Gerringong

Population growth drivers in Gerringong are above average based on AreaSearch's ranking of recent, and medium to long-term trends

The population of the suburb of Gerringong is estimated to be around 4,164 as of May 2026. This figure reflects a decrease of 1 person since the 2021 Census, which reported a population of 4,165 people. The current population was inferred from AreaSearch's estimation based on the latest ERP data release by the ABS in June 2025 and an additional 28 validated new addresses since the Census date. This results in a density ratio of 383 persons per square kilometer. Overseas migration has been the primary driver of population growth in recent periods.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, NSW State Government's SA2 level projections from 2022 with a base year of 2021 are used. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. Nationally, non-metropolitan areas are projected to have above median population growth. The suburb of Gerringong is expected to grow by 503 persons to 2041 based on aggregated SA2-level projections, reflecting a total increase of 12.1% over the 16 years.

AreaSearch assessment of residential development drivers sees a low level of activity in Gerringong, placing the area among the bottom 25% of areas assessed nationally

AreaSearch analysis of ABS building approval numbers in Gerringong shows approximately 13 dwellings receiving development approval annually over the past five financial years ending FY26. This totals an estimated 65 homes. So far in FY26, 23 approvals have been recorded. The population has declined recently but housing supply has remained adequate relative to demand, resulting in a balanced market with good buyer choice.

New dwellings are developed at an average expected construction cost of $1,062,000, indicating a focus on the premium segment with upmarket properties. This financial year, $1.5 million in commercial development approvals have been recorded, suggesting a predominantly residential focus. Compared to Rest of NSW, Gerringong has significantly less development activity, 64.0% below the regional average per person. This constrained new construction usually reinforces demand and pricing for existing dwellings. However, building activity has accelerated in recent years.

Nationally, this is also below average, reflecting the area's maturity and possible planning constraints. New development consists of 79.0% standalone homes and 21.0% townhouses or apartments, preserving the area's low density nature with an emphasis on detached housing attracting space-seeking buyers. The location has approximately 233 people per dwelling approval, indicating a low density market. Future projections show Gerringong adding 503 residents by 2041 (from the latest AreaSearch quarterly estimate). Building activity is keeping pace with growth projections, though buyers may experience heightened competition as the population grows.

Gerringong has very high levels of nearby infrastructure activity, ranking in the top 20% nationally

Six projects have been identified by AreaSearch that could impact the area, including Sunnymede Urban Release Area, Princes Highway Gerringong Upgrade, WINIM Mixed-Use Development at 105-107 Fern Street, and 'Acacia' Apartments Gerringong. The following list details those likely to be most relevant.

Professional plan users can use the search below to filter and access additional projects.

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AreaSearch analysis reveals Gerringong significantly outperforming the majority of regions assessed nationwide

Gerringong has a well-educated workforce with prominent representation in essential services sectors. Its unemployment rate was 2.3% as of December 2025. Over the past year, employment stability was relatively high.

The unemployment rate in Gerringong was 1.7 percentage points lower than Regional NSW's rate of 3.9%. Workforce participation was similar to Regional NSW at 60.5%. According to Census responses from December 2025, 29.6% of residents worked from home. Dominant employment sectors include health care & social assistance, education & training, and construction.

The area has a strong specialization in education & training, with an employment share 1.3 times the regional level. However, agriculture, forestry & fishing is under-represented at 1.4% compared to Regional NSW's 5.3%. Limited local employment opportunities are indicated by the Census working population vs resident population count. Over the 12 months to December 2025, employment increased by 0.4%, labour force by 0.3%, and unemployment fell by 0.1 percentage points in Gerringong. In contrast, Regional NSW saw employment fall by 1.2%, labour force contract by 0.8%, and unemployment rise by 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 project national employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Gerringong's employment mix suggests local employment should increase by 6.9% over five years and 14.1% over ten years, based on a simple weighting extrapolation for illustrative purposes.

The area's income profile falls below national averages based on AreaSearch analysis

The suburb of Gerringong has an income level above the national average, according to the latest Australian Taxation Office (ATO) data aggregated by AreaSearch for the financial year 2023. The median income among taxpayers in Gerringong is $47,201, while the average income stands at $73,079. These figures compare to those of Regional NSW, which are $52,390 and $65,215 respectively. Based on a Wage Price Index growth rate of 10.32% since financial year 2023, current estimates for Gerringong's median income would be approximately $52,072 and the average income would be around $80,621 as of March 2026. According to figures from the 2021 Census, household, family, and personal incomes in Gerringong cluster around the 54th percentile nationally. In terms of income distribution, the highest bracket is $1,500 - 2,999, with 29.4% of residents (1,224 people) falling into this category, similar to the broader area where 29.9% occupy this bracket. After accounting for housing costs, 85.8% of income remains for other expenses. The suburb's SEIFA income ranking places it in the 7th decile.

Gerringong is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Gerringong's dwelling structures, as per the latest Census, consisted of 79.3% houses and 20.6% other dwellings (semi-detached, apartments, 'other' dwellings), compared to Regional NSW's 82.6% houses and 17.4% other dwellings. Home ownership in Gerringong was at 46.3%, with mortgaged dwellings at 33.2% and rented dwellings at 20.6%. The median monthly mortgage repayment was $2,167, higher than Regional NSW's average of $1,733. Median weekly rent in Gerringong was $500, compared to Regional NSW's $330. Nationally, Gerringong's mortgage repayments were significantly higher at $2,167 versus Australia's average of $1,863, while rents were substantially above the national figure of $375.

Gerringong has a typical household mix, with a higher-than-average median household size

Family households account for 74.5% of all households, consisting of 33.1% couples with children, 33.1% couples without children, and 8.0% single parent families. Non-family households make up the remaining 25.5%, with lone person households at 23.1% and group households comprising 2.3%. The median household size is 2.6 people, which is larger than the Regional NSW average of 2.4.

Gerringong shows strong educational performance, ranking in the upper quartile nationally when assessed across multiple qualification and achievement indicators

Educational attainment in Gerringong is notably higher than broader benchmarks. Specifically, 33.6% of residents aged 15 years and over have university qualifications, compared to 19.9% in the SA3 area and 21.3% in the Rest of NSW. This educational advantage is particularly evident in Bachelor degrees, with 22.4% of residents holding such qualifications. Postgraduate qualifications follow at 7.3%, and graduate diplomas are held by 3.9%.

Vocational credentials are also prominent, with 37.6% of residents aged 15 years and over having them – advanced diplomas account for 12.7%, while certificates make up 24.9%. Educational participation is high in Gerringong, with 27.9% of residents currently enrolled in formal education. This includes 10.0% in primary education, 7.4% in secondary education, and 4.3% pursuing tertiary education.

Transport servicing is high compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Gerringong has 63 active public transport stops offering a mix of train and bus services. These are served by 16 routes providing a total of 2523 weekly passenger trips. Transport accessibility is rated excellent with residents typically located 128 meters from the nearest stop. Most residents commute outward, primarily using cars (94%), while 4% walk. Average vehicle ownership per dwelling is 1.6. According to the 2021 Census, 29.6% of residents work from home, which may reflect COVID-19 conditions.

Service frequency averages 360 trips daily across all routes, equating to approximately 40 weekly trips per individual stop.

The level of general health in Gerringong is notably higher than the national average with prevalence of common health conditions low among the general population though higher than the nation's average across older, at risk cohorts

Gerringong shows better-than-average health outcomes based on AreaSearch's assessment. Mortality rates and chronic condition prevalence are low among its general population but higher than national averages among older, at-risk cohorts.

Approximately 56% (~2,323 people) of Gerringong's total population has private health cover, compared to Regional NSW's 51.9%. The most common conditions are arthritis (10.8%) and asthma (8.1%), with 65.0% reporting no medical ailments, compared to 63.3% in Regional NSW. Health outcomes for those under 65 are better than average. The area has 27.9% of residents aged 65 and over (1,161 people), higher than Regional NSW's 23.4%, but ranks lower nationally compared to the broader population.

Gerringong is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Gerringong, as per the 2016 Census data, had a cultural diversity index of 57.9, indicating below average diversity. It recorded 87.4% of its population born in Australia, with 92.2% being Australian citizens and 96.1% speaking only English at home. Christianity was the predominant religion, comprising 54.6% of Gerringong's population compared to the Regional NSW average of 55.9%.

The top three ancestry groups were English (32.4%), Australian (29.6%), and Irish (11.3%). Notably, Scottish ancestry was overrepresented at 9.1%, higher than the regional average of 8.0%. Hungarian ancestry stood at 0.3% compared to the region's 0.2%, while New Zealand ancestry was recorded at 0.8%, slightly above the regional average of 0.4%.

Gerringong hosts an older demographic, ranking in the top quartile nationwide

Gerringong's median age is 46, which is slightly higher than Regional NSW's figure of 43 and significantly greater than Australia's national norm of 38. The 75-84 age group constitutes a strong 9.8% of Gerringong's population, compared to Regional NSW, while the 25-34 cohort makes up only 9.1%. Post-2021 Census data indicates that the 15 to 24 age group has grown from 9.7% to 11.2%, and the 75 to 84 cohort has increased from 8.5% to 9.8%. Conversely, the 45 to 54 age group has declined from 12.5% to 11.1%. By 2041, Gerringong's age composition is expected to undergo notable shifts. The 85+ cohort is projected to grow by 75%, reaching 320 people from its current figure of 183. Meanwhile, the 65 to 74 and 15 to 24 cohorts are anticipated to experience population declines.