Bolton Point - Teralba

Population growth drivers in Bolton Point - Teralba are strong compared to national averages based on AreaSearch's ranking of recent, and medium to long-term trends

Based on AreaSearch's analysis, Bolton Point - Teralba's population is around 10,808 as of Feb 2026. This reflects an increase of 673 people (6.6%) since the 2021 Census, which reported a population of 10,135 people. The change is inferred from the estimated resident population of 10,548 from the ABS as of June 2024 and an additional 92 validated new addresses since the Census date. This population level equates to a density ratio of 491 persons per square kilometer, providing significant space per person and potential room for further development. Bolton Point - Teralba's 6.6% growth since the 2021 census exceeded the Rest of NSW (5.9%), marking it as a growth leader in the region. Population growth for the area was primarily driven by interstate migration, which contributed approximately 84.6% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, as released in 2024 with 2022 as the base year. For any SA2 areas not covered by this data, AreaSearch is utilising the NSW State Government's SA2 level projections, as released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are also applied to all areas for years 2032 to 2041. Anticipating future population dynamics, a significant population increase in the top quartile of Australian non-metropolitan areas is forecast, with the area expected to increase by 2,931 persons by 2041 based on the latest annual ERP population numbers, reflecting an increase of 24.7% in total over the 17 years.

AreaSearch assessment of residential development activity positions Bolton Point - Teralba among the top 25% of areas assessed nationwide

Bolton Point - Teralba has recorded around 59 residential properties granted approval annually, totalling 296 homes over the past 5 financial years. So far in FY-26, 9 approvals have been recorded. Given an average of 3.6 new residents per year arriving per dwelling constructed over the past 5 financial years (between FY-21 and FY-25), demand significantly exceeds new supply, which usually results in price growth and increased buyer competition, while new dwellings are developed at an average value of $288,000, aligned with broader regional development. Additionally, $3.3 million in commercial development approvals have been recorded this financial year, demonstrating the area's primarily residential nature.

When measured against the Rest of NSW, Bolton Point - Teralba records about 66% of the building activity per person while it places among the 68th percentile of areas assessed nationally. New development consists of 82.0% standalone homes and 18.0% townhouses or apartments, preserving the area's low density nature with an emphasis on detached housing attracting space-seeking buyers. The location has approximately 213 people per dwelling approval, indicating a low density market.

Population forecasts indicate Bolton Point - Teralba will gain 2,671 residents through to 2041 (from the latest AreaSearch quarterly estimate). At current development rates, housing supply may struggle to match population growth, potentially heightening buyer competition and supporting price increases.

Bolton Point - Teralba has strong levels of nearby infrastructure activity, ranking in the top 30% nationally

Nothing can influence an area's performance as much as changes to local infrastructure, major projects, and planning initiatives. In total, 14 projects have been identified by AreaSearch that are likely to have an impact on the area. Key projects include Lake Macquarie High School HPGE Upgrades, Speers Point Transport Improvements, Toronto Foreshore Revitalisation, and 114-120 Cary Street Mixed Use Development, with the list below detailing those likely to be of most relevance.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

AreaSearch assessment indicates Bolton Point - Teralba faces employment challenges relative to the majority of Australian markets

Bolton Point - Teralba possesses a skilled workforce, with essential services sectors well represented, and an unemployment rate of 5.9%. As of December 2025, 4,904 residents are in work, while the unemployment rate is 2.0% above Regional NSW's rate of 3.9%, and workforce participation is broadly similar to Regional NSW's 61.3%. Based on Census responses, a moderate 20.1% of residents were found to work from home, though Covid-19 lockdown impacts should be considered.

The key industries of employment among residents are health care & social assistance, construction, and retail trade. Conversely, agriculture, forestry & fishing is under-represented, with only 0.5% of Bolton Point - Teralba's workforce compared to 5.3% in Regional NSW. The area appears to offer limited employment opportunities locally, as indicated by the count of the Census working population versus the resident population.

Based on AreaSearch analysis of SALM and ABS data, during the year to December 2025, the labour force increased by 1.4% alongside a 0.9% employment decline, causing unemployment to rise by 2.2 percentage points. By comparison, Regional NSW recorded an employment decline of 1.2%, a labour force decline of 0.8%, with unemployment rising 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 can offer further insight into potential future demand within Bolton Point - Teralba. These projections, covering five and ten-year periods, have been mapped against the local employment profile to estimate growth patterns. While national employment is forecast to expand by 6.6% over five years and 13.7% over ten years, growth rates differ significantly between industry sectors. Applying these industry-specific projections to Bolton Point - Teralba's employment mix suggests local employment should increase by 6.6% over five years and 13.9% over ten years (please note this is a simple weighting extrapolation for illustrative purposes and does not take into account localised population projections).

The area's income profile falls below national averages based on AreaSearch analysis

AreaSearch's latest postcode level ATO data for FY-23 reveals that income in the Bolton Point - Teralba SA2 is in line with national averages, with the median assessed at $55,375 while the average income stands at $68,318. This contrasts with Regional NSW's figures of a median income of $52,390 and an average income of $65,215. Based on Wage Price Index growth of 8.86% since FY-23, current estimates would be approximately $60,281 (median) and $74,371 (average) as of September 2025. From the 2021 Census, household, family and personal incomes all rank modestly in Bolton Point - Teralba, between the 31st and 34th percentiles. The data shows the predominant cohort spans 32.1% of locals (3,469 people) in the $1,500 - 2,999 category, aligning with the broader area where this cohort likewise represents 29.9%. Housing affordability pressures are severe, with only 83.0% of income remaining, ranking at the 32nd percentile.

Bolton Point - Teralba is characterized by a predominantly suburban housing profile, with ownership patterns similar to the broader region

Dwelling structure within Bolton Point - Teralba, as evaluated at the latest Census, comprised 87.9% houses and 12.1% other dwellings (semi-detached, apartments, 'other' dwellings), in comparison to Regional NSW's 82.6% houses and 17.4% other dwellings. Meanwhile, the level of home ownership within Bolton Point - Teralba lagged that of Regional NSW, at 32.9%, with the remainder of dwellings either mortgaged (39.4%) or rented (27.7%). The median monthly mortgage repayment in the area was in line with the Regional NSW average at $1,733, while the median weekly rent figure was recorded at $333, compared to Regional NSW's $1,733 and $330. Nationally, Bolton Point - Teralba's mortgage repayments are lower than the Australian average of $1,863, while rents are substantially below the national figure of $375.

Bolton Point - Teralba has a typical household mix, with a higher-than-average median household size

Family households dominate at 72.2% of all households, comprising 28.6% couples with children, 27.5% couples without children, and 14.9% single parent families. Non-family households make up the remaining 27.8%, with lone person households at 25.4% and group households comprising 2.4% of the total. The median household size of 2.5 people is larger than the Regional NSW average of 2.4.

Educational outcomes in Bolton Point - Teralba fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area faces educational challenges, with university qualification rates (17.7%) substantially below the NSW average of 32.2%. This represents both a challenge and an opportunity for targeted educational initiatives. Bachelor degrees lead at 12.5%, followed by postgraduate qualifications (3.1%) and graduate diplomas (2.1%). Trade and technical skills feature prominently, with 42.9% of residents aged 15+ holding vocational credentials, including advanced diplomas (10.5%) and certificates (32.4%).

Educational participation is notably high, with 28.0% of residents currently enrolled in formal education. This includes 9.7% in primary education, 7.7% in secondary education, and 4.1% pursuing tertiary education.

Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Public transport analysis reveals 95 active transport stops operating within Bolton Point - Teralba, comprising a mix of trains and buses. These stops are serviced by 73 individual routes, collectively providing 1,498 weekly passenger trips. Transport accessibility is rated as excellent, with residents typically located 172 meters from the nearest transport stop. As a primarily residential area, most residents commute outward; the car remains the dominant mode at 95%. Vehicle ownership averages 1.5 per dwelling. Some 20.1% of residents work from home (2021 Census; may reflect COVID-19 conditions).

Service frequency averages 214 trips per day across all routes, equating to approximately 15 weekly trips per individual stop.

Health performance in Bolton Point - Teralba is a key challenge with a range of health conditions having marked impacts on both younger and older age cohorts

Critical health challenges are evident across Bolton Point - Teralba, based on AreaSearch's assessment of mortality rates and chronic condition prevalence. A range of health conditions have marked impacts on both younger and older age cohorts, and the rate of private health cover just leads the average SA2 area at approximately 53% of the total population (~5,760 people).

The most common medical conditions in the area are mental health issues and arthritis, impacting 11.4% and 10.8% of residents, respectively, while 59.0% declared themselves as completely clear of medical ailments compared to 63.3% across Regional NSW. The working-age population faces notable health challenges with elevated chronic condition rates. The area has 20.4% of residents aged 65 and over (2,209 people), which is lower than the 23.4% in Regional NSW. Health outcomes among seniors present some challenges, with national rankings broadly in line with the general population.

Bolton Point - Teralba is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Bolton Point - Teralba was found to be below average in terms of cultural diversity, with 91.2% of its population being citizens, 90.1% born in Australia, and 95.2% speaking English only at home. The main religion in Bolton Point - Teralba is Christianity, which makes up 52.6% of people in the area. This compares to 55.9% across Regional NSW.

In terms of ancestry (country of birth of parents), the top three represented groups in Bolton Point - Teralba are Australian, comprising 31.9% of the population, English, comprising 31.9% of the population, and Scottish, comprising 7.8% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Australian Aboriginal is notably overrepresented at 5.4% of Bolton Point - Teralba (vs 4.6% regionally), Welsh at 0.7% (vs 0.5%) and Samoan at 0.4% (vs 0.1%).

Bolton Point - Teralba's median age exceeds the national pattern

At 41 years, Bolton Point - Teralba's median age is somewhat lower than the Regional NSW average of 43 yet modestly exceeds the 38-year national average. The 25 - 34 age group shows strong representation at 14.4% compared to Regional NSW, whereas the 65 - 74 cohort is less prevalent at 10.3%. Post-2021 Census data shows younger residents have shifted the median age down by 1.2 years to 41. Notable shifts include the 35 to 44 age group, which has grown from 11.2% to 13.7% of the population, while the 25 to 34 cohort increased from 12.7% to 14.4%. Conversely, the 55 to 64 cohort has declined from 13.0% to 10.6% and the 45 to 54 group dropped from 11.7% to 10.6%. Population forecasts for 2041 indicate substantial demographic changes for Bolton Point - Teralba. The 35 to 44 cohort shows the strongest projected growth at 45%, adding 666 residents to reach 2,152. The 65 to 74 group displays more modest growth at 2%, adding only 18 residents.