Bolton Point - Teralba
Statistical Area - sa2

Bolton Point - Teralba lies within the top quartile of areas nationally for population growth performance according to AreaSearch analysis of recent, and medium to long-term trends

Bolton Point - Teralba's population is approximately 10,623 as of August 2025. This figure represents an increase of 488 people since the 2021 Census, which recorded a population of 10,135. The growth is inferred from ABS estimates showing a resident population of 10,548 in June 2024 and 94 additional validated addresses since the Census date. This results in a density ratio of 483 persons per square kilometer. Over the past decade, Bolton Point - Teralba has shown resilient growth with an average annual increase of 1.8%, surpassing its SA4 region's growth rate. Interstate migration accounted for approximately 84.6% of population gains during recent periods.

AreaSearch uses ABS/Geoscience Australia projections released in 2024, based on 2022 data, for covered SA2 areas and NSW State Government's SA2 level projections from 2022, using 2021 as the base year, for uncovered areas. Growth rates by age group are applied to all areas until 2041. Nationwide, significant population increases are forecast in the top quartile of regional areas, with Bolton Point - Teralba expected to increase by 2,931 persons to 2041, representing a total increase of 26.9% over 17 years.

AreaSearch assessment of residential development activity positions Bolton Point - Teralba among the top 25% of areas assessed nationwide

Bolton Point - Teralba averaged approximately 59 new dwelling approvals annually over the past five financial years, from FY21 to FY25, with a total of 296 homes approved during this period. In FY26 up until now, 5 dwellings have been approved. On average, 3.6 people moved to the area each year for every dwelling built between FY21 and FY25, indicating significant demand outpacing supply, which typically influences property prices positively and intensifies competition among buyers.

The average construction value of new properties was $472,000 during this period. In the current financial year, commercial approvals valued at $3.3 million have been registered in Bolton Point - Teralba, reflecting its predominantly residential nature. Compared to the Rest of NSW, Bolton Point - Teralba records approximately 66% of building activity per person and ranks among the 69th percentile nationally when considering areas assessed.

New building activity in Bolton Point - Teralba consists mainly of standalone homes (82.0%) with a smaller proportion of medium and high-density housing (18.0%), maintaining the area's low density character and attracting space-seeking buyers. The location has approximately 213 people per dwelling approval, further emphasizing its low density market. Population forecasts suggest Bolton Point - Teralba will gain around 2,856 residents by 2041. If current development rates persist, housing supply might not keep pace with population growth, potentially increasing competition among buyers and supporting stronger property price growth.

Bolton Point - Teralba has strong levels of nearby infrastructure activity, ranking in the top 30% nationally

Changes to local infrastructure significantly impact an area's performance. AreaSearch identified 14 projects likely affecting the region. Notable initiatives include Lake Macquarie High School HPGE Upgrades, Speers Point Transport Improvements, Toronto Foreshore Revitalisation, and Edgeworth 112-lot Subdivision. The following list details those most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

Employment performance in Bolton Point - Teralba has been below expectations when compared to most other areas nationally

Bolton Point - Teralba has a skilled workforce with essential services sectors well represented. The unemployment rate was 4.4% in June 2021, with an estimated employment growth of 2.0% over the past year.

As of June 2025, 5,056 residents are employed while the unemployment rate is 0.8% higher than Rest of NSW's rate of 3.7%. Workforce participation is lower at 54.0%, compared to Rest of NSW's 56.4%. Employment in Bolton Point - Teralba is concentrated in health care & social assistance, construction, and retail trade.

Agriculture, forestry & fishing has limited presence with 0.5% employment compared to the regional average of 5.3%. Over the year to June 2025, employment increased by 2.0%, while labour force grew by 2.5%, resulting in an unemployment rate rise of 0.4 percentage points. National employment forecasts from Jobs and Skills Australia, published in May 2025, project national employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Bolton Point - Teralba's employment mix suggests local growth of approximately 6.6%% over five years and 13.9% over ten years.

Income levels sit below national averages according to AreaSearch assessment

Bolton Point - Teralba had a median taxpayer income of $51,616 and an average of $67,203 in the financial year 2022, according to postcode level ATO data aggregated by AreaSearch. This is slightly above the national average for that year. The Rest of NSW had a median income of $49,459 and an average income of $62,998 during the same period. Based on Wage Price Index growth, current estimates suggest a median income of approximately $58,125 and an average income of $75,677 as of September 2025 in Bolton Point - Teralba. The 2021 Census ranked household, family, and personal incomes in Bolton Point - Teralba between the 31st and 34th percentiles. In terms of income distribution, 32.1% of individuals earned between $1,500 and $2,999, which is similar to the broader area where 29.9% fell into this bracket. Housing affordability pressures were severe in Bolton Point - Teralba, with only 83.0% of income remaining after housing costs, ranking at the 33rd percentile.

Bolton Point - Teralba is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region

Dwelling structure in Bolton Point-Teralba, as per the latest Census data, consisted of 87.9% houses and 12.1% other dwellings (semi-detached, apartments, 'other' dwellings). This is compared to Non-Metro NSW's 89.7% houses and 10.2% other dwellings. Home ownership in Bolton Point-Teralba was at 32.9%, with mortgaged dwellings at 39.4% and rented ones at 27.7%. The median monthly mortgage repayment in the area was $1,733, below Non-Metro NSW's average of $1,900. The median weekly rent figure was recorded at $333, compared to Non-Metro NSW's $380. Nationally, Bolton Point-Teralba's mortgage repayments are lower than the Australian average of $1,863, while rents are substantially below the national figure of $375.

Bolton Point - Teralba has a typical household mix, with a fairly typical median household size

Family households account for 72.2% of all households, consisting of 28.6% couples with children, 27.5% couples without children, and 14.9% single parent families. Non-family households make up the remaining 27.8%, with lone person households at 25.4% and group households comprising 2.4% of the total. The median household size is 2.5 people, which aligns with the average for the Rest of NSW.

Educational outcomes in Bolton Point - Teralba fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The university qualification rate in Bolton Point - Teralba is 17.7%, significantly lower than the NSW average of 32.2%. This disparity presents both a challenge and an opportunity for targeted educational initiatives. Bachelor degrees are the most common at 12.5%, followed by postgraduate qualifications (3.1%) and graduate diplomas (2.1%). Vocational credentials are prevalent, with 42.9% of residents aged 15+ holding such qualifications - advanced diplomas (10.5%) and certificates (32.4%).

Educational participation is high, with 28.0% of residents currently enrolled in formal education. This includes 9.7% in primary education, 7.7% in secondary education, and 4.1% pursuing tertiary education. There are seven schools operating within Bolton Point - Teralba, educating approximately 1,641 students. The area has varied educational conditions, with a mix of four primary, two secondary, and one K-12 school. School capacity exceeds typical residential needs (15.4 places per 100 residents vs 12.3 regionally), indicating the area serves as an educational center for the broader region. Note: where schools show 'n/a' for enrolments please refer to parent campus.

Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Bolton Point - Teralba has 81 active public transport stops serving a mix of train and bus routes. These stops are covered by 73 individual routes that facilitate 1,403 weekly passenger trips in total. The average distance from residents to the nearest transport stop is 173 meters, indicating excellent accessibility.

On average, there are 200 trips per day across all routes, which translates to approximately 17 weekly trips per individual stop.

Health performance in Bolton Point - Teralba is a key challenge with a range of health conditions having marked impacts on both younger and older age cohorts

Bolton Point - Teralba faces significant health challenges, with various conditions affecting both younger and older residents.

Approximately 53% (~5,672 people) have private health cover, a rate higher than the national average. Mental health issues and arthritis are the most prevalent conditions, impacting 11.4 and 10.8% of residents respectively. However, 59.0% of residents report no medical ailments, compared to 60.3% in Rest of NSW. The area has a lower proportion of seniors aged 65 and over at 20.4% (2,172 people), compared to the 21.9% in Rest of NSW. Health outcomes among seniors are generally aligned with those of the broader population.

Bolton Point - Teralba is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Bolton Point-Teralba had a cultural diversity index below average, with 91.2% of its population being Australian citizens, 90.1% born in Australia, and 95.2% speaking English only at home. Christianity was the predominant religion, accounting for 52.6%, compared to 54.0% regionally. The top three ancestry groups were Australian (31.9%), English (31.9%), and Scottish (7.8%).

Notably, Australian Aboriginal people were overrepresented at 5.4% (vs regional 4.5%), Welsh at 0.7% (vs 0.7%), and Samoan at 0.4% (vs regional 0.3%).

Bolton Point - Teralba hosts an older demographic, ranking in the top quartile nationwide

Bolton Point - Teralba's median age is 41 years, which is lower than the Rest of NSW average of 43 but exceeds the national average of 38. The 25-34 age group makes up 14.1% of the population compared to the Rest of NSW figure, while the 65-74 cohort constitutes 10.2%. Post-2021 Census data shows a decrease in median age by 1 year to 41 due to an increase in younger residents. Between censuses, the 35-44 age group grew from 11.2% to 13.2%, and the 25-34 cohort increased from 12.7% to 14.1%. Conversely, the 55-64 cohort declined from 13.0% to 11.1%. Population forecasts for Bolton Point - Teralba indicate significant demographic changes by 2041. The 35-44 age group is projected to grow by 53%, adding 744 residents to reach 2,152. Meanwhile, the 55-64 group shows modest growth of 1%, with an addition of only 10 residents.