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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
The median house price in Lake Munmorah is $810k, with units at $645k. House values have moved 3.0% a year compounded over five years.
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Lake Munmorah has an estimated 5,164 residents, up from 5,084 at the 2021 Census — a change of 80 people, or 1.6%. That puts 904 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
As of Aug 2026, the population of the suburb of Lake Munmorah is assessed at approximately 5,164, drawing upon ABS population adjustments for the wider district alongside 5 validated new addresses confirmed by AreaSearch since the Census date. This represents an addition of 80 people (1.6%) relative to the 2021 Census tally of 5,084 people. The revised total of 5,164 follows evaluation of the June 2025 ABS ERP release. The suburb of Lake Munmorah records a population density of 904 persons per square kilometer, aligning closely with typical AreaSearch benchmarks.
The 1.6% post-census expansion sits within 1.8 percentage points of the broader SA4 region (3.4%), signaling solid growth momentum. Net overseas arrivals served as the primary growth catalyst, generating roughly 75.0% of recent population additions. Projections for the suburb of Lake Munmorah incorporate ABS/Geoscience Australia SA2 modeling published in 2024 using 2022 baseline figures, supplemented where necessary by NSW State Government SA2 forecasts issued in 2022 with a 2021 base year. Cohort-specific growth trajectories across these series are further projected from 2032 to 2041. Future demographic patterns place the suburb of Lake Munmorah in the lower quartile among nationwide statistical areas, with total headcount projected to increase by 30 persons through to 2041 under aggregated SA2 projections, representing an overall expansion of 0.6% across the 16 years.
Frequently Asked Questions - Population
30 new dwellings have been approved in Lake Munmorah over the past five years, an average of 6 a year. That is 3.8 approvals per 1,000 residents. Approvals are currently running at an annualised 81, running ahead of that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.
Detail
According to ABS residential approval statistics compiled by AreaSearch across relevant statistical boundaries, Lake Munmorah registers approximately 6 new dwelling approvals annually, totaling roughly 30 homes approved across the past 5 financial years (between FY-21 and FY-25) alongside 81 so far in FY-25. In the context of previous population declines, building activity has maintained a healthy pace that benefits incoming purchasers, with newly constructed residences carrying an average value of $329,000—a figure below regional benchmarks that highlights entry-level affordability. Concurrently, commercial building approvals have reached $290,000 this financial year, pointing to subdued non-residential development.
On a per-capita basis, Lake Munmorah records 10.0% less new building activity than Greater Sydney, yet it ranks within the 81st percentile across Australia following recent accelerations in building work. The composition of new supply is heavily geared toward single detached houses at 95.0%, with attached dwellings accounting for 5.0%, preserving the neighborhood's low-density profile centered on spacious family living. The ratio of roughly 120 people per approval underscores this low-density urban form. Based on the most recent AreaSearch quarterly release, demographic forecasts point to an increase of 30 residents in Lake Munmorah out to 2041. Prevailing building rates indicate that incoming housing supply will easily satisfy projected local requirements, creating favorable buyer conditions and creating scope to accommodate expansion above baseline demographic forecasts.
Frequently Asked Questions - Development
Development applications around Lake Munmorah
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| Lodged | Address | Description | Type | Distance | Status |
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 3 current infrastructure and development projects inside Lake Munmorah. A further 12 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $2.09 billion. 3 are already under construction and 6 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Strategic planning policies, major civil works, and regional infrastructure upgrades play a critical role in shaping local development patterns. AreaSearch has pinpointed 3 projects positioned to influence the surrounding area, with leading initiatives comprising Crangan Bay Residential Estate, Lake Munmorah Recreation Facility, Lakes Ridge Residential Estate, and Darkinjung LALC & Landcom Housing Project, which are detailed in the subsequent schedule.
Professional plan users can use the search below to filter and access additional projects.
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Frequently Asked Questions - Infrastructure
Lake Munmorah Recreation Facility
A $3.81 million project to create a significant active precinct including an inclusive regional-sized playspace, a district-level skatepark and pump track, an upgraded access road and carpark, and supporting recreational infrastructure.
Lakes Ridge Residential Estate
A 283-lot residential subdivision on 27.2 hectares of land. The development has received consent and includes 3 hectares for conservation, restoration of a wetland, a local park, and walking/cycleways.
Darkinjung LALC & Landcom Housing Project
A partnership between Darkinjung LALC and Landcom to develop a site at Lake Munmorah, with early investigations showing potential for approximately 380 new dwellings, including affordable housing. The project includes a planning proposal to rezone approximately 75 hectares of land for residential development with an estimated yield of 600 lots, and around 88 hectares for environmental conservation. Rezoning was completed in late 2022.
The Rise at Wyee
A boutique residential land estate of 50 premium DA-approved home sites with lots ranging from 321sqm to 1039sqm at 18 Gosford Road, Wyee. Releases 1 and 2 are sold out with further lots now selling. Construction has commenced with land registration expected in late 2026. The project offers affordable land in a family-friendly growth corridor on the Central Coast experiencing significant investment.
Lakeside Gardens Toukley
Lakeside Gardens is an approved mixed-use waterfront residential project comprising two multi-storey residential flat buildings housing 109 apartments along with ground-floor commercial tenancies. Developed by Universal Property Group (Bathla Group), the development site fronts Budgewoi Lake and features basement parking, a swimming pool, landscaped communal space, and lakefront access.
Radcliffe Wyee
A large-scale residential subdivision offering approximately 730 new homes and land lots with open spaces, parklands, wildlife corridors, and recreational areas in a serene township setting midway between Gosford and Newcastle. Construction is ongoing, with civil works for stages continuing.
Wyee District Park Upgrade
Lake Macquarie City Council is upgrading and expanding Wyee Community Hall Reserve into a district-level park. The project includes land acquired at 122-124 Wyee Road, a new neighbourhood playground, replacement skate park, landscaping, paths, parking and recreation improvements. During 2026 the draft master plan is on public exhibition, including consultation on retaining the existing tennis courts or replacing them with a multi-purpose court. Finalisation of the master plan is expected by the end of 2026, with staged construction subject to future funding.
Wyee Local Centre Expansion
The Wyee Local Centre Expansion is a proposed $46.3 million commercial precinct by Wyee Market Place Holdings located at 106 Wyee Road and 1496 Hue Hue Road, Wyee. The development plans incorporate a modern supermarket, approximately 12 specialty retail tenancies, commercial suites, and over 250 car parking spaces. The development application (DA/875/2026) is undergoing assessment by Lake Macquarie City Council and the Hunter and Central Coast Regional Planning Panel.
2,185 residents of Lake Munmorah are employed, from a labour force of 2,297. Unemployment sits at 4.9%, with participation at 52.1%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.5% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 4,258, about 82% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
Lake Munmorah features a diverse employment profile spanning blue-collar and white-collar roles, supported by a strong presence in essential services, an unemployment rate of 4.9%, and a 2.9% rise in estimated employment over the preceding year according to statistical area aggregations by AreaSearch. In March 2026, employed residents numbered 2,185, while the jobless rate stood 0.7% higher than the Greater Sydney level of 4.1%, accompanied by a notably subdued participation rate of 52.1% versus 68.9% across Greater Sydney. Census records showed 22.5% of working locals operating from home, though broader Covid-19 restrictions during that period may have influenced this outcome.
Resident workers are primarily engaged across health care & social assistance, construction, and retail trade. Construction shows an especially heavy local footprint, employing workers at 1.8 times the broader regional benchmark. Conversely, professional & technical roles are underrepresented, engaging only 3.8% of the local workforce compared to 11.5% throughout Greater Sydney. Comparing the Census count of local jobs to resident workers indicates constrained internal employment generation within the locality. AreaSearch evaluations of ABS and SALM metrics over the 12 months to March 2026 show local employment grew by 2.9% alongside a 3.5% expansion in the labour force, pushing the unemployment rate up by 0.6 percentage points. Across Greater Sydney over the same timeframe, employment climbed 1.9%, the labour force increased by 1.9%, and joblessness edged downward slightly. National five- and ten-year projections released by Jobs and Skills Australia in Mar-26 provide additional context on potential workforce trajectories. Across Australia, total employment is projected to expand by 6.6% over five years and 13.7% over ten years, with performance varying widely by sector. Applying these industry growth rates to the local occupational breakdown suggests Lake Munmorah could achieve employment growth of 6.5% over five years and 13.5% over ten years (note that this represents a simple weighted calculation for demonstration and excludes localized population estimates).
Frequently Asked Questions - Employment
Median household income in Lake Munmorah is $1,155 a week (about $60,000 a year), with median personal income at $625 a week. ATO records put median taxable income at $51,791 a year against an average of $62,811. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
ATO taxpayer statistics for financial year 2023 published by AreaSearch show Lake Munmorah recording a median individual income of $51,791 and an average of $62,811, trailing the national benchmark as well as Greater Sydney medians of $60,817 and averages of $83,003. Factoring in Wage Price Index growth of 10.32% since financial year 2023, indexed figures for March 2026 stand at roughly $57,136 (median) and $69,293 (average). Census findings place local personal, family, and household earnings between the 10th and 15th percentiles across the country. The largest local earning bracket comprises 30.0% of residents (1,549 people) in the $400 - 799 weekly range, contrasting with the regional profile where the $1,500 - 2,999 band leads at 30.9%.
Affordability constraints remain pronounced, with retained income after housing costs sitting at 83.5%, placing the area in the 11th percentile.
Frequently Asked Questions - Income
Lake Munmorah had 2,167 occupied dwellings at the 2021 Census, 97% detached houses and 1% apartments. 31% are owned with a mortgage, 18% rented and 51% owned outright. At that Census the median rent was $380 a week and the median mortgage repayment $1,733 a month. Rent absorbs 32.9% of household income here and mortgage repayments 34.6%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
The local housing stock at the most recent Census was overwhelmingly dominated by separate houses at 96.6%, with semi-detached homes, units, and other formats making up 3.3%, compared to Greater Sydney where houses represented 55.9% and alternative dwellings 44.1%. Fully owned properties accounted for 51.3% of homes, far exceeding regional levels, while mortgaged properties stood at 30.7% and rentals comprised 17.9%. Monthly mortgage payments averaged a median of $1,733, well below the metropolitan figure of $2,427, and median weekly rent was $380 compared to $470 across Sydney metro. Relative to nationwide figures, local monthly mortgage obligations are lower than the Australian median of $1,863, whereas weekly rental costs track slightly above the national level of $375.
Frequently Asked Questions - Housing
Lake Munmorah counted 2,167 households at the 2021 Census, averaging 2.3 people each. 22% are couples with children, fewer than in 81% of areas nationally, against 33% couples without children. 31% of households are people living alone, and families average 1.9 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Families constitute 66.8% of all households, divided between couples without children at 32.5%, couples with children at 21.8%, and single parent households at 11.7%. Non-family living arrangements account for the remaining 33.2%, consisting primarily of lone-person residences at 30.6% and shared group homes at 2.7%. The local median household size stands at 2.3 people, tracking below the Greater Sydney standard of 2.7.
Frequently Asked Questions - Households
12.5% of adults in Lake Munmorah hold a university qualification, including 9.6% with a bachelor degree and 1.7% with postgraduate qualifications, lower than 79% of areas nationally. A further 33.7% hold a vocational qualification. 5 schools serve the area, with 2,084 enrolment places and an average ICSEA of 975 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
Tertiary attainment levels in the area remain modest, with university degree holders making up 12.5% of residents compared to the Greater Sydney average of 38.0%, highlighting key avenues for educational advancement. Bachelor degrees represent the largest higher education category at 9.6%, followed by postgraduate awards at 1.7% and graduate diplomas at 1.2%. Technical and vocational training is strongly established, with 43.1% of residents aged 15+ holding trade credentials, consisting of certificates (33.7%) and advanced diplomas (9.4%). Formal study engages a meaningful 23.6% of the local population. This educational participation comprises 8.1% attending primary schools, 6.8% enrolled in secondary education, and 3.0% undertaking tertiary studies.
Frequently Asked Questions - Education
Schools Detail
Public transport in Lake Munmorah reaches 47 stops on 59 routes, timetabled for about 480 services a week. The typical home sits about 190 m from its nearest stop. Households keep an average of 1.3 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
Public transit infrastructure within the suburb of Lake Munmorah includes 47 active transit stops across local bus networks. These facilities are served by 59 separate routes generating 475 weekly passenger services, ensuring strong connectivity with an average walking distance of 193 meters to the nearest stop. Reflecting the suburb's residential setup, outward commuting is standard, and private vehicles remain the dominant travel mode at 97%. Vehicle ownership sits at an average of 1.3 per household, while 22.5% of working locals operated from home according to the 2021 Census under prevailing pandemic conditions.
Transit services provide an average of 67 trips per day across the network, translating to roughly 10 weekly departures for each individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
54.4% of residents in Lake Munmorah report no long-term health condition, a less healthy profile than 89% of areas nationally. 8.5% need daily assistance with core activities, and 51.8% hold private health cover. The standardised death rate runs at 6.0 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Assessment of chronic conditions and mortality statistics by AreaSearch highlights notable healthcare challenges in Lake Munmorah across various age demographics, alongside subdued private health insurance coverage of approximately 52% of residents (~2,674 people), compared to 59.9% across Greater Sydney. Arthritis and mental health conditions represent the most prevalent diagnoses locally, affecting 14.1 and 10.1% of the population respectively, while 54.4% of residents reported having no chronic medical conditions compared to 74.6% throughout Greater Sydney. The working-age cohort demonstrates heightened chronic illness rates, while seniors aged 65 and over make up 33.2% of the population (1,714 people), well above the 15.5% share in Greater Sydney.
Health outcomes across older age groups mirror general national population trends while presenting ongoing care requirements.
Frequently Asked Questions - Health
Lake Munmorah is largely Australian-born, at 88.1% of residents, with 3.2% speaking a language other than English at home. The largest reported ancestries are English (33.6%) and Australian (31.9%). 3.8% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Measures of cultural diversity place Lake Munmorah below broader averages, with Australian-born residents accounting for 88.1% of the community, 92.6% holding Australian citizenship, and 96.8% speaking exclusively English at home. Christianity is the predominant religious faith, embraced by 60.7% of locals compared to 49.2% across Greater Sydney. Regarding parental lineage, English ancestry leads at 33.6% (above the 19.0% regional level), followed by Australian ancestry at 31.9% (versus 17.8% regionally) and Irish background at 8.2%. Other distinct demographic patterns include a Maltese ancestry share of 1.0% (matching the 1.0% regional rate), an Australian Aboriginal representation of 3.8% (compared to 1.3% regionally), and Lebanese ancestry recorded at 0.4% (against 2.6% across the wider region).
Frequently Asked Questions - Diversity
The median resident of Lake Munmorah is 50, older than 91% of areas nationally. 19.9% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
The demographic structure of Lake Munmorah reflects its character as a retirement and lifestyle destination. Older cohorts aged 65+ comprise 33.2% of the community as at August 2026, more than double the Greater Sydney proportion of 15.5%, while individuals aged 25 - 44 represent just 19.1% versus 31.4% regionally. The estimated median age stands at 50, matching the 2021 Census figure and sitting well above both the Greater Sydney median of 37 and the national median of 38 recorded at that Census. The most pronounced demographic change since the Census has been the expansion of the 65+ age group from 30.7% to an estimated 33.2%.
Looking ahead to 2041, senior cohorts are projected to experience the strongest increase, growing by 379 residents (22%) to 2,093, while cohorts of children, young adults, and residents aged 25 - 44 are expected to contract.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Lake Munmorah
8 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.
Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 8 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Aug 2026 2 months ago headline measures · Jul 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Oct 2026 this month headline measures · Sep 2026 baseline |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 7 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Sep 2026 last month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 3 months ago headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Sep 2026 last month all 14 measures |
| Annual and financial-year sources 3 sections | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Jul 2025 about a year ago all 3 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jul 2025. | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 5 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (5,084 at the 2021 Census → 5,164 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL12262). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.