Teralba

Suburb (SAL)

Rest of NSW / Lake Macquarie - West

 
 
 
 
 
 
 
Data Sources ABSValuer GeneralRental BoardACARA Newest Aug 2026 · Refreshed ABS QuickStats SAL13808 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Teralba

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The median house price in Teralba is $1.10m, with units at $670k. House values have moved 8.7% a year compounded over five years.

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DemographicsPopulation Growth in Teralba

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Teralba has an estimated 2,946 residents, up from 2,654 at the 2021 Census — a change of 292 people, or 11.0%. Growth has averaged 3.8% a year over five years. Interstate and internal migration accounts for 85.0% of that increase. That puts 207 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

Based on investigations of ABS population revisions for the surrounding region, combined with new addresses verified by AreaSearch subsequent to the Census, the suburb of Teralba has an estimated population of 2,946 as of May 2026. This represents a rise of 292 individuals (11.0%) from the 2021 Census, which documented a population of 2,654 individuals. The adjustment is derived from the resident population of 2,941, calculated by AreaSearch following analysis of the most recent ERP data published by the ABS (June 2025) and an extra 81 validated new addresses after the Census date.

This population level corresponds to a density ratio of 206 persons per square kilometer, indicating substantial space per individual and potential capacity for additional expansion. The 11.0% growth in the suburb of Teralba since the 2021 census outpaced the Rest of NSW (4.9%), as well as the SA4 region, establishing it as a regional growth leader. Population expansion for the locality was chiefly propelled by interstate migration, which accounted for approximately 85.0% of total population increases over recent timeframes. AreaSearch is implementing ABS/Geoscience Australia forecasts for each SA2 region, published in 2024 using 2022 as the baseline year. For any SA2 regions lacking this information, AreaSearch employs the NSW State Government's SA2 level forecasts, published in 2022 using 2021 as the baseline year. Growth rates by age brackets from these groupings are also applied to all regions for the years 2032 to 2041. Reviewing population forecasts moving forward, a substantial population rise in the top quartile of national non-metropolitan regions is predicted, with the suburb of Teralba anticipated to expand by 782 individuals to 2041 based on grouped SA2-level forecasts, indicating an overall expansion of 26.4% across the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Teralba?
Total population for the suburb of Teralba was estimated to be approximately 2,946 as at May 26. This is based upon an estimated resident population of 2,941 from the ABS up to June 2025.
How has the population in the suburb of Teralba changed since 2021?
The suburb of teralba has added approximately 292 people and shown a 11.00% increase from the 2,654 people recorded at the 2021 Census period.
What is the population density in the suburb of Teralba?
The population density in the suburb of Teralba is estimated at 206 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Teralba?
Over the past 10 years, the population in the suburb of Teralba has shown a compound annual growth rate of 6.1% per annum.
What are the main drivers of population growth in the suburb of Teralba?
Population growth in the suburb of Teralba is driven by: Interstate migration (85.0%), Overseas migration (15.0%), Natural increase (0.0%). The primary driver is Interstate migration, contributing 85.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Teralba

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86 new dwellings have been approved in Teralba over the past five years, an average of 17 a year. That places the area in the 82nd percentile for residential development activity nationally, about 6 approvals per 1,000 residents a year. Of the 22 dwellings approved in the latest reporting year, 82% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 13, broadly in line with that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

According to AreaSearch analysis of ABS building approval statistics, apportioned from statistical area datasets, Teralba has recorded approximately 17 dwellings obtaining development approval annually, with an estimated 86 residential units approved over the previous 5 financial years (between FY-21 and FY-25) and 12 thus far in FY-26. With an average of 5.8 new residents per year arriving for each home built over the previous 5 financial years (between FY-21 and FY-25), demand vastly outstrips new supply, which typically drives up prices and intensifies buyer competition, while new homes are constructed at an average value of $472,000, indicating that developers are focusing on the premium market segment with higher-end properties.

Furthermore, $1.7 million in commercial approvals have been registered during this financial year, pointing to a mostly residential emphasis. Relative to Rest of NSW, Teralba has approximately three-quarters the rate of new residential approvals per capita while ranking in the 84th percentile of assessed regions nationwide, although construction activity has stepped up of late. New construction comprises 82.0% detached houses and 18.0% attached dwellings, preserving the locality's historical low density profile with a focus on family dwellings that appeal to buyers desiring space. With approximately 116 people per residential approval, Teralba exhibits the patterns of an expanding locality. Looking forward, Teralba is projected to expand by 777 residents by 2041 (calculated from the most recent AreaSearch quarterly estimate). If current building volumes continue, the supply of housing could fall behind population growth, which is likely to heighten competition among buyers and support price increases.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Teralba recently?
Dwelling approval activity in the the suburb of Teralba area has seen 50 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Teralba's current population of 2,946 has been supported by 17 approvals on average over recent years.
How does the suburb of Teralba's development activity compare to the broader region?
The suburb of Teralba has seen 0.61 approvals per 100 people in recent years, compared to 0.58 approvals in the broader region. This means that one dwelling has been approved for every 116 people in the suburb of Teralba, compared to one for every 192 in the broader region.
Is the suburb of Teralba keeping up with housing demand?
With the population expected to increase by 777 people by 2041, around 389 new dwellings will be necessary. Recent approval levels may be insufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling.
What has been the trend in development approvals over the past five years in the suburb of Teralba?
Looking at development activity over the past five years, the suburb of Teralba's approval levels have been significantly above the yearly average of 17, indicating strong recent growth in development activity.
How many dwellings will be needed to accommodate future population growth in the suburb of Teralba?
The population in the suburb of Teralba is expected to grow by 777 people by 2041, necessitating approximately 389 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Teralba?
Over the past five years, the population in the suburb of Teralba has grown by approximately 1,424 people, while 86 residential approvals were recorded. This equates to a ratio of 16.6 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the suburb of Teralba?
With dwelling approval activity running at an average of 17 approvals per year and a population of 2,946, the market appears to be reasonably balanced between supply and demand, presenting moderate opportunities for well-positioned developments. With the population expected to increase by 777 people by 2041, around 389 new dwellings will be necessary. Current approval trends may be insufficient to meet forecast demand, indicating strong development opportunities.
Approvals Pipeline Development applications near Teralba

Development applications around Teralba

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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Teralba

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AreaSearch tracks 27 current infrastructure and development projects close to Teralba, worth an estimated $821 million. 9 are already under construction and 10 are due for completion within three years. The pipeline spans residential development, retail and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Few elements can shape the performance of a locality as much as alterations to local infrastructure, major initiatives, and zoning changes. In total, 13 projects have been identified by AreaSearch as having a likely impact on the region. Key undertakings include Lake Macquarie High School HPGE Upgrades, Speers Point Transport Improvements, Winten Cameron Park Stage 5 Development, and Weemala at the Lake, with the following index highlighting those expected to be of greatest significance.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Teralba?
Key infrastructure and planning changes likely to influence the suburb of Teralba include: Lake Macquarie High School HPGE Upgrades (Construction); Speers Point Transport Improvements (Planning); Winten Cameron Park Stage 5 Development (Approved); Weemala at the Lake (Construction); and Munibung Road Boolaroo Residential Precinct (Cockle Creek TOD) (Planning). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Teralba?
Infrastructure development impacting the suburb of Teralba spans multiple sectors including Residential Development, Retail, and Communities, Precincts & Urban Renewal, among others.
What is the scale of infrastructure investment impacting the suburb of Teralba?
Infrastructure investment analysis indicates significant investment of approximately $374 million in infrastructure projects affecting the region, with a notable concentration of investment within the immediate the suburb of Teralba vicinity.
How does the suburb of Teralba's infrastructure development compare to other areas?
The suburb of Teralba ranks in the top 10% nationally for infrastructure development, reflecting exceptional investment activity compared to similar areas across the country.
Lake Macquarie High School HPGE Upgrades
Category: Education & Training
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   

Upgrade of Lake Macquarie High School under the NSW High Potential and Gifted Education (HPGE) Partner School Program. Works include a refreshed school entrance, VET hospitality classroom, upgraded TAS and woodwork facilities, art room, music recording space, new shade structure and sports upgrades, plus a marine studies laboratory and workshop. As of the March 2026 project update, the major facility upgrades including the marine studies, hospitality, sporting facilities and TAS works have been completed, with the overall project remaining in progress while remaining Stage 2 works are finalized.

Education & Training

Speers Point Transport Improvements
Category: Transport & Logistics
Stage: Planning | Est. Comp: 2027
Source / Links: Link 1   Link 2  

A $16 million infrastructure upgrade to the Speers Point transport network managed by Transport for NSW to ease congestion and improve traffic flow[cite: 1]. Key works centre on the roundabout connecting Five Islands Road, T C Frith Avenue, and The Esplanade with part-time metering signals, turning lanes, and active transport upgrades[cite: 1]. The project is currently progressing through planning and design development following community consultation[cite: 1].

Transport & Logistics

McCloy Group Brush Creek Estate
Category: Residential Development
Stage: Approved | Est. Comp: 2027
Source / Links: Link 1   Link 2  

200+ lot residential development in Edgeworth area with approval received. Part of McCloy Group's broader residential expansion in the north-west Lake Macquarie region. McCloy Group is one of the Hunter's largest private property developers with over 60 years of experience, founded in 1961 by Don McCloy.

Residential Development

Weemala at the Lake
Category: Residential Development
Stage: Construction | Est. Comp: 2027
Source / Links: Link 1   Link 2  

A master-planned residential community spanning 55 hectares in Boolaroo, offering elevated lots near Lake Macquarie with access to shopping, transport, and educational facilities. The multi-staged development by Green Capital Group will deliver approximately 500 new homes to the region.

Residential Development

Winten Cameron Park Stage 5 Development
Category: Residential Development
Stage: Approved | Est. Comp: 2028
Source / Links: Link 1   Link 2  

A massive 858-lot residential subdivision valued at $116 million, approved by the Regional Planning Panel in December 2023. Part of Winten Property Group's larger 3,300-home masterplan across 520 hectares spanning Newcastle and Lake Macquarie LGAs. The development includes two new commercial centres, a primary school, and is supported by a $22.6 million Voluntary Planning Agreement providing new parks, playgrounds, sports fields, and shared pathways. Total concept covers 2000 hectares on former coal mining land.

Residential Development

Cameron Grove Estate
Category: Residential Development
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   Link 2  

Master-planned residential community spanning 300 hectares accommodating approximately 2,000 dwellings. Features full turn-key homes and vacant land with easy access to Cameron Park Plaza, parks, and the M1 motorway. Developed by Roche Group in partnership with RIBA Homes.

Residential Development

Edgeworth 112-lot Subdivision
Category: Residential Development
Stage: Construction | Est. Comp: 2025
Source / Links: Link 1   

112-lot residential subdivision on Neilson Street already under construction in Edgeworth, contributing to the residential expansion in the north-west Lake Macquarie corridor and providing additional housing options for the region.

Residential Development

Munibung Road Boolaroo Residential Precinct (Cockle Creek TOD)
Category: Communities, Precincts & Urban Renewal
Stage: Planning | Est. Comp: 0
Source / Links: Link 1   

Rezoning of government-owned land at the former Pasminco site to enable a major residential precinct with up to 1200 new homes, as part of the NSW Government Transport Oriented Development (TOD) program for the Cockle Creek area. The land will be rezoned to allow for residential development as well as future public space, retail, and commercial uses near Cockle Creek train station. The rezoning proposal is being finalised by the Hunter and Central Coast Development Corporation (HCCDC), Lake Macquarie Council, and the Department of Planning, Housing and Infrastructure (DPHI).

Communities, Precincts & Urban Renewal

Jobs & IndustryEmployment Trends in Teralba

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1,468 residents of Teralba are employed, from a labour force of 1,546. Unemployment sits at 5.0%, with participation at 66.6%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.8% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Teralba features a qualified labor force, with strong representation in essential services fields, and an unemployment rate of 5.0%, derived from AreaSearch aggregation of statistical area data. As of March 2026, 1,468 local citizens are employed, while the jobless rate sits 0.9% above the Regional NSW rate of 4.1%, and labor force participation is significantly higher than typical levels (66.6% versus 60.6% in Regional NSW). Census details indicate a moderate 23.4% of citizens worked from their homes, although the influence of COVID-19 lockdowns should be taken into account. The primary employment sectors for residents are health care & social assistance, construction, and retail trade.

In contrast, agriculture, forestry & fishing displays a minor presence at 0.2% compared to the regional benchmark of 5.3%. While local jobs are available in the district, it appears that a large number of residents travel to other locations for employment, according to comparisons of the Census working population against the local population count. Based on AreaSearch research of SALM and ABS statistics, aggregated from broader statistical regions, during the year ending March 2026, the labor force expanded by 1.0% while employment fell by 1.2%, causing the unemployment rate to climb by 2.2 percentage points. In comparison, Regional NSW registered an employment drop of 0.9%, a labor force contraction of 0.4%, and an unemployment rise of 0.5 percentage points. National employment forecasts from Jobs and Skills Australia dated May-25 can provide additional perspective on potential future demand in Teralba. These forecasts, spanning five and ten-year horizons, have been aligned with the local employment profile to project growth trends. While nationwide employment is projected to grow by 6.6% over five years and 13.7% over ten years, expansion rates vary significantly across industry divisions. Applying these sector-specific forecasts to Teralba's employment structure indicates local employment should grow by 6.8% over five years and 14.1% over ten years (note that this represents a basic weighted extrapolation for demonstration purposes and does not account for local population forecasts).

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Teralba?
As of March 2026, the suburb of Teralba has approximately 1,468 employed residents with an unemployment rate of 5.0%. The unemployment rate is moderate, indicating some available workforce capacity. Employment indicators are below the national average, suggesting room for improvement.
How does the suburb of Teralba's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Teralba stands at 5.0%, which is 0.9 percentage points above Regional NSW's rate of 4.1%. This higher unemployment rate may indicate local labour market challenges. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Teralba?
The employment landscape in the suburb of Teralba is dominated by several key sectors. The largest employers are health care & social assistance (19.9% of employment), construction (11.9%), and retail trade (8.9%). Other significant employers include education & training and public administration & safety.
How has employment changed recently in the suburb of Teralba?
Over the past year to March 2026, the suburb of Teralba has experienced a decline in employment, with total jobs decreasing while the labour force increased. As a result, the unemployment rate has rise. By comparison, Regional NSW saw employment decreased and its unemployment rate rose.
What is the workforce participation rate in the suburb of Teralba?
The workforce participation rate in the suburb of Teralba is 66.6%, which represents the proportion of working-age residents who are either employed or actively seeking work. This healthy participation rate reflects good employment opportunities and workforce engagement. The local rate leading the Regional NSW average of 60.6%, indicating stronger workforce attachment in the local area.
Which industries are over-represented in the suburb of Teralba's employment market?
The suburb of teralba shows notable specialization in health care & social assistance, which employs 19.9% of the local workforce compared to 16.9% regionally. This moderate specialization indicates some local strength in the sector. The area also shows above-average employment in 1 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Teralba?
Based on Jobs and Skills Australia projections applied to the suburb of Teralba's industry mix, employment is expected to grow by 6.8% over the next five years and 14.1% over ten years. This exceeds the national forecast of 6.6% over five years, suggesting the area's industry composition is well-positioned for future growth. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Teralba compare nationally?
The suburb of teralba's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. Recent job advertisement trends show the broader employment region saw a 1.7% decline, ranking 21.0st out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Teralba?
Skilled workers will find good opportunities in the suburb of Teralba, with skilled sectors accounting for 39.2% of employment. Key sectors for skilled workers include health care & social assistance (19.9%), education & training (8.8%), and professional & technical (6.1%). With projected employment growth of 6.8% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Teralba

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Median household income in Teralba is $2,060 a week (about $107,000 a year), with median personal income at $843 a week. ATO records put median taxable income at $60,941 a year against an average of $79,344. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

The most recent postcode-level ATO statistics from AreaSearch for financial year 2023 show that income in the suburb of Teralba is exceptionally high compared to national standards, with the median recorded at $60,941 and the average income reaching $79,344. This stands in contrast to Regional NSW, where the median income is $52,390 and the average is $65,215. Factoring in Wage Price Index growth of 10.32% since financial year 2023, present estimates suggest figures of approximately $67,230 (median) and $87,532 (average) as of March 2026. From the 2021 Census, household, family, and individual earnings in Teralba align around the 63rd percentile nationally.

The statistics indicate the largest group consists of 36.4% earning $1,500 - 2,999 weekly (1,072 residents), matching the wider region where 29.9% fall into this category. Elevated housing costs absorb 15.9% of income, yet robust earnings still place disposable income at the 69th percentile, and the area's SEIFA income measure ranks it in the 5th decile.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Teralba?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Teralba is approximately $67,230. The official ATO data from FY-23 recorded a median of $60,941.
What is the average taxable income in the suburb of Teralba?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Teralba is approximately $87,532. The official ATO data from FY-23 recorded an average of $79,344.
How does the median taxable income in the suburb of Teralba compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Teralba is approximately $67,230 compared to $57,797 in Regional NSW. The official ATO data from FY-23 shows $60,941 and $52,390 respectively.
How does the average taxable income in the suburb of Teralba compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Teralba is approximately $87,532 compared to $71,945 in Regional NSW. The official ATO data from FY-23 shows $79,344 and $65,215 respectively.
What are the main income cohorts in the suburb of Teralba according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~36.4% / 1,072 persons) of the suburb of Teralba's population is the $1,500 - 2,999 cohort.
How do the main income cohorts in the suburb of Teralba compare to the region?
The largest income cohort in the suburb of Teralba is the $1,500 - 2,999 group, representing about 36.4% of the population. In comparison, Regional NSW's largest income cohort is the $1,500 - 2,999 group, representing 29.9% of its population, according to the 2021 Census.
What is the median household income in the suburb of Teralba according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Teralba is $2,060/wk.
What is the median family income in the suburb of Teralba according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Teralba is $2,346/wk.
What is the median personal income in the suburb of Teralba according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Teralba is $843/wk.
How does the suburb of Teralba's income rank nationally?
The suburb of Teralba's income level is extremely high nationally according to the latest ATO data aggregated by AreaSearch for FY-23. The suburb of Teralba's median income among taxpayers is $60,941 and the average income stands at $79,344, which compares to figures for Regional NSW's of $52,390 and $65,215 respectively. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $67,230 (median) and $87,532 (average) as of March 2026.
What is the disposable income in the suburb of Teralba?
The estimated disposable income in the suburb of Teralba is $7,504 per year according to AreaSearch analysis.
How does the suburb of Teralba's disposable income compare to the region?
The suburb of teralba's disposable income is $7,504 compared to $5,252 for Regional NSW, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Teralba

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Teralba had 929 occupied dwellings at the 2021 Census, 88% detached houses and 1% apartments. 50% are owned with a mortgage, 22% rented and 28% owned outright. At that Census the median rent was $363 a week and the median mortgage repayment $2,167 a month, a total housing cost higher than 75% of areas nationally. Rent absorbs 17.6% of household income here and mortgage repayments 24.3%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

Residential structures in Teralba, as measured in the most recent Census, consisted of 87.5% separate houses and 12.6% alternative dwellings (semi-detached properties, apartments, and other housing types), compared to Regional NSW's figures of 82.6% separate houses and 17.4% alternative dwellings. At the same time, the rate of home ownership in Teralba trailed that of Regional NSW at 28.3%, with the remaining properties being purchased with a mortgage (49.6%) or occupied by renters (22.1%). The median monthly mortgage payment in the locality was considerably higher than the Regional NSW average at $2,167, while the median weekly rental cost was recorded at $363, compared to Regional NSW figures of $1,733 and $330.

Nationwide, Teralba's mortgage commitments are notably higher than the Australian average of $1,863, whereas rental costs are below the national benchmark of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Teralba?
In the suburb of Teralba, 28.3% of homes are owned outright, 49.6% are owned with a mortgage, and 22.1% are rented.
What percentage of dwellings in the suburb of Teralba are houses?
According to the latest data, 87.5% of dwellings in the suburb of Teralba are houses.
What percentage of dwellings in the suburb of Teralba are apartments or units?
In the suburb of Teralba, 0.8% of dwellings are apartments or units, with an additional 7.2% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Teralba?
Outright home ownership in the suburb of Teralba stands at 28.3%, compared to 39.6% in Regional NSW.
What is the median monthly mortgage repayment in the suburb of Teralba?
The median monthly mortgage repayment in the suburb of Teralba is $2,167, compared to $1,733 in Regional NSW.
What is the median weekly rent in the suburb of Teralba?
The median weekly rent in the suburb of Teralba is $363, compared to $330 in Regional NSW.
What is the distribution of rental prices in the suburb of Teralba?
In the suburb of Teralba, 6.6% of rentals are $0-149/week, 37.7% are $150-349/week, 51.9% are $350-649/week, 3.8% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Teralba?
The aggregate monthly housing cost in the suburb of Teralba is $1,422, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Teralba?
In the suburb of Teralba, households with mortgages typically spend 24.3% of their income on mortgage repayments, while renters spend 17.6% of their income on rent.
How crowded are homes in the suburb of Teralba?
The average persons per bedroom ratio in the suburb of Teralba is 0.8, indicating the level of household density.
How does housing affordability in the suburb of Teralba compare to the region?
Housing affordability in the suburb of Teralba shows mortgage holders spending 24.3% of income on repayments (vs 27.9% regionally), while renters spend 17.6% of income on rent (vs 23.0% regionally).
What types of dwellings are most common in the suburb of Teralba?
The dwelling mix in the suburb of Teralba consists of 87.5% detached houses, 7.2% semi-detached dwellings, 0.8% apartments, and 4.6% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Teralba?
Given the tenure profile of the area, the weighted average monthly housing cost is approximately $1,422. This accounts for outright owners paying no housing costs, mortgage holders paying $2,167/month, and renters paying $1,572/month.
How affordable is housing in the suburb of Teralba relative to local incomes?
Housing in Teralba consumes approximately 15.9% of median household income ($8,920 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Teralba?
Recent development applications in Teralba show attached dwellings contributing 19% of approvals compared to 12% of existing stock, while detached houses represent 81% of applications versus 88% of current dwellings. This suggests increasing densification. Density increases remain below national trends.

HouseholdsHousehold Composition in Teralba

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Teralba counted 929 households at the 2021 Census, an estimated 1,031 today, averaging 2.6 people each. 36% are couples with children, against 26% couples without children. 23% of households are people living alone, and families average 1.8 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Family units constitute the majority of households at 75.3%, consisting of 36.1% couples with children, 25.9% couples without children, and 11.4% single parent households. Non-family households account for the remaining 24.7%, with single person homes at 22.7% and group housing making up 2.5% of the total. The median household occupancy of 2.6 individuals is larger than the Regional NSW average of 2.4.

Frequently Asked Questions - Households

How many households are in the suburb of Teralba?
As of the 2021 Census, the suburb of Teralba had 929 households. Based on population growth patterns, this has grown by approximately 11.0% to an estimated 1,031 households today.
What is the typical household size?
The median household size in the suburb of Teralba is 2.6 people. This compares to 2.4 in Regional NSW and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 75.3% of all households. The remaining households consist of lone person households (22.7%), group households (2.5%), and other household types (0.0%).
How are families structured in the area?
Among the 699 family households, 36.1% are couples with children, 25.9% are couples without children at home, and 11.4% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Teralba compare to regional household patterns?
Compared to Regional NSW, the suburb of Teralba shows distinct household patterns. Family households are notably over-represented at 75.3% (versus 68.8% regionally). Conversely, lone person households are under-represented at 22.7% compared to the regional 27.9%. This family-oriented profile influences local demand for family homes, schools, and children's services.
What is the average family size?
Families in the suburb of Teralba have an average of 1.8 children, matching the Regional NSW average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Teralba?
Marriage patterns reveal 45.0% of the adult population are currently married, while 33.6% have never married. This compares to 45.6% married and 34.3% never married across Regional NSW.
How significant are single-person households?
Single-person households represent 22.7% of all households in the suburb of Teralba, notably lower than the regional average of 27.9%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 2.5% of households, well below the Regional NSW average of 3.3%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Teralba

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18.9% of adults in Teralba hold a university qualification, including 13.0% with a bachelor degree and 3.4% with postgraduate qualifications. A further 33.1% hold a vocational qualification. 1 school serves the area, with 134 enrolment places and an average ICSEA of 962 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

The locality encounters educational hurdles, with university graduation rates (18.9% ) sitting significantly below the NSW benchmark of 32.2%. This presents both a difficulty and an opening for focused educational strategies. Bachelor degrees represent the largest share at 13.0%, followed by postgraduate degrees (3.4%) and graduate diplomas (2.5%). Vocational and technical training are highly represented, with 44.0% of residents aged 15+ holding trade qualifications – advanced diplomas (10.9%) and certificates (33.1%). School enrollment levels are remarkably high, with 27.1% of citizens actively participating in structured learning. This comprises 10.1% attending primary school, 6.2% in high school, and 3.9% enrolled in higher education.

Frequently Asked Questions - Education

What percentage of people in the suburb of Teralba have university qualifications?
18.9% of people aged 15 and over in the suburb of Teralba have university qualifications, compared to 21.3% in the broader region.
What percentage of people in the suburb of Teralba have no formal qualifications?
37.0% of people aged 15 and over in the suburb of Teralba have no formal qualifications, compared to 39.1% regionally.
How does the suburb of Teralba's education level compare to national averages?
The suburb of teralba ranks in the 35th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Teralba?
The most common qualifications in the suburb of Teralba are: Certificate (33.1%), Bachelor Degree (13.0%), Advanced Diploma (10.9%).
What proportion of the suburb of Teralba's population is currently attending educational institutions?
27.1% of the population in the suburb of Teralba is currently engaged in formal education, with 10.1% in primary school, 6.2% in secondary school, 3.9% at university.
What is the ICSEA score for schools in the suburb of Teralba?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Teralba is 962, indicating below-average socio-educational advantage compared to the national average of 1000.
How many schools are located within the suburb of Teralba?
There are 1 schools within the suburb of Teralba, with a combined enrollment of approximately 134 students.
What types of schools are available in the suburb of Teralba?
The suburb of teralba includes 1 primary school.

Schools Detail

AmenitiesServices & Amenities in Teralba

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Getting AroundTransport & Commuting in Teralba

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Public transport in Teralba reaches 18 stops on 32 routes, timetabled for about 1,000 services a week. The typical home sits about 260 m from its nearest stop. Trains carry the largest share of public transport commuters. Households keep an average of 1.6 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

Public transit assessment indicates 18 active transport points operating in Teralba, representing a combination of rail and bus services. These points are served by 32 separate routes, which combine to offer 1,018 weekly passenger journeys. Transit accessibility is classified as good, with residents generally positioned 259 meters from the nearest transit point. Being a predominantly residential neighborhood, most citizens travel outward for employment, and private vehicles remain the primary transit mode at 96%. Vehicle ownership averages 1.6 per household. Approximately 23.4% of citizens perform their work from home (2021 Census; potentially reflecting COVID-19 settings).

Service frequency averages 145 journeys per day across all routes, which translates to approximately 56 weekly journeys per individual transit point.

Frequently Asked Questions - Transport

How many public transport stops are in Teralba?
There are 18 public transport stops within the suburb of Teralba.
How frequent are the transport services in Teralba?
the suburb of Teralba has 1,018 weekly trips across 32 routes, averaging 145 trips per day.
How far are residents from public transport in Teralba?
On average, residential properties are 259 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Teralba

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62.9% of residents in Teralba report no long-term health condition, a less healthy profile than 84% of areas nationally. 9.0% need daily assistance with core activities, and 58.3% hold private health cover. The standardised death rate runs at 6.7 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Health indicators demonstrate significant difficulties for Teralba, based on AreaSearch's evaluation of death rates and the occurrence of long-term ailments, showing a substantially higher than average rate of common medical issues, particularly among older residents, while the level of private health insurance is very high at approximately 58% of the total population (~1,716 people). This compares to 51.9% throughout Regional NSW. The most prevalent medical conditions in the locality were mental health concerns and arthritis, affecting 10.7 and 9.9% of citizens, respectively, while 62.9% reported being completely free of medical issues compared to 63.3% across Regional NSW.

Citizens of working age display higher than average rates of long-term health concerns. The locality contains 15.7% of residents aged 65 and over (462 people), which is lower than the 23.4% recorded in Regional NSW. Health profiles for senior citizens show some difficulties, though they rank lower nationally than the general community.

Frequently Asked Questions - Health

How many people in the suburb of Teralba have private health insurance?
Around 58.3% of people in the suburb of Teralba are covered by private health insurance, which compares to 51.9% in the broader region of Regional NSW.
What percentage of the population requires ongoing medical assistance in the suburb of Teralba?
In the suburb of Teralba, 9.0% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.8% of people in Regional NSW require similar assistance.
How prevalent is asthma in the suburb of Teralba?
9.3% of people in the suburb of Teralba are diagnosed with asthma. In comparison, 8.4% of the population across Regional NSW is affected by asthma.
What percentage of people have diabetes in the suburb of Teralba?
Diabetes affects 4.3% of the the suburb of Teralba population, while in the surrounding region, 4.7% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Teralba?
4.2% of people in the suburb of Teralba have heart disease. Across the region of Regional NSW, 4.4% of the population is affected by heart disease.
How does the suburb of Teralba compare to the region in terms of overall private health coverage?
In the suburb of Teralba, 58.3% of the population are estimated to have private health insurance. Comparatively, Regional NSW sees an estimated private health coverage rate of 51.9%.

Ancestry & LanguageCultural Diversity in Teralba

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Teralba is largely Australian-born, at 90.8% of residents, with 4.8% speaking a language other than English at home. The largest reported ancestries are English (32.7%) and Australian (31.6%). 4.3% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Teralba registered below average levels of cultural diversity, with 90.8% of the local population born within Australia, 92.7% holding citizenship, and 95.2% using only English in domestic settings. The primary religious affiliation in Teralba was Christianity, accounting for 51.9% of local residents. This compares to 55.9% throughout Regional NSW. Looking at ancestral backgrounds (parental birthplaces), the three most common heritages in Teralba are English, representing 32.7% of the populace, Australian, representing 31.6% of the populace, and Scottish, representing 7.9% of the populace. In addition, there are distinct differences in the concentration of other backgrounds: Hungarian is particularly prominent at 0.5% of Teralba (compared to 0.2% regionally), Macedonian stands at 0.3% (compared to 0.4%), and Samoan is at 0.3% (compared to 0.1%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Teralba?
Teralba was found to be below average in terms of cultural diversity, with 90.8% of its population born in Australia, 92.7% being citizens, and 95.2% speaking English only at home.
What is the most common religion in the suburb of Teralba?
The main religion in Teralba was found to be Christianity, which makes up 51.9% of people in Teralba. This compares to 55.9% across Regional NSW.
What are the top countries of origin in the suburb of Teralba?
In terms of ancestry (country of birth of parents), the top three represented groups in Teralba are English, comprising 32.7% of the population, Australian, comprising 31.6% of the population, and Scottish, comprising 7.9% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Hungarian is notably overrepresented at 0.5% of Teralba (vs 0.2% regionally), Macedonian at 0.3% (vs 0.4%) and Samoan at 0.3% (vs 0.1%).
How does the percentage of people born overseas compare to the regional average?
9.2% of the the suburb of Teralba population was born overseas, compared to 13.0% regionally.
What percentage of the the suburb of Teralba population speaks a language other than English at home?
4.8% of the population in the suburb of Teralba speaks a language other than English at home, compared to 7.1% in the wider region.
How many people in the suburb of Teralba identify as Australian Aboriginal?
4.3% of the the suburb of Teralba population identifies as Australian Aboriginal, compared to 4.6% in the region.
What is the citizenship status of the population in the suburb of Teralba?
92.7% of the the suburb of Teralba population holds citizenship, compared to 89.2% in the wider region.

Age StructureAge Profile of Teralba

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The median resident of Teralba is 36. That is 1 year younger than at the 2021 Census. 28.0% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

The median age of 36 years in Teralba is notably below the Regional NSW average of 43 and is also slightly younger than the Australian median of 38 years. The 25 - 34 age bracket exhibits high concentration at 17.3% compared to Regional NSW, while the 65 - 74 age group is less common at 8.1%. Post-2021 Census statistics indicate the population has become younger, with the median age falling 1.2 years to 36 from 37. In particular, the 35 to 44 age bracket grew from 14.0% to 16.1% of the population, and the 25 to 34 group rose from 15.9% to 17.3%.

On the other hand, the 55 to 64 bracket shrank from 11.6% to 9.4% and the 85+ cohort decreased from 3.8% to 2.6%. By 2041, Teralba is anticipated to undergo significant changes in its age distribution. The 35 to 44 age group is forecast to see substantial growth, increasing by 211 people (45%) from 474 to 686. Conversely, the 65 to 74 age group is projected to see minimal growth of only 1% (3 people).

Frequently Asked Questions - Age

What is the median age in the suburb of Teralba?
According to the latest data, the median age in the suburb of Teralba is 36 years.
How does the suburb of Teralba's median age compare to broader areas?
At 36 years, Teralba is 7 years younger than the Regional NSW average (43 years) and 2 years younger than the national average (38 years).
What age groups are over-represented in the suburb of Teralba?
The most over-represented age group in the suburb of Teralba compared to the Regional NSW region is the 25 - 34 group, making up 17.3% of the population.
What age groups are under-represented in the suburb of Teralba?
The most under-represented age group in the suburb of Teralba compared to the Regional NSW region is the 65 - 74 group, making up 8.1% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Teralba show significant variance compared to the Regional NSW region. The most over-represented age groups are 0-4 year-olds (8.7% vs 5.6%) and 25-34 year-olds (17.3% vs 11.4%). The most under-represented age group is 75-84 year-olds (5.0% vs 8.2%).
What is the percentage of children (0-14 years) in the suburb of Teralba?
The percentage of children aged 0-14 years in the suburb of Teralba is 21.3%.
What is the percentage of older people (65+ years) in the suburb of Teralba?
The percentage of people aged 65 and over in the suburb of Teralba is 15.7%.

Data & MethodBoundaries, Sources & Method for Teralba

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, Local governments Daily May 2026 3 months ago all 2 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 81 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (2,654 at the 2021 Census → 2,946 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL13808). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Teralba suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Teralba page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Teralba data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (May 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas