Summerland Point - Gwandalan

Population growth drivers in Summerland Point - Gwandalan are strong compared to national averages based on AreaSearch's ranking of recent, and medium to long-term trends

Summerland Point - Gwandalan's population is around 7,067 as of Nov 2025. This reflects an increase of 575 people since the 2021 Census, which reported a population of 6,492 people. The change was inferred from the estimated resident population of 6,915 from the ABS as of June 2024 and an additional 256 validated new addresses since the Census date. This level of population equates to a density ratio of 769 persons per square kilometer. Summerland Point - Gwandalan's growth of 8.9% since the 2021 census exceeded the SA4 region (3.1%) and the SA3 area, marking it as a growth leader in the region. Population growth for the area was primarily driven by interstate migration contributing approximately 67.1% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with 2022 as the base year. For areas not covered, AreaSearch utilises NSW State Government's SA2 level projections released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. Based on demographic trends and latest annual ERP population numbers, an above median population growth is projected for the area, expected to grow by 1,269 persons to 2041 reflecting a total increase of 15.8% over the 17 years.

AreaSearch assessment of residential development activity positions Summerland Point - Gwandalan among the top 25% of areas assessed nationwide

Summerland Point - Gwandalan has recorded approximately 70 residential properties granted approval annually over the past five financial years, totalling 353 homes. As of FY26, 37 approvals have been recorded. Over these five years, an average of 1.8 people moved to the area per dwelling built. The average construction cost value for new homes is $479,000, aligning with regional trends.

This financial year has seen $460,000 in commercial approvals, indicating the area's residential focus. Compared to Greater Sydney, Summerland Point - Gwandalan records 149.0% more new home approvals per capita, offering buyers greater choice. New building activity consists of 87.0% standalone homes and 13.0% townhouses or apartments, maintaining the area's traditional low-density character with a focus on family homes. The population density is around 74 people per approval, reflecting a developing area.

According to AreaSearch's latest quarterly estimate, Summerland Point - Gwandalan is expected to grow by 1,117 residents by 2041. At current development rates, new housing supply should comfortably meet demand, providing favourable conditions for buyers and potentially supporting growth beyond current population projections.

Summerland Point - Gwandalan has moderate levels of nearby infrastructure activity, ranking in the 40thth percentile nationally

Changes to local infrastructure significantly impact an area's performance. AreaSearch has identified one major project likely affecting this region: Crangan Bay Residential Estate, South East Growth Area Plan, Central Coast Desalination Plant, and Draft Greater Newcastle Metropolitan Plan 2036 are key projects, with the following details focusing on those most relevant.

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Employment performance in Summerland Point - Gwandalan has been broadly consistent with national averages

Summerland Point - Gwandalan has a balanced workforce with white and blue collar jobs. Key industries are health care & social assistance, construction, and retail trade.

Construction is notably high at 1.9 times the regional average. Professional & technical services are under-represented at 4.4% compared to Greater Sydney's 11.5%. The unemployment rate in June 2025 was 3.3%, with an estimated employment growth of 1.9% over the past year, lower than Greater Sydney's rate of 4.2%. Workforce participation is also lower at 53.3%.

Over the year to June 2025, employment increased by 1.9%, labour force by 2.7%, leading to an unemployment rise of 0.8 percentage points. In contrast, Greater Sydney had a 2.6% employment growth and a 0.3 percentage point unemployment increase. Statewide in NSW as of Nov-25, employment contracted by 0.03% with an unemployment rate of 3.9%. Nationally, the unemployment rate was 4.3%. Jobs and Skills Australia forecasts national employment to grow by 6.6% over five years and 13.7% over ten years. Applying these projections to Summerland Point - Gwandalan's industry mix suggests local employment should increase by 6.4% over five years and 13.4% over ten years, though this is a simplified extrapolation not accounting for local population changes.

Income levels sit below national averages according to AreaSearch assessment

Summerland Point - Gwandalan SA2 had a median taxpayer income of $48,369 and an average income of $58,775 in financial year 2022. These figures are lower than Greater Sydney's median income of $56,994 and average income of $80,856. By September 2025, estimates suggest the median income will be approximately $54,468 and the average income $66,187, based on a 12.61% increase from financial year 2022. Census data indicates incomes in Summerland Point - Gwandalan rank modestly, between the 22nd and 29th percentiles for household, family, and personal incomes. Income analysis shows that 31.9% of the population (2,254 individuals) fall within the $1,500 - $2,999 income range, similar to the surrounding region's 30.9%. Housing affordability pressures are severe, with only 83.0% of income remaining, ranking at the 28th percentile.

Summerland Point - Gwandalan is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Summerland Point - Gwandalan's dwelling structures, as per the latest Census, consisted of 96.5% houses and 3.5% other dwellings (semi-detached, apartments, 'other' dwellings), compared to Sydney metro's 83.2% houses and 16.7% other dwellings. Home ownership in Summerland Point - Gwandalan stood at 40.1%, with mortgaged dwellings at 39.7% and rented ones at 20.3%. The median monthly mortgage repayment was $1,753, lower than Sydney metro's $1,900. Median weekly rent was $395, slightly higher than Sydney metro's $385. Nationally, mortgage repayments were below the Australian average of $1,863, while rents exceeded the national figure of $375.

Summerland Point - Gwandalan has a typical household mix, with a fairly typical median household size

Family households constitute 74.9% of all households, consisting of 27.8% couples with children, 33.0% couples without children, and 13.0% single parent families. Non-family households comprise the remaining 25.1%, with lone person households at 23.1% and group households making up 2.2%. The median household size is 2.5 people, which aligns with the Greater Sydney average.

Summerland Point - Gwandalan faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally

The area has university qualification rates of 11.4%, significantly lower than the Greater Sydney average of 38.0%. This disparity presents both a challenge and an opportunity for targeted educational initiatives. Bachelor degrees are the most common at 8.2%, followed by postgraduate qualifications (1.6%) and graduate diplomas (1.6%). Trade and technical skills are prevalent, with 46.8% of residents aged 15 and above holding vocational credentials - advanced diplomas (9.3%) and certificates (37.5%).

Educational participation is notably high, with 25.8% of residents currently enrolled in formal education. This includes 9.6% in primary education, 7.3% in secondary education, and 2.5% pursuing tertiary education.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Transport analysis indicates 32 active stops operating between Summerland Point and Gwandalan, consisting of bus services. These stops are served by 22 unique routes, offering a total of 234 weekly passenger trips. Transport accessibility is considered good, with residents typically situated 204 meters from the nearest stop.

Service frequency averages 33 trips per day across all routes, equating to roughly 7 weekly trips per individual stop.

Health performance in Summerland Point - Gwandalan is well below average with prevalence of common health conditions notable across both younger and older age cohorts

Summerland Point - Gwandalan faces significant health challenges, as indicated by its health data. Both younger and older age groups have notable prevalence of common health conditions.

Private health cover is relatively low at approximately 49% of the total population (~3,469 people), compared to the national average of 55.3%. The most prevalent medical conditions are arthritis (11.4%) and mental health issues (9.5%). However, 61.0% of residents claim to be completely free from medical ailments, similar to Greater Sydney's 61.5%. The area has a higher proportion of seniors aged 65 and over at 24.3%, with 1,717 people falling into this category compared to Greater Sydney's 22.3%. Health outcomes among seniors present challenges broadly in line with the general population's health profile.

Summerland Point - Gwandalan is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Summerland Point-Gwandalan had a population with 88.9% born in Australia, 92.9% being citizens, and 96.1% speaking English only at home, indicating lower cultural diversity compared to the average. Christianity was the predominant religion, accounting for 56.6%, slightly higher than Greater Sydney's 56.2%. The top three ancestry groups were English (31.7%), Australian (31.1%), and Irish (9.2%).

Notably, Maltese were overrepresented at 1.8% compared to the regional average of 1.0%. Australian Aboriginal representation was equal at 4.5%, while Hungarian was slightly higher at 0.3% versus 0.2% regionally.

Summerland Point - Gwandalan hosts a notably older demographic compared to the national average

The median age in Summerland Point - Gwandalan is 45 years, which is significantly higher than Greater Sydney's average of 37 years and Australia's national average of 38 years. Compared to Greater Sydney, Summerland Point - Gwandalan has a higher proportion of residents aged 75-84 (9.4%), but fewer residents aged 25-34 (10.0%). According to the Census conducted on 24 August 2021, the age group of 75 to 84 years has increased from 7.3% to 9.4%, while the 15 to 24 age group has risen from 10.8% to 11.9%. Conversely, the 65 to 74 age group has decreased from 13.5% to 12.3%, and the 45 to 54 age group has dropped from 13.6% to 12.4%. By the year 2041, demographic projections indicate significant shifts in Summerland Point - Gwandalan's age structure. The 65 to 74 age group is projected to grow by 30%, reaching 1,130 people from 868. Notably, the combined age groups of 65 years and above will account for 62% of total population growth, reflecting the area's aging demographic profile. In contrast, both the 0 to 4 and 5 to 14 age groups are projected to see reduced numbers.