Surf Beach (NSW)

Suburb (SAL)

Rest of NSW / South Coast

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Data Sources ABSValuer GeneralRental BoardACARA Newest Oct 2026 · Refreshed ABS QuickStats SAL13712 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Surf Beach (NSW)

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The median house price in Surf Beach (NSW) is $799k, with units at $583k. House values have moved 5.1% a year compounded over five years.

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DemographicsPopulation Growth in Surf Beach (NSW)

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Surf Beach (NSW) has an estimated 1,831 residents, down from 1,934 at the 2021 Census — a change of 103 people, or 5.3%. The population has thinned by an average 1.0% a year over five years, slower than 99% of areas nationally. That puts 420 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

According to AreaSearch's evaluation of broader ABS demographic releases alongside post-Census address validations, the population of the suburb of Surf Beach (NSW) stands at approximately 1,831 as of Aug 2026. This represents a contraction of 103 people (5.3%) relative to the 2021 Census tally of 1,934 people. Such figures stem from an estimated resident count of 1,821, calculated by AreaSearch using the June 2025 ABS ERP update in combination with subsequent address checks. Demographically, this yields a density of 420 persons per square kilometer, offering ample room per resident and capacity for prospective expansion.

Overall population gains in recent times were largely underpinned by interstate arrivals, which made up around 68.0% of total inflows. Projections for the suburb of Surf Beach (NSW) draw upon 2024 ABS/Geoscience Australia SA2 modeling with a 2022 baseline, supplemented where necessary by 2022 NSW State Government SA2 forecasts based on 2021. For the period spanning 2032 to 2041, cohort-specific growth rates from these datasets are incorporated. Based on these combined SA2 projections, the area is anticipated to register expansion marginally below the non-metropolitan national median, gaining 134 persons by 2041 to achieve an overall 16-year increase of 6.8%.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Surf Beach?
Total population for the suburb of Surf Beach was estimated to be approximately 1,831 as at Aug 26. This is based upon an estimated resident population of 1,821 from the ABS up to June 2025.
How has the population in the suburb of Surf Beach changed since 2021?
The suburb of surf beach has lost approximately 103 people and shown a 5.33% decrease from the 1,934 people recorded at the 2021 Census period.
What is the population density in the suburb of Surf Beach?
The population density in the suburb of Surf Beach is estimated at 420 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Surf Beach?
Over the past 10 years, the population in the suburb of Surf Beach has shown a compound annual growth rate of -0.8% per annum.
What are the main drivers of population growth in the suburb of Surf Beach?
Population growth in the suburb of Surf Beach is driven by: Interstate migration (68.0%), Overseas migration (32.0%), Natural increase (0.0%). The primary driver is Interstate migration, contributing 68.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Surf Beach (NSW)

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Detail

Building activity across Surf Beach is exceptionally subdued, averaging less than 1 new dwellings annually in approved plans, totaling 1 dwelling throughout the entire five-year timeframe. Such constrained residential construction aligns with the locality's rural character, where building responds predominantly to niche local requirements instead of broad market trends. Consequently, given the very small volume of consents, single projects can create substantial variations in yearly metrics and comparative performance. Residential development in Surf Beach is substantially lower than levels observed across Rest of NSW, while also tracking below benchmarks seen across the rest of the nation.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Surf Beach recently?
Dwelling approval activity in the the suburb of Surf Beach area has seen 0 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Surf Beach's current population of 1,831 has been supported by 0 approvals on average over recent years.
How does the suburb of Surf Beach's development activity compare to the broader region?
The suburb of Surf Beach has seen 0.0 approvals per 100 people in recent years, compared to 0.56 approvals in the broader region. This means that one dwelling has been approved for every 0 people in the suburb of Surf Beach, compared to one for every 183 in the broader region.
Is the suburb of Surf Beach keeping up with housing demand?
With the population expected to increase by 124 people by 2041, around 62 new dwellings will be necessary. Recent approval levels may be insufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This indicates potential housing shortages if current approval trends continue.
What has been the trend in development approvals over the past five years in the suburb of Surf Beach?
Looking at development activity over the past five years, the suburb of Surf Beach's approval levels have been significantly below the yearly average of 0, showing a notable downturn in recent development.
How many dwellings will be needed to accommodate future population growth in the suburb of Surf Beach?
The population in the suburb of Surf Beach is expected to grow by 124 people by 2041, necessitating approximately 62 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Surf Beach?
Over the past five years, the suburb of Surf Beach has seen 1 residential approvals while population has remained stable or declined, indicating potential market oversupply.
Are there opportunities for residential developers in the suburb of Surf Beach?
Based on recent development activity and a population of 1,831
Approvals Pipeline Development applications near Surf Beach (NSW)

Development applications around Surf Beach (NSW)

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Lodged Address Description Type Distance Status

SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Surf Beach (NSW)

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AreaSearch tracks 28 current infrastructure and development projects close to Surf Beach (NSW), worth an estimated $1.74 billion. 8 are already under construction and 11 are due for completion within three years. The pipeline spans communities, precincts & urban renewal, residential development and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Regional performance is closely tied to planning frameworks, public works, and infrastructure upgrades. No major initiatives have been earmarked by AreaSearch as directly impacting the immediate locality. Strategic developments of interest across the broader district include the Greater Batemans Bay Structure Plan, Princes Highway Safety And Capacity: Nowra, Nsw To Victorian Border, Sydney-Canberra Rail Connectivity And Capacity, and Low and Mid-Rise Housing Policy.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Surf Beach?
Key infrastructure and planning changes likely to influence the suburb of Surf Beach include: Greater Batemans Bay Structure Plan (Completed); Princes Highway Safety And Capacity: Nowra, Nsw To Victorian Border (Construction); Sydney-Canberra Rail Connectivity And Capacity (Proposed); Low and Mid-Rise Housing Policy (Approved); and Regional NSW Road Network Safety Improvements (Proposed). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Surf Beach?
Infrastructure development impacting the suburb of Surf Beach spans multiple sectors including Transport & Logistics, Energy, and Communities, Precincts & Urban Renewal, among others.
What is the scale of infrastructure investment impacting the suburb of Surf Beach?
While specific investment values are not publicly disclosed for all projects impacting the suburb of Surf Beach, the area shows active development across multiple infrastructure categories within the broader region.
How does the suburb of Surf Beach's infrastructure development compare to other areas?
The suburb of Surf Beach shows moderate infrastructure development relative to national averages, with opportunities for future growth and investment.
The Sebel Hotel Batemans Bay
Category: Tourism
Stage: Dev. Approval | Est. Comp: 2027
Source / Links: Link 1   

Redevelopment of the former Batemans Bay Hotel site into a four-storey mixed-use hospitality complex featuring a 71-room Accor Sebel hotel, 11 luxury serviced townhouses, a business centre, gym, and parking facilities. Approved by the Southern Regional Planning Panel following assessment by Eurobodalla Shire Council, revitalising the foreshore precinct.

Tourism

Lot 5 Bunderra Circuit Residential Subdivision
Category: Communities
Stage: Approved | Est. Comp: 0

DA-approved 21-lot residential subdivision on a 52,684 sqm englobo site at Malua Bay on the NSW South Coast. Lots range from 619 sqm to 11,470 sqm, all north-facing, with a leafy coastal setting near Malua Bay Beach and Batemans Bay. Vegetation clearing is complete and the site is ready for civil works. The englobo parcel sold in 2024/25 for $2.7 million.

Communities

24 Beach Road Residential Development
Category: Residential Development
Stage: Approved | Est. Comp: 2027

Redevelopment of the former waterfront motel site into a multi-storey residential apartment complex comprising 34 premium units. Development approval was granted by Eurobodalla Shire Council following assessment for coastal residential densification. The project incorporates waterfront orientation, basement parking, and contemporary building standards.

Residential Development

Batemans Bay Community Health Facility
Category: Health & Medical
Stage: Construction | Est. Comp: 2025
Source / Links: Link 1   Link 2  

Construction of a new purpose-built community health centre on the existing Batemans Bay Hospital site. The $20 million facility centralizes allied health, child and family services, Aboriginal health, community mental health, and drug and alcohol programs into a modern integrated hub. Delivered by Health Infrastructure NSW and Southern NSW Local Health District, main works commenced in 2024 with operational commissioning scheduled for 2025.

Health & Medical

3 Clyde Street Mixed Use Tourist, Residential & Retail Development
Category: Tourism
Stage: Approved | Est. Comp: 2027
Source / Links: Link 1   

Development consent granted for a mixed-use tourist and residential development across two buildings of four and five storeys. The project encompasses 46 hotel and serviced apartment units, 10 permanent residential apartments, two ground-floor retail tenancies, and basement parking overlooking the Clyde River.

Tourism

Future Rosedale
Category: Communities, Precincts & Urban Renewal
Stage: Planning | Est. Comp: 2032
Source / Links: Link 1   

Proposed masterplanned residential and conservation community spanning approximately 235 hectares near Rosedale on the NSW South Coast. Under proposal by Walker Corporation, the development plans provide approximately 741 residential lots alongside dedicated open space, ecological corridors, and native bushland protection. The planning proposal remains in assessment and structure planning stages with Eurobodalla Shire Council and NSW Planning.

Communities, Precincts & Urban Renewal

Batemans Bay Clyde River Entrance Dredging
Category: Ports, Marinas, Fisheries & Aquaculture
Stage: Completed | Est. Comp: 2024
Source / Links: Link 1   

Transport for NSW coastal dredging campaign removing approximately 30,000 cubic metres of marine sand from the Clyde River navigation channel and bar. Dredged sand was transferred via submerged pipeline to nourish nearshore waters off Cullendulla Beach, maintaining safe marine navigation for commercial fishers and recreational vessels.

Ports, Marinas, Fisheries & Aquaculture

Greater Batemans Bay Structure Plan
Category: Communities, Precincts & Urban Renewal
Stage: Completed | Est. Comp: 0
Source / Links: Link 1   

A visionary document setting out the strategic planning framework for development over 25 years, guiding the scale, pattern, and broad location of development, including provision for new housing and business. It aims to balance demands for new housing, commercial development, and servicing with environmental preservation and character retention.

Communities, Precincts & Urban Renewal

Jobs & IndustryEmployment Trends in Surf Beach (NSW)

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729 residents of Surf Beach (NSW) are employed, from a labour force of 757. Unemployment sits at 3.7%, with participation at 48.0%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.7% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 1,492, about 81% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Surf Beach maintains a capable local workforce with strong representation in core services, registering a jobless rate of 3.7% according to aggregated statistical district data compiled by AreaSearch. In March 2026, employed residents numbered 729, keeping unemployment 0.4% lower than the 4.1% recorded for Regional NSW, though the local participation rate of 48.0% falls well behind the regional benchmark of 60.6%. At the Census, only 12.4% of working locals operated from home, a figure influenced by prevailing Covid-19 restrictions. Local workers are primarily employed across health care & social assistance, construction, and retail trade.

Health care & social assistance demonstrates notable concentration, capturing an employment share 1.2 times that of the surrounding region. Conversely, agriculture, forestry & fishing accounts for merely 0.6% of the workforce, compared to 5.3% regionally. Comparing resident workers against the local daytime job count highlights the predominantly residential profile of the area and its limited internal employment market. AreaSearch analysis of ABS and SALM regional series reveals that across the preceding 12-month period, the local workforce shrank by 4.3% while total employment dropped by 4.1%, resulting in a 0.2 percentage points reduction in unemployment. In comparison, Regional NSW recorded a 0.9% drop in jobs, a 0.4% contraction in the labour pool, and an increase of 0.5 percentage points in the jobless rate. Looking ahead, national industry projections from Jobs and Skills Australia as of Mar-26 provide context for prospective employment trends. Across the country, total employment is projected to climb 6.6% over five years and 13.7% over ten years, with performance varying widely by sector. When applied to Surf Beach's industrial profile via simple illustrative weighting without local demographic adjustment, these projections point to employment gains of 6.7% over five years and 14.0% over ten years.

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Surf Beach?
As of March 2026, the suburb of Surf Beach has approximately 729 employed residents with an unemployment rate of 3.7%. This healthy unemployment rate suggests a well-functioning labour market. Employment indicators are below the national average, suggesting room for improvement, though the very low unemployment rate of 3.7% indicates the ranking primarily reflects recent job losses rather than underlying labor market weakness.
How does the suburb of Surf Beach's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Surf Beach stands at 3.7%, which is broadly in line with Regional NSW's rate of 4.1%. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Surf Beach?
The employment landscape in the suburb of Surf Beach is dominated by several key sectors. The largest employers are health care & social assistance (20.5% of employment), retail trade (11.8%), and construction (10.8%). Other significant employers include accommodation & food and public administration & safety.
How has employment changed recently in the suburb of Surf Beach?
Over the past year to March 2026, the suburb of Surf Beach has experienced a decline in employment, with total jobs decreasing while the labour force decreased. As a result, the unemployment rate has fall. By comparison, Regional NSW saw employment decreased and its unemployment rate rose.
What is the workforce participation rate in the suburb of Surf Beach?
The workforce participation rate in the suburb of Surf Beach is 48.0%, which represents the proportion of working-age residents who are either employed or actively seeking work. The relatively low participation rate may indicate limited job opportunities or demographic factors affecting workforce engagement. The local rate trailing the Regional NSW average of 60.6%, suggesting potential for increased workforce participation.
Which industries are over-represented in the suburb of Surf Beach's employment market?
The suburb of surf beach shows notable specialization in health care & social assistance, which employs 20.5% of the local workforce compared to 16.9% regionally. This moderate specialization indicates some local strength in the sector. The area also shows above-average employment in 2 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Surf Beach?
Based on Jobs and Skills Australia projections applied to the suburb of Surf Beach's industry mix, employment is expected to grow by 6.7% over the next five years and 14.0% over ten years. This exceeds the national forecast of 6.6% over five years, suggesting the area's industry composition is well-positioned for future growth. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Surf Beach compare nationally?
The suburb of surf beach's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. However, the low unemployment rate of 3.7% suggests the ranking is driven by recent job losses rather than structural weakness. Recent job advertisement trends show the broader employment region experienced 1.6% growth, ranking 9.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Surf Beach?
Skilled workers will find good opportunities in the suburb of Surf Beach, with skilled sectors accounting for 34.3% of employment. Key sectors for skilled workers include health care & social assistance (20.5%), education & training (8.2%), and professional & technical (3.7%). With projected employment growth of 6.7% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Surf Beach (NSW)

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Median household income in Surf Beach (NSW) is $1,099 a week (about $57,000 a year), with median personal income at $612 a week. ATO records put median taxable income at $41,729 a year against an average of $51,815. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

According to financial year 2023 ATO postcode statistics compiled by AreaSearch, taxpayers in the suburb of Surf Beach recorded a median income of $41,729 and an average of $51,815, trailing Regional NSW figures of $52,390 (median) and $65,215 (average) as well as wider Australian standards. Factoring in a 10.32% rise in the Wage Price Index since financial year 2023, March 2026 estimates indicate an adjusted median of $46,035 and an average of $57,162. In the 2021 Census, individual, family, and household earnings all ranked between the 7th and 13th percentiles nationwide.

A cohort of 547 individuals, representing 29.9% of residents, earned within the $800 - 1,499 bracket, whereas the surrounding region saw 29.9% in the $1,500 - 2,999 category. Severe housing stress is evident, with disposable earnings after shelter costs standing at 84.2%, placing the locality in the 9th percentile.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Surf Beach?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Surf Beach is approximately $46,035. The official ATO data from FY-23 recorded a median of $41,729.
What is the average taxable income in the suburb of Surf Beach?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Surf Beach is approximately $57,162. The official ATO data from FY-23 recorded an average of $51,815.
How does the median taxable income in the suburb of Surf Beach compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Surf Beach is approximately $46,035 compared to $57,797 in Regional NSW. The official ATO data from FY-23 shows $41,729 and $52,390 respectively.
How does the average taxable income in the suburb of Surf Beach compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Surf Beach is approximately $57,162 compared to $71,945 in Regional NSW. The official ATO data from FY-23 shows $51,815 and $65,215 respectively.
What are the main income cohorts in the suburb of Surf Beach according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~29.9% / 547 persons) of the suburb of Surf Beach's population is the $800 - 1,499 cohort.
How do the main income cohorts in the suburb of Surf Beach compare to the region?
The largest income cohort in the suburb of Surf Beach is the $800 - 1,499 group, representing about 29.9% of the population. In comparison, Regional NSW's largest income cohort is the $1,500 - 2,999 group, representing 29.9% of its population, according to the 2021 Census.
What is the median household income in the suburb of Surf Beach according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Surf Beach is $1,099/wk.
What is the median family income in the suburb of Surf Beach according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Surf Beach is $1,395/wk.
What is the median personal income in the suburb of Surf Beach according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Surf Beach is $612/wk.
How does the suburb of Surf Beach's income rank nationally?
AreaSearch's latest postcode level ATO data for FY-23 reveals that income in the suburb of Surf Beach is lower than average on a national basis, with the median assessed at $41,729 while the average income stands at $51,815. This contrasts to Regional NSW's figures of a median income of $52,390 and an average income of $65,215. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $46,035 (median) and $57,162 (average) as of March 2026.
What is the disposable income in the suburb of Surf Beach?
The estimated disposable income in the suburb of Surf Beach is $4,008 per year according to AreaSearch analysis.
How does the suburb of Surf Beach's disposable income compare to the region?
The suburb of surf beach's disposable income is $4,008 compared to $5,252 for Regional NSW, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Surf Beach (NSW)

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Surf Beach (NSW) had 826 occupied dwellings at the 2021 Census, 71% detached houses and 10% apartments. 22% are owned with a mortgage, 29% rented and 49% owned outright. At that Census the median rent was $330 a week and the median mortgage repayment $1,517 a month. Rent absorbs 30.0% of household income here and mortgage repayments 31.9%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

Census data reveals that separate houses constitute 71.4% of residential stock in Surf Beach, with semi-detached dwellings, apartments, and other configurations making up 28.6%, compared with 82.6% separate houses and 17.4% other formats in Regional NSW. Outright property ownership reached 48.6%, considerably higher than the broader region, while mortgaged properties accounted for 22.2% and rental dwellings comprised 29.2%. Monthly mortgage payments stood at a median of $1,517, well below the Regional NSW figure of $1,733 and national average of $1,863. Weekly rents showed a median of $330, matching Regional NSW at $330 but sitting significantly lower than the national median of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Surf Beach?
In the suburb of Surf Beach, 48.6% of homes are owned outright, 22.2% are owned with a mortgage, and 29.2% are rented.
What percentage of dwellings in the suburb of Surf Beach are houses?
According to the latest data, 71.4% of dwellings in the suburb of Surf Beach are houses.
What percentage of dwellings in the suburb of Surf Beach are apartments or units?
In the suburb of Surf Beach, 10.0% of dwellings are apartments or units, with an additional 18.6% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Surf Beach?
Outright home ownership in the suburb of Surf Beach stands at 48.6%, compared to 39.6% in Regional NSW.
What is the median monthly mortgage repayment in the suburb of Surf Beach?
The median monthly mortgage repayment in the suburb of Surf Beach is $1,517, compared to $1,733 in Regional NSW.
What is the median weekly rent in the suburb of Surf Beach?
The median weekly rent in the suburb of Surf Beach is $330, compared to $330 in Regional NSW.
What is the distribution of rental prices in the suburb of Surf Beach?
In the suburb of Surf Beach, 0.0% of rentals are $0-149/week, 51.7% are $150-349/week, 46.9% are $350-649/week, 1.4% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Surf Beach?
The aggregate monthly housing cost in the suburb of Surf Beach is $754, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Surf Beach?
In the suburb of Surf Beach, households with mortgages typically spend 31.9% of their income on mortgage repayments, while renters spend 30.0% of their income on rent.
How crowded are homes in the suburb of Surf Beach?
The average persons per bedroom ratio in the suburb of Surf Beach is 0.7, indicating the level of household density.
How does housing affordability in the suburb of Surf Beach compare to the region?
Housing affordability in the suburb of Surf Beach shows mortgage holders spending 31.9% of income on repayments (vs 27.9% regionally), while renters spend 30.0% of income on rent (vs 23.0% regionally).
What types of dwellings are most common in the suburb of Surf Beach?
The dwelling mix in the suburb of Surf Beach consists of 71.4% detached houses, 18.6% semi-detached dwellings, 10.0% apartments, and 0.0% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Surf Beach?
Accounting for the local ownership mix, the weighted average monthly housing cost is approximately $754. This accounts for outright owners paying no housing costs, mortgage holders paying $1,517/month, and renters paying $1,429/month.
How affordable is housing in the suburb of Surf Beach relative to local incomes?
Housing in Surf Beach consumes approximately 15.8% of median household income ($4,759 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Surf Beach?
No recent development applications are recorded for this area.

HouseholdsHousehold Composition in Surf Beach (NSW)

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Surf Beach (NSW) counted 826 households at the 2021 Census, averaging 2.1 people each. 18% are couples with children, fewer than in 91% of areas nationally, against 34% couples without children. 35% of households are people living alone, and families average 1.9 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families constitute 64.3% of all households in the area, broken down into couples without children at 34.3%, couples with children at 17.8%, and single parent families at 11.3%. Non-family living arrangements account for the remaining 35.7%, led by lone person households at 34.7% and group households at 1.3%. Typical household size averages 2.1 people, which is smaller than the Regional NSW standard of 2.4.

Frequently Asked Questions - Households

How many households are in the suburb of Surf Beach?
As of the 2021 Census, the suburb of Surf Beach had 826 households. Based on population growth patterns, this has decreased by approximately 5.3% to an estimated 782 households today.
What is the typical household size?
The median household size in the suburb of Surf Beach is 2.1 people. This compares to 2.4 in Regional NSW and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 64.3% of all households. The remaining households consist of lone person households (34.7%), group households (1.3%), and other household types (0.2%).
How are families structured in the area?
Among the 531 family households, 17.8% are couples with children, 34.3% are couples without children at home, and 11.3% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Surf Beach compare to regional household patterns?
Compared to Regional NSW, the suburb of Surf Beach shows distinct household patterns. Lone person households are notably over-represented at 34.7% (versus 27.9% regionally). This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Surf Beach have an average of 1.9 children, slightly above the Regional NSW average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Surf Beach?
Marriage patterns reveal 47.4% of the adult population are currently married, while 28.9% have never married. This compares to 45.6% married and 34.3% never married across Regional NSW.
How significant are single-person households?
Single-person households represent 34.7% of all households in the suburb of Surf Beach, higher than the regional average of 27.9%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 1.3% of households, well below the Regional NSW average of 3.3%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Surf Beach (NSW)

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19.3% of adults in Surf Beach (NSW) hold a university qualification, including 12.2% with a bachelor degree and 5.2% with postgraduate qualifications, higher than 80% of areas nationally. A further 31.2% hold a vocational qualification. Qualifications come from the 2021 Census.

Detail

Educational attainment levels present substantial hurdles for the locality, as university-level credentials are held by 19.3% of residents compared to the NSW benchmark of 32.2%, highlighting a clear focus area for targeted learning programs. Among tertiary qualifications, bachelor degrees represent 12.2%, postgraduate awards make up 5.2%, and graduate diplomas account for 1.9%. Vocational training is widely held, with 41.7% of the population aged 15+ holding technical qualifications, split between certificates (31.2%) and advanced diplomas (10.5%). Active participation in study is prominent across the community, with 25.9% of inhabitants enrolled in education courses.

Specifically, primary schooling accounts for 9.4%, secondary programs comprise 9.1%, and tertiary education makes up 1.6%.

Frequently Asked Questions - Education

What percentage of people in the suburb of Surf Beach have university qualifications?
19.3% of people aged 15 and over in the suburb of Surf Beach have university qualifications, compared to 21.3% in the broader region.
What percentage of people in the suburb of Surf Beach have no formal qualifications?
39.0% of people aged 15 and over in the suburb of Surf Beach have no formal qualifications, compared to 39.1% regionally.
How does the suburb of Surf Beach's education level compare to national averages?
The suburb of surf beach ranks in the 80th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Surf Beach?
The most common qualifications in the suburb of Surf Beach are: Certificate (31.2%), Bachelor Degree (12.2%), Advanced Diploma (10.5%).
What proportion of the suburb of Surf Beach's population is currently attending educational institutions?
25.9% of the population in the suburb of Surf Beach is currently engaged in formal education, with 9.4% in primary school, 9.1% in secondary school, 1.6% at university.
What is the ICSEA score for schools in the suburb of Surf Beach?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Surf Beach is 0, indicating below-average socio-educational advantage compared to the national average of 1000.

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AmenitiesServices & Amenities in Surf Beach (NSW)

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Getting AroundTransport & Commuting in Surf Beach (NSW)

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Public transport in Surf Beach (NSW) reaches 42 stops on 23 routes, timetabled for about 260 services a week. The typical home sits about 150 m from its nearest stop. Households keep an average of 1.3 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

The public transit network in Surf Beach comprises 42 active transport stops served by local buses across 23 distinct routes, generating 256 weekly passenger trips. Stop proximity is strong, with typical walking distances of 149 meters. Being predominantly residential, outbound commuting is widespread, and private vehicles dominate modal share at 97%. Vehicle ownership sits at an average of 1.3 per dwelling, below regional levels, while 12.4% worked from home at the 2021 Census during a period marked by COVID-19. Transit services run at an average rate of 36 trips per day across the network, translating to roughly 6 weekly trips per individual stop.

Frequently Asked Questions - Transport

How many public transport stops are in Surf Beach (NSW)?
There are 42 public transport stops within the suburb of Surf Beach.
How frequent are the transport services in Surf Beach (NSW)?
the suburb of Surf Beach has 256 weekly trips across 23 routes, averaging 36 trips per day.
How far are residents from public transport in Surf Beach (NSW)?
On average, residential properties are 149 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Surf Beach (NSW)

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57.1% of residents in Surf Beach (NSW) report no long-term health condition. 6.5% need daily assistance with core activities, and 47.5% hold private health cover. The standardised death rate runs at 5.4 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

AreaSearch evaluations of chronic illnesses and mortality indicate notable health considerations for Surf Beach, with common medical conditions widely dispersed across younger and older demographics alike. Private health insurance participation is subdued at roughly 47% of the population (~869 people), below the Regional NSW rate of 51.9% and the Australian figure of 55.7%. Arthritis and mental health conditions form the primary medical diagnoses, affecting 12.6% and 9.1% of inhabitants respectively, while 57.1% reported no long-term health ailments compared to 63.3% across Regional NSW. Health burdens are elevated among working-age locals, and seniors aged 65 and over comprise 33.8% of the community (618 people), outstripping the Regional NSW level of 23.3% and driving high national incidence rankings.

Frequently Asked Questions - Health

How many people in the suburb of Surf Beach have private health insurance?
Around 47.5% of people in the suburb of Surf Beach are covered by private health insurance, which compares to 51.9% in the broader region of Regional NSW.
What percentage of the population requires ongoing medical assistance in the suburb of Surf Beach?
In the suburb of Surf Beach, 6.5% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.8% of people in Regional NSW require similar assistance.
How prevalent is asthma in the suburb of Surf Beach?
8.9% of people in the suburb of Surf Beach are diagnosed with asthma. In comparison, 8.4% of the population across Regional NSW is affected by asthma.
What percentage of people have diabetes in the suburb of Surf Beach?
Diabetes affects 5.1% of the the suburb of Surf Beach population, while in the surrounding region, 4.7% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Surf Beach?
5.3% of people in the suburb of Surf Beach have heart disease. Across the region of Regional NSW, 4.4% of the population is affected by heart disease.
How does the suburb of Surf Beach compare to the region in terms of overall private health coverage?
In the suburb of Surf Beach, 47.5% of the population are estimated to have private health insurance. Comparatively, Regional NSW sees an estimated private health coverage rate of 51.9%.

Ancestry & LanguageCultural Diversity in Surf Beach (NSW)

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Surf Beach (NSW) is largely Australian-born, at 82.3% of residents, with 6.7% speaking a language other than English at home. The largest reported ancestries are English (31.9%) and Australian (27.5%). 5.2% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Cultural diversity in Surf Beach tracks below broader norms, with 87.3% holding Australian citizenship, 82.3% born domestically, and 93.3% speaking solely English in the home. Christianity represents the dominant faith, observed by 55.2% of the local population compared to 55.9% in Regional NSW. Looking at ancestral background based on parental birthplace, the primary ancestries identified in Surf Beach are English (31.9%), Australian (27.5%), and Scottish (8.7%). Notable variations in other backgrounds include Australian Aboriginal representation at 5.2% (compared to 4.6% regionally), Croatian at 0.7% (compared to 0.3%), and French at 0.6% (compared to 0.4%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Surf Beach?
Surf Beach was found to be below average in terms of cultural diversity, with 87.3% of its population being citizens, 82.3% born in Australia, and 93.3% speaking English only at home.
What is the most common religion in the suburb of Surf Beach?
The main religion in Surf Beach was found to be Christianity, which makes up 55.2% of people in Surf Beach. This compares to 55.9% across Regional NSW.
What are the top countries of origin in the suburb of Surf Beach?
In terms of ancestry (country of birth of parents), the top three represented groups in Surf Beach are English, comprising 31.9% of the population, Australian, comprising 27.5% of the population, and Scottish, comprising 8.7% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Australian Aboriginal is notably overrepresented at 5.2% of Surf Beach (vs 4.6% regionally), French at 0.6% (vs 0.4%) and Croatian at 0.7% (vs 0.3%).
How does the percentage of people born overseas compare to the regional average?
17.7% of the the suburb of Surf Beach population was born overseas, compared to 13.0% regionally.
What percentage of the the suburb of Surf Beach population speaks a language other than English at home?
6.7% of the population in the suburb of Surf Beach speaks a language other than English at home, compared to 7.1% in the wider region.
How many people in the suburb of Surf Beach identify as Australian Aboriginal?
5.2% of the the suburb of Surf Beach population identifies as Australian Aboriginal, compared to 4.6% in the region.
What is the citizenship status of the population in the suburb of Surf Beach?
87.3% of the the suburb of Surf Beach population holds citizenship, compared to 89.2% in the wider region.

Age StructureAge Profile of Surf Beach (NSW)

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The median resident of Surf Beach (NSW) is 52, older than 95% of areas nationally. That is 1 year younger than at the 2021 Census. 17.4% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

Surf Beach exhibits an older age demographic, with senior cohorts (65+) comprising 33.8% of the populace as at August 2026, compared to 23.3% regionally, while young-to-middle adults (25 - 44) account for 18.4% versus 23.5% across Regional NSW. This gives an estimated median age of 52, down from 53 at the 2021 Census, but still 9 years older than the Regional NSW median of 43 and above the national median of 38 at that Census. The sharpest movement occurred among those aged 45 - 64, declining from 27.7% to an estimated 24.4%.

Looking ahead to 2041, retirees are forecast to drive the majority of growth, expanding by 56 residents (9%) to total 675, while children and younger age groups are projected to contract.

Frequently Asked Questions - Age

What is the median age in the suburb of Surf Beach?
AreaSearch estimates the median age in the suburb of Surf Beach at 52 years as at August 2026. That is down from the 2021 Census figure of 53 years, with AreaSearch updating the age profile for population change recorded since the Census.
How does the suburb of Surf Beach's median age compare to broader areas?
At an estimated 52 years as at August 2026, Surf Beach is 9 years older than the Regional NSW 2021 Census average (43 years) and 14 years older than the national Census average (38 years).
What age groups are over-represented in the suburb of Surf Beach?
On AreaSearch estimates updated to August 2026, the most over-represented age group in the suburb of Surf Beach compared to the Regional NSW region is the 65 - 74 group, making up 18.8% of the population.
What age groups are under-represented in the suburb of Surf Beach?
On AreaSearch estimates updated to August 2026, the most under-represented age group in the suburb of Surf Beach compared to the Regional NSW region is the 25 - 34 group, making up 7.4% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Surf Beach show significant variance compared to the Regional NSW region. The most over-represented age groups are 65-74 year-olds (18.8% vs 12.3%) and 75-84 year-olds (12.3% vs 8.2%). The most under-represented age group is 25-34 year-olds (7.4% vs 11.5%).
What is the percentage of children (0-14 years) in the suburb of Surf Beach?
AreaSearch estimates children aged 0-14 years at 14.3% of the population in the suburb of Surf Beach as at August 2026.
What is the percentage of older people (65+ years) in the suburb of Surf Beach?
AreaSearch estimates people aged 65 and over at 33.8% of the population in the suburb of Surf Beach as at August 2026.

Data & MethodBoundaries, Sources & Method for Surf Beach (NSW)

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) Aug 2026 2 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual Aug 2026 2 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Aug 2026 2 months ago headline measures · Jul 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Oct 2026 this month headline measures · Sep 2026 baseline
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026.
Infrastructure projects Infrastructure Australia, Local governments Daily May 2026 5 months ago all 2 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 7 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Sep 2026 last month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 3 months ago headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Sep 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (1,934 at the 2021 Census → 1,831 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL13712). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Surf Beach (NSW) suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Surf Beach (NSW) page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Surf Beach (NSW) data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Aug 2026), property sales & rents (Oct 2026), infrastructure projects (May 2026) and services & amenities (Sep 2026). Built on a Census baseline but carrying newer measures on top: population (to Aug 2026), age profile (to Aug 2026), employment (to Mar 2026), income (to FY 2023), education (to Sep 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas