Lake Munmorah

Suburb (SAL)

Greater Sydney / Wyong

 
 
 
 
 
 
 
Data Sources ABSValuer GeneralRental BoardACARA Newest Aug 2026 · Refreshed ABS QuickStats SAL12262 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Lake Munmorah

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The median house price in Lake Munmorah is $858k, with units at $645k. House values have moved 4.2% a year compounded over five years.

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DemographicsPopulation Growth in Lake Munmorah

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Lake Munmorah has an estimated 5,165 residents, up from 5,084 at the 2021 Census — a change of 81 people, or 1.6%. That puts 905 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

According to the analysis of demographics compiled from ABS publications and recently validated addresses from AreaSearch following the Census, the suburb of Lake Munmorah has a calculated population of approximately 5,165 as of May 2026. This representing a growth of 81 people (1.6%) relative to the 2021 Census, which registered 5,084 residents. The estimate is derived from the figure of 5,163 residents calculated by AreaSearch based on ABS ERP statistics from June 2025 alongside 5 validated new addresses added after the Census date. This population count results in a density of 904 persons per square kilometer, which aligns closely with typical values observed across places evaluated by AreaSearch.

The 1.6% growth rate since the census places the area within 1.8 percentage points of the SA4 region (3.4%), reflecting competitive population trends. Population gains in the area were mainly driven by overseas migration, which made up about 75.0% of total expansion in recent periods. Projections for the SA2 areas are based on 2024 ABS and Geoscience Australia releases using 2022 as the baseline, supplemented by 2022 NSW State Government SA2 projections with a 2021 baseline for uncovered zones. Future age cohort trends from 2032 to 2041 are also adjusted based on these files. Future demographic expectations indicate a minor contraction, with the suburb of Lake Munmorah projected to decrease by 3 persons by 2041. Conversely, growth is predicted within particular age cohorts, led by the cohort aged 85 and over, which is projected to grow by 234 people.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Lake Munmorah?
Total population for the suburb of Lake Munmorah was estimated to be approximately 5,165 as at May 26. This is based upon an estimated resident population of 5,163 from the ABS up to June 2025.
How has the population in the suburb of Lake Munmorah changed since 2021?
The suburb of lake munmorah has added approximately 81 people and shown a 1.59% increase from the 5,084 people recorded at the 2021 Census period.
What is the population density in the suburb of Lake Munmorah?
The population density in the suburb of Lake Munmorah is estimated at 904 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Lake Munmorah?
Over the past 10 years, the population in the suburb of Lake Munmorah has shown a compound annual growth rate of -0.2% per annum.
What are the main drivers of population growth in the suburb of Lake Munmorah?
Population growth in the suburb of Lake Munmorah is driven by: Overseas migration (75.0%), Natural increase (25.0%), Interstate migration (0.0%). The primary driver is Overseas migration, contributing 75.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Lake Munmorah

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41 new dwellings have been approved in Lake Munmorah over the past five years, an average of 8 a year. That is 1.6 approvals per 1,000 residents. Approvals are currently running at an annualised 54, running ahead of that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

Analysis of statistical building approvals from the ABS reveals that the suburb of Lake Munmorah has recorded an average of roughly 8 new home approvals each year, totaling 41 residences approved during the past 5 financial years (between FY-21 and FY-25) and 50 so far in FY-26. Amid population decline, this construction volume suggests housing supply is meeting regional demands, presenting buyers with reasonable options, while new homes carry an average estimated value of $221,000—below the regional average—which highlights more affordable options for home buyers. Furthermore, commercial approvals reached $290,000 this financial year, pointing to the area's predominantly residential character.

Compared with Greater Sydney, building activity in the suburb of Lake Munmorah is notably subdued, falling 63.0% below the regional per capita average. This limited development pipeline typically helps sustain valuation levels and demand for established residential properties. The building rate is also lower than national benchmarks, indicating market maturity and potential regulatory or geographic limits on development. The breakdown of new residential projects is 83.0% detached houses and 17.0% medium and high-density formats, maintaining a low-density suburban profile focused on standalone dwellings suited for purchasers seeking space. The ratio of 2063 people in the community per single residential approval underscores a quiet building market. Given that demographic forecasts indicate stable or contracting resident numbers, the suburb of Lake Munmorah is likely to experience reduced pressure on housing demand, which represents an advantage for prospective purchasers.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Lake Munmorah recently?
Dwelling approval activity in the the suburb of Lake Munmorah area has seen 5 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Lake Munmorah's current population of 5,165 has been supported by 8 approvals on average over recent years.
How does the suburb of Lake Munmorah's development activity compare to the broader region?
The suburb of Lake Munmorah has seen 0.16 approvals per 100 people in recent years, compared to 0.65 approvals in the broader region. This means that one dwelling has been approved for every 2063 people in the suburb of Lake Munmorah, compared to one for every 190 in the broader region.
Is the suburb of Lake Munmorah keeping up with housing demand?
Population forecasts suggest stable or declining population, reducing pressure on housing supply in the the suburb of Lake Munmorah area.
What has been the trend in development approvals over the past five years in the suburb of Lake Munmorah?
Looking at development activity over the past five years, the suburb of Lake Munmorah's approval levels have been significantly above the yearly average of 8, indicating strong recent growth in development activity.
How does recent development compare to population growth in the suburb of Lake Munmorah?
Over the past five years, the population in the suburb of Lake Munmorah has grown by approximately 807 people, while 41 residential approvals were recorded. This equates to a ratio of 19.7 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the suburb of Lake Munmorah?
With dwelling approval activity running at an average of 8 approvals per year and a population of 5,165, stable population forecasts suggest a mature market with selective development opportunities.
Approvals Pipeline Development applications near Lake Munmorah

Development applications around Lake Munmorah

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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Lake Munmorah

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AreaSearch tracks 3 current infrastructure and development projects inside Lake Munmorah. A further 12 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $825 million. 4 are already under construction and 5 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Local infrastructure projects, planning choices, and development works are key factors for neighborhood trajectories. AreaSearch has identified 3 active projects within the vicinity expected to affect the suburb. Key developments include Crangan Bay Residential Estate, Lake Munmorah Recreation Facility, Lakes Ridge Residential Estate, and Darkinjung LALC & Landcom Housing Project, with specific details on the most relevant schemes provided below.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Lake Munmorah?
Key infrastructure and planning changes likely to influence the suburb of Lake Munmorah include: Crangan Bay Residential Estate (Construction); Lake Munmorah Recreation Facility (Construction); Lakes Ridge Residential Estate (Approved); Darkinjung LALC & Landcom Housing Project (Proposed); and Lake Munmorah Shopping Centre Expansion (Construction). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Lake Munmorah?
Infrastructure development impacting the suburb of Lake Munmorah spans multiple sectors including Communities, Precincts & Urban Renewal, Transport & Logistics, and Residential Development, among others.
What is the scale of infrastructure investment impacting the suburb of Lake Munmorah?
Infrastructure investment analysis indicates significant investment of approximately $748 million in infrastructure projects affecting the region.
How does the suburb of Lake Munmorah's infrastructure development compare to other areas?
The suburb of Lake Munmorah shows moderate infrastructure development relative to national averages, with opportunities for future growth and investment.
Lake Munmorah Recreation Facility
Category: Sports & Recreation
Stage: Construction | Est. Comp: 0
Source / Links: Link 1   Link 2  

A $3.81 million project to create a significant active precinct including an inclusive regional-sized playspace, a district-level skatepark and pump track, an upgraded access road and carpark, and supporting recreational infrastructure.

Sports & Recreation

Lakes Ridge Residential Estate
Category: Residential Development
Stage: Approved | Est. Comp: 0
Source / Links: Link 1   Link 2  

A 283-lot residential subdivision on 27.2 hectares of land. The development has received consent and includes 3 hectares for conservation, restoration of a wetland, a local park, and walking/cycleways.

Residential Development

Darkinjung LALC & Landcom Housing Project
Category: Residential Development
Stage: Proposed | Est. Comp: 0
Source / Links: Link 1   

A partnership between Darkinjung LALC and Landcom to develop a site at Lake Munmorah, with early investigations showing potential for approximately 380 new dwellings, including affordable housing. The project includes a planning proposal to rezone approximately 75 hectares of land for residential development with an estimated yield of 600 lots, and around 88 hectares for environmental conservation. Rezoning was completed in late 2022.

Residential Development

Charmhaven Master-Planned Housing Community
Category: Communities, Precincts & Urban Renewal
Stage: Proposed | Est. Comp: 0
Source / Links: Link 1   

A master-planned housing community at Charmhaven on the NSW Central Coast, delivering up to 2,000 single-dwelling homes, 120 ha of protected environmental green space, a new school and business park.

Communities, Precincts & Urban Renewal

The Rise at Wyee
Category: Communities
Stage: Construction | Est. Comp: 2027
Source / Links: Link 1   

A boutique residential land estate of 50 premium DA-approved home sites with lots ranging from 321sqm to 1039sqm at 18 Gosford Road, Wyee. Releases 1 and 2 are sold out with further lots now selling. Construction has commenced with land registration expected in late 2026. The project offers affordable land in a family-friendly growth corridor on the Central Coast experiencing significant investment.

Communities

Radcliffe Wyee
Category: Residential Development
Stage: Construction | Est. Comp: 0
Source / Links: Link 1   Link 2  

A large-scale residential subdivision offering approximately 730 new homes and land lots with open spaces, parklands, wildlife corridors, and recreational areas in a serene township setting midway between Gosford and Newcastle. Construction is ongoing, with civil works for stages continuing.

Residential Development

Wyee Local Centre Expansion
Category: Retail
Stage: Approved | Est. Comp: 2027
Source / Links: Link 1   Link 2  

The planning proposal (RZ/4/2024) to rezone 1.42 hectares of land from RU4 Primary Production to E1 Local Centre was approved by Lake Macquarie City Council in February 2025. This project facilitates the expansion of the existing Wyee local centre to accommodate a full-line supermarket, specialty retail stores, food and drink outlets, medical offices, and a childcare centre. It is a key part of the Wyee Structure Plan, designed to service a population expected to grow by 78% by 2041, and is anticipated to create approximately 285 local jobs.

Retail

Wyee District Park Upgrade
Category: Sports & Recreation
Stage: Planning | Est. Comp: 2028
Source / Links: Link 1   Link 2  

Lake Macquarie City Council is upgrading and expanding Wyee Community Hall Reserve into a district-level park. The project includes land acquired at 122-124 Wyee Road, a new neighbourhood playground, replacement skate park, landscaping, paths, parking and recreation improvements. During 2026 the draft master plan is on public exhibition, including consultation on retaining the existing tennis courts or replacing them with a multi-purpose court. Finalisation of the master plan is expected by the end of 2026, with staged construction subject to future funding.

Sports & Recreation

Jobs & IndustryEmployment Trends in Lake Munmorah

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2,191 residents of Lake Munmorah are employed, from a labour force of 2,304. Unemployment sits at 4.9%, with participation at 52.3%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.5% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 4,256, about 82% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

The workforce within the suburb of Lake Munmorah features a diverse blend of professional and manual roles, with notable representation in essential services, an unemployment rate of 4.9%, and an estimated job growth rate of 3.0% over the prior year, based on AreaSearch statistical aggregations. As of March 2026, there are 2,191 employed residents, with the unemployment rate tracking 0.8% higher than the Greater Sydney average of 4.1%, while workforce participation is notably lower at 52.3% compared to 69.1% across the Sydney region. Census figures show a moderate 22.5% of working residents performed their duties from home, though this may reflect the influence of pandemic restrictions.

The primary employment sectors for local workers are health care & social assistance, construction, and retail trade. The workforce shows a strong concentration in the building trades, with an employment share that is 1.8 times the regional level. Conversely, professional & technical roles are underrepresented at 3.8% compared to the regional benchmark of 11.5%. Local job opportunities appear relatively limited when comparing the total Census working population against resident workers. Based on AreaSearch reviews of SALM and ABS records, employment in the suburb of Lake Munmorah grew by 3.0% and the total labour force expanded by 3.6% during the year ending March 2026, leading to a rise in the unemployment rate of 0.6 percentage points. This performance differs from Greater Sydney, which recorded a 1.9% rise in employment, a 1.9% expansion of the workforce, and a marginal decline in unemployment. Longer-term employment prospects can be considered in light of national forecasts released by Jobs and Skills Australia in May-25. These five and ten-year projections have been applied to the local workforce structure to model potential employment trends. Although national employment is projected to grow by 6.6% over five years and 13.7% over ten years, the rates of change vary by industry. Mapping these projections to the local industry mix indicates that employment for residents of the suburb of Lake Munmorah could rise by 6.5% over five years and 13.5% over ten years.

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Lake Munmorah?
As of March 2026, the suburb of Lake Munmorah has approximately 2,191 employed residents with an unemployment rate of 4.9%. This healthy unemployment rate suggests a well-functioning labour market. Employment indicators are below the national average, suggesting room for improvement.
How does the suburb of Lake Munmorah's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Lake Munmorah stands at 4.9%, which is 0.8 percentage points above Greater Sydney's rate of 4.1%. This higher unemployment rate may indicate local labour market challenges. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Lake Munmorah?
The employment landscape in the suburb of Lake Munmorah is dominated by several key sectors. The largest employers are health care & social assistance (17.8% of employment), construction (15.3%), and retail trade (12.0%). Other significant employers include education & training and accommodation & food.
How has employment changed recently in the suburb of Lake Munmorah?
Over the past year to March 2026, the suburb of Lake Munmorah has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has rise. By comparison, Greater Sydney saw employment increased and its unemployment rate dropped.
What is the workforce participation rate in the suburb of Lake Munmorah?
The workforce participation rate in the suburb of Lake Munmorah is 52.3%, which represents the proportion of working-age residents who are either employed or actively seeking work. This moderate participation rate suggests some residents may face barriers to workforce entry. The local rate trailing the Greater Sydney average of 69.1%, suggesting potential for increased workforce participation.
Which industries are over-represented in the suburb of Lake Munmorah's employment market?
The suburb of lake munmorah shows notable specialization in construction, which employs 15.3% of the local workforce compared to 8.6% regionally. This concentration suggests the area has developed competitive advantages in this sector. The area also shows above-average employment in 2 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Lake Munmorah?
Based on Jobs and Skills Australia projections applied to the suburb of Lake Munmorah's industry mix, employment is expected to grow by 6.5% over the next five years and 13.5% over ten years. This compares to national growth expectations of 6.6% over five years. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Lake Munmorah compare nationally?
The suburb of lake munmorah's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. Recent job advertisement trends show the broader employment region experienced 2.1% growth, ranking 8.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Lake Munmorah?
Skilled workers will find good opportunities in the suburb of Lake Munmorah, with skilled sectors accounting for 32.5% of employment. Key sectors for skilled workers include health care & social assistance (17.8%), education & training (7.7%), and professional & technical (3.8%). With projected employment growth of 6.5% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Lake Munmorah

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Median household income in Lake Munmorah is $1,155 a week (about $60,000 a year), with median personal income at $625 a week. ATO records put median taxable income at $51,791 a year against an average of $62,811. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

Tax data from the ATO compiled by AreaSearch for the 2023 financial year indicates that personal earnings in the suburb of Lake Munmorah fall below national averages. Taxpayers here recorded a median income of $51,791 and an average income of $62,811, compared to Greater Sydney averages of $60,817 and $83,003 respectively. Adjusting for a Wage Price Index increase of 10.32% since the 2023 financial year, estimated current figures are approximately $57,136 for the median and $69,293 for the average as of March 2026. The 2021 Census placed household, family, and individual incomes in the suburb of Lake Munmorah between the 10th and 15th percentiles nationwide.

The statistics show 30.0% of residents (1,549 individuals) earn between $400 - 799, whereas the metropolitan average has 30.9% of earners in the $1,500 - 2,999 range. Financial pressures related to housing are significant, with only 83.5% of income remaining after housing costs, placing the area in the 11th percentile.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Lake Munmorah?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Lake Munmorah is approximately $57,136. The official ATO data from FY-23 recorded a median of $51,791.
What is the average taxable income in the suburb of Lake Munmorah?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Lake Munmorah is approximately $69,293. The official ATO data from FY-23 recorded an average of $62,811.
How does the median taxable income in the suburb of Lake Munmorah compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Lake Munmorah is approximately $57,136 compared to $67,093 in Greater Sydney. The official ATO data from FY-23 shows $51,791 and $60,817 respectively.
How does the average taxable income in the suburb of Lake Munmorah compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Lake Munmorah is approximately $69,293 compared to $91,569 in Greater Sydney. The official ATO data from FY-23 shows $62,811 and $83,003 respectively.
What are the main income cohorts in the suburb of Lake Munmorah according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~30.0% / 1,549 persons) of the suburb of Lake Munmorah's population is the $400 - 799 cohort.
How do the main income cohorts in the suburb of Lake Munmorah compare to the region?
The largest income cohort in the suburb of Lake Munmorah is the $400 - 799 group, representing about 30.0% of the population. In comparison, Greater Sydney's largest income cohort is the $1,500 - 2,999 group, representing 30.9% of its population, according to the 2021 Census.
What is the median household income in the suburb of Lake Munmorah according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Lake Munmorah is $1,155/wk.
What is the median family income in the suburb of Lake Munmorah according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Lake Munmorah is $1,579/wk.
What is the median personal income in the suburb of Lake Munmorah according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Lake Munmorah is $625/wk.
How does the suburb of Lake Munmorah's income rank nationally?
According to AreaSearch's aggregation of the latest postcode level ATO data released for FY-23, the suburb of Lake Munmorah had a median income among taxpayers of $51,791 with the average level standing at $62,811. This is lower than average on a national basis and compares to levels of $60,817 and $83,003 across Greater Sydney respectively. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $57,136 (median) and $69,293 (average) as of March 2026.
What is the disposable income in the suburb of Lake Munmorah?
The estimated disposable income in the suburb of Lake Munmorah is $4,179 per year according to AreaSearch analysis.
How does the suburb of Lake Munmorah's disposable income compare to the region?
The suburb of lake munmorah's disposable income is $4,179 compared to $7,412 for Greater Sydney, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Lake Munmorah

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Lake Munmorah had 2,167 occupied dwellings at the 2021 Census, 97% detached houses and 1% apartments. 31% are owned with a mortgage, 18% rented and 51% owned outright. At that Census the median rent was $380 a week and the median mortgage repayment $1,733 a month. Rent absorbs 32.9% of household income here and mortgage repayments 34.6%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

Residential architecture in the suburb of Lake Munmorah at the time of the latest Census consisted of 96.6% detached houses and 3.3% alternative dwelling types like semi-detached properties, units, and other structures, compared to the Sydney metropolitan area split of 55.9% houses and 44.1% other dwellings. Furthermore, home ownership in the suburb of Lake Munmorah is notably higher than the metropolitan average at 51.3%, with mortgaged households representing 30.7% and rental properties making up 17.9%. Local median monthly mortgage payments were recorded at $1,733, and weekly rents averaged $380, compared to Sydney metropolitan averages of $2,427 and $470.

By national standards, local mortgage costs sit below the Australian average of $1,863, whereas rental costs slightly exceed the national benchmark of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Lake Munmorah?
In the suburb of Lake Munmorah, 51.3% of homes are owned outright, 30.7% are owned with a mortgage, and 17.9% are rented.
What percentage of dwellings in the suburb of Lake Munmorah are houses?
According to the latest data, 96.6% of dwellings in the suburb of Lake Munmorah are houses.
What percentage of dwellings in the suburb of Lake Munmorah are apartments or units?
In the suburb of Lake Munmorah, 1.2% of dwellings are apartments or units, with an additional 1.9% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Lake Munmorah?
Outright home ownership in the suburb of Lake Munmorah stands at 51.3%, compared to 28.7% in Greater Sydney.
What is the median monthly mortgage repayment in the suburb of Lake Munmorah?
The median monthly mortgage repayment in the suburb of Lake Munmorah is $1,733, compared to $2,427 in Greater Sydney.
What is the median weekly rent in the suburb of Lake Munmorah?
The median weekly rent in the suburb of Lake Munmorah is $380, compared to $470 in Greater Sydney.
What is the distribution of rental prices in the suburb of Lake Munmorah?
In the suburb of Lake Munmorah, 2.3% of rentals are $0-149/week, 34.9% are $150-349/week, 61.7% are $350-649/week, 1.0% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Lake Munmorah?
The aggregate monthly housing cost in the suburb of Lake Munmorah is $826, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Lake Munmorah?
In the suburb of Lake Munmorah, households with mortgages typically spend 34.6% of their income on mortgage repayments, while renters spend 32.9% of their income on rent.
How crowded are homes in the suburb of Lake Munmorah?
The average persons per bedroom ratio in the suburb of Lake Munmorah is 0.7, indicating the level of household density.
How does housing affordability in the suburb of Lake Munmorah compare to the region?
Housing affordability in the suburb of Lake Munmorah shows mortgage holders spending 34.6% of income on repayments (vs 27.0% regionally), while renters spend 32.9% of income on rent (vs 22.6% regionally).
What types of dwellings are most common in the suburb of Lake Munmorah?
The dwelling mix in the suburb of Lake Munmorah consists of 96.6% detached houses, 1.9% semi-detached dwellings, 1.2% apartments, and 0.2% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Lake Munmorah?
Based on the area's tenure composition, the weighted average monthly housing cost is approximately $827. This accounts for outright owners paying no housing costs, mortgage holders paying $1,733/month, and renters paying $1,645/month.
How affordable is housing in the suburb of Lake Munmorah relative to local incomes?
Housing in Lake Munmorah consumes approximately 16.5% of median household income ($5,001 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Lake Munmorah?
Development activity remains minimal in this area with fewer than 5 recent applications recorded.

HouseholdsHousehold Composition in Lake Munmorah

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Lake Munmorah counted 2,167 households at the 2021 Census, averaging 2.3 people each. 22% are couples with children, fewer than in 81% of areas nationally, against 33% couples without children. 31% of households are people living alone, and families average 1.9 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families represent the largest share of households at 66.8%, which includes couples with children at 21.8%, couples without children at 32.5%, and single parents at 11.7%. Non-family households account for 33.2% of the local area, consisting of single-person households at 30.6% and group housing setups at 2.7%. The typical household size of 2.3 individuals is smaller than the Greater Sydney average of 2.7.

Frequently Asked Questions - Households

How many households are in the suburb of Lake Munmorah?
As of the 2021 Census, the suburb of Lake Munmorah had 2,167 households. Based on population growth patterns, this has grown by approximately 1.6% to an estimated 2,202 households today.
What is the typical household size?
The median household size in the suburb of Lake Munmorah is 2.3 people. This compares to 2.7 in Greater Sydney and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 66.8% of all households. The remaining households consist of lone person households (30.6%), group households (2.7%), and other household types (0.1%).
How are families structured in the area?
Among the 1,447 family households, 21.8% are couples with children, 32.5% are couples without children at home, and 11.7% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Lake Munmorah compare to regional household patterns?
Compared to Greater Sydney, the suburb of Lake Munmorah shows distinct household patterns. Lone person households are notably over-represented at 30.6% (versus 23.2% regionally). Conversely, family households are under-represented at 66.8% compared to the regional 72.6%. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Lake Munmorah have an average of 1.9 children, slightly above the Greater Sydney average of 1.5. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Lake Munmorah?
Marriage patterns reveal 46.2% of the adult population are currently married, while 29.3% have never married. This compares to 48.3% married and 36.4% never married across Greater Sydney.
How significant are single-person households?
Single-person households represent 30.6% of all households in the suburb of Lake Munmorah, higher than the regional average of 23.2%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 2.7% of households, well below the Greater Sydney average of 4.2%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Lake Munmorah

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12.5% of adults in Lake Munmorah hold a university qualification, including 9.6% with a bachelor degree and 1.7% with postgraduate qualifications, lower than 79% of areas nationally. A further 33.7% hold a vocational qualification. 5 schools serve the area, with 2,084 enrolment places and an average ICSEA of 975 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Educational profiles indicate challenges within the suburb of Lake Munmorah, where university graduation rates of 12.5% are significantly lower than the Greater Sydney average of 38.0%. This highlights a clear need and opportunity for focused educational programs. Bachelor degrees account for the largest share of higher education at 9.6%, with postgraduate qualifications at 1.7% and graduate diplomas at 1.2%. Vocational and technical training is common, with 43.1% of residents aged 15+ holding a vocational qualification, including advanced diplomas at 9.4% and certificates at 33.7%. A significant proportion of the population is enrolled in study, with 23.6% of residents undertaking formal education.

This includes 8.1% of the community in primary school, 6.8% in high school, and 3.0% enrolled in higher education programs.

Frequently Asked Questions - Education

What percentage of people in the suburb of Lake Munmorah have university qualifications?
12.5% of people aged 15 and over in the suburb of Lake Munmorah have university qualifications, compared to 38.0% in the broader region.
What percentage of people in the suburb of Lake Munmorah have no formal qualifications?
44.4% of people aged 15 and over in the suburb of Lake Munmorah have no formal qualifications, compared to 34.2% regionally.
How does the suburb of Lake Munmorah's education level compare to national averages?
The suburb of lake munmorah ranks in the 21th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Lake Munmorah?
The most common qualifications in the suburb of Lake Munmorah are: Certificate (33.7%), Bachelor Degree (9.6%), Advanced Diploma (9.4%).
What proportion of the suburb of Lake Munmorah's population is currently attending educational institutions?
23.6% of the population in the suburb of Lake Munmorah is currently engaged in formal education, with 8.1% in primary school, 6.8% in secondary school, 3.0% at university.
What is the ICSEA score for schools in the suburb of Lake Munmorah?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Lake Munmorah is 975, indicating below-average socio-educational advantage compared to the national average of 1000.
How many schools are located within the suburb of Lake Munmorah?
There are 5 schools within the suburb of Lake Munmorah, with a combined enrollment of approximately 2,084 students.
What types of schools are available in the suburb of Lake Munmorah?
The suburb of lake munmorah includes 3 primary schools, 2 secondary schools.

Schools Detail

AmenitiesServices & Amenities in Lake Munmorah

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Getting AroundTransport & Commuting in Lake Munmorah

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Public transport in Lake Munmorah reaches 47 stops on 57 routes, timetabled for about 450 services a week. The typical home sits about 190 m from its nearest stop. Households keep an average of 1.3 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

Analysis of transit options indicates there are 47 active bus stops operating in the suburb of Lake Munmorah. These stops service 57 routes, facilitating a total of 454 weekly passenger trips. Transport access is highly rated, with residents situated an average of 193 meters from the nearest stop. Given the residential nature of the suburb of Lake Munmorah, commuting outside the area is common, and private vehicles are the primary mode of travel for 97% of workers. Household vehicle ownership averages 1.3 cars per home. About 22.5% of working residents worked from home at the time of the 2021 Census, which may have been influenced by COVID-19 rules.

Transit services average 64 daily trips across all active routes, which represents approximately 9 weekly trips per bus stop.

Frequently Asked Questions - Transport

How many public transport stops are in Lake Munmorah?
There are 47 public transport stops within the suburb of Lake Munmorah.
How frequent are the transport services in Lake Munmorah?
the suburb of Lake Munmorah has 454 weekly trips across 57 routes, averaging 64 trips per day.
How far are residents from public transport in Lake Munmorah?
On average, residential properties are 193 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Lake Munmorah

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54.4% of residents in Lake Munmorah report no long-term health condition, a less healthy profile than 89% of areas nationally. 8.5% need daily assistance with core activities, and 51.8% hold private health cover. The standardised death rate runs at 6.0 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Health metrics point to notable challenges in the suburb of Lake Munmorah, as shown by AreaSearch analysis of mortality rates and chronic health conditions across various age groups, while the rate of private health insurance coverage is relatively low at roughly 52% of the population (~2,674 people) relative to the Greater Sydney average of 59.9%. Arthritis and mental health issues are the most frequent health concerns, affecting 14.1 and 10.1% of residents respectively. Conversely, 54.4% of the population reported no chronic conditions, compared to 74.6% across Greater Sydney. Health issues are relatively high among working-age residents, with elevated rates of chronic illness.

Residents aged 65 and over make up 33.3% of the community (1,719 people), compared to 15.5% in Greater Sydney, and the health status of local seniors ranks similarly to the broader national population.

Frequently Asked Questions - Health

How many people in the suburb of Lake Munmorah have private health insurance?
Around 51.8% of people in the suburb of Lake Munmorah are covered by private health insurance, which compares to 59.9% in the broader region of Greater Sydney.
What percentage of the population requires ongoing medical assistance in the suburb of Lake Munmorah?
In the suburb of Lake Munmorah, 8.5% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 5.2% of people in Greater Sydney require similar assistance.
How prevalent is asthma in the suburb of Lake Munmorah?
8.4% of people in the suburb of Lake Munmorah are diagnosed with asthma. In comparison, 6.4% of the population across Greater Sydney is affected by asthma.
What percentage of people have diabetes in the suburb of Lake Munmorah?
Diabetes affects 6.1% of the the suburb of Lake Munmorah population, while in the surrounding region, 4.3% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Lake Munmorah?
5.8% of people in the suburb of Lake Munmorah have heart disease. Across the region of Greater Sydney, 3.2% of the population is affected by heart disease.
How does the suburb of Lake Munmorah compare to the region in terms of overall private health coverage?
In the suburb of Lake Munmorah, 51.8% of the population are estimated to have private health insurance. Comparatively, Greater Sydney sees an estimated private health coverage rate of 59.9%.

Ancestry & LanguageCultural Diversity in Lake Munmorah

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Lake Munmorah is largely Australian-born, at 88.1% of residents, with 3.2% speaking a language other than English at home. The largest reported ancestries are English (33.6%) and Australian (31.9%). 3.8% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

The suburb of Lake Munmorah exhibits lower cultural diversity metrics, with Australian-born residents making up 88.1% of the population, citizens comprising 92.6%, and 96.8% speaking only English at home. Christianity is the dominant religion, practiced by 60.7% of the community, compared to 49.2% across Greater Sydney. Regarding parent birthplaces, the largest ancestry groups in the suburb of Lake Munmorah are English at 33.6% (compared to a regional average of 19.0%), Australian at 31.9% (compared to 17.8% regionally), and Irish at 8.2%. Other notable demographic variances include Maltese ancestry at 1.0% (equal to the regional rate of 1.0%), Australian Aboriginal ancestry at 3.8% (compared to 1.3% regionally), and Lebanese ancestry at 0.4% (compared to 2.6% regionally).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Lake Munmorah?
Lake Munmorah was found to be below average in terms of cultural diversity, with 88.1% of its population born in Australia, 92.6% being citizens, and 96.8% speaking English only at home.
What is the most common religion in the suburb of Lake Munmorah?
The main religion in Lake Munmorah was found to be Christianity, which makes up 60.7% of people in Lake Munmorah. This compares to 49.2% across Greater Sydney.
What are the top countries of origin in the suburb of Lake Munmorah?
In terms of ancestry (country of birth of parents), the top three represented groups in Lake Munmorah are English, comprising 33.6% of the population, which is substantially higher than the regional average of 19.0%, Australian, comprising 31.9% of the population, which is substantially higher than the regional average of 17.8%, and Irish, comprising 8.2% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Maltese is notably overrepresented at 1.0% of Lake Munmorah (vs 1.0% regionally), Australian Aboriginal at 3.8% (vs 1.3%) and Lebanese at 0.4% (vs 2.6%).
How does the percentage of people born overseas compare to the regional average?
11.9% of the the suburb of Lake Munmorah population was born overseas, compared to 40.5% regionally.
What percentage of the the suburb of Lake Munmorah population speaks a language other than English at home?
3.2% of the population in the suburb of Lake Munmorah speaks a language other than English at home, compared to 39.5% in the wider region.
How many people in the suburb of Lake Munmorah identify as Australian Aboriginal?
3.8% of the the suburb of Lake Munmorah population identifies as Australian Aboriginal, compared to 1.3% in the region.
What is the citizenship status of the population in the suburb of Lake Munmorah?
92.6% of the the suburb of Lake Munmorah population holds citizenship, compared to 80.8% in the wider region.

Age StructureAge Profile of Lake Munmorah

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The median resident of Lake Munmorah is 50, older than 91% of areas nationally. 19.7% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

The median age in the suburb of Lake Munmorah is 50 years, which is higher than the Greater Sydney average of 37 and the national average of 38. Compared to Greater Sydney, there is a higher proportion of residents in the 75 - 84 age range (14.1%) and fewer in the 25 - 34 bracket (9.2%). The concentration of residents aged 75 - 84 exceeds the national figure of 6.1%. Since the 2021 Census, the proportion of residents aged 75 to 84 has risen from 12.0% to 14.1%, while the cohort aged 85+ increased from 3.1% to 4.8%.

Meanwhile, the 45 to 54 age group declined from 10.8% to 8.3%, and the 65 to 74 cohort fell from 15.6% to 14.4%. Looking ahead to 2041, demographic shifts are expected to continue, with the group aged 85+ projected to grow by 88% (an increase of 218 people), rising from 247 to 466. Seniors aged 65 and older are expected to constitute 98% of the projected population growth, while the 65 to 74 and 15 to 24 cohorts are expected to decrease in size.

Frequently Asked Questions - Age

What is the median age in the suburb of Lake Munmorah?
According to the latest data, the median age in the suburb of Lake Munmorah is 50 years.
How does the suburb of Lake Munmorah's median age compare to broader areas?
At 50 years, Lake Munmorah is 13 years older than the Greater Sydney average (37 years) and 12 years older than the national average (38 years).
What age groups are over-represented in the suburb of Lake Munmorah?
The most over-represented age group in the suburb of Lake Munmorah compared to the Greater Sydney region is the 75 - 84 group, making up 14.1% of the population.
What age groups are under-represented in the suburb of Lake Munmorah?
The most under-represented age group in the suburb of Lake Munmorah compared to the Greater Sydney region is the 25 - 34 group, making up 9.2% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Lake Munmorah show significant variance compared to the Greater Sydney region. The most over-represented age groups are 75-84 year-olds (14.1% vs 5.3%) and 85+ year-olds (4.8% vs 2.1%). The most under-represented age groups are 25-34 year-olds (9.2% vs 16.1%) and 35-44 year-olds (9.2% vs 15.3%).
What is the percentage of children (0-14 years) in the suburb of Lake Munmorah?
The percentage of children aged 0-14 years in the suburb of Lake Munmorah is 14.9%.
What is the percentage of older people (65+ years) in the suburb of Lake Munmorah?
The percentage of people aged 65 and over in the suburb of Lake Munmorah is 33.3%.

Data & MethodBoundaries, Sources & Method for Lake Munmorah

Data currency Refreshed

8 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 8 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 3 sections
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Jul 2025 about a year ago all 3 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jul 2025.
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 5 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (5,084 at the 2021 Census → 5,165 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL12262). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Lake Munmorah suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Lake Munmorah page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Lake Munmorah data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (Jul 2025) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas