Bermagui

Suburb (SAL)

Rest of NSW / South Coast

 
 
 
 
 
 
 
Data Sources ABSValuer GeneralRental BoardACARA Newest Aug 2026 · Refreshed ABS QuickStats SAL10307 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Bermagui

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The median house price in Bermagui is $965k, with units at $592k. House values have moved 5.0% a year compounded over five years.

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DemographicsPopulation Growth in Bermagui

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Bermagui has an estimated 1,982 residents, up from 1,865 at the 2021 Census — a change of 117 people, or 6.3%. Growth has averaged 2.0% a year over five years. Interstate and internal migration accounts for 76.0% of that increase. Density is about 45 people per square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

Drawing from ABS population updates for the wider region alongside new addresses validated by AreaSearch since the Census, the suburb of Bermagui has an estimated population of approximately 1,982 as of May 2026. This indicates a growth of 117 people (6.3%) compared to the 2021 Census, which documented a population of 1,865 individuals. This adjustment is derived from a resident population of 1,979, which AreaSearch estimated using the latest ABS ERP data release (June 2025) plus an additional 59 validated new addresses since the Census date. Such a population size results in a density ratio of 44 persons per square kilometer, offering residents plenty of space.

The 6.3% growth rate for the suburb of Bermagui since the 2021 census was higher than the SA3 area (2.6%) and the SA4 region, establishing it as a local growth leader. The primary driver of this population growth was interstate migration, which accounted for approximately 76.0% of the overall population rise in recent times. AreaSearch adopts the 2024 population projections from the ABS/Geoscience Australia for each SA2 location, using 2022 as the base year. For SA2 territories where this data is unavailable, AreaSearch uses the NSW State Government's SA2 projections from 2022 with a 2021 base year. The age group growth rates from these combined sources are also projected for the suburb of Bermagui for the years 2032 to 2041. Looking at future population trends, growth is projected to be slightly below the median of national non-metropolitan areas. The region is expected to add 183 residents by 2041 based on compiled SA2-level forecasts, representing an overall increase of 9.1% across the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Bermagui?
Total population for the suburb of Bermagui was estimated to be approximately 1,982 as at May 26. This is based upon an estimated resident population of 1,979 from the ABS up to June 2025.
How has the population in the suburb of Bermagui changed since 2021?
The suburb of bermagui has added approximately 117 people and shown a 6.27% increase from the 1,865 people recorded at the 2021 Census period.
What is the population density in the suburb of Bermagui?
The population density in the suburb of Bermagui is estimated at 44 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Bermagui?
Over the past 10 years, the population in the suburb of Bermagui has shown a compound annual growth rate of 2.3% per annum.
What are the main drivers of population growth in the suburb of Bermagui?
Population growth in the suburb of Bermagui is driven by: Interstate migration (76.0%), Overseas migration (24.0%), Natural increase (0.0%). The primary driver is Interstate migration, contributing 76.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Bermagui

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105 new dwellings have been approved in Bermagui over the past five years, an average of 21 a year. That places the area in the 59th percentile for residential development activity nationally, about 11 approvals per 1,000 residents a year. Of the 21 dwellings approved in the latest reporting year, 81% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 15, well below that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

According to AreaSearch's evaluation of ABS building approvals allocated from statistical areas, the suburb of Bermagui has averaged approximately 21 approved residential properties each year, amounting to about 105 homes over the last 5 financial years. In the current FY-26 period, 14 approvals have been logged. With an average of 1.8 people moving to the area per built dwelling over the past 5 financial years (between FY-21 and FY-25), demand and supply appear balanced, supporting market stability. Newly constructed homes have an average value of $435,000, which is higher than regional averages and points to quality-focused building.

Furthermore, commercial approvals have reached $4.1 million this financial year, highlighting the residential focus of the area. Compared to the Rest of NSW, building activity per person in the suburb of Bermagui is 95.0% higher, offering purchasers a wide selection of choices despite a recent deceleration in overall development. This rate is also significantly higher than the national level, indicating strong developer confidence in the area. Newly approved residential construction is composed of 81.0% standalone houses and 19.0% apartments or townhouses, which preserves the traditional low-density profile and prioritizes spacious family homes. With approximately 127 residents for every approved dwelling, the suburb of Bermagui exhibits characteristics of an expanding community. Looking forward, the suburb of Bermagui is projected to add 180 residents by 2041, based on the most recent quarterly estimate from AreaSearch. Current levels of construction suggest housing supply will comfortably satisfy demand, establishing positive conditions for buyers and potentially supporting growth that surpasses current projections.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Bermagui recently?
Dwelling approval activity in the the suburb of Bermagui area has seen 31 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Bermagui's current population of 1,982 has been supported by 21 approvals on average over recent years.
How does the suburb of Bermagui's development activity compare to the broader region?
The suburb of Bermagui has seen 1.12 approvals per 100 people in recent years, compared to 0.58 approvals in the broader region. This means that one dwelling has been approved for every 126 people in the suburb of Bermagui, compared to one for every 192 in the broader region.
Is the suburb of Bermagui keeping up with housing demand?
With the population expected to increase by 180 people by 2041, around 90 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
What has been the trend in development approvals over the past five years in the suburb of Bermagui?
Looking at development activity over the past five years, the suburb of Bermagui's approval levels have been significantly below the yearly average of 21, showing a notable downturn in recent development.
How many dwellings will be needed to accommodate future population growth in the suburb of Bermagui?
The population in the suburb of Bermagui is expected to grow by 180 people by 2041, necessitating approximately 90 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Bermagui?
Over the past five years, the population in the suburb of Bermagui has grown by approximately 400 people, while 105 residential approvals were recorded. This equates to a ratio of 3.8 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the suburb of Bermagui?
With dwelling approval activity running at an average of 21 approvals per year and a population of 1,982, the market appears to be adequately supplied relative to projected housing demand in recent years, suggesting that developers should have a longer-term approach when considering new projects. With the population expected to increase by 180 people by 2041, around 90 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
Approvals Pipeline Development applications near Bermagui

Development applications around Bermagui

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Bermagui

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AreaSearch tracks 4 current infrastructure and development projects inside Bermagui, worth an estimated $3 million. A further 32 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $1.44 billion. 10 are already under construction and 7 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Changes to local infrastructure, major developments, and planning schemes are key factors in regional performance. AreaSearch has identified a total of 4 projects that are expected to influence the local area. The primary developments include the Bermagui Water Security Project, Sapphire Cove Estate - Bermagui, Riverbend Bermagui, and the Princes Highway Safety And Capacity improvements from Nowra, NSW to the Victorian Border, with details provided below for those most relevant to the community.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Bermagui?
Key infrastructure and planning changes likely to influence the suburb of Bermagui include: Bermagui Water Security Project (Planning); Sapphire Cove Estate - Bermagui (Approved); Riverbend Bermagui (Under Assessment); Princes Highway Safety And Capacity: Nowra, Nsw To Victorian Border (Construction); and Low and Mid-Rise Housing Policy (Approved). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Bermagui?
Infrastructure development impacting the suburb of Bermagui spans multiple sectors including Transport & Logistics, Energy, and Residential Development, among others.
What is the scale of infrastructure investment impacting the suburb of Bermagui?
While specific investment values are not publicly disclosed for all projects impacting the suburb of Bermagui, the area shows active development across multiple infrastructure categories within the broader region.
How does the suburb of Bermagui's infrastructure development compare to other areas?
The suburb of Bermagui shows moderate infrastructure development relative to national averages, with opportunities for future growth and investment.
Bermagui Water Security Project
Category: Environmental & Disaster Management
Stage: Planning | Est. Comp: 2026
Source / Links: Link 1   Link 2  

The Bermagui Water Security Project is investigating infrastructure and operational solutions to address critical water shortage risks in the South Coast region. Current options under evaluation in the preliminary business case include adjusting Brogo Dam operational reserve rules, constructing a new or upgraded weir at the town offtake, and building a direct pipeline from Brogo Dam to the treatment plant. The project aims to enhance resilience against extreme drought events and support future population growth in Bermagui and Cobargo.

Environmental & Disaster Management

Sapphire Cove Estate - Bermagui
Category: Residential Development
Stage: Approved | Est. Comp: 0
Source / Links: Link 1   

Sapphire Cove is a new master-planned residential development in Bermagui, comprising over 24 hectares. It offers 550m2 - 900m2 residential lots and is situated adjacent to the immaculate Bermagui Golf Course. Registration for the development is imminent, and it is setting a benchmark for new residential developments on the NSW Coast.

Residential Development

Riverbend Bermagui
Category: Residential Development
Stage: Under Assessment | Est. Comp: 0
Source / Links: Link 1   Link 2  

Riverbend Bermagui is a Balinese-inspired luxury mature-living village by Metacap. It will feature 162 architectural 2- and 3-bedroom homes nestled amidst 29 hectares of coastal beauty, with over 16.5 hectares preserved as natural green space. The development includes resort facilities and is designed for over 60s living. A comprehensive development assessment has been lodged, and stage one construction is planned for late 2024, with homes ready by mid-2025.

Residential Development

Princes Highway Safety And Capacity: Nowra, Nsw To Victorian Border
Category: Transport & Logistics
Stage: Construction | Est. Comp: 0
Source / Links: Link 1   

Enhancing the Princes Highway from Nowra to the Victorian border to improve safety, reduce congestion, and increase freight productivity through upgrades and bypasses; $2.2 billion committed for various projects.

Transport & Logistics

Bega Sewage Treatment Plant Upgrade
Category: Environmental & Disaster Management
Stage: Planning | Est. Comp: 2028
Source / Links: Link 1   Link 2  

Upgrade of the Bega Sewage Treatment Plant to increase treatment capacity, improve compliance with NSW EPA licence requirements, enhance energy efficiency, improve sludge handling and wet weather performance, and provide capacity for the next 20 to 30 years. The project is currently progressing through concept design ahead of detailed design, procurement and construction.

Environmental & Disaster Management

Barrack Street Bega Redevelopment Project
Category: Communities, Precincts & Urban Renewal
Stage: Planning | Est. Comp: 2028
Source / Links: Link 1   Link 2  

Repurposing of the former Bega TAFE site on Barrack and East Streets into a 72-lot subdivision, yielding approximately 95 future homes. The project includes a 20-unit Seniors Living development, 4 lots for key worker and affordable housing, and 67 lots for the private market. Civil construction is forecast to commence in late 2026, delivering housing diversity to the region.

Communities, Precincts & Urban Renewal

South Bega Urban Land Release Planning Proposal
Category: Communities, Precincts & Urban Renewal
Stage: Under Assessment | Est. Comp: 2030
Source / Links: Link 1   Link 2  

A council-led planning proposal to rezone approximately 279 hectares of land south of the Bega township to enable around 2,200 new residential lots across three new neighbourhoods (Eastern, Central and Western precincts). The proposal implements the Bega Structure Plan 2024, which was adopted by Council in June 2024 following Gateway approval from the NSW Government. Land currently zoned rural, rural residential or productivity support will be rezoned to a mix of low density and rural residential, commercial and public open space zones.

Communities, Precincts & Urban Renewal

Shearwater Estate
Category: Residential Development
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   

New residential land subdivision and construction of homes in central Tura Beach. The estate offers 20 spacious residential lots ranging from 900m2 to 1500m2 on level ground. Infrastructure including roads, power, water, and sewage have been installed, and new bespoke homes are actively being constructed by developer Tura Beach Homes Pty Ltd.

Residential Development

Jobs & IndustryEmployment Trends in Bermagui

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750 residents of Bermagui are employed, from a labour force of 784. Unemployment sits at 4.3%, with participation at 45.2%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.2% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

The suburb of Bermagui is home to a skilled workforce with a strong representation of the hospitality and tourism sectors, showing an unemployment rate of 4.3% and an estimated employment growth of 0.8% over the past year based on compiled statistical area data. As of March 2026, there are 750 employed residents. The unemployment rate sits 0.2% higher than the Regional NSW benchmark of 4.1%, while workforce participation is notably lower, recording 45.2% against the 60.6% seen in Regional NSW. Census figures indicate that a moderate 17.9% of residents worked from home, although this should be interpreted in the context of COVID-19 lockdown restrictions.

Resident employment is primarily centered in accommodation & food, construction, and retail trade. The local economy is highly specialized in accommodation & food, with its share of employment reaching 2.0 times the regional average. Conversely, health care & social assistance has a smaller footprint, accounting for 11.3% of local employment compared to 16.9% regionally. The balance between the Census working population and the resident population suggests that local employment opportunities are somewhat limited. AreaSearch analysis of SALM and ABS data from broader statistical regions indicates that for the year ending March 2026, local employment grew by 0.8% while the labor force shrank by 1.1%, leading to a 1.8 percentage point drop in unemployment. In contrast, Regional NSW experienced a 0.9% decrease in employment, a 0.4% contraction in the labor force, and a 0.5 percentage point increase in unemployment. National employment forecasts from Jobs and Skills Australia published in May-25 provide context on potential future demand in the suburb of Bermagui. These five- and ten-year projections have been mapped against the local industry mix to estimate employment trends. Nationally, employment is projected to grow by 6.6% over five years and 13.7% over ten years, though individual sector growth rates vary. Weighting these national trends against the local employment distribution suggests employment in the suburb of Bermagui could rise by 6.2% over five years and 12.7% over ten years, representing a simple weighted extrapolation that does not account for local population changes.

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Bermagui?
As of March 2026, the suburb of Bermagui has approximately 750 employed residents with an unemployment rate of 4.3%. This healthy unemployment rate suggests a well-functioning labour market. Employment indicators are below the national average, suggesting room for improvement.
How does the suburb of Bermagui's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Bermagui stands at 4.3%, which is broadly in line with Regional NSW's rate of 4.1%. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Bermagui?
The employment landscape in the suburb of Bermagui is dominated by several key sectors. The largest employers are accommodation & food (15.4% of employment), construction (13.5%), and retail trade (13.5%). Other significant employers include health care & social assistance and education & training.
How has employment changed recently in the suburb of Bermagui?
Over the past year to March 2026, the suburb of Bermagui has experienced employment growth, with total employment increasing while the labour force decreased. As a result, the unemployment rate has fall. By comparison, Regional NSW saw employment decreased and its unemployment rate rose.
What is the workforce participation rate in the suburb of Bermagui?
The workforce participation rate in the suburb of Bermagui is 45.2%, which represents the proportion of working-age residents who are either employed or actively seeking work. The relatively low participation rate may indicate limited job opportunities or demographic factors affecting workforce engagement. The local rate trailing the Regional NSW average of 60.6%, suggesting potential for increased workforce participation.
Which industries are over-represented in the suburb of Bermagui's employment market?
The suburb of bermagui shows notable specialization in accommodation & food, which employs 15.4% of the local workforce compared to 7.8% regionally. This concentration suggests the area has developed competitive advantages in this sector. The area also shows above-average employment in 2 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Bermagui?
Based on Jobs and Skills Australia projections applied to the suburb of Bermagui's industry mix, employment is expected to grow by 6.2% over the next five years and 12.7% over ten years. This compares to national growth expectations of 6.6% over five years. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Bermagui compare nationally?
The suburb of bermagui's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. Recent job advertisement trends show the broader employment region experienced 1.6% growth, ranking 9.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Bermagui?
Skilled workers will find good opportunities in the suburb of Bermagui, with skilled sectors accounting for 27.9% of employment. Key sectors for skilled workers include health care & social assistance (11.3%), education & training (9.2%), and professional & technical (6.3%). With projected employment growth of 6.2% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Bermagui

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Median household income in Bermagui is $1,022 a week (about $53,000 a year), with median personal income at $602 a week. ATO records put median taxable income at $39,049 a year against an average of $53,164. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

The suburb of Bermagui records a median taxpayer income of $39,049 and an average of $53,164, based on the latest postcode ATO statistics compiled by AreaSearch for the financial year 2023. These figures sit below the national average, and compare to a median income of $52,390 and an average income of $65,215 in Regional NSW. Adjusting for a Wage Price Index increase of 10.32% since the financial year 2023, the current estimates translate to roughly $43,079 for the median and $58,651 for the average as of March 2026. According to Census data, household, family, and personal incomes in the suburb of Bermagui rank between the 4th and 12th percentiles across the country.

The distribution of earnings shows that 31.3% of the population (620 individuals) earn within the $400 - 799 range, which contrasts with Regional NSW where the most common bracket is $1,500 - 2,999, accounting for 29.9% of the population. After paying for housing, residents retain 86.4% of their income, a figure that sits at the 6th percentile nationally.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Bermagui?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Bermagui is approximately $43,079. The official ATO data from FY-23 recorded a median of $39,049.
What is the average taxable income in the suburb of Bermagui?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Bermagui is approximately $58,651. The official ATO data from FY-23 recorded an average of $53,164.
How does the median taxable income in the suburb of Bermagui compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Bermagui is approximately $43,079 compared to $57,797 in Regional NSW. The official ATO data from FY-23 shows $39,049 and $52,390 respectively.
How does the average taxable income in the suburb of Bermagui compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Bermagui is approximately $58,651 compared to $71,945 in Regional NSW. The official ATO data from FY-23 shows $53,164 and $65,215 respectively.
What are the main income cohorts in the suburb of Bermagui according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~31.3% / 620 persons) of the suburb of Bermagui's population is the $400 - 799 cohort.
How do the main income cohorts in the suburb of Bermagui compare to the region?
The largest income cohort in the suburb of Bermagui is the $400 - 799 group, representing about 31.3% of the population. In comparison, Regional NSW's largest income cohort is the $1,500 - 2,999 group, representing 29.9% of its population, according to the 2021 Census.
What is the median household income in the suburb of Bermagui according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Bermagui is $1,022/wk.
What is the median family income in the suburb of Bermagui according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Bermagui is $1,313/wk.
What is the median personal income in the suburb of Bermagui according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Bermagui is $602/wk.
How does the suburb of Bermagui's income rank nationally?
AreaSearch's latest postcode level ATO data for FY-23 reveals that income in the suburb of Bermagui is lower than average on a national basis, with the median assessed at $39,049 while the average income stands at $53,164. This contrasts to Regional NSW's figures of a median income of $52,390 and an average income of $65,215. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $43,079 (median) and $58,651 (average) as of March 2026.
What is the disposable income in the suburb of Bermagui?
The estimated disposable income in the suburb of Bermagui is $3,828 per year according to AreaSearch analysis.
How does the suburb of Bermagui's disposable income compare to the region?
The suburb of bermagui's disposable income is $3,828 compared to $5,252 for Regional NSW, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Bermagui

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Bermagui had 802 occupied dwellings at the 2021 Census, 81% detached houses and 7% apartments. 19% are owned with a mortgage, 23% rented and 58% owned outright. At that Census the median rent was $310 a week and the median mortgage repayment $1,517 a month. Rent absorbs 30.3% of household income here and mortgage repayments 34.3%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

Data from the latest Census shows that the housing stock in the suburb of Bermagui is composed of 81.1% separate houses and 18.9% alternative dwellings such as semi-detached homes, apartments, and other housing types, compared to 82.6% separate houses and 17.4% alternative dwellings in Regional NSW. Outright home ownership in the suburb of Bermagui stands at 57.8%, which is notably higher than the regional average, while mortgaged properties make up 19.3% and rented properties account for 22.9%. The median monthly mortgage payment in the area is $1,517, which is lower than the Regional NSW average of $1,733, and the median weekly rent is $310, compared to $330 regionally.

On a national level, mortgage costs in the suburb of Bermagui are lower than the Australian average of $1,863, and rent levels are below the national median of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Bermagui?
In the suburb of Bermagui, 57.8% of homes are owned outright, 19.3% are owned with a mortgage, and 22.9% are rented.
What percentage of dwellings in the suburb of Bermagui are houses?
According to the latest data, 81.1% of dwellings in the suburb of Bermagui are houses.
What percentage of dwellings in the suburb of Bermagui are apartments or units?
In the suburb of Bermagui, 6.6% of dwellings are apartments or units, with an additional 9.8% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Bermagui?
Outright home ownership in the suburb of Bermagui stands at 57.8%, compared to 39.6% in Regional NSW.
What is the median monthly mortgage repayment in the suburb of Bermagui?
The median monthly mortgage repayment in the suburb of Bermagui is $1,517, compared to $1,733 in Regional NSW.
What is the median weekly rent in the suburb of Bermagui?
The median weekly rent in the suburb of Bermagui is $310, compared to $330 in Regional NSW.
What is the distribution of rental prices in the suburb of Bermagui?
In the suburb of Bermagui, 8.0% of rentals are $0-149/week, 54.8% are $150-349/week, 37.2% are $350-649/week, 0.0% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Bermagui?
The aggregate monthly housing cost in the suburb of Bermagui is $600, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Bermagui?
In the suburb of Bermagui, households with mortgages typically spend 34.3% of their income on mortgage repayments, while renters spend 30.3% of their income on rent.
How crowded are homes in the suburb of Bermagui?
The average persons per bedroom ratio in the suburb of Bermagui is 0.7, indicating the level of household density.
How does housing affordability in the suburb of Bermagui compare to the region?
Housing affordability in the suburb of Bermagui shows mortgage holders spending 34.3% of income on repayments (vs 27.9% regionally), while renters spend 30.3% of income on rent (vs 23.0% regionally).
What types of dwellings are most common in the suburb of Bermagui?
The dwelling mix in the suburb of Bermagui consists of 81.1% detached houses, 9.8% semi-detached dwellings, 6.6% apartments, and 2.5% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Bermagui?
Considering the housing occupancy patterns, the weighted average monthly housing cost is approximately $600. This accounts for outright owners paying no housing costs, mortgage holders paying $1,517/month, and renters paying $1,342/month.
How affordable is housing in the suburb of Bermagui relative to local incomes?
Housing in Bermagui consumes approximately 13.6% of median household income ($4,425 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Bermagui?
Recent development applications in Bermagui show attached dwellings contributing 20% of approvals compared to 19% of existing stock, while detached houses represent 80% of applications versus 81% of current dwellings. This suggests development patterns consistent with existing housing mix. Density increases remain below national trends.

HouseholdsHousehold Composition in Bermagui

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Bermagui counted 802 households at the 2021 Census, an estimated 852 today, averaging 2.1 people each. 16% are couples with children, fewer than in 93% of areas nationally, against 39% couples without children. 34% of households are people living alone, and families average 1.8 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Family households represent the majority at 63.7% of all households, consisting of couples with children at 16.0%, couples without children at 39.1%, and single-parent homes at 7.3%. Non-family households account for the remaining 36.3%, with lone person households representing 34.0% and group households making up 2.1%. The average household size is 2.1 people, which is smaller than the Regional NSW average of 2.4.

Frequently Asked Questions - Households

How many households are in the suburb of Bermagui?
As of the 2021 Census, the suburb of Bermagui had 802 households. Based on population growth patterns, this has grown by approximately 6.2% to an estimated 852 households today.
What is the typical household size?
The median household size in the suburb of Bermagui is 2.1 people. This compares to 2.4 in Regional NSW and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 63.7% of all households. The remaining households consist of lone person households (34.0%), group households (2.1%), and other household types (0.0%).
How are families structured in the area?
Among the 510 family households, 16.0% are couples with children, 39.1% are couples without children at home, and 7.3% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Bermagui compare to regional household patterns?
Compared to Regional NSW, the suburb of Bermagui shows distinct household patterns. Lone person households are notably over-represented at 34.0% (versus 27.9% regionally). Conversely, family households are under-represented at 63.7% compared to the regional 68.8%. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Bermagui have an average of 1.8 children, matching the Regional NSW average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Bermagui?
Marriage patterns reveal 46.1% of the adult population are currently married, while 26.9% have never married. This compares to 45.6% married and 34.3% never married across Regional NSW.
How significant are single-person households?
Single-person households represent 34.0% of all households in the suburb of Bermagui, higher than the regional average of 27.9%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 2.1% of households, well below the Regional NSW average of 3.3%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Bermagui

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24.0% of adults in Bermagui hold a university qualification, including 14.4% with a bachelor degree and 5.2% with postgraduate qualifications. A further 29.2% hold a vocational qualification. 1 school serves the area, with 168 enrolment places and an average ICSEA of 930 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Educational attainment in the suburb of Bermagui is lower than regional averages, with 24.0% of residents aged 15 and over holding a university degree compared to 32.2% across NSW. This suggests opportunities for future skills development. Among degree holders, bachelor degrees are the most common at 14.4%, followed by postgraduate degrees at 5.2% and graduate diplomas at 4.4%. Vocational and technical qualifications are common, with 42.3% of residents aged 15 and over holding trade credentials, consisting of advanced diplomas (13.1%) and certificates (29.2%). A significant 24.0% of the population is enrolled in formal education, which includes 8.1% in primary school, 7.1% in high school, and 1.8% in higher education.

Frequently Asked Questions - Education

What percentage of people in the suburb of Bermagui have university qualifications?
24.0% of people aged 15 and over in the suburb of Bermagui have university qualifications, compared to 21.3% in the broader region.
What percentage of people in the suburb of Bermagui have no formal qualifications?
33.7% of people aged 15 and over in the suburb of Bermagui have no formal qualifications, compared to 39.1% regionally.
How does the suburb of Bermagui's education level compare to national averages?
The suburb of bermagui ranks in the 34th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Bermagui?
The most common qualifications in the suburb of Bermagui are: Certificate (29.2%), Bachelor Degree (14.4%), Advanced Diploma (13.1%).
What proportion of the suburb of Bermagui's population is currently attending educational institutions?
24.0% of the population in the suburb of Bermagui is currently engaged in formal education, with 8.1% in primary school, 7.1% in secondary school, 1.8% at university.
What is the ICSEA score for schools in the suburb of Bermagui?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Bermagui is 930, indicating below-average socio-educational advantage compared to the national average of 1000.
How many schools are located within the suburb of Bermagui?
There are 1 schools within the suburb of Bermagui, with a combined enrollment of approximately 168 students.
What types of schools are available in the suburb of Bermagui?
The suburb of bermagui includes 1 primary school.

Schools Detail

AmenitiesServices & Amenities in Bermagui

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Getting AroundTransport & Commuting in Bermagui

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Public transport in Bermagui reaches 103 stops on 12 routes, timetabled for about 200 services a week. The typical home sits about 140 m from its nearest stop. Households keep an average of 1.3 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

Public transport infrastructure includes 103 active bus stops operating in the suburb of Bermagui. These stops accommodate 12 distinct routes that provide 196 weekly passenger trips. Transport accessibility is rated as excellent, with residents living an average of 144 meters from the nearest stop. Because the suburb is primarily residential, most workers commute out of the area, with private vehicles being the primary mode of travel at 86%, followed by walking at 10% and cycling at 2%. Vehicle ownership stands at 1.3 cars per home, which is lower than the regional average.

Census data from 2021 shows that 17.9% of residents worked from home, which may reflect pandemic-era conditions. Service frequency across all routes averages 28 trips per day, which translates to about 1 weekly trip for each individual stop. The accompanying map displays the 100 closest stops relative to the center of the area.

Frequently Asked Questions - Transport

How many public transport stops are in Bermagui?
There are 103 public transport stops within the suburb of Bermagui.
How frequent are the transport services in Bermagui?
the suburb of Bermagui has 196 weekly trips across 12 routes, averaging 28 trips per day.
How far are residents from public transport in Bermagui?
On average, residential properties are 144 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Bermagui

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61.7% of residents in Bermagui report no long-term health condition. 6.7% need daily assistance with core activities, and 48.0% hold private health cover. The standardised death rate runs at 4.4 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

The suburb of Bermagui records positive health outcomes based on AreaSearch's evaluation of mortality data and the prevalence of chronic illnesses, with low rates of common health conditions observed in both younger and older demographics. The rate of private health insurance is low, with approximately 48% of the population (~951 people) holding cover. This compares to 51.9% in Regional NSW and a national average of 55.7%. The most prevalent health issues recorded in the area are arthritis and mental health conditions, affecting 12.1% and 8.2% of the population, respectively. Meanwhile, 61.7% of residents reported having no chronic medical conditions, compared to 63.3% across Regional NSW.

Working-age individuals show higher than average rates of chronic health issues. Residents aged 65 and over make up 38.1% of the population (755 people), which is higher than the 23.4% recorded in Regional NSW. Health outcomes for seniors are particularly favorable, ranking higher nationally than the general population.

Frequently Asked Questions - Health

How many people in the suburb of Bermagui have private health insurance?
Around 48.0% of people in the suburb of Bermagui are covered by private health insurance, which compares to 51.9% in the broader region of Regional NSW.
What percentage of the population requires ongoing medical assistance in the suburb of Bermagui?
In the suburb of Bermagui, 6.7% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.8% of people in Regional NSW require similar assistance.
How prevalent is asthma in the suburb of Bermagui?
7.0% of people in the suburb of Bermagui are diagnosed with asthma. In comparison, 8.4% of the population across Regional NSW is affected by asthma.
What percentage of people have diabetes in the suburb of Bermagui?
Diabetes affects 4.4% of the the suburb of Bermagui population, while in the surrounding region, 4.7% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Bermagui?
5.4% of people in the suburb of Bermagui have heart disease. Across the region of Regional NSW, 4.4% of the population is affected by heart disease.
How does the suburb of Bermagui compare to the region in terms of overall private health coverage?
In the suburb of Bermagui, 48.0% of the population are estimated to have private health insurance. Comparatively, Regional NSW sees an estimated private health coverage rate of 51.9%.

Ancestry & LanguageCultural Diversity in Bermagui

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Bermagui is largely Australian-born, at 84.7% of residents, with 4.2% speaking a language other than English at home. The largest reported ancestries are English (34.0%) and Australian (27.3%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

The suburb of Bermagui exhibits lower levels of cultural diversity, with citizens making up 88.1% of the population, 84.7% of residents born in Australia, and 95.8% of households speaking only English. Christianity is the most common religious affiliation, representing 42.8% of the community. However, Buddhism shows the most notable relative concentration, accounting for 1.6% of the population compared to 0.9% across Regional NSW. Regarding parental country of birth, the three most common ancestries in the suburb of Bermagui are English (34.0%), Australian (27.3%), and Scottish (10.1%). Certain smaller European ancestries show relative concentrations, with French backgrounds at 0.8% (compared to 0.4% regionally), Russian backgrounds at 0.5% (compared to 0.2% regionally), and Dutch backgrounds at 1.7% (compared to 1.0% regionally).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Bermagui?
Bermagui was found to be below average in terms of cultural diversity, with 88.1% of its population being citizens, 84.7% born in Australia, and 95.8% speaking English only at home.
What is the most common religion in the suburb of Bermagui?
The main religion in Bermagui was found to be Christianity, which makes up 42.8% of people in Bermagui. However, the most apparent overrepresentation was in Buddhism, which comprises 1.6% of the population, compared to 0.9% across Regional NSW.
What are the top countries of origin in the suburb of Bermagui?
In terms of ancestry (country of birth of parents), the top three represented groups in Bermagui are English, comprising 34.0% of the population, Australian, comprising 27.3% of the population, and Scottish, comprising 10.1% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: French is notably overrepresented at 0.8% of Bermagui (vs 0.4% regionally), Russian at 0.5% (vs 0.2%) and Dutch at 1.7% (vs 1.0%).
How does the percentage of people born overseas compare to the regional average?
15.3% of the the suburb of Bermagui population was born overseas, compared to 13.0% regionally.
What percentage of the the suburb of Bermagui population speaks a language other than English at home?
4.2% of the population in the suburb of Bermagui speaks a language other than English at home, compared to 7.1% in the wider region.
How many people in the suburb of Bermagui identify as Australian Aboriginal?
2.0% of the the suburb of Bermagui population identifies as Australian Aboriginal, compared to 4.6% in the region.
What is the citizenship status of the population in the suburb of Bermagui?
88.1% of the the suburb of Bermagui population holds citizenship, compared to 89.2% in the wider region.

Age StructureAge Profile of Bermagui

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The median resident of Bermagui is 57, older than 98% of areas nationally. That is 1 year younger than at the 2021 Census. 14.3% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

The median age of 57 years in the suburb of Bermagui is higher than the Regional NSW average of 43 and the national average of 38. Compared to Regional NSW, there is a higher proportion of residents in the 65 - 74 age bracket (21.6% vs 9.4% nationally) and a smaller percentage of 25 - 34 year-olds (6.1%). Post-2021 Census data indicates the 75 to 84 age cohort has grown from 10.9% to 13.2% of the population, and the 35 to 44 cohort has risen from 7.9% to 9.8%, while the 55 to 64 group fell from 18.3% to 15.9%.

Looking toward 2041, demographic forecasts project that the 45 to 54 cohort will grow by 69 people (37%), increasing from 190 to 260, while the 15 to 24 and 65 to 74 age groups are expected to contract.

Frequently Asked Questions - Age

What is the median age in the suburb of Bermagui?
According to the latest data, the median age in the suburb of Bermagui is 57 years.
How does the suburb of Bermagui's median age compare to broader areas?
At 57 years, Bermagui is 14 years older than the Regional NSW average (43 years) and 19 years older than the national average (38 years).
What age groups are over-represented in the suburb of Bermagui?
The most over-represented age group in the suburb of Bermagui compared to the Regional NSW region is the 65 - 74 group, making up 21.6% of the population.
What age groups are under-represented in the suburb of Bermagui?
The most under-represented age group in the suburb of Bermagui compared to the Regional NSW region is the 25 - 34 group, making up 6.1% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Bermagui show significant variance compared to the Regional NSW region. The most over-represented age groups are 65-74 year-olds (21.6% vs 12.3%) and 75-84 year-olds (13.2% vs 8.2%). The most under-represented age group is 25-34 year-olds (6.1% vs 11.4%).
What is the percentage of children (0-14 years) in the suburb of Bermagui?
The percentage of children aged 0-14 years in the suburb of Bermagui is 12.9%.
What is the percentage of older people (65+ years) in the suburb of Bermagui?
The percentage of people aged 65 and over in the suburb of Bermagui is 38.1%.

Data & MethodBoundaries, Sources & Method for Bermagui

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily May 2026 3 months ago all 4 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 59 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (1,865 at the 2021 Census → 1,982 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL10307). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Bermagui suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Bermagui page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Bermagui data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (May 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas