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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
The median house price in Speers Point is $1.31m, with units at $925k. House values have moved 4.6% a year compounded over five years.
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Speers Point has an estimated 3,742 residents, up from 3,400 at the 2021 Census — a change of 342 people, or 10.1%. Growth has averaged 2.0% a year over five years. 114 new addresses have been validated here since Census night. Interstate and internal migration accounts for 62.0% of that increase. That puts 1,223 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
According to AreaSearch's evaluation of broader ABS demographic releases alongside post-Census address validations, the suburb of Speers Point has an estimated resident count of roughly 3,742 as of Aug 2026. This represents an addition of 342 people (10.1%) relative to the 3,400 people recorded at the 2021 Census. Such growth has been calculated from an estimated baseline of 3,728 derived from the ABS ERP figures from June 2025 together with 114 validated new addresses added following the Census benchmark. The suburb of Speers Point consequently registers a density of 1,222 persons per square kilometer, placing it above the national benchmark across AreaSearch locations.
Outperforming both the broader SA3 area (3.3%) and the Rest of NSW, the suburb of Speers Point expanded by 10.1% since the 2021 census to emerge as a prominent local growth hub. Inward interstate relocation served as the primary contributor, generating roughly 62.0% of recent population additions, complemented by positive additions across overseas arrivals as well as natural increase. Projections published by the ABS and Geoscience Australia in 2024 (using 2022 as a base year) are utilised by AreaSearch for local SA2 districts, with remaining areas supplemented by NSW State Government SA2 datasets issued in 2022 based on 2021. For the period spanning 2032 to 2041, cohort-specific growth rates from these combined series are applied. Looking toward long-term demographic trajectories, the suburb of Speers Point is projected to experience expansion marginally trailing the median across regional Australian locations, expanding by 438 persons by 2041 under aggregated SA2 modelling, which corresponds to an overall gain of 11.3% across the 16 years.
Frequently Asked Questions - Population
272 new dwellings have been approved in Speers Point over the past five years, an average of 54 a year. That places the area in the 71st percentile for residential development activity nationally, about 14 approvals per 1,000 residents a year. Of the 27 dwellings approved in the latest reporting year, 59% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 32, well below that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.
Detail
ABS residential building approvals compiled by AreaSearch show that Speers Point records an annual average of approximately 54 approved dwellings, totaling around 272 residences across the last 5 financial years (between FY-21 and FY-25), with 32 approved during FY-25 to date. Strong underlying buyer demand has been underscored by an influx averaging 2.5 people per year per new dwelling built over the past 5 financial years (between FY-21 and FY-25), while newly approved residences demonstrate an average expected construction cost of $495,000. Additionally, commercial development has sustained solid activity with $47.3 million in approvals logged during the current financial year.
Per capita residential approval volumes in Speers Point outpace the Rest of NSW by 104.0%, providing diverse purchasing possibilities. Upcoming residential projects feature 59.0% standalone houses and 41.0% medium and high-density formats, expanding options across price points from traditional houses to higher-density alternatives. This development profile diverges substantially from the prevailing built environment (where houses account for 80.0%), pointing to tighter greenfield site availability, evolving buyer tastes, and demand for attainable housing. The area currently records about 115 people per dwelling approval, highlighting an expanding residential market. Moving forward, latest AreaSearch quarterly figures indicate that Speers Point is slated to add 424 residents up to 2041. Considering existing construction trajectories, planned residential supply appears well placed to satisfy incoming demand, supporting favourable buyer conditions while potentially accommodating greater population intake than currently anticipated.
Frequently Asked Questions - Development
Development applications around Speers Point
Loading development applications…
| Lodged | Address | Description | Type | Distance | Status |
|---|
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks one current infrastructure or development project inside Speers Point, worth an estimated $16 million. A further 20 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $574 million. 7 are already under construction and 7 are due for completion within three years. The pipeline spans residential development, retail and communities, precincts & urban renewal. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Community outcomes and development trajectory are heavily shaped by planning frameworks and capital works. AreaSearch has highlighted a total of 6 projects positioned to impact the locality, with prominent initiatives comprising Speers Point Transport Improvements, Weemala at the Lake, Munibung Road Boolaroo Residential Precinct (Cockle Creek TOD), and McCloy Group Brush Creek Estate, among other influential projects detailed below.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Speers Point Transport Improvements
A $16 million infrastructure upgrade to the Speers Point transport network managed by Transport for NSW to ease congestion and improve traffic flow[cite: 1]. Key works centre on the roundabout connecting Five Islands Road, T C Frith Avenue, and The Esplanade with part-time metering signals, turning lanes, and active transport upgrades[cite: 1]. The project is currently progressing through planning and design development following community consultation[cite: 1].
Lake Macquarie High School HPGE Upgrades
Upgrade of Lake Macquarie High School under the NSW High Potential and Gifted Education (HPGE) Partner School Program. Works include a refreshed school entrance, VET hospitality classroom, upgraded TAS and woodwork facilities, art room, music recording space, new shade structure and sports upgrades, plus a marine studies laboratory and workshop. As of the March 2026 project update, the major facility upgrades including the marine studies, hospitality, sporting facilities and TAS works have been completed, with the overall project remaining in progress while remaining Stage 2 works are finalized.
Weemala at the Lake
A master-planned residential community spanning 55 hectares in Boolaroo, offering elevated lots near Lake Macquarie with access to shopping, transport, and educational facilities. The multi-staged development by Green Capital Group will deliver approximately 500 new homes to the region.
McCloy Group Brush Creek Estate
200+ lot residential development in Edgeworth area with approval received. Part of McCloy Group's broader residential expansion in the north-west Lake Macquarie region. McCloy Group is one of the Hunter's largest private property developers with over 60 years of experience, founded in 1961 by Don McCloy.
Lake Macquarie Bridge Replacement Program
Comprehensive program by Lake Macquarie City Council to replace and upgrade aging timber bridges and culvert structures across the LGA to ensure safe and efficient transport connectivity.
83 Jonathan Street Residential Subdivision
A boutique residential subdivision of approximately 1.25 hectares into 13 low-density lots in a quiet cul-de-sac in Eleebana, with part of the site designated for environmental conservation. The project includes demolition of existing dwelling and offers family-friendly access to schools, recreation, and Lake Macquarie foreshore. Development approval granted, subdivision works certificate approved, lots currently being sold with settlement upon registration.
Glendale City Centre Expansion
Expansion of Glendale City Centre following IP Generation's 2024 acquisition of the centre. The existing 2018 development approval provides for enclosure of the existing colonnade mall, around 7,700 sqm of additional retail floor space and a 1,900 sqm dining and restaurant precinct linking the shopping centre with Event Cinemas. As of 2026 the approval remains in place and the owner continues to identify the asset as having significant future redevelopment and expansion potential, however major construction has not commenced.
Edgeworth 112-lot Subdivision
112-lot residential subdivision on Neilson Street already under construction in Edgeworth, contributing to the residential expansion in the north-west Lake Macquarie corridor and providing additional housing options for the region.
1,811 residents of Speers Point are employed, from a labour force of 1,873. Unemployment sits at 3.3%, with participation at 59.8%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.9% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 3,403, about 91% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
Workforce data aggregated by AreaSearch indicates that Speers Point possesses a well-credentialed labour base with substantial participation across essential services, alongside a modest unemployment rate of 3.3%. Employed local residents totaled 1,811 as of March 2026, while the jobless rate sits 0.8% below the 4.1% recorded for Regional NSW, alongside overall labour participation tracking closely with the regional figure of 60.6%. Furthermore, 28.8% of workers indicated working from home at the Census, although these figures coincided with Covid-19 restrictions. The primary employment sectors for local workers are health care & social assistance, construction, and education & training.
By contrast, agriculture, forestry & fishing accounts for merely 0.4% of resident workers, well below the regional share of 5.3%. A comparison between local resident counts and Census workplace tallies highlights the area's predominantly suburban character, offering fewer job opportunities within its own boundaries. According to AreaSearch's evaluation of SALM and ABS figures compiled from larger statistical regions, the workforce in Speers Point shrank by 0.8% during the year to March 2026, while jobs fell by 2.1%, causing the unemployment rate to jump by 1.2 percentage points. In contrast, employment across Regional NSW dropped by 0.9%, the labour force fell by 0.4%, and unemployment climbed by 0.5 percentage points. Jobs and Skills Australia's national employment outlooks from Mar-26 provide additional context regarding anticipated job demand in Speers Point. These forecasts span both five and ten year horizons and have been overlaid with local employment data to project growth trajectories. Although national employment is projected to grow by 6.6% over five years and 13.7% over ten years, expansion varies considerably across different industries. When these sectoral forecasts are applied to Speers Point's current job composition, local employment is expected to rise by 6.9% over five years and 14.3% over ten years (this calculation uses simple weighting for illustrative purposes and does not incorporate local population projections).
Frequently Asked Questions - Employment
Median household income in Speers Point is $1,766 a week (about $92,000 a year), with median personal income at $851 a week. ATO records put median taxable income at $57,768 a year against an average of $76,592. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
ATO postcode figures compiled by AreaSearch for financial year 2023 reveal that the suburb of Speers Point registered a median taxable income of $57,768 and an average of $76,592. These figures sit well above nationwide averages and exceed benchmarks in Regional NSW, where median and average earnings stood at $52,390 and $65,215 respectively. Factoring in Wage Price Index gains of 10.32% since financial year 2023, updated estimates reach around $63,730 (median) and $84,496 (average) as of March 2026. Across 2021 Census returns, family, household, and individual earnings placed around the 55th percentile across the country.
Bracket distribution data shows the most common cohort encompasses 29.5% of residents (1,103 people) earning within the $1,500 - 2,999 band, aligning with the 29.9% observed in the wider region. While local housing costs absorb 15.6% of income, strong earning capacity sustains disposable income at the 52nd percentile, alongside a SEIFA income placement in the 5th decile.
Frequently Asked Questions - Income
Speers Point had 1,347 occupied dwellings at the 2021 Census, 80% detached houses and 3% apartments. 37% are owned with a mortgage, 23% rented and 40% owned outright. At that Census the median rent was $393 a week and the median mortgage repayment $2,167 a month. Rent absorbs 22.3% of household income here and mortgage repayments 28.3%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
At the most recent Census, the local housing stock consisted of 80.0% standalone houses and 20.0% other dwellings (including semi-detached units, apartments, and alternative structures), compared to 82.6% houses and 17.4% other dwellings throughout Regional NSW. Outright home ownership in Speers Point mirrored the Regional NSW rate at 39.8%, while remaining properties were occupied under a mortgage (36.8%) or as rentals (23.4%). Median monthly mortgage costs stood noticeably above the regional benchmark of $1,733 at $2,167, and median weekly rent amounted to $393 against $330 regionally. On a national scale, mortgage commitments in Speers Point exceed the Australian median of $1,863, with rental costs likewise surpassing the national benchmark of $375.
Frequently Asked Questions - Housing
Speers Point counted 1,347 households at the 2021 Census, an estimated 1,482 today, averaging 2.4 people each. 28% are couples with children, against 29% couples without children. 28% of households are people living alone, and families average 1.7 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Families constitute the majority of local households at 69.9%, including 29.4% couples without children, 28.1% couples with children, and 11.9% single parent families. Non-family living arrangements account for the remaining 30.1%, made up of lone person residences at 27.9% and group arrangements at 2.2%. The average household size stands at 2.4 people, matching the figure for Regional NSW.
Frequently Asked Questions - Households
26.0% of adults in Speers Point hold a university qualification, including 18.3% with a bachelor degree and 5.6% with postgraduate qualifications. A further 27.4% hold a vocational qualification. 1 school serves the area, with 253 enrolment places and an average ICSEA of 994 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
Tertiary attainment in Speers Point sits below broader state levels, with 26.0% of individuals aged 15+ possessing university qualifications versus 32.2% across NSW, indicating scope for continuing skills growth. Bachelor-level awards represent the largest share at 18.3%, alongside postgraduate qualifications (5.6%) and graduate diplomas (2.1%). Meanwhile, technical and trade credentials are widespread, with 40.0% of residents aged 15+ holding vocational qualifications, including advanced diplomas (12.6%) and certificates (27.4%). Engagement across formal study is considerable, with 26.4% of the population attending an educational institution. This consists of 9.0% in primary schooling, 7.1% attending secondary schools, and 4.7% undertaking tertiary programs.
Frequently Asked Questions - Education
Schools Detail
Public transport in Speers Point reaches 30 stops on 15 routes, timetabled for about 250 services a week. The typical home sits about 170 m from its nearest stop. Households keep an average of 1.5 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
Speers Point contains 30 active public transit stops offering local bus services across 15 designated routes, totaling 245 weekly passenger trips. Access to transit infrastructure is very strong, with residents living an average of 173 meters from their nearest stop. Given the suburb's residential orientation, outgoing commuting is standard, with private vehicles accounting for 96% of journeys. Vehicle access averages 1.5 per dwelling, while 28.8% of workers reported working from home during the 2021 Census amid pandemic conditions. Public transport services across all routes total an average of 35 trips per day, which equates to roughly 8 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
62.4% of residents in Speers Point report no long-term health condition. 5.7% need daily assistance with core activities, and 57.2% hold private health cover. The standardised death rate runs at 5.8 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Assessment of mortality and long-term health metrics by AreaSearch suggests notable health demands in Speers Point, with widespread health conditions observed across both younger and older cohorts. Private health insurance uptake is notably high, covering around 57% of residents (~2,139 people) compared to 51.9% throughout Regional NSW. Arthritis and mental health conditions are the most prevalent diagnoses among locals, affecting 10.6 and 9.9% of residents, respectively, whilst 62.4% reported having no diagnosed chronic conditions compared with 63.3% across Regional NSW. Working-age cohorts display an above-average prevalence of long-term health issues.
Furthermore, individuals aged 65 and over comprise 24.5% of the community (916 people), surpassing the 23.3% regional benchmark, with senior health indicators generally aligning with broader national benchmarks.
Frequently Asked Questions - Health
Speers Point is largely Australian-born, at 87.6% of residents, with 6.7% speaking a language other than English at home. The largest reported ancestries are English (30.9%) and Australian (28.9%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Cultural diversity metrics in Speers Point remain below nationwide levels, with Australian-born individuals making up 87.6% of the population, 93.1% holding citizenship, and 93.3% speaking solely English at home. Christianity forms the predominant faith background, accounting for 55.7% of residents, which is very similar to the 55.9% recorded across Regional NSW. Regarding ancestral origins (based on parents' birthplace), the leading heritage backgrounds in Speers Point are English at 30.9%, Australian at 28.9%, and Irish at 9.6%. Discrepancies emerge across several specific cultural lineages, with higher representation recorded for Welsh ancestry at 0.9% (vs 0.5% regionally), Scottish at 8.9% (vs 8.0%), and Russian at 0.4% (vs 0.2%).
Frequently Asked Questions - Diversity
The median resident of Speers Point is 45, older than 80% of areas nationally. 20.5% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
The age distribution of Speers Point closely aligns with Regional NSW across each major age bracket, with no bracket deviating by more than 3.0 percentage points from the regional baseline. The median age is estimated at 45 as at August 2026, identical to the 2021 Census figure and 2 years higher than the Regional NSW median of 43 at that Census, whilst the national figure stood at 38. The proportion of residents in older and retiree age groups (65+) has risen from 22.4% at the Census to an estimated 24.5%.
By 2041, seniors and retirees are projected to represent the bulk of population growth, adding 179 residents (20%) to total 1,096.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Speers Point
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.
Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | Aug 2026 last month headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | Aug 2026 last month headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Aug 2026 last month headline measures · Jun 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Aug 2026 last month all 21 measures |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Aug 2026 last month all 1 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Aug 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 6 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Aug 2026 last month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 2 months ago headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Jul 2026 2 months ago all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 114 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (3,400 at the 2021 Census → 3,742 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL13621). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.