Mount Hutton (NSW)

Population growth drivers in Mount Hutton are above average based on AreaSearch's ranking of recent, and medium to long-term trends

Based on analysis of ABS population updates for the broader area, and new addresses validated by AreaSearch since the Census, Mount Hutton's population is estimated at around 3845 as of Feb 2026. This reflects an increase of 133 people (3.6%) since the 2021 Census, which reported a population of 3712 people. The change is inferred from the resident population of 3742, estimated by AreaSearch following examination of the latest ERP data release by the ABS in June 2024 and an additional 71 validated new addresses since the Census date. This level of population equates to a density ratio of 1124 persons per square kilometer, which is relatively in line with averages seen across locations assessed by AreaSearch. Over the past decade, Mount Hutton has demonstrated resilient growth patterns with a compound annual growth rate of 0.8%, outpacing the SA3 area. Population growth for the suburb was primarily driven by interstate migration that contributed approximately 64% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, as released in 2024 with 2022 as the base year. For any SA2 areas not covered by this data, AreaSearch is utilising the NSW State Government's SA2 level projections, as released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are also applied to all areas for years 2032 to 2041. As we examine future population trends, a population increase just below the median of national non-metropolitan areas is expected, with the suburb expected to increase by 466 persons to 2041 based on aggregated SA2-level projections, reflecting an increase of 10.1% in total over the 17 years.

Residential development activity is lower than average in Mount Hutton according to AreaSearch's national comparison of local real estate markets

Mount Hutton has seen around 16 dwelling approvals annually based on AreaSearch analysis of ABS data. Between FY21 and FY25, approximately 82 homes were approved, with a further 12 in FY26 as of the current date. On average, each new dwelling accommodates about 1.8 new residents per year over these five years.

The average construction cost for new homes is $422,000, which is higher than regional norms due to quality-focused development. In FY26, commercial development approvals totalled $43,000, reflecting the area's residential nature. Mount Hutton's construction rates per person are similar to those in the rest of NSW, indicating stable market conditions despite recent moderation in development activity. New building activity consists of 50% standalone homes and 50% attached dwellings, promoting affordability and catering to downsizers, investors, and first-home buyers. This shift contrasts with the existing housing stock, which is currently 74% houses.

Mount Hutton has about 375 people per dwelling approval, indicating an established area. Future projections estimate a population growth of 389 residents by 2041 at current development rates, suggesting that new housing supply will comfortably meet demand and potentially support further growth beyond current projections.

Mount Hutton has very high levels of nearby infrastructure activity, ranking in the top 10% nationally

Changes to local infrastructure significantly influence an area's performance. AreaSearch has identified 17 projects likely to impact the area. Notable projects include The Summit, Ryhope Street Subdivision, Mount Hutton Precinct Area Plan, and Lake Macquarie Square. Relevant projects are detailed below.

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Mount Hutton shows employment indicators that trail behind approximately 70% of regions assessed across Australia

Mount Hutton's workforce comprises skilled individuals with significant representation in essential services sectors. The area's unemployment rate was 4.8% as of the latest available data. Over the past year, estimated employment growth was 2.7%.

As of September 2025, 1,823 residents were employed, with an unemployment rate of 4.8%, which is 1.0% higher than Rest of NSW's rate of 3.8%. Workforce participation in Mount Hutton was similar to Rest of NSW's 61.5%. According to Census responses, 21.2% of residents worked from home, though Covid-19 lockdown impacts should be considered. Key industries of employment among residents were health care & social assistance, retail trade, and construction.

Health care & social assistance had notably high concentrations, with employment levels at 1.3 times the regional average. Conversely, agriculture, forestry & fishing employed only 0.2% of local workers, below Rest of NSW's 5.3%. Many residents commuted elsewhere for work based on Census data comparing working population to local population. Over a 12-month period ending in September 2025, employment increased by 2.7%, while the labour force grew by 3.7%, leading to an unemployment rate rise of 0.9 percentage points. This contrasted with Rest of NSW where employment contracted by 0.5%, the labour force fell by 0.1%, and unemployment rose by 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 suggest potential future demand within Mount Hutton. These projections estimate national employment growth of 6.6% over five years and 13.7% over ten years, with varying rates across industry sectors. Applying these projections to Mount Hutton's employment mix suggests local employment should increase by 6.9% over five years and 14.4% over ten years, based on a simple weighting extrapolation for illustrative purposes.

The area's income profile falls below national averages based on AreaSearch analysis

Based on AreaSearch's aggregation of ATO data released for financial year 2023, Mount Hutton had a median income among taxpayers of $55,663 and an average level of $72,248. These figures are higher than the national averages of $52,390 and $65,215 respectively for Rest of NSW. Considering Wage Price Index growth of 8.86% since financial year 2023, estimated incomes as of September 2025 would be approximately $60,595 (median) and $78,649 (average). Census 2021 income data indicates that household, family, and personal incomes in Mount Hutton rank modestly between the 30th and 36th percentiles. In terms of income distribution, the $1,500 - 2,999 bracket dominates with 33.8% of residents (1,299 people), similar to surrounding regions where 29.9% occupy this range. Housing affordability pressures are severe in Mount Hutton, with only 82.4% of income remaining, ranking at the 35th percentile.

Mount Hutton is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region

Mount Hutton's dwelling structures, as per the latest Census, consisted of 73.5% houses and 26.5% other dwellings (semi-detached, apartments, 'other' dwellings). Non-Metro NSW had 82.6% houses and 17.4% other dwellings. Home ownership in Mount Hutton was at 33.9%, with mortgaged dwellings at 37.3% and rented ones at 28.7%. The median monthly mortgage repayment was $1,798, higher than Non-Metro NSW's average of $1,733. The median weekly rent figure was $395, compared to Non-Metro NSW's $330. Nationally, Mount Hutton's mortgage repayments were lower than the Australian average of $1,863, while rents exceeded the national figure of $375.

Mount Hutton features high concentrations of group households, with a lower-than-average median household size

Family households comprise 66.5% of all households, including 23.4% couples with children, 25.9% couples without children, and 15.9% single parent families. Non-family households account for the remaining 33.5%, with lone person households at 29.6% and group households comprising 3.9%. The median household size is 2.3 people, which is smaller than the Rest of NSW average of 2.4.

Mount Hutton faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally

The area's university qualification rate is 17.4%, significantly lower than the NSW average of 32.2%. Bachelor degrees are most common at 13.1%, followed by postgraduate qualifications (3.1%) and graduate diplomas (1.2%). Vocational credentials are prevalent, with 40.6% of residents aged 15+ holding them - advanced diplomas at 11.2% and certificates at 29.4%. A total of 24.7% of the population is actively engaged in formal education, including 8.9% in primary, 6.3% in secondary, and 3.4% in tertiary education.

A substantial 24.7% of the population actively pursues formal education. This includes 8.9% in primary education, 6.3% in secondary education, and 3.4% pursuing tertiary education.

Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Mount Hutton has 40 active public transport stops, all of which are bus stops. These stops are served by 23 different routes that together facilitate 503 weekly passenger trips. The accessibility of these transport services is rated as excellent, with residents typically located 130 meters from the nearest stop. Most residents in this primarily residential area commute outward. Cars remain the dominant mode of transportation, used by 96% of residents. On average, there are 1.3 vehicles per dwelling, which is below the regional average.

According to the 2021 Census, 21.2% of Mount Hutton's residents work from home, a figure that may reflect COVID-19 conditions. The service frequency averages 71 trips per day across all routes, equating to approximately 12 weekly trips per individual stop.

Health performance in Mount Hutton is a key challenge with a range of health conditions having marked impacts on both younger and older age cohorts

Mount Hutton faces significant health challenges, as identified by AreaSearch's assessment of mortality rates and chronic condition prevalence. Multiple health conditions impact both younger and older age groups.

Private health cover is high, at approximately 55% (around 2,133 people), compared to 51.9% in the rest of NSW. Mental health issues affect 11.4% of residents, while arthritis impacts 10.9%. Around 58.2% claim no medical ailments, compared to 63.3% in the rest of NSW. Working-age residents face notable chronic condition rates. The area has 24.7% (949 people) aged 65 and over, higher than the 23.4% in the rest of NSW. Senior health outcomes present challenges, with national rankings generally similar to those of the general population.

Mount Hutton ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics

Mount Hutton, surveyed in June 2016, showed low cultural diversity: 88.3% were born in Australia, 93.3% were citizens, and 92.6% spoke English only at home. Christianity was the predominant religion, at 53.2%, compared to 55.9% regionally. Ancestry-wise, Australian (31.9%), English (31.1%), and Scottish (8.7%) were top groups.

Notably, Welsh (1.1% vs 0.5%), Macedonian (0.4% vs 0.4%), and Samoan (0.4% vs 0.1%) had different representations compared to the regional averages.

Mount Hutton hosts a notably older demographic compared to the national average

Mount Hutton's median age in 2021 was 42 years, similar to the Rest of NSW average of 43 but considerably older than Australia's 38 years. The age profile showed that 25-34 year-olds were particularly prominent at 16.9%, while the 65-74 group was comparatively smaller at 9.7% compared to the Rest of NSW figure. Between 2021 and the present, the 25 to 34 age group has grown from 14.4% to 16.9% of the population. Conversely, the 5 to 14 cohort declined from 11.4% to 9.5%, and the 45 to 54 group dropped from 11.4% to 9.9%. Population forecasts for 2041 indicate substantial demographic changes for Mount Hutton. The 85+ cohort shows the strongest projected growth at 60%, adding 138 residents to reach 369. Senior residents aged 65 and above will drive 51% of population growth, underscoring trends towards demographic aging. Population declines are projected for the 5 to 14 and 55 to 64 cohorts.