Mount Hutton (NSW)

Population growth drivers in Mount Hutton are above average based on AreaSearch's ranking of recent, and medium to long-term trends

Mount Hutton's population is estimated at around 3,837 as of Nov 2025. This reflects an increase of 125 people since the 2021 Census, which reported a population of 3,712. The change is inferred from AreaSearch's estimate of 3,742 residents in Jun 2024 and 66 validated new addresses since the Census date. This level of population equates to a density ratio of 1,121 persons per square kilometer. Over the past decade, Mount Hutton has demonstrated resilient growth patterns with a compound annual growth rate of 0.8%. Population growth was primarily driven by interstate migration contributing approximately 64.0% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area released in 2024 using 2022 as the base year, and NSW State Government's SA2 level projections for areas not covered by this data, released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. By 2041, a population increase just below the median of national non-metropolitan areas is expected, with the area expected to increase by 466 persons reflecting an increase of 10.4% in total over the 17 years.

Residential development activity is lower than average in Mount Hutton according to AreaSearch's national comparison of local real estate markets

Mount Hutton has received around 16 dwelling approvals annually based on AreaSearch analysis of ABS building approval numbers. Over the past five financial years, from FY-21 to FY-25, approximately 82 homes were approved, with an additional 12 approved in FY-26 so far. This results in about 1.8 new residents per year per dwelling constructed over these five years, indicating a balanced supply and demand creating stable market conditions.

The average construction value of new homes is $422,000, which is higher than regional norms, reflecting quality-focused development. In FY-26, $43,000 in commercial development approvals have been recorded, demonstrating the area's residential nature. Compared to Rest of NSW, Mount Hutton maintains similar construction rates per person, supporting market stability in line with regional patterns. However, development activity has moderated in recent periods. New building activity consists of 50% standalone homes and 50% attached dwellings, promoting higher-density living and creating more affordable entry points for downsizers, investors, and first-home buyers.

This shift is notable as the area currently comprises 74% houses, suggesting decreasing availability of developable sites and changing lifestyles requiring diverse housing options. Mount Hutton has approximately 375 people per dwelling approval, reflecting an established area. According to AreaSearch's latest quarterly estimate, the location is expected to grow by 400 residents through to 2041. At current development rates, new housing supply should comfortably meet demand, providing good conditions for buyers and potentially supporting growth beyond current population projections.

Mount Hutton has very high levels of nearby infrastructure activity, ranking in the top 20% nationally

Changes in local infrastructure significantly affect an area's performance. AreaSearch has identified 17 projects that could impact this region. Notable ones include The Summit, Ryhope Street Subdivision, Mount Hutton Precinct Area Plan, and Lake Macquarie Square. Below is a list detailing those most relevant.

Professional plan users can use the search below to filter and access additional projects.

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Mount Hutton shows employment indicators that trail behind approximately 70% of regions assessed across Australia

Mount Hutton has a skilled workforce with well-represented essential services sectors. The unemployment rate was 4.9% in the past year, showing an estimated employment growth of 2.8%.

As of September 2025, 1,832 residents are employed, with an unemployment rate of 4.9%, which is 1.0% above Rest of NSW's rate of 3.8%. Workforce participation in Mount Hutton is at the same level as Rest of NSW's 56.4%. The key industries of employment among residents are health care & social assistance, retail trade, and construction. Health care & social assistance has particularly notable concentration with employment levels at 1.3 times the regional average.

Agriculture, forestry & fishing employs just 0.2% of local workers, below Rest of NSW's 5.3%. Many residents commute elsewhere for work based on Census working population data. In the 12-month period ending in September 2025, employment increased by 2.8%, while labour force increased by 3.9%, causing the unemployment rate to rise by 0.9 percentage points. This contrasts with Rest of NSW where employment contracted by 0.5%, labour force fell by 0.1%, and unemployment rose by 0.4 percentage points. State-level data up to 25-Nov-25 shows NSW employment contracted by 0.03% (losing 2,260 jobs), with the state unemployment rate at 3.9%. National employment forecasts from Jobs and Skills Australia for May-25 project national employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Mount Hutton's employment mix suggests local employment should increase by 6.9% over five years and 14.4% over ten years, though this is a simple weighting extrapolation for illustrative purposes and does not account for localised population projections.

The area's income profile falls below national averages based on AreaSearch analysis

According to AreaSearch's aggregation of latest postcode level ATO data released for financial year ended June 2023, Mount Hutton had a median income among taxpayers of $55,663 and an average income of $72,248. This is higher than the national averages of $52,390 and $65,215 respectively for Rest of NSW. Based on Wage Price Index growth of 8.86% since financial year ended June 2023, estimated median income as of September 2025 would be approximately $60,595, with average income estimated at $78,649. Census data from 2021 shows household incomes in Mount Hutton rank between the 30th and 36th percentiles, with family and personal incomes also modestly ranked. Income distribution reveals that 33.8% of residents earn within the $1,500 - $2,999 bracket, reflecting a pattern seen across surrounding regions where 29.9% similarly occupy this income range. Housing affordability pressures are severe in Mount Hutton, with only 82.4% of income remaining after housing costs, ranking at the 35th percentile.

Mount Hutton is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region

Mount Hutton's dwelling structure, as per the latest Census, consisted of 73.5% houses and 26.5% other dwellings (semi-detached, apartments, 'other' dwellings). In contrast, Non-Metro NSW had 82.4% houses and 17.6% other dwellings. Home ownership in Mount Hutton stood at 33.9%, with mortgaged dwellings at 37.3% and rented ones at 28.7%. The median monthly mortgage repayment was $1,798, below Non-Metro NSW's average of $2,000. Weekly rent in Mount Hutton was $395, compared to Non-Metro NSW's $370. Nationally, Mount Hutton's mortgage repayments were lower than the Australian average of $1,863, while rents exceeded it at $375.

Mount Hutton features high concentrations of group households, with a lower-than-average median household size

Family households constitute 66.5% of all households, including 23.4% couples with children, 25.9% couples without children, and 15.9% single parent families. Non-family households account for the remaining 33.5%, with lone person households at 29.6% and group households comprising 3.9%. The median household size is 2.3 people, which is smaller than the Rest of NSW average of 2.5.

Mount Hutton faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally

The area's university qualification rate is 17.4%, significantly lower than the NSW average of 32.2%. This indicates a need for targeted educational initiatives. Bachelor degrees are the most common at 13.1%, followed by postgraduate qualifications (3.1%) and graduate diplomas (1.2%). Vocational credentials are prevalent, with 40.6% of residents aged 15+ holding them, including advanced diplomas (11.2%) and certificates (29.4%).

A total of 24.7% of the population is actively engaged in formal education, comprising 8.9% in primary, 6.3% in secondary, and 3.4% in tertiary education.

Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Mount Hutton has 40 active public transport stops, all of which are bus stops. These stops are served by 23 different routes that together facilitate 503 weekly passenger trips. The accessibility of the transport system is excellent, with residents on average being located just 130 meters from their nearest stop.

On an average day, there are 71 trips across all routes, which equates to about 12 weekly trips per individual stop.

Health performance in Mount Hutton is a key challenge with a range of health conditions having marked impacts on both younger and older age cohorts

Critical health challenges are evident across Mount Hutton, where a range of health conditions significantly impact both younger and older age cohorts.

The rate of private health cover is very high at approximately 55% of the total population (~2,128 people). Mental health issues and arthritis are the most common medical conditions in the area, impacting 11.4% and 10.9% of residents respectively. Conversely, 58.2% of residents declare themselves completely clear of medical ailments compared to 62.6% across Rest of NSW. Mount Hutton has a higher proportion of seniors aged 65 and over at 24.4% (936 people) compared to the Rest of NSW's 21.4%. Health outcomes among seniors present some challenges, broadly in line with the general population's health profile.

Mount Hutton ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics

Mount Hutton, as per the census conducted on 9 August 2016, had a population with 88.3% born in Australia, 93.3% being citizens, and 92.6% speaking English only at home. Christianity was the predominant religion, accounting for 53.2%. This figure is slightly higher than the regional average of 52.5%.

The top three ancestry groups were Australian (31.9%), English (31.1%), and Scottish (8.7%). Notably, Welsh ancestry was overrepresented at 1.1% compared to the regional average of 0.8%, while Macedonian and Samoan ancestries showed similar representation to the region at 0.4%.

Mount Hutton hosts a notably older demographic compared to the national average

Mount Hutton's median age is 42 years, similar to Rest of NSW's average of 43 but older than Australia's 38 years. The age profile shows that those aged 25-34 are particularly prominent at 16.7%, while the 65-74 group is smaller at 9.3% compared to Rest of NSW. Between 2021 and present, the 25-34 age group has grown from 14.4% to 16.7% of the population. Conversely, the 5-14 cohort has declined from 11.4% to 9.9%, and the 45-54 group has dropped from 11.4% to 10.3%. Population forecasts for 2041 indicate significant demographic changes in Mount Hutton. The 85+ cohort is projected to grow by 64%, adding 144 residents to reach 371. Senior residents aged 65 and above will drive 50% of population growth, reflecting aging trends. Meanwhile, population declines are projected for the 5-14 and 55-64 cohorts.