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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
Sales Activity
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Population
Budgewoi has seen population growth performance typically on par with national averages when looking at short and medium term trends
The population of the suburb of Budgewoi is estimated to be around 3,629 as of May 2026. This reflects an increase of 132 people since the 2021 Census, which reported a population of 3,497 people. The change was inferred from AreaSearch's resident population estimate of 3,628 following examination of the latest ERP data release by the ABS in June 2025 and an additional three validated new addresses since the Census date. This level of population equates to a density ratio of 1,300 persons per square kilometer, which is above the average seen across national locations assessed by AreaSearch. Budgewoi's growth rate of 3.8% since the 2021 census exceeded that of its SA4 region (3.4%). Population growth was primarily driven by overseas migration contributing approximately 51.0% of overall population gains during recent periods, although all drivers including natural growth and interstate migration were positive factors.
AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area released in 2024 with a base year of 2022, and NSW State Government's SA2 level projections for areas not covered by this data, released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. Based on aggregated SA2-level projections, the suburb is expected to expand by 385 persons to reach a total population of 4,012 by 2041, reflecting an increase of 10.6% over the 16-year period.
Frequently Asked Questions - Population
Development
Residential development activity is lower than average in Budgewoi according to AreaSearch's national comparison of local real estate markets
AreaSearch analysis of ABS building approval numbers in Budgewoi shows approximately 4 dwellings receiving development approval annually over the past five financial years ending FY25, totalling around 20 homes. In FY26 to date, 3 approvals have been recorded. The average new residents per year for every home built between FY21 and FY25 is 4.4. This indicates demand outpacing supply, which can put upward pressure on prices and increase competition among buyers.
New dwellings are developed at an average expected construction cost value of $284,000, under regional levels, suggesting more accessible housing choices for buyers. In FY26, $235,000 in commercial development approvals have been recorded, indicating a predominantly residential focus. Compared to Greater Sydney, Budgewoi records significantly lower building activity, 74.0% below the regional average per person. This limited new supply generally supports stronger demand and values for established dwellings. Nationally, this activity is also below average, reflecting the area's maturity and possible planning constraints.
Recent development has been entirely comprised of detached dwellings, sustaining Budgewoi's suburban identity with a concentration of family homes suited to buyers seeking space. With around 1424 people per approval, Budgewoi shows a mature, established area. Population forecasts indicate Budgewoi will gain approximately 384 residents by 2041 (from the latest AreaSearch quarterly estimate). At current development rates, housing supply may struggle to match population growth, potentially heightening buyer competition and supporting price increases.
Frequently Asked Questions - Development
Development applications around Budgewoi
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| Lodged | Address | Description | Type | Distance | Status |
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
Infrastructure
Budgewoi has moderate levels of nearby infrastructure activity, ranking in the top 50% nationally
No changes can significantly influence a region's performance like alterations to local infrastructure, major projects, and planning initiatives. AreaSearch has identified zero projects that could potentially impact this area. Notable projects include Toukley Desalination Water Treatment Plant, Lakeside Gardens, Mixed-Use Development at 139 Main Road, and Beachcomber Hotel Relaunch. The following list details those projects likely to be most relevant.
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INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Hunter-Central Coast Renewable Energy Zone
The Hunter-Central Coast Renewable Energy Zone (REZ) is a critical network infrastructure project upgrading approximately 85km of existing 132kV sub-transmission lines between Kurri Kurri and Muswellbrook, and constructing two new substations at Sandy Creek (Muswellbrook) and Antiene (Singleton). The project delivers an additional 1GW of network transfer capacity, enabling connection of approximately 1.8GW of new renewable generation and storage. Ausgrid, as appointed network operator, is responsible for design, financing, construction and operation. The Project Deed with EnergyCo was signed in December 2025 following Australian Energy Regulator determination, and construction officially commenced on 27 February 2026. The REZ is the first in Australia to upgrade existing distribution poles and wires rather than build new transmission infrastructure. It will create 590 jobs during construction and 220 ongoing local positions, with full capacity expected by 2028.
Toukley Desalination Water Treatment Plant
A proposed seawater desalination water treatment plant adjacent to the existing Toukley Sewage Treatment Plant, being developed as a 'plan ready' drought response project under the Central Coast Water Security Plan. The current concept is a reverse osmosis facility with an initial capacity of 30 ML/day, with provision in the EIS for staged expansion up to 40 ML/day to support normal water supply if needed. The preferred design uses a direct ocean intake located around one kilometre offshore from Jenny Dixon Reserve, with the transfer pump station relocated to the desalination plant site (replacing the earlier Lakes Beach underground well concept under Budgewoi Beach) and connected by a deep tunnel bored about 25 metres below ground. Brine would be discharged via the existing Norah Head ocean outfall. Council is preparing an Environmental Impact Statement, with a community drop-in session held in August 2025 and another planned for the second quarter of 2026. The plant would only be constructed if dam storage falls below the 45 percent trigger at Mangrove Creek Dam, with construction estimated to take 3 to 4 years once activated. GHD has been appointed as the specialist consultant supporting concept design and statutory approvals.
High Speed Rail - Newcastle to Sydney (Line 1)
High Speed Rail Line 1 will connect Newcastle to Sydney on a new dedicated 194km rail line with trains capable of speeds up to 320 km/h on surface sections and 200 km/h in tunnels. Around 115km of the route will run through tunnels. The line will reduce travel time between Newcastle and Sydney to around one hour, with Central Coast trips of about 30 minutes. Six stations are proposed at central Newcastle (Broadmeadow), Lake Macquarie, the Central Coast (Gosford), Sydney Central, Parramatta and Western Sydney International Airport. Following release of the business case in early 2026, the project moved into a two-year Development Phase, with the Australian Government investing a further $230 million for design refinement, environmental and planning approvals, and corridor preservation. The first two major contract packages went to tender in 2026: Area Package 1 (around 35km of twin TBM tunnels, an underground station and associated civil works) and Trains, Systems and Systems Integration (supply of trains, design of all systems, rail depot and operations control centre). The Newcastle to Sydney section is estimated to cost around $61.2 billion by 2039, with a further $32 billion to extend to Western Sydney International Airport by 2042. The project is forecast to support up to 15,000 construction jobs annually at peak and add around $250 billion to the Australian economy over a 50-year appraisal period.
Low and Mid-Rise Housing Policy
Comprehensive NSW state planning reforms designed to increase housing density in well-located areas. The policy mandates mid-rise apartment buildings (3-6 storeys) and low-rise multi-dwelling housing (terraces, townhouses, and dual occupancies) within 800m of 171 high-frequency transport hubs and town centres. As of May 2026, the policy is fully operational following the phased rollout of dual occupancy provisions in July 2024 and mid-rise apartment provisions in early 2025. Recent updates include refined floor space ratios (FSR) and non-refusal standards to streamline local council assessments.
Mariyung Fleet (New Intercity Fleet)
The Mariyung Fleet is a 610-carriage double-deck electric train fleet (D sets) replacing the ageing V-set and Oscar fleets across the NSW intercity network. Delivered by the RailConnect NSW consortium (UGL, Hyundai Rotem, Mitsubishi Electric Australia), the trains feature wider 2x2 seating with arm rests, tray tables and cup holders, charging ports, dedicated luggage, pram and bicycle spaces, accessible toilets, dedicated wheelchair spaces, CCTV, digital information screens and Automatic Selective Door Operation. The fleet operates in 4, 6, 8 or 10-car formations. Passenger services commenced on the Central Coast & Newcastle Line on 3 December 2024, on the Blue Mountains Line on 13 October 2025, and on the South Coast Line on 14 April 2026. The South Coast Line rollout begins with seven 4 and 6-car sets, scaling to 16 trains by 2027 with 8-car sets later in 2026 and 10-car configurations in 2027. The project includes the Kangy Angy Maintenance Facility (operated by UGL on a 15-year contract) and extensive corridor upgrades including platform extensions, signalling modifications, balise installation and overhead wiring works.
Newcastle-Sydney and Wollongong-Sydney Rail Line Upgrades
Program of upgrades to existing intercity rail corridors linking Newcastle-Central Coast-Sydney and Wollongong-Sydney to reduce travel times and improve reliability. Current scope includes timetable and service changes under the Rail Service Improvement Program, targeted network upgrades (signalling, power, station works) and the introduction of the Mariyung intercity fleet on the Central Coast & Newcastle Line, alongside Federal planning led by the High Speed Rail Authority for a dedicated Sydney-Newcastle high speed corridor.
Newcastle Offshore Wind Project
The Newcastle Offshore Wind project proposes a floating wind farm off Newcastle, NSW, with an expected capacity of up to 10 gigawatts, pending a Scoping Study's results.
Lakeside Gardens
A mixed-use development featuring 109 residential apartments and commercial/retail space. The development will have two 11-storey buildings with resort-style landscaping, a pool, and a private jetty on the shore of Budgewoi Lake.
Employment
Budgewoi shows employment indicators that trail behind approximately 70% of regions assessed across Australia
Budgewoi has a balanced workforce with representation across white and blue collar jobs. Essential services sectors are well-represented in the area. As of December 2025, the unemployment rate was 6.0%.
Over the past year, there was an estimated employment growth of 3.8%. The unemployment rate in Budgewoi is 1.9% higher than Greater Sydney's rate of 4.2%. Workforce participation in Budgewoi lags behind Greater Sydney at 57.0% compared to 68.8%. According to Census responses, 23.7% of residents work from home, but Covid-19 lockdown impacts should be considered when interpreting this figure.
Employment among residents is concentrated in health care & social assistance, construction, and retail trade. Health care & social assistance employment levels are particularly notable at 1.4 times the regional average. However, professional & technical services are under-represented with only 4.1% of Budgewoi's workforce compared to 11.5% in Greater Sydney. The predominantly residential area appears to offer limited local employment opportunities as indicated by the difference between the Census working population and resident population counts. Between December 2024 and December 2025, employment levels increased by 3.8%, while labour force increased by 3.6%, causing a decrease in unemployment rate of 0.2 percentage points. In contrast, Greater Sydney saw employment growth of 2.2% and a marginal rise in unemployment. Jobs and Skills Australia's national employment forecasts from May-25 provide further insight into potential future demand within Budgewoi. These projections suggest that national employment should expand by 6.6% over five years and 13.7% over ten years. However, growth rates differ significantly between industry sectors. Applying these industry-specific projections to Budgewoi's employment mix suggests local employment should increase by 6.7% over five years and 13.8% over ten years.
Frequently Asked Questions - Employment
Income
The area's income levels rank in the lower 15% nationally based on AreaSearch comparative data
Income data from AreaSearch's latest postcode level ATO figures for financial year 2023 shows median income in Budgewoi suburb is $46,680 and average income is $53,433. This is below Greater Sydney's median of $60,817 and average of $83,003. Using Wage Price Index growth of 10.32% since financial year 2023, estimated incomes for March 2026 would be approximately $51,497 (median) and $58,947 (average). Census data indicates household, family, and personal incomes in Budgewoi fall between the 19th and 21st percentiles nationally. Income brackets reveal that 30.2% of individuals earn between $1,500 - $2,999, similar to the metropolitan region at 30.9%. Housing affordability pressures are severe with only 81.9% of income remaining, ranking at the 17th percentile.
Frequently Asked Questions - Income
Housing
Budgewoi is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership
In Budgewoi, as per the latest Census, 88.7% of dwellings were houses with the remaining 11.3% being semi-detached homes, apartments, or other types. This contrasts with Sydney metropolitan areas where 55.9% of dwellings are houses and 44.1% are other types. Home ownership in Budgewoi stood at 37.6%, with mortgaged dwellings at 32.8% and rented ones at 29.7%. The median monthly mortgage repayment was $1,717, lower than Sydney's average of $2,427. Median weekly rent in Budgewoi was $350, compared to Sydney's $470. Nationally, Budgewoi's mortgage repayments were below the Australian average of $1,863 and rents were less than the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Budgewoi features high concentrations of lone person households and group households, with a lower-than-average median household size
Family households constitute 62.8% of all households, including 20.3% couples with children, 25.7% couples without children, and 15.6% single parent families. Non-family households account for 37.2%, with lone person households at 33.8% and group households comprising 3.8%. The median household size is 2.3 people, which is smaller than the Greater Sydney average of 2.7.
Frequently Asked Questions - Households
Local Schools & Education
Budgewoi shows strong educational performance, ranking in the upper quartile nationally when assessed across multiple qualification and achievement indicators
The area's university qualification rate is 14.3%, significantly lower than Greater Sydney's average of 38.0%. This discrepancy presents both a challenge and an opportunity for targeted educational initiatives. Bachelor degrees are the most common at 9.9%, followed by postgraduate qualifications (2.6%) and graduate diplomas (1.8%). Vocational credentials are prominent, with 45.1% of residents aged 15+ holding them, including advanced diplomas (10.4%) and certificates (34.7%).
Educational participation is high at 27.7%, comprising primary education (9.8%), secondary education (6.3%), and tertiary education (3.7%).
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Budgewoi has 33 active public transport stops, all of which are bus stops. These stops are served by 21 different routes, offering a total of 522 weekly passenger trips. The area's transport accessibility is rated as excellent, with residents living an average of 137 meters from the nearest stop. As primarily residential, most Budgewoi residents commute outward. Cars remain the dominant mode of transport at 94%. On average, there are 1.3 vehicles per dwelling.
According to the 2021 Census, 23.7% of residents work from home, which may be due to COVID-19 conditions. Across all routes, an average of 74 trips are made daily, equating to around 15 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Budgewoi is well below average with prevalence of common health conditions notable across both younger and older age cohorts
Budgewoi faces significant health challenges, as indicated by AreaSearch's assessment of mortality rates and chronic condition prevalence. Both younger and older age cohorts exhibit high prevalence of common health conditions. Only approximately 48% (~1746 people) of Budgewoi's total population has private health cover, compared to Greater Sydney's 59.9%.
Nationally, the average is 55.7%. Arthritis and mental health issues are the most prevalent medical conditions in Budgewoi, affecting 11.6% and 10.6% of residents respectively. Conversely, 60.6% of residents report being completely clear of medical ailments, compared to Greater Sydney's 74.6%. The working-age population in Budgewoi faces notable health challenges due to elevated chronic condition rates. As of 2021, 25.0% (907 people) of Budgewoi's residents are aged 65 and over, higher than Greater Sydney's 15.5%. While health outcomes among seniors in Budgewoi present some challenges, they generally align with national rankings for the general population.
Frequently Asked Questions - Health
Cultural Diversity
Budgewoi is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics
Budgewoi's cultural diversity was found to be below average, with 89.8% of its population being citizens, 88.5% born in Australia, and 96.9% speaking English only at home. Christianity is the predominant religion in Budgewoi, comprising 54.4% of people, compared to 49.2% across Greater Sydney. The top three ancestry groups in Budgewoi are English (32.1%), Australian (30.5%), and Irish (9.4%).
Notably, Maltese is overrepresented at 1.3%, Australian Aboriginal at 4.6%, and Hungarian at 0.3%.
Frequently Asked Questions - Diversity
Age
Budgewoi hosts a notably older demographic compared to the national average
Budgewoi has a median age of 44, which exceeds Greater Sydney's figure of 37 and is significantly higher than the national norm of 38. The 75-84 age group comprises 9.4% of Budgewoi's population, compared to 7.9% in Greater Sydney, while the 35-44 cohort makes up 10.5%. According to the 2021 Census, the 75-84 age group grew from 7.9% to 9.4%, and the 55-64 cohort declined from 15.2% to 13.7%. By 2041, demographic modeling projects significant changes in Budgewoi's age profile. The 75-84 group is expected to grow by 46%, reaching 499 people from the current 341. Those aged 65 and above will account for 72% of this growth. Meanwhile, the 0-4 and 5-14 age groups are projected to decline in population.