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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
The median house price in Nelson Bay (NSW) is $1.08m, with units at $700k. House values have moved 5.0% a year compounded over five years.
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Nelson Bay (NSW) has an estimated 6,009 residents, down from 6,141 at the 2021 Census — a change of 132 people, or 2.1%. That puts 382 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
As of Aug 2026, the suburb of Nelson Bay (NSW) has an estimated resident count of approximately 6,009, according to AreaSearch's evaluation of broader regional ABS updates alongside validated post-Census address additions. This represents a contraction of 132 people (2.1%) relative to the 2021 Census tally of 6,141 people. This adjustment stems from an AreaSearch estimated resident population of 5,990 following the ABS June 2025 ERP release, combined with 32 validated new addresses recorded after the Census date. With a density of 382 persons per square kilometer, the locality offers ample personal space alongside opportunities for prospective expansion.
Net population additions over recent intervals were overwhelmingly generated by overseas migration, which made up around 98.0% of cumulative gains. Projections utilized by AreaSearch incorporate the 2024 ABS/Geoscience Australia dataset using 2022 as its base year for each SA2, turning to the 2022 NSW State Government SA2 series based in 2021 where coverage gaps exist. Age cohort growth rates from these compilations are subsequently applied across all locations for the 2032 to 2041 period. Demographic expectations indicate expansion trailing just behind the regional Australian median, with the suburb of Nelson Bay (NSW) projected to add 397 persons by 2041 under aggregated SA2 modeling, marking an overall increase of 6.3% throughout the 16 years.
Frequently Asked Questions - Population
54 new dwellings have been approved in Nelson Bay (NSW) over the past five years, an average of 10 a year. That is 1.9 approvals per 1,000 residents. Approvals are currently running at an annualised 7, well below that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.
Detail
Building approval figures compiled by AreaSearch from ABS statistical area releases show the local area averaging roughly 10 residential approvals annually, totaling approximately 54 homes across the previous 5 financial years (FY-21 through FY-25), with 7 sanctioned during FY-25 to date. Against recent population declines, residential stock has kept pace with demand to maintain an evenly matched market featuring good selection for purchasers. Approved dwellings carry an average construction value of $792,000, signaling a clear development orientation toward the high-end, premium sector. Additionally, $1.3 million in commercial works was approved during the current financial year, underlining an environment centered mostly on residential activity.
Compared with Rest of NSW, local construction volumes are substantially depressed, sitting 70.0% below the regional per-capita baseline. Such restricted pipeline activity typically underpins value retention and buyer interest across existing dwellings. Activity is also muted compared to the wider nation, indicating an established market facing possible planning limitations. Recent residential approvals comprise 33.0% detached houses and 67.0% medium-density formats like townhouses and units. This concentration on compact housing delivers accessible price points catering to downsizers, first-home buyers, and property investors. This dynamic highlights a marked divergence from the current dwelling stock (presently 60.0% houses), signaling diminished land supply alongside shifting resident preferences for diverse, affordable living formats. A ratio of 748 people per approved dwelling underscores the subdued scale of local building activity. Longer-term projections indicate an addition of 378 residents to the area by 2041 based on the most recent AreaSearch quarterly update. Although construction output is tracking alongside anticipated demand reasonably well, incoming residents could face tightening competition over time.
Frequently Asked Questions - Development
Development applications around Nelson Bay (NSW)
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| Lodged | Address | Description | Type | Distance | Status |
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 7 current infrastructure and development projects inside Nelson Bay (NSW), worth an estimated $173 million. A further 33 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $1.27 billion. 5 are already under construction and 14 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and tourism. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Infrastructure upgrades, major developments, and strategic planning initiatives play a decisive role in shaping local performance. AreaSearch has pinpointed 10 notable projects anticipated to influence the district, including key ventures such as d'Albora Marina Nelson Bay Hotel, Nelson Bay Public Domain Plan, The Belvedere, and Kurrara Hill, with prominent developments outlined below.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Nelson Bay Public Domain Plan
A 20-year vision by Port Stephens Council to revitalise the Nelson Bay town centre and foreshore. The plan focuses on upgrading streetscapes, improving pedestrian connectivity, and creating a greener, more attractive environment. Recent works include the Stockton Street stage upgrades and pedestrian wayfinding improvements, supported by smart parking revenue and government grants.
d'Albora Marina Nelson Bay Hotel
Demolition of existing on-land structures at Nelson Bay Marina and construction of a four-storey 122-room waterfront hotel across three multi-storey buildings, along with upgraded restaurant and cafe facilities, enhanced retail spaces, a boat maintenance workshop, outdoor and rooftop terraces, a new foreshore public plaza, and multi-level car parking. A State Significant Development application (SSD-77938524) is being prepared for submission to the NSW Department of Planning, Housing and Infrastructure following community engagement completed in October 2025.The precinct is owned and operated by d'Albora Marinas (MA Financial).
The Belvedere
An eight-storey luxury residential development comprising 56 apartments including two- and three-bedroom residences and penthouses, with rooftop amenities such as a pool, spa, gym, and sauna, along with communal green spaces, an office, and a coffee shop, aimed at addressing housing shortages in Port Stephens.
Nelson Bay Apartments
High-end block of five residential apartments, six storeys, penthouse with pool, ocean views.
Kurrara Hill
A 10-storey mixed-use development featuring 48 modern apartments with a mix of one to four-bedroom units, two business premises, one retail space, premium landscaping, and secure on-site parking.
Toboggan Hill Park
Established tourism attraction and redevelopment opportunity comprising approximately 2.6 hectares of freehold land and a 13.5 hectare Crown lease. The property is being marketed for sale with scope to revitalise the existing attraction, deliver an approved second toboggan track and pursue additional tourism development subject to approvals. The Crown lease has been secured to 2040.
Fingal Bay Link Road
A proposed $188 million link road project between Nelson Bay and Fingal Bay, intended to ease congestion, improve traffic flow and safety. Preliminary investigations highlighted environmental constraints and concerns, including significant impacts on threatened species like koalas in Tomaree National Park. Economic analysis indicated project costs outweighed benefits, and as of February 2024, Transport for NSW has stated that no further planning or investigations are currently proposed for the project.
14 Market Street, Fingal Bay Mixed-Use (Shop-top Housing)
DA-approved shop-top housing: 3 apartments (two 2-bedroom units and one full-floor penthouse) over ground-floor retail with on-grade parking. Site is approximately 200m from Fingal Beach. Property was marketed for sale in 2024 with DA in place and the ground-floor commercial space is currently advertised for lease, indicating no construction commencement as of the latest checks.
2,403 residents of Nelson Bay (NSW) are employed, from a labour force of 2,499. Unemployment sits at 3.8%, with participation at 46.9%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.4% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
Local employment displays a capable workforce anchored heavily by the hospitality and tourism sectors, maintaining an unemployment rate of merely 3.8% and steady conditions throughout the past year according to AreaSearch statistical area aggregations. As of March 2026, employed residents stand at 2,403, with joblessness tracking 0.3% beneath the 4.1% recorded across Regional NSW. However, labor force participation remains subdued at 46.9%, compared to 60.6% across Regional NSW. Census figures indicate 21.1% of working locals operated from home, a metric potentially shaped by Covid-19 restrictions. Resident job opportunities are heavily clustered within accommodation & food, health care & social assistance, and retail trade.
The locality demonstrates distinct specialization in accommodation & food, where its concentration reaches 2.0 times the regional average. Conversely, agriculture, forestry & fishing accounts for only 0.9% of local jobs compared to 5.3% regionally. Comparing resident workers with Census local working numbers indicates a restricted internal employment base. Analysis of ABS and SALM metrics by AreaSearch across broader statistical areas indicates that in the 12 months leading to March 2026, jobs grew by 0.3% alongside a 0.2% shrinkage in the labor pool, reducing the local unemployment rate by 0.5 percentage points. Conversely, Regional NSW saw employment fall by 0.9% and its workforce contract by 0.4%, lifting regional joblessness by 0.5 percentage points. Broadening the outlook, Jobs and Skills Australia Mar-26 projections provide benchmarks for future labor requirements. National employment is projected to grow by 6.6% across five years and 13.7% across ten years, though industry variations exist. Overlaying these sectoral trajectories onto the local industry structure suggests local employment expansion of 6.4% over five years and 13.3% over ten years (calculated via simple weighting for demonstration without incorporating localized population forecasts).
Frequently Asked Questions - Employment
Median household income in Nelson Bay (NSW) is $1,305 a week (about $68,000 a year), with median personal income at $689 a week. ATO records put median taxable income at $44,895 a year against an average of $63,960. The average runs 42% above the median, a wider spread than most areas and a sign of a concentrated group of high earners. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
ATO postcode-level statistics for financial year 2023 compiled by AreaSearch indicate taxpayers in the suburb recorded a median income of $44,895 and an average of $63,960. These figures track below the Australian benchmark and trail the corresponding Regional NSW medians and averages of $52,390 and $65,215. Factoring in Wage Price Index expansion of 10.32% since financial year 2023 yields updated estimates of roughly $49,528 (median) and $70,561 (average) as of March 2026. According to Census measures, personal, household, and family earnings sit within the 20th to 26th percentiles across the country.
The dominant earning band is the $1,500 - 2,999 bracket, capturing 28.2% of residents (1,694 people), very close to the 29.9% regional representation. Affordability conditions are tight, with residual income at 82.8% (20th percentile nationally), and the community's SEIFA economic index places it in the 4th decile.
Frequently Asked Questions - Income
Nelson Bay (NSW) had 2,579 occupied dwellings at the 2021 Census, 60% detached houses and 19% apartments. 25% are owned with a mortgage, 31% rented and 44% owned outright. At that Census the median rent was $380 a week and the median mortgage repayment $1,842 a month. Rent absorbs 29.1% of household income here and mortgage repayments 32.6%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
Census records show the local dwelling landscape consists of 59.5% separate houses and 40.5% alternative formats including units, semi-detached residences, and other dwellings, diverging from Regional NSW where houses comprise 82.6% and other formats 17.4%. Outright home ownership is notably elevated relative to the wider region, reaching 43.8%, while remaining properties are split between rented (31.3%) and mortgaged (24.9%) tenures. Median monthly mortgage repayments stood at $1,842 and weekly rents at $380, compared against Regional NSW benchmarks of $1,733 and $330 respectively. In a national context, mortgage costs remain lower than the Australian average of $1,863, whereas rental payments exceed the nationwide figure of $375.
Frequently Asked Questions - Housing
Nelson Bay (NSW) counted 2,579 households at the 2021 Census, averaging 2.2 people each. 19% are couples with children, fewer than in 89% of areas nationally, against 35% couples without children. 32% of households are people living alone, and families average 1.8 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Families constitute 65.3% of local households, comprising couples without children at 34.8%, couples with children at 18.9%, and single parent households at 10.7%. The remaining 34.7% consists of non-family arrangements, dominated by lone person dwellings at 31.5% alongside group residences at 3.3%. Average household occupancy sits at 2.2 people, below the Regional NSW standard of 2.4.
Frequently Asked Questions - Households
21.2% of adults in Nelson Bay (NSW) hold a university qualification, including 14.4% with a bachelor degree and 4.4% with postgraduate qualifications. A further 28.6% hold a vocational qualification. 2 schools serve the area, with 263 enrolment places and an average ICSEA of 1,033 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
Educational profiles indicate lower tertiary attainment, with 21.2% holding university credentials compared to the NSW benchmark of 32.2%. Bachelor degrees form the primary higher education level at 14.4%, with postgraduate qualifications representing 4.4% and graduate diplomas 2.4%. Vocational and technical training constitutes a major strength, with 42.1% of adults aged 15+ possessing vocational qualifications, consisting of 28.6% certificates and 13.5% advanced diplomas. Active enrollment in formal education accounts for 23.4% of the community. Within this group, 8.0% attend primary school, 7.1% are in secondary schooling, and 3.1% are enrolled in tertiary studies.
Frequently Asked Questions - Education
Schools Detail
Public transport in Nelson Bay (NSW) reaches 69 stops on 54 routes, timetabled for about 520 services a week. The typical home sits about 180 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.2 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
Public transit infrastructure comprises 69 functional stops across the area offering bus connections. A total of 54 distinct routes operate through these locations, providing 524 passenger trips every week. Connectivity is strong, with typical residential distances to the nearest stop averaging 176 meters. Most workers travel outside the area for employment, with private motor vehicles being the primary mode at 90% and walking representing 7%. Motor vehicle ownership averages 1.2 per household, trailing regional benchmarks. Around 21.1% worked from home according to the 2021 Census, a figure potentially affected by COVID-19 settings.
Public transport operations deliver an average of 74 services daily across the route network, translating to around 7 trips per stop each week.
Frequently Asked Questions - Transport
Transport Stops Detail
61.2% of residents in Nelson Bay (NSW) report no long-term health condition. 5.9% need daily assistance with core activities, and 52.2% hold private health cover. The standardised death rate runs at 4.7 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
AreaSearch evaluations of mortality and chronic disease trends show the community performing above average in health metrics, with low rates of common health ailments across both younger and older demographics. Private health insurance coverage slightly surpasses the typical SA2 level, encompassing roughly 52% of the local population (~3,139 people). Arthritis and mental health concerns are the most prevalent reported conditions, affecting 12.2% and 8.7% of the populace respectively, while 61.2% reported being free from chronic ailments compared to 63.3% across Regional NSW. Chronic conditions are slightly elevated among working-age individuals.
Seniors aged 65 and over constitute 33.3% of the community (2,000 people), well above the 23.3% regional benchmark. Senior health indicators are exceptionally positive, achieving higher national ratings than the overall local population.
Frequently Asked Questions - Health
Nelson Bay (NSW) is largely Australian-born, at 80.3% of residents, with 8.7% speaking a language other than English at home. The largest reported ancestries are English (30.5%) and Australian (26.8%). 3.0% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Cultural diversity measures place the locality below broader averages, with 80.3% of inhabitants born in Australia, 89.6% holding citizenship, and 91.3% speaking solely English at home. Christianity represents the leading faith, adhered to by 56.2% of residents, aligning closely with the 55.9% recorded across Regional NSW. In terms of parental lineage, the primary reported ancestries include English at 30.5%, Australian at 26.8%, and Irish at 9.6%. Distinct representation is also visible across several other backgrounds, with Croatian accounting for 1.0% locally (compared to 0.3% regionally), Scottish at 8.8% (versus 8.0%), and French at 0.6% (versus 0.4%).
Frequently Asked Questions - Diversity
The median resident of Nelson Bay (NSW) is 51, older than 93% of areas nationally. 20.2% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
Demographics in the suburb of Nelson Bay (NSW) are heavily concentrated in mature and retirement age brackets. As of August 2026, AreaSearch estimates place 33.3% of residents in senior cohorts (65+) versus 23.3% for Regional NSW, while young to middle-aged adults (25 - 44) make up 17.8% compared to 23.5% regionally. The estimated median age stands at 51 as at August 2026, matching the 2021 Census figure and exceeding the Regional NSW mark of 43 and the national figure of 38 from that same Census. Senior cohorts have expanded noticeably from 29.4% at the Census to an estimated 33.3%.
Looking forward to 2041, retirees and seniors will drive expansion by adding 310 residents (15%) to reach 2,311, whereas youth and child cohorts are forecast to contract.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Nelson Bay (NSW)
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.
Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Aug 2026 2 months ago headline measures · Jul 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Oct 2026 this month headline measures · Sep 2026 baseline |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Jul 2026 3 months ago all 7 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jul 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 7 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Sep 2026 last month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 3 months ago headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Sep 2026 last month all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 32 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (6,141 at the 2021 Census → 6,009 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL12932). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.