Gerringong

Population growth drivers in Gerringong are slightly above average based on AreaSearch's ranking of recent, and medium term trends

As of Nov 2025, the estimated population for the Gerringong statistical area (Lv2) is around 4,143 people. This figure reflects a decrease from the 2021 Census population of 4,165 people, indicating a change of -22 persons (-0.5%). The latest resident population estimate by AreaSearch is 4,080, based on examination of ERP data released by the ABS in Jun 2024 and validated new addresses since the Census date. This results in a population density ratio of 381 persons per square kilometer. Overseas migration was the primary driver for population growth during recent periods.

AreaSearch uses projections from ABS/Geoscience Australia (released in 2024 with a base year of 2022) and NSW State Government's SA2-level projections (released in 2022 with a base year of 2021). Future population trends suggest an increase just below the median for non-metropolitan areas, with an expected growth of 499 persons by 2041. This reflects an overall increase of 11.8% over the 17-year period.

AreaSearch assessment of residential development drivers sees a low level of activity in Gerringong, placing the area among the bottom 25% of areas assessed nationally

AreaSearch analysis of ABS building approval numbers in Gerringong shows approximately 13 dwellings receiving development approval annually over the past five financial years ending June 2021. This totals an estimated 67 homes. So far in FY-26, which began July 2021 and ends June 2022, 6 approvals have been recorded. The population has declined recently, but housing supply has remained adequate relative to demand, creating a balanced market with good buyer choice.

New dwellings are developed at an average cost of $1,062,000, indicating a focus on the premium segment with upmarket properties. Additionally, $1.5 million in commercial development approvals have been recorded this financial year. Compared to the rest of NSW, Gerringong has significantly less development activity, 64.0% below the regional average per person. This constrained new construction usually reinforces demand and pricing for existing dwellings, though building activity has accelerated in recent years. This is also below average nationally, reflecting the area's maturity and possible planning constraints.

New development consists of 79.0% standalone homes and 21.0% townhouses or apartments, preserving the area's low density nature with an emphasis on detached housing attracting space-seeking buyers. The location has approximately 229 people per dwelling approval, indicating a low density market. Future projections show Gerringong adding 488 residents by 2041 (from the latest AreaSearch quarterly estimate). Building activity is keeping pace with growth projections, though buyers may experience heightened competition as the population grows.

Gerringong has very high levels of nearby infrastructure activity, ranking in the top 20% nationally

Six projects have been identified by AreaSearch as potentially impacting the area's performance: Sunnymede Urban Release Area, Princes Highway Gerringong Upgrade, WINIM Mixed-Use Development at 105-107 Fern Street, and 'Acacia' Apartments Gerringong.

Professional plan users can use the search below to filter and access additional projects.

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AreaSearch analysis places Gerringong well above average for employment performance across multiple indicators

Gerringong has an educated workforce with significant representation in essential services sectors. As of September 2025, its unemployment rate is 2.2%, showing relative employment stability over the past year according to AreaSearch aggregated statistical area data.

In comparison to Rest of NSW's 3.8% unemployment rate and 56.4% workforce participation rate, Gerringong has a lower unemployment rate at 1.6% with similar workforce participation. Major employment sectors include health care & social assistance, education & training, and construction. Notably, education & training is strongly specialized in the area, with an employment share of 1.3 times the regional level. Conversely, agriculture, forestry & fishing is underrepresented, comprising only 1.4% of Gerringong's workforce compared to Rest of NSW's 5.3%.

Local employment opportunities appear limited, indicated by the difference between Census working population and resident population. Over the 12 months to September 2025, employment increased by 0.2%, labour force by 0.1%, reducing unemployment by 0.1 percentage points, while Rest of NSW saw employment fall by 0.5% and unemployment rise by 0.4 percentage points. Statewide in NSW as of 25-Nov-25, employment contracted by 0.03% (losing 2,260 jobs), with an unemployment rate of 3.9%, favourably comparing to the national rate of 4.3%. Jobs and Skills Australia's national employment forecasts from May-25 suggest potential future demand within Gerringong. Over five years, national employment is projected to expand by 6.6% and over ten years by 13.7%. Applying these projections to Gerringong's employment mix indicates local employment should increase by 6.9% over five years and 14.1% over ten years, though this extrapolation does not account for localized population projections.

The area's income profile falls below national averages based on AreaSearch analysis

The suburb of Gerringong has an income level above the national average, according to latest Australian Taxation Office data aggregated by AreaSearch for financial year 2023. The median income among taxpayers in Gerringong is $47,201, with the average income standing at $73,079. These figures compare to those of Rest of NSW, which are $52,390 and $65,215 respectively. Based on Wage Price Index growth of 8.86% since financial year 2023, current estimates suggest the median income would be approximately $51,383 and the average income around $79,554 by September 2025. According to figures from the 2021 Census, incomes in Gerringong cluster around the 54th percentile nationally for household, family, and personal incomes. The income distribution shows that the $1,500 - $2,999 bracket dominates, with 29.4% of residents (1,218 people) falling into this category, similar to the broader area where 29.9% occupy this bracket. After housing expenses, 85.8% of income remains for other expenses. The suburb's SEIFA income ranking places it in the 7th decile.

Gerringong is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Dwelling structure in Gerringong, as evaluated at the latest Census held on 28 August 2016, comprised 79.3% houses and 20.6% other dwellings including semi-detached housing, apartments, and 'other' dwellings. This was compared to Non-Metro NSW which had 79.0% houses and 21.0% other dwellings. Home ownership in Gerringong stood at 46.3%, with the rest of dwellings either mortgaged (33.2%) or rented (20.6%). The median monthly mortgage repayment was $2,167, aligning with Non-Metro NSW's average. The median weekly rent figure in Gerringong was $500, compared to Non-Metro NSW's $430. Nationally, Gerringong's mortgage repayments were higher at $2,167 than the Australian average of $1,863, while rents were substantially above the national figure of $375.

Gerringong has a typical household mix, with a fairly typical median household size

Family households constitute 74.5% of all households, including 33.1% couples with children, 33.1% couples without children, and 8.0% single parent families. Non-family households comprise the remaining 25.5%, with lone person households at 23.1% and group households at 2.3%. The median household size is 2.6 people, which aligns with the average for the Rest of NSW.

Gerringong shows strong educational performance, ranking in the upper quartile nationally when assessed across multiple qualification and achievement indicators

Educational attainment in Gerringong is notably high, with 33.6% of residents aged 15 and above holding university qualifications as of the latest data point. This compares to 19.9% in the broader SA3 area and 21.3% in the Rest of NSW. Bachelor degrees are the most common at 22.4%, followed by postgraduate qualifications (7.3%) and graduate diplomas (3.9%). Vocational credentials are also prevalent, with 37.6% of residents aged 15 and above holding such qualifications – advanced diplomas account for 12.7% while certificates make up 24.9%.

Educational participation is high, with 27.9% of residents currently enrolled in formal education as of the latest figures available. This includes 10.0% in primary education, 7.4% in secondary education, and 4.3% pursuing tertiary education.

Transport servicing is high compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Gerringong has 63 active public transport stops offering a mix of train and bus services. These are covered by 16 routes that facilitate 2,523 weekly passenger trips in total. The average distance from residents to the nearest stop is 128 meters, indicating excellent accessibility.

On average, there are 360 trips per day across all routes, which equates to approximately 40 weekly trips per individual stop.

Health performance in Gerringong is lower than average with common health conditions somewhat prevalent across both younger and older age cohorts

Gerringong faces significant health challenges, with common health conditions being somewhat prevalent across both younger and older age cohorts.

The rate of private health cover is very high at approximately 56%, covering around 2,312 people in total. The most common medical conditions in the area are arthritis and asthma, affecting 10.8% and 8.1% of residents respectively. A total of 65.0% of residents declare themselves completely clear of medical ailments, compared to 65.2% across Rest of NSW. The area has 27.3% of residents aged 65 and over (1,131 people), which is higher than the 20.9% in Rest of NSW. This aligns broadly with the general population's health profile.

Gerringong is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Gerringong, as per data from the Australian Census conducted on 9 August 2016, had a low cultural diversity with 87.4% of its population born in Australia, 92.2% being citizens, and 96.1% speaking English only at home. Christianity was the predominant religion, comprising 54.6% of Gerringong's population, compared to 57.3% across Rest of NSW. In terms of ancestry, the top three groups were English (32.4%), Australian (29.6%), and Irish (11.3%).

Notably, Scottish ancestry was overrepresented at 9.1%, compared to 7.2% regionally, while Hungarian and New Zealand ancestries were also present at 0.3% and 0.8% respectively, differing slightly from regional averages of 0.3% and 0.5%.

Gerringong hosts an older demographic, ranking in the top quartile nationwide

Gerringong has a median age of 46, which is higher than Rest of NSW's figure of 43 and significantly greater than Australia's national norm of 38. The percentage of the population aged 85 and above in Gerringong is 4.4%, compared to Rest of NSW, while the 25-34 age group is less prevalent at 8.7%. According to post-2021 Census data, the 15-24 age group has increased from 9.7% to 11.1% of Gerringong's population. Conversely, the 45-54 age cohort has decreased from 12.5% to 11.7%. By 2041, Gerringong is projected to experience significant shifts in its age composition. The 85+ group is expected to grow by 84%, adding 153 people and reaching a total of 336 from the current 182. Meanwhile, the 65-74 and 15-24 age groups are anticipated to experience population declines.