. According to Census responses, 19.1% of residents work from home. The dominant employment sectors among Mount Hutton-Windale residents are health care and social assistance, construction, and retail trade. The area has a notable concentration in health care and social assistance, with employment levels at 1.3 times the regional average.
In contrast, agriculture, forestry, and fishing employ only 0.3% of local workers, below Regional NSW's 5.3%. The predominantly residential area appears to offer limited local employment opportunities, as indicated by the difference between the Census working population and resident population. Between December 2024 and November 2025, the labour force increased by 1.5%, while employment declined by 2.0%, leading to a rise in unemployment rate of 3.2 percentage points. This contrasts with Regional NSW, where employment contracted by 1.2%, the labour force fell by 0.8%, and unemployment rose by 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 provide insight into potential future demand within Mount Hutton-Windale. These projections estimate that national employment will expand by 6.6% over five years and 13.7% over ten years. Applying these industry-specific projections to Mount Hutton-Windale's employment mix suggests local employment should increase by 6.8% over five years and 14.2% over ten years, based on a simple weighting extrapolation for illustrative purposes.
Frequently Asked Questions - Employment
Income
Income levels sit below national averages according to AreaSearch assessment
According to AreaSearch's aggregation of the latest postcode level ATO data released for financial year ended June 2023, Mount Hutton - Windale SA2 had a median income among taxpayers of $52,544 and an average income of $63,357. These figures are below the national averages of $52,390 and $65,215 respectively for Regional NSW. Based on Wage Price Index growth of 10.32% from financial year ended June 2023 to March 2026, estimated median income is approximately $57,967 and average income is $69,895. Census data from 2021 shows household, family, and personal incomes in Mount Hutton - Windale are between the 13th and 14th percentiles nationally. Income distribution shows 28.2% of the population, equating to 2,737 individuals, earn within the $1,500 - $2,999 range, similar to Regional NSW where 29.9% fall into this bracket. Housing affordability pressures are severe, with only 80.6% of income remaining after housing costs, ranking at the 12th percentile nationally.
Frequently Asked Questions - Income
Housing
Mount Hutton - Windale is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region
Mount Hutton-Windale's dwelling structures, as per the latest Census data, consisted of 76.0% houses and 24.1% other dwellings (semi-detached, apartments, 'other' dwellings). This compares to Regional NSW's 82.6% houses and 17.4% other dwellings. Home ownership in Mount Hutton-Windale stood at 25.3%, with mortgaged dwellings at 29.9% and rented ones at 44.8%. The median monthly mortgage repayment was $1,772, higher than Regional NSW's average of $1,733. Weekly rent in the area averaged $255, lower than Regional NSW's $330. Nationally, Mount Hutton-Windale's mortgage repayments were below the Australian average of $1,863, and rents were substantially lower at $375 compared to the national figure.
Frequently Asked Questions - Housing
Household Composition
Mount Hutton - Windale features high concentrations of lone person households, with a fairly typical median household size
Family households comprise 66.0% of all households, including 22.5% couples with children, 23.2% couples without children, and 18.7% single parent families. Non-family households account for the remaining 34.0%, with lone person households at 30.8% and group households comprising 3.1% of the total. The median household size is 2.4 people, which matches the Regional NSW average.
Frequently Asked Questions - Households
Local Schools & Education
Mount Hutton - Windale faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally
The area's university qualification rate is 14.2%, significantly lower than NSW's average of 32.2%. Bachelor degrees are the most common at 10.5%, followed by postgraduate qualifications (2.5%) and graduate diplomas (1.2%). Vocational credentials are held by 39.9% of residents aged 15+, with advanced diplomas at 9.6% and certificates at 30.3%. Educational participation is high, with 28.6% of residents currently enrolled in formal education.
This includes 10.6% in primary education, 7.6% in secondary education, and 3.2% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Mount Hutton - Windale has 98 active public transport stops, all of which are bus stops. These stops are served by 38 different routes, providing a total of 865 weekly passenger trips. The area's transport accessibility is rated as excellent, with residents typically located just 157 meters from the nearest stop. Most residents commute outward due to the predominantly residential nature of the area. Cars remain the dominant mode of transportation, used by 96% of residents. On average, there are 1.2 vehicles per dwelling, which is below the regional average.
According to the 2021 Census, 19.1% of residents work from home, a figure that may reflect COVID-19 conditions. The service frequency averages 123 trips per day across all routes, equating to approximately 8 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Mount Hutton - Windale is a key challenge with a range of health conditions having marked impacts on both younger and older age cohorts
Mount Hutton-Windale faces significant health challenges, as indicated by AreaSearch's assessment of mortality rates and chronic condition prevalence. Multiple health conditions affect both younger and older age groups.
Private health cover is relatively low at approximately 50% (~4,902 people), compared to the national average of 55.7%. Mental health issues and arthritis are the most common medical conditions in the area, impacting 12.6% and 10.9% of residents respectively. However, 55.0% of residents claim to be completely clear of medical ailments, compared to 63.3% across Regional NSW. The working-age population faces notable health challenges due to elevated chronic condition rates. The area has 21.0% of residents aged 65 and over (2,034 people), lower than the 23.4% in Regional NSW. Health outcomes among seniors present some challenges, with national rankings broadly in line with the general population.
Frequently Asked Questions - Health
Cultural Diversity
Mount Hutton - Windale is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics
Mount Hutton-Windale showed low cultural diversity, with 90.8% citizens, 90.6% born in Australia, and 94.8% speaking English only at home. Christianity was the predominant religion, at 51.9%, compared to 55.9% regionally. Top ancestry groups were Australian (33.0%), English (31.1%), and Scottish (7.7%).
Notably, Australian Aboriginal was overrepresented at 6.5% (vs regional 4.6%), Welsh at 0.7% (vs 0.5%), and Macedonian at 0.3% (vs 0.4%).
Frequently Asked Questions - Diversity
Age
Mount Hutton - Windale's population is slightly older than the national pattern
The median age in Mount Hutton - Windale is 40 years, which is slightly below Regional NSW's average of 43 but above Australia's median of 38. The 25-34 age group makes up 15.3% of the local population, higher than the Regional NSW average, while those aged 65-74 comprise 10.4%, lower than the regional norm. Between the 2021 Census and present, the 25 to 34 age group has increased from 13.1% to 15.3%, and the 35 to 44 cohort has risen from 10.4% to 11.6%. Conversely, the 5 to 14 age group has decreased from 13.1% to 11.8%, and the 45 to 54 group has fallen from 12.4% to 11.2%. By 2041, population forecasts indicate significant demographic shifts in Mount Hutton - Windale. The 25 to 34 age cohort is projected to grow by 245 people (17%), from 1,483 to 1,729. Meanwhile, the 5 to 14 and 55 to 64 age groups are expected to see population declines.