Karuah

Suburb (SAL)

Rest of NSW / Port Stephens

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Data Sources ABSValuer GeneralRental BoardACARA Newest Oct 2026 · Refreshed ABS QuickStats SAL12084 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Karuah

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The median house price in Karuah is $668k, with units at $544k. House values have moved 8.2% a year compounded over five years.

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DemographicsPopulation Growth in Karuah

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Karuah has an estimated 2,588 residents, up from 1,618 at the 2021 Census — a change of 970 people, or 60.0%. Growth has averaged 10.2% a year over five years, faster than 98% of areas nationally. 156 new addresses have been validated here since Census night. Interstate and internal migration accounts for 73.0% of that increase. Density is about 35 people per square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

As of Aug 2026, the resident population in the suburb of Karuah stands at approximately 2,588, according to AreaSearch evaluations combining broader ABS population updates with 156 validated new addresses recorded since the 2021 Census. This represents an addition of 970 people, or an expansion of 60.0%, compared to the 1,618 people counted in the 2021 Census. These findings align with an estimated resident population of 2,578 established following the release of the June 2025 ABS ERP figures. With a population density of 35 persons per square kilometer, the locality offers considerable living space.

The suburb of Karuah emerged as a regional growth frontrunner, with its 60.0% surge outpacing both the SA3 area and the Rest of NSW (5.1%). While positive contributions were recorded across natural increase and overseas migration, the primary catalyst was interstate migration, which accounted for around 73.0% of the overall demographic expansion. Projections for the suburb of Karuah incorporate ABS/Geoscience Australia SA2 modeling published in 2024 using 2022 as a base year, supplemented where necessary by NSW State Government SA2 forecasts released in 2022 based on 2021. For the period spanning 2032 to 2041, age-specific growth trajectories from these series have also been applied. Long-term projections indicate that the suburb of Karuah is positioned in the top 10 percent of Australia's regional areas for demographic expansion, with aggregated SA2-level estimates forecasting an increase of 1,285 persons by 2041, representing an overall gain of 49.3% across the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Karuah?
Total population for the suburb of Karuah was estimated to be approximately 2,588 as at Aug 26. This is based upon an estimated resident population of 2,578 from the ABS up to June 2025.
How has the population in the suburb of Karuah changed since 2021?
The suburb of karuah has added approximately 970 people and shown a 59.95% increase from the 1,618 people recorded at the 2021 Census period.
What is the population density in the suburb of Karuah?
The population density in the suburb of Karuah is estimated at 35 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Karuah?
Over the past 10 years, the population in the suburb of Karuah has shown a compound annual growth rate of 6.2% per annum.
What are the main drivers of population growth in the suburb of Karuah?
Population growth in the suburb of Karuah is driven by: Interstate migration (73.0%), Natural increase (16.0%), Overseas migration (11.0%). The primary driver is Interstate migration, contributing 73.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Karuah

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415 new dwellings have been approved in Karuah over the past five years, an average of 83 a year. That places the area in the 90th percentile for residential development activity nationally, about 32 approvals per 1,000 residents a year. Of the 78 dwellings approved in the latest reporting year, 68% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 44, well below that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

Over the past 5 financial years between FY-21 and FY-25, residential building approvals in Karuah totaled roughly 415 homes, translating to an annual average of about 83 new dwellings based on ABS statistical area data compiled by AreaSearch. In FY-25 to date, 44 approvals have been lodged. Construction demand remains solid, with an average of 2.5 people relocating locally for each new residence erected across those 5 financial years. The expected construction cost for newly built residences averages $373,000, aligning with broader regional benchmarks. Additionally, commercial development activity has remained steady, with $23.9 million in commercial approvals registered during the current financial year.

Per capita residential construction in Karuah surpasses the Rest of NSW by 545.0%, highlighting significant developer engagement that well exceeds the national benchmark, despite a recent deceleration in building activity. Upcoming dwelling supply comprises 68.0% standalone houses alongside 32.0% attached dwellings. This expanding delivery of medium-density housing introduces greater price diversity and compact options, contrasting with the established residential fabric where detached houses currently make up 93.0%. Such shifts underscore evolving lifestyle requirements and diminished land availability for traditional subdivision. Generating roughly 56 people per dwelling approval, the locality displays clear hallmarks of an expanding development corridor. Current demographic modeling indicates Karuah is on track to add 1,275 residents up to 2041, starting from the most recent AreaSearch quarterly baseline. With the prevailing volume of residential construction, forward housing delivery appears well positioned to satisfy local requirements, maintaining balanced market conditions for purchasers and potentially enabling development volumes to exceed existing projection targets.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Karuah recently?
Dwelling approval activity in the the suburb of Karuah area has seen 124 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Karuah's current population of 2,588 has been supported by 83 approvals on average over recent years.
How does the suburb of Karuah's development activity compare to the broader region?
The suburb of Karuah has seen 3.98 approvals per 100 people in recent years, compared to 0.56 approvals in the broader region. This means that one dwelling has been approved for every 55 people in the suburb of Karuah, compared to one for every 183 in the broader region.
Is the suburb of Karuah keeping up with housing demand?
With the population expected to increase by 1,275 people by 2041, around 638 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
What has been the trend in development approvals over the past five years in the suburb of Karuah?
Looking at development activity over the past five years, the suburb of Karuah's approval levels have been significantly below the yearly average of 83, showing a notable downturn in recent development.
How many dwellings will be needed to accommodate future population growth in the suburb of Karuah?
The population in the suburb of Karuah is expected to grow by 1,275 people by 2041, necessitating approximately 638 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Karuah?
Over the past five years, the population in the suburb of Karuah has grown by approximately 1,427 people, while 415 residential approvals were recorded. This equates to a ratio of 3.4 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the suburb of Karuah?
With dwelling approval activity running at an average of 83 approvals per year and a population of 2,588, the market appears to be adequately supplied relative to projected housing demand in recent years, suggesting that developers should have a longer-term approach when considering new projects. With the population expected to increase by 1,275 people by 2041, around 638 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
Approvals Pipeline Development applications near Karuah

Development applications around Karuah

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Lodged Address Description Type Distance Status

SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Karuah

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AreaSearch tracks 37 current infrastructure and development projects close to Karuah, worth an estimated $2.11 billion. 7 are already under construction and 14 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and tourism. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Infrastructure upgrades, major capital works, and planning frameworks are pivotal determinants of local economic and property performance. AreaSearch has identified 2 specific projects positioned to influence the district, with principal initiatives comprising the Port Stephens Housing Delivery Program, Port Stephens Local Environmental Plan (LEP) & Development Control Plan (DCP), Nelson Bay Road Duplication - Williamtown to Bobs Farm, and the Newcastle Offshore Wind Project.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Karuah?
Key infrastructure and planning changes likely to influence the suburb of Karuah include: Port Stephens Housing Delivery Program (Planning); Port Stephens Local Environmental Plan (LEP) & Development Control Plan (DCP) (Approved); Nelson Bay Road Duplication - Williamtown to Bobs Farm (Planning); Newcastle Offshore Wind Project (Proposed); and Draft Greater Newcastle Metropolitan Plan 2036 (Planning). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Karuah?
Infrastructure development impacting the suburb of Karuah spans multiple sectors including Transport & Logistics, Communities, Precincts & Urban Renewal, and Energy, among others.
What is the scale of infrastructure investment impacting the suburb of Karuah?
Infrastructure investment analysis indicates substantial capital deployment exceeding $5.5 billion in projects that will impact the extended area.
How does the suburb of Karuah's infrastructure development compare to other areas?
The suburb of Karuah ranks in the top 20% nationally for infrastructure development, reflecting exceptional investment activity compared to similar areas across the country.
The Caswell Supported Living Village
Category: Residential Development
Stage: Construction | Est. Comp: 2026

The Caswell is an over 55s supported independent living village being constructed on the site of the former Tilligerry Plaza in Tanilba Bay. The development comprises 51 self-contained one and two-bedroom villas integrated with 24/7 care management services, a community clubhouse, and dedicated recreational amenities.

Residential Development

Port Stephens Local Environmental Plan (LEP) & Development Control Plan (DCP)
Category: Environmental & Disaster Management
Stage: Approved | Est. Comp: 0
Source / Links: Link 1   Link 2  

Comprehensive planning documents that guide planning decisions, land use, zoning, development standards, and assessment requirements for the entire Port Stephens local government area, which includes Fingal Bay. The Development Control Plan (DCP) provides further detailed guidance to the broader Local Environmental Plan (LEP).

Environmental & Disaster Management

Tall Trees Estate Medowie
Category: Residential Development
Stage: Approved | Est. Comp: 2026
Source / Links: Link 1   

Tall Trees Estate is a 50-lot Torrens title residential subdivision by developer Darren Sampson located directly behind the Medowie retail hub. The project delivers residential allotments from 350 square metres with convenient walking access to local shopping centres and community facilities.

Residential Development

57-59 Beatty Boulevard Mixed-Use Retail + Childcare Centre
Category: Education & Training
Stage: Completed | Est. Comp: 2024
Source / Links: Link 1   

A purpose-built facility featuring an 81-place childcare centre operated by Discover and Learn Academy, along with 104sqm of separate office space. The project includes 25 car spaces and was completed in late 2024, providing early education and community services in Tanilba Bay.

Education & Training

Medowie Precinct F Residential Development
Category: Residential Development
Stage: Approved | Est. Comp: 2027
Source / Links: Link 1   Link 2  

Approved planning proposal to rezone rural land from RU2 Rural Landscape to R2 Low Density Residential as part of the Medowie Planning Strategy Precinct F. The development enables future residential subdivision with a minimum lot size of 350 square meters and 9m building height limit. The proposal includes comprehensive assessments for heritage, bushfire, contamination, ecology, and traffic impacts to support sustainable residential growth in Medowie.

Residential Development

The Bower Medowie
Category: Communities, Precincts & Urban Renewal
Stage: Completed | Est. Comp: 2026
Source / Links: Link 1   Link 2  

The Bower is a 127-hectare masterplanned community in Medowie, NSW, comprising 474 homesites across 57 hectares, with 70 hectares dedicated as a State Conservation Area. Developed by McCloy Group, the project launched in 2016 and reached full sell-out in December 2023. The precinct features the 10,000m2 Bower Reserve playground, extensive walking tracks, and full utility servicing. An integrated retirement component, Blueheath at The Bower, is currently under construction and features 112 luxury villas with a clubhouse and wellness facilities, expected to reach final completion by mid-2026.

Communities, Precincts & Urban Renewal

791 Medowie Road Childcare Centre
Category: Education & Training
Stage: Completed | Est. Comp: 2025

A brand-new architecturally designed 128-place childcare centre with state-of-the-art infrastructure including air-conditioning, commercial kitchen, LED lighting, and compliant safety systems. Features multiple playrooms, cot rooms, wet areas, admin facilities, professionally landscaped outdoor play areas, off-street parking and dual vehicle access. The 788 sqm facility is located within a strong residential catchment near RAAF Base Williamtown, The Bower Estate, and Tallowood Lifestyle Village in the thriving Medowie township. Construction was targeted for completion by end-2025, and the listing has since been removed from the leasing agent's active portfolio, indicating the centre has been let to an operator.

Education & Training

The Gardens Medowie
Category: Residential Development
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   Link 2  

Boutique residential land estate by McCloy Group in central Medowie with landscaped entry feature, mature street trees, public art, playgrounds and cycleways. Current releases indicate multiple stages under delivery. When complete the estate is expected to provide about 280 homesites with average lot sizes around 550 m2 and a 35 minute commute to Newcastle CBD.

Residential Development

Jobs & IndustryEmployment Trends in Karuah

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1,069 residents of Karuah are employed, from a labour force of 1,126. Unemployment sits at 5.1%, with participation at 52.2%. Weighted for its industry mix, the area's sectors are forecast to grow about 5.9% nationally over five years. That reflects industry composition only and makes no allowance for local population growth, so in an area growing as fast as this one it understates the likely rise in local jobs. The working-day population is estimated at 3,468, about 134% of the resident population, so the area draws in more workers than it sends out. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Karuah maintains an occupational base distributed between blue and white collar roles, marked by substantial concentration in building trades, an overall jobless rate of 5.1%, and an annual employment gain of 9.3% based on AreaSearch statistical area aggregations. Total employed residents reached 1,069 as of March 2026. The local unemployment rate sits 1.0% higher than the 4.1% recorded for Regional NSW, while labour force participation is comparatively subdued at 52.2% versus 60.6% across Regional NSW. Census records show that 11.9% of workers worked from home, a figure influenced by Covid-19 lockdown measures.

Workforce participation among residents is concentrated primarily in construction, retail trade, and health care & social assistance. Building and construction represents a key local specialisation, with resident employment share tracking at 1.8 times the regional benchmark. In contrast, health care & social assistance accounts for 12.9% of the local workforce compared to 16.9% across the broader region. Featuring a ratio of 1.1 workers for each resident at the Census, Karuah serves as a net employment destination that draws personnel from surrounding communities. According to ABS and SALM statistical series compiled by AreaSearch, employment expanded by 9.3% and the labour pool rose by 8.6% in the year to March 2026, lowering the unemployment rate by 0.6 percentage points. Over the same interval, Regional NSW saw employment fall by 0.9%, the labour force shrink by 0.4%, and joblessness climb by 0.5 percentage points. Looking forward, national forecasts from Jobs and Skills Australia as of Mar-26 project economy-wide employment gains of 6.6% across five years and 13.7% across ten years. Applying these sectoral trajectories to Karuah's industry composition indicates prospective local job gains of 5.9% over five years and 12.4% over ten years via simple weighted extrapolation, excluding local demographic adjustments.

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Karuah?
As of March 2026, the suburb of Karuah has approximately 1,069 employed residents with an unemployment rate of 5.1%. The unemployment rate is moderate, indicating some available workforce capacity. Employment indicators are below the national average, suggesting room for improvement.
How does the suburb of Karuah's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Karuah stands at 5.1%, which is 1.0 percentage points above Regional NSW's rate of 4.1%. This higher unemployment rate may indicate local labour market challenges. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Karuah?
The employment landscape in the suburb of Karuah is dominated by several key sectors. The largest employers are construction (17.8% of employment), health care & social assistance (12.9%), and retail trade (9.2%). Other significant employers include accommodation & food and manufacturing.
How has employment changed recently in the suburb of Karuah?
Over the past year to March 2026, the suburb of Karuah has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has fall. By comparison, Regional NSW saw employment decreased and its unemployment rate rose.
What is the workforce participation rate in the suburb of Karuah?
The workforce participation rate in the suburb of Karuah is 52.2%, which represents the proportion of working-age residents who are either employed or actively seeking work. This moderate participation rate suggests some residents may face barriers to workforce entry. The local rate trailing the Regional NSW average of 60.6%, suggesting potential for increased workforce participation.
Which industries are over-represented in the suburb of Karuah's employment market?
The suburb of karuah shows notable specialization in construction, which employs 17.8% of the local workforce compared to 9.7% regionally. This concentration suggests the area has developed competitive advantages in this sector. The area also shows above-average employment in 1 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Karuah?
Based on Jobs and Skills Australia projections applied to the suburb of Karuah's industry mix, employment is expected to grow by 5.9% over the next five years and 12.4% over ten years. This compares to national growth expectations of 6.6% over five years. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Karuah compare nationally?
The suburb of karuah's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. Recent job advertisement trends show the broader employment region saw a 1.7% decline, ranking 21.0st out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Karuah?
Skilled workers will find selective opportunities in the suburb of Karuah, with knowledge-based sectors representing 23.7% of local jobs. Key sectors for skilled workers include health care & social assistance (12.9%), education & training (5.7%), and professional & technical (2.7%). With projected employment growth of 5.9% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Karuah

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Median household income in Karuah is $1,061 a week (about $55,000 a year), with median personal income at $555 a week. ATO records put median taxable income at $38,759 a year against an average of $47,460. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

Taxation records aggregated by AreaSearch for financial year 2023 show median taxpayer earnings in the suburb of Karuah at $38,759 alongside an average of $47,460, placing below national benchmarks and comparing to Regional NSW medians of $52,390 and averages of $65,215. Incorporating a 10.32% rise in the Wage Price Index since financial year 2023 brings estimated figures to approximately $42,759 (median) and $52,358 (average) as of March 2026. In the 2021 Census, local household, personal, and family incomes all ranked between the 5th and 7th percentiles across Australia. The $400 - 799 weekly income bracket covers 30.9% of the community (799 individuals), whereas the regional profile is led by the $1,500 - 2,999 bracket at 29.9%.

Overall, 40.7% of households manage on weekly budgets below $800, and residual income after shelter expenses stands at 84.6%, placing the area at the 7th percentile for housing affordability stress.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Karuah?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Karuah is approximately $42,759. The official ATO data from FY-23 recorded a median of $38,759.
What is the average taxable income in the suburb of Karuah?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Karuah is approximately $52,358. The official ATO data from FY-23 recorded an average of $47,460.
How does the median taxable income in the suburb of Karuah compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Karuah is approximately $42,759 compared to $57,797 in Regional NSW. The official ATO data from FY-23 shows $38,759 and $52,390 respectively.
How does the average taxable income in the suburb of Karuah compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Karuah is approximately $52,358 compared to $71,945 in Regional NSW. The official ATO data from FY-23 shows $47,460 and $65,215 respectively.
What are the main income cohorts in the suburb of Karuah according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~30.9% / 799 persons) of the suburb of Karuah's population is the $400 - 799 cohort.
How do the main income cohorts in the suburb of Karuah compare to the region?
The largest income cohort in the suburb of Karuah is the $400 - 799 group, representing about 30.9% of the population. In comparison, Regional NSW's largest income cohort is the $1,500 - 2,999 group, representing 29.9% of its population, according to the 2021 Census.
What is the median household income in the suburb of Karuah according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Karuah is $1,061/wk.
What is the median family income in the suburb of Karuah according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Karuah is $1,372/wk.
What is the median personal income in the suburb of Karuah according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Karuah is $555/wk.
How does the suburb of Karuah's income rank nationally?
According to AreaSearch's aggregation of the latest postcode level ATO data released for FY-23, the suburb of Karuah had a median income among taxpayers of $38,759 with the average level standing at $47,460. This is below the national average and compares to levels of $52,390 and $65,215 across Regional NSW respectively. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $42,759 (median) and $52,358 (average) as of March 2026.
What is the disposable income in the suburb of Karuah?
The estimated disposable income in the suburb of Karuah is $3,890 per year according to AreaSearch analysis.
How does the suburb of Karuah's disposable income compare to the region?
The suburb of karuah's disposable income is $3,890 compared to $5,252 for Regional NSW, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Karuah

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Karuah had 633 occupied dwellings at the 2021 Census, 93% detached houses and 1% apartments. 29% are owned with a mortgage, 22% rented and 49% owned outright. At that Census the median rent was $300 a week and the median mortgage repayment $1,444 a month. Rent absorbs 28.3% of household income here and mortgage repayments 31.4%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

According to the latest Census, separate houses constituted 92.6% of residential stock in Karuah with 7.5% consisting of semi-detached, apartments, or other dwellings, compared to 82.6% separate houses and 17.4% other dwelling types in Regional NSW. Outright property ownership reached 48.8%, substantially exceeding regional levels, while 29.3% of homes carried a mortgage and 21.9% were tenanted. Monthly median mortgage obligations stood at $1,444 and weekly median rent was $300, tracking below Regional NSW benchmarks of $1,733 and $330 as well as national figures of $1,863 for mortgages and $375 for rents.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Karuah?
In the suburb of Karuah, 48.8% of homes are owned outright, 29.3% are owned with a mortgage, and 21.9% are rented.
What percentage of dwellings in the suburb of Karuah are houses?
According to the latest data, 92.6% of dwellings in the suburb of Karuah are houses.
What percentage of dwellings in the suburb of Karuah are apartments or units?
In the suburb of Karuah, 1.1% of dwellings are apartments or units, with an additional 3.2% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Karuah?
Outright home ownership in the suburb of Karuah stands at 48.8%, compared to 39.6% in Regional NSW.
What is the median monthly mortgage repayment in the suburb of Karuah?
The median monthly mortgage repayment in the suburb of Karuah is $1,444, compared to $1,733 in Regional NSW.
What is the median weekly rent in the suburb of Karuah?
The median weekly rent in the suburb of Karuah is $300, compared to $330 in Regional NSW.
What is the distribution of rental prices in the suburb of Karuah?
In the suburb of Karuah, 2.7% of rentals are $0-149/week, 59.5% are $150-349/week, 37.8% are $350-649/week, 0.0% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Karuah?
The aggregate monthly housing cost in the suburb of Karuah is $707, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Karuah?
In the suburb of Karuah, households with mortgages typically spend 31.4% of their income on mortgage repayments, while renters spend 28.3% of their income on rent.
How crowded are homes in the suburb of Karuah?
The average persons per bedroom ratio in the suburb of Karuah is 0.8, indicating the level of household density.
How does housing affordability in the suburb of Karuah compare to the region?
Housing affordability in the suburb of Karuah shows mortgage holders spending 31.4% of income on repayments (vs 27.9% regionally), while renters spend 28.3% of income on rent (vs 23.0% regionally).
What types of dwellings are most common in the suburb of Karuah?
The dwelling mix in the suburb of Karuah consists of 92.6% detached houses, 3.2% semi-detached dwellings, 1.1% apartments, and 3.2% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Karuah?
Based on the area's tenure composition, the weighted average monthly housing cost is approximately $708. This accounts for outright owners paying no housing costs, mortgage holders paying $1,444/month, and renters paying $1,299/month.
How affordable is housing in the suburb of Karuah relative to local incomes?
Housing in Karuah consumes approximately 15.4% of median household income ($4,594 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Karuah?
Recent development applications in Karuah show attached dwellings contributing 42% of approvals compared to 7% of existing stock, while detached houses represent 58% of applications versus 93% of current dwellings. This suggests increasing densification. Density increases remain below national trends.

HouseholdsHousehold Composition in Karuah

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Karuah counted 633 households at the 2021 Census, an estimated 1,012 today, averaging 2.3 people each. 20% are couples with children, fewer than in 88% of areas nationally, against 35% couples without children. 28% of households are people living alone, and families average 2.1 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Family units constitute 68.1% of all local residences, consisting of childless couples (34.8%), couples with offspring (19.6%), and single parent households (13.6%). The remaining 31.9% consists of non-family arrangements, dominated by single-person households at 28.4% alongside group living at 2.8%. Typical occupancy averages 2.3 people per dwelling, tracking slightly below the Regional NSW average of 2.4.

Frequently Asked Questions - Households

How many households are in the suburb of Karuah?
As of the 2021 Census, the suburb of Karuah had 633 households. Based on population growth patterns, this has grown by approximately 59.9% to an estimated 1,012 households today.
What is the typical household size?
The median household size in the suburb of Karuah is 2.3 people. This compares to 2.4 in Regional NSW and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 68.1% of all households. The remaining households consist of lone person households (28.4%), group households (2.8%), and other household types (0.3%).
How are families structured in the area?
Among the 431 family households, 19.6% are couples with children, 34.8% are couples without children at home, and 13.6% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Karuah compare to regional household patterns?
Compared to Regional NSW, the suburb of Karuah shows distinct household patterns. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Karuah have an average of 2.1 children, slightly above the Regional NSW average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Karuah?
Marriage patterns reveal 45.8% of the adult population are currently married, while 30.8% have never married. This compares to 45.6% married and 34.3% never married across Regional NSW.
How significant are single-person households?
Single-person households represent 28.4% of all households in the suburb of Karuah, similar to the regional average of 27.9%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 2.8% of households, well below the Regional NSW average of 3.3%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Karuah

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8.4% of adults in Karuah hold a university qualification, including 5.9% with a bachelor degree and 1.2% with postgraduate qualifications, lower than 95% of areas nationally. A further 36.0% hold a vocational qualification. 1 school serves the area, with 153 enrolment places and an average ICSEA of 869 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Higher education qualifications in the locality are comparatively low, with university attainment standing at 8.4% compared against the NSW benchmark of 32.2%. Among tertiary credentials, bachelor degrees represent 5.9%, graduate diplomas comprise 1.3%, and postgraduate qualifications account for 1.2%. Technical and vocational training is widely held, with 43.2% of persons aged 15+ possessing trade credentials, consisting of certificates (36.0%) and advanced diplomas (7.2%). Student participation in structured study is relatively strong, with 28.7% of local residents actively attending educational institutions. This cohort includes 12.0% attending primary school, 7.6% enrolled in secondary education, and 1.9% undertaking tertiary studies.

Frequently Asked Questions - Education

What percentage of people in the suburb of Karuah have university qualifications?
8.4% of people aged 15 and over in the suburb of Karuah have university qualifications, compared to 21.3% in the broader region.
What percentage of people in the suburb of Karuah have no formal qualifications?
48.4% of people aged 15 and over in the suburb of Karuah have no formal qualifications, compared to 39.1% regionally.
How does the suburb of Karuah's education level compare to national averages?
The suburb of karuah ranks in the 5th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Karuah?
The most common qualifications in the suburb of Karuah are: Certificate (36.0%), Advanced Diploma (7.2%), Bachelor Degree (5.9%).
What proportion of the suburb of Karuah's population is currently attending educational institutions?
28.7% of the population in the suburb of Karuah is currently engaged in formal education, with 12.0% in primary school, 7.6% in secondary school, 1.9% at university.
What is the ICSEA score for schools in the suburb of Karuah?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Karuah is 869, indicating below-average socio-educational advantage compared to the national average of 1000.
How many schools are located within the suburb of Karuah?
There are 1 schools within the suburb of Karuah, with a combined enrollment of approximately 153 students.
What types of schools are available in the suburb of Karuah?
The suburb of karuah includes 1 primary school.

Schools Detail

AmenitiesServices & Amenities in Karuah

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Getting AroundTransport & Commuting in Karuah

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Public transport in Karuah reaches 22 stops on 19 routes, timetabled for about 110 services a week. The typical home sits about 260 m from its nearest stop. Households keep an average of 1.3 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

Local transit infrastructure in Karuah includes 22 operating public transport stops accommodating bus services. These facilities are served across 19 separate routes, delivering a collective tally of 114 weekly passenger trips. Stop accessibility is favourable, with typical residential proximity measuring 263 meters. Outbound commuting is heavily reliant on private transport, with private vehicles accounting for 95% of journeys to work. Household vehicle ownership stands at an average of 1.3 per residence, trailing the regional mean. At the 2021 Census, 11.9% of employed persons worked from home, though this figure was captured during COVID-19 conditions.

Across the entire route network, transit frequencies average 16 trips per day, which equates to roughly 5 weekly trips for each transit stop location.

Frequently Asked Questions - Transport

How many public transport stops are in Karuah?
There are 22 public transport stops within the suburb of Karuah.
How frequent are the transport services in Karuah?
the suburb of Karuah has 114 weekly trips across 19 routes, averaging 16 trips per day.
How far are residents from public transport in Karuah?
On average, residential properties are 263 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Karuah

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54.7% of residents in Karuah report no long-term health condition, a less healthy profile than 91% of areas nationally. 9.1% need daily assistance with core activities, and 45.8% hold private health cover. The standardised death rate runs at 6.2 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

AreaSearch evaluations of mortality and long-term health conditions highlight meaningful healthcare challenges across Karuah, with chronic illness affecting both younger and older cohorts. Private hospital and medical insurance coverage is held by approximately 46% of the population (~1,184 people), falling below the 51.9% recorded across Regional NSW and the national level of 55.7%. Arthritis and mental health conditions are the most prevalent diagnosed ailments in the area, recorded among 13.7 and 9.3% of residents respectively, while 54.7% reported having no diagnosed chronic medical conditions compared with 63.3% across Regional NSW.

Health burdens are pronounced among working-age individuals. Seniors aged 65 and over make up 31.2% of the local population (807 people), exceeding the 23.3% regional benchmark, with overall health metrics for this age group mirroring broader national outcomes.

Frequently Asked Questions - Health

How many people in the suburb of Karuah have private health insurance?
Around 45.8% of people in the suburb of Karuah are covered by private health insurance, which compares to 51.9% in the broader region of Regional NSW.
What percentage of the population requires ongoing medical assistance in the suburb of Karuah?
In the suburb of Karuah, 9.1% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.8% of people in Regional NSW require similar assistance.
How prevalent is asthma in the suburb of Karuah?
8.8% of people in the suburb of Karuah are diagnosed with asthma. In comparison, 8.4% of the population across Regional NSW is affected by asthma.
What percentage of people have diabetes in the suburb of Karuah?
Diabetes affects 6.3% of the the suburb of Karuah population, while in the surrounding region, 4.7% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Karuah?
6.0% of people in the suburb of Karuah have heart disease. Across the region of Regional NSW, 4.4% of the population is affected by heart disease.
How does the suburb of Karuah compare to the region in terms of overall private health coverage?
In the suburb of Karuah, 45.8% of the population are estimated to have private health insurance. Comparatively, Regional NSW sees an estimated private health coverage rate of 51.9%.

Ancestry & LanguageCultural Diversity in Karuah

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Karuah is largely Australian-born, at 91.1% of residents, with 3.3% speaking a language other than English at home. The largest reported ancestries are Australian (33.7%) and English (29.1%). 8.6% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Karuah demonstrates lower levels of cultural diversity relative to broader benchmarks, with Australian citizens making up 88.9% of the population, 91.1% born within Australia, and 96.7% speaking solely English in their domestic environment. Christianity is the predominant religious faith, identified by 58.8% of residents compared to 55.9% across Regional NSW. Looking at parental lineage, the primary ancestries reported in Karuah are Australian at 33.7%, English at 29.1%, and Irish at 8.7%. Distinct variations also appear across other cultural identities, with Australian Aboriginal ancestry representing 8.6% of residents (compared to 4.6% across the region), Welsh heritage recorded at 0.8% (versus 0.5%), and Russian ancestry at 0.5% (versus 0.2%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Karuah?
Karuah was found to be below average in terms of cultural diversity, with 88.9% of its population being citizens, 91.1% born in Australia, and 96.7% speaking English only at home.
What is the most common religion in the suburb of Karuah?
The main religion in Karuah was found to be Christianity, which makes up 58.8% of people in Karuah. This compares to 55.9% across Regional NSW.
What are the top countries of origin in the suburb of Karuah?
In terms of ancestry (country of birth of parents), the top three represented groups in Karuah are Australian, comprising 33.7% of the population, English, comprising 29.1% of the population, and Irish, comprising 8.7% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Australian Aboriginal is notably overrepresented at 8.6% of Karuah (vs 4.6% regionally), Welsh at 0.8% (vs 0.5%) and Russian at 0.5% (vs 0.2%).
How does the percentage of people born overseas compare to the regional average?
8.9% of the the suburb of Karuah population was born overseas, compared to 13.0% regionally.
What percentage of the the suburb of Karuah population speaks a language other than English at home?
3.3% of the population in the suburb of Karuah speaks a language other than English at home, compared to 7.1% in the wider region.
How many people in the suburb of Karuah identify as Australian Aboriginal?
8.6% of the the suburb of Karuah population identifies as Australian Aboriginal, compared to 4.6% in the region.
What is the citizenship status of the population in the suburb of Karuah?
88.9% of the the suburb of Karuah population holds citizenship, compared to 89.2% in the wider region.

Age StructureAge Profile of Karuah

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The median resident of Karuah is 50, older than 91% of areas nationally. 20.4% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

The age profile of Karuah tilts towards mature demographics, with persons aged 65+ making up 31.2% of residents as at August 2026 compared to 23.3% across Regional NSW, while young to middle-aged adults aged 25 - 44 represent 19.9% versus 23.5% regionally. The estimated median age sits at 50 as at August 2026, identical to the 2021 Census level and 7 years older than the Regional NSW median of 43 at that Census, while Australia's national median was 38. Residents aged 45 - 64 have reduced their local share from 25.3% at the Census to an estimated 23.1%.

By 2041, the 65+ demographic is expected to experience the greatest numerical increase, growing by 469 residents (58%) to reach 1,276.

Frequently Asked Questions - Age

What is the median age in the suburb of Karuah?
AreaSearch estimates the median age in the suburb of Karuah at 50 years as at August 2026. That is in line with the 2021 Census figure of 50 years, on an age profile AreaSearch re-estimates for population change recorded since the Census.
How does the suburb of Karuah's median age compare to broader areas?
At an estimated 50 years as at August 2026, Karuah is 7 years older than the Regional NSW 2021 Census average (43 years) and 12 years older than the national Census average (38 years).
What age groups are over-represented in the suburb of Karuah?
On AreaSearch estimates updated to August 2026, the most over-represented age group in the suburb of Karuah compared to the Regional NSW region is the 65 - 74 group, making up 17.6% of the population.
What age groups are under-represented in the suburb of Karuah?
On AreaSearch estimates updated to August 2026, the most under-represented age group in the suburb of Karuah compared to the Regional NSW region is the 35 - 44 group, making up 9.0% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Karuah show significant variance compared to the Regional NSW region. The most over-represented age group is 65-74 year-olds (17.6% vs 12.3%).
What is the percentage of children (0-14 years) in the suburb of Karuah?
AreaSearch estimates children aged 0-14 years at 16.5% of the population in the suburb of Karuah as at August 2026.
What is the percentage of older people (65+ years) in the suburb of Karuah?
AreaSearch estimates people aged 65 and over at 31.2% of the population in the suburb of Karuah as at August 2026.

Data & MethodBoundaries, Sources & Method for Karuah

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) Aug 2026 2 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual Aug 2026 2 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Aug 2026 2 months ago headline measures · Jul 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Oct 2026 this month headline measures · Sep 2026 baseline
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026.
Infrastructure projects Infrastructure Australia, Local governments Daily May 2026 5 months ago all 2 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 7 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Sep 2026 last month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 3 months ago headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Sep 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 156 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (1,618 at the 2021 Census → 2,588 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL12084). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Karuah suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Karuah page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Karuah data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Aug 2026), property sales & rents (Oct 2026), infrastructure projects (May 2026) and services & amenities (Sep 2026). Built on a Census baseline but carrying newer measures on top: population (to Aug 2026), age profile (to Aug 2026), employment (to Mar 2026), income (to FY 2023), education (to Sep 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas