Charmhaven

Charmhaven is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends

As of November 2025, Charmhaven's population is estimated at around 2,591 people. This reflects an increase of 90 individuals since the 2021 Census, which reported a population of 2,501 people. The change is inferred from AreaSearch's estimation of the resident population at 2,543 following examination of the latest ERP data release by the ABS in June 2024 and an additional 82 validated new addresses since the Census date. This level of population equates to a density ratio of 366 persons per square kilometer. Charmhaven's growth of 3.6% since the 2021 census exceeded the SA4 region's growth rate of 3.1%. Population growth was primarily driven by overseas migration, contributing approximately 99.0% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with 2022 as the base year. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. Considering projected demographic shifts, a population increase just below the median of statistical areas analysed is expected. By 2041, the suburb is projected to expand by 230 persons, reflecting an increase of 6.8% in total over the 17 years.

Residential development activity is lower than average in Charmhaven according to AreaSearch's national comparison of local real estate markets

AreaSearch analysis of ABS building approval numbers shows Charmhaven had around 14 dwelling approvals annually over the past five financial years ending June 2021, totalling approximately 74 homes. In the current financial year FY-26, three approvals have been recorded as of this date. The population decline in recent years has not hindered development activity relative to other areas. New homes are being built at an average expected construction cost value of $307,000, which is below regional norms, offering more affordable housing options for purchasers.

Commercial approvals worth $7.9 million have been registered this financial year, reflecting the area's residential character. Compared to Greater Sydney, Charmhaven exhibits moderately higher construction activity, with 35.0% above the regional average per person over the five-year period ending June 2021. This preserves reasonable buyer options while sustaining existing property demand. Recent construction comprises 78.0% standalone homes and 22.0% medium to high-density housing, maintaining the area's traditional low-density character with a focus on family homes appealing to those seeking space.

This represents a notable shift from the area's existing housing stock, which is currently 93.0% houses, indicating decreasing availability of developable sites and reflecting changing lifestyles and demand for more diverse, affordable housing options. With around 195 people per approval, Charmhaven reflects a low-density area. Future projections based on AreaSearch's latest quarterly estimate suggest Charmhaven will add approximately 175 residents by 2041. Given current development patterns, new housing supply should readily meet demand, offering good conditions for buyers and potentially facilitating population growth beyond current projections.

Charmhaven has very high levels of nearby infrastructure activity, ranking in the top 20% nationally

Changes in local infrastructure significantly impact an area's performance. AreaSearch has identified six projects expected to influence the region. Notable projects include Lake Haven Centre Redevelopment, Madison Rise Estate, Kanwal-Lake Haven-Gorokan Growth Corridor (Warnervale East / Greater Warnervale), and Charmhaven Master-Planned Housing Community. The following list details those most relevant.

Professional plan users can use the search below to filter and access additional projects.

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AreaSearch analysis reveals Charmhaven recording weaker employment conditions than most comparable areas nationwide

Charmhaven's workforce is balanced across white and blue-collar jobs. The construction sector stands out with a significant representation, an unemployment rate of 5.5%, and estimated employment growth of 1.9% in the past year, according to AreaSearch data aggregation.

As of June 2025, 1,148 residents are employed while the unemployment rate is 1.3% higher than Greater Sydney's rate of 4.2%. Workforce participation in Charmhaven is lower at 55.5%, compared to Greater Sydney's 60.0%. Key employment sectors for residents include health care & social assistance, construction, and retail trade. Construction employment is particularly high, at 1.6 times the regional average.

In contrast, professional & technical services employ only 2.5% of local workers, below Greater Sydney's 11.5%. The worker-to-resident ratio is 0.6, indicating a higher-than-average level of local employment opportunities. Over the past year, employment increased by 1.9%, while the labour force grew by 2.9%, leading to an unemployment rate rise of 0.9 percentage points. In comparison, Greater Sydney saw employment growth of 2.6% and unemployment rise by 0.3 percentage points. Jobs and Skills Australia's national employment forecasts from Sep-22 suggest potential future demand within Charmhaven. These projections estimate national employment growth at 6.6% over five years and 13.7% over ten years, with varying rates across industry sectors. Applying these projections to Charmhaven's current employment mix suggests local employment should increase by 6.3% over five years and 13.3% over ten years, though this is a simplified extrapolation for illustrative purposes only.

Income figures position the area below 75% of locations analysed nationally by AreaSearch

AreaSearch's aggregation of ATO data for financial year 2022 shows Charmhaven had a median taxpayer income of $47,425 and an average income of $56,968. This is lower than the national averages of $56,994 and $80,856 in Greater Sydney respectively. Adjusting for Wage Price Index growth of 12.61% by September 2025, estimated median and average incomes are approximately $53,405 and $64,152 respectively. Census data indicates Charmhaven's household, family, and personal incomes fall between the 15th and 28th percentiles nationally. Income analysis reveals that 34.9% of residents (904 people) earn between $1,500 and $2,999 annually, similar to regional patterns where 30.9% occupy this range. Housing affordability pressures are severe in Charmhaven, with only 80.8% of income remaining after housing costs, ranking at the 23rd percentile nationally.

Charmhaven is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region

The dwelling structure in Charmhaven, as per the latest Census, consisted of 92.8% houses and 7.3% other dwellings (semi-detached, apartments, 'other' dwellings), contrasting with Sydney metro's 83.2% houses and 16.7% other dwellings. Home ownership in Charmhaven stood at 30.7%, with mortgaged dwellings at 38.4% and rented ones at 30.9%. The median monthly mortgage repayment was $1,705, lower than Sydney metro's average of $1,900. The median weekly rent in Charmhaven was $375, similar to the national figure but below Sydney metro's $385. Nationally, Charmhaven's mortgage repayments were lower than the Australian average of $1,863.

Charmhaven features high concentrations of group households, with a higher-than-average median household size

Family households constitute 70.0% of all households, including 25.6% couples with children, 25.4% couples without children, and 17.4% single parent families. Non-family households account for the remaining 30.0%, with lone person households at 24.7% and group households comprising 5.1% of the total. The median household size is 2.6 people, larger than the Greater Sydney average of 2.5.

The educational profile of Charmhaven exceeds national averages, with above-average qualification levels and academic performance metrics

The area's university qualification rate is 10.6%, significantly lower than Greater Sydney's average of 38.0%. Bachelor degrees are the most common, at 7.8%, followed by postgraduate qualifications (1.4%) and graduate diplomas (1.4%). Vocational credentials are prevalent among residents aged 15+, with 43.7% holding such qualifications, including advanced diplomas (8.4%) and certificates (35.3%). Educational participation is high, with 25.5% of residents currently enrolled in formal education: 8.4% in primary, 7.3% in secondary, and 3.3% in tertiary education.

Schools appear to be located outside the immediate catchment boundaries, requiring families to access them in neighboring areas.

Transport servicing is high compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Charmhaven has 43 active public transport stops, all of which are bus stops. These stops are served by 35 different routes that together facilitate 1,168 weekly passenger trips. The accessibility of these services is rated as excellent, with residents located an average of 128 meters from the nearest stop.

On average, there are 166 trips per day across all routes, which equates to approximately 27 weekly trips per individual stop.

Health performance in Charmhaven is a key challenge with a range of health conditions having marked impacts on both younger and older age cohorts

Charmhaven faces significant health challenges, with various conditions affecting both younger and older age groups. Approximately 50% of Charmhaven's total population (~1,282 people) has private health cover, lower than the national average of 55.3%.

The most prevalent medical conditions are mental health issues (affecting 11.9% of residents) and arthritis (impacting 11.0%). Conversely, 58.1% of residents claim to have no medical ailments, compared to 61.5% in Greater Sydney. Charmhaven has a lower proportion of seniors aged 65 and over at 19.4% (502 people), compared to Greater Sydney's 22.3%. Senior health outcomes largely align with the general population's health profile.

Charmhaven is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Charmhaven, as per the findings, demonstrated a lower level of cultural diversity. The majority of its population, 88.7%, was born in Australia, with 91.2% being citizens, and 95.3% speaking English only at home. Christianity dominated as the primary religion, accounting for 50.2% of Charmhaven's population.

Notably, Buddhism showed an overrepresentation, comprising 1.7% compared to Greater Sydney's 0.9%. The top three ancestry groups were Australian (32.0%), English (31.1%), and Scottish (8.5%). There were also notable differences in the representation of certain ethnic groups: Australian Aboriginal was overrepresented at 5.2% versus 4.5%, New Zealand at 0.8% versus 0.7%, and Maltese at 0.5% versus 1.0%.

Charmhaven's population is slightly older than the national pattern

The median age in Charmhaven is 39 years, higher than Greater Sydney's average of 37 years and close to Australia's national average of 38 years. Compared to Greater Sydney, the 65-74 age group is over-represented at 10.5% locally, while the 35-44 age group is under-represented at 12.5%. Post-2021 Census data shows that the 75-84 age group has grown from 5.6% to 6.6%, and the 55-64 age group has declined from 13.3% to 12.6%. By 2041, population forecasts indicate significant demographic changes in Charmhaven. The 75-84 age group is expected to grow by 37% (62 people), reaching 234 from 171. Residents aged 65 and older will represent 55% of the anticipated growth. Conversely, the 0-4 and 35-44 age groups are expected to experience population declines.