Nelson Bay (NSW)

Suburb (SAL)

Rest of NSW / Port Stephens

 
 
 
 
 
 
 
Data Sources ABSValuer GeneralRental BoardACARA Newest Aug 2026 · Refreshed ABS QuickStats SAL12932 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Nelson Bay (NSW)

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The median house price in Nelson Bay (NSW) is $1.00m, with units at $700k. House values have moved 3.4% a year compounded over five years.

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DemographicsPopulation Growth in Nelson Bay (NSW)

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Nelson Bay (NSW) has an estimated 5,988 residents, down from 6,141 at the 2021 Census — a change of 153 people, or 2.5%. That puts 381 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

According to evaluations of ABS demographic releases for the wider region, alongside address checks by AreaSearch post-Census, the suburb of Nelson Bay (NSW) has a population calculated to be approximately 5,988 in May 2026. This represents a contraction of 153 people (2.5%) relative to the 2021 Census, when the head count stood at 6,141 residents. The adjustment is derived from a local population estimate of 5,977 compiled by AreaSearch, which drew on the ABS June 2025 release of ERP figures and factored in 27 validated new addresses added since the Census.

With this population level, the density stands at 380 persons per square kilometer, offering generous spatial distribution and opportunities for future expansion. Overseas migration served as the primary growth vector, accounting for roughly 98.0% of the demographic gains documented recently. AreaSearch incorporates projections sourced from the ABS and Geoscience Australia for individual SA2 units, published in 2024 using 2022 as the baseline. In cases where SA2 locations lack this coverage, projections from the NSW State Government released in 2022 using a 2021 baseline are substituted. The age bracket growth trajectories from these consolidated files are also applied locally for the period spanning 2032 to 2041. Looking at upcoming demographic shifts in the suburb of Nelson Bay (NSW), expansion is projected to track slightly below the midpoint of regional Australian sectors, with local numbers expected to climb by 404 persons by 2041 based on compiled SA2 projections, representing an overall rise of 6.6% over the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Nelson Bay?
Total population for the suburb of Nelson Bay was estimated to be approximately 5,988 as at May 26. This is based upon an estimated resident population of 5,977 from the ABS up to June 2025.
How has the population in the suburb of Nelson Bay changed since 2021?
The suburb of nelson bay has lost approximately 153 people and shown a 2.49% decrease from the 6,141 people recorded at the 2021 Census period.
What is the population density in the suburb of Nelson Bay?
The population density in the suburb of Nelson Bay is estimated at 380 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Nelson Bay?
Over the past 10 years, the population in the suburb of Nelson Bay has shown a compound annual growth rate of 0.2% per annum.
What are the main drivers of population growth in the suburb of Nelson Bay?
Population growth in the suburb of Nelson Bay is driven by: Overseas migration (98.0%), Interstate migration (2.0%), Natural increase (0.0%). The primary driver is Overseas migration, contributing 98.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Nelson Bay (NSW)

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158 new dwellings have been approved in Nelson Bay (NSW) over the past five years, an average of 31 a year. That is 5.2 approvals per 1,000 residents. Of the 38 dwellings approved in the latest reporting year, 21% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 7, well below that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

AreaSearch evaluations of ABS building permit statistics allocated from regional databases indicate that Nelson Bay averages approximately 31 residential approvals annually. This includes an estimated 158 home permits issued over the last 5 financial terms (ranging from FY-21 to FY-25) and 7 during the current FY-26 period. Despite a shrinking population, construction volumes have remained relatively proportional, which is favorable for purchasers, while the average valuation of approved projects is $721,000, signaling that builders are focusing on upscale residential offerings. Additionally, commercial permits total $1.3 million for this financial term, pointing to quiet non-residential building activity.

Relative to the Rest of NSW, building permit volumes per capita in Nelson Bay are 17.0% lower, placing the area in the 16th percentile of all national locations, which restricts choices for buyers and channels demand toward established homes. Recent building approvals consist of 21.0% freestanding houses and 79.0% multi-unit developments. This emphasis on higher-density configurations provides affordable entry points and appeals to retirees downsizing, real estate investors, and first-time buyers. It represents a major pivot from the established dwelling composition (currently consisting of 60.0% houses), driven by a scarcity of buildable lots and evolving buyer lifestyles and budget constraints. The ratio of 997 people for every single housing approval highlights the quiet pace of the local building sector. Demographic projections indicate that Nelson Bay is on track to add 393 residents by 2041 (calculating from the most recent quarterly estimate by AreaSearch). At the current rate of approvals, the pipeline of new housing should easily satisfy this demand, maintaining favorable purchasing conditions and potentially paving the way for expansion that outpaces current projections.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Nelson Bay recently?
Dwelling approval activity in the the suburb of Nelson Bay area has seen 12 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Nelson Bay's current population of 5,988 has been supported by 31 approvals on average over recent years.
How does the suburb of Nelson Bay's development activity compare to the broader region?
The suburb of Nelson Bay has seen 0.52 approvals per 100 people in recent years, compared to 0.58 approvals in the broader region. This means that one dwelling has been approved for every 997 people in the suburb of Nelson Bay, compared to one for every 192 in the broader region.
Is the suburb of Nelson Bay keeping up with housing demand?
With the population expected to increase by 393 people by 2041, around 197 new dwellings will be necessary. Recent approval levels may be insufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This indicates potential housing shortages if current approval trends continue.
What has been the trend in development approvals over the past five years in the suburb of Nelson Bay?
Looking at development activity over the past five years, the suburb of Nelson Bay's approval levels have been significantly below the yearly average of 31, showing a notable downturn in recent development.
How many dwellings will be needed to accommodate future population growth in the suburb of Nelson Bay?
The population in the suburb of Nelson Bay is expected to grow by 393 people by 2041, necessitating approximately 197 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Nelson Bay?
Over the past five years, the population in the suburb of Nelson Bay has grown by approximately 1,037 people, while 158 residential approvals were recorded. This equates to a ratio of 6.6 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the suburb of Nelson Bay?
With dwelling approval activity running at an average of 31 approvals per year and a population of 5,988, there appears to be a supply shortfall relative to projected demand, presenting strong opportunities for residential developers. With the population expected to increase by 393 people by 2041, around 197 new dwellings will be necessary. Current approval trends may be insufficient to meet forecast demand, indicating strong development opportunities.
Approvals Pipeline Development applications near Nelson Bay (NSW)

Development applications around Nelson Bay (NSW)

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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Nelson Bay (NSW)

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AreaSearch tracks 7 current infrastructure and development projects inside Nelson Bay (NSW), worth an estimated $173 million. A further 33 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $1.27 billion. 5 are already under construction and 12 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and tourism. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Local infrastructure projects, major developments, and council planning schemes exert a powerful influence on local market trends. AreaSearch has identified 10 key projects that are expected to impact the local community. Chief among these are the d'Albora Marina Nelson Bay Hotel, the Nelson Bay Public Domain Plan, The Belvedere, and Kurrara Hill, with details of the most significant works listed below.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Nelson Bay?
Key infrastructure and planning changes likely to influence the suburb of Nelson Bay include: d'Albora Marina Nelson Bay Hotel (Planning); Nelson Bay Public Domain Plan (Approved); The Belvedere (Planning); Kurrara Hill (Approved); and Nelson Bay Apartments (Approved). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Nelson Bay?
Infrastructure development impacting the suburb of Nelson Bay spans multiple sectors including Communities, Precincts & Urban Renewal, Residential Development, and Tourism, among others.
What is the scale of infrastructure investment impacting the suburb of Nelson Bay?
Infrastructure investment analysis indicates significant investment of approximately $184 million in infrastructure projects affecting the region, with a notable concentration of investment within the immediate the suburb of Nelson Bay vicinity.
How does the suburb of Nelson Bay's infrastructure development compare to other areas?
With an infrastructure score in the top 30%, the suburb of Nelson Bay demonstrates above-average development activity compared to national benchmarks.
Nelson Bay Public Domain Plan
Category: Communities, Precincts & Urban Renewal
Stage: Construction | Est. Comp: 2039
Source / Links: Link 1   Link 2  

A 20-year vision by Port Stephens Council to revitalise the Nelson Bay town centre and foreshore. The plan focuses on upgrading streetscapes, improving pedestrian connectivity, and creating a greener, more attractive environment. Recent works include the Stockton Street stage upgrades and pedestrian wayfinding improvements, supported by smart parking revenue and government grants.

Communities, Precincts & Urban Renewal

d'Albora Marina Nelson Bay Hotel
Category: Tourism
Stage: Planning | Est. Comp: 0
Source / Links: Link 1   Link 2  

Demolition of existing on-land structures at Nelson Bay Marina and construction of a four-storey 122-room waterfront hotel across three multi-storey buildings, along with upgraded restaurant and cafe facilities, enhanced retail spaces, a boat maintenance workshop, outdoor and rooftop terraces, a new foreshore public plaza, and multi-level car parking. A State Significant Development application (SSD-77938524) is being prepared for submission to the NSW Department of Planning, Housing and Infrastructure following community engagement completed in October 2025.The precinct is owned and operated by d'Albora Marinas (MA Financial).

Tourism

The Belvedere
Category: Residential Development
Stage: Planning | Est. Comp: 2027
Source / Links: Link 1   Link 2  

An eight-storey luxury residential development comprising 56 apartments including two- and three-bedroom residences and penthouses, with rooftop amenities such as a pool, spa, gym, and sauna, along with communal green spaces, an office, and a coffee shop, aimed at addressing housing shortages in Port Stephens.

Residential Development

Nelson Bay Apartments
Category: Residential Development
Stage: Approved | Est. Comp: 0

High-end block of five residential apartments, six storeys, penthouse with pool, ocean views.

Residential Development

Kurrara Hill
Category: Residential Development
Stage: Approved | Est. Comp: 0
Source / Links: Link 1   Link 2  

A 10-storey mixed-use development featuring 48 modern apartments with a mix of one to four-bedroom units, two business premises, one retail space, premium landscaping, and secure on-site parking.

Residential Development

Toboggan Hill Park
Category: Tourism
Stage: Proposed | Est. Comp: 0
Source / Links: Link 1   

Established tourism attraction and redevelopment opportunity comprising approximately 2.6 hectares of freehold land and a 13.5 hectare Crown lease. The property is being marketed for sale with scope to revitalise the existing attraction, deliver an approved second toboggan track and pursue additional tourism development subject to approvals. The Crown lease has been secured to 2040.

Tourism

Fingal Bay Link Road
Category: Transport & Logistics
Stage: Proposed | Est. Comp: 0
Source / Links: Link 1   Link 2  

A proposed $188 million link road project between Nelson Bay and Fingal Bay, intended to ease congestion, improve traffic flow and safety. Preliminary investigations highlighted environmental constraints and concerns, including significant impacts on threatened species like koalas in Tomaree National Park. Economic analysis indicated project costs outweighed benefits, and as of February 2024, Transport for NSW has stated that no further planning or investigations are currently proposed for the project.

Transport & Logistics

14 Market Street, Fingal Bay Mixed-Use (Shop-top Housing)
Category: Residential Development
Stage: Approved | Est. Comp: 0
Source / Links: Link 1   

DA-approved shop-top housing: 3 apartments (two 2-bedroom units and one full-floor penthouse) over ground-floor retail with on-grade parking. Site is approximately 200m from Fingal Beach. Property was marketed for sale in 2024 with DA in place and the ground-floor commercial space is currently advertised for lease, indicating no construction commencement as of the latest checks.

Residential Development

Jobs & IndustryEmployment Trends in Nelson Bay (NSW)

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2,391 residents of Nelson Bay (NSW) are employed, from a labour force of 2,487. Unemployment sits at 3.9%, with participation at 46.9%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.4% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Nelson Bay maintains a capable labor pool dominated by tourism and hospitality industries, an unemployment rate of only 3.9%, and relative employment stability over the past year, based on AreaSearch aggregation of statistical area data. As of March 2026, 2,391 residents are in work while the unemployment rate is 0.2% below Regional NSW's rate of 4.1%, and workforce participation lags significantly (46.9% compared to Regional NSW's 60.6%). Based on Census responses, a moderate 21.1% of residents were found to work from home, though Covid-19 lockdown impacts should be considered. The primary employment sectors for local workers are accommodation & food, health care & social assistance, and retail trade.

The region exhibits a strong concentration in accommodation & food jobs, with its share of employment reaching 2.0 times the regional average. Conversely, primary production sectors like agriculture, forestry & fishing are underrepresented, engaging only 0.9% of the local workforce compared to 5.3% across Regional NSW. A comparison of the Census working population against the resident workforce suggests that local employment options are somewhat restricted within the immediate area. AreaSearch evaluations of SALM and ABS statistics for the year ending March 2026 show local jobs grew by 0.3% while the labor pool contracted by 0.2%, causing the unemployment rate to drop by 0.4 percentage points. This performance diverged from Regional NSW, which experienced a 0.9% drop in jobs, a 0.4% reduction in the workforce, and a 0.5 percentage point increase in unemployment. National forecasts released by Jobs and Skills Australia in May-25 provide a broader outlook on job opportunities in Nelson Bay. These five and ten-year projections have been aligned with local workforce distributions to project regional patterns. Nationally, job numbers are projected to grow by 6.6% over five years and 13.7% over ten years, though rates vary widely by industry. Weighting these industry-specific national rates against the local labor profile projects employment growth in Nelson Bay of 6.4% over five years and 13.3% over ten years (note that this represents a direct weighted translation for comparison purposes and does not incorporate localized population shifts).

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Nelson Bay?
As of March 2026, the suburb of Nelson Bay has approximately 2,391 employed residents with an unemployment rate of 3.9%. This healthy unemployment rate suggests a well-functioning labour market. Employment indicators are below the national average, suggesting room for improvement.
How does the suburb of Nelson Bay's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Nelson Bay stands at 3.9%, which is broadly in line with Regional NSW's rate of 4.1%. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Nelson Bay?
The employment landscape in the suburb of Nelson Bay is dominated by several key sectors. The largest employers are accommodation & food (15.8% of employment), health care & social assistance (14.7%), and retail trade (10.8%). Other significant employers include construction and education & training.
How has employment changed recently in the suburb of Nelson Bay?
Over the past year to March 2026, the suburb of Nelson Bay has experienced employment growth, with total employment increasing while the labour force decreased. As a result, the unemployment rate has fall. By comparison, Regional NSW saw employment decreased and its unemployment rate rose.
What is the workforce participation rate in the suburb of Nelson Bay?
The workforce participation rate in the suburb of Nelson Bay is 46.9%, which represents the proportion of working-age residents who are either employed or actively seeking work. The relatively low participation rate may indicate limited job opportunities or demographic factors affecting workforce engagement. The local rate trailing the Regional NSW average of 60.6%, suggesting potential for increased workforce participation.
Which industries are over-represented in the suburb of Nelson Bay's employment market?
The suburb of nelson bay shows notable specialization in accommodation & food, which employs 15.8% of the local workforce compared to 7.8% regionally. With a local vs regional employment ratio of 2.0, this represents a significant industry cluster that likely serves markets beyond the local area.
What are the employment growth prospects for the suburb of Nelson Bay?
Based on Jobs and Skills Australia projections applied to the suburb of Nelson Bay's industry mix, employment is expected to grow by 6.4% over the next five years and 13.3% over ten years. This compares to national growth expectations of 6.6% over five years. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Nelson Bay compare nationally?
The suburb of nelson bay's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. Recent job advertisement trends show the broader employment region saw a 1.7% decline, ranking 21.0st out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Nelson Bay?
Skilled workers will find good opportunities in the suburb of Nelson Bay, with skilled sectors accounting for 31.6% of employment. Key sectors for skilled workers include health care & social assistance (14.7%), education & training (7.9%), and professional & technical (5.6%). With projected employment growth of 6.4% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Nelson Bay (NSW)

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Median household income in Nelson Bay (NSW) is $1,305 a week (about $68,000 a year), with median personal income at $689 a week. ATO records put median taxable income at $44,895 a year against an average of $63,960. The average runs 42% above the median, a wider spread than most areas and a sign of a concentrated group of high earners. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

Based on AreaSearch aggregations of ATO postcode statistics for the 2023 financial year, taxpayers in the suburb of Nelson Bay recorded a median income of $44,895 and an average income of $63,960. These figures sit below national averages and compare to Regional NSW figures of $52,390 (median) and $65,215 (average). Adjusting for a Wage Price Index rise of 10.32% since the 2023 financial year, current estimated levels would be approximately $49,528 for the median and $70,561 for the average as of March 2026. Census files show that individual, family, and household earnings in Nelson Bay sit between the 20th and 26th percentiles across the country.

Income brackets are dominated by the $1,500 - 2,999 cohort, which accounts for 28.2% of residents (1,688 people), similar to the broader metropolitan region where this group constitutes 29.9%. Household budget pressure is high, with just 82.8% of income left after housing costs, placing the area in the 20th percentile, while its SEIFA income metric ranks in the 4th decile.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Nelson Bay?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Nelson Bay is approximately $49,528. The official ATO data from FY-23 recorded a median of $44,895.
What is the average taxable income in the suburb of Nelson Bay?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Nelson Bay is approximately $70,561. The official ATO data from FY-23 recorded an average of $63,960.
How does the median taxable income in the suburb of Nelson Bay compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Nelson Bay is approximately $49,528 compared to $57,797 in Regional NSW. The official ATO data from FY-23 shows $44,895 and $52,390 respectively.
How does the average taxable income in the suburb of Nelson Bay compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Nelson Bay is approximately $70,561 compared to $71,945 in Regional NSW. The official ATO data from FY-23 shows $63,960 and $65,215 respectively.
What are the main income cohorts in the suburb of Nelson Bay according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~28.2% / 1,688 persons) of the suburb of Nelson Bay's population is the $1,500 - 2,999 cohort.
How do the main income cohorts in the suburb of Nelson Bay compare to the region?
The largest income cohort in the suburb of Nelson Bay is the $1,500 - 2,999 group, representing about 28.2% of the population. In comparison, Regional NSW's largest income cohort is the $1,500 - 2,999 group, representing 29.9% of its population, according to the 2021 Census.
What is the median household income in the suburb of Nelson Bay according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Nelson Bay is $1,305/wk.
What is the median family income in the suburb of Nelson Bay according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Nelson Bay is $1,667/wk.
What is the median personal income in the suburb of Nelson Bay according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Nelson Bay is $689/wk.
How does the suburb of Nelson Bay's income rank nationally?
According to AreaSearch's aggregation of the latest postcode level ATO data released for FY-23, the suburb of Nelson Bay had a median income among taxpayers of $44,895 with the average level standing at $63,960. This is lower than average on a national basis and compares to levels of $52,390 and $65,215 across Regional NSW respectively. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $49,528 (median) and $70,561 (average) as of March 2026.
What is the disposable income in the suburb of Nelson Bay?
The estimated disposable income in the suburb of Nelson Bay is $4,681 per year according to AreaSearch analysis.
How does the suburb of Nelson Bay's disposable income compare to the region?
The suburb of nelson bay's disposable income is $4,681 compared to $5,252 for Regional NSW, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Nelson Bay (NSW)

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Nelson Bay (NSW) had 2,579 occupied dwellings at the 2021 Census, 60% detached houses and 19% apartments. 25% are owned with a mortgage, 31% rented and 44% owned outright. At that Census the median rent was $380 a week and the median mortgage repayment $1,842 a month. Rent absorbs 29.1% of household income here and mortgage repayments 32.6%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

According to the latest Census, the distribution of homes in Nelson Bay stood at 59.5% standalone houses and 40.5% alternative dwellings such as townhouses, units, and other configurations, compared to Regional NSW where standalone houses made up 82.6% and alternative dwellings accounted for 17.4%. Outright home ownership in Nelson Bay was significantly higher than the state regional benchmark, reaching 43.8%, with the remaining properties occupied by households with a mortgage (24.9%) or renters (31.3%). The median monthly home loan payment of $1,842 was higher than the Regional NSW average of $1,733, while the median weekly rent stood at $380, compared to $330 in Regional NSW.

Nationally, monthly mortgage payments in Nelson Bay are lower than the Australian average of $1,863, while weekly rents exceed the national benchmark of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Nelson Bay?
In the suburb of Nelson Bay, 43.8% of homes are owned outright, 24.9% are owned with a mortgage, and 31.3% are rented.
What percentage of dwellings in the suburb of Nelson Bay are houses?
According to the latest data, 59.5% of dwellings in the suburb of Nelson Bay are houses.
What percentage of dwellings in the suburb of Nelson Bay are apartments or units?
In the suburb of Nelson Bay, 19.4% of dwellings are apartments or units, with an additional 20.9% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Nelson Bay?
Outright home ownership in the suburb of Nelson Bay stands at 43.8%, compared to 39.6% in Regional NSW.
What is the median monthly mortgage repayment in the suburb of Nelson Bay?
The median monthly mortgage repayment in the suburb of Nelson Bay is $1,842, compared to $1,733 in Regional NSW.
What is the median weekly rent in the suburb of Nelson Bay?
The median weekly rent in the suburb of Nelson Bay is $380, compared to $330 in Regional NSW.
What is the distribution of rental prices in the suburb of Nelson Bay?
In the suburb of Nelson Bay, 2.4% of rentals are $0-149/week, 36.5% are $150-349/week, 58.4% are $350-649/week, 2.8% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Nelson Bay?
The aggregate monthly housing cost in the suburb of Nelson Bay is $974, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Nelson Bay?
In the suburb of Nelson Bay, households with mortgages typically spend 32.6% of their income on mortgage repayments, while renters spend 29.1% of their income on rent.
How crowded are homes in the suburb of Nelson Bay?
The average persons per bedroom ratio in the suburb of Nelson Bay is 0.7, indicating the level of household density.
How does housing affordability in the suburb of Nelson Bay compare to the region?
Housing affordability in the suburb of Nelson Bay shows mortgage holders spending 32.6% of income on repayments (vs 27.9% regionally), while renters spend 29.1% of income on rent (vs 23.0% regionally).
What types of dwellings are most common in the suburb of Nelson Bay?
The dwelling mix in the suburb of Nelson Bay consists of 59.5% detached houses, 20.9% semi-detached dwellings, 19.4% apartments, and 0.2% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Nelson Bay?
Considering the housing occupancy patterns, the weighted average monthly housing cost is approximately $974. This accounts for outright owners paying no housing costs, mortgage holders paying $1,842/month, and renters paying $1,645/month.
How affordable is housing in the suburb of Nelson Bay relative to local incomes?
Housing in Nelson Bay consumes approximately 17.2% of median household income ($5,651 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Nelson Bay?
Recent development applications in Nelson Bay show attached dwellings contributing 57% of approvals compared to 40% of existing stock, while detached houses represent 43% of applications versus 60% of current dwellings. This suggests increasing densification. This area is seeing substantial increases in dwelling density compared to most Australian locations.

HouseholdsHousehold Composition in Nelson Bay (NSW)

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Nelson Bay (NSW) counted 2,579 households at the 2021 Census, averaging 2.2 people each. 19% are couples with children, fewer than in 89% of areas nationally, against 35% couples without children. 32% of households are people living alone, and families average 1.8 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families make up the largest share of local households at 65.3%, consisting of couples without children at 34.8%, couples with children at 18.9%, and single-parent households at 10.7%. Non-family living arrangements account for the remaining 34.7%, with single-person households representing 31.5% and group households making up 3.3%. The median occupancy rate of 2.2 people per home is smaller than the Regional NSW average of 2.4.

Frequently Asked Questions - Households

How many households are in the suburb of Nelson Bay?
As of the 2021 Census, the suburb of Nelson Bay had 2,579 households. Based on population growth patterns, this has decreased by approximately 2.5% to an estimated 2,515 households today.
What is the typical household size?
The median household size in the suburb of Nelson Bay is 2.2 people. This compares to 2.4 in Regional NSW and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 65.3% of all households. The remaining households consist of lone person households (31.5%), group households (3.3%), and other household types (0.0%).
How are families structured in the area?
Among the 1,684 family households, 18.9% are couples with children, 34.8% are couples without children at home, and 10.7% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Nelson Bay compare to regional household patterns?
Compared to Regional NSW, the suburb of Nelson Bay shows distinct household patterns. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Nelson Bay have an average of 1.8 children, matching the Regional NSW average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Nelson Bay?
Marriage patterns reveal 49.2% of the adult population are currently married, while 28.0% have never married. This compares to 45.6% married and 34.3% never married across Regional NSW.
How significant are single-person households?
Single-person households represent 31.5% of all households in the suburb of Nelson Bay, similar to the regional average of 27.9%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 3.3% of households, well below the Regional NSW average of 3.3%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Nelson Bay (NSW)

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21.2% of adults in Nelson Bay (NSW) hold a university qualification, including 14.4% with a bachelor degree and 4.4% with postgraduate qualifications. A further 28.6% hold a vocational qualification. 2 schools serve the area, with 263 enrolment places and an average ICSEA of 1,033 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Local education metrics point to lower levels of higher education, with university graduation rates of 21.2% falling well short of the NSW state average of 32.2%. This dynamic presents a clear opportunity for tailored training programs. Bachelor degrees are the most common credential at 14.4%, followed by postgraduate degrees at 4.4% and graduate diplomas at 2.4%. Practical and technical qualifications are highly prevalent, with 42.1% of residents aged 15+ holding vocational qualifications, split between advanced diplomas (13.5%) and certificate credentials (28.6%). A significant 23.4% portion of the local population is enrolled in formal studies.

This enrollment includes 8.0% of residents in primary schools, 7.1% in secondary schools, and 3.1% in higher education programs.

Frequently Asked Questions - Education

What percentage of people in the suburb of Nelson Bay have university qualifications?
21.2% of people aged 15 and over in the suburb of Nelson Bay have university qualifications, compared to 21.3% in the broader region.
What percentage of people in the suburb of Nelson Bay have no formal qualifications?
36.8% of people aged 15 and over in the suburb of Nelson Bay have no formal qualifications, compared to 39.1% regionally.
How does the suburb of Nelson Bay's education level compare to national averages?
The suburb of nelson bay ranks in the 54th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Nelson Bay?
The most common qualifications in the suburb of Nelson Bay are: Certificate (28.6%), Bachelor Degree (14.4%), Advanced Diploma (13.5%).
What proportion of the suburb of Nelson Bay's population is currently attending educational institutions?
23.4% of the population in the suburb of Nelson Bay is currently engaged in formal education, with 8.0% in primary school, 7.1% in secondary school, 3.1% at university.
What is the ICSEA score for schools in the suburb of Nelson Bay?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Nelson Bay is 1033, indicating average socio-educational advantage (national average is 1000).
How many schools are located within the suburb of Nelson Bay?
There are 2 schools within the suburb of Nelson Bay, with a combined enrollment of approximately 263 students.
What types of schools are available in the suburb of Nelson Bay?
The suburb of nelson bay includes 1 primary school, 1 secondary school.

Schools Detail

AmenitiesServices & Amenities in Nelson Bay (NSW)

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Getting AroundTransport & Commuting in Nelson Bay (NSW)

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Public transport in Nelson Bay (NSW) reaches 69 stops on 54 routes, timetabled for about 540 services a week. The typical home sits about 180 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.2 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

Public transport links in Nelson Bay include 69 passenger stops, which are serviced by a combination of buses. These facilities accommodate 54 distinct routes that provide a total of 535 weekly passenger journeys. Accessibility is high, with the average distance to a boarding point standing at 176 meters. As the locality is largely residential, a majority of workers travel outside the suburb, with cars remaining the primary option at 90%, and 7% of residents walking. Households average 1.2 vehicles, which is lower than the regional standard. In addition, 21.1% of workers performed their duties from home, according to the 2021 Census, which may reflect pandemic-era arrangements.

Services average 76 daily journeys across all local routes, which represents approximately 7 weekly journeys for each individual transport stop.

Frequently Asked Questions - Transport

How many public transport stops are in Nelson Bay (NSW)?
There are 69 public transport stops within the suburb of Nelson Bay.
How frequent are the transport services in Nelson Bay (NSW)?
the suburb of Nelson Bay has 535 weekly trips across 54 routes, averaging 76 trips per day.
How far are residents from public transport in Nelson Bay (NSW)?
On average, residential properties are 176 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Nelson Bay (NSW)

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61.2% of residents in Nelson Bay (NSW) report no long-term health condition. 5.9% need daily assistance with core activities, and 52.2% hold private health cover. The standardised death rate runs at 4.7 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Nelson Bay shows strong health metrics based on AreaSearch analysis of local death rates and the frequency of long-term medical conditions, with low rates of common health issues observed among both younger and older cohorts, and private medical insurance ownership sitting slightly above the SA2 average at roughly 52% of the population, representing about 3,128 people. The most prevalent health conditions recorded locally are arthritis, affecting 12.2% of residents, and mental health challenges, affecting 8.7%. Meanwhile, 61.2% of the population reported no long-term illnesses, compared to 63.3% across Regional NSW.

Working-age locals show a higher-than-average rate of chronic health issues. Seniors aged 65 and over make up 33.1% of local residents (1,982 people), exceeding the Regional NSW proportion of 23.4%. Seniors exhibit particularly favorable health metrics, with their national ratings outperforming those of the general local population.

Frequently Asked Questions - Health

How many people in the suburb of Nelson Bay have private health insurance?
Around 52.2% of people in the suburb of Nelson Bay are covered by private health insurance, which compares to 51.9% in the broader region of Regional NSW.
What percentage of the population requires ongoing medical assistance in the suburb of Nelson Bay?
In the suburb of Nelson Bay, 5.9% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.8% of people in Regional NSW require similar assistance.
How prevalent is asthma in the suburb of Nelson Bay?
7.0% of people in the suburb of Nelson Bay are diagnosed with asthma. In comparison, 8.4% of the population across Regional NSW is affected by asthma.
What percentage of people have diabetes in the suburb of Nelson Bay?
Diabetes affects 4.5% of the the suburb of Nelson Bay population, while in the surrounding region, 4.7% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Nelson Bay?
5.2% of people in the suburb of Nelson Bay have heart disease. Across the region of Regional NSW, 4.4% of the population is affected by heart disease.
How does the suburb of Nelson Bay compare to the region in terms of overall private health coverage?
In the suburb of Nelson Bay, 52.2% of the population are estimated to have private health insurance. Comparatively, Regional NSW sees an estimated private health coverage rate of 51.9%.

Ancestry & LanguageCultural Diversity in Nelson Bay (NSW)

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Nelson Bay (NSW) is largely Australian-born, at 80.3% of residents, with 8.7% speaking a language other than English at home. The largest reported ancestries are English (30.5%) and Australian (26.8%). 3.0% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Cultural diversity in Nelson Bay is lower than average, with 80.3% of the population born in Australia, 89.6% holding citizenship, and 91.3% speaking only English at home. The predominant religious affiliation is Christianity, chosen by 56.2% of residents, which is comparable to the 55.9% recorded across Regional NSW. Looking at ancestral origins, the three largest groups represented in Nelson Bay are English at 30.5%, Australian at 26.8%, and Irish at 9.6%. There are also notable differences in specific European groups, with Croatian heritage overrepresented at 1.0% of the population compared to 0.3% regionally, Scottish ancestry at 8.8% compared to 8.0%, and French heritage at 0.6% compared to 0.4% regionally.

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Nelson Bay?
Nelson Bay was found to be below average in terms of cultural diversity, with 80.3% of its population born in Australia, 89.6% being citizens, and 91.3% speaking English only at home.
What is the most common religion in the suburb of Nelson Bay?
The main religion in Nelson Bay was found to be Christianity, which makes up 56.2% of people in Nelson Bay. This compares to 55.9% across Regional NSW.
What are the top countries of origin in the suburb of Nelson Bay?
In terms of ancestry (country of birth of parents), the top three represented groups in Nelson Bay are English, comprising 30.5% of the population, Australian, comprising 26.8% of the population, and Irish, comprising 9.6% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Croatian is notably overrepresented at 1.0% of Nelson Bay (vs 0.3% regionally), Scottish at 8.8% (vs 8.0%) and French at 0.6% (vs 0.4%).
How does the percentage of people born overseas compare to the regional average?
19.7% of the the suburb of Nelson Bay population was born overseas, compared to 13.0% regionally.
What percentage of the the suburb of Nelson Bay population speaks a language other than English at home?
8.7% of the population in the suburb of Nelson Bay speaks a language other than English at home, compared to 7.1% in the wider region.
How many people in the suburb of Nelson Bay identify as Australian Aboriginal?
3.0% of the the suburb of Nelson Bay population identifies as Australian Aboriginal, compared to 4.6% in the region.
What is the citizenship status of the population in the suburb of Nelson Bay?
89.6% of the the suburb of Nelson Bay population holds citizenship, compared to 89.2% in the wider region.

Age StructureAge Profile of Nelson Bay (NSW)

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The median resident of Nelson Bay (NSW) is 51, older than 93% of areas nationally. 19.9% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

The median age of 51 years in Nelson Bay is significantly higher than the Regional NSW average of 43 and well above the national median of 38. The 65 - 74 age group is particularly overrepresented, making up 18.7% of the population locally, which is much higher than the national average of 9.4%, while children aged 5 - 14 are underrepresented at 8.2%. Post-2021 Census data indicates that the 15 to 24 age bracket expanded from 9.6% to 11.5% and the 75 to 84 bracket grew from 9.2% to 11.0%.

In contrast, the 45 to 54 cohort fell from 12.6% to 10.8% and the 5 to 14 cohort declined from 9.6% to 8.2%. By 2041, demographic shifts will alter local age distributions, led by the 85+ bracket which is projected to grow by 81% (164 people) to reach 368 from a baseline of 203. The aging trend is pronounced, with residents aged 65+ accounting for 58% of projected growth, while both the 5 to 14 and 15 to 24 age brackets are expected to shrink.

Frequently Asked Questions - Age

What is the median age in the suburb of Nelson Bay?
According to the latest data, the median age in the suburb of Nelson Bay is 51 years.
How does the suburb of Nelson Bay's median age compare to broader areas?
At 51 years, Nelson Bay is 8 years older than the Regional NSW average (43 years) and 13 years older than the national average (38 years).
What age groups are over-represented in the suburb of Nelson Bay?
The most over-represented age group in the suburb of Nelson Bay compared to the Regional NSW region is the 65 - 74 group, making up 18.7% of the population.
What age groups are under-represented in the suburb of Nelson Bay?
The most under-represented age group in the suburb of Nelson Bay compared to the Regional NSW region is the 5 - 14 group, making up 8.2% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Nelson Bay show significant variance compared to the Regional NSW region. The most over-represented age group is 65-74 year-olds (18.7% vs 12.3%).
What is the percentage of children (0-14 years) in the suburb of Nelson Bay?
The percentage of children aged 0-14 years in the suburb of Nelson Bay is 12.0%.
What is the percentage of older people (65+ years) in the suburb of Nelson Bay?
The percentage of people aged 65 and over in the suburb of Nelson Bay is 33.1%.

Data & MethodBoundaries, Sources & Method for Nelson Bay (NSW)

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Jul 2026 last month all 7 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jul 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 27 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (6,141 at the 2021 Census → 5,988 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL12932). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Nelson Bay (NSW) suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Nelson Bay (NSW) page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Nelson Bay (NSW) data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (Jul 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas