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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
The median house price in Charmhaven is $832k, with units at $720k. House values have moved 3.5% a year compounded over five years.
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Charmhaven has an estimated 2,740 residents, up from 2,501 at the 2021 Census — a change of 239 people, or 9.6%. Growth has averaged 1.4% a year over five years. Overseas migration accounts for 99.0% of that increase. That puts 388 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
Analysis of ABS population updates for the wider region alongside new address data validated by AreaSearch since the Census indicates the population of the suburb of Charmhaven is approximately 2,740 as of May 2026. This represents a growth of 239 people (9.6%) from the 2,501 residents recorded in the 2021 Census. This adjustment is based on a resident population of 2,738 estimated by AreaSearch using the ABS June 2025 ERP release and 82 validated new addresses since the Census. This population level corresponds to a density of 387 persons per square kilometer, indicating low density and potential for expansion.
The 9.6% growth rate in the suburb of Charmhaven since the 2021 census outpaced both the SA4 region (3.4%) and the SA3 area, making it a regional growth leader. This population rise was mostly driven by overseas migration, which accounted for approximately 99.0% of the gains in recent times. AreaSearch incorporates 2024 projections from ABS and Geoscience Australia for each SA2 area, utilizing 2022 as the baseline. For SA2 areas lacking this data, projections from the NSW State Government's 2022 release with a 2021 baseline are applied. Age bracket growth trends from these data sets are also utilized for the years 2032 to 2041. Based on these demographic forecasts, the suburb of Charmhaven is anticipated to experience growth slightly below the median of areas assessed by AreaSearch, with projections indicating an increase of 202 residents by 2041, representing a 7.3% expansion over the 16 years.
Frequently Asked Questions - Population
82 new dwellings have been approved in Charmhaven over the past five years, an average of 16 a year. That places the area in the 58th percentile for residential development activity nationally, about 6 approvals per 1,000 residents a year. Approvals are currently running at an annualised 27, running ahead of that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.
Detail
Data on ABS building approvals allocated from statistical areas show that Charmhaven averages about 16 residential approvals annually. This includes 82 approved homes over the 5 financial years from FY-21 to FY-25, and 25 approvals during FY-26 so far. An average of 2.2 individuals moved to the area for every new residence built between FY-21 and FY-25, pointing to solid demand supporting local property values. Newly constructed homes average $257,000 in value, which is below the regional average and offers more budget-friendly options for buyers. Additionally, commercial approvals worth $218,000 have been registered during this financial year, highlighting the predominantly residential character of the area.
Compared to Greater Sydney, Charmhaven exhibits slightly elevated building activity, running 48.0% above the regional average per capita over the 5 year period, which balances choice for buyers while supporting existing home values. Recent building approvals consist of 82.0% separate houses and 18.0% semi-detached properties or units, preserving the established low-density style and focusing on family-oriented properties. Charmhaven averages about 159 people per approved dwelling, characterizing it as a developing area. Demographic projections indicate Charmhaven will add 200 residents by 2041, based on the most recent quarterly estimates from AreaSearch. With the current pace of construction, the supply of new housing is expected to easily satisfy demand, creating favorable buyer conditions and potentially assisting growth beyond the current population forecasts.
Frequently Asked Questions - Development
Development applications around Charmhaven
Loading development applications…
| Lodged | Address | Description | Type | Distance | Status |
|---|
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks one current infrastructure or development project inside Charmhaven. A further 18 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $3.98 billion. 6 are already under construction and 6 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Changes to local infrastructure, major developments, and urban planning policies strongly influence regional performance. AreaSearch has identified a total of 6 projects expected to affect the local area. Key developments include the Lake Haven Centre Redevelopment, Madison Rise Estate, the Kanwal-Lake Haven-Gorokan Growth Corridor (Warnervale East / Greater Warnervale), and the Charmhaven Master-Planned Housing Community, with details of the most significant initiatives listed below.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Madison Rise Estate
Madison Rise is a premium residential estate by Allam Property Group situated on elevated land in Woongarrah, Central Coast. The development features 177 turnkey homes with modern inclusions, located near Mackillop Catholic College, Warnervale train station, and the M1 Pacific Motorway. The final stage is scheduled for release in early 2026.
Charmhaven Master-Planned Housing Community
A master-planned housing community at Charmhaven on the NSW Central Coast, delivering up to 2,000 single-dwelling homes, 120 ha of protected environmental green space, a new school and business park.
Warnervale Town Centre - Woolworths
Approved modification for construction and operation of Warnervale Shopping Centre within the Parklands Central Coast masterplanned community. The project includes a Woolworths neighbourhood shopping centre with retail, commercial, medical centre and e-commerce facilities, 489 at-grade car parking spaces, earthworks, road works and supporting infrastructure.
The Sanctuary Estate Hamlyn Terrace
The Sanctuary is a masterplanned house and land estate located in Hamlyn Terrace on the NSW Central Coast. The development offers registered residential lots for detached family homes in close proximity to schools, Wyong Hospital, local shops, and the M1 motorway.
Cedarwood Estate
Master-planned residential community in Hamlyn Terrace, offering quality house and land packages for families and investors. The estate features 91 new homes fully serviced with underground power, sewerage, and NBN connectivity. Located near the Pacific Highway and M1 Motorway, with easy access to Wyong Hospital, schools, and major shopping centres.
Yeramba Estates Hamlyn Terrace Development
A residential land subdivision located in the Hamlyn Terrace precinct of the Central Coast. The project involves the creation of low-density residential lots designed for family homes, leveraging proximity to the Wyong Hospital and local educational facilities. The estate is part of the broader North Wyong Shire Structure Plan to manage population growth in the region.
Gorokan Waterfront Masterplan & Foreshore Revitalisation
Council-led long term revitalisation of the Gorokan foreshore along Tuggerah Lake, delivering staged improvements including foreshore public domain upgrades, shared pathways, improved lake access, landscaping, recreation facilities and supporting aquatic infrastructure. The Wallarah Point Peace Park playspace has been completed as an early stage, while broader foreshore improvements continue to be delivered progressively through Council capital works and waterways programs.
Hamlyn View Estate
Hamlyn View Estate is a master planned house and land community on the NSW Central Coast, developed by AVJennings and focused on delivering more than 600 residential lots and completed homes along Sparks Road in Hamlyn Terrace. Earlier stages of the estate have been built out and are occupied, while later stages continue to roll out through additional small lot housing and subdivision activity on the residue land at and around 94 Sparks Road, including a 2025 development application for small lot housing and subdivision on Residue Lot 87 (DA/511/2025) with Central Coast Council, indicating that civil works and dwelling construction are ongoing rather than fully complete.Nearby planning activity for residential flats and subdivision at 94 Sparks Road supports the view that this landholding is being progressively intensified as the final stages of the broader estate are delivered.
1,240 residents of Charmhaven are employed, from a labour force of 1,312. Unemployment sits at 5.5%, with participation at 57.5%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.3% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
Charmhaven features a workforce with a mix of white-collar and blue-collar roles, where the construction industry is highly represented. The unemployment rate stands at 5.5%, and employment grew by an estimated 4.6% over the past year, according to statistical area data compiled by AreaSearch. In March 2026, there were 1,240 employed residents. The unemployment rate is 1.4% higher than the Greater Sydney average of 4.1%, and participation in the labor force is low at 57.5% compared to 69.1% in Greater Sydney. Census data indicates that 16.6% of working residents operated from home, though this figure may have been influenced by COVID-19 pandemic restrictions.
The primary sectors employing local residents are healthcare & social assistance, construction, and retail trade. Construction shows a strong concentration, employing residents at 1.6 times the regional average. Conversely, professional & technical services account for only 2.5% of the local workforce, compared to 11.5% across Greater Sydney. The Census recorded 0.6 local workers for every resident, showing a higher-than-average availability of local employment. Based on AreaSearch aggregation of SALM and ABS data from the broader region, the 12-month period recorded a 4.6% increase in employment alongside a 4.5% expansion of the labor force, leaving the unemployment rate virtually unchanged. In comparison, Greater Sydney saw employment and labor force growth of 1.9% each, with unemployment dropping slightly. National employment forecasts from Jobs and Skills Australia in May-25 provide further insight into potential demand in Charmhaven. These five and ten-year projections have been mapped against the local industry profile to estimate future trends. While national employment is projected to grow by 6.6% over five years and 13.7% over ten years, growth rates vary by industry. Applying these trends to the local workforce mix suggests employment in Charmhaven could rise by 6.3% over five years and 13.3% over ten years, representing a basic weighted extrapolation that does not incorporate local population forecasts.
Frequently Asked Questions - Employment
Median household income in Charmhaven is $1,392 a week (about $72,000 a year), with median personal income at $631 a week. ATO records put median taxable income at $47,479 a year against an average of $57,029. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
According to aggregated postcode-level ATO data from the 2023 financial year, taxpayers in the suburb of Charmhaven recorded a median income of $47,479 and an average income of $57,029. These figures are below the national averages and compare to $60,817 (median) and $83,003 (average) in Greater Sydney. Adjusted for Wage Price Index growth of 10.32% since the 2023 financial year, current estimated values would be roughly $52,379 for the median and $62,914 for the average as of March 2026. Census data shows household, family, and personal incomes in Charmhaven fall between the 15th and 28th percentiles nationally.
Income distribution is concentrated in the $1,500 - 2,999 range, which accounts for 34.9% of residents (956 people), similar to the broader region where 30.9% of households fall into this bracket. Affordability pressures are notable, with residents retaining only 80.8% of their income, placing the area in the 23rd percentile.
Frequently Asked Questions - Income
Charmhaven had 926 occupied dwellings at the 2021 Census, 93% detached houses and 1% apartments. 38% are owned with a mortgage, 31% rented and 31% owned outright. At that Census the median rent was $375 a week and the median mortgage repayment $1,705 a month. Rent absorbs 26.9% of household income here and mortgage repayments 28.3%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
According to the latest Census, residential structures in Charmhaven consisted of 92.8% standalone houses and 7.3% other home types, such as townhouses and units, compared to the Sydney metro split of 55.9% houses and 44.1% other dwellings. The home ownership rate of 30.7% was higher than the Sydney metro average, with remaining homes held under a mortgage (38.4%) or rented (30.9%). The median monthly mortgage payment of $1,705 was lower than the Sydney metro average of $2,427. The median weekly rent was recorded at $375, compared to the Sydney metro average of $470.
Locally, mortgage repayments are below the national average of $1,863, while rents are identical to the Australian median of $375.
Frequently Asked Questions - Housing
Charmhaven counted 926 households at the 2021 Census, an estimated 1,014 today, averaging 2.6 people each. 26% are couples with children, against 25% couples without children. 25% of households are people living alone, and families average 1.8 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Families make up 70.0% of all households, consisting of couples with children at 25.6%, couples without children at 25.4%, and single-parent households at 17.4%. Non-family households account for 30.0% of the total, with lone person households representing 24.7% and group households comprising 5.1%. The median household size of 2.6 residents is slightly below the Greater Sydney average of 2.7.
Frequently Asked Questions - Households
10.6% of adults in Charmhaven hold a university qualification, including 7.8% with a bachelor degree and 1.4% with postgraduate qualifications. A further 35.3% hold a vocational qualification. Qualifications come from the 2021 Census.
Detail
Local statistics show lower levels of formal education, with university graduation rates at 10.6% compared to the Greater Sydney average of 38.0%. This highlights a potential area for targeted educational strategies. Bachelor degrees represent the highest qualification level at 7.8%, with postgraduate degrees and graduate diplomas each at 1.4%. Vocational and technical qualifications are common, with 43.7% of residents aged 15+ holding trade credentials, consisting of advanced diplomas (8.4%) and certificates (35.3%). A high proportion of residents are engaged in study, with 25.5% currently enrolled in formal education. Primary school pupils make up 8.4% of the population, secondary students account for 7.3%, and tertiary students represent 3.3%.
Frequently Asked Questions - Education
Schools Detail
Public transport in Charmhaven reaches 43 stops on 35 routes, timetabled for about 1,200 services a week. The typical home sits about 130 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.5 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
Analysis of public transit options shows 43 active bus stops operating in Charmhaven. These stops service 35 different routes, which provide 1,228 passenger trips weekly. Transit access is highly rated, with residents living an average of 128 meters from the nearest stop. Due to the area's residential nature, most workers commute out of the suburb, with private cars remaining the primary travel mode for 94% of residents. Dwellings average 1.5 vehicles, which is higher than the regional average. About 16.6% of residents worked from home, according to 2021 Census data, which may reflect pandemic-era arrangements.
Service frequency across all routes averages 175 trips daily, which translates to approximately 28 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
58.1% of residents in Charmhaven report no long-term health condition, a less healthy profile than 93% of areas nationally. 9.6% need daily assistance with core activities, and 49.5% hold private health cover. The standardised death rate runs at 7.0 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Significant health issues are present in Charmhaven, as shown by AreaSearch analysis of mortality statistics and chronic disease rates, which affect both younger and older residents. The rate of private health insurance is low, covering approximately 50% of the population (~1,357 people), compared to 59.9% in Greater Sydney and a national average of 55.7%. Mental health concerns and arthritis are the most prevalent health issues, affecting 11.9% and 11.0% of the population respectively. Meanwhile, 58.1% of residents reported having no chronic medical conditions, compared to 74.6% in Greater Sydney. Chronic conditions are elevated among the working-age population.
Residents aged 65 and older make up 19.7% of the population (539 people), compared to 15.5% in Greater Sydney. Health outcomes for older residents present some difficulties, with national indicators generally matching the broader population.
Frequently Asked Questions - Health
Charmhaven is largely Australian-born, at 88.7% of residents, with 4.7% speaking a language other than English at home. The largest reported ancestries are Australian (32.0%) and English (31.1%). 5.2% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Charmhaven exhibits lower levels of cultural diversity, with 88.7% of residents born in Australia, 91.2% holding citizenship, and 95.3% speaking only English at home. Christianity is the dominant religion, practiced by 50.2% of the population. The most distinct relative overrepresentation is Buddhism at 1.7%, compared to 4.1% across Greater Sydney. Regarding parent birthplaces, the largest ancestry groups are Australian at 32.0% (higher than the regional average of 17.8%), English at 31.1% (higher than the regional average of 19.0%), and Scottish at 8.5%. Notable deviations from regional patterns include Australian Aboriginal heritage at 5.2% (compared to 1.3% regionally), New Zealand heritage at 0.8% (compared to 0.5%), and Maltese heritage at 0.5% (compared to 1.0%).
Frequently Asked Questions - Diversity
The median resident of Charmhaven is 39. 27.2% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
The median age of 39 years in Charmhaven is slightly above the Greater Sydney average of 37 and very close to the national median of 38. Compared to Greater Sydney, the 65 - 74 age bracket is overrepresented at 10.6%, while the 25 - 34 cohort is underrepresented at 13.4%. Since the 2021 Census, the 75 to 84 cohort has grown from 5.6% to 6.7% of the population, whereas the 55 to 64 group decreased from 13.3% to 12.6%. By 2041, demographic forecasts project major shifts, led by a 37% increase (68 people) in the 75 to 84 age group, rising from 183 to 252.
Seniors aged 65 and older are expected to make up 56% of total growth, while the 5 to 14 and 0 to 4 age brackets are projected to decline.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Charmhaven
8 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.
Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 8 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | May 2026 3 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | May 2026 3 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Jun 2026 2 months ago headline measures · May 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Aug 2026 this month all 21 measures |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 5 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Aug 2026 this month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 last month headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Jul 2026 last month all 14 measures |
| Annual and financial-year sources 3 sections | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Jul 2025 about a year ago all 1 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jul 2025. | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 82 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (2,501 at the 2021 Census → 2,740 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL10888). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.