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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
Sales Activity
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Sales Detail
Population
An assessment of population growth drivers in Caves Beach reveals an overall ranking slightly below national averages considering recent, and medium term trends
As of Nov 2025, the estimated population for the Caves Beach statistical area (Lv2) is around 3,984, a decrease of 32 people since the 2021 Census which reported a population of 4,016. This change is inferred from AreaSearch's resident population estimate of 3,930 as of June 2024. The population density in Caves Beach (SA2) is 1,639 persons per square kilometer, above the national average assessed by AreaSearch. Over the past decade, Caves Beach has shown resilient growth with a compound annual growth rate of 1.3%, outpacing its SA3 area. Interstate migration contributed approximately 64.0% to recent population gains in the area. For projections until 2041, AreaSearch uses ABS/Geoscience Australia data released in 2024 with a 2022 base year for covered areas and NSW State Government's SA2 level projections released in 2022 with a 2021 base year for uncovered areas.
Population growth rates by age group are applied to all areas from 2032 to 2041. By 2041, the Caves Beach (SA2) population is projected to grow by 811 persons, reflecting an increase of 24.6% over the 17 years.
Frequently Asked Questions - Population
Development
Residential development activity is lower than average in Caves Beach according to AreaSearch's national comparison of local real estate markets
Caves Beach had less than one new dwelling approved annually over five years ending 2021. This minimal activity is typical of rural areas with modest housing needs and limited construction due to local demand and infrastructure capacity. The small number of approvals can significantly impact annual growth statistics.
Compared to Rest of NSW, Caves Beach has significantly lower construction activity. Its development pattern is also below national averages.
Frequently Asked Questions - Development
Infrastructure
Caves Beach has very high levels of nearby infrastructure activity, ranking in the top 20% nationally
Four projects identified by AreaSearch are expected to impact the area significantly: Caves Beach Ambulance Station, Swansea Channel Permanent Dredging Solution, South East Growth Area Plan, Pelican, Blacksmiths, Swansea, Swansea Heads and Caves Beach Local Adaptation Plan.
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INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Hunter-Central Coast Renewable Energy Zone
The Hunter-Central Coast Renewable Energy Zone (REZ) is a critical infrastructure project designed to transition the region from coal-based power to renewable energy. The project involves upgrading approximately 85km of existing 132kV sub-transmission lines between Kurri Kurri and Muswellbrook, constructing two new substations (Sandy Creek and Antiene), and modernizing existing network assets. These upgrades will provide an additional 1GW of network transfer capacity by 2028, enabling the connection of large-scale wind, solar, and battery storage projects. Ausgrid, as the appointed network operator, is responsible for the design, financing, and construction, with early works beginning in 2025 and major construction commencing in early 2026.
High Speed Rail - Newcastle to Sydney (Stage 1)
The first stage of Australia's High Speed Rail network involves a 194km dedicated rail line connecting Newcastle to Sydney. The project features trains reaching speeds of 320 km/h on surface sections and 200 km/h in tunnels, aiming to reduce travel time to approximately one hour. Following the 2025 business case evaluation, the project has moved into a two-year Development Phase focusing on design refinement (to 40% maturity), securing planning approvals, and corridor preservation. The route includes approximately 115km of tunneling and six planned stations: Broadmeadow, Lake Macquarie, Gosford, Sydney Central, Parramatta, and Western Sydney International Airport.
Low and Mid-Rise Housing Policy
State-wide NSW planning reforms to enable diverse low and mid-rise housing, including dual occupancies, terraces, townhouses, and apartment buildings up to 6 storeys. The policy applies to residential zones within 800m of 171 nominated transport hubs and town centres. Stage 1 (dual occupancies) commenced 1 July 2024, and Stage 2 (mid-rise apartments and terraces) commenced 28 February 2025. In June 2025, further amendments adjusted aircraft noise thresholds and clarified storey definitions to expand the policy's reach. The initiative is expected to facilitate approximately 112,000 additional homes by 2030.
Caves Beach Ambulance Station
A new purpose-built ambulance station to boost frontline emergency care and improve emergency response times across Lake Macquarie, servicing Caves Beach, Swansea, and surrounding communities including Nords Wharf, Catherine Hill Bay, Murray's Beach, and Cams Wharf. The site at Kayuga Close has been secured, and the project is proceeding with design development and planning approval. It is part of the NSW Government's $615.5 million NSW Ambulance Infrastructure Program.
Swansea Channel Permanent Dredging Solution
A permanent dredging solution for Swansea Channel, the entrance to Lake Macquarie, involving a Beaver 30 dredge vessel and sand transfer system to maintain safe navigation for vessels, with sand pumped to Blacksmiths Beach. The project includes upgrades to the Blacksmiths boat ramp and aims to address ongoing sand accumulation issues.
Swansea Channel Dredging and Sand Transfer System
Multi-stage program to maintain safe navigation in Swansea Channel and deliver a permanent dredge and sand transfer system. Stage 3 maintenance dredging occurred in mid-2025 focusing on the Dog Leg, while Council has awarded a $7.4m tender to supply a Beaver 30 dredge and associated sand transfer system. Installation is scheduled from late 2025 to mid-2026, with commissioning targeted for mid-2026. Transport for NSW will operate the system for at least five years, with dredged sand to nourish Blacksmiths Beach.
Salts Bay Littoral Rainforest Protection and Enhancement Works
Rehabilitation of endangered littoral rainforest ecosystem at Swansea Heads through targeted weed control, erosion management, and revegetation. The project addressed invasion of transformer weeds, urbanization impacts including rubbish dumping, and track erosion from unauthorized public access. Works included planting over 1,000 native species, installation of fencing to formalize access points, and comprehensive bush regeneration to protect this rare coastal ecological community. The project was supported by the NSW Coast and Estuary Grant Program and involved collaboration with OzFish Unlimited, Landcare NSW, and Bahtabah Local Aboriginal Land Council. Supporting infrastructure improvements included sealing of Salts Bay Road and construction of a car park to improve controlled access while protecting the sensitive ecosystem.
Newcastle Offshore Wind Project
The Newcastle Offshore Wind project proposes a floating wind farm off Newcastle, NSW, with an expected capacity of up to 10 gigawatts, pending a Scoping Study's results.
Employment
The employment landscape in Caves Beach shows performance that lags behind national averages across key labour market indicators
Caves Beach has a skilled workforce with essential services sectors well represented. The unemployment rate was 3.7% in the past year, showing an estimated employment growth of 2.3%.
As of September 2025, 1,924 residents are employed while the unemployment rate is 0.2% below Rest of NSW's rate of 3.8%. Workforce participation is somewhat lower at 53.8%, compared to Rest of NSW's 56.4%. Key industries of employment among residents are health care & social assistance, education & training, and construction. The area has a particularly strong specialization in education & training, with an employment share 1.3 times the regional level.
Conversely, agriculture, forestry & fishing shows lower representation at 0.4% versus the regional average of 5.3%. Employment opportunities locally may be limited, as indicated by the count of Census working population vs resident population. During the year to September 2025, employment levels increased by 2.3%, and labour force increased by 3.1%, causing the unemployment rate to rise by 0.8 percentage points. This compares to Rest of NSW where employment fell by 0.5%, labour force contracted by 0.1%, and unemployment rose by 0.4 percentage points. State-level data to 25-Nov shows NSW employment contracted by 0.03% (losing 2,260 jobs), with the state unemployment rate at 3.9%. National employment forecasts from May-25 project national employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Caves Beach's employment mix suggests local employment should increase by 6.7% over five years and 13.8% over ten years, based on a simple weighting extrapolation for illustrative purposes.
Frequently Asked Questions - Employment
Income
The area's income profile falls below national averages based on AreaSearch analysis
According to AreaSearch's aggregation of latest postcode level ATO data released for financial year ending June 2023, Caves Beach had a median income among taxpayers of $51,201 and an average income of $69,681. This is slightly above the national averages of $52,390 and $65,215 respectively for Rest of NSW. Based on Wage Price Index growth of 8.86% between financial year ending June 2023 and September 2025, estimated median income in Caves Beach would be approximately $55,737 and average income around $75,855 by that date. Census data from 2021 shows household incomes rank at the 43rd percentile, family incomes at the 36th percentile, and personal incomes at the 30th percentile in Caves Beach. The earnings profile indicates that 27.9% of residents earn between $1,500 to $2,999 weekly, consistent with broader trends across the broader area where 29.9% fall into this category. After accounting for housing costs, 86.0% of income remains for other expenses. The area's SEIFA income ranking places it in the 6th decile.
Frequently Asked Questions - Income
Housing
Caves Beach is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership
Caves Beach dwellings were 85.6% houses and 14.4% other dwellings in the latest Census, compared to Non-Metro NSW's 82.4% houses and 17.6% other dwellings. Home ownership in Caves Beach was 50.5%, with mortgaged dwellings at 30.8% and rented ones at 18.7%. The median monthly mortgage repayment was $2,090, higher than Non-Metro NSW's average of $2,000. Median weekly rent in Caves Beach was $420, compared to Non-Metro NSW's $370. Nationally, Caves Beach's mortgage repayments were significantly higher at $2,090 versus the Australian average of $1,863, and rents were substantially above the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Caves Beach features high concentrations of family households, with a higher-than-average median household size
Family households constitute 77.2% of all households, including 30.3% couples with children, 34.1% couples without children, and 12.1% single parent families. Non-family households comprise the remaining 22.8%, with lone person households at 21.1% and group households accounting for 1.8%. The median household size is 2.6 people, larger than the Rest of NSW average of 2.5.
Frequently Asked Questions - Households
Local Schools & Education
Educational attainment in Caves Beach aligns closely with national averages, showing typical qualification patterns and performance metrics
Educational qualifications in Caves Beach trail regional benchmarks show that 23.0% of residents aged 15 and above hold university degrees, compared to the state average of 32.2%. This difference suggests potential for educational development and skills enhancement. Bachelor degrees are the most common at 16.3%, followed by postgraduate qualifications (4.0%) and graduate diplomas (2.7%). Trade and technical skills are prominent, with 39.3% of residents aged 15 and above holding vocational credentials – advanced diplomas (11.5%) and certificates (27.8%).
Educational participation is high, with 26.3% of residents currently enrolled in formal education. This includes 9.0% in primary education, 8.0% in secondary education, and 4.2% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Transport analysis shows 41 active stops operating within Caves Beach, offering mixed bus services. These stops are served by 18 routes, collectively facilitating 285 weekly passenger trips. Transport accessibility is rated excellent, with residents typically located 171 meters from the nearest stop.
Service frequency averages 40 trips per day across all routes, translating to approximately 6 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Caves Beach is well below average with prevalence of common health conditions notable across both younger and older age cohorts
Health data indicates significant health challenges in Caves Beach, with high prevalence of common conditions across both younger and older age groups.
Approximately 54% (~2,170 people) have private health cover, which is relatively high. The most prevalent medical conditions are arthritis (affecting 12.0% of residents) and mental health issues (8.3%). In contrast, 61.2% report being free from medical ailments, compared to 62.6% in the Rest of NSW. Caves Beach has a higher proportion of seniors aged 65 and over, at 27.9% (1,111 people), compared to the Rest of NSW's 21.4%. Despite this, health outcomes among seniors are challenging but perform better than the general population in health metrics.
Frequently Asked Questions - Health
Cultural Diversity
Caves Beach is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics
Caves Beach, surveyed in June 2016, showed low cultural diversity with 88.1% of residents born in Australia, 94.3% being citizens, and 95.9% speaking English only at home. Christianity was the predominant religion, practiced by 56.8%. This is slightly higher than the Rest of NSW's 52.5%.
Ancestry-wise, Australians made up 31.7%, English 30.9%, and Irish 8.9% of Caves Beach population. Notable differences included Welsh at 1.2% (compared to regional 0.8%), Maltese at 0.9% (regional 0.3%), and Scottish at 8.9% (regional 8.8%).
Frequently Asked Questions - Diversity
Age
Caves Beach hosts an older demographic, ranking in the top quartile nationwide
Caves Beach has a median age of 49, which is higher than Rest of NSW's figure of 43 and significantly above Australia's median age of 38. The 65-74 age group is notably over-represented in Caves Beach at 15.4%, compared to the Rest of NSW average, while the 25-34 cohort is under-represented at 6.1%. This concentration of the 65-74 age group is well above the national figure of 9.4%. Between January 2021 and present, the 15 to 24 age group has increased from 11.5% to 12.6% of the population. Conversely, the 25 to 34 cohort has decreased from 7.0% to 6.1%. Looking ahead to 2041, demographic projections indicate significant shifts in Caves Beach's age structure. The 75 to 84 age cohort is projected to grow by 152 people (44%), increasing from 346 to 499. Meanwhile, the 15 to 24 cohort is projected to grow by a modest 6%, adding 32 people.