Gerringong

Population growth drivers in Gerringong are above average based on AreaSearch's ranking of recent, and medium to long-term trends

The population of the suburb of Gerringong is estimated to be around 4,146 as of February 2026. This reflects a decrease of 19 people since the 2021 Census, which reported a population of 4,165 people. The current resident population stands at 4,080, according to AreaSearch's estimation following examination of the latest ERP data release by the ABS in June 2024, and an additional 27 validated new addresses since the Census date. This results in a density ratio of 381 persons per square kilometer. Overseas migration was the primary driver of population growth for the suburb during recent periods.

AreaSearch is utilising ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022, and NSW State Government's SA2 level projections for areas not covered by this data, released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for the years 2032 to 2041. Based on aggregated SA2-level projections, the suburb is expected to experience an above median population growth for Australia's regional areas, with a projected increase of 501 persons by 2041, reflecting a gain of 11.7% over the 17-year period.

AreaSearch assessment of residential development drivers sees a low level of activity in Gerringong, placing the area among the bottom 25% of areas assessed nationally

Gerringong has seen approximately 13 dwelling approvals per year based on AreaSearch analysis of ABS building approval numbers. Between financial years FY-21 to FY-25, around 67 homes were approved, with a further 6 approved in FY-26 so far. The average expected construction cost value for new dwellings is $1,062,000, indicating a focus on the premium segment.

This year has seen $1.5 million in commercial development approvals, suggesting a predominantly residential focus. Compared to the Rest of NSW, Gerringong records significantly lower building activity, at 64.0% below the regional average per person. However, there has been an increase in development activity recently. The area's new development consists of 79.0% detached dwellings and 21.0% townhouses or apartments, maintaining its low-density nature with a focus on detached housing. There are approximately 229 people per dwelling approval in the location.

According to AreaSearch's latest quarterly estimate, Gerringong is projected to grow by 485 residents by 2041. Development activity is keeping pace with this projected growth.

Gerringong has very high levels of nearby infrastructure activity, ranking in the top 20% nationally

AreaSearch has identified six projects that could impact the area, with key ones being Sunnymede Urban Release Area, Princes Highway Gerringong Upgrade, WINIM Mixed-Use Development at 105-107 Fern Street, and 'Acacia' Apartments Gerringong. The following list details those most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

AreaSearch analysis places Gerringong well above average for employment performance across multiple indicators

Gerringong has a well-educated workforce with essential services sectors well represented. The unemployment rate as of September 2025 was 2.2%. Employment stability over the past year is relative.

As of September 2025, 2,105 residents were in work while the unemployment rate was 1.6% below Rest of NSW's rate of 3.8%. Workforce participation was 63.5%, compared to Rest of NSW's 61.5%. According to Census responses, 29.6% of residents worked from home, though Covid-19 lockdown impacts should be considered. Employment is concentrated in health care & social assistance, education & training, and construction.

The area shows strong specialization in education & training with an employment share of 1.3 times the regional level. Agriculture, forestry & fishing has limited presence with 1.4% employment compared to 5.3% regionally. Limited local employment opportunities are indicated by Census working population vs resident population count. During the year to September 2025, employment levels increased by 0.2%, labour force remained stable at 0.0%, causing unemployment rate to fall by 0.2 percentage points. By comparison, Rest of NSW recorded employment decline of 0.5%, labour force decline of 0.1%, with unemployment rising 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 offer further insight into potential future demand within Gerringong. These projections estimate national employment growth at 6.6% over five years and 13.7% over ten years, with varying rates between industry sectors. Applying these projections to Gerringong's employment mix suggests local employment should increase by 6.9% over five years and 14.1% over ten years, noting this is a simple weighting extrapolation for illustrative purposes and does not account for localised population projections.

The area's income profile falls below national averages based on AreaSearch analysis

According to AreaSearch's aggregation of the latest postcode level ATO data released for financial year ended June 2023, Gerringong had a median income among taxpayers of $47,201 and an average income of $73,079. This is above the national averages of $52,390 and $65,215 for Rest of NSW respectively. Based on Wage Price Index growth of 8.86% from financial year ended June 2023 to September 2025, estimated median income would be approximately $51,383 and average income would be around $79,554 as of September 2025. Census data indicates that household, family, and personal incomes in Gerringong are at the 54th percentile nationally. Income distribution shows that the $1,500 - $2,999 bracket is dominant with 29.4% of residents (1,218 people), similar to regional levels where 29.9% fall into this bracket. After housing costs, 85.8% of income remains for other expenses. Gerringong's SEIFA income ranking places it in the 7th decile.

Gerringong is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

The dwelling structure in Gerringong, as per the latest Census, consisted of 79.3% houses and 20.6% other dwellings (semi-detached, apartments, 'other' dwellings). In comparison, Non-Metro NSW had 82.6% houses and 17.4% other dwellings. Home ownership in Gerringong was at 46.3%, with the remaining dwellings either mortgaged (33.2%) or rented (20.6%). The median monthly mortgage repayment in Gerringong was $2,167, higher than Non-Metro NSW's average of $1,733. The median weekly rent figure in Gerringong was recorded at $500, compared to Non-Metro NSW's $330. Nationally, Gerringong's mortgage repayments were significantly higher than the Australian average of $1,863, while rents were substantially above the national figure of $375.

Gerringong has a typical household mix, with a higher-than-average median household size

Family households account for 74.5% of all households, including 33.1% couples with children, 33.1% couples without children, and 8.0% single parent families. Non-family households make up the remaining 25.5%, with lone person households at 23.1% and group households comprising 2.3%. The median household size is 2.6 people, larger than the Rest of NSW average of 2.4.

Gerringong shows strong educational performance, ranking in the upper quartile nationally when assessed across multiple qualification and achievement indicators

Educational attainment in Gerringong is notably higher than broader benchmarks. Specifically, 33.6% of residents aged 15 and above hold university qualifications, compared to 19.9% in the SA3 area and 21.3% in the Rest of NSW. This educational advantage is evident across various levels: Bachelor degrees are held by 22.4%, postgraduate qualifications by 7.3%, and graduate diplomas by 3.9%. Vocational credentials are also prominent, with 37.6% of residents aged 15 and above holding such qualifications, including advanced diplomas (12.7%) and certificates (24.9%).

Educational participation is high in Gerringong, with 27.9% of residents currently enrolled in formal education. This includes primary education (10.0%), secondary education (7.4%), and tertiary education (4.3%).

Transport servicing is high compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Gerringong has 63 active public transport stops offering a mix of train and bus services. These are covered by 16 routes that facilitate 2,523 weekly passenger trips in total. Residents enjoy excellent transport accessibility, with an average distance of 128 meters to the nearest stop. The area is predominantly residential, with most commuters traveling outward. Cars remain the primary mode of transport at 94%, while walking accounts for 4%. On average, there are 1.6 vehicles per dwelling.

According to the 2021 Census, 29.6% of residents work from home, which may be influenced by COVID-19 conditions. Each route offers an average of 360 trips daily, resulting in approximately 40 weekly trips per individual stop.

The level of general health in Gerringong is notably higher than the national average with prevalence of common health conditions low among the general population though higher than the nation's average across older, at risk cohorts

Gerringong shows above-average health outcomes based on AreaSearch's assessment of mortality rates and chronic condition prevalence. The prevalence of common health conditions is low among the general population but higher than the national average among older, at-risk cohorts.

The rate of private health cover is very high, with approximately 56% of the total population (~2,313 people), compared to 51.9% across Rest of NSW. The most common medical conditions are arthritis and asthma, affecting 10.8 and 8.1% of residents respectively, while 65.0% declare themselves completely clear of medical ailments, compared to 63.3% across Rest of NSW. Under-65 population health outcomes are better than average. The area has 27.8% of residents aged 65 and over (1,152 people), higher than the 23.4% in Rest of NSW but ranking lower nationally than the broader population.

Gerringong is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Gerringong, surveyed in June 2016, showed low cultural diversity with 87.4% of its population born in Australia, 92.2% being citizens, and 96.1% speaking English only at home. Christianity was the predominant religion, practiced by 54.6%. This figure is slightly lower than the Rest of NSW's 55.9%.

The top three ancestry groups were English (32.4%), Australian (29.6%), and Irish (11.3%). Notably, Scottish ancestry was higher in Gerringong at 9.1% compared to the regional average of 8.0%, while Hungarian ancestry was 0.3% versus 0.2% regionally, and New Zealand ancestry was 0.8% versus 0.4%.

Gerringong hosts an older demographic, ranking in the top quartile nationwide

Gerringong has a median age of 46, which is slightly higher than the Rest of NSW figure of 43 and significantly higher than the national norm of 38. The percentage of people aged 85 and over in Gerringong is 4.6%, compared to the Rest of NSW figure, while the percentage of people aged 25-34 is lower at 8.9%. According to post-2021 Census data, the percentage of people aged 15-24 has increased from 9.7% to 11.0%, while the percentage of people aged 45-54 has decreased from 12.5% to 11.4%. By 2041, Gerringong's age composition is expected to change significantly. The number of people aged 85 and over is projected to grow by 73%, reaching 329 from 190. Meanwhile, the populations of the 65-74 and 15-24 age groups are expected to decline.