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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
The median house price in Charmhaven is $852k, with units at $740k. House values have moved 4.0% a year compounded over five years.
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Charmhaven has an estimated 2,735 residents, up from 2,501 at the 2021 Census — a change of 234 people, or 9.4%. Growth has averaged 1.3% a year over five years. Overseas migration accounts for 99.0% of that increase. That puts 387 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
According to AreaSearch's evaluation of regional ABS updates alongside 82 validated new addresses recorded following the Census, the suburb of Charmhaven has an estimated population of 2,735 as of Aug 2026. This represents a gain of 234 people (9.4%) compared to the 2,501 residents counted in the 2021 Census, aligning with an estimated resident population of 2,733 based on the June 2025 ABS ERP release. The suburb of Charmhaven maintains a density of 386 persons per square kilometer, leaving considerable physical room for expansion. Outpacing both the broader SA3 area and the SA4 region (3.4%), the suburb of Charmhaven stood out as a regional growth leader with its 9.4% post-2021 increase, which was predominantly fuelled by overseas migration generating roughly 99.0% of total population additions in recent times.
Projections for the suburb of Charmhaven utilise 2024 ABS/Geoscience Australia SA2 figures pegged to 2022, supplemented where necessary by 2022 NSW State Government SA2 forecasts based on 2021, with age-specific growth rates extrapolated across all localities from 2032 to 2041. These combined demographic outlooks point to population expansion slightly trailing the national median, anticipating a rise of 200 persons (a cumulative 7.2% gain over the 16 years) to 2041.
Frequently Asked Questions - Population
98 new dwellings have been approved in Charmhaven over the past five years, an average of 19 a year. That places the area in the 61st percentile for residential development activity nationally, about 7 approvals per 1,000 residents a year. Approvals are currently running at an annualised 31, running ahead of that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.
Detail
ABS building approval statistics compiled by AreaSearch show that Charmhaven has averaged roughly 19 dwelling approvals annually, reaching an aggregate of 98 residential approvals across the preceding 5 financial years, with 31 approvals already registered in FY-25. Accommodating an average addition of 2 residents annually per completed dwelling between FY-21 and FY-25, residential construction aligns neatly with local demand to sustain market stability. Furthermore, approved dwellings carry an average construction value of $287,000, underscoring competitive building costs below regional benchmarks, while $218,000 in non-residential commercial approvals this financial year highlights the area's predominantly residential focus.
Per capita residential building activity in Charmhaven surpasses Greater Sydney by 60.0%, offering extensive options for prospective purchasers. Recent building consents are divided into 78.0% standalone houses and 22.0% medium-to-high density formats, preserving a low-density suburban fabric tailored to buyers seeking spaciousness. This composition shifts noticeably from the current stock of 93.0% detached houses, reflecting tighter land supply alongside changing lifestyle and budget considerations, while a ratio of approximately 106 people per approved dwelling signals ongoing market expansion. Demographic projections indicate Charmhaven will add 198 residents through to 2041 relative to the latest AreaSearch quarterly figures. Existing building volumes appear well-positioned to satisfy this incoming demand, supporting favourable buyer conditions and creating scope for expansion beyond current baseline projections.
Frequently Asked Questions - Development
Development applications around Charmhaven
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| Lodged | Address | Description | Type | Distance | Status |
|---|
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks one current infrastructure or development project inside Charmhaven, worth an estimated $1.2 billion. A further 18 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $5.38 billion. 5 are already under construction and 8 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Strategic infrastructure and capital projects play a decisive role in shaping community outcomes. AreaSearch has pinpointed 6 key initiatives with significant local relevance, led by the Lake Haven Centre Redevelopment, Madison Rise Estate, the Kanwal-Lake Haven-Gorokan Growth Corridor (Warnervale East / Greater Warnervale), and the Charmhaven Master-Planned Housing Community.
Professional plan users can use the search below to filter and access additional projects.
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Frequently Asked Questions - Infrastructure
Charmhaven Master-Planned Housing Community
Third.i Group in partnership with Evolve Housing has proposed a major masterplanned community spanning a substantial land parcel situated between Pacific Highway and Arizona Road in Charmhaven. The proposal encompasses approximately 2,000 homes, up to 120 hectares of dedicated environmental conservation land, community open space, a designated school site, and a business/commercial precinct. The project is currently undergoing strategic planning and environmental assessment to advance formal rezoning on the NSW Central Coast.
Wyong Village Redevelopment
Proposed mixed-use urban renewal of the former Wyong Village Caravan Park site comprising 675 residential dwellings across apartment and seniors living typologies. The master plan proposal integrates a neighbourhood retail shopping complex alongside approximately 1.7 hectares of dedicated public open space and parkland. The planning proposal is undergoing strategic assessment with Central Coast Council and state planning authorities.
Madison Rise Estate
Madison Rise is a premium residential estate by Allam Property Group situated on elevated land in Woongarrah, Central Coast. The development features 177 turnkey homes with modern inclusions, located near Mackillop Catholic College, Warnervale train station, and the M1 Pacific Motorway. The final stage is scheduled for release in early 2026.
Warnervale Town Centre - Woolworths
Approved modification for construction and operation of Warnervale Shopping Centre within the Parklands Central Coast masterplanned community. The project includes a Woolworths neighbourhood shopping centre with retail, commercial, medical centre and e-commerce facilities, 489 at-grade car parking spaces, earthworks, road works and supporting infrastructure.
The Sanctuary Estate Hamlyn Terrace
The Sanctuary is a masterplanned house and land estate located in Hamlyn Terrace on the NSW Central Coast. The development offers registered residential lots for detached family homes in close proximity to schools, Wyong Hospital, local shops, and the M1 motorway.
Cedarwood Estate
Master-planned residential community in Hamlyn Terrace, offering quality house and land packages for families and investors. The estate features 91 new homes fully serviced with underground power, sewerage, and NBN connectivity. Located near the Pacific Highway and M1 Motorway, with easy access to Wyong Hospital, schools, and major shopping centres.
Yeramba Estates Hamlyn Terrace Development
A residential land subdivision located in the Hamlyn Terrace precinct of the Central Coast. The project involves the creation of low-density residential lots designed for family homes, leveraging proximity to the Wyong Hospital and local educational facilities. The estate is part of the broader North Wyong Shire Structure Plan to manage population growth in the region.
Gorokan Waterfront Masterplan & Foreshore Revitalisation
Council-led long term revitalisation of the Gorokan foreshore along Tuggerah Lake, delivering staged improvements including foreshore public domain upgrades, shared pathways, improved lake access, landscaping, recreation facilities and supporting aquatic infrastructure. The Wallarah Point Peace Park playspace has been completed as an early stage, while broader foreshore improvements continue to be delivered progressively through Council capital works and waterways programs.
1,236 residents of Charmhaven are employed, from a labour force of 1,309. Unemployment sits at 5.6%, with participation at 57.6%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.3% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
Charmhaven maintains a balanced mix of blue and white collar positions, highlighted by an unemployment rate of 5.6%, a prominent concentration of construction roles, and annual job growth of 4.5% according to AreaSearch statistical aggregations. Across the locality as of March 2026, 1,236 residents are employed, although the local jobless rate sits 1.4% higher than the Greater Sydney benchmark of 4.1% and the participation rate of 57.6% trails the regional figure of 68.9%. Census data indicates that 16.6% of workers operated from home, though this period coincided with Covid-19 restrictions.
Local employment is anchored primarily by health care & social assistance, construction, and retail trade. The workforce shows exceptional depth in construction, where representation reaches 1.6 times the regional norm, whereas professional & technical services account for only 2.5% of jobs against 11.5% across Greater Sydney. A Census ratio of 0.6 local jobs per resident points to a healthy provision of employment opportunities within the immediate area. SALM and ABS datasets compiled by AreaSearch indicate that over the 12-month timeframe, local employment expanded by 4.5% alongside an identical 4.5% rise in the labour pool, resulting in a steady unemployment level, whereas Greater Sydney recorded 1.9% employment growth, 1.9% workforce expansion, and a slight jobless decline. Looking ahead, Jobs and Skills Australia's Mar-26 industry projections forecast nationwide employment growth of 6.6% across five years and 13.7% across ten years. Applying these sector-specific trajectories to Charmhaven's existing occupational balance indicates potential local employment gains of 6.3% over five years and 13.3% over ten years, representing an illustrative weighted projection independent of local demographic shifts.
Frequently Asked Questions - Employment
Median household income in Charmhaven is $1,392 a week (about $72,000 a year), with median personal income at $631 a week. ATO records put median taxable income at $47,479 a year against an average of $57,029. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
Aggregated ATO postcode statistics for financial year 2023 indicate that taxpayers in Charmhaven earned a median income of $47,479 and an average of $57,029, tracking behind the national benchmark as well as Greater Sydney figures of $60,817 and $83,003. Factoring in Wage Price Index growth of 10.32% from financial year 2023 yields updated estimates of $52,379 (median) and $62,914 (average) as of March 2026. In the 2021 Census, local personal, family, and household earnings placed between the 15th and 28th percentiles nationwide, with 34.9% of residents (954 people) falling into the $1,500 - 2,999 bracket compared to 30.9% regionally.
Housing costs exert considerable pressure, leaving 80.8% of income after shelter expenses and ranking at the 23rd percentile.
Frequently Asked Questions - Income
Charmhaven had 926 occupied dwellings at the 2021 Census, 93% detached houses and 1% apartments. 38% are owned with a mortgage, 31% rented and 31% owned outright. At that Census the median rent was $375 a week and the median mortgage repayment $1,705 a month. Rent absorbs 26.9% of household income here and mortgage repayments 28.3%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
According to the latest Census, residential stock in Charmhaven consists of 92.8% standalone houses and 7.3% alternative formats like apartments and townhouses, differing from Sydney metro where houses comprise 55.9% and other dwellings make up 44.1%. Outright home ownership stands at 30.7%, outpacing the metropolitan rate, while 38.4% of properties are mortgaged and 30.9% are rented. The median monthly mortgage commitment was $1,705 and weekly median rent was $375, both sitting well below the Sydney metro averages of $2,427 and $470. On a national scale, local monthly repayments remain under the Australian average of $1,863, whereas median weekly rent matches the nationwide figure of $375.
Frequently Asked Questions - Housing
Charmhaven counted 926 households at the 2021 Census, an estimated 1,013 today, averaging 2.6 people each. 26% are couples with children, against 25% couples without children. 25% of households are people living alone, and families average 1.8 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Families constitute 70.0% of local households, encompassing couples with children (25.6%), couples without children (25.4%), and single parent families (17.4%). The remaining 30.0% consists of non-family arrangements, with single person dwellings representing 24.7% and group homes accounting for 5.1%. With a median of 2.6 people per home, household size is marginally below the Greater Sydney standard of 2.7.
Frequently Asked Questions - Households
10.6% of adults in Charmhaven hold a university qualification, including 7.8% with a bachelor degree and 1.4% with postgraduate qualifications. A further 35.3% hold a vocational qualification. Qualifications come from the 2021 Census.
Detail
Attainment figures show that 10.6% of Charmhaven residents hold university degrees compared to 38.0% across Greater Sydney, presenting a key target for educational development. Within higher education, bachelor degrees account for 7.8%, followed by postgraduate degrees at 1.4% and graduate diplomas at 1.4%. In contrast, vocational and technical credentials are held by 43.7% of residents aged 15+, distributed between certificates (35.3%) and advanced diplomas (8.4%). Formal study engagement is substantial throughout the community, with 25.5% of residents participating in education. This cohort comprises 8.4% attending primary schools, 7.3% in secondary institutions, and 3.3% enrolled in tertiary studies.
Frequently Asked Questions - Education
Schools Detail
Public transport in Charmhaven reaches 43 stops on 35 routes, timetabled for about 1,200 services a week. The typical home sits about 130 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.5 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
Charmhaven is serviced by 43 bus stops running across 35 routes that deliver 1,177 weekly passenger services. Accessibility across the network is high, with residents located an average of 128 meters from the closest stop. Reflecting its residential character, outward travel relies heavily on private vehicles, with cars accounting for 94% of journeys and vehicle ownership standing at 1.5 per dwelling. Census data from 2021 indicated 16.6% of workers worked from home, influenced by COVID-19 settings. The transit network provides an average frequency of 168 daily trips across all operational routes, delivering roughly 27 weekly departures per stop.
Frequently Asked Questions - Transport
Transport Stops Detail
58.1% of residents in Charmhaven report no long-term health condition, a less healthy profile than 93% of areas nationally. 9.6% need daily assistance with core activities, and 49.5% hold private health cover. The standardised death rate runs at 7.0 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
AreaSearch health metrics show significant chronic illness and mortality challenges impacting both younger and older cohorts in Charmhaven, accompanied by a modest private health insurance uptake of approximately 50% (~1,354 people). This coverage rate falls behind both the Greater Sydney level of 59.9% and the Australian standard of 55.7%. Mental health conditions and arthritis represent the primary diagnosed ailments locally, affecting 11.9 and 11.0% of the population respectively, while 58.1% of residents reported no long-term health conditions compared to 74.6% across Greater Sydney. Elevated rates of chronic illness affect working-age individuals, while residents aged 65 and over comprise 19.2% of the locality (525 people), exceeding the 15.5% share in Greater Sydney and exhibiting health outcomes generally aligned with national senior benchmarks.
Frequently Asked Questions - Health
Charmhaven is largely Australian-born, at 88.7% of residents, with 4.7% speaking a language other than English at home. The largest reported ancestries are Australian (32.0%) and English (31.1%). 5.2% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Cultural diversity metrics for Charmhaven sit below regional averages, with 88.7% of residents Australian-born, 91.2% holding citizenship, and 95.3% speaking solely English at home. Christianity represents the primary religious affiliation at 50.2%, while Buddhism shows notable local representation at 1.7% of the population relative to 4.1% across Greater Sydney. Ancestry records show the three leading backgrounds in Charmhaven to be Australian (32.0% vs 17.8% regionally), English (31.1% vs 19.0% regionally), and Scottish (8.5%). Notable variations also appear across other heritages, including Australian Aboriginal representation at 5.2% compared to 1.3% regionally, New Zealand heritage at 0.8% versus 0.5%, and Maltese background at 0.5% compared to 1.0%.
Frequently Asked Questions - Diversity
The median resident of Charmhaven is 39. 27.3% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
Age distribution in Charmhaven aligns closely with Greater Sydney, showing a maximum divergence of 4.6 percentage points across major brackets. As at August 2026, the estimated median age is 39, matching the 2021 Census figure and sitting 2 years above the Greater Sydney median of 37 from that Census. The 25 - 44 cohort has expanded from 25.1% at the Census to an estimated 26.8%, while the 65+ demographic is forecast to experience the largest numerical increase by 2041, rising by 124 residents (24%) to reach 649.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Charmhaven
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.
Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Aug 2026 2 months ago headline measures · Jul 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Oct 2026 this month headline measures · Sep 2026 baseline |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Sep 2026 last month all 1 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Sep 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 7 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Sep 2026 last month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 3 months ago headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Sep 2026 last month all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 82 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (2,501 at the 2021 Census → 2,735 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL10888). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.