Chart Color Schemes
This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
Sales Activity
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
Find a Recent Sale
Sales Detail
Population
Charmhaven is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends
As of Feb 2026, the population of Charmhaven is estimated around 2,679, reflecting a 178-person increase since the 2021 Census which reported 2,501 residents. This growth equates to 7.1% and is inferred from AreaSearch's resident population estimate of 2,606 based on latest ERP data release by ABS (June 2024) and additional 82 validated new addresses since the Census date. The population density ratio is 378 persons per square kilometer. Charmhaven's growth exceeded SA4 region's 3.7% and SA3 area, marking it as a growth leader in the region. Overseas migration contributed approximately 99.0% of overall population gains during recent periods. AreaSearch adopts ABS/Geoscience Australia projections for each SA2 area released in 2024 with 2022 base year, and NSW State Government's SA2 level projections where no data is available, released in 2022 with 2021 base year.
Growth rates by age group are applied to all areas from these aggregations for years 2032 to 2041. Based on aggregated SA2-level projections, the suburb of Charmhaven is expected to increase by 198 persons to 2041, reflecting a total increase of 2.3% over the 17-year period.
Frequently Asked Questions - Population
Development
AreaSearch assessment of residential development drivers sees a low level of activity in Charmhaven, placing the area among the bottom 25% of areas assessed nationally
Based on AreaSearch analysis, Charmhaven had around 14 dwelling approvals annually over the past five financial years, totalling approximately 73 homes. In FY-26 so far, six approvals have been recorded. The average construction cost of new homes is $292,000, aligning with broader regional development trends. This year, $218,000 in commercial approvals have been registered, indicating a predominantly residential focus.
Compared to Greater Sydney, Charmhaven shows moderately higher construction activity, preserving buyer options while sustaining property demand, though recent activity has eased slightly. Recent construction comprises 75% standalone homes and 25% medium and high-density housing, maintaining the area's traditional low density character with a focus on family homes appealing to those seeking space. This represents a shift from the current housing composition of 93% houses, indicating decreasing availability of developable sites and reflecting changing lifestyles and demand for diverse, affordable housing options. With around 267 people per approval, Charmhaven reflects a transitioning market.
Population forecasts indicate an increase of 62 residents by 2041. Based on current development patterns, new housing supply should meet demand, offering good conditions for buyers and potentially facilitating population growth beyond projections.
Frequently Asked Questions - Development
Infrastructure
Charmhaven has strong levels of nearby infrastructure activity, ranking in the top 40% nationally
The performance of an area can significantly influenced by changes in local infrastructure, major projects, and planning initiatives. AreaSearch has identified six projects that may impact this area. Notable projects include Lake Haven Centre Redevelopment, Madison Rise Estate, Kanwal-Lake Haven-Gorokan Growth Corridor (Warnervale East / Greater Warnervale), and Charmhaven Master-Planned Housing Community. The following list details those most likely to be relevant.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Greater Warnervale Structure Plan
A long-term strategic framework adopted by Central Coast Council in July 2024 to manage growth in the northern Central Coast over the next 20 years. The plan facilitates an expected population increase from 20,000 to approximately 57,000 residents, supported by 10,130 new dwellings. Key features include the establishment of two neighborhood centres, employment land development, and significant environmental protections for Porters Creek Wetland. As of 2026, the plan serves as the primary guidance for ongoing precinct-level rezonings and local infrastructure priority lists.
Toukley Desalination Water Treatment Plant
A proposed 30 ML/day reverse osmosis desalination plant to be built adjacent to the existing Toukley Sewage Treatment Plant. The project is a key drought response initiative under the Central Coast Water Security Plan, designed to be 'plan ready' with approvals in place for rapid construction if dam levels fall below critical triggers (currently 45% storage). It features a direct ocean intake structure located offshore between Noraville and Magenta to minimize beach impact and will provide a climate-independent water supply for up to 250,000 residents.
Warnervale Water and Sewer Infrastructure Program
A multi-stage infrastructure program by Central Coast Council to support the Greater Warnervale growth corridor. The program includes the completed 9.4km Mardi to Warnervale Pipeline, ongoing water and sewer network extensions for the Warnervale Town Centre, and a major $82.5 million upgrade of the Mardi Water Treatment Plant. The plant upgrade involves new flocculation and Dissolved Air Flotation (DAF) systems to increase capacity to 160 million litres per day and improve water quality during poor raw water conditions.
Central Coast Airport Precinct Development
The development aims to upgrade the general aviation facility at Warnervale into a regional hub for aviation, education, and emergency services. Following the adoption of the Central Coast Airport Masterplan on 25 February 2025, the project focuses on upgrading the runway to Code 1B standards (maintaining the 1200m length), installing night lighting, and establishing a Biodiversity Stewardship Agreement for the Porters Creek Wetland. The precinct will include an aviation business park, hangars, and a relocation of emergency services to improve local accessibility and support a Bachelor of Aviation program.
Lake Haven Centre Redevelopment
Proposed expansion and modernisation of Lake Haven Centre, a sub-regional shopping centre owned and managed by Vicinity Centres. Current GLA is approximately 43,207 sqm, anchored by Kmart, Coles, Woolworths, and ALDI. As of February 2026, the project remains in the long-term planning phase; while a formal development application for a full-scale redevelopment is yet to be lodged, Vicinity Centres has recently completed a major $2 million solar installation as part of its sustainability upgrades for the site.
Wyong Hospital Redevelopment
The $200 million Wyong Hospital Redevelopment (completed 2021-2022) delivered a new six-storey clinical services building (Block H) with expanded emergency department, ICU, paediatrics, medical imaging (including the hospital's first MRI), additional inpatient beds, and a medical assessment unit; plus refurbishment of existing facilities adding operating theatre capacity, expanded medical day unit, transit lounge, and cancer day unit expansion. The project significantly increased healthcare capacity for the Central Coast community.
Warnervale Town Centre - Woolworths Shopping Centre
Development of a neighbourhood shopping centre within the proposed Warnervale Town Centre as part of Parklands Central Coast master-planned community. Includes a Woolworths supermarket with Home Delivery, specialty retail uses, commercial uses, medical centre, pharmacy, and community facilities. The development is designed to serve the growing Warnervale community and support the planned population growth in the area.
Kanwal-Lake Haven-Gorokan Growth Corridor (Warnervale East / Greater Warnervale)
Long term residential growth corridor along the Pacific Highway between Kanwal, Lake Haven and Gorokan, forming part of the Warnervale East and Greater Warnervale urban release area. The corridor is planned to deliver around 4,000 new homes over more than 20 years, primarily as low density house and land estates supported by local parks, schools, neighbourhood centres and transport links. Most of the release area is already zoned and either developed or approved, with remaining stages guided by Central Coast Development Control Plan Chapter 5.37 and the 2024 Greater Warnervale Structure Plan. Delivery is occurring progressively through estates such as Rosella Rise and other private subdivisions, with full build out expected by the mid 2040s.
Employment
AreaSearch analysis reveals Charmhaven recording weaker employment conditions than most comparable areas nationwide
Charmhaven has a diverse workforce with both white and blue collar jobs. The construction sector is notably prominent. As of September 2025, the unemployment rate was 5.5%, with an estimated employment growth of 2.1% over the past year.
This data is based on AreaSearch's aggregation of statistical area data. In Charmhaven, as of September 2025, 1,141 residents are employed while the unemployment rate stands at 6.9%. This is 1.4% higher than Greater Sydney's rate of 4.2%. Workforce participation in Charmhaven is lower at 56.1%, compared to Greater Sydney's 70.0%.
According to Census responses, 16.6% of residents work from home. However, the impact of Covid-19 lockdowns should be considered. Employment among residents is concentrated in health care & social assistance, construction, and retail trade. Notably, employment levels in construction are at 1.6 times the regional average. In contrast, professional & technical services employ only 2.5% of local workers, which is below Greater Sydney's 11.5%. The ratio of 0.6 workers per resident indicates a level of local employment opportunities above the norm. Over the 12-month period ending in September 2025, employment increased by 2.1%, while labour force grew by 3.0%. This resulted in an increase of 0.9 percentage points in the unemployment rate. In comparison, Greater Sydney recorded employment growth of 2.1%, labour force growth of 2.4%, and a rise in unemployment of 0.2 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 suggest that national employment should expand by 6.6% over five years and 13.7% over ten years. Applying these projections to Charmhaven's employment mix, local employment is estimated to increase by 6.3% over five years and 13.3% over ten years. However, it should be noted that this is a simple weighting extrapolation for illustrative purposes and does not take into account localised population projections.
Frequently Asked Questions - Employment
Income
Income figures position the area below 75% of locations analysed nationally by AreaSearch
According to AreaSearch's aggregation of ATO data released on 1st July 2023 for financial year 2023, Charmhaven had a median taxpayer income of $47,479 and an average income of $57,029. This was below the national average of $60,817 and Greater Sydney's average of $83,003. Based on Wage Price Index growth of 8.86% since financial year 2023, estimated median and average incomes for Charmhaven as of September 2025 would be approximately $51,686 and $62,082 respectively. Census data shows household, family, and personal incomes in Charmhaven fall between the 15th and 28th percentiles nationally. Income analysis reveals that 34.9% of residents (934 people) earn between $1,500 and $2,999, reflecting regional patterns where 30.9% occupy this income bracket. Housing affordability pressures are severe in Charmhaven, with only 80.8% of income remaining after housing costs, ranking at the 23rd percentile nationally.
Frequently Asked Questions - Income
Housing
Charmhaven is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership
In Charmhaven, as per the latest Census data, 92.8% of dwellings were houses with the remaining 7.3% being semi-detached, apartments or other types of dwellings. This compares to Sydney metro's dwelling composition of 55.9% houses and 44.1% other dwellings. Home ownership in Charmhaven stood at 30.7%, higher than Sydney metro's level. Mortgaged dwellings accounted for 38.4%, with rented dwellings making up the rest at 30.9%. The median monthly mortgage repayment was $1,705, lower than Sydney metro's average of $2,427 and the national average of $1,863. The median weekly rent in Charmhaven was $375, comparable to the national figure but below Sydney metro's $470.
Frequently Asked Questions - Housing
Household Composition
Charmhaven features high concentrations of group households, with a lower-than-average median household size
Family households constitute 70.0% of all households, including 25.6% couples with children, 25.4% couples without children, and 17.4% single parent families. Non-family households make up the remaining 30.0%, with lone person households at 24.7% and group households comprising 5.1% of the total. The median household size is 2.6 people, which is smaller than the Greater Sydney average of 2.7.
Frequently Asked Questions - Households
Local Schools & Education
The educational profile of Charmhaven exceeds national averages, with above-average qualification levels and academic performance metrics
The area's university qualification rate is 10.6%, significantly lower than Greater Sydney's average of 38.0%. Bachelor degrees are the most common at 7.8%, followed by postgraduate qualifications (1.4%) and graduate diplomas (1.4%). Vocational credentials are prevalent, with 43.7% of residents aged 15+ holding them, including advanced diplomas (8.4%) and certificates (35.3%). Educational participation is high, with 25.5% currently enrolled in formal education: 8.4% in primary, 7.3% in secondary, and 3.3% in tertiary education.
Educational participation is notably high, with 25.5% of residents currently enrolled in formal education. This includes 8.4% in primary education, 7.3% in secondary education, and 3.3% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is high compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Charmhaven has 43 active public transport stops, all of which are bus stops. These stops are served by 35 different routes that collectively facilitate 1,228 weekly passenger trips. The accessibility of these transport services is rated as excellent, with residents typically residing just 128 meters from the nearest stop. As a predominantly residential area, most commuters travel outward. Cars remain the primary mode of transportation, used by 94% of residents. On average, there are 1.5 vehicles per dwelling in Charmhaven, which is higher than the regional average.
According to the 2021 Census, 16.6% of residents work from home, a figure that may be influenced by COVID-19 conditions. The service frequency averages 175 trips per day across all routes, resulting in approximately 28 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Charmhaven is a key challenge with a range of health conditions having marked impacts on both younger and older age cohorts
Charmhaven faces significant health challenges, as indicated by AreaSearch's assessment. Mortality rates and chronic condition prevalence are high across various health conditions that affect both younger and older age groups. Private health cover is relatively low at approximately 50% of the total population (~1,326 people), compared to 59.9% in Greater Sydney and a national average of 55.7%.
Mental health issues and arthritis are the most common medical conditions, affecting 11.9 and 11.0% of residents respectively. However, 58.1% of residents report being completely clear of medical ailments, compared to 74.6% in Greater Sydney. The working-age population faces notable health challenges due to elevated chronic condition rates. Charmhaven has 19.7% of residents aged 65 and over (527 people), higher than the 15.4% in Greater Sydney. Health outcomes among seniors present some challenges, with national rankings broadly in line with the general population.
Frequently Asked Questions - Health
Cultural Diversity
Charmhaven is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics
Charmhaven, as per the findings, had a below-average cultural diversity level. The population born in Australia constituted 88.7%, with 91.2% being citizens and 95.3% speaking English only at home. Christianity was identified as the predominant religion, accounting for 50.2% of the population.
Notably, Buddhism was overrepresented in Charmhaven at 1.7%, compared to Greater Sydney's average of 4.1%. Regarding ancestry, Australian origin topped at 32.0%, substantially higher than the regional average of 17.8%. English origin followed closely at 31.1%, exceeding the regional average of 19.0%. Scottish origin was also notable at 8.5%. Some ethnic groups showed significant differences: Australian Aboriginal was overrepresented at 5.2% (regional average 1.3%), New Zealand at 0.8% (regional average 0.5%), and Maltese at 0.5% (regional average 1.0%).
Frequently Asked Questions - Diversity
Age
Charmhaven's population aligns closely with national norms in age terms
The median age in Charmhaven is 39 years, which is higher than Greater Sydney's average of 37 years and close to the national average of 38 years. Compared to Greater Sydney, the 65-74 cohort is over-represented in Charmhaven at 10.7%, while the 35-44 age group is under-represented at 12.4%. Post-2021 Census data shows that the 75-84 age group has grown from 5.6% to 6.7% of Charmhaven's population, and the 55-64 cohort has declined from 13.3% to 12.5%. By 2041, forecasts indicate significant demographic changes in Charmhaven. The 75-84 age group is expected to grow by 33%, reaching 238 people from 179. Residents aged 65 and older will represent 69% of the population growth. Conversely, the 65-74 and 15-24 cohorts are anticipated to experience population declines.