Warners Bay

Suburb (SAL)

Rest of NSW / Lake Macquarie - East

 
 
 
 
 
 
 
Data Sources ABSValuer GeneralRental BoardACARA Newest Aug 2026 · Refreshed ABS QuickStats SAL14171 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Warners Bay

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The median house price in Warners Bay is $1.20m, with units at $906k. House values have moved 5.9% a year compounded over five years.

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DemographicsPopulation Growth in Warners Bay

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Warners Bay has an estimated 8,499 residents, up from 8,237 at the 2021 Census — a change of 262 people, or 3.2%. Growth has averaged 0.9% a year over five years. That puts 1,548 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

An evaluation of regional ABS updates alongside newly validated addresses recorded by AreaSearch since the Census places the population of the suburb of Warners Bay at approximately 8,499 as of Aug 2026. Compared to the 8,237 individuals recorded during the 2021 Census, this represents an addition of 262 people (3.2%). This figure builds on the ABS Estimated Resident Population release from June 2025 showing 8,477 residents, supplemented by 65 validated new addresses added after the Census date. Consequently, the suburb of Warners Bay exhibits a density of 1,548 persons per square kilometer, which exceeds the benchmark across locations assessed nationally by AreaSearch.

Over the preceding ten years, the suburb of Warners Bay maintained steady expansion with a 0.9% compound annual growth rate that surpassed the wider SA3 area. Interstate migration formed the primary engine of local expansion, accounting for roughly 61.0% of recent population gains, complemented by positive contributions from natural growth and overseas arrivals. Projections for each SA2 district utilise 2024 ABS/Geoscience Australia models starting from a 2022 baseline, with NSW State Government 2022 releases (2021 baseline) applied where coverage is absent, while age-specific trajectories inform years 2032 to 2041. Looking forward, demographic forecasts indicate that the suburb of Warners Bay will experience an expansion slightly lower than the median for regional Australian localities. Aggregated SA2 projections anticipate an increase of 1,071 persons by 2041, representing a cumulative rise of 12.3% over the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Warners Bay?
Total population for the suburb of Warners Bay was estimated to be approximately 8,499 as at Aug 26. This is based upon an estimated resident population of 8,477 from the ABS up to June 2025.
How has the population in the suburb of Warners Bay changed since 2021?
The suburb of warners bay has added approximately 262 people and shown a 3.18% increase from the 8,237 people recorded at the 2021 Census period.
What is the population density in the suburb of Warners Bay?
The population density in the suburb of Warners Bay is estimated at 1,548 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Warners Bay?
Over the past 10 years, the population in the suburb of Warners Bay has shown a compound annual growth rate of 0.9% per annum.
What are the main drivers of population growth in the suburb of Warners Bay?
Population growth in the suburb of Warners Bay is driven by: Interstate migration (61.0%), Overseas migration (23.0%), Natural increase (15.0%). The primary driver is Interstate migration, contributing 61.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Warners Bay

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218 new dwellings have been approved in Warners Bay over the past five years, an average of 43 a year. That is 5.4 approvals per 1,000 residents. Of the 47 dwellings approved in the latest reporting year, 79% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 19, well below that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

Analysis of ABS building approvals by AreaSearch indicates that Warners Bay averages approximately 43 residential consents per annum, totaling an estimated 218 homes across the last 5 financial years (between FY-21 and FY-25), with 19 granted to date in FY-25. An average annual net intake of 1.7 people per newly constructed residence occurred over the past 5 financial years (between FY-21 and FY-25), maintaining balanced market fundamentals, though this ratio rose to 3.2 people per dwelling across the last 2 financial years to highlight tightening residential availability and stronger demand.

Approved residential projects carry an average expected construction cost of $495,000. Furthermore, $25.6 million in commercial building approvals has been logged during the current financial year, demonstrating robust non-residential capital expenditure. Relative to Rest of NSW, building activity in Warners Bay is elevated, exceeding the regional per-capita rate by 42.0% across the 5 year period to support buyer options and underpin real estate values, despite recent moderations in construction pace. The residential pipeline features 79.0% detached dwellings alongside 21.0% medium and high-density housing, preserving suburban character while catering to buyers pursuing standalone houses. A metric of approximately 442 people per approval underlines a well-established property landscape. According to the latest quarterly figures from AreaSearch, Warners Bay is projected to welcome 1,049 new residents by 2041. Prevailing building approval rates suggest residential development is well positioned to absorb future population increases, providing favourable buyer conditions and potentially enabling expansion beyond current demographic forecasts.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Warners Bay recently?
Dwelling approval activity in the the suburb of Warners Bay area has seen 178 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Warners Bay's current population of 8,499 has been supported by 43 approvals on average over recent years.
How does the suburb of Warners Bay's development activity compare to the broader region?
The suburb of Warners Bay has seen 0.54 approvals per 100 people in recent years, compared to 0.56 approvals in the broader region. This means that one dwelling has been approved for every 442 people in the suburb of Warners Bay, compared to one for every 183 in the broader region.
Is the suburb of Warners Bay keeping up with housing demand?
With the population expected to increase by 1,049 people by 2041, around 525 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
What has been the trend in development approvals over the past five years in the suburb of Warners Bay?
Looking at development activity over the past five years, the suburb of Warners Bay's approval levels have been significantly above the yearly average of 43, indicating strong recent growth in development activity.
How many dwellings will be needed to accommodate future population growth in the suburb of Warners Bay?
The population in the suburb of Warners Bay is expected to grow by 1,049 people by 2041, necessitating approximately 525 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Warners Bay?
Over the past five years, the population in the suburb of Warners Bay has grown by approximately 1,414 people, while 218 residential approvals were recorded. This equates to a ratio of 6.5 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the suburb of Warners Bay?
With dwelling approval activity running at an average of 43 approvals per year and a population of 8,499, the market appears to be adequately supplied relative to projected housing demand in recent years, suggesting that developers should have a longer-term approach when considering new projects. With the population expected to increase by 1,049 people by 2041, around 525 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
Approvals Pipeline Development applications near Warners Bay

Development applications around Warners Bay

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Warners Bay

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AreaSearch tracks 36 current infrastructure and development projects close to Warners Bay, worth an estimated $832 million. 11 are already under construction and 8 are due for completion within three years. The pipeline spans residential development, retail and health & medical. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Urban development, major civil infrastructure, and strategic planning initiatives play a decisive role in shaping local performance. AreaSearch has identified a total of 14 key projects with the potential to influence the surrounding precinct, prominent among which are the Speers Point Transport Improvements, Ryhope Street Subdivision, The Summit, and the Mount Hutton Precinct Area Plan.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Warners Bay?
Key infrastructure and planning changes likely to influence the suburb of Warners Bay include: Speers Point Transport Improvements (Planning); The Summit (Construction); Ryhope Street Subdivision (Construction); Mount Hutton Precinct Area Plan (Approved); and Lake Macquarie Square (Completed). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Warners Bay?
Infrastructure development impacting the suburb of Warners Bay spans multiple sectors including Residential Development, Transport & Logistics, and Retail, among others.
What is the scale of infrastructure investment impacting the suburb of Warners Bay?
Infrastructure investment analysis indicates significant investment of approximately $235 million in infrastructure projects affecting the region, with a notable concentration of investment within the immediate the suburb of Warners Bay vicinity.
How does the suburb of Warners Bay's infrastructure development compare to other areas?
The suburb of Warners Bay ranks in the top 10% nationally for infrastructure development, reflecting exceptional investment activity compared to similar areas across the country.
83 Jonathan Street Residential Subdivision
Category: Residential Development
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   Link 2  

A boutique residential subdivision of approximately 1.25 hectares into 13 low-density lots in a quiet cul-de-sac in Eleebana, with part of the site designated for environmental conservation. The project includes demolition of existing dwelling and offers family-friendly access to schools, recreation, and Lake Macquarie foreshore. Development approval granted, subdivision works certificate approved, lots currently being sold with settlement upon registration.

Residential Development

Lake Macquarie Bridge Replacement Program
Category: Transport & Logistics
Stage: Construction | Est. Comp: 2027
Source / Links: Link 1   Link 2  

Comprehensive program by Lake Macquarie City Council to replace and upgrade aging timber bridges and culvert structures across the LGA to ensure safe and efficient transport connectivity.

Transport & Logistics

The Summit
Category: Residential Development
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   

A complex of 16 completely free-standing, architecturally designed townhouses currently under construction in an elevated location, featuring spacious layouts, fully ducted air-conditioning, Artusi appliances, and private outdoor spaces. Stage 1 is set for completion in Quarter 1 of 2026.

Residential Development

Lake Macquarie Private Hospital Expansion
Category: Health & Medical
Stage: Construction | Est. Comp: 2027
Source / Links: Link 1   Link 2  

A significant $131 million redevelopment of Lake Macquarie Private Hospital by Ramsay Health Care. Approved in May 2025, the project features a nine-storey expansion (SSD-38025700) adding 114 inpatient beds, five new operating theatres, and an expanded emergency department. The development also includes a new main entrance on Casey Street, ten consulting suites, and enhanced radiology and oncology services. As of April 2026, the project is integrated into the broader Gateshead Medical Precinct Planning Proposal, which seeks to rezone surrounding land to support a regionally significant health hub.Construction is phased to maintain hospital operations, with final completion targeted for 2027.

Health & Medical

Lake Macquarie High School HPGE Upgrades
Category: Education & Training
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   

Upgrade of Lake Macquarie High School under the NSW High Potential and Gifted Education (HPGE) Partner School Program. Works include a refreshed school entrance, VET hospitality classroom, upgraded TAS and woodwork facilities, art room, music recording space, new shade structure and sports upgrades, plus a marine studies laboratory and workshop. As of the March 2026 project update, the major facility upgrades including the marine studies, hospitality, sporting facilities and TAS works have been completed, with the overall project remaining in progress while remaining Stage 2 works are finalized.

Education & Training

Weemala at the Lake
Category: Residential Development
Stage: Construction | Est. Comp: 2027
Source / Links: Link 1   Link 2  

A master-planned residential community spanning 55 hectares in Boolaroo, offering elevated lots near Lake Macquarie with access to shopping, transport, and educational facilities. The multi-staged development by Green Capital Group will deliver approximately 500 new homes to the region.

Residential Development

Mount Hutton Precinct Area Plan
Category: Communities, Precincts & Urban Renewal
Stage: Approved | Est. Comp: 2045
Source / Links: Link 1   Link 2  

A precinct-specific planning framework forming Part 12 of the Lake Macquarie Development Control Plan 2014. Originally adopted by Council on 10 February 2020 to replace the 2004 plan, it sets controls for infrastructure delivery, built form and natural environment outcomes across the Mount Hutton suburb between Warners Bay and Belmont. The plan supports medium-density housing in the R3 zone south of Cowmeadow Road, road and roundabout upgrades, new shared pathways, stormwater works, and revegetation along Scrubby Creek.The framework has been progressively updated, most recently through the city-wide Housing Diversity amendments adopted by Council on 23 February 2026, which align the DCP with the Housing Diversity Planning Proposal that took effect on 1 August 2025. These reforms permit a broader mix of housing in R2 and R3 zones, allow subdivision down to 200 square metres in R3 and 250 square metres in R2, and remove minimum lot width requirements. A separate but related amendment finalised on 21 March 2025 rezoned 1 Progress Road from R2 Low Density Residential to E1 Local Centre, increasing the maximum building height on that site from 8.5 to 10 metres to support an expansion of the Dunkley Parade shops.

Communities, Precincts & Urban Renewal

41 Wilsons Road Townhouses
Category: Residential Development
Stage: Construction | Est. Comp: 2025
Source / Links: Link 1   Link 2  

Exclusive new development of architecturally designed townhouses (7 units in total, including 2, 3, and 4-bedroom layouts) with premium fixtures, designer kitchens, and open-plan living, crafted by Jade Building & Constructions. Construction is nearing completion, with an estimated finish date of mid to late 2025.

Residential Development

Jobs & IndustryEmployment Trends in Warners Bay

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4,249 residents of Warners Bay are employed, from a labour force of 4,384. Unemployment sits at 3.1%, with participation at 61.6%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.8% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Warners Bay benefits from a capable labour market featuring strong representation across core service industries and a low jobless rate of 3.1%, according to AreaSearch statistical aggregations. As of March 2026, employed residents numbered 4,249, outperforming Regional NSW where unemployment sat 1.0% higher at 4.1%, while local labour force participation aligned closely with the wider regional figure of 60.6%. At the Census, 26.6% of local workers reported working from home, a figure influenced by prevailing Covid-19 health restrictions. Primary employment sectors for resident workers are health care & social assistance, education & training, along with retail trade.

Conversely, agriculture, forestry & fishing accounts for only 0.3% of local employment, well below the 5.3% observed across the region. A ratio of 0.7 jobs per resident at the Census demonstrates an above-average concentration of employment opportunities within the local community. According to AreaSearch’s evaluation of SALM and ABS figures compiled from larger statistical regions, the workforce shrank by 0.9% and employment dropped by 2.0% during the year to March 2026, which caused the unemployment rate to climb by 1.1 percentage points. In contrast, employment in Regional NSW fell by 0.9%, the labour force shrank by 0.4%, and unemployment increased by 0.5 percentage points. Forecasts from Jobs and Skills Australia for the period starting Mar-26 provide additional perspective on anticipated future demand in Warners Bay. These outlooks, which span five and ten-year horizons, have been overlaid with the local employment structure to gauge likely expansion trends. National employment is projected to grow by 6.6% over five years and by 13.7% over ten years, although sectoral growth varies considerably. When these industry-level estimates are applied to Warners Bay’s current employment composition, local employment is expected to rise by 6.8% over five years and by 14.2% over ten years (please note this is a simple weighting extrapolation for illustrative purposes and does not take into account localised population projections).

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Warners Bay?
As of March 2026, the suburb of Warners Bay has approximately 4,249 employed residents with an unemployment rate of 3.1%. This healthy unemployment rate suggests a well-functioning labour market. Employment performance is above the national median, showing positive labour market dynamics.
How does the suburb of Warners Bay's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Warners Bay stands at 3.1%, which is 1.0 percentage points below Regional NSW's rate of 4.1%. This lower unemployment rate suggests stronger local employment conditions. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Warners Bay?
The employment landscape in the suburb of Warners Bay is dominated by several key sectors. The largest employers are health care & social assistance (20.2% of employment), education & training (10.6%), and retail trade (10.2%). Other significant employers include construction and accommodation & food.
How has employment changed recently in the suburb of Warners Bay?
Over the past year to March 2026, the suburb of Warners Bay has experienced a decline in employment, with total jobs decreasing while the labour force decreased. As a result, the unemployment rate has rise. By comparison, Regional NSW saw employment decreased and its unemployment rate rose.
What is the workforce participation rate in the suburb of Warners Bay?
The workforce participation rate in the suburb of Warners Bay is 61.6%, which represents the proportion of working-age residents who are either employed or actively seeking work. This healthy participation rate reflects good employment opportunities and workforce engagement. The local rate leading the Regional NSW average of 60.6%, showing similar workforce dynamics to the broader region.
Which industries are over-represented in the suburb of Warners Bay's employment market?
The suburb of warners bay shows notable specialization in health care & social assistance, which employs 20.2% of the local workforce compared to 16.9% regionally. This moderate specialization indicates some local strength in the sector.
What are the employment growth prospects for the suburb of Warners Bay?
Based on Jobs and Skills Australia projections applied to the suburb of Warners Bay's industry mix, employment is expected to grow by 6.8% over the next five years and 14.2% over ten years. This exceeds the national forecast of 6.6% over five years, suggesting the area's industry composition is well-positioned for future growth. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Warners Bay compare nationally?
The suburb of warners bay's employment market shows above-average performance nationally, placing in the top half of areas assessed. Employment indicators suggest healthy labour market conditions relative to other regions. Recent job advertisement trends show the broader employment region saw a 1.7% decline, ranking 21.0st out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Warners Bay?
Skilled workers will find excellent opportunities in the suburb of Warners Bay, with knowledge-intensive sectors comprising 41.7% of local employment. Key sectors for skilled workers include health care & social assistance (20.2%), education & training (10.6%), and professional & technical (6.4%). With projected employment growth of 6.8% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Warners Bay

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Median household income in Warners Bay is $1,494 a week (about $78,000 a year), with median personal income at $766 a week. ATO records put median taxable income at $51,897 a year against an average of $68,819. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

ATO taxation data compiled by AreaSearch for financial year 2023 indicates that taxpayers in Warners Bay earned a median income of $51,897 and an average of $68,819, slightly outpacing the Australian benchmark while comparing to Regional NSW metrics of $52,390 (median) and $65,215 (average). Factoring in the 10.32% Wage Price Index increase observed since financial year 2023, local levels are estimated at roughly $57,253 for median earnings and $75,921 for average earnings as of March 2026. The 2021 Census placed personal, family, and household earnings modestly between the 35th and 42nd percentiles.

The primary income bracket spans $1,500 - 2,999, taking in 28.1% of residents (2,388 people), mirroring the regional share of 29.9%. Substantial living cost pressures leave households with only 83.5% of income after shelter expenses (35th percentile), while the area falls within the 6th decile on the SEIFA income index.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Warners Bay?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Warners Bay is approximately $57,253. The official ATO data from FY-23 recorded a median of $51,897.
What is the average taxable income in the suburb of Warners Bay?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Warners Bay is approximately $75,921. The official ATO data from FY-23 recorded an average of $68,819.
How does the median taxable income in the suburb of Warners Bay compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Warners Bay is approximately $57,253 compared to $57,797 in Regional NSW. The official ATO data from FY-23 shows $51,897 and $52,390 respectively.
How does the average taxable income in the suburb of Warners Bay compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Warners Bay is approximately $75,921 compared to $71,945 in Regional NSW. The official ATO data from FY-23 shows $68,819 and $65,215 respectively.
What are the main income cohorts in the suburb of Warners Bay according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~28.1% / 2,388 persons) of the suburb of Warners Bay's population is the $1,500 - 2,999 cohort.
How do the main income cohorts in the suburb of Warners Bay compare to the region?
The largest income cohort in the suburb of Warners Bay is the $1,500 - 2,999 group, representing about 28.1% of the population. In comparison, Regional NSW's largest income cohort is the $1,500 - 2,999 group, representing 29.9% of its population, according to the 2021 Census.
What is the median household income in the suburb of Warners Bay according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Warners Bay is $1,494/wk.
What is the median family income in the suburb of Warners Bay according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Warners Bay is $2,004/wk.
What is the median personal income in the suburb of Warners Bay according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Warners Bay is $766/wk.
How does the suburb of Warners Bay's income rank nationally?
The suburb of Warners Bay shows a median taxpayer income of $51,897 and an average of $68,819 according to the latest postcode level ATO data aggregated by AreaSearch for FY-23. This is just above the national average, contrasting with Regional NSW's median income of $52,390 and average income of $65,215. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $57,253 (median) and $75,921 (average) as of March 2026.
What is the disposable income in the suburb of Warners Bay?
The estimated disposable income in the suburb of Warners Bay is $5,408 per year according to AreaSearch analysis.
How does the suburb of Warners Bay's disposable income compare to the region?
The suburb of warners bay's disposable income is $5,408 compared to $5,252 for Regional NSW, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Warners Bay

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Warners Bay had 3,393 occupied dwellings at the 2021 Census, 68% detached houses and 9% apartments. 31% are owned with a mortgage, 24% rented and 45% owned outright. At that Census the median rent was $420 a week and the median mortgage repayment $2,058 a month. Rent absorbs 28.1% of household income here and mortgage repayments 31.8%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

At the latest Census, the housing inventory in Warners Bay was made up of 67.8% separate houses and 32.2% semi-detached, apartment, and other residential formats, contrasting with Regional NSW where standalone houses comprised 82.6% and other formats represented 17.4%. Outright home ownership reached 45.3%, substantially surpassing regional norms, while mortgaged properties accounted for 30.6% and tenancies made up 24.0%. Typical housing expenses included median monthly mortgage commitments of $2,058 and weekly rent of $420, both significantly exceeding Regional NSW benchmarks of $1,733 and $330 as well as national figures of $1,863 for mortgages and $375 for rentals.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Warners Bay?
In the suburb of Warners Bay, 45.3% of homes are owned outright, 30.6% are owned with a mortgage, and 24.0% are rented.
What percentage of dwellings in the suburb of Warners Bay are houses?
According to the latest data, 67.8% of dwellings in the suburb of Warners Bay are houses.
What percentage of dwellings in the suburb of Warners Bay are apartments or units?
In the suburb of Warners Bay, 8.9% of dwellings are apartments or units, with an additional 23.2% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Warners Bay?
Outright home ownership in the suburb of Warners Bay stands at 45.3%, compared to 39.6% in Regional NSW.
What is the median monthly mortgage repayment in the suburb of Warners Bay?
The median monthly mortgage repayment in the suburb of Warners Bay is $2,058, compared to $1,733 in Regional NSW.
What is the median weekly rent in the suburb of Warners Bay?
The median weekly rent in the suburb of Warners Bay is $420, compared to $330 in Regional NSW.
What is the distribution of rental prices in the suburb of Warners Bay?
In the suburb of Warners Bay, 3.4% of rentals are $0-149/week, 20.6% are $150-349/week, 71.4% are $350-649/week, 4.6% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Warners Bay?
The aggregate monthly housing cost in the suburb of Warners Bay is $1,066, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Warners Bay?
In the suburb of Warners Bay, households with mortgages typically spend 31.8% of their income on mortgage repayments, while renters spend 28.1% of their income on rent.
How crowded are homes in the suburb of Warners Bay?
The average persons per bedroom ratio in the suburb of Warners Bay is 0.8, indicating the level of household density.
How does housing affordability in the suburb of Warners Bay compare to the region?
Housing affordability in the suburb of Warners Bay shows mortgage holders spending 31.8% of income on repayments (vs 27.9% regionally), while renters spend 28.1% of income on rent (vs 23.0% regionally).
What types of dwellings are most common in the suburb of Warners Bay?
The dwelling mix in the suburb of Warners Bay consists of 67.8% detached houses, 23.2% semi-detached dwellings, 8.9% apartments, and 0.1% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Warners Bay?
Factoring in the ownership distribution, the weighted average monthly housing cost is approximately $1,066. This accounts for outright owners paying no housing costs, mortgage holders paying $2,058/month, and renters paying $1,819/month.
How affordable is housing in the suburb of Warners Bay relative to local incomes?
Housing in Warners Bay consumes approximately 16.5% of median household income ($6,469 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Warners Bay?
Recent development applications in Warners Bay show attached dwellings contributing 36% of approvals compared to 32% of existing stock, while detached houses represent 64% of applications versus 68% of current dwellings. This suggests development patterns consistent with existing housing mix. Housing density growth is around the national average.

HouseholdsHousehold Composition in Warners Bay

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Warners Bay counted 3,393 households at the 2021 Census, averaging 2.3 people each. 26% are couples with children, against 30% couples without children. 29% of households are people living alone, and families average 1.8 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families constitute 68.8% of all households in the locality, made up of couples without children (29.8%), couples with dependent children (25.6%), and single parent households (12.3%). The remaining 31.2% comprises non-family arrangements, led by single-person dwellings at 29.1% and group living situations at 2.1%. The average household size sits at 2.3 people, marginally under the Regional NSW standard of 2.4.

Frequently Asked Questions - Households

How many households are in the suburb of Warners Bay?
As of the 2021 Census, the suburb of Warners Bay had 3,393 households. Based on population growth patterns, this has grown by approximately 3.2% to an estimated 3,501 households today.
What is the typical household size?
The median household size in the suburb of Warners Bay is 2.3 people. This compares to 2.4 in Regional NSW and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 68.8% of all households. The remaining households consist of lone person households (29.1%), group households (2.1%), and other household types (0.0%).
How are families structured in the area?
Among the 2,334 family households, 25.6% are couples with children, 29.8% are couples without children at home, and 12.3% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Warners Bay compare to regional household patterns?
Compared to Regional NSW, the suburb of Warners Bay shows distinct household patterns. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Warners Bay have an average of 1.8 children, matching the Regional NSW average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Warners Bay?
Marriage patterns reveal 48.8% of the adult population are currently married, while 29.1% have never married. This compares to 45.6% married and 34.3% never married across Regional NSW.
How significant are single-person households?
Single-person households represent 29.1% of all households in the suburb of Warners Bay, similar to the regional average of 27.9%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 2.1% of households, well below the Regional NSW average of 3.3%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Warners Bay

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24.4% of adults in Warners Bay hold a university qualification, including 17.1% with a bachelor degree and 4.9% with postgraduate qualifications. A further 26.9% hold a vocational qualification. 4 schools serve the area, with 2,321 enrolment places and an average ICSEA of 1,059 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Higher education qualifications in Warners Bay sit below state averages, with 24.4% of individuals aged 15+ possessing university degrees compared to 32.2% across NSW, indicating room for further tertiary upskilling. By credential type, bachelor degrees account for 17.1%, postgraduate degrees comprise 4.9%, and graduate diplomas represent 2.4%. Vocational and technical qualifications show strong community uptake, held by 38.8% of residents aged 15+ across certificates (26.9%) and advanced diplomas (11.9%). A significant 26.0% of the population is actively engaged in studies. Among current students, 8.7% attend primary school, 7.4% are enrolled in high school, and 4.0% undertake tertiary courses.

Frequently Asked Questions - Education

What percentage of people in the suburb of Warners Bay have university qualifications?
24.4% of people aged 15 and over in the suburb of Warners Bay have university qualifications, compared to 21.3% in the broader region.
What percentage of people in the suburb of Warners Bay have no formal qualifications?
36.6% of people aged 15 and over in the suburb of Warners Bay have no formal qualifications, compared to 39.1% regionally.
How does the suburb of Warners Bay's education level compare to national averages?
The suburb of warners bay ranks in the 64th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Warners Bay?
The most common qualifications in the suburb of Warners Bay are: Certificate (26.9%), Bachelor Degree (17.1%), Advanced Diploma (11.9%).
What proportion of the suburb of Warners Bay's population is currently attending educational institutions?
26.0% of the population in the suburb of Warners Bay is currently engaged in formal education, with 8.7% in primary school, 7.4% in secondary school, 4.0% at university.
What is the ICSEA score for schools in the suburb of Warners Bay?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Warners Bay is 1059, indicating average socio-educational advantage (national average is 1000).
How many schools are located within the suburb of Warners Bay?
There are 4 schools within the suburb of Warners Bay, with a combined enrollment of approximately 2,321 students.
What types of schools are available in the suburb of Warners Bay?
The suburb of warners bay includes 3 primary schools, 1 secondary school.

Schools Detail

AmenitiesServices & Amenities in Warners Bay

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Getting AroundTransport & Commuting in Warners Bay

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Public transport in Warners Bay reaches 145 stops on 40 routes, timetabled for about 600 services a week. The typical home sits about 160 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.3 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

Commuter analysis indicates 145 active public transit stops throughout Warners Bay, providing bus connectivity across 40 distinct routes that deliver 603 weekly passenger trips. Transit proximity is exceptionally high, with local properties positioned an average of 158 meters from the closest boarding point. Given the residential makeup of the area, most workers travel outward for employment, with private motor vehicles accounting for 95% of journeys. Vehicle availability averages 1.3 per dwelling, below regional norms, while 26.6% of residents worked remotely during the 2021 Census under prevailing pandemic conditions. Transit services deliver an average of 86 daily trips across the entire network, translating to roughly 4 weekly trips for each stop.

The accompanying mapping highlights the 100 closest stops relative to the centrepoint of the suburb.

Frequently Asked Questions - Transport

How many public transport stops are in Warners Bay?
There are 145 public transport stops within the suburb of Warners Bay.
How frequent are the transport services in Warners Bay?
the suburb of Warners Bay has 603 weekly trips across 40 routes, averaging 86 trips per day.
How far are residents from public transport in Warners Bay?
On average, residential properties are 158 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Warners Bay

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61.3% of residents in Warners Bay report no long-term health condition. 6.2% need daily assistance with core activities, and 54.1% hold private health cover. The standardised death rate runs at 5.2 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Health indicators compiled by AreaSearch around chronic illnesses and mortality suggest notable challenges in Warners Bay, with widespread incidence across various age brackets and higher rates among older demographics. Private health insurance participation is considerable, covering roughly 54% of the population (~4,601 people), exceeding the Regional NSW proportion of 51.9%. Arthritis and mental health conditions represent the leading reported diagnoses, experienced by 10.9 and 9.9% of community members respectively, while 61.3% reported no chronic medical issues compared to 63.3% across Regional NSW. Working-age cohorts record above-average rates of long-term health issues.

Seniors aged 65 and over comprise 27.6% of residents (2,345 people), higher than the 23.3% regional benchmark, with elderly health outcomes presenting localized vulnerabilities despite comparing favorably against broad national metrics.

Frequently Asked Questions - Health

How many people in the suburb of Warners Bay have private health insurance?
Around 54.1% of people in the suburb of Warners Bay are covered by private health insurance, which compares to 51.9% in the broader region of Regional NSW.
What percentage of the population requires ongoing medical assistance in the suburb of Warners Bay?
In the suburb of Warners Bay, 6.2% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.8% of people in Regional NSW require similar assistance.
How prevalent is asthma in the suburb of Warners Bay?
8.4% of people in the suburb of Warners Bay are diagnosed with asthma. In comparison, 8.4% of the population across Regional NSW is affected by asthma.
What percentage of people have diabetes in the suburb of Warners Bay?
Diabetes affects 4.7% of the the suburb of Warners Bay population, while in the surrounding region, 4.7% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Warners Bay?
4.8% of people in the suburb of Warners Bay have heart disease. Across the region of Regional NSW, 4.4% of the population is affected by heart disease.
How does the suburb of Warners Bay compare to the region in terms of overall private health coverage?
In the suburb of Warners Bay, 54.1% of the population are estimated to have private health insurance. Comparatively, Regional NSW sees an estimated private health coverage rate of 51.9%.

Ancestry & LanguageCultural Diversity in Warners Bay

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Warners Bay is largely Australian-born, at 87.4% of residents, with 5.6% speaking a language other than English at home. The largest reported ancestries are English (32.8%) and Australian (29.7%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Cultural diversity metrics for Warners Bay trend below national averages, with Australian-born citizens comprising 87.4% of the community, 93.0% holding Australian citizenship, and 94.4% using solely English at home. Christianity forms the dominant religious faith at 55.6% of the population, closely tracking the 55.9% recorded throughout Regional NSW. Regarding ancestral background, the most prevalent heritages identified by residents are English (32.8%), Australian (29.7%), and Scottish (8.9%). Specific cultural communities show distinct representation above regional levels, including residents of Polish (1.1% versus 0.5% regionally), Welsh (0.7% versus 0.5%), and Macedonian descent (0.6% versus 0.4%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Warners Bay?
Warners Bay was found to be below average in terms of cultural diversity, with 87.4% of its population born in Australia, 93.0% being citizens, and 94.4% speaking English only at home.
What is the most common religion in the suburb of Warners Bay?
The main religion in Warners Bay was found to be Christianity, which makes up 55.6% of people in Warners Bay. This compares to 55.9% across Regional NSW.
What are the top countries of origin in the suburb of Warners Bay?
In terms of ancestry (country of birth of parents), the top three represented groups in Warners Bay are English, comprising 32.8% of the population, Australian, comprising 29.7% of the population, and Scottish, comprising 8.9% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Polish is notably overrepresented at 1.1% of Warners Bay (vs 0.5% regionally), Macedonian at 0.6% (vs 0.4%) and Welsh at 0.7% (vs 0.5%).
How does the percentage of people born overseas compare to the regional average?
12.6% of the the suburb of Warners Bay population was born overseas, compared to 13.0% regionally.
What percentage of the the suburb of Warners Bay population speaks a language other than English at home?
5.6% of the population in the suburb of Warners Bay speaks a language other than English at home, compared to 7.1% in the wider region.
How many people in the suburb of Warners Bay identify as Australian Aboriginal?
2.6% of the the suburb of Warners Bay population identifies as Australian Aboriginal, compared to 4.6% in the region.
What is the citizenship status of the population in the suburb of Warners Bay?
93.0% of the the suburb of Warners Bay population holds citizenship, compared to 89.2% in the wider region.

Age StructureAge Profile of Warners Bay

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The median resident of Warners Bay is 46, older than 82% of areas nationally. 20.7% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

Demographic data highlights an older age profile in Warners Bay compared to Regional NSW. As at August 2026, retirees and elderly residents aged 65+ account for 27.6% of the population versus 23.3% regionally, while young to middle-aged adults (25 - 44) make up 20.4% compared to 23.5% across the region. The median age remains steady at an estimated 46 as at August 2026, identical to the 2021 Census outcome, which sat 3 years above Regional NSW (43) and well above the nationwide Census median of 38. The 45 - 64 age bracket experienced the most notable post-Census shift, declining from 26.2% to an estimated 24.2%.

By 2041, seniors aged 65+ are projected to drive local population growth by adding 465 residents (20%) to total 2,811.

Frequently Asked Questions - Age

What is the median age in the suburb of Warners Bay?
AreaSearch estimates the median age in the suburb of Warners Bay at 46 years as at August 2026. That is in line with the 2021 Census figure of 46 years, on an age profile AreaSearch re-estimates for population change recorded since the Census.
How does the suburb of Warners Bay's median age compare to broader areas?
At an estimated 46 years as at August 2026, Warners Bay is 3 years older than the Regional NSW 2021 Census average (43 years) and 8 years older than the national Census average (38 years).
What age groups are over-represented in the suburb of Warners Bay?
On AreaSearch estimates updated to August 2026, the most over-represented age group in the suburb of Warners Bay compared to the Regional NSW region is the 75 - 84 group, making up 10.6% of the population.
What age groups are under-represented in the suburb of Warners Bay?
On AreaSearch estimates updated to August 2026, the most under-represented age group in the suburb of Warners Bay compared to the Regional NSW region is the 25 - 34 group, making up 8.9% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Warners Bay show significant variance compared to the Regional NSW region. The most over-represented age group is 85+ year-olds (4.2% vs 2.9%).
What is the percentage of children (0-14 years) in the suburb of Warners Bay?
AreaSearch estimates children aged 0-14 years at 16.1% of the population in the suburb of Warners Bay as at August 2026.
What is the percentage of older people (65+ years) in the suburb of Warners Bay?
AreaSearch estimates people aged 65 and over at 27.6% of the population in the suburb of Warners Bay as at August 2026.

Data & MethodBoundaries, Sources & Method for Warners Bay

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) Aug 2026 last month headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual Aug 2026 last month headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Aug 2026 last month headline measures · Jun 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 last month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, Local governments Daily May 2026 4 months ago all 2 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 6 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 last month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 2 months ago headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 2 months ago all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 65 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (8,237 at the 2021 Census → 8,499 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL14171). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Warners Bay suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Warners Bay page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Warners Bay data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Aug 2026), property sales & rents (Aug 2026), infrastructure projects (May 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to Aug 2026), age profile (to Aug 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

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