Bolton Point - Teralba
Statistical Area - sa2

Bolton Point - Teralba lies within the top quartile of areas nationally for population growth performance according to AreaSearch analysis of recent, and medium to long-term trends

Bolton Point - Teralba's population is around 10,623 as of Aug 2025. This reflects an increase of 488 people since the 2021 Census, which reported a population of 10,135. The change is inferred from the estimated resident population of 10,548 in June 2024 and an additional 94 validated new addresses since the Census date. This level of population equates to a density ratio of 483 persons per square kilometer. Over the past decade, Bolton Point - Teralba has demonstrated resilient growth patterns with a compound annual growth rate of 1.8%, outpacing its SA4 region. Population growth was primarily driven by interstate migration, contributing approximately 84.6% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections, released in 2022 with a base year of 2021. Growth rates by age group are applied to all areas for years 2032 to 2041. Based on the latest population numbers, Bolton Point - Teralba is forecasted to increase by 2,931 persons to 2041, with an overall increase of 26.9% over the 17-year period.

AreaSearch assessment of residential development activity positions Bolton Point - Teralba among the top 25% of areas assessed nationwide

Bolton Point - Teralba averaged approximately 59 new dwelling approvals annually over the past five financial years, from FY21 to FY25. A total of 296 homes were approved during this period, with an additional 5 approved so far in FY26. On average, 3.6 people moved to the area per year for each dwelling built between FY21 and FY25, indicating a significant demand outpacing supply.

The average construction value of new properties was $472,000. In FY26, commercial approvals totaled $3.3 million, reflecting the area's primarily residential nature. Compared to the rest of NSW, Bolton Point - Teralba recorded around 66% of building activity per person and ranked among the 69th percentile nationally in terms of building activity.

The new building activity consisted of 82.0% standalone homes and 18.0% medium and high-density housing, maintaining the area's low density nature with a focus on detached housing. There were approximately 213 people per dwelling approval, further indicating a low density market. Population forecasts suggest Bolton Point - Teralba will gain 2,856 residents by 2041. If current development rates continue, housing supply may not keep pace with population growth, potentially increasing competition among buyers and supporting stronger price growth.

Bolton Point - Teralba has strong levels of nearby infrastructure activity, ranking in the top 30% nationally

AreaSearch has identified 14 projects that could impact the area significantly due to their influence on local infrastructure. Notable projects include Lake Macquarie High School HPGE Upgrades, Speers Point Transport Improvements, Toronto Foreshore Revitalisation, and Edgeworth 112-lot Subdivision. The following list details those projects likely to be most relevant.

Professional plan users can use the search below to filter and access additional projects.

Employment performance in Bolton Point - Teralba has been below expectations when compared to most other areas nationally

Bolton Point - Teralba has an unemployment rate of 4.4% as of June 2025, with estimated employment growth of 2.0% over the past year. There are 5,056 residents in work while the unemployment rate is 0.8% higher than Rest of NSW's rate of 3.7%.

Workforce participation is lower at 54.0%, compared to Rest of NSW's 56.4%. Employment is concentrated in health care & social assistance, construction, and retail trade. Agriculture, forestry & fishing has limited presence with 0.5% employment compared to the regional average of 5.3%.

Over the year to June 2025, employment increased by 2.0%, while labour force grew by 2.5%, leading to an unemployment rise of 0.4 percentage points. Rest of NSW recorded a slight employment decline of 0.1% over this period. State-level data shows NSW employment contracted by 0.41% (losing 19,270 jobs) from Sep-25 to Jun-26, with the state unemployment rate at 4.3%. Jobs and Skills Australia forecasts national employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Bolton Point - Teralba's employment mix suggests local growth of approximately 6.6%% over five years and 13.9% over ten years.

Income levels sit below national averages according to AreaSearch assessment

Bolton Point - Teralba's median taxpayer income was $51,616 and average income was $67,203 in the financial year 2022. This is slightly above the national average of that time. In contrast, Rest of NSW had a median income of $49,459 and an average income of $62,998 during the same period. Based on Wage Price Index growth of 10.6% since financial year 2022, estimated median income for Bolton Point - Teralba as of March 2025 is approximately $57,087 and average income is $74,327. According to the 2021 Census, household, family, and personal incomes in Bolton Point - Teralba ranked modestly between the 31st and 34th percentiles. Income distribution shows that 32.1% of individuals earn between $1,500 and $2,999, which is similar to the broader area's 29.9%. Housing affordability pressures are severe in Bolton Point - Teralba, with only 83.0% of income remaining after housing costs, ranking at the 33rd percentile.

Bolton Point - Teralba is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region

In Bolton Point-Teralba as of the latest Census, 87.9% of dwellings were houses, with the remaining 12.1% comprising semi-detached homes, apartments, and other types. This is similar to Non-Metro NSW's dwelling structure, which was 89.7% houses and 10.2% other dwellings. Home ownership in Bolton Point-Teralba stood at 32.9%, with mortgaged dwellings at 39.4% and rented ones at 27.7%. The median monthly mortgage repayment in the area was $1,733, lower than Non-Metro NSW's average of $1,900. The median weekly rent in Bolton Point-Teralba was $333, compared to Non-Metro NSW's $380. Nationally, Bolton Point-Teralba's mortgage repayments were below the Australian average of $1,863, and rents were substantially lower than the national figure of $375.

Bolton Point - Teralba has a typical household mix, with a fairly typical median household size

Family households account for 72.2% of all households, including 28.6% couples with children, 27.5% couples without children, and 14.9% single parent families. Non-family households constitute the remaining 27.8%, with lone person households at 25.4% and group households comprising 2.4%. The median household size is 2.5 people, which aligns with the average for the Rest of NSW.

Educational outcomes in Bolton Point - Teralba fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area has lower university qualification rates at 17.7%, significantly below the NSW average of 32.2%. This presents both a challenge and an opportunity for targeted educational initiatives. Bachelor degrees are most common at 12.5%, followed by postgraduate qualifications (3.1%) and graduate diplomas (2.1%). Vocational credentials are prominent, with 42.9% of residents aged 15+ holding them - advanced diplomas (10.5%) and certificates (32.4%).

Educational participation is high at 28.0%, including primary education (9.7%), secondary education (7.7%), and tertiary education (4.1%). Seven schools operate in Bolton Point - Teralba, educating approximately 1,641 students. The educational mix includes four primary, two secondary, and one K-12 school. School capacity exceeds typical residential needs, with 15.4 places per 100 residents compared to the regional average of 12.3, indicating the area serves as an educational center for the broader region. Note: where schools show 'n/a' for enrolments, please refer to the parent campus.

Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Bolton Point - Teralba has 81 active public transport stops, offering a mix of train and bus services. These stops are served by 73 individual routes, collectively facilitating 1,403 weekly passenger trips. The area's transport accessibility is rated excellent, with residents located an average of 173 meters from the nearest stop.

Service frequency averages 200 trips per day across all routes, resulting in approximately 17 weekly trips per stop.

Health performance in Bolton Point - Teralba is a key challenge with a range of health conditions having marked impacts on both younger and older age cohorts

Bolton Point - Teralba faces significant health challenges, with various conditions affecting both younger and older residents.

Approximately 53% (~5,672 people) have private health cover, a rate higher than the national average. The most prevalent medical conditions are mental health issues (11.4%) and arthritis (10.8%), while 59.0% of residents report no medical ailments, compared to 60.3% in Rest of NSW. Around 20.4% (~2,172 people) of the population is aged 65 and over, slightly lower than the 21.9% in Rest of NSW. Health outcomes among seniors are generally comparable to those of the broader population.

Bolton Point - Teralba is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Bolton Point-Teralba had a cultural diversity index below average, with 91.2% of its population being Australian citizens, 90.1% born in Australia, and 95.2% speaking English only at home. Christianity was the predominant religion in Bolton Point-Teralba, comprising 52.6% of the population, compared to 54.0% across the Rest of NSW. The top three ancestry groups were Australian (31.9%), English (31.9%), and Scottish (7.8%).

Notably, Australian Aboriginal people were overrepresented at 5.4%, compared to 4.5% regionally. Welsh people made up 0.7%, matching the regional percentage, while Samoan people comprised 0.4%, slightly higher than the regional average of 0.3%.

Bolton Point - Teralba hosts an older demographic, ranking in the top quartile nationwide

Bolton Point - Teralba's median age is 41 years, which is lower than the Rest of NSW average of 43 but exceeds the national average of 38. The 25-34 age group makes up 14.1% of the population compared to Rest of NSW, while the 65-74 cohort represents 10.2%. Post-2021 Census data shows a decrease in median age by 1 year to 41 due to younger residents. The 35 to 44 age group grew from 11.2% to 13.2%, and the 25 to 34 cohort increased from 12.7% to 14.1%. Conversely, the 55 to 64 cohort declined from 13.0% to 11.1%. Population forecasts for Bolton Point - Teralba in 2041 indicate significant demographic changes. The 35 to 44 age group is projected to grow by 53%, adding 744 residents to reach 2,152. The 55 to 64 cohort is expected to grow modestly at 1%, adding only 10 residents.